Wealth Warehouse

One of the best things about IBC is that it sets you on a journey of learning that is never completely done. You have to constantly stay flexible, on your feet and hungry for that edge that will take your wealth building to the next level. In this week’s episode, the guys address your burning questions! From “how quickly can I get my policy going?” to using your policy to score wins in the stock market, Dave and Paul cover it all! They also weigh in on some more complex curveball questions that you grizzled IBC vets won’t want to miss!Episode Highlights:0:00 - Introduction0:27 - Episode beginning3:01 - Listener question: “How aggressive can my premium be?”7:54 - “How quickly can I get a policy going?”13:04 - Using IBC for stock investing16:06 - Changing the sequence of your spending pattern20:29 - Using saved up cash to pay your premium23:25 - Should I diversify my policies with different companies?28:58 - “Lump-sum” premiums and a common misconception33:09 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With so much focus on the dynamics and mechanics of IBC – it can be easy to forget why this wealth building strategy works so well.In this week’s episode, the fellas take a step back and look at what IBC does to solve your need for finance, income and retirement security. They’ll take you through the common mentality most people have and what separates a run-of-the-mill investor from an IBC practitioner.If you’re a prospective practitioner yourself, this is a critical episode for you to watch! Tune in to learn the broad benefits of this system and why you need to act now, not later.Episode Highlights:0:00 - Introduction0:27 - Episode beginning3:12 - Investors vs. the IBC practitioner4:28 - Risk perception10:07 - Return on capital vs. return of capital14:01 - One of the biggest drawbacks of a 401k17:37 - Putting your dollars to work in multiple places20:41 - Looking at financing, the investor vs. the banker24:01 - Market volatility30:51 - Alternative investments, what bankers “look for”32:53 - Why you should want control35:47 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

You’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!Episode Highlights:(0:00) - Introduction(0:27) - Episode beginning(2:26) - Question: mortgaging and refinancing(9:33) - Another audience comment and an episode idea(11:43) - How does IBC strengthen our country?(15:02) - The problem of undercapitalization(23:48) - Central banking(26:53) - Conquering the tendencies of human nature(33:32) - Overview, taking responsibility(36:25) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!Episode Highlights:(0:00) - Introduction(0:27) - Episode beginning(2:26) - Question: mortgaging and refinancing(9:33) - Another audience comment and an episode idea(11:43) - How does IBC strengthen our country?(15:02) - The problem of undercapitalization(23:48) - Central banking(26:53) - Conquering the tendencies of human nature(33:32) - Overview, taking responsibility(36:25) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Like most topics in IBC, there is a lot of “cleaning up” to be done of the narrative – and policy loans are one of the biggest culprits.In this week’s episode, Dave and Paul break down policy loans and exactly how they work. This crucial part of the IBC system is plagued with the misconceptions that IBC policy owners and newbies alike have. The guys also dive into some IBC philosophy and what your goals or objectives should be for your policy in the future.Episode Highlights:0:00 - Introduction0:27 - Episode beginning5:21 - Policy loans6:53 - What is a policy loan?10:51 - Why is a policy loan a great thing?15:17 - “Two ways to buy a car” analogy20:00 - The zero sum game24:11 - The relationship between the policy owners and the company26:52 - Education is the key to your success29:01 - Dave’s recent experience with “playing bank”ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

The way that you design your IBC policy is one of the most important considerations you can make as your own banker – and it can make a difference of hundreds of thousands or even millions of dollars.In this week’s episode Dave and Paul break down some of these new age, non-traditional IBC policies – namely the infamous “10/90” policy. Whether it’s out of inexperience, or bad advice, the guys will set you straight on where your policy needs to fall on the premium vs. base spectrum.With their combined experience and decades running their own policies, you’re going to want to make sure you catch this episode of Wealth Warehouse.Episode Highlights:(0:00) - Introduction(0:27) - Episode beginning(3:31) - A comment from the audience: discussing “10/90” policies(10:25) - It’s a flawed mentality(11:30) - You should want to pay premium, what 10/90s look like down the line(16:56) - Sticking to the fundamental principles of IBC(23:58) - Finding “win-win” opportunities, why Dave and Paul are here(27:52) - Understanding what is going on(29:56) - Stop rushing to get rich(31:08) - If something goes wrongABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

In this week’s episode, Dave and Paul finally take a long look at retirement – and dive into the questions you need to ask yourself as well as what your future may look like if you maintain the status quo.Will you be safe with traditional 401k plans? Should you continue to store your hard earn bucks in someone else's bank? How should you be positioning yourself for a comfortable retirement? All of these burning questions will be answered in this episode!!Episode Highlights:0:00 - Intro0:27 - Episode beginning4:41 - Listener question7:58 - Retirement and considerations you need to make12:17 - The fog of war with retirement14:32 - “The third bucket”16:24 - Sequence of return risk19:46 - What’s the alternative?25:47 - The power of compounding29:53 - Underspending in retirement35:50 - Using IBC as a savings account37:45 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

