PLAY PODCASTS
Wealth Warehouse

Wealth Warehouse

227 episodes — Page 5 of 5

Ep 26Episode 26: Is a 15 year mortgage really better than a 30 year mortgage?

Join David Befort and Paul Fugere on Episode 26 of the Wealth Warehouse!“Would you rather save $112,000 or earn $411,000?”In today’s episode, David and Paul examine this question within the context of mortgages. More specifically, 15 year mortgages vs. 30 year mortgages and the difference they can make for your immediate and future finances.The guys explain all the variables that you should care about, expert advice you should ignore and why you should care a lot more about your money’s “productivity”. They even give you the math to figure it all out! Tune in to find out what it could all mean for your income, retirement, liquidity and more!Link to the video referenced in the episode:https://www.youtube.com/watch?v=BPEfrcNY5Wg&t=166sEpisode Outline:-(0:50) - Initial question, “Would you rather save $112,000 or earn $411,000?”-(2:50) - Savings on interest and money productivity, examining the variables of a 15 year mortgage and a 30 year mortgage-(7:12) - 30 year mortgage allows you to take advantage of lower monthly payments and use the difference to grow your money-(11:45) - Why give your money to the bank faster than they require? Don’t sacrifice liquidity that you might need for your life or potential disaster-(15:34) - The rise in the cost of living and inflation explained-(18:34) - Is there similar value in having your home paid off vs. having the money to be able to pay it off?-(22:13) - Where does the $411,000 come from? Exploring a scenario with a 30 year mortgage and IBCABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Aug 9, 202229 min

Ep 25Episode 25: IBC Q&A: how dividends work and the best way to use them

Join David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse!In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered!In this episode you’ll learn about:-The different ways you can receive dividends from your policy-How dividends work with IBC and their relationship to PUAs-The simplicity of policy loans and how to manage them, “they’re revolving doors of money”-Why getting started with IBC isn’t as expensive as you think-Choosing the right company for your IBC strategy-And much more!Infinite Banking for RE Investors:https://www.linkedin.com/pulse/infinite-banking-re-investors-david-a-befort-jr-/“The Infinite Banking Concept Explained”: https://www.youtube.com/watch?v=4fSMlg4i7pkHIGHLIGHTS:-(2:13) - “Are the dividends paid towards cash value or towards the policy loan? Do they act like a dividend stock?”-(5:40) - “Does the policy loan increase automatically as I pay my premiums?”-(6:30) - “Or everytime would I have to re-apply for a new policy loan?”-(10:53) - “If I don’t have a lot of monthly cash flow to start with a high policy premium is it possible to start with lower premiums and then add another policy down the road, or increase the value of the policy?”-(14:30) - IBC and family banking-(17:30) - “How do you find a whole life insurance provider who understands IBC and can structure policies that support the strategy?”-(20:00) - Your IBC strategy and choosing the right company, why high dividend payouts shouldn’t be the most important factor-(23:40) - “How does the dividend work with IBC?”, “How does the dividend make me money?”ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Aug 1, 202230 min

Ep 24Episode 24: All of my friends think I'm crazy for putting my money into whole life insurance!

Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse!Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC.In this episode, you’ll learn about:-What makes you a good (or bad) fit for IBC-How to deal with negative opinions, naysayers and experts -  what is that experience like?-The importance of doing your own research as well as understanding the source-Practical advice on handling pushback from other people-And much more!As mentioned in the episode, “The Infinite Banking Concept Explained”:https://www.youtube.com/watch?v=4fSMlg4i7pkHIGHLIGHTS:-(1:15) - Quick point on policy loan repayment and the mentality shift that comes with being an owner-(5:15) - the appeal of IBC, are you a good fit for it?-(7:40) - dealing with negative opinions and naysayers, people’s personal vs. professional opinion-(14:19) - The importance of doing your own research and not relying on one financial guru-(22:01) - Experiment and learn from other people, but make sure their credentialed and know what they’re doing-(23:48) - Practical advice on handling pushback from other peopleABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Jul 25, 202230 min

