Uncensored Money

In this solo episode, Mel discusses her decision not to have children and the importance of having the courage to make decisions based on what you want, not what society or your family expects of you. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's Halloween and in this episode, Mel and Lawsie talk about some of the things that might be sending financial chills down your spine at the moment or keeping you awake at night. Plus they share 4 things that should be keeping you awake at night. Resources mentioned in this episode: 50+ Ways to Find $10k In 12 Months webinar Create a Plan for Debt (free download - coming soon) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

As 2022 draws to a close, we're seeing more and more misinformation and clickbait headlines about recessions. So in this solo episode, Mel discusses what a recession is and why the situation in Australia is likely to be different from what's happening in the rest of the world. Plus she shares some quick tips about actions you can take to minimise the impact of the economic slowdown. Resources mentioned in this episode: Recession Proofing Your Finances - Uncensored Money Podcast 50+ Ways to Find $10k In 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and her husband, Tony Larven (aka #baldsexyman) have a conversation about setting financial goals in their relationship. They cover everything from how they set goals together (given they have different personal goals and goal-setting styles), the importance of communication and how they decide to contribute towards their goals and living expenses as their income levels have changed and more. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie discuss power imbalances that can exist inside relationships related to money, the unexpected ways they can arise and what you can do to protect and educate yourself. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie respond to a comment left on a social media post by a woman who suggested that "you just need to spend less than you earn and pay off your mortgage and you'll be fine. You don't need to buy some overpriced course to figure out money". Mentioned in this episode: 50+ Ways to Find $5k in 5 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie discuss why financial wellness is just as important as physical or emotional wellness and why it's important to include financial wellness in your self-care routine. Mentioned in this episode is the Financial Self Care Challenge, which starts Monday, 5th September 2022 If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie explain what a recession is and then share their top tips on how to be financially resilient so you can weather the current financial storm. Resources mentioned in this episode: Uncensored Money Podcast – Finding More Income If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

The world has opened up post-Covid and Aussie's are planning to travel, and spend more on travel, than in previous years. In this episode, Mel and Lawsie share 18 travel tips that will save you cash so you can enjoy your holidays without a financial hangover. Resources mentioned in this episode: Uncensored Money Podcast – Finding More Income If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Studies show that women have been conditioned by media to reduce their spending rather than find more income. So in this episode, Mel and Lawsie share 13 ways you can find more income. Resources mentioned in this episode: Masterclass on Understanding Your Numbers Masterclass on The Secret to Pricing Successfully in your Business Webinar on 50+ ways to find $5k in 5 months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away. In this episode, Mel and Lawsie answer your questions on all things related to interest rates, inflation rates and the increasing cost of living. During this episode, Mel and Lawsie mention a webinar on 50+ ways to save $5k in 5 months. You can find it here: https://www.melissabrowne.com.au/50waystofind$5k If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away. In this episode, Mel and Lawsie discuss the link between interest rates and inflation rates and how they impact on the cost of living. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes, Mel and Lawsie will unpack these topics and share practical tips you can implement straight away. In this episode, Mel and Lawsie share their 8 favourite apps to help you save money, including on groceries, fuel, eating out, energy and shopping. During this episode, Mel also mentions a download listing the 8 apps which you can find here: https://www.melissabrowne.com.au/moneysavingapps If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

There has been a lot of talk in the news recently about inflation rates, lifestyle creep, interest rates and the cost of living. So over the next few episodes Mel and Lawsie will unpack these topics and share practical tips you can implement straight away. In this episode, Mel and Lawsie discuss lifestyle creep, what it is and how it affects you. Then they share 5 practical ways to avoid lifestyle creep from sabotaging your finances. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel discusses comparison culture by opening the curtains to share what was going on behind the scenes of the recent launch of the My Financial Adulting Plan. Mel discusses the importance of forward planning and goal setting, focusing on what you can control and what action you can take as well as understanding what you're prepared to suffer for. Plus she discusses the importance of having a buffer account and a plan for when stressors in your life occur so that you don't sabotage your goals. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Melissa recorded this podcast at the request of someone who messaged her on Instagram asking if there's hope if you're starting again in your late thirties and what she should do. In it, Mel talks about her own story about coming back from less than nothing as well as 5 strategies to financially move yourself along, no matter your age. If you know you need more help with your finances make sure you join the My Financial Adulting Plan. Doors are open now, but hurry – they close on Tuesday, 24 May 2022! If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