In this week’s episode of Wealth Warehouse, Dave and Paul, pressed for time, are fielding some of your burning questions!You’ll hear from one of Dave’s clients that has witnessed first-hand their parent’s struggle in retirement – and what led them there. You’ll get a refresher (or a great explanation) on interest, loan repayments and the dreaded task of storing your capital in someone else’s bank.Whether you’re a veteran or a newcomer, you won’t want to miss these nuggets of information!Episode Highlights:(0:00) - Introduction(0:29) - Episode beginning(3:27) - Illustrations are never going to look the same(6:47) - How interest and loan repayments work(13:37) - What separates IBC as a financial product(17:12) - Not relying on the market for your retirement(22:06) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC is something you need to be in – its full benefits and advantages can only really be understood once you get your policy (or policies) up and running.In this week’s episode, Dave and Paul take you through their own IBC journeys and some of the “unseen advantages” that they have enjoyed from utilizing their capital in an IBC banking system.For those of you looking to find more benefits from a couple of vets, this episode is an absolute must-listen.Episode Highlights:0:00 - Introduction0:29 - Episode beginning6:42 - What was your financial situation like before IBC?11:42 - The first loan Paul made to Dave16:16 - What are some of the unseen advantages?19:12 - Making decisions from a position of strength24:26 - You should want as much death benefit as you can possibly get26:49 - It takes one relationship..31:15 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Getting started with IBC is a huge step – but once you do it, how do you position your capital for maximum success?In this week’s episode, Dave and Paul discuss the options you have once your policy is in place. Do you get your feet wet in new investments immediately? Later? Never? Do you let your capital sit, or do you put it to work right away? The fellas discuss all of these common questions that new policy users have – they also talk private lending, how they set up their deals, the safeguards they put in place and much more!Episode Highlights:(0:00) - Introduction(0:29) - Episode beginning(3:54) - I have lots of capital stashed away, now what?(6:54) - Invest in what you know(11:06) - Private lending(14:43) - Asking difficult questions and structuring deals(21:23) - The return and opportunity cost(25:21) - Think like a bank, loaning through a business entity(28:33) - Policy loan rate and how it affects your return(32:06) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Making the leap to IBC is arguably the most difficult step of all – everyone around you is most likely only doing what the mainstream tells them to. Breaking free can be difficult!In this week’s episode, Dave and Paul discuss making the move to IBC and what it can do for your life. Most importantly, they examine some of the reasons why people put it off – and why you shouldn’t if you haven’t set up your banking system already. From getting the right people in your circle to motivate and educate you to understanding the “problem”, why everyone is moving in the wrong direction and more – you don’t want to miss out on this episode!Episode Highlights:(0:00) - Introduction(0:29) - Episode beginning(2:53) - Question: “How long do I have to pay premium?”(8:07) - A good plan violently executed now is better than a perfect plan executed next week(13:09) - Analysis paralysis(17:11) - Doing what everyone else does(20:01) - What people really want and what IBC can give you(23:11) - Getting the right people in your circle(26:06) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

The economy has been hard to trust in recent months - which can affect your confidence in your IBC policy.In this week’s episode, Dave and Paul take some time to cover the recent rumblings surrounding the devaluation of the dollar as well as the interest rates and what you need to know about them. Additionally, they cover how these interest rates come into play when buying a home and what you should be doing to make sure that you’re staying in control. Episode Highlights:0:00 - Introduction0:29 - Episode beginning2:10 - The devaluation of the dollar7:22 - Interest rates10:46 - Calculating loan interest, taking back control18:12 - The fine print and “the problem”24:05 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

If you could design the perfect financial product, what features would you include? What would you want to get out of it? What would you want it to do for you?This week, Dave and Paul discuss their perfect financial product and cover some of the benefits that you should be looking for as well as why they should be important to you. Don’t settle for what the mainstream tells you to do - tune in and unlock the blueprint to your very own perfect financial product!Episode Highlights:0:00 - Introduction0:29 - Episode beginning3:06 - Intro to today’s topic5:04 - If you could design the perfect financial product9:01 - Liquidity, guaranteed value, taxes12:49 - Volatility and predictability15:23 - I want this financial product to create an income for me20:49 - Control24:12 - No hidden fees or penalties27:17 - Reputability and privacy31:45 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Everyone wants to be wealthy – you’re not alone. But the reality is that it takes consistent effort and discipline to get to the levels most people want to be at.This week, Dave and Paul discuss wealth building on a broader scale than just IBC. What goes into being poor? What goes into being wealthy? And where does the mainstream opinion leave us?Episode Highlights:0:00 - Introduction0:29 - Episode beginning1:31 - New age IBC advice6:45 - Being challenged to think8:11 - Being poor and staying poor in the middle class requires the same amount of effort12:30 - Being poor is like being unhealthy18:07 - Traditional accumulation strategies20:04 - Putting in the effort26:10 - Making decisions out of necessity30:05 - The definition of wealth33:09 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

One of the best rewards that you get from IBC is that you don’t have to rely on a bank to finance the things you want or even need in life.In this week’s episode, the fellas are diving in “family banking” and painting a picture for you of what it would be like to not have to deal with the bank. They’ll detail how you can set up your very own bank to circumvent the painful lending process that we all have to undertake - and how you can share this with those closest to you.Episode Highlights: (0:00) - Introduction(0:29) - Episode beginning(2:21) - The mortgage process(6:44) - Family banking(10:35) - Painting a vision of family banking(16:47) - The mechanics of family banking(18:35) - Passing down the idea of family banking(21:45) - Perpetual motion(30:02) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With recent economic turmoil, it can be easy to be wary of new ways of building wealth - and in this era of influencers, you want to make sure you’re getting the right information.In this week’s episode, Dave and Paul are sharing some discussions that they’ve had with clients and prospects alike about topics within IBC. They’ll discuss common questions around IBC “making sense” in a high-interest rate environment, constant compounding, policy loans and more. Most importantly, they’ll let you know how valid these questions and concerns are.Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMzEpisode Highlights:0:00 - Introduction0:31 - Episode beginning2:18 - Webinar reminder!2:37 - IBC “making sense” in a high-interest rate environment7:14 - Don’t look at it through the wrong lens11:46 - Constant compounding17:58 - A note on policy loans21:25 - Nelson’s car comparison28:10 - What happens when you make a payment back to the insurance company?31:31 - Delayed gratification35:41 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