Ep 23Episode 23: Case Study: How one client earned a tax-free, risk-free 33% Rate of Return using IBC

Join David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse!In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return.In this episode, you’ll learn about:-The guy’s perspective on managing loans you take out against your policy and why you shouldn’t park your dollars in a bank -The details of how one of Dave’s clients was able to take advantage of huge savings immediately using IBC.-How you “lose” your money forever when you spend using your savings and why you should be using your policy as your savings account-“Thinking like a banker” and why interest on a loan shouldn’t scare you-And much more!HIGHLIGHTS:-(0:37) - Listener question, “I have an outstanding policy loan but I have the cash in a savings account to pay it off, what do I do?”-(4:23) - The meaning of loan capitalization and what your perspective on loans should be-(7:20) - Case study introduction and background-(12:24) - Savings vs. IBC for big ticket items-(16:03) - IBC is a long-term strategy, how it compares to other traditional means of wealth building-(20:50) - The element of control, how institutions tie up your money when you need it the mostABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.CATCH UP WITH DAVID AND PAUL, VISIT THE LINKS BELOW:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Jul 18, 202228 min

Ep 22Episode 22: Is using a life insurance cash value loan really better than just paying cash?

Join David Befort and Paul Fugere on Episode 22 of the Wealth Warehouse!It should be obvious by now that IBC doesn’t mesh with most traditional wealth building strategies. This week’s show is no different as the guys tackle conventional ideas around saving money, spending it and what your perspective should be on all of it.In this episode you’ll learn about:-Why you shouldn’t be paying for that big vacation in cash-Utilizing your life insurance policy’s line of credit and balancing it with your cash flow, loans and policy-The opportunity cost of saving money traditionally and the pitfalls of the “piggy bank mentality”-“Financing your life”, a new way to look at loans-Why rate of return shouldn’t dictate how you manage your money-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Jul 11, 202230 min

Ep 21Episode 21: Walter White and IBC: Breaking Good

Join David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse!This week, the guys break down the popular TV series “Breaking Bad” –  and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight.Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble.In this episode, you’ll learn about:-How Walter should’ve planned from the beginning-What he did wrong (in terms of planning, not cooking meth)-How Walter’s situation would’ve been radically different if he had whole life insurance or even convertible-term insurance-How this example applies to you – and what you can do so you don’t find your in a similar situation (in terms of being unprepared, not cooking meth)-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Jul 4, 202232 min

S1 Ep 20Episode 20: IBC Frequently Asked Questions #2

Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse!This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance.In this episode you’ll get answers to questions such as:-Is there a limit to how much I can put into a whole-term life insurance policy?-How can I get my policy started and ready to go as fast as possible?-How much premium should I pay?-Is there a premium payment limit?-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Jun 27, 202233 min

S1 Ep 19Episode 19: 3 Ways to Protect Yourself from Economic Uncertainty

Join David Befort and Paul Fugere on Episode 19 of the Wealth Warehouse! Economic uncertainty is one of the biggest obstacles to financial freedom. How can you prepare for something you don’t even know is going to happen yet? David and Paul discuss all of the recent economic turmoil, as well as how to best address uncertainty and keep your nest egg intact. In this episode you’ll learn about: -The external forces you face now and how they hurt your ability to grow your money-How these external forces affect wealth creation-Possible issues that common investment strategies can encounter, from taxes and inflation to pandemics and poor market performance- How IBC can insulate you from economic uncertainty-And so much more! ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Jun 20, 202241 min

S1 Ep 18Episode 18: How does "Convertible" Term Insurance fit into the IBC strategy?

