Uncommon Wealth Podcast

In this bonus episode, we discuss our episode 167 interview with Rayma Dinnen and how faith and "retirement" helped kick things up a notch. To listen to the original episode, click here: https://uncommonwealth.com/podcast/blowing-passed-the-finish-line/

What if retirement wasn't the end but in fact just the beginning? What if it wasn't the time to slow down but the time to kick things into high gear? The uncommon path generally tries to find a way to love what you do so much that you don't ever want to retire. But for those of us where that part didn't quite work out, retirement can often be the catalyst to doing more than you ever thought possible and loving it, just like Rayma Dinnen. In this episode we're talking with Rayma, who went from spending decades as an ER nurse in Chicago to leading teams doing impactful work in Uganda and here in the States. Along the way, she had multiple encounters where God intervened in her path, including giving up a position of influence within the Reiki community as a noted practitioner and sharing Good News with the last person in the world she would have expected to. This is a story you don't want to miss!To reach Rayma, you can email here at: [email protected]. 

In this bonus episode, we discuss our episode 165 interview with Joe Snook and his fishing charter business. To listen to the original episode, click here: https://uncommonwealth.com/podcast/gone-fishin/

What does success look like for you? Having your own definition is not only important in setting goals and tracking progress but it also protects your uncommon path from being upended chasing someone else's view of success.In this episode, Phillip and Arron share some personal definitions of success as well as some recommendations on how to craft your own definitions. Plus, the value of focusing on impact over income, knowing when to reign in a lofty goal, and how being faithful with a little progress (even when the situation isn't ideal) will inevitably lead to greater results down the road. What is your definition of success? We'd love to hear it! Leave us a comment or shoot us an email at [email protected]. 

For most of us, catching a shark is mostly likely to be a reference to a tv show or a run-in with a door to door salesman. But for Joe Snook, owner of Joe Snook Fishing and Charter, catching a shark could be an actual shark on any given Tuesday. But the transition from doing construction work to running his own charter service wasn't an easy path and likely won't be a permanent one. In this episode, we're talking with Joe about how a lackluster personal interaction with a charter service inspired him to take on the work for himself. Also, the importance of a supportive community and the work it takes to get it. Plus, looking forward to the end of  one uncommon path and what to consider when transitioning out of a business. You can learn more about Joe by visiting JoeSnook.com

The uncommon path is a step by step thing, but it doesn't mean you can't make those steps a little easier for yourself when the opportunity arises. This week, we're talking about automating your goals. The key is to get started and then start moving the goal post bit by bit to help you on your way. Small actions add up over time, no action does, well, nothing. Let us know how simple steps have built up over time for you by sending us an email at [email protected]. 

Life doesn’t always follow the path we expect. For Whitney Maxwell, starting out playing classical pieces led to a winding path of dueling pianos, cruise ships, Swiss clubs, a French major, a Midwest circuit of gigs, and finally back home to Iowa to open up Bloom Music studios. The key to success for Whitney was the willingness to embrace new opportunities as they came and to just keep moving forward.In this episode, we talk with Whitney about her music background, the pros and cons of being a cruise musician, and how a surprise newspaper article allowed her to bail from corporate work into full-time music teaching. Plus, the impact of faith on her work, things she wouldn’t do again as part of growing her business, and her Airbnb journey.To learn more, visit bloommusicstudio.com

In this Simple Step episode we're talking about taking the time to dream a little bit. One of the key steps in an uncommon life is to have an idea where you'd like to see your life go. But often that vision gets lost or, never found, under the burdens and business of day-to-day life. So, we want you go go on a date with your spouse with the sole purpose of dreaming about the future. If unconstrained by money and other considerations, what do you want your life to be like? Do you want to retire in your current house? Travel? Serve the world in a completely different capacity? Talk it out and, this part is important, write it down. That will lay the foundation for future conversations about bringing some of those dreams to fruition. Have you done a dream again date? We'd love to hear about it! Email us at [email protected]. 

What do you call it when you have a side gig for 13 years that makes no money? If you're Ben Fust, you'd call it exactly what you were looking for.  In addition to being the chief audio man here at the Uncommon Wealth Podcast, Ben also has his own podcast, is a house church pastor, Business Architect, and a family man. In this episode, we're talking about how an uncommon path sometimes means clearing the way for side gigs that bring more than money. Plus, how to balance when there are multiple things you're passionate about, the simplicity of authenticity, and how to live a life of faith in a secular workplace. To listen to Live From The Path, click here. If you need some podcast editing help, click here.