This week the Reserve Bank of Australia put its rates up for the first time since November, 2010. It's the rate rise that everyone saw coming but that doesn't mean the clickbait headlines aren't everywhere. That's why Mel and Lawsie jumped on for a podcast full of practical tips for what this interest rate rise (and the interest rate rises to come) mean for you. A mortgage repayment calculator link is also here: https://moneysmart.gov.au/home-loans/mortgage-calculator If you want to know more, make sure you register for their FREE webinar on Debt https://www.melissabrowne.com.au/debt Or jump straight onto the Waitlist for the My Financial Adulting Plan which opens its doors on May 15. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel discusses the differences between people who play in the finance space; finfluencers, money mindset coaches, financial educators, advisors and more. She also talks about the different roles they play and how they make their money so you can make an informed decision about who to listen to. During this episode, Mel mentions a download of 9 popular investing apps. You can find it here: https://www.melissabrowne.com.au/investingapps If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode Mel and Lawsie discuss the impact of language and bias on our finances and our lives. They begin by discussing the response to a recent post on social media by Mel and how women judging other women is not only hurting our finances but potentially limiting what we think we're capable of. Mel also talks about the importance of self-awareness, that women are still being groomed to be 'nice girls' and why each of us need to question own biases and reactions and to understand what money stories we have. During this episode, Mel mentions a calculator you can use to determine the cost of your career break on your superannuation and how to catch up on it: https://www.melissabrowne.com.au/supercostandcatchup Other links mentioned in this episode: * Budget Without the BS link: https://www.melissabrowne.com.au/blog/the-budget-without-the-bs If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the fourth episode of Season 3, Mel and Lawsie continue the discussion from last week's episode about the impact of having a break, for whatever reason, from contributing to your super. In this episode, they discuss language, bias, the importance of having choices and being aware of the financial impact of those choices and then get super practical sharing 5 strategies to catch up on your super (including additional contributions, superannuation rebates, co-contributions, using round-up apps). During this episode, Mel also mentions a calculator you can use to determine the cost of your career break on your superannuation and how to catch up on it: https://www.melissabrowne.com.au/supercostandcatchup Other links mentioned in this episode: * Super co-contributions via the ATO website: https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contribution/ * Superannuation related tax rebates: https://www.ato.gov.au/individuals/income-and-deductions/offsets-and-rebates/super-related-tax-offsets/ If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the third episode of Season 3, on International Women's Day Mel talks about an important yet often overlooked cost of a career break; the impact on women's superannuation. Whether it's a career break while you have kids, start a business, travel, take a sabbatical or commit to further study, Mel runs the numbers on how much super you could be missing out on and shares strategies you can use to make sure the impact of your career break on your super is minimised. During this episode, Mel also mentions a calculator you can use to calculator the cost of your career break on your superannuation: https://www.melissabrowne.com.au/forgottencostofcareerbreak If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this second episode of Season Three, Mel talks about an important financial habit she adopted over a decade ago called the 30 Day Financial Detox and how it will help you break up with money and become a conscious and mindful consumer again. Mel shares ideas on how to structure your detox, switch behaviours, set boundaries and create an action plan. During this episode, Mel mentions a download you can use to design your own financial detox: https://www.melissabrowne.com.au/30daydetox If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this new season of Uncensored Money, Mel is having chats with Lawsie, with her husband Tony and well, with you! In this episode, Lawsie and I talk about 9 popular investing apps and compare what they are, what they invest in, features we like, features we're uncomfortable with, fees benefits and more. During our chat we mention a download you can play along with and the link to that is here: https://www.melissabrowne.com.au/investingapps If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this special Valentines Day edition of Uncensored Money, Mel is joined by her husband, Tony Larven (also known as #the baldsexyman). In this twenty first episode of Season Two we have a conversation about money and our relationship. Covering everything from our Money Story, Money Type, how we do money day to day, goals & planning, communication and so much more. It's a sneak peek into how another couple does money and it's our gift to you. In the episode I mention a free download called 10 Ways to Love on Your Finances which is here: https://www.melissabrowne.com.au/loveyourfinances If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our twentieth episode of Season Two we have a conversation around what we think you need to make sure you are