We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results?Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance. In this episode you’ll learn about: -The difference between whole life insurance and term life insurance-What term life insurance gets you and some of its financial drawbacks-Convertible versus non-convertible term insurance-How to leverage term insurance for financial success    -And so much more! ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul! Visit Paul on InfiniteBanking.orgVisit Dave on InfiniteBanking.orgConnect with Dave on LinkedInConnect with Paul on LinkedInEmail:[email protected]

Jun 13, 202229 min

S1 Ep 17Episode 17: Things We Love: Memorial Weekend, Top Gun 2 and IBC!

Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse!There are so many advantages that IBC can bring to your finances and in turn, your life.In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy.In this episode, you’ll learn about:-How IBC is able to avoid external economic pressures-What you avoid when you don’t use banks for loans-The importance of having access to money on your time and terms-The stability and peace of mind that IBC brings-And so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul! Visit Paul on InfiniteBanking.orgVisit Dave on InfiniteBanking.orgConnect with Dave on LinkedInConnect with Paul on LinkedInEmail:[email protected]

Jun 6, 202231 min

Ep 16Episode 16: Common IBC User Traits and Our Process

Join David Befort and Paul Fugere on Episode 16 of the Wealth Warehouse. David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC. In this episode you will learn:-No financial strategy will work if you don't know how to save-David Befort on inflation by walnuts-Even economics majors want to unlearn what they learned-To get into IBC, think long term-Who is NOT a good fit for IBC?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:          https://infinitebanking.org/agents/Fugere494                        https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:              [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.aspLinks for 529 Plan research:https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.htmlhttps://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest

May 30, 202232 min

Ep 15Episode 15: IBC vs 529 College "Savings" Plans

Join David Befort and Paul Fugere on Episode 15 of the Wealth Warehouse. We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up against 529 Plans, and the other ways for you to start saving for college aside from IBC.In this episode you will learn:  -529 Plans are investment plans; it's not a savings plan-Student aid punishes you for doing a good job planning for college-There's so much volatility in the current [2022] stock market-What really is the benefit of a 529 plan?-The other options to save for college aside from IBC-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:          https://infinitebanking.org/agents/Fugere494                        https://infinitebanking.org/agents/Befort399LinkedIn:         https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:              [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.aspLinks for 529 Plan research:https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.htmlhttps://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest

May 23, 202228 min

Ep 14Episode 14: How to "See" Opportunities

Join David Befort and Paul Fugere on Episode 14 of the Wealth Warehouse. When you have capital, opportunities seek you; but to find opportunities, you, too, must search for them. In this episode, David and Paul discuss the elements that help you find opportunities and help opportunities find you. They also brief through David's quick principle on how to think like the bank, the significance of relationship-building to finding opportunities, and their thoughts on the adage, "cash is king!"In this episode you will learn:-You have to be interested in doing 'different' things-Relationships will teach you and fulfill you-A quick way to think like a bank-Paul: "I've run out of money before I've run out of opportunities."-What does "cash is king" mean?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:  https://infinitebanking.org/agents/Fugere494                         https://infinitebanking.org/agents/Befort399LinkedIn:        https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:              [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

May 16, 202225 min

Ep 13Episode 13: IBC Frequently Asked Questions!

Join David Befort and Paul Fugere on Episode 13 of the Wealth Warehouse. People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. In this episode, David and Paul gather the top frequently asked questions about IBC. How many policies can you own? Can you copy someone else's policy? What's the best thing you can do to an accessible cash value? And so much more.In this episode you will learn:-First thing in IBC: You are the banker!-What you see in Nelson's book are examples and guidelines-Should you be concerned about how much to pay for the premium?-Every policy is specially tailored-Policy loans aren't taxable; however… -and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:          https://infinitebanking.org/agents/Fugere494                        https://infinitebanking.org/agents/Befort399LinkedIn:         https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:              [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

