Wealth Made Simple Podcast

Shaz discusses the various ways you can and should diversify in property to ensure you are spreading both the risks and returns He looks at effectively making use of the 70/20/10 principle and shares great advice on how to make diversification in property really work for you KEY TAKEAWAYS The 70/20/10 rule means 70% of assets and income come from your primary strategy, 20% of income from your secondary strategy and 10% from your third strategy In property, you need to diversify to make things work really well Use the Pareto principle to identify the outcomes from specific strategies There are many different strategies in property including buy to rent, commercial conversions, residential Identify what will work best for you and what you are passionate about Think about investing in a specific geographical area Review the asset type are you targeting and link this with your geographical area Property works well if you are clear and focused on your strategy As your portfolio grows it will require you to be more involved You can over diversify so it’s important to keep focused on a primary and two secondary strategies BEST MOMENTS ‘There are quite a few strategies you can deploy in your property business’ ‘Geographical area is extremely important’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz goes through the hidden costs of any property deal from costing the time to complete research to the legal fees and insurance needed If you are new to property investing this is a great checklist that will mean you know exactly what costs to factor into your property purchase because the purchase cost is only a part of the overall picture and understanding the hidden costs is vital KEY TAKEAWAYS Factor in the time costs to complete thorough research for any property deal Use the services of a property and building surveyor, where needed, to make sure you know what to expect Work out stamp duty and land tax as these are payable on completion Purchasing two or more properties may qualify for multiple dwellings relief If the property is uninhabitable you may be able eligible to pay non-residential rates You will need to make sure your insurances cover everything required, make sure you have adequate cover Legal fees can vary but are part of the costs and payable on completion Always allow for covering voids in rental properties Use a separate account for taxes Properties will need repairing and maintenance so keeping a fund available to cover this is crucial The cost of the property is only part of the total budget you need to allow when doing a property deal BEST MOMENTS ‘Researching is time well spent on property’ ‘Some lenders may cover your legal fees’ ‘If after purchasing you are using a management company this cost needs to be factored in’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz shares great content on the best way to build your pension through a SSAS and explains how TOMS works and the criteria that may mean it applies to your business He also answers questions from his live audience about FHL and SA properties and how best to use your tax allowances KEY TAKEAWAYS You cannot use the profit from buy to let property to make pension contributions You can only make contributions from trading income SA or furnished holiday lets. It has to be relevant, qualifying income A SSAS means you have control and can buy commercial property and loan money Buy to let Property is always jointly owned between husband and wife A benefit of FHL and SA is that the profits can be split based on how much work each partner is doing FHL and SA are treated as trading businesses for tax purposes If TOMS applies to your business you must use it If you qualify for the flat rate scheme using it is a choice If you are a principal, buy in a service and a retailer TOMS applies to your business BEST MOMENTS ‘Contact HMRC and ask if TOMS applies to you’ ‘You are a principal buying in and making no changes’ ‘You can reinvest the money that goes into your SSAS every year’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz talks all things Serviced Accommodation in this informative episode from capital allowances through to sideways loss relief He explains the crucial differences between serviced accommodation and furnished holiday lets and discusses what tax relief can be claimed and the best ways to build capital allowances as you purchase more properties, listen in, and find out more. KEY TAKEAWAYS In a limited company when you take money out you pay income tax on the salary or dividend Claim all your capital allowances up to the limit and create a taxable loss going forward The more property you buy, the more capital allowances you have and the more you can claim in the coming years With serviced accommodation, you are providing extra services such as laundry If it’s a furnished holiday let it must be available for commercial letting for 210 days and has to be let out for 105 days Stays must not be longer than 30 days You need to be able to meet the criteria Sideways loss relief means you use it against other income BEST MOMENTS ‘It’s to stop you living in the property and claiming the tax benefits’ ‘A limited liability partnership and a limited company are separate legal entities’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz answers questions from property investors about the potential tax implications when you incorporate and move properties into a limited company and when you own properties with other people There is more great content and advice that anyone with property can effectively use in this episode KEY TAKEAWAYS With the flat rate scheme once you are over £225,000 you go onto the standard rate for VAT TOM’s flat rate works for you as a small business If a guest stays for over 28 days there is no VAT chargeable Your asset has been sold from an individual to a limited company A limited company is a separate legal entity If you own at least five properties and spend around twenty hours a week working on your business you may qualify for section 162 incorporation relief If you move the properties into a limited company there is no capital gains tax to pay If two or more people own the properties together and incorporate there is no stamp duty or land tax to pay BEST MOMENTS ‘When you make the disposal you don’t have to pay capital gains tax individually’ ‘If you have a business and it incorporates you can claim 162 incorporation relief and have no capital gains tax to pay’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this episode, Shaz shares in-depth and comprehensive answers to property entrepreneurs' questions about restructuring. Some activities are classified as trading and some as investment so structuring your business in the right way, using investment and trading holding companies makes a huge difference to the tax and reliefs you can claim so this episode is a must for anyone building a successful property business. KEY TAKEAWAYS With different property strategies, you should have different companies Serviced accommodation, flipping and deal sourcing are all treated as trades Have one holding company as the investment company, with other companies with different people as partners and shareholders A second holding company can be used trading doing deal sourcing, flipping and SA If you buy and hold property for tax purposes you have an investment company When you buy and sell something it’s a trading business The government incentivise by giving more tax relief and exemptions if you are trading If shares are sold in an investment company there is no entrepreneurs relief If 20% or more of your turnover, profit, value of assets or time spent is directly linked to the investment side of the business you will lose trading status A holding company is determined by the shares it has in the other companies below it BEST MOMENTS ‘If it’s a trading business the first million pounds you make, you will only pay 10% tax on the shares’ ‘You don’t want to lose trading status’ ‘You should not mix investments and trading together’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz explains how no money down deals work and takes us through a deal of his own that is a great example of how well ‘no money down’ deals can be a great way to build your property portfolio He also answers questions about shares and purchasing probate properties along with more information about taxes in this informative episode KEY TAKEAWAYS You can find a joint venture partner and work with a funder 100% of the funds came from the two other partners Trusts have a limited life If you are a property developer and you don’t spend more than 10% or £10,000 refurbishing a probate property no stamp duty is paid When a dividend is paid it will be taxable Alphabet shares mean you can have different classes of shares It gives the flexibility to pay people different dividends according to the class of share they own A dividend waiver is complicated and should be avoided The funds in the company need to be sufficient for some shareholders to be paid a dividend and others to leave their money in the company BEST MOMENTS ‘I haven’t put in a single penny of my own’ ‘You can have shares from A, all the way to Z’ ‘I’ve gone on to do quite a few no money down deals’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this episode hear about alphabet shares and how you can freeze some shares and continue to put value into others along with great information about whether you should have a company car or not and how should you finance it Shaz also discusses business structure and how you can form a holding company structure and then use different business structures for different projects within this. If you are just getting started there’s great content that will make a difference, listen in, and hear more KEY TAKEAWAYS Create alphabet shares so that people can have different dividends You can also restrict voting rights and exit entitlements You can freeze the value of existing shares and put all value into new shares Alphabet shares are great for passing over income, assets, and value to your children You may use different structures for companies doing different things Think about having a holding company that can create new SPVs every time you do a new project When the dividend gets paid into the holding company there’s no tax to pay Having an SPV limits the risk because it's only dealing with one project If you use your own car you can claim 45 pence a mile for the first 10,000 miles in any tax year If you have a company car you need to look at the benefit in kind rules Explore the opportunities and find what works for you BEST MOMENTS ‘One project in one company at one time works best’ ‘Think about your situation and what’s right for you’ ‘If you go electric the tax is very low’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz continues sharing great advice on how to avoid the most common mistakes in HMOs From making sure you do the calculations in detail though to researching the area to make sure there is demand and understanding how to look after your tenants this is an episode that used in conjunction with Part 1 will help you avoid mistakes and make sure your HMO has good cash flow and is successful. KEY TAKEAWAYS Before you invest calculate the income, expenditure along with the potential profit and cashflow Have a detailed breakdown of the expenses Make sure you pay attention to the regular maintenance of your HMO Have a regular procedure in place and make any repairs HMO landlords often include bills in the rent of the room Check to make sure there is demand in the area you want to have your HMO Most HMOs are in urban areas There will be a ceiling price for the area and a good agent will be able to help with local knowledge If your HMO is in the right place of a good standard and run well it’s a good cash flow model BEST MOMENTS ‘Your rooms should be in tip-top condition’ ‘Do your research and make sure there is demand’ ‘HMOs work really well for landlords who have their finger on the pulse’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz looks at the 5 most common mistakes people make when starting out and running an HMO There are regulations and processes that must be adhered to with HMOs and it's important to understand what you need to do. Successful HMOs are run by teams of people who understand how to look after the tenants and the property, if you want more hands-on involvement and can build a good team this is a great cash flow strategy when done properly. Listen in to this great content so that you benefit from getting started in the right way KEY TAKEAWAYS You need to be fully aware of what you are getting into You need to make sure you meet the regulations and that the rooms are of a good enough standard Be aware of cash flow voids and know how you will cover them Detail the costs and make sure the figures work There are a variety of reasons people want to rent a room in an HMO so tenancy is often very fluid Have a good vetting process in place for tenant Understand the local market, if there is demand for an HMO and the standard of rooms and facilities Be fully aware of what’s required to meet regulations and if you are changing use make sure you have checked with planning There is comprehensive legislation surrounding HMOs and you must be compliant BEST MOMENTS ‘It’s a good cash flow strategy is done properly’ ‘HMOs require hands-on involvement to make them successful’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