doing with your finances during times of uncertainty (hello covid). We discuss the importance of buffers, what to do with debt, how to invest even if the markets seem volatile, talk about ways to increase your income and perhaps most importantly, the need to protect what you have. Here are the upcoming FREE events we mentioned in the episode. Click the links to register: Debt Webinar - Tuesday 25 January at 7:30pm (AEDT): https://www.melissabrowne.com.au/debtwebinar Savings Webinar - Thursday 27 January at 7:30pm (AEDT): https://www.melissabrowne.com.au/savingswebinar If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our nineteenth episode of Season Two we talk about designing your best year yet, a concept Mel was introduced to at an EO conference by a lesbian monk. And no, this doesn't mean the year will be smooth sailing but it will help you be more intentional about all areas of your life including relationships, finance, health, businesses etc. We also discuss strategies to help keep you on track so this doesn't become something you do now and then forget about for the rest of the year. Here are the links to the resources mentioned in the episode: Wheel of Life: https://www.mindtools.com/pages/article/newHTE_93.htm Dr Jason Fox: https://www.drjasonfox.com/ Enter the Queendom: https://www.domperignon.com/ww-en/inspirations/lady-gaga If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eighteenth episode of Season Two we talk about finishing the year well, but from the perspective of what Mel has done recently both in her personal life and her business. And we ask the big questions, what unfinished business do you have this year (both personally and in business if you run your own show)? And then peaking into 2022, what do you want more of, less of and how do you want your momentum, impact and execution to be different, and what do you need to now, before the end of 2021 to ensure that happens. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our seventeenth episode of Season Two we pop on our Christmas hats and talk about the silly season madness and strategies to help Christmas cost you less financially, emotionally and environmentally. We also discuss our own experiences of Christmas, what we do and what works for us and then dive into our best tips to help Christmas cost you less in those three areas. If you haven't already, you can sign up for our Cost Less Christmas emails. These are daily tips we email direct to your inbox every morning in the lead up to the big day, with a different idea each day on how to have Christmas cost you less financially, emotionally or environmentally. Please note this started on 1 December, so you'll have missed the first few but plenty of time to make the most of the other tips still to come. You can sign up HERE. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our sixteenth episode of Season Two we dive into the somewhat murky waters of investing in cryptocurrency. Mel discusses why she finally took the plunge, the guardrails she put in place to feel comfortable with taking the plunge and what her strategies are when it comes to investing in crypto. We then answer a whole lot of your questions that were posed to Mel on insta, after she shared that she had made her first crypto investments. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fifteenth episode of Season Two we talk about all the end of year sales that have and will continue to bombard us in our inbox, phones, socials and more over the coming weeks and months. We discuss our strategies for being savvy when it comes to navigating the sales and ensure you don't spend more than you want to. As well as chat about the different payment options and techniques used by retailers to encourage you to spend and what to be aware of when it comes to credit card points and loyalty reward points. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fourteenth episode of Season Two we talk about the increased talk around interest rate rises including when they are expected to occur and why it may happen sooner than first predicted. We also dig into the super practical and give tips for those going for a loan or for those with a loan on how best to be prepared for when interest rates do rise, regardless of when this occurs. If you want to hear more from Mel and her recent musings on interest rate rises and property prices, check out these links: What APRAS's moves to reduce the heat from the property market means for you: Why we're going to see a lot of commentary about interest rate rises Is it time to fix your interest rate What does rising inflation & unemployment rates mean for you If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our thirteenth episode of Season Two we talk about the three main ways you might invest in shares - active, passive and direct share investing and the pros and cons of each of these types of investing and where you might want to start. We also discuss the new ways of investing and share some infamous words from our boyfriend, Warren Buffet to get you thinking. If you want to learn more about share investing, be sure to check out our Shares Masterclass. We are running this LIVE on Wednesday 24 November at 7:30pm AEDST but you will also have access to the recording for 60 days afterwards. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our twelfth episode of Season Two we talk all things sex, money and relationships... yup, things just got real awkward! But in reality, so many people are more confident and happy to talk all things sex, than they are finances. So we discuss this (as we'd so much rather talk finances than sex, in case our giggles don't give it away), and then provide our tops tips and ideas on how to get you more comfortable talking about money and finances with your friends, family, partners and colleagues. And not to give it away, but one of our top tips is to find out your money type, and the money types of those closest to you. You can take our money type quiz HERE. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eleventh episode of Season Two we answer a dozen of your finance questions that were submitted to Mel on insta MelBrowne.Money. Some were easy, some more complicated but all absolutely questions we have been asked many times before. If you have a question you would like answered, be sure to let us know. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our tenth episode of Season Two we dive into pricing and discuss how it is not just a number and rather there is an art, science and psychology to pricing. We talk about: Self worth and pricing Cost plus v. value based pricing Business Models and Dive into some psychology of pricing concepts, and Discuss Birkin bags... If you want to find out more about pricing in your business, make sure you register for the Masterclass: The Secret to Pricing Successfully in your Business. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our ninth episode of Season Two we discuss why simply having savings in the bank, to the exclusion of everything else, is not enough for future you. We talk about: How much cash is enough What $20k in savings buys you now, as opposed to in 20 years time The difference between saving and investing over the long term And what we think you need to do instead of simply hoarding cash in the bank. If you know you need more help with your finances make sure you sign up to the waitlist to be first to know when we launch the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our eighth episode of Season Two we interview six fabulous women, all from very different backgrounds and walks of life to talk about: How they used to be with money What triggered them to do something different with their money The biggest things they have learned about money, and themselves The positive impact being more financially aware has made on their finances and their lives. We hope you learn as much from these incredible women as we did. If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our seventh episode of Season Two we talk about the difference between: Spending v. paying off debt Paying off debt v. investing Saving v. investing Investing As well as lubricant and what that has to do with your finances... If you are keen to learn more about debt and / or savings & investing, make sure you check out these free webinars we are running in September and be sure to sign up even if you can't attend live as we will send you the recording afterwards: 8 September 2021 at 7:30pm - The good, bad and ugly of debt: https://www.melissabrowne.com.au/debtwebinar 9 September 2021 at 7:30pm - Why saving won't make you rich: https://www.melissabrowne.com.au/savingswebinar We also have a shares masterclass recording you can purchase here: https://www.melissabrowne.com.au/shares If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our sixth episode of Season Two we talk all things debt. We look at the different types of debt (good, ok, bad and freaking awful) and what each category includes. And if you have these type of debt, what order we think you should repay them, or if you should actually repay them, as well as things to be aware of for both your personal finances as well as business finances. If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fifth episode of Season Two with millions of us in lockdown in Australia, we take a look at what you can be doing to find more income including rebates and grants that are available, as well as what you can do to minimise expenses and how to deal with debt, both for businesses and individuals. If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our fourth episode of Season Two we have an in depth chat about our top three best and worst financial decisions we have made. Be sure to let us know what your best and worst financial decisions have been. If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our third episode of Season Two we're talking all about the pink tax and gender parity. We discuss what it is, prove that it still exists and what we can do about it. In this episode we refer to a number of studies, resources and products which are listed below: Finder - Comparison of the week: The cost of being a woman Huff Post - How much a woman's period will cost her over a lifetime SBS - UNICEF estimates 10% of African girls miss school during their periods Global Citizen - period poverty, everything you need to know 2021/22 women's budget ABC - Australia tax system favours men over women in the federal budget Honey - Pinky glove Also discussed, here are ways we can support those less fortunate: Global Citizen - Period Poverty, everything you need to know Share the Dignity If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our second episode of Season Two we're talking all things business vs. hobby vs. side hustle vs. employee. We cover the difference between all of these, why some people are best being an employee while others are better suited to running a business and the difference between a hobby and a side hustle. In this episode we refer to a couple of networking groups and resources that we have used over the years. These include: Entrepreneurs Organisation (EO) Little Black Dress Group Jim Collins and The Hedgehog Concept If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode please make sure you subscribe and leave us a review.