May 9, 202225 min

Ep 12Episode 12: Common Objections to IBC

Join David Befort and Paul Fugere on Episode 11 of the Wealth Warehouse. Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. In this episode, David and Paul answer questions like, why would I pay interest to an insurance company to borrow my own money? Do insurance companies keep all my built-up cash value after death? Am I too old for IBC? And so forth!In this episode you will learn:-The misunderstanding of how life insurance works-In life insurance, the death benefit is the asset-Cash value is what the insurance company is willing to pay you to walk away from the contract-You are not too old for IBC!-Comparing Mutual funds to whole life insurance is an apples-to-oranges comparison-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494                         https://infinitebanking.org/agents/Befort399LinkedIn:         https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:              [email protected]

May 2, 202225 min

S1 Ep 11Episode 11: Using IBC to eliminate Debt

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse. Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanently.In this episode you will learn:-It's all about your spending pattern-Your policy keeps your money, provides you benefits, and is working for you forever-Some people just don't know better where to put their capital-Paul Fugere – about a client with a buuuunch of debt-So does IBC mean more debt to pay for debt?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Apr 25, 202227 min

S1 Ep 10Episode 10: Middle class is a Mindset Part 2

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse. In part 2 of this bid-your-middle-class-mindset-goodbye special, David and Paul simplify how the infinite banking concept helps make your money function differently. Today, David and Paul discuss what accumulation theory is, the biggest fallacies when it comes to investing, and the top issues that pose a challenge to the wealth of the middle class.In this episode you will learn:-With 401(k)s, you have to make sure you don't live too long!-Paul and Dave’s personal definitions of “wealth”-How making money is viewed by the wealthy and the middle class-How IBC can improve what you are already doing-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Apr 18, 202228 min

S1 Ep 9Episode 9: Middle Class is a Mindset Part 1

Join David Befort and Paul Fugere on Episode 9 of the Wealth Warehouse. In part 1 of this special, David and Paul answer, "is middle class your socio-economic status or your mindset?" When we study the way the wealthy think, it's not hard to see how an abundance mindset has set them apart. Here, David and Paul discuss where your mindset shift should start and how the wealthy view markets, risks, money management, debt, etc.In this episode you will learn:-Education is step #1 in everything-Majority of people are capable of managing their own wealth-What is risk tolerance?-The questions to ask yourself to start chaning your mindset-Are your views on debt holding you back?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Apr 11, 202226 min

Ep 8Episode 8: 401(k)'s: what your financial advisor didn't tell you

E

Join David Befort and Paul Fugere on Episode 8 of the Wealth Warehouse. In this episode, David and Paul open the floor to discuss a topic that never fails to stir up much emotion from people — 401(k)s. For the two, most people are smart enough to manage their own wealth, but with conditioning, we've been made to believe that doing so is out of our league. Here, David and Paul discuss why qualified plans were created, how inflation decreases the value of retirement accounts, who controls your 401(k), and more.In this episode you will learn:-Income tax was established at the same time as the Federal Reserve-When making your plan, factor in inflation-You're not the one who controls your 401(k)-David and Paul – on required minimum distributions-Taxes are at historically low levels, but…-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Apr 4, 202227 min

Ep 7Episode 7: Military Special: IBC for the veteran

Join David Befort and Paul Fugere on Episode 7 of the Wealth Warehouse. In this episode, David and Paul talk about the post-military life insurance options available to military members. David shares an excellent case study about how a military friend who funded an annual premium for a specially designed whole life policy made $100k happen by his retirement. Aside from that, they also touch on soldier group life insurances, survivor benefit plans, why transitioning members shouldn't cut themselves short, and what the 'go-to-hell' fund means.In this episode you will learn:-What is SGLI?-On Survivor Benefit Plans and Surviving Spouses-Many service members in their prime live too much off on their pension-What a senior service member would tell a young member regarding money-How can you say 'no' from a place of strength?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Mar 28, 202228 min

S1 Ep 6Episode 6: Family Banking and Some of Our Thoughts on the 2022 IBC Annual Think Tank