If you are new to property this is a great opportunity to hear about the steps you need to take to build a successful property business Legacy and financial freedom are the reasons why the majority of people get into property but a successful property business doesn’t just happen by chance it’s about taking the right steps and building a power team and network that can help you learn and succeed Shaz explains why it’s a journey with challenges but is incredibly rewarding, enjoyable and can make a huge difference to other people’s lives, listen in, and hear more KEY TAKEAWAYS Work out what type of property investor you want to be and know exactly what you want your business to look like Think about your long term goals and objectives and develop the right mindset Every deal has an element of risk but you can mitigate the risks with the right approach and planning Work out which property strategy you want to use and then work out the finance in detail When you are investing in property there are a number of opportunities and good property deals come from the contacts you have As you grow and expand you will need a team of experts around you – your ‘power team’ You need a network of like-minded people around you, who you can learn from Make sure you have good advisors around you to help create a good business Property is a lifelong journey and the more time you spend on property the better the returns for you BEST MOMENTS ‘When you’ve got the basics sorted it’s time to get started’ ‘The more time you spend learning about property the better the return and dividends you will get over time’ ‘Networking is a great way to build your property knowledge’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz shares some great steps that everyone should use if they want to do no money down deals. Building good relationships, being transparent and getting visible on social media are all important aspects of doing no money down deals. These deals can work well for both you and the investor if you’ve taken the right steps and made sure the deal stacks up. Listen in, follow Shaz’s great tips and get out there and do the deals KEY TAKEAWAYS Self-reflect and begin by asking yourself if you would do a no money down deal with yourself? Share what you are doing on social media, let people see what you are doing. If you want to do no money down deals you need to reach the most people in the shortest amount of time possible Always be honest and transparent and people will trust you Build a relationship first Does the deal stack up? make sure you’ve done your research and that the numbers work Your investor pack should be detailed and give the investor confidence in you and the deal Make sure you under promise and over-deliver Being honest and open will help create and build long term partnerships BEST MOMENTS ‘People want to get to know you first’ ‘Make sure your deal analysis is accurate and detailed’ ‘Transparency helps to build trust and mutual respect’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this Q&A session hear about how you can include your children in your business structure and the best ways to do this from a tax perspective Shaz also answers questions about title splitting, the structure of trusts and explains why you need to achieve a balance because if you only look at the situation from a tax perspective you will lose out in other ways KEY TAKEAWAYS If you have lived in a property there will be no capital gains tax and you will be covered by the principal private residence relief If you live in a house and rent a room you can claim £7,500 tax-free a year in rental room relief Exchange is the point at which you enter a legal agreement and is when capital gains tax is triggered If you are buying more than one property you can look at multiple dwellings’ relief There is no age restriction for adding children to your business With exemptions for some jobs, such as acting, children can only be paid a salary from the age of 13 years Create alphabet shares so that you pass on equity and reduce your inheritance tax exposure If you add very young children it can be more challenging if you are looking for a bank loan A child can be a beneficiary of a trust and everyone has a tax allowance every year If you transfer your properties and assets over to your children you will potentially no longer have any control BEST MOMENTS ‘If you gift a property and then survive for another seven years you move outside of inheritance tax’ ‘Don’t let the tax tail, wag the dog’ ‘Tax should not be the only factor’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz is explaining the tax benefits of different business structures and discusses LLPs, limited companies, and partnerships He also answers questions on company cars and how to effectively structure shares to give you the most flexibility when paying dividends This is a chance to hear great content about what you can do in your business to make sure you take are tax-efficient KEY TAKEAWAYS If you have a business you can incorporate your property portfolio and not pay capital gains tax A business is somewhere you work for more than twenty hours per week If a partnership incorporates there is no stamp duty land tax to pay A company is a separate entity Create alphabet shares to give the flexibility to pay dividends to only one class of shares Never own your home through a limited company as you will pay rental and capital gains tax on it LLP is transparent for tax purposes and doesn’t pay any tax it’s the individual partners that pay tax Capital allowances and company cars can lower the amount of profit and pay less tax to an LLP Work out the best structure for your business and add the tax to find out which is the best for you LLPs are more flexible, limited companies are less flexible. With property have at least one business running as an LLP BEST MOMENTS ‘With one property you are not that exposed’ ‘With alphabet shares, you have the flexibility to pay different dividends’ ‘If you are buying a car through a limited company buy an electric car’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this Q&A with Shaz hear the questions people getting started in property want to know about tax and allowances Shaz shares great information about the best ways to fund education, what you can claim as expenses and the best ways to do this He also explains how loans to companies work best and the tax implications in this episode packed with useful content KEY TAKEAWAYS If the company is paying a dividend then this can be used to fund education You can claim any expenses if they are wholly and exclusively for the business New training when you start out in property can’t be claimed but someone who is undertaking continuing professional development can claim for the training costs Keep a record of any online training and free training you undertake When you loan money to your company it can stay there as long as you want it to, there is no time limit If you borrow money from your company you have to pay interest to the company for borrowing the funds If the company lends you money you must repay the funds within nine months of the year end or pay tax 10% is a reasonable charge for interest on a loan to a company You have a personal allowance for each year but if you don’t use it, you lose it. The beauty of a limited company is you only pay tax on the money you take out If you are a sole trader you will pay tax on everything Generally, the best way to take out money is through a low salary and dividends BEST MOMENTS ‘New skill can’t claim, enhancing a skill you can claim’ ‘It can be better to claim at 45pence per mile than claim for fuel costs’ ‘If you charge interest and you are a basic rate taxpayer the first thousand is tax free’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz takes a look at some of the tax allowances that you should be looking at as a property investor to make sure you are getting the most from your business From deciding whether to incorporate through to what you can and can't claim for this is a great episode that will help anyone to look carefully at getting the most from their allowances as a property investor KEY TAKEAWAYS Think about whether you should incorporate your property portfolio Look at the potential costs and then the possible savings to see if it's worth doing Make use of all your tax bands and those of your spouse to gain the most from your allowances Rent a room relief lets you earn up to £7,000 every year You can claim 150% of the cost through land remediation relief where you are removing contamination from a site Make sure you claim all the different tax deductibles and tax-free expenses You can claim for anything and everything as long as it's solely for the use of your business Tax-free allowances include staff eye tests, mileage, and trivial benefits, If you are buying six or more properties from the same person together you can use non-residential rates of stamp duty land tax BEST MOMENTS ‘It’s about doing the numbers and seeing if it’s worth it’ ‘Become familiar with your allowances and make use of them’ ‘Work out which will give you the best tax relief’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