In the new season of Uncensored Money Mel is joined by Lawsie, a Gen Y ex-financial advisor and ex-accountant. In our first episode of Season Two we're talking all things who should you be listening to. We'll cover messages you're receiving from brands, whether you should be talking to a financial advisor, finfluencers and our thoughts on who you should be listening to. In this episode we refer to who we're listening to or reading. So here are a few: * How to Quit like a Millionaire by Kristy Shen * Good to Great by Jim Collins * Shopping for Shares by Tracey Edwards * The Australian Financial Review newspaper * Girls that Invest podcast * On Twitter Mel follows Stephen Koukalas, Pete Wargent and 80/20 Investments If you know you need more help with your finances make sure you sign up to the next round of the My Financial Adulting Plan. If you know you need more help with your business make sure you check out the My Business Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money Finally, if you love this episode make sure you subscribe and leave us a review.

Season Two of Uncensored Money is finally here! (It's only been two years in between drinks, but we've been busy and you know, there's been a global pandemic...) In Season Two I'll be joined with Lawsie to chat all things money from the point of view of two ex-financial advisors, ex-accountants and ex-working till we drop. A new episode will drop each week (unless Lawsie loses her voice).

In this episode of Uncensored Money I chat all things money with Karen James – a purpose driven, author, single mum, corporate change maker, humanitarian, social entrepreneur and so much more. Karen birthed and grew the Women In Focus community, and her business and book is focused On Purpose. We talk about being an independent financial woman, how to create a new or change your relationship with money, living an On Purpose life, how to fight for freedom and feminism in male dominated industries, humanity in business as well as meaningful metrics, a database gut and so much more. You can find out more about Karen here - https://karentjames.com/ Listen to the On Purpose podcast here – https://karentjames.com/podcast/ Links we talked about on the podcast include: 2017 Edelman Earned Brand Study - https://www.edelman.com/research/earned-brand-2017 Social Business Conference - https://gsbs-2018.com/about-gsbs-2018/ Women in Focus – https://www.commbank.com.au/women-in-focus.html The Hunger Project – https://thp.org.au/ The Modern Slavery Index – https://www.globalslaveryindex.org/ Don't forget to subscribe! If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here

In this episode of Uncensored Money I chat all things money with Olivia Engel - the Senior Managing Director or State Street Global Advisors and CIO (Chief Investment Officer) of Active Quantitative Equity (AQE). She has global oversight of the broader AQE research agenda, investment process, portfolio management and product innovation. In 2016, Olivia was awarded the Blue Ribbon Award for the best Australian large cap strategy which was the first time a woman and a quant manager had ever won that award. Her company is also responsible for the Fearless Girl statue that faced down the bull in wall street in 2017. We talk about music & mathematics, why we shouldn't write ourselves off when it comes to not being able to do things, whether women make great investors, whether she relies on emotion or analysis when choosing an investment, how you can become more educated about investing, women and finance and so much more. You can find more about Olivia and State Street here https://www.ssga.com/apac/au/consultant/en/about-us/who-we-are/team.bio.35768219.html Links we talked about on the podcast include: Godel, Escher, Bach https://en.wikipedia.org/wiki/G%C3%B6del,_Escher,_Bach Addressing Gender Folklore http://www.statestreet.com/content/dam/statestreet/documents/Articles/CAR/GenderPaper_FINAL.pdf ASX Education https://www.asx.com.au/education/shares-education.htm CFA Institute Investment Foundations Program https://www.cfainstitute.org/en/programs/investment-foundations Don't forget to subscribe! If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here