Often times cutting your own path involves being bold, persistent in the face of difficulty and criticism, and an almost supernature focus. One of the risks in this path, however, is blindness. Oftentimes, we can't see our own risks with the same keen eye we might see it in others. To help, you need that one person in your life who can say anything to you.In this week's simple step, we're talking about that one person and how important they are to living an uncommon life and not tripping over yourself in the process. Plus, why it can't be your spouse and how you might go about finding that person if you don't already have one. Who is your one person? Let us know in the comments. 

Do you act the same way when you're by yourself as you do when others are watching? The root word of integrity is integer, meaning "whole" or not divided. To have integrity is to be whole, not divided between two different versions of yourself no matter who is watching or, often, when no one is.  The temptations around acting differently when no one is watching touch many aspects of life, including your finances. We talk about how Arron uses the filters of education, family and success to help guide himself and his family in making consistent decisions. Plus, the importance of accountability and honoring your important relationships by acting being consistent and trustworthy.For more on this topic check out our episode called Financial Infidelity. Any additional tips on how to drive consistency in behavior? Let us know at [email protected]. 

Certainly, with all the fancy computers and smart math folks in the world, there has to be a magic formula out there that balances risk and returns and gets the best investment returns out there for everyone, right? Even if there was such a thing (and we'll discuss modern portfolio theory out of the gate), there is a common variable that makes makes the math inadequate: You. Yes, humans are an unpredictable bucket of erratic of behavior who can spoil even the most prudent and successful investing theory. That's why it's important to factor in human behavior when making with, sticking to, and bailing from investment decisions. This week we'll talk about the behavioral investor theory and the things humans are prone to that can poison their own well, including having a confirmation bias, holding on to losers too long, taking on excessive risk due to overconfidence, and many more. To learn more about our philosophy, check out uncommonwealth.com, listen to the back episodes of this podcast, or shoot us an email at [email protected]. 

With less than $10,000 in the bank – credit card debt up to his eyeballs, credit scores in the toilet, and his wife pregnant with their first child, Caleb Walsh thought this was the perfect time to buy an $800,000 multi-unit property! This could have been another 99 Homes story (where huge numbers of people got underwater on their mortgage) but Caleb turned it into a story of going from zero to 500 doors.On this episode of the Uncommon Wealth Podcast, hosts Phillip and Bryan talk with Caleb Walsh.Caleb Walsh is a leading authority in affordable housing with portfolios spanning over 1,500 units in six states. He resides in Tampa, Florida with his wife Denise and their two children, Lincoln and Noelle. He's an economy of scale advocate, and his story involves jumping from five units to 500 units in a short amount of time.Listen in and get ready for a spirited conversation. You’ll hear about Caleb’s mistakes and triumphs – and how he persisted until he reached his goals.What you’ll learn about in this episode: How to leverage credit instead of letting debt leverage you The value of going all in – making your side hustle the main thing Lessons learned from trying to flip homes at the epicenter of a downturn How to hold on to a crazy, grandiose idea Why establishing passive income can take “sleep is optional” amounts of energy. No such thing as easy money. How to capitalize on an investment that brings in a solid return. Building economies of scale for even bigger returns Going public with goals in order to build in accountability around those goals. Creating public momentum increases opportunity through others buying into your vision

Managing your retirement accounts starts with the basics: have a number, know what it'll take to get there, and have a way to know whether you're progressing as expected. In this Simple Step, we're talking about that process, wanting more than "set it and forget it", and letting the math of it all be your friend. Need help in this area? Hit us up at [email protected]. 

You've taken the leap from golden handcuffs to working for yourself. It's day one, what do you do? If you're Kristi Krayneski, you make a list of all the folks you think you can help, maybe panic for a moment, then get to work. This week we're talking with Kristi, Business Strategy Consultant and Coach with Envision Success, about the transition from the C-Suite to coaching. We'll discuss the key things that encouraged her as she made the leap, how teaming up with someone can help you hit the ground running, and the importance of a supportive spouse. Plus, the value of continued coaching and how Kristi's experience and passion can help you move from strategy to execution. To learn more visit https://www.envisionsuccessinc.com/

What makes Uncommon Wealth Partners, and the Uncommon Wealth Podcast, uncommon? This week we're spilling the tea on what supports the claim of uncommon in our work. We'll talk wax rings, big bands, refusing to refer, prayer, humility, starting your future with a date night, and taking a team approach. That's not all, but we wouldn't want to spoil the whole show.For more information about Uncommon Wealth Partners visit uncommonwealth.com. 