As a successful entrepreneur, Shaz has multiple businesses in very different areas with property being one of them and in this episode, he explains why it’s his favourite business giving him not only flexibility but also total freedom He shares the aspects of property as a business that mean it is like no other business, with flexibility, freedom, and extensive strategies that you can use whether you start and scale up or have a property business as an additional income KEY TAKEAWAYS Property is a very flexible business You can have a small business or scale up and become a large property business There are an extensive range of strategies you can use the possibilities are numerous It’s a great additional income and you can create generational wealth with your property business Property investors are usually more motivated and undertake self-development No business gives you as much leverage as property There is no other business where you can create an additional source of income without using any of your money and get capital appreciation You can pretty easily create £50,000 worth of net profit every year doing commercial conversions with none of your own money Property means you can achieve not only financial freedom but total freedom BEST MOMENTS ‘If you are really serious about property you will have more than one strategy’ ‘Property takes up the least amount of my time, generates the most amount of income and satisfaction, what’s not to like’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz takes us through the criteria he uses when looking at a potential goldmine area Choosing the right area is key and the critical first step is deciding on the property strategy you will be using. From identifying your competition to understanding how far you are happy to travel to your goldmine area, this is a comprehensive list that will make sure you have considered all of the key components that can impact a successful goldmine area. Listen in, use this list, and find your ultimate goldmine area KEY TAKEAWAYS Your goldmine area starts with you knowing what property strategy you are going to use If you are looking at HMO’s you need to be in a place with lots of students Identify how much competition there is in the area Always find out what the demand is in the area Decide on your criteria for distance and travelling – how far are you willing to travel to your goldmine area? What local amenities are available – schools, arts and culture, sports facilities What workforce is there in the area and does it fit with your tenant profile? Identify if there are good transport links and connectivity Look at the local plan for the area and find out from the LA what the growth plan is BEST MOMENTS ‘Look online and see how many properties are available’ ‘I like to stay close to home, so if it's an hour away that’s okay’ The more ambitious and aggressive the growth plan the more demand there will be in that particular area’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this, the final episode in this informative property strategy mini-series Shaz takes a look at purpose-built student accommodation, social housing, and real estate investment trusts. Every strategy has advantages and disadvantages, what you decide is right for you will be based on your priorities, how much you want to be involved and what you want to achieve Listen in to the whole series and decide on the strategies that you want to use and get started KEY TAKEAWAYS With student accommodation, you will benefit from a consistent income cycle and can predict and project the income you will make Students prefer living in purpose-made student accommodation Income generation is more important than capital gains Do your research and make sure the demand in the area Social property investment is about affordable social housing options You can work with housing associations and the local authority and have a guaranteed buyer before you start building Councils can prefer a five-year lease option providing a guaranteed income stream over that time It’s a good return and there is high demand for this type of properties Real estate investment trusts are trusts that own and manage on behalf of a group of shareholders The trust must distribute 90% of its net property rental income to the investors It’s a hands-off way of earning good returns on your investment and is very tax-efficient BEST MOMENTS ‘Every strategy is different and you need to work out what’s best for you’ ‘Focus on creating a good income stream and business model’ ‘You are running a business and providing social value in tandem’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

So far in this great property mini-series, Shaz has covered Buy to Let, HMO’s, Serviced Accommodation and Buy-Renovate-Refinance-Rent as strategies along with Commercial Conversions, Flips, Joint Ventures, Rent 2 Rent, New Builds and Lease Options In this episode, he shares another three property strategies - Deal sourcing, Crowdfunding and Off-plan explaining both the positives and the potential challenges. One of these strategies could be the one that you want to get started on, listen in and find out more KEY TAKEAWAYS With deal sourcing you don’t need a lot of money to get started it’s all about your ability to find the right deal When you are starting out deal sourcing for others can be a successful strategy The more pre-work you do the better for both the seller and the buyer You need to be someone who likes being in the middle and can pay attention to the details You can use crowdsourcing to make your money available for deals that you want to invest in It's hands-off - the crowdfunding platform does all the work Buying properties off-plan means you can negotiate and get a good deal early on Buying early will mean you will get a better deal than those buying towards the end of the construction If you are buying multiple properties you will get a better deal, its low outlay and you will have time to source the capital you need Make sure you do your due diligence and know about the developer BEST MOMENTS ‘Choose the right strategy and you can get started with very little money’ ‘Buying right is extremely important’ ‘You can learn what makes a good deal and make a profit on your investment’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

