Uncensored Money

This week is International Women's Day, and you might think with the theme of Count Her In: Accelerating Gender Equality Through Economic Empowerment Mel would rejoice, talking about how important this theme is. In this episode instead, Mel talks about why she is tired of International Women's Day, why she wishes we put as much thought into it as we do International Men's Day, as well as some simple things you can do this week to recognise it. Books and resources mentioned in this episode How to Say No to Speaking for Free How to Successfully Ask for a Salary Increase Super Catch-up Calculator Pricing in Your Business My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Uncensored Money, Mel and Lawsie discuss unintentional overconsumption. And how it can leave your closet bursting, and your wallet empty. Books and resources mentioned in this episode My Financial Adulting Plan Regrets for my Old Dressing Gown If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Uncensored Money, Mel and Lawsie discuss what ethical means to them (and you), through a series of What Would You Do questions. Through this and a discussion of how they view sustainability differently, Lawsie and Mel talk about what is ethical spending and investing, and how to gradually reset to spending and investing more in line with your values. Books and resources mentioned in this episode My Financial Adulting Plan Bronwyn King Ted Talk Good On You Yuka If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel talks about why the words, "She's so lucky" are like quicksand for your finances (and your business if you have one) and what she thinks you should be doing instead... Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Love Your Finances If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Want to know how to develop great financial habits? That's exactly what this episode is all about. Mel chats with Dr Gina Cleo, one of the world's leading experts in habits. Gina has a PhD in habit change, is an Assistant Professor at Bond University, and is an Accredited Practicing Dietician. Mel talks to Gina about sustainable habits, goal setting, and setting great habits for your finances (and all your lives). It's a discussion travelling from the benefits of habit trackers, into the nitty gritty, like how when everything is a challenge, even setting a habit as small as brushing your teeth can be a win that sets you onto a path for recovery. To find out more about Dr Gina Cleo head to > https://www.drginacleo.com/ Books and resources mentioned in this episode My Financial Adulting Plan Dr Gina Cleo's Habit Tracker If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Chloe, a Melbourne mum of two. Chloe talks about taking the course in mid 2023, and the impact and changes that she and her husband have made since. Listen and be inspired to take charge of your own finances. Books and resources mentioned in this episode Financial Fresh Start Training My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Wish you could listen in as someone just like you chatted about money? That's what our Money Chats are all about. In this episode, Mel is chatting with My Financial Adulting Plan alumni Jodie who is a fifty-something single mum. Jodie talks about where she was at a year ago and the changes she's made over the last 12 months. Listen and be inspired to take charge of your own finances. Books and resources mentioned in this episode Financial Fresh Start Training My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Lawsie and Mel talk about three of the questions we're asked the most is. 'Where should I be at financially at my age'? How much super do you think I should have at my age? And how much should I be investing at my age? Plus we share where we were at in our thirties and you might be surprised which of the two of us would have been MUCH further ahead financially in their late thirties. Books and resources mentioned in this episode Financial Fresh Start Training Super Comparison Calculator If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Did you know that 80% of people will fail to keep their New Year's resolutions by February? 80%! And only 8% of people will stick to them the entire year. But not you. That's because, in this episode, Mel and Lawsie talk about great financial processes and habits plus give you things to do this month so you feel motivated and empowered to keep going. Books and resources mentioned in this episode Financial Fresh Start Training 5 Financial Goals for 2024 If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Mel believes many of us should be tossing our New Year's resolutions out the window. In this episode, she talks about New Year's resolutions, goals, mimetic desire and your finances and addresses how understanding what YOU really want is key to having great finances. Books and resources mentioned in this episode Financial Fresh Start Training 5 Financial Goals for 2024 If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions. The first relates to mild anxiety experienced when watching share investments fluctuate and the second relates to reclaiming control over finances. If you think you might be experiencing financial abuse you can call 1800 RESPECT on 1800 737 732 or WIRE's support line on 1300 134 130. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months Uncensored Monday: On Money and Relationships with Annabelle Daniel OAM Women's Community Shelters Upcoming events: Mel at the Mint: Investing is the New Black (Canberra) Investing in Shares Masterclass (coming soon) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions related to superannuation/retirement funds: contribute to super versus paying off the mortgage? exchanged traded funds (ETFs) or super? Resources mentioned in this episode: Super Catch-Up Calculator (free download) If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel discusses an email she recently received asking her why she talks about saving money and freezing meals when she can afford not to. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel shares a mistake she recently made in her business and why it's so important to develop a data-based gut, and trust it. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