The Uncommon Path is rarely a straight one. It's full of twists, turns, difficult decisions and occasionally a few mufflers dragging behind your car. No one knows this more than Paige Witte, Owner of Emerald Benefits and traverser of her own uncommon path. In this episode, we talk with Paige about her journey from  radiation therapist to employee benefits broker and business owner, and all the mufflers in between.  We touch on overcoming anxiety before the big leap, how success can bring golden-handcuff offering suitors, planning beyond partnerships and what it's like to have to fire your first employee.  Plus, how sometimes the easiest way to sort through a difficult problem is to just ask your 8 year old. For more information on Emerald Benefits go to emerald-benefits.com.Also, if you've ever been faced with a complicated decision and found simple wisdom in a surprising place, we'd love to hear it! Shoot us an email at [email protected] with your story.  

Let’s be blunt: That phone in your pocket (or more likely your hand) seems like it’s the key to an ever quickening and expanding world. And in some ways, that can be true. But it’s also the key to easy distraction, erratic focus, and the cheapening of your valuable time.This week, we’re talking about setting limits and boundaries on your technology, and more specifically social media, to protect your best asset: you.Is this something you’ve struggled with? Or perhaps, overcome? We’d love to hear from you. Send us an email at [email protected] or leave us a comment on our socials (yes, the irony is noted).

When thinking about your lives and careers, have you ever wondered, "Am I Doing This Right?". If so, you're not alone, and interestingly, the answers to this question aren’t unique by your line of work, experience level, or natural abilities. In fact, the kind of advice that can jump start the first ten years of your career turns out to be just as valuable in the last ten.This week we’re talking with Tony Thelen, Matthew Mitchell and Jeffrey Kappan, authors of “Am I Doing This Right”. We’ll discuss how the pandemic and a couple of chance connections brought these fellas together and the book to life. Plus, the process of taking advice and stories from tons of leaders and thinkers and steeping that down to something practical and tangible, as well as the gifts of being able to impact the lives of others and enjoy the journey that you’re on.To order the book, go to doingthisrightbooks.com.

Turning dreams into uncommon realities isn’t done by magic or secret method. In fact, the key first step is probably one of the most unsexy but imperative parts of the whole thing: You need a plan. Not just any plan, of course, but a financial plan that is simple to understand (if not always simple to come up with or execute), able to adapt to curveballs and opportunities, and complete enough to allow you to know where you’ll be in the days, months and years ahead.This week we’re talking about the ins and outs of a solid financial plan, including how getting the right one clears the path for you to be able to bet on yourself (and perhaps even help your prudent spouse get comfortable with some of the apparent unknowns on the uncommon journey ahead). Plus, how Uncommon Wealth Partners approaches financial planning, how lower planning fees give us a front-row seat to help some awesome folks that higher-entry planning fee firms would exclude, and the value of using money as a tool to reach your goals, not the end goal itself.Have questions about creating a financial plan? Hit us up at [email protected].

Is it possible to be held back in life by work that pays too well and is too easy? The uncommon answer is...of course! This is because what we do isn't just an exchange of time for money, it's an opportunity to pursue passion, to use our gifts and talents in service to the world, and to do something meaningful. This week, we're talking with Stephen Smith (of Reworc and Cajun Fest fame) about golden handcuffs and how modern day employment is the great domestication of man (c'mon you have to listen to see what that's all about!). Plus, re-thinking strategies that motivate productive work and a key tip for those in the corporate world to kickstart their way to something different without leaving their chair. To learn more about Stephen you can find him on LinkedIn or at reworc.com. We'd love to hear your escape from golden handcuffs story! Shoot as an email at [email protected]. 

You know that thing where you don't want to do a task even though you know for certain you will feel better once it's done? That's what we're talking about in this Simple Step episode, Behavior Activation. We'll cover the value in pushing through to do the good thing even if it takes a while for your brain to catch up. Also, what happens when you focus on doing your best at the things you dread the most. Have examples of tasks or responsibilities that you get stuck dreading? We'd love to hear them, hit us up at [email protected]. 