There are lots of strategies out there and Shaz, across this property mini-series, shares great content and information about the advantages and the disadvantages of the main strategies out there In this episode, he explains how rent to rent could be the strategy for you if you don’t have any capital and why new builds can help you scale up to being a property developer with great margins. He also explains how lease option agreements work and how to find people who want to have a lease option agreement on their property. KEY TAKEAWAYS Rent to rent is renting an asset from the owner and then renting it to the occupier The agreement with the owner will usually be a fixed term agreement or lease and you can rent out the property room by room The advantage for landlords is a fixed rent with no voids or involvement in managing tenants With rent to rent, you can scale up really quickly and make a good profit With new builds you buy land with or without planning and develop it, the risk is higher if planning is not in place Do a detailed appraisal with a quantity surveyor - you need to know exactly how much things are going to cost Rent out the houses, sell them individually or sell to a housing association It’s a very involved strategy that requires expertise and time but there are great margins With a lease option agreement, you lease the property with an option to buy People entering into property lease option agreements usually have a challenge with the property that needs resolving There are people out there who want this type of arrangement, you need to get out there and find them BEST MOMENTS ‘If you can find the opportunities it’s a fantastic way to scale’ ‘Having more than one strategy is always a good idea’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: · Facebook · LinkedIn · Instagram · YouTube.

This episode takes a look at joint ventures, flipping and commercial conversions and Shaz has great advice about both the advantages and challenges of these different property strategies Shaz’s favourite property strategy is commercial to residential but each of these strategies has something to offer the property developer and ultimately its always about making sure the numbers work, listen in and find out more KEY TAKEAWAYS Converting a commercial building can be the ground floor staying as commercial and the upper floors being converted to residential or conversion of all the building Make sure the numbers work, commercial conversions should be at least 20% profit It’s a hands-on strategy and you need a good team to make it work well Flipping is buying a property usually below market value and doing some work to it before you sell it for a profit The value will increase because of the refurbishment you complete Flipping is easy to get into, requires less expertise and it’s a good strategy for cashflow You have to buy at the right price and have worked through the numbers Property joint ventures are about people working together to make some profit You need to be very clear about roles and responsibilities A joint venture partnership maybe someone with the expertise and someone with the finance The key is good communication and understanding the costs and responsibilities of everyone involved BEST MOMENTS ‘There are lots of commercial properties for conversion out there at the moment’ ‘It should be at least a 20% profit margin, if not, don’t do it’ ‘You can get some really good deals, especially if you are good at negotiating’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this episode of the property strategy mini-series, Shaz takes a look at serviced accommodation, HMO’s, BRR as property strategies. He explains some of the pros and cons of the strategies and discusses the ones he uses and why, whether you are just getting into property or already on your property journey Shaz shares great content KEY TAKEAWAYS With HMO’s individual rooms are let so the cash flow can be higher but there are more regulations You need to be more hands-on managing HMO’s Speak to the HMO officer at your Local Authority and make sure you are aware of the regulations Having more than one tenant means you are spreading the risk HMOs are time intensive in management and community but from a cashflow perspective they are very effective Serviced accommodation is good from a tax, cash flow and business perspective With SA you can be the owner and the operator Sa has good tax benefits such as capital allowances Be aware that finance and funding are different for SA Buy, refurbish, refinance and rent, refurbish to add value, refinance to extract funds, keep the property and increase your cashflow BRR is a fantastic opportunity and can be done on a bigger scale with commercial conversions BEST MOMENTS ‘HMO’s can generate higher returns than a single let’ ‘Serviced Accommodation, as a business model works really well’ ‘You can scale SA effectively and have a great business to sell’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this, the first episode of this property mini-series Shaz explains why buy-to-let is a good strategy to get started with and how commercial property can be a fantastic investment and worthwhile addition to your property portfolio With informative content, this is a great opportunity to hear how to get started in property and connect with the strategies that work for you KEY TAKEAWAYS Diversify and have two or three strategies Buy-to-let is a good place to start if you want to keep risk exposure lower You will need capital in property development but you can use other people’s, those who are cash-rich but time-poor It’s important to have an exit plan- you need to know at the start where you are going Work to have a good team around you and decide whether you want them in-house or freelance Buy-to-let is low risk, an easy market to enter and gives good returns You will benefit from having both cash flow and capital appreciation You need to have a plan for when the property is empty There is good demand for commercial property You can claim capital allowances and there are tax advantages with commercial properties BEST MOMENTS ‘Connect with the property strategy that works best for you’ ‘Commercial property is a fantastic investment and should be part of your overall portfolio’ ‘It’s an easy market to get into giving you consistent returns’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this episode hear more great tips on how to avoid the most common mistakes in property. Shaz looks at financial planning, key experts along with the importance of training and explains what you can do to put yourself ahead in your property journey and benefit from the experience and knowledge of others, listen in and find out more KEY TAKEAWAYS It’s important to have a property plan and know the direction you are going in; it gives you clarity Know your financial goal and have an understanding of your costs Consider the structure you have in place for buying properties, this should be part of your plan Know what you are spending on a monthly basis and factor in potential unknown costs Mistakes can be avoided if you have a plan and do your research Focus on your target and how you are going to get there Asking the experts for advice is always worthwhile Work with people who are experts in their particular field Expanding and growing your knowledge through self-development will shorten your learning journey When you are planning include time and resources for training and self-development BEST MOMENTS ‘Most investors are quite leveraged’ ‘Stick to your principles, values, and targets’ ‘When you find a good expert work with them as if they are part of your team’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

If you know what the common mistakes are you can avoid them and save money and time. In this episode, Shaz looks at the most common mistakes made by those new to property investment Property is one of the most exciting businesses out there with great opportunities and if you take the time to learn from others mistakes you will be putting yourself on the path to success Avoiding the common mistakes in property investment can make the difference between success and failure, listen in, and learn how to start successfully KEY TAKEAWAYS In property, you need to make sure your decisions are based on logic and Knowledge Have criteria that you work to and view every transaction through a business lens Objectivity and being analytical is key in successful property investment Research is vital so that you understand the market, the costs of refurbishing and how to find tenants You can save money buying new properties because of the lower maintenance costs Make sure you know exactly what you are buying, negotiating about faults or damage can only take place before the deal is complete Does the property have the features and amenities your ideal tenant will want? You need to understand what your tenant, your customer wants Due diligence takes time but it’s always worth the investment of time You need to have a clear investment strategy to be successful Low-cost property will usually mean lower returns but are easier to buy, higher cost properties can be harder to find and buy but provide better returns and capital appreciation Always try to look at a property from the viewpoint of your tenant BEST MOMENTS ‘Sometimes for all of us the heart takes over’ ‘The more experienced you get the better you get as a property investor’ ‘If the numbers don’t stack up always walk away from the deal’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