While IBC expands, so too do people’s interpretations of it – but that’s not what Dave and Paul are interested in. IBC is an established system and you should be wary of influencers coming at you with “versions” of Infinite Banking.In this week’s episode, the guys introduce “laddering” policies, the philosophy behind it and the underlying strategy. They’ll let you know why it’s popular, why it won’t work for your policy – as well as some expanded discussion on the effect of hazardous activites on life insurance, lines of credit and more!Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMzEpisode Highlights:0:00 - Introduction0:29 - Episode beginning3:21 - Laddering policies4:30 - Couple reasons why they don’t like laddering policies10:35 - Expanding your infinite banking system12:59 - Using up your insurability, tricking the system17:41 - Marijuana use20:31 - Hazardous activities26:55 - Life insurance line of credit32:41 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC is usually “caught not taught” and can be tricky for some to initially wrap their head around.This week, the guys are reviewing some common objections to IBC. They discuss why these 7 objections aren’t valid and why you (or anybody else) shouldn’t use them as a reason to say “no” to IBC.Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMzEpisode Highlights:(0:00) - Introduction(0:30) - Episode beginning(2:17) - Episode overview(3:41) - “Once I retire I’m not going to need life insurance”(12:59) - Whole life is too expensive(7:38) - Long-term care, access to cash in retirement(18:55) - “Dividends are just a return of premium”(20:57) - “I have enough assets that I can self-insure”(23:53) - “I don’t have any kids I don’t need life insurance”(26:46) - “My partner will be fine they make plenty of money”(32:09) - “I only need life insurance on myself”(34:29) - Episode wrap-up and webinar reminderABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC is no stranger to a constant flow of questions big and small.In this week’s episode, Paul and Dave are doing another installment of “IBC FAQs”! They’ll be answering all of your burning questions - from “why haven’t I heard about this?” and “is whole life too expensive?” to more complex questions like “how much premium should I pay?” and “what should I use a policy loan for?”Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callEpisode Highlights:0:00 - Introduction0:29 - Episode beginning2:41 - Which company is best for IBC?6:05 - Why hasn’t my financial advisor ever told me about this?9:27 - Why isn’t everybody doing this?12:54 - How much premium should I pay?16:55 - Is whole life too expensive?23:19 - Outstanding loans vs. remaining premium27:41 - What should you use a policy loan for?30:16 - Some other IBC resources to check out34:20 - Some companies that don’t allow IBC36:27 - What does the underwriting process look like?37:55 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

This month, we’ve seen three separate banks collapse - two of which literally made history. Dave and Paul would never say “I told you so”, but they would tell you that banks behaving badly is just par for the course.In this week’s episode, the guys address the recent bank failures - namely Silicon Valley Bank. They’ll take you through why it failed, what it means for the future as well as what you can do to avoid it.Additionally, Dave and Paul talk about banks broadly, the issues that can arise and why insurance companies are a better bet.Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZvEpisode Highlights:(0:00) - Introduction(0:30) - Episode beginning(2:31) - Webinar reminder!(3:07) - Reviewing the big bank failures(6:59) - Silicon Valley Bank and the bigger problem with banks(17:22) - FDIC(21:38) - Some alternatives to banks(24:58) - How safe are life insurance companies?(33:24) - Comparing insurance companies to banks(41:38) - Some other comparisons to draw(45:08) - Episode-wrap upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

As IBC gains more popularity and notoriety, more people get involved. Which can be great, but sometimes it can result in a distortion of Nelson’s core message.In this week’s episode, the fellas address policy design and push back against the small base strategies and the 10/90 policies that you may see on Tik Tok, or YouTube.They’ll take you through the actual arguments and what these people are actually saying. They’ll show you where these policies end up, what goes into them and why they are becoming more and more common to see online. Most importantly, the guys give you their definition of a “healthy base” as well as a few other policy prescriptions!Be sure to tune in before you make your policy decisions - and listen to the case for base!Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZvEpisode Highlights:(0:00) - Introduction(0:29) - Episode beginning(3:35) - The case for base(5:02) - Why you should have a healthy base in your policy(9:12) - Building a strong foundation(14:33) - Interference(18:44) - Dave and Paul’s definition of a health base(24:24) - Wealthy habits and expansion(26:30) - Why is the base so important?(29:58) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

For the first time ever, the guys are coming atcha from the road! This week, Dave and Paul attended the 2023 IBC ThinkTank in Birmingham, Alabama! This yearly event is well-attended by practitioners from all across the country and features workshops, speakers and other IBC-related events. Dave and Paul will give you their thoughts on some of the workshops, as well as a recap of the speakers, their topics and their overall experience at the ThinkTank!Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZvEpisode Highlights:0:00 - Introduction0:29 - Episode beginning1:28 - Reflecting on the ThinkTank3:55 - Are we agents of practitioners?7:23 - Policy design10:06 - It’s a generational thing11:35 - ThinkTank workshop14:58 - Income and legacy16:54 - IBC as a retirement vehicle and a passive income vehicle20:24 - 3 questions to ask clients21:33 - Inflation, “it’s a lot more than just a banking system”26:44 - The simplicity of IBC29:35 - The theme of the think tank33:01 - Dave and Paul as coachesABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

In this week’s episode, Dave and Paul are getting back to basics: sequencing your capital and managing loan repayment.These are common areas of discussion in IBC - and everyone does it a little differently depending on their circumstances and needs.Today, Dave and Paul will go through their own personal examples of how they’ve sequenced their money and how they’ve set up their policies for maximum efficiency and growth. They’ll also touch on loan repayment - from best practices to how you can balance it with next year’s premium. Episode Highlights:(0:00) - Introduction(0:29) - Episode beginning(1:40) - Webinar recap and info on the second webinar(5:43) - How Paul sequences his money(9:05) - How Dave sequences his money(11:49) - Utilizing your extra cash and managing it with your policy(14:15) - Repaying policy loans(22:07) - Alternative uses for cash(25:05) - Keeping it simple(30:19) - Flexibility(32:55) - Episode wrap-upJoin us on March 21st at 7pm Central Time for another Live Q&A with Paul and Dave!Register here:https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZvIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