There are big changes happening at Uncommon Wealth Partners...and we couldn't be more excited! Sometimes curveballs are just the pitch that you need to shake up your point of view and prepare you for the innings to come.This week we'll talk about leading through change, the absolute necessity of a talented and supporting team, and how walking the uncommon path in our own business journey allows us to walk even boldly with you in yours.If you have any questions/feedback, send us an email at [email protected]

You live your life like you live your days, each one contributing to a grand story that you get to shape. We risk, sometimes, believing that it is our big goals and achievements that will be the banners of our lives, but in reality it's what we did with each moment, and the "how" often more than the "what", that builds legacy. This week we're talking about the grind, the daily ins and outs of going after the thing you're passionate about. We'll discuss how being in the thick of it prepares you for future challenges and how, as Paul of Tarsus would say, perseverance leads to character and character to hope. Also, how to instill the right attitude of the grind to your kids. What have you learned about yourself or your business during your grind? Let us know at [email protected].  

This week we're featuring an interview that Phillip did with the fellas on the Live From The Path podcast. His interview starts around 21 minutes in and covers how a chance encounter at a doctor's office led to the creation of Uncommon Wealth Partners, re-thinking retirement, and whether the uncommon path is only for mid-high income earners. The Live From The Podcast podcast are just some guys who love Jesus and have a lot of fun talking about it. Apologetics, games, comedy (well, attempted comedy) and advice often make up the show. In this episode, in addition to Phillip's interview, the fellas discuss the challenges of having a ton of digital ways for someone to communicate with you (and how to get it under control). Also, staying out of cesspools, even if everyone else is in them, plus a segment where they compare their advice, with Phillip's help, to a secular advice-giver on some listener questions. For more on Live From The Path, go to livefromthepath.org or email [email protected] provide us feedback on the Uncommon Wealth Podcast, or just to say hi, you can find us at [email protected].

For this Simple Step, we're talking about the number one thing that holds people back from their uncommon path: fear. What if the worst happens? How will I handle losing the stable structure and benefits of my current job? This week, we'll provide you some simple, tangible ways to turn the unknowns into knowns, quantify the risks, and create a path forward that may not be as scary as it first seems. 

There’s a first time for everything, and this episode is one of those. Joining us in the studio this week is Holly Adams, Realtor from Adams Family Realty with RE/MAX Precision, our first Realtor on the show.This week we’re talking about the power of making connections, in real estate or otherwise, and how that leads to relationships and the opportunity to win people over with service. Plus, how Holly went from corporate America to real estate, what she was looking for in a firm to work with, and the costs and benefits of why someone should choose to work with a Realtor compared to trying to go it alone.You can find more info about Holly by visiting https://www.remax.com/real-estate-agents/holly-adams-west-des-moines-ia/102065504

When pursuing the life of an entrepreneur, there is nothing that can help smooth out rough waters, reinvigorate fading optimism, or remind you of what is truly important, quite like a supportive spouse. For an endeavor that is fraught with unknowns, the steady encouragement from the one you likely started this thing to impress anyway can be the difference between success or failure.In this episode, we’re talking about the power of a supportive spouse. We’ll touch on the superpowers of our own wives, plus ways a spouse can support an uncommon journey and how you can reciprocate. We’ll also talk about ways our own wives have shaped our uncommon paths.

There is no one in the world like Matt Ostrander. And his encouragement to you is, there is no one else in the world like you, either, which means you have something to offer that is valuable and worth something to other people. As the owner of Ostrander Defense, this realization allowed Matt to go from dipping his toes into church security assessments to offering a broad suite of defense and preparedness services to individuals, churches, and businesses.In this episode, we talk with Matt about his time in the military and how it contributed to his path to owning his own business. Plus, the challenges of valuing your work, especially at the beginning, and how to balance multiple irons in the fire and diversify your business with related products and services.You can find Matt on social media by searching Ostrander Defense or contact him at [email protected].

In recent memory, there haven’t been a ton of ways for business owners to make money on their cash. But rate hikes by the Fed have created an environment where there is opportunity to achieve a decent return on fully liquid cash. On this week’s Simple Step, we’ll talk through the strategies we’re currently using to take advantage of the current rate environment.As always, this discussion is for informational purposes only and should not be considered advice. Where you need help, don’t hesitate to reach out to your financial advisor to discuss your options.