These are things everyone can do to make considerable tax savings when developing property and Shaz goes through what can be saved, step by step using one of his own developments where the total in tax savings exceeded a 100k He explains all the possible points that tax saving can be made and shares why it's so important to work with a tax expert. Listen in and hear about what steps you can make to optimise your tax savings when developing property KEY TAKEAWAYS Before any tax planning, you need to ask yourself is what you are doing legal? Is it effective? Is it acceptable? Your tax advisor and accountant will be giving you advice based on the rules set by Government and HMRC’s job is as the enforcer Look for around 20% as a baseline profit margin If you have a sitting tenant you can use the ‘transfer of going concern rules’ and not pay the VAT but you need to register for VAT moving forward If you are converting from commercial to residential you can complete a VAT1614D form and give it to the vendor When you purchase a commercial property speak to a capital allowances tax expert early on Land remediation relief means you can claim back 150% on the costs when there is contamination like knotweed If you subcontract labour and materials you can make significant tax savings You need to be proactive and work with a tax expert and understand it’s the simple things that can make the biggest difference BEST MOMENTS ‘Make sure you speak to an expert so that you don’t miss out on capital allowances’ ‘Planning always takes a lot longer than you think and is more complicated’ ‘The savings are big so make sure you look at everything in detail’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz shares how his mindset around the ‘No Money Down concept has changed and explains why it can only work if you believe you can make it happen You can get into property with a small amount of money if you have expertise others don’t have and can leverage your expertise with others capital to do property deals that work for everyone KEY TAKEAWAYS You need a small amount of money to get started in property It’s important to understand how money works Invest in yourself and get educated to increase your property knowledge There are lots of people out there who want to invest in property but have no time, knowledge, or expertise People want to work with someone who has the right knowledge and expertise You need a level of expertise that others don’t have if you want to make it happen you have to believe in yourself BEST MOMENTS ‘There was only one way to do it, by leveraging other people’s money’ ‘I find the deals and I make them happen’ ‘I only work with people I know, people who give me the space and time to do the deals’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultations he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this live Q&A Shaz answers wide-ranging questions about businesses and tax He shares informative content about tax relief and deductible expenses and the importance of exploring all the ways you can claim and save for you and your business along the crucial role a specialist tax advisor plays in making sure you are accessing all the tax relief you are entitled to and structuring your business in the best way KEY TAKEAWAYS Consider and review whether it’s worth incorporating on a regular basis Plan your remuneration and salary to make sure you don’t lose child benefits if you have a family Sometimes balancing a higher and lower-income between parents can be the most effective solution If you are buying a commercial property you must speak to a financial adviser who is a specialist in capital allowances With serviced accommodation capital allowances can be claimed when you purchase a property and when you refurbish the property With cars, there are various options available within your business structure and it's worth considering an electric vehicle If you are buying property through a limited company that is contaminated you can claim land remediation relief allowing you 150% relief on the costs to remove the contamination If you have partners in a company and you are injecting cash then you should draw up a loan agreement You can use different types of shares within your company for flexibility If you are married and one partner is not using their personal allowance 10% can be given to the spouse Under ‘rent a room relief’ the first £7,500 is tax-free The employment allowance can be claimed if you employ people and can be beneficial in helping you to pay national insurance contributions If you are a company director or employee trivial benefits means anything up to fifty pounds isn’t taxable in accordance with certain conditions BEST MOMENTS ‘If you don’t use certain allowances you can lose them’ ‘Capital allowances is a big one but there are still people who lose out’ ‘Always have a pre end of tax year meeting with your accountant’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Liam Ryan ‘The Deal Maker’ has built a multi-million-pound business and now as a mentor supports others on their property journey He talks to Shaz about building communities, finding your tribe and what it really takes to build connections and make a positive difference for yourself and those around you. There are many different ways to make money in property and Liam discusses the importance of focus and why with the right mindset and mentors you can make the world a better place KEY TAKEAWAYS You have to believe in yourself and learn to push through challenging situations When you are feeling down you need to do something to get yourself out of your head Social media means people can know you and trust you without ever having met you People are looking for connections and to be part of a tribe and community Find a great community of like-minded people who will give you a kick when you need a kick and a cuddle when you need a cuddle There is a chance now to make the world a better place and with the right mindset you can be in a great place The most important thing is to upgrade the circle of people you hang out with. You are the average of those people you have around you Find what you are passionate about and good at, turn your passion into profit. Look to serve people, build communities, and empower people As the ‘Deal Maker, I’ve always been good at finding the right people with the right skills to get the right results Communication is key, set your intention from the beginning in any deal, always over-deliver and keep focused There is more money than ever in the world and you can use other people’s money to grow your own business if you do it the right way To raise money, you need to get yourself in a pitching position with a great deal or service that can help others to make money BEST MOMENTS ‘I am who I am and I care for myself and believe in myself’ ‘A lot of people don’t do enough of what they enjoy’ ‘Every single person has the power to make the world a better place’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Is rent to rent a good strategy? Shaz explains exactly what rent to rent is, how to make it work, what the challenges are and the way to effectively scale a rent to rent business Rent to rent and rent to SA are great ways to get into the property market because there is little money down. Listen in and hear about how to get into the property market and build a successful rent to rent business KEY TAKEAWAYS You can use HMO or single lets for rent to rent You can do rent to Serviced Accommodation, rent the property and then let it out by the night Rent to SA will create more cash flow than rent to rent For a minimum amount, you can create really good cash flow Rent to rent and rent to SA is a good way to enter the property market Once you get into the property market with rent to rent it opens up other opportunities and strategies Stress test the numbers with the worst possible scenario to make sure it works There is no capital appreciation but there is value in the business you build As you scale you will have the cash to invest in properties You need to have a good legal agreement with the landlord Be upfront about what you are going to do, always be open and transparent BEST MOMENTS ‘You are the deal maker, making it work’ ‘Rent to SA is incredibly popular and works really well’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In part 3 of this mini-series, Shaz looks at how you can maximise your time and only do the things you want to and are really good at as well as sharing great content on networking and its value to you and your business He also takes a look at an area that is often a challenge in business – keeping good financial records along with the value of good maintenance for your properties If you are scaling your property business this is a must-listen KEY TAKEAWAYS At the start of your business, you can find yourself being all things to all people Make sure you have enough time to work on your business if you want to successfully scale Be strategic know where you are going how you are going to get there and what you need to get there Have a clear strategy and only change direction if there is a good reason to do so Delegate as much as you can It’s important to network and build a good team around you Your network can help you to scale and build your business Focus on creating a good power team who have expertise in the area you are working on Your power team should share your aspirations Look after your properties and ensure that repairs and maintenance are carried out regularly Keeping good financial records is key in making sure you know where you are and have the information you need Review your financial position regularly so that you can make changes if required to reach your targets BEST MOMENTS ‘Finance is the blood flow of any business’ ‘Make sure you understand the bigger picture’ ‘Take time creating a really great power team who have your best interests at heart’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Listen in to Part 2 of this informative series from Shaz with great content about scaling and growing your property business In this episode you can learn about how diversifying is beneficial along with why systems are the key to consistency and all about creating the right business structure that can grow with you KEY TAKEAWAYS. Diversify to mitigate risk because there are always fluctuations in the property market Unless you have an infinite amount of money you will need to rely on other sources of funding There are a range of different ways to access funding including joint ventures and development finance Having leverage means you can build up a big and sustainable business very quickly Systemise and it will be a game-changer for your business. It will mean consistency and that your business is less dependent on you Start building systems as soon as you begin your property journey Success takes time and the most successful businesses are those that start small, invest in themselves, and build great networks Having the right company structure requires effort but makes all the difference to scaling your business A good structure will help you to scale, help maximise your returns and help to secure funding Different structures work for different people according to their goals and objectives BEST MOMENTS ‘Diversification is extremely important and reduces the risk for you’ ‘It’s important to think about who you want to involve in your property business to help you scale up’ ‘Have the right structure in place to help you grow and develop’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