Join David Befort and Paul Fugere on Episode 6 of the Wealth Warehouse. In this episode, David and Paul share their favorites and the highlights of the recent 2022 IBC Annual Think Tank. If the infinite banking process is not a product, what is it? Here, David and Paul discuss the takeaways from Jayson Lowe's presentation on family banking, how IBC applies to large cases in real estate, what the most important part of the IBC process is, and more.In this episode you will learn:-In family banking, the new generation benefits.-An average person can take 20 years to be financially free-If your money has to reside somewhere, why not in your own bank?-IBC is a process; it's not a product!-Why reading Becoming Your Own Banker cannot be stressed enough-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Mar 21, 202225 min

S1 Ep 5Episode 5: Real World Examples of IBC in Action

Join David Befort and Paul Fugere on Episode 5 of the Wealth Warehouse. In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the 'now-what' phase. Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.In this episode you will learn:-David Befort – on his first house flipping experience-What if you just funnel all your money into an IRA?-Some employers don't allow employees access to their own plans-Paul Fugere – on working on a highly-motivated childhood friend's financials-What do banks base on when approving loans?-and so much more!ABOUT YOUR HOST:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul on:Website:        https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:        https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:  [email protected]

Mar 14, 202229 min

S1 Ep 4Episode 4: The Pros and Cons of IBC

Join David Befort and Paul Fugere on Episode 4 of the Wealth Warehouse. In this episode, David and Paul talk about the pros and cons of the infinite banking concept. Right after sharing a quick opinion on new year's resolutions, the two follow it up by discussing the common deterrents to getting into the IBC and what the IBC proffers in terms of insurance, guaranteed growth, and dividends. Later in the episode, Paul also explains why the IBC is not an 'either-or' type of thing.In this episode you will learn:-What people initially think of when encountering the IBC-Having a long-term perspective is a must to infinite banking -Wall Street doesn't affect your policy-The 9th Wonder of the World – Uninterrupted Compound Growth -About the book, The AND Asset by Caleb Guilliams-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Mar 7, 202236 min

S1 Ep 3Episode 3: Sweaty Wads of Dripping Wet Cash

Join David Befort and Paul Fugere on Episode 3 of the Wealth Warehouse. In this episode, David and Paul explain how to achieve sweaty wads of dripping wet cash. ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Feb 28, 202229 min

Ep 2Episode 2: The Saver, the Debtor and the Wealth Creator

Join David Befort and Paul Fugere on Episode 2 of the Wealth Warehouse. In this episode, David and Paul simplify the power of the infinite banking concept regarding loans and how IBC puts you in control. After breaking down the two general ways of paying for a purchase, David and Paul discuss why 'wealth creators'—or whole life insurance users—outsmart the 'savers' and the 'debtors' in more ways than one.In this episode you will learn:-How do you finance borrowed money?-Who are the savers, debtors, and wealth creators?-IBC empowers you!-On banks suspending HELOCs in a time where it's needed the most-The three HUGE advantages of an IBC policy over a mortgage-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Feb 21, 202229 min

Ep 1Episode 1: Who are we and why should you care?

Join David Befort and Paul Fugere in the first-ever episode of the Wealth Warehouse. In this episode, David and Paul talk a bit of themselves, who this show is for, and a big chunk of what you can expect from the podcast. Tune in as your hosts give a peek of the infinite banking concept and why you should opt to learn from the podcast instead of just googling stuff. Here, David and Paul also touch on the core principle of IBC, the biggest fallacies when it comes to investing, and how the podcast plans to move against the grain.In this episode you will learn:What to expect from the Wealth Warehouse PodcastThe concept of Infinite BankingIs it a really high risk for a high reward? To become your own banker, you need to have…Wealth Warehouse's target audienceand so much more!About your hosts:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Feb 14, 202229 min

Welcome to Wealth Warehouse

trailer

On Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking. We believe everybody should be involved in 2 businesses: the business that you're in, and the banking business. Every day people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending. Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head.

Jan 20, 20220 min