Generosity, like anything else, requires being intentional to be fruitful. And being wise with how you give can lay the groundwork for a generational legacy that benefits not only your passion charities but also your tax situation, which can free up even more for giving.In this episode we’re talking with Dan Navarra from National Christian Foundation, a 501(c)(3) organization that manages donor advised funds, the fastest growing charitable vehicle in the world. We’ll talk through what a donor advised fund is, the extended tax advantages, and how to unlock non-cash assets for charitable use. Plus, Dan reviews the importance of giving and how it ultimately points us back to a good and gracious God. Finally, how being thoughtful with your giving can help assure an impact that extends beyond our own lives.For more information, visit https://www.ncfgiving.com/library/

The old joke goes that nothing is certain except for death and taxes. But in reality, the United States didn’t even have a permanent federal income tax until Christmas Day, 1913, which means we have spent more years as a country without a federal income tax than with one. Over the years, taxation became more and more complicated as the government sought more ways to raise revenue while citizens looked for ways to pay less in taxes. This led to what we have today which is an often difficult to follow maze of tax codes representing a desire for more revenue pitted against tax-reducing incentives to encourage people to behave financially in ways that put less burden on the government overall (such as retirement savings and health care savings).In this episode, we’re talking about taxes. We’ll discuss how the progressive tax system works, key moments in US tax history that drove some of the tax code provisions that are key to modern tax planning, and considerations around Roth investments, your off-desk Robinhood account, and how the current tax landscape compares to the past.Of course, we can’t predict the future  and this discussion isn’t tax advice. We definitely recommend you connect with a tax advisor for help with your tax questions and financial situation.

In the day-to-day running of a business, it’s often hard to find time to prioritize some of those big picture questions like “what is my business actually worth?”. But knowing the value of your business can be the catalyst to your next big step, like an upcoming retirement, offering an Employee Stock Ownership Plan, structuring a buyout among partners, or even selling your business outright. It can also reveal practices within your business that reduce value and make it harder to grow.In this episode we’re talking with Matt Fett from BCC Advisers about business valuations. We’ll learn about when you would need one, how much it generally costs, and opportunities it can reveal. Plus, the behaviors that make it hard to structure a good deal to sell or transition a business and the role emotions play when trying to understand how much a business is truly worth.For more information on Matt’s services, go to bccadvisers.com.

In this Simple Step episode, it’s time to affirm your annual budget. Whether for your business or your personal finances. Your reviewing and setting your budget gives you a chance to make sure you’re spending your resources on what you value, reacting appropriately to changes in your situation, and creating a place of agreement between your business partners and spouses.If you have a budget but need some help sticking to it, check out the Uncommon Wealth episode with our own Ryan Garvey as he discusses Qube Money, a cash envelope option for the digital age. If you want to give Qube Money a shot, use the promo code UNCOMMON for two free months by visiting qubemoney.com.

Sarah Trone Garriott never shies away from a tough conversation, an opportunity to bridge a gap, or chance to be part of the opportunities for change she sees in front of her. The journey leaning into those things has taken her not only to various parts of the country but also into history, ministry, politics, and service.This episode we talk to Sarah about her journey of faith, what drew her into the political process, the realities of friendship and ministry, and how the perspectives of those who believe differently than us can draw us into growth.To find more about Sarah, visit sarahforiowa.com

Things are going to sound a little different around here going forward, and we think that's a very good thing. In this episode, we talk about why we're transitioning the name of our podcast. how it fits in with some of the other work we're doing, and what you can expect going forward. 

Leading up to Super Bowl 50, Cam Newton was a gold-shod, dabbing, dancing, confidence machine. Afterwards, he was stoic, sulking, and mostly silent, except in his criticism of his own team's efforts. This kind of reaction, one that deflects ownership and responsibility, not only cuts off your ability to grow from your shortcomings but also pushes them onto those around you (which, of course, no one takes kindly to).This episode we're talking about the Cam Newton Effect, what it is, and how to watch for it in your own life.