In this episode, the first of a three-part series Shaz explains why you need a clear strategy and the importance of being focused on your goals if you want to scale and succeed in your property business He also looks at why taking on the bigger deals can make all the difference when you are scaling along with the importance of understanding all aspects of your goldmine area. Listen in and find out more KEY TAKEAWAYS Bigger deals will make you more money and there is less competition The effort required for a small deal is the same as that needed for a bigger deal At the start, you need to spend time investing in yourself and know about people, products, and places A good foundation will serve you well when you want to scale up You need systems and processes in place for every area of your business When you have a process and everyone follows it you will get a consistent result Be clear about your strategy, what do you want to achieve? Research and focus on your gold mine area If a deal is good - get it over the line and make some money Location is critical and key to your success Look at how you can add value to any property you are purchasing Get to know yourself, develop your strengths and get others to help you in areas that you don’t like doing Being disciplined, diligent and consistent to be successful BEST MOMENTS ‘As a property investor if you do things right you can make good margins, good profit and make a difference to people’s lives’ ‘Once you are systemised growth will be easier’ ‘Play to your strengths and be flexible about adapting as you grow’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Looking for a better lifestyle means more young people are getting into property investment and as someone who started young as a property investor Shaz has some great advice based on his own experiences He explains what will make a difference to your property journey and shares some great free resources that will mean you get started in the right way along with paid resources that can really move you to the next level as you get into property KEY TAKEAWAYS Make use of free resources across video channels and audio downloads, there are many experts out there sharing their expertise Keep up to date with the news to know what’s happening with the property market Go out and talk to others, get to networking meetings whenever you can You get to know a huge range of people when you network with others Join communities and groups on social media and take part in the conversations Find a mentor because this is someone who has already been on the journey and can share with you all they know Make sure your mentor has worked in the area you are looking at You can look to do deals like joint ventures to get started Deal sourcing can be a great way to get started in the world of property Local deal sourcers are really important to investors outside of an area so if you have good local knowledge and network your skills will be valuable Deal sourcing and rent to rent could be the way into property BEST MOMENTS ‘Get started early to make progress early’ ‘The more you read the more you will learn’ ‘I’m a huge advocate of deal sourcers and what they do’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

This episode is part 2 of Shaz’s great advice on how to make sure your refurbishments and renovations are efficient, effective and successful With another ten tips covering what you should be doing as well as great reminders about what not to do. From miracle cures through to good design listen in and hear exactly what to do to make sure your refurbishment projects are successful every time KEY TAKEAWAYS Don’t go for the miracle cures, if it sounds too good to be true it probably is If you are working on a property make sure the work you complete compliments what’s already there Don’t be tempted to cut corners and buy cheap – it will comprise what you are doing and you may end up having to do it again What you are doing should enhance the building, make a good job but keep it simple Build a relationship with a good builder and ask their opinion and advice about your refurbishment Ask your builder to help and guide you, use their expertise to make sure you are getting the best deal every time Make sure you are involved in the process to get what you want at the end of the refurbishment Poor design is a waste of money and often impractical – good design is transformational and increases value Energy-saving matters and you should take every opportunity to create energy efficiency Make sure you are working in the right way, make good use of a detailed schedule so that time and costs are managed successfully BEST MOMENTS ‘Certain postcodes and areas have a ceiling price and you need to be aware of what it is’ ‘Because I knew the numbers we could make it work’ ‘Poor design can squander potential, waste money, waste space and lose you profit’ VALUABLE RESOURCES [email protected] ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz wants to make sure no one gets ripped off or loses money on a property refurbishment project and shares his first ten tips on successful refurbishment If you are new to property use this list to make sure that you ask the right questions and take the right actions Property refurbishment is a great opportunity and Shaz’s practical advice will make sure you get the best start as a property developer KEY TAKEAWAYS Always have a property survey and give your surveyor specific instructions on what to look out for Make sure you find out about any planning restrictions, what can you do and what can’t you do? Don’t waste money on unnecessary stuff keep it simple and elegant make it neutral to appeal to as many people as possible Good communication is vital, so schedule regular meetings with your builder Make sure you order enough materials, having to order extra if you are short will be expensive Don’t underestimate the costs, make sure you have included everything that’s needed Remember to factor in the professional costs that will be part of the project Get more than one quote for anything you are paying for, avoid the temptation of going for the cheapest, look for the best value Only spend money on what you need to, make sure there is a good job done on the physical structure of the property Repair rather than replace especially on an older property as the originals will usually be of a good quality Use the right materials, if you are working on a traditional property make sure the materials you use are in line with the existing ones BEST MOMENTS ‘When you start make sure you have a contingency fund and don’t waste money on expensive stuff’ ‘Order around 5-10% more than you need’ ‘Cowboy builders do exist and you need to avoid them’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

The choice is yours about whether property is a passive or active income, many choose a hybrid model. You need to look at the different options and decide on the one that is right for you and Shaz has informative content in this episode about the tax implications and the various property strategies out there that could work for you. Whether you are looking for a passive or active income from property listen in and hear really useful content that will help you on your property journey. KEY TAKEAWAYS If you hold property in your own name, you pay tax on the profits and income, when you sell the asset you pay tax on it as capital gains. If it’s through a limited company everything is paid at corporation tax rates The biggest factor is the amount of time you spend on running your property portfolio You have to know your marketplace, your customers and what they need from you Have good systems and processes in place to increase efficiency Know your numbers – you need to understand all the key numbers to know if a deal will work for you Before you buy any property you need to know if the deal stacks up and if it will cash flow Understand at the start what your exit strategy is Cash flow is vital with capital appreciation as a bonus Is the investment objective to generate income over the short or long term? Passive income is when you aren’t involved in the day to day and the property is usually managed by someone else Active income is receiving a fee for time you have spent BEST MOMENTS ‘When you move properties from your own name to a limited company you may not have to pay capital gains tax’ ‘Be disciplined, start with the end in mind and have clarity about everything within your business’ ‘You can have a hybrid model and do a bit of both’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: · Facebook · LinkedIn · Instagram · YouTube.