When it comes to sorting out your finances, there are 3 big reasons given about why people don't engage with their finances; time, money, and knowledge. So in this episode, Mel and Lawsie discuss these and share practical tips you can do to start addressing them so they don't hold you back from having financial choice. Books and resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months My Money HIIT – free training If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel chats with Letitia Colautti, a psychotherapist in her own private practice. Mel talks to Letitia about the synergy between money and food and dives into the stories we carry, being ok with being enough, having boundaries with hard edges as well as practical tools you can use in life. It's a compassion-led approach to a topic both Mel and Letitia are deeply passionate about. To find out more about Letitia head to www.letitiacolautti.com Books and resources mentioned in this episode include Geneen Roth – Lost and Found Julia Samuel – Every Family has a Story Lori Gottlieb – Maybe You Should Talk to Someone Alain de Botton & The School of Life (YouTube Channel) – An Emotional Education Byron Katie – The Work If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's time to bust the notion that there are certain things you 'should' be doing based on your age when it comes to finances. Instead in this episode Mel and Lawsie share a set of questions for you to consider based on your stage in life (rather than your age). If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Mel has been an employer for over twenty years. So in this solo episode, she shares her insights and tips about the right way, and the wrong way, to ask for a pay rise. And if you're in business, these tips are equally relevant to how you set your prices, and increase them, in your business. Resources mentioned in this episode: How to Apply for a Salary Increase If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions at very different ends of the spectrum. And regardless of where you fall on that spectrum, there'll be nuggets of gold in there for you. The two questions Mel answers are: Early to mid fifties, divorced, limited cash resources ($35K in savings, plus three months living in buffer), some super, just started small in ETF, micro and shares, full time employed, no dependents, renting, earning $104K inc. no debts - what would you do first, second and third priority? I have money saved for my 2 children's education ($50,000 and continuing to contribute) for private school between the years of 2029 - 2034. Would you recommend investing in the share market (direct shares and EFTs) for this period of time or a more conservative Term Deposit (approx 4% interest) Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Many of us know how to tighten our belts but we don't know how to find more cash. So in this episode Mel & Lawsie share 12 different ways to find more cash and each tip will take you less than 15 minutes to implement. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

We're halfway through the year and whether you're on track for the goals you set at the start of the year, you've lost momentum or you didn't set any goals and have been winging it, today's episode is your financial reset. In this episode, Mel and Lawsie discuss what has happened so far and what is still to come and then help you set some intentions for the second half of the year. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie discuss relationships and what happens if your goals, risk profile or stage of life are different or misaligned. Resources mentioned in this episode: Uncensored Money – Design Your Best Year Yet Your Best Year Yet If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this Ask Mel Anything episode, Mel answers two questions on business. Whether you have a side hustle, a hobby, a kitchen table business, a global empire or a business idea – there'll be nuggets of gold in there for you. The two questions Mel answers are: I have a few questions… 1. What was the biggest needle mover when you were early in your business journey? 2. Do you feel like growing a business just takes time or that you need to really need to take specific actions? What would those specific actions be? 3. How did you build yourself as a brand originally? What would you recommend people do if they want to be as successful as you are in business? I am a doctor. Where can business newbies go to learn the basic and then more advanced skills in Xero, budgeting, tracking key metrics, and understanding your numbers? For more help with your business make sure you check out: Double your Business Masterclass Pricing Masterclass Full day Workshop in Sydney on 22 June on How to Double your Business in 12 months If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

[Trigger warning] This episode discusses domestic and family