One of the most important aspects of IBC is paying premium - but many people ask, how often do I need to pay?In this week’s episode, the guys are taking you through a more niche issue in IBC: payment frequency. Are you paying your premium quarterly? Monthly? Each year?This decision can have affects downstream on your policies overall performance! The guys will take you through the different payment frequencies, the drawbacks, benefits and they’ll even clue you in to which you SHOULD be using!Episode Highlights:0:00 - Introduction0:29 - Episode beginning2:44 - Some listener questions8:11 - Premium payment frequency12:08 - Some other disadvantages to not paying annually16:05 - Dividends and how they are affected by payments18:20 - When can you make your decision for how often you’re going to pay22:55 - Some other options to split up your premium payments24:31 - Catch-up provisions, what happens when your policy lapses29:29 - Difference between the base and PUA, modal payments33:18 - The term “graduate”34:11 - Episode wrap-up Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Everyone has a dream to make stupid amounts of money - to earn on the same level as the ultra rich.Well, as an IBC user, you may have more in common with billionaires and captains of industry than you would otherwise think!Join Dave and Paul as they discuss an interesting article that examines the uncanny connection between IBC and money-making legend, Warren Buffet. They detail how IBC practitioners can get access to the same rarified air that Warren does, in terms of access to capital, control of it, tax benefits and much more!Join us on February 16th at 7pm Central time for a live Q&A with Paul and Dave! Register here:https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vfEpisode Highlights:(0:00) - Introduction(0:29) - Episode beginning(2:40) - Don’t forget about the live show!(3:25) - In response to some of the questions the guys have been getting(6:20) - The Warren Buffet and IBC connection(13:21) - Access and control over your money(15:55) - Repayment terms(20:25) - Uninterrupted compounding(25:38) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

There can be lots of different reasons to get started in IBC - but one of the biggest ones is the banking system itself.In this week’s episode, the guys decide to take a step back and look at some of the broad reasons why IBC has made so much sense for so many people. They take a break from the specifics to review the banking system. How does it actually work? How did it come to be? And most importantly: what is so wrong about it?Additionally, Dave and Paul also explore inflation and demonstrate how it’s a short trip downstream from the banks themselves. You won’t want to miss this foundational episode!Episode Highlights(0:00) - Introduction(0:29) - Episode beginning(2:03) - Live Q/A info(3:56) - Inflation and fractional reserve banking overview(10:55) - Focusing in on the history of banking(15:55) - Inflation(21:06) - Back to reserve banking(30:03) - Episode wrap-upJoin us on February 16th at 7pm Central time for a live Q&A with Paul and Dave! Register here:https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vfIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