Shaz is talking to Saj Hussein, a hugely successful property entrepreneur about his journey and the challenges and successes he has faced along the way He talks candidly about how he got into property investment, what it has given him, what he has learnt and why, as someone who specialises in joint ventures, building relationships is so important. He also shares great content on property and how he has achieved success along with a fascinating insight into the life of a successful property entrepreneur and what it really takes to make a difference FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS Being the first person to go to university in your family is a big thing. Some people hold themselves back because they don’t have a qualification My confidence grew beyond my capability and it all came crashing down I learnt so much more on the way down than the way up I learnt that I really wanted to do my own thing and I wanted to do something bigger and beyond me I started in property by learning and going to networking events It wasn’t about being in property it was how do I do it? There are degrees of motivation and we were looking for people who were really motivated You are in an isolated world and you have to keep pushing Everybody doesn’t think the same way, not everyone is driving forward and investing in self development I have built the business by working with lots of different partners Inspiration is about the journey and how someone does something A coach will help to get the best out of you, a mentor is someone who has already done it When you work for someone else there is an element of dependency People don’t always explore and push what they are capable of BEST MOMENTS ‘I realised you could have a lot more; it was just that we didn’t have it’ ‘I was re-selling that value to someone else’ ‘I spend time learning about other people who are successful’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz is talking to Saj Hussein, a hugely successful property entrepreneur about his journey and the challenges and successes he has faced along the way He talks candidly about how he got into property investment, what it has given him, what he has learnt and why, as someone who specialises in joint ventures, building relationships is so important. He also shares great content on property and how he has achieved success along with a fascinating insight into the life of a successful property entrepreneur and what it really takes to make a difference KEY TAKEAWAYS Being the first person to go to university in your family is a big thing. Some people hold themselves back because they don’t have a qualification My confidence grew beyond my capability and it all came crashing down I learnt so much more on the way down than the way up I learnt that I really wanted to do my own thing and I wanted to do something bigger and beyond me I started in property by learning and going to networking events It wasn’t about being in property it was how do I do it? There are degrees of motivation and we were looking for people who were really motivated You are in an isolated world and you have to keep pushing Everybody doesn’t think the same way, not everyone is driving forward and investing in self development I have built the business by working with lots of different partners Inspiration is about the journey and how someone does something A coach will help to get the best out of you, a mentor is someone who has already done it When you work for someone else there is an element of dependency People don’t always explore and push what they are capable of BEST MOMENTS ‘I realised you could have a lot more; it was just that we didn’t have it’ ‘I was re-selling that value to someone else’ ‘I spend time learning about other people who are successful’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

FREE WEBINAR - https://bit.ly/shazwebinar What you don’t do in property is as important as what you do in the world of property and mistakes can be very costly so Shaz is sharing advice that will help you to avoid the mistakes and make a success of any property deal Shaz goes through a live example of a deal currently being completed by one of his mentees and explains how to make a deal work and shares a great system that anyone can use to make sure they get a deal that works KEY TAKEAWAYS You need to be disciplined in the way you approach any deal Valuations are completed by an independent third party The only number in the deal that can be changed is the purchase price Everyone is at different stages in their journey Always go through the numbers and work backwards from the end If the numbers don’t stack up don’t do the deal Use your money wisely to get the best return as quickly as possible Have someone with expertise who can challenge and support you You need to look at both the upside and the possible downside of any deal BEST MOMENTS ‘You must always run the numbers’ ‘People can be so desperate to get a deal done that they don’t do it well’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz explains why he loves commercial conversions and shares great content on what to look for and how to get the best from a commercial conversion development With great opportunities to save on tax, bigger spaces to work with, prime central locations and a basic structure already in place what not to like about commercial conversions? FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS Find a commercial property and convert some of it into residential accommodation Commercial properties are usually cheaper per square foot than residential properties If you convert and use it as serviced accommodation you can claim capital allowances It’s a big opportunity to save on tax moving forward There is usually less work involved in conversion because there is already a basic structure in place There is a lot of commercial property available in city-centre locations You can do more with a commercial property, there is more space to work with Rental income provides regular cash flow and means you keep the asset People want nice spaces and good amenities BEST MOMENTS ‘You should be looking at commercial property’ ‘You can get some really good deals on commercial properties’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz takes a look at how the property cycle works and discusses whether you should try and beat it predicting what may happen or work in the present looking for good deals with a strategy that works in your gold mine area Listen in and hear about the stages of a property cycle and the strategies and approaches that make the difference as a property investor FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS A property cycle is generally 18 years in length After a property crash, there is a recovery phase When the market enters the boom phase prices rapidly rise In theory, avoid buying in the boom period The market booms when there is more demand than properties available Flipping property in the peak period can be profitable but if you flip as prices drop you can lose money You have to be cautious, especially if you are new to property You can’t predict the future, look at the market and opportunities now High levels of unemployment can be an indicator that the economy is unstable Understand your gold mine area and the opportunities On average house prices double every ten years BEST MOMENTS ‘Wait for the drop to occur before you buy to maximise your profits’ ‘Run the numbers and see what works for you’ ‘The UK is often described as having a two-speed property market’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Finding a motivated seller is the best way to get a good deal and knowing how to find a motivated seller and the reasons ‘why’ they want to sell is crucial in securing great deals Listen in and hear from Shaz about how to locate motivated sellers and what you can do to get the deal you want and solve their problem FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS Some sellers become motivated over time. Motivated sellers are more likely to accept an offer Buying below market value means a better margin for you Look for houses listed with multiple agents and contact them directly Working without an agent has savings for the seller Work out what the seller’s priorities are If you can solve more of their problems they are more likely to accept your offer Write to all the sellers in your goldmine area and find out who’s motivated and what their pain points are Find a motivated seller, ease their pain, solve their problem, and get a much better deal BEST MOMENTS ‘Motivated sellers usually have a deadline that they want to sell by’ ‘If you can close a deal quickly then agents will be more positive’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Shaz loves being in property but in any area, there are positives and also frustrations and challenges People don’t always talk about the challenges but in this episode, Shaz shares his personal top 3 property frustrations, although he’s quick to point out its individuals, not a whole sector who are not getting it right There are always frustrations and challenges, listen in and hear what Shaz’s are and how he overcomes them FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS Certain deal sourcers promise you the world and then present deals that don’t stack up Most of my deals come through deal sourcers who are really good You can get struck with the seller’s solicitors not getting things done and not finding solutions Sometimes things can get really convoluted and take a lot longer than they should Finance takes way longer than it needs to, banks and lenders promise quick turnarounds and take far too long Often information is not requested when it should be Overall, my experience of planning has been positive and there is a lot that goes on behind the scenes BEST MOMENTS ‘I love property it's one of the best businesses out there’ ‘They say one thing and then you get the numbers and they just don’t stack up’ ‘On the phone, 5 minutes and it was sorted’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