What does a pawn shop employee, a property manager, a proprietor of a tile business, and a proud papa have in common? If you're Chase Knock, at some point in your life you were all of these. It's often funny how one option leads to another in life. And although it's one thing to be curious about what's behind the next door, it's a whole different thing to jump off the bridge and pursue the opportunities that lie in the mystery, which sometimes start at a pawn shop.This week we're talking to Chase Knock, owner of Knock Knock Tile, about his road to entrepreneurship. We'll also talk about family, the importance of a supportive spouse, keeping family first, and the revelations that come when we embrace our struggles, including mental and emotional ones.You can find more from Chase on Instagram @knockknocktile 

A single crab placed in a bucket will generally escape easily (although not without some irritation for having been placed in a bucket). However, if you put a group of crabs in a bucket, every time one of them tries to escape another will inevitably grab on to them and pull them back down. Sure, you’re thinking, it’s a real bummer to be a crab in a bucket, and you’re probably right. But it’s also a real bummer to be a person trying to progress, take chances, move up and forward, all things you are capable of doing, and yet have other people holding you back.In this week’s Simple Step, we’re talking about the importance of who you surround yourself with. Are they encouragers? Cheerleaders? Motivators? Or, are you being held back from what you can truly do by other crabs in the bucket?

After moving to the Midwest from Louisiana, Stephen Smith knew something was missing…backyard BBQs. There just weren’t very many. And sure, the food at that type of thing was always good, but it’s the intentional community, the people, and the vibe of gathering that he missed. But how do you re-create that in the Midwest? The same way you do in the South, a party and a whole mess of crawfish. And thus, Cajun Fest Iowa was born, not only in service of the backyard BBQ vibe but also of a variety of local charities totalling over $100k in donations from the festival to date.This week on the show we talk to Stephen about what it takes to grow a community event like his from 100 to 1,500 attendees over the course of a few years and why it's more important to know where you’re going than how exactly to get there. Plus, guerilla marketing, holding firm to your values so that your progress means something, and achieving a work life blend (vs. balance).Find out more at https://www.cajunfestiowa.com/

Year-end is when all the big questions get together and beg for your attention. Business questions like how much did we make? What do we have in cash? What about taxes? How do we want to grow next year, should we pay down debt? But then you need to layer in considerations for you and your employees around bonuses, salary expectations, and retirement contributions. Plus community impacts, charitable giving, tithes and a host of other things. Add it all together and what do you get? A year-end dilemma.In this episode we’ll help you sort out how to think about and prioritize all of these things, starting with the end in mind. A lot of this will come down to what’s important to you, what you value, but even then there are systems and considerations that can help you make sense of the madness and give you a tangible place to start. Most of these “problems” are the right kinds of ones to have, so let’s use them to their greatest impact.A few references from the show that we mentioned that may be of additional use to you:Uncommon Life Project Podcast with Drew McLellanProfit First Book

Thinking through the impacts of our absence in the world seems both a luxury and intangible compared to the problems and opportunities that we face in the present. But as our guest Charles Bottenberg reminds us in this episode, “Whether you have an estate plan or not, you have an estate plan.” The choice is between control or chaos, chance or intention.This week we’ll talk about all things estate planning, including what decisions go into an estate plan, the tax implications of your estate, and how to think about trusts, guardianships, and protecting those you intend to leave things to. Also, ways to structure your estate plan that allows you to still put boundaries on how money/property is made available to them, letting you still parent/guide them in your physical absence. Plus, some encouragement that all of this is easier than you may think, as long as you have the right help.To get in touch with Charles:Email: [email protected] number: 515-246-0335LinkedIn: LinkedIn

In this episode’s Simple Step, we’re talking about the power of thinking about your spending through the lens of time. How many work hours does it take to cover that car payment, the grocery store visit, or that bocce ball set your spouse is certain you will lose your passion for in a few weeks? And perhaps on the other side, are you getting joy from the time you’re trading to get these things? It’s possible!Enjoy this week’s episode, do the exercise, and let us know what interesting things you found out by shooting us an email at [email protected].