When it comes to IBC, it’s important to have a clear understanding and vision for your policy. This can be difficult when you have some agents that lead with illustrations and promise amazing returns.In this week’s episode, the fellas guide you through some of the areas that trip people up when it comes to IBC. Should you be concerned about the dividend rate? Should you even consider an IUL? What’s the difference between guaranteed and non-guaranteed cash value? Which should I care about?Depending on the agent, the answers to these questions and the advice they give you can be vastly different. Make sure to tune in and get this info from true IBC practitioners - so you can have a better idea of how to manage your policy in the beginning and beyond!Episode Highlights:0:00 - Introduction0:29 - Beginning of the episode3:02 - Little update on the monthly live call!4:55 - Guaranteed cash value and non-guaranteed cash value10:09 - Quick dividend review and how it plays into illustrations16:05 - Don’t trip on the details - especially dividend rate20:42 - For all you prospective IUL users24:09 - Another look at Human Life Value30:29 - Episode wrap-upJoin us on February 16th at 7pm Central time for a live Q&A with Paul and Dave! Register here:https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vfIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC offers you unparalleled control over your capital - but the key is ensuring that you create your system of policies properly. You want to make sure that you get access to a level of ownership that is virtually non-existent in the market.In this week’s episode, the guys cover illustrations once again as well as the importance of getting proper guidance from a practitioner of IBC. They also clear up some misconceptions about how you manage your policy and check out an actual policy illustration sent in from a listener!Episode Highlights:(0:00) - Introduction(0:31) - Beginning of episode(2:59) - Some new content ideas and plans for the future(5:30) - The guys check out a policy illustration(11:56) - Use a practitioner when you get guidance(13:13) - Ownership and control(19:43) - Financing the things in life, paying big premium(24:40) - IBC doesn’t demand a lot(26:30) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Difficulty or success in life are decided, in large part, by how you build your wealth.In today’s episode, Dave and Paul take a look at the book “Heads I Win, Tails You Lose” and the “Hierarchy of Wealth” concept it outlines. This opens a much broader discussion on where most people traditionally “park” their money as well as how they look at risk. The guys also tackle each tier of the “Wealth Pyramid”, weigh in on a listener’s question on 401ks and more!Episode Highlights(0:00) - Introduction(0:37) - Beginning of episode(3:45) - Listener question on 401ks(9:40) - Some context around “The Hierarchy of Wealth/Wealth Pyramid”(10:45) - “Tier 1” of the pyramid(13:06) - “Tier 2” of the pyramid(15:14) - “Tier 3” of the pyramid(18:55) - “Tier 4” of the pyramid(24:26) - Being conservative vs. being “in the mainstream”(29:43) - Paying more, paying more often(31:25) - Episode wrap-up"Why Dave quit his 401(k)": https://www.linkedin.com/pulse/why-i-quit-my-401k-david-a-befort-jr-/Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Leaving a legacy is arguably one of the most important things a person can do. It’s a difficult task to accomplish that also takes a disciplined mindset and an eye for the future.In this week’s episode, the fellas take a look at the components of legacy and how it mixes not only with IBC, but also with contemporary views on wealth creation. How should you set up your family members for when you graduate? What need to go right? What could go wrong?And being fathers themselves, Dave and Paul also dive into what legacy means for them as well as what they are doing to secure the next generation’s future!Episode Highlights:(0:00) - Introduction(0:32) - Beginning of the episode(3:48) - Client success story(7:24) - Having different “buckets”(9:51) - What goes into legacy?(14:29) - What legacy planning means to Paul and Dave(19:33) - Nelson weighs in(23:24) - What Nelson’s plan looks like in action(26:34) - Some more significant advantages of Nelson’s plan(33:45) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With the new year officially here - it’s time to look forward to these next 12 months and see what you can do to make 2023 bigger and better for your financial future.So join the fellas this week as they outline their “7 Steps for a Better 2023”! Maybe you’re a new user, or a prospective IBC practitioner and you want to find out how you can get deeper. Perhaps you’re a vet that has years under your belt. It doesn’t matter!From getting a mentor and the right information to tweaking your mindset , Dave and Paul will take you through the broad moves you need to make for success in the coming year.Episode Highlights:0:00 - Introduction2:30 - Reflecting on 2022, question from a recent client6:06 - Introduction to the “7 Steps for a Better 2023”7:22 - “Start thinking like a banker”10:36 - “Add guarantees and certainties in your financial life”14:19 - “Don’t think either/or, think both/and”18:35 - “Get mentors, get advice”21:35 - “Start questioning what you’re being sold and told”26:32 - “Avoid the noise”31:10 - “Build your capital base for opportunities”33:10 - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With 2022 close to being in the rear-view mirror, it’s important to not only reflect on the past year but also to look forward to the future.In this week’s episode, the guys cover “7 Points to Consider” to help get you focused for the year to come as well as getting some of the uninitiated thinking more seriously about IBC.Dave and Paul cover each point, giving you the concepts and context to help you understand this idea when you’re looking at it from 1000-feet. Not only do they tackle the tangible benefits, they also investigate some of the philosophy behind it as well.Episode Outline:0:00 - Introduction0:30 - Beginning of episode1:01 - Paul’s biggest insight or takeaway from the last year4:47 - Dave reflects on 202211:09 - “7 Points to Consider”11:45 - “There are only two sources of income: people at work and money at work”15:05 - Getting the money back that you pay into “the system”16:38 - Creating your own bank and using it like you would any other18:41 - Government “creating and solving problems” simultaneously21:47 - “Wealth has to reside somewhere”24:39 - “Pay interest to someone else or give up interest you could have earned elsewhere”26:44 - What’s more important, your need for life insurance or your need for financing your life?27:31 - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With almost a year in the books and so many concepts covered, it’s easy to lose sight of the basics.In this week’s episode, the guys are going back to basics and reviewing Nash’s 5 Principles as outlined in his groundbreaking book “Becoming Your Own Banker”. Dave and Paul break down each principle, what they mean and how they are relevant in terms of managing your policy today, tomorrow and years in the future.Be sure to tune in to today’s episode - it’s a great refresher for newbies and grizzled vets alike!Episode Outline:(0:00) - Introduction(0:290 - Beginning of the episode(3:15) - Listener question(7:42) - An overview of Nash’s 5 Principles(9:56) - First Principle: Re-think your thinking(11:45) - Second Principle: Think long-range(18:50) - Third Principle: Don’t be afraid to capitalize(22:16) - Fourth Principles: Don’t steal the peas(25:04) - Fifth Principle: Don’t do business with banks(26:20) - Discussion about inflation, monetary policy(30:25) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