In this episode of Uncensored Money, the microphone is handed across to Lauren, my co-founder at the Money Barre to interview me about my finances, my money story, my business mistakes, my financial fears and regrets and so much more. Why? Well, I believe you can't say you want to share money stories and better conversations about money and then hide behind the microphone so it was my turn to be vulnerable and share my money history and my financial plans. Who am I for anyone new? I own three businesses - A&TA, an award winning accounting firm, The Money Barre, a financial planning firm for Gen X & Gen Y and Thinkers.inq, a long day preschool built on play with purpose. I've written three books, More Money for Shoes, Fabulous but Broke and Unf*ck your Finances and write a regular column on finance for the Sydney Morning Herald/ The Melbourne Age as well as being a regular money commentator in the media. I'm a financial wellness advocate that is particularly passionate about working with Gen X and Gen Y women. We talk about my money stories, multiple streams of income, business failures, why I wrote three books and have multiple businesses, my financial fears, what I did right and what I did wrong in my 20s and 30s, what I'm working towards now and so much more. You can find more about me in the links below including how to buy my books http://www.melissabrowne.com.au/ https://www.byata.com.au/ https://www.themoneybarre.com.au/ https://www.thinkersinq.com/ https://www.booktopia.com.au/unf-ck-your-finances-melissa-browne/prod9781760633127.html Don't forget to subscribe! If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here

In this episode of Uncensored Money I chat all things money with Jacqui Lewis - a global Master Vedic Meditation teacher, multiple-business owner, author and wellness expert. She is the co-founder of global school, The Broad Place, a school for creativity, clarity and consciousness. Jacqui specialises in taking a regular, stressed, under the pump person and shifts them through accessible tools and practices so they become more creative, grounded, healthier and happier. We talk about living a life by default vs designing the life you love, bankruptcy, busyness, creativity and why it's important, ambition/drive and the cost, money and spirituality, meditation, navigating through big life changes, being a mindful consumer, having helpful but basic daily practices and so much more. You can find out more about Jacqui and the Broadplace here https://thebroadplace.com.au/ Links we talked about on the podcast include: Brene Brown (shame researcher): https://brenebrown.com/ Walk Free Foundation (publishes annual slavery index) https://www.walkfreefoundation.org/ Baptist World Aid Ethical Fashion Guide: https://baptistworldaid.org.au/resources/2018-ethical-fashion-guide/ Don't forget to subscribe! If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here

In this episode of Uncensored Money I chat all things money with Fleur McDonald - a farmer, former jillaroo, best-selling rural literature author, mother of two and domestic violence activist. She is the founder of Breaking the Silence, an online directory of local services relevant to domestic and family violence that has been tailored to rural communities and her books become best-sellers almost as quickly as they hit the shelves. (She's sold 500,000 copies as of October 18) We talk about money stories in rural communities, domestic violence, living through droughts, writing and how she was able to get published, how she invests now and so much more. You can find out more about Fleur and her writing here https://fleurmcdonald.com/ You can find out more about Breaking the Silence here https://www.breakingthesilence.com.au/ And you can read her ABC story on the drought that I reference in our chat here https://www.abc.net.au/news/2014-02-13/mcdonald-the-human-cost-of-drought-cant-be-counted/5257574 Don't forget to subscribe! If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here