In a market that is unpredictable at best and recessive at worst, sometimes it feels like the most prudent thing to do is get out and put your cash on the sidelines. But doing so can often be counterproductive as high inflation chips away at the underlying value as your cash sits and you miss out on opportunities to get in on securities that are at a short-term discount, especially if performance is more related to the macro environment than the quality of the underlying security.This week we’re talking to Kade Vasi from Clark Capital Management Group, who not only has some insight on why not to let your cash sit this one out, but also a view on bonds, bond portfolios, and municipal bonds that are worth your attention if you’re a high net worth individual who is looking for some less obvious tax-efficient strategies for your non-qualified money. Plus we’ll cover the history of Clark Capital Management Group, a high-level of what capital managers do, and how the firm uniquely serves individual investors as well as financial advisers and wealth managers.To learn more about Clark Capital Management group, visit their website at ccmg.com

Entrepreneurship is often a twisting, winding, surprising sort of affair. As Becky Pospisal, owner of the Knotty Nail will tell you, those surprises can come both in the form of challenges (as in adapting when your well-made plans don’t work out as expected) and blessings (like finding that folks really like your business). Although you can’t always prepare tangibly for surprises, they are, by nature, unexpected, trusting in your ability to handle whatever may come will often produce exactly that.Join us this week as we talk with Becky about surprises, how she got started with the Knotty Nail, and spouses who will say what they really think about the name of your business. Plus, using the SBA, creating lasting employee relationships, and transitioning your business so you can do the things you love doing and find great people to handle the other stuff.To learn more, visit theknottynail.com

In this Simple Step episode, we talk about the importance of mentors. A good mentor can not only help you realize when you aren’t being your authentic self but can also call you up to a version of yourself you never knew existed. We don’t ever graduate from the benefits of coaching and guidance, we just often become deluded into believing we don’t need it or trapped in the thought that it’s a sign of weakness to ask. Humility and coachability is power, it means the ceiling of your success always has room to go higher.Take a quick listen to this week’s simple step and then get out there and be a mentor, thank your mentor, or find a mentor. If possible, do all three.Have a great story about the power of mentorship in your life? We’d love to hear it, share it with us at [email protected].

Part of the Uncommon path is believing that there’s a way to monetize the thing you’re passionate about. When you can set yourself free of that limiting thought, that no one could possibly pay you for this thing, it starts to open your eyes to all kinds of opportunities and avenues you never knew existed. Joshua Baird, of Iconic Motorsports, knows the feeling…he gets paid to play video games.Join us this week for a conversation with Joshua about SIM racing, eSports, and what it takes to turn your part-time hobby into a full-time future. Plus, some real-life examples of how to monetize this kind of business, including NFTs, cryptocurrency, sponsorships, and incentivizing the participation.For more on Iconic Motorsports, check out their Facebook: https://www.facebook.com/iracingiconicmotorsports/

Sorting out the alphabet soup of letters and numbers that describe various retirement plans can seem like a daunting task. But employees and employers alike can use these plans to reduce current tax liability and gain investment exposure, so it’s valuable to understand these tax-advantaged options and how to use them to advance your goals.This week on the show we’ll sort through the noise and help you understand the differences between various retirement plans (like SIMPLEs, SEPs, 401ks, 457s, etc.) and who gets to use them (sometimes the type of plan is dependent upon who you work for). Also, how additional options like cash balance or defined pension plans target “later” money to extend the retirement offering and expand how much money can be directed into retirement benefits, with the accompanying tax impacts.This podcast is for informational purposes only and shouldn’t be considered advice. It’s always a good idea to get some help from a licensed professional if you’re looking to create or extend your business retirement plan.

If you’re going to do the thing, do the thing. If you’re Jeni Lee of Mac’d, the thing is creating a meal prep service that combines providing a tasty variety of food, making it easy to get, and ensuring it covers the balanced nutrients you need to meet or exceed your fitness goals.This week we talk to Jeni about how a three week span between jobs changed her career and life forever. Plus, how the desire to not feel arbitrarily limited in life, coupled with the gift of discernment, forms the entrepreneurial gut instinct that helps give you the ability to act in boldness even when it isn’t clear where the leap will land you. Also, we hear more about how she got started in meal prep, how her work is changing lives, and the future of Mac’d.To learn more about Jeni, you can visit her Instagram: https://www.instagram.com/macdbyjl/

In this week’s simple step, we’re talking about the difference between riches and wealth. Without giving the whole five minutes away, at least know that here your mindset and the relationship between your money and your passion make all the difference. In the end, riches are too shallow, wealth is a much deeper and helpful aim.To share with us when you started to understand the differences between riches and wealth, or just to provide some feedback on the show, hit us up at [email protected].