“Capital attracts opportunity” - and IBC can put you in the position to take advantage of those opportunities.In today’s episode, the guys discuss more of the banking and private lending aspect of IBC. Dave and Paul also share some client experiences with red flags, some more on the mindset you need coming in, legacy and the flexibility IBC gives you.Episode Outline:(0:00) - Introduction(2:58) - When you have capital, opportunity finds you(6:31) - When it comes to private lending, it has to be a “win-win”(10:23) - Some red flags clients experienced(14:53) - The “ideal client”(17:24) - Expanding “your system” and IBC in your life(20:50) - Life insurance is love insurance, how IBC build a legacy(25:15) - Paying your premium and IBC’s flexibility(29:57) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Getting your policy in place is one thing, but how you utilize it is the key.In this week’s episode, Dave and Paul explore some of the opportunities that IBC gives you. While some benefits remain “unseen”, the ways in which you can structure and use your policy are very much known. The guys go through their own philosophies on using cash value, how they approach wealth building and the ways in which IBC changes your whole investing perspective. They also recall some of the opportunities both their clients and they themselves have found through IBC - as well as a new strategy that they are working on..For all you policy owners, make sure you tune in to get a sneak peek into the mindset and strategies you need to have to really become your own banker.Episode Outline:(0:00) - Introduction(0:30) - Beginning of episode(1:53) - Listener question, “Is getting a convertible term insurance policy and converting it to a whole life policy common for somebody who is initially uninsurable?”(4:21) - Wielding your policy, how it can be used to finance your life(6:17) - Dave and Paul’s philosophies on using cash value(10:04) - IBC changes your perspective on investing, the “come up”(13:57) - How Dave, Paul and their clients have found opportunities(18:01) - How a mortgage mixes with your policy(20:05) - IBC allows you to have options(21:16) - Dave and Paul’s new strategy(26:50) - Sneak peak into some new content(29:08) - Episode wrap-up, new sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Getting your policy in place is half the battle with IBC, the other half is managing it properly and avoiding rookie mistakes.In this episode, the guys take you through their list of “mistakes to avoid” for IBC. These tips are relevant for newcomers and veterans alike and range from your wealth building philosophy to simple management and policy funding.Tune in to make sure you’re avoiding these common setbacks so that your policy can keep running efficiently and smoothly!Episode Outline:(0:00) - Introduction(0:31) - Episode beginning, catching up(1:51) - Client question, should you always convert a convertible term policy to a whole life policy?(5:31) - IBC mistakes to avoid(5:58) - IBC’s power lies in the “unseen”(7:28) - The first mistake: Leaving yourself on “an island”(10:02) - The second mistake: “Stealing the peas”(12:06) - The third mistake: Having an outstanding loan AND having money in savings(13:40) - The fourth mistake: Limiting the amount of wealth you can create by not funding your policy for long enough(18:41) - The fifth mistake: Starting with a solution without understanding the problem(21:15) - The last mistake: Continuing with a policy that isn’t designed properly(27:14) - Episode wrap-up, what Dave and Paul are most thankful forABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC can help you become your own banker - but what does it do for your business?In today’s episode, Dave and Paul look at IBC through the lens of the business owner. There are unique benefits to IBC and a few different ways that a business owner can take advantage. The guys take a closer look at some of those strategies, as well as their take on owning a policy through a business, the drawbacks and more!Episode Outline:(0:29) - Beginning of episode(2:55) - Listener question, other ideas for passive income and funding premiums in retirement(7:20) - How can businesses use whole life insurance policies(9:08) - Owning a policy as an individual vs. through your business(10:55) - Buy/sell agreements(17:04) - “Key person” policy(22:10) - Dave’s personal experience with key-person contracts(27:20) - Life insurance for money lending(29:18) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With the Fed raising interest rates for a sixth time, some people are beginning to feel some turbulence as the cost of borrowing continues to climb.Which leads us to today’s question and central topic: what does another interest rate hike mean for your policy? Can you do anything to minimize the impact? Should you even care about it in the first place?The guys break down all the info you need to know when it comes to interest rates and your policy, as well as some backstory into how they actually got started in IBC.Episode Outline:(0:00) - Introduction(0:31) - Catching up(5:58) - Question about interest rates, “When will policy rates increase?”(10:13) - “Don’t worry about the interest rates”(14:05) - There is no such thing as free money(20:30) - How Paul and Dave built their business(22:52) - IBC as a side hustle vs. a primary hustle, what it takes(25:48) - Mentors are key to your IBC journey, how education plays such a huge part(27:37) - IBC isn’t for everyone and it isn’t easy, it needs to really fit with you and make sense(31:36) - The average person should be taking advantage of IBC(33:23) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Each and every one of us has something that just.. gets under our skin. Dave and Paul are no different - especially when it comes to IBC.In today’s episode, the guys discuss what “grinds their gears”. They cover clients, how policies are set up and misconceptions about IBC. Additionally, they address the hate IBC gets and pretenders that push bad information to get you to sign.. Tune in to hear their list of IBC grievances and see what it’s like from the other side of the fence - as an IBC advisor!Episode Outline:(1:43) - Beginning of the episode, what grinds Dave and Paul’s gears(2:07) - Why Dave and Paul have the process that they have(8:32) - Don’t make things too complex(11:18) - Beware click-bait misinformation and advisors who “remix” IBC(15:37) - “Going dark”, getting started on the process and then quitting or “ghosting” without saying anything(18:01) - Working with clients vs. making content, the nature of YouTube and TikTok personalities (22:15) - People who hate on whole life insurance but don’t even know what it is, or who promote IBC but don’t use it(23:06) - “Shopping agents” or “the illustration game”(26:14) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