There are a range of finance options out there for property investors but people often begin their property investment journey thinking they will need to fund the purchase with their own money but you don’t have to and Shaz shares some great options that are available right now Using a finance option will mean you can grow faster and with a range of different options available it’s about finding the ones that work for you and listening to this episode is a great way to start KEY TAKEAWAYS Fund a purchase with your own money and you won’t need to go through the process of obtaining finance and there is no interest to pay When there are finance options out there, why would you not use them to grow faster? Banks do buy to let mortgages but you need a good credit score and around 25% as a deposit Banks usually do interest only with the capital being paid at the end Always have an exit plan Challenger banks often have lower fees and can be more flexible but don’t have a physical presence Bridging loans work really well over a shorter period and are great for property flippers and those who may not get a loan in another way Peer to peer lending is fast, quick agile and increasing in popularity, it’s a good option to look at A personal loan from a family member may not have interest payable at all but make sure there is a clear contract in place A property investor hunter licence is secured against your existing properties and gives you a pre-agreed agreement No money down is about using someone else money and agreeing on how much of the profit they will get back BEST MOMENTS ‘Don’t just go down one path explore multiple options to find out what is the best for you’ ‘There are finance options out there, why would you not want to use them?’ ‘Why use all of your money? Use some of yours and some from others’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

What not to do is as important as what to do in property and Shaz goes through his top six tips in this episode Hear about the value of training, making decisions without emotion and why you should start by learning and implementing one property strategy There are always people telling you what you should do but if you take Shaz’ advice about what not to do you can avoid the mistakes and become successful in property a lot faster https://bit.ly/shazwebinar KEY TAKEAWAYS Set aside money for training, it will give you the best return Training can help you learn things from others and you have the opportunity to make contacts Buying a house is a business decision don’t buy with emotion and have an appraisal system to see if the deal meets your criteria Make sure the deal will get you to the end number you want Begin with one property strategy, learn how to do it, implement it, and be focused Stop being cheap – cheap does not equate to good Always go for the best you can afford because you usually get what you pay for You should work to a point where you are doing ‘No Money Down’ deals Involve other people and move to bigger projects BEST MOMENTS ‘Spend money on training and it will pay dividends over the years and be a gamechanger’ ‘Appraise the deal to see if it works for you’ ‘Is the return good enough, does it meet your numbers’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

Listed buildings are one of Shaz’s favourite types of building with their character and the possibility of creating something exceptional In this episode, he shares great advice and tips about what to look out for and how to best approach the development and refurbishment of listed buildings to make sure you can achieve the best outcome FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS There are 3 classifications of listed buildings – grade and levels of grade 2 Grade 2 is defined as a building or structure of special interest. A building must be over thirty years old to be considered for listed status Buildings that are listed are protected from being demolished and altered ad consent needs to be in place before work is undertaken if you are buying a listed property make sure any work carried out has been approved Internal works and alterations also require specific listed building consent What can be changed differs between authorities and is the interpretation of the rules by the local conversation officer It is possible to obtain consent for an extension to a listed building You should use matching or complementary materials when building an extension on a listed building Using modern materials can hinder the breathable qualities of old buildings It can be beneficial to use a contractor who has extensive experience working on listed buildings Obtaining consent to do any work can be a long process It’s imperative that you obtain listed buildings insurance BEST MOMENTS ‘Grade 2 is a classification that can be applied to a wide variety of buildings and structures’ ‘They can help you to create a vision for the property and make it a reality’ ‘Listed status is about preserving the character of a building’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

If you want to get out of your full-time job and into property this is the episode for you. Sometimes you need to let go of what you’ve got to get what you ultimately want and selling your home and using the equity can be the first step in creating your financial freedom Shaz goes through the numbers from start to finish on a property deal sharing great advice and information on how to move towards financial freedom through the equity in your home FREE WEBINAR - https://bit.ly/shazwebinar KEY TAKEAWAYS Sell your house and rent so that you can use the equity Use the cash to invest in a commercial property When the standard is very high people come into a property and want it straight away so selling can be easy 4 million for the total cost of the flats with commercial space that can be let out and the total value is 1.7 million pounds Refinance at 75% loan to value You can get all the money back and the money borrowed for development Cashflow is created through the rental of the flats and the commercial space You will get capital appreciation on the properties BEST MOMENTS ‘We got 21 flats rented out in a space of two weeks, extraordinary’ ‘Talk to agents and you can get a deal with guaranteed rent’ ‘Sometimes you have to leave what you have to get something better’ VALUABLE RESOURCES [email protected] FREE WEBINAR - https://bit.ly/shazwebinar ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.

There are certain traits that can be seen in any successful property entrepreneur and Shaz explains what these traits are and how you can go about developing them to break through to the next level in your business From clarity through to having a strong power team and learning to protect your time, follow Shaz’s advice and take action so that you have the traits of a successful property investor KEY TAKEAWAYS Have clarity and be very clear on your vision and how you are working towards it Work towards your goals by having very clear priorities Self-management includes being protective of your time Successful people impose high levels of self-discipline Focus on the skills you are good at and delegate everything else Maximise your success and opportunities - only do the things you are good at Measure and manage everything so that you have an accurate understanding of what’s going on A strong power team can help accelerate your growth because they offer you support and challenge Having non-negotiables is a trait of successful people and they stick to them BEST MOMENTS ‘Successful people have their priorities linked to their goals’ ‘Having clarity is a gamechanger’ ‘The real battle isn’t the mechanics its mindset’ VALUABLE RESOURCES FREE WEBINAR shaz@aaa-accountants ABOUT THE HOST Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors. Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable. He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets. You can find Shaz on: Facebook LinkedIn Instagram YouTube.