When it comes to your money, you need to make sure you’re making the right decisions and getting the right information.This week, the guys take a look at IBC practitioners behaving badly. From leading with an illustration to remixing Nelson’s concept, Dave and Paul take you through an exhaustive list of red flags in this episode. With this list, you’ll be able to sort through the pretenders next time you’re shopping for IBC advice.Tune in to make sure that you’re getting the best information possible - and that you’re practicing IBC the right way.Episode Outline:(0:35) - Episode beginning(1:48) - Listener question, “Why isn’t everyone doing this?”(2:55) - The reason you don’t hear about IBC a lot, it’s “caught not taught”(7:27) - IBC “red flags”(8:49) - First red flag: Leading with an illustration(10:51) - Second red flag: “You can become rich buying cars”(12:03) - Third red flag: If they tell you that IBC is being done wrong, or is “archaic” (16:14) - Fourth red flag: “You have to use one of the big 4”(18:30) - Fifth red flag: “Guaranteed 4% interest”(22:17) - Sixth red flag: “The only way to design a policy for infinite banking is 10% to the base or less and 90% to the PUA”(24:43) - Things to ask an advisor(27:41) - Ask your advisor how many dividend-paying whole life insurance policies they own themselves, practicing what you preach(29:20) - It’s important to have a personal touch with IBCMENTIONED IN THE EPISODE:To learn more about 10/90 designs and why it’s not a good fit for IBC: https://www.youtube.com/watch?v=ZIgHjE4qcGkIUL or Universal Life episode:https://www.youtube.com/watch?v=D7GHRfLcVYQ&t=2sABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC can work for everybody - but it’s really great for real estate investors.In this week’s episode, Dave and Paul take a look at IBC in the context of real estate investing. The guys discuss all the problems it can solve, as well as the benefits it can bring! Tune in to see how you can up your real estate game, get unrivaled liquidity, access to capital and much more!Main Episode Outline:(2:09) - Beginning of the episode, IBC and real estate investors are “peanut butter and jelly”(2:43) - Dave’s real estate investing background(5:46) - Paul’s real estate and passive investing experience(7:16) - Your investor DNA, where most people start in real estate investing(10:01) - Why is IBC so good for real estate investors? (14:30) - One of the sneakiest benefits to using IBC to fund your real estate investments(15:30) - Controlling the function of banking in your life is so much more important for real estate, achieving liquidity quickly with IBC(18:51) - “If you wanna do IBC, you have to be able to think beyond next week, or next year”(23:19) - Your capital is loss-proof with an IBC policy(28:15) - For both single family investors and multi-family investors: “your money needs to sit somewhere”(32:32) - Do lenders consider your life insurance’s cash value? Where syndicators fit into IBC(38:37) - Insurance and business succession plans, why it’s important to investors and lenders alike(42:09) - Real estate investors SHOULD be thinking in terms of banking(45:22) - Examining the “volume of interest” that people pay by using other banking processesABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Welcome to episode 36 of Wealth Warehouse!It can be hard enough to plan for yourself when it comes to making financial decisions. When you add in your spouse, especially for a less-known route like IBC, things can get even more complicated.This week, the guys tackle the IBC decision from the POV of a couple. Should you sacrifice the relationship harmony to push IBC? Are there ways that non-believers can be better acclimated? Dave and Paul cover how to introduce the IBC concept and navigate tricky financial conversations. They even give you some practical relationship advice from their years of experience as IBC agents and husbands.Episode Outline:(0:29) - Episode beginning(1:08) - Topic introduction, “I want to do IBC, but my spouse doesn’t want to get on board”(2:55) - What’s the solution to convincing your spouse? Cultivating an IBC mindset(8:11) - Easing in “IBC newbies”, Hellcat discussion(12:06) - Common snags to getting a co-sign from your spouse, negotiating conversations around money(16:25) - Most people look at paying premium as just a bill, going deeper than just the surface(21:06) - “This concept is worth your exploration and worth your time”(22:13) - IBC is easier to manage than you think(23:18) - You need to know what you’re “sick and tired” of, what the problem is for you(25:25) - Your nest egg can be affected by natural disaster(27:55) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Welcome to episode 35 of Wealth Warehouse!Most people accept that you need to get a 401k when it comes to planning for retirement. It’s what your co-workers do, maybe even some friends and family have one. And most importantly, it’s in line with what your financial advisor suggested. But is it the best place for your money?It should be no secret at this point that Dave and Paul often diverge from mainstream thought - and today’s topic is no different. In a brand new series on “financial myths”, the guys are beginning with the concept of the “401k millionaire”. Episode Outline:(1:15) - Episode beginning, listener question “Can you talk about policy loans, how do they work, is the interest rate from the insurance company fixed, how do you determine a payment plan and can you take out more than one loan at a time?”(2:05) - “How do policy loans work?”, two schools of thought for loan repayment(4:16) - “Is the interest rate from the insurance company fixed?”(7:12) - “The 401k Millionaire”, are you actually a millionaire?(9:58) - What is net worth? Net worth vs. having a monthly income(15:14) - What does a million dollars in your 401k mean for your retirement? Some drawbacks people don’t consider.(23:22) - What do other people’s 401ks look like? Common ways that this advice is pushed and circulated(26:26) - IBC as an alternative to a 401kABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse!When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides.In this week’s episode, the guys address a question from a fan that leads to a deeper discussion on MECs or “Modified Endowment Contracts”. They illustrate the importance of building your policy the right way, why you shouldn’t shy away from premiums and how to maximize the banking function of your policy.Episode Outline:(0:29) - Episode beginning, listener question “Is it possible to purchase a policy in one lump sum?”(2:02) - What is the problem with a single payment policy?(6:23) - How Paul and Dave “snuggle” up to the MEC line and how your policy can “MEC” if you’re not careful(10:28) - “What happens if I don’t pay back the policy loans?”(13:00) - You need to find the right person to setup your policy for you(17:55) - Using policy loans for the sake of using loans, chasing high rates of return and the volatility of the stock market(21:25) - Don’t get trapped by traditional options, the IBC mindset(24:55) - Bottom line: find the right agent and don’t sweat the complicated stuffABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 33 of the Wealth Warehouse!For this week’s episode, the guys grabbed some general questions that they received from clients and listeners alike about IBC, how it works and how you should manage policy. They cover basics like “what is cash value?” and “when should I add another policy?” to more advanced topics such as the drawbacks of a 10/90 policy.Episode Outline:(1:06) - Episode start, first question “what is cash value exactly?”(5:05) - “If my premiums stay level, does that mean that my death benefit stays level too?”(8:21) - “Why shouldn’t I just be doing a 10/90 policy?”, optimizing your base (12:12) - Don’t overlook the death benefit(13:25) - “Can I use my IRA to fund my life insurance premium?”(15:29) - “When will I know it’s time to add another policy?”(17:37) - Using policy loans for luxury items vs. using cash you have sitting in your bankABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 32 of the Wealth Warehouse!So you’ve diligently followed Dave and Paul’s advice, you’ve made all the right decisions about your policy, you’ve done everything the right way - but once you retire and lose your income, how do you keep going? How can you continue to fund your premiums?This week’s episode revisits retirement: the misconceptions most people have, what you need once you retire and more specifically, how you should manage your policy once you retire. The guys even reveal a few ways you can continue to fund your premiums WITHOUT active income.Episode Outline:(1:28) - Why Dave and Paul don’t do illustrations, who’s a good fit for IBC(6:58) - Turning all of your income into premium, “should premium and income match?”(11:04) - “What is the one thing you need in order to retire?”(14:10) - Don’t settle for living on less when you retire(17:58) - A few different ways you can fund your premium (that isn’t active income)(27:55) - There is a use for illustrations, just not at the beginning of the processABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 31 of the Wealth Warehouse!In life, you want to be able to say “yes” to opportunities - especially opportunities that can help you grow your money. IBC helps you do that, but that doesn’t mean your work is done yet.In this episode Dave and Paul respond to a listener's question, “what does being well capitalized mean?”. Drawing from a decade plus of experience, the guys give you their takes on different types of opportunities as well as their criteria for evaluating them. They also give you their 4 rules for business and reflect on mistakes they’ve made in the past.Episode Outline:(1:37) - Listener question, “What does being well-capitalized mean?”(5:05) - Rule #1, Don’t put your capital at risk(9:58) - Rule #2, return OF capital is more important than return ON capital(14:49) - Know the people you’re in business with, “mind your business”(16:07) - Rule #3, know what the risks are and how you can eliminate or mitigate those risks(21:02) - What’s different for Dave and Paul? How do they utilize their money now?(25:55) - Rule #4, don’t hire bank robbersABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse!This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden.Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the issue. In this episode Dave and Paul answer these questions and more. They also share their views on higher education, government meddling, and the intersection between predatory lending and ignorance.Episode Outline:(2:15) - Listener question, “Is there a way to capture all subscriptions or charity giving capital prior to giving that money away?”(6:55) - Start of student loan forgiveness discussion(12:22) - What is the root cause of tuition inflation?(14:55) - “Forgiveness” vs. redistribution of wealth(18:21) - Dave’s story, the trend of government interference in private affairs(23:34) - “It’s all about the way you think”, discerning the true value of a college degree(27:24) - “The economics of college are making less and less sense”, using IBC to fund college(31:58) - “Smart” ways to do college, what is the meaning of college really?Sources:https://www.forbes.com/advisor/student-loans/college-tuition-inflation/https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/Dave’s Story:2 men were standing in line at the bank. The first one walked up to the banker:Man: I’d like to request a mortgage loan to buy a home for me and my familyBanker: Please tell me about yourselfMan: I’m 40 years old. I graduated from a top-tier university 18 years ago with a bachelors degree. I earned my Master’s degree 10 years later. I have an 18 year uninterrupted employment history with references I can share. I have made over $100k in income every year for the last 6 years. I have zero debt to include consumer debt, student loans or mortgage debt. I have 18 years of credit history and my credit score is 800. I have owned and sold 3 primary residences in the last 10 years. 2 years ago I started my own business and am currently self-employed. I have earned a gross revenue of well over $100k in both of the last two years of running my business and I have very low overhead expenses. This year I am on track to gross even more. I can provide all tax records to confirm this. So, may I please get a loan?Banker: I’m sorry sir, we can’t use your self-employed income to grant you a loan so unfortunately the answer is NO.The second guy walked up to the same banker:Man: I’d like to request a student loan for college.Banker: Please tell me about yourselfMan: I’m 18 years old. I just graduated from high school with extremely average grades. I’ve never had a job and am currently unemployed. I’m not sure what I want to major in or what I want to do when I graduate from college. In fact, I’m not even sure I will finish college but it sounds fun and everyone else is doing it so I’m going to give it a try. I have no credit history and don’t even have a credit score. I’m not even sure what a credit score is to be honest. So, may I please get a loan?Banker: Absolutely! How’s $100,000 sound? Sign right here!_______________________________________________ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse!In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC?Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, how appropriate each is for the Infinite Banking Concept.Episode Outline:(2:05) - Open of the show, starting with a listener question(5:25) - “It comes down to the way you think”(10:08) - “It’s not about the return ON your money, it’s about the return OF your money”(12:46) - The “chassis” of universal life, the risks involved and what takes people by surprise(19:15) - “Why would I get universal life as opposed to simply investing in an index fund?”(23:02) - Why you shouldn’t combine investing and insurance (25:50) - IBC isn’t about the return on your money, it’s about guarantees(32:12) - IBC isn’t a “this or that” strategy, getting past the investment paradigmABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 28 of the Wealth Warehouse!The common perception around retirement is that “having less is just the way it is”. Or at least that’s what most of the financial advisors would tell you.But is that how it has to be? Working your whole life to end up with “less”?In this episode, the guys revisit retirement and address how to set yourself up to be more secure when you stop working. They also point out the flaws with most conventional retirement plans, from inflation to government meddling.Episode Outline:-(0:30) - Episode start, Dave’s new health regiment-(5:29) - “The greatest trick financial advisors ever pulled was convincing you that you’ll have less income in retirement than you do right now.”-(11:30) - Problems with the assumption that you won’t need as much money in retirement-(13:29) - “I think most people would prefer that their financial advisor lie to them”-(17:55) - Inflation and its effect on the purchasing power of your retirement dollars-(21:00) - Debunking the “4% rule”, “a truly safe withdrawal rate is unknowable”-(26:04) - “You need to be in control of your money”, focusing on not out-living your moneyABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Join David Befort and Paul Fugere on Episode 27 of the Wealth Warehouse!Have you ever noticed that all of the big financial gurus always talk about where to invest your money, rather than where to save it?In today’s episode, David and Paul are talking about savings - but not just any old inflation discussion. They cover where to park your money and even what you need to know when you take it out.The guys also dive into the most common ways people build wealth and a couple of its biggest problems: lack of access and lack of liquidity. They also cover the sequence of returns risk and how to approach taking money out.Episode Outline:-(0:31) - Episode start-(1:30) - “What is sequence?”, the four things you can do with money-(2:45) - What is the wealth plan of most people?-(6:53) - The importance of having access to liquid capital, especially for emergencies-(13:30) - Sequence of returns risk, “nobody tells you where to save your money”-(19:05) - The strength of IBC during times of financial crisis or hardship-(20:48) - “The more capital you have access to, the better the opportunities get”-(24:43) - “Sequence matters when you’re putting money in and when you’re taking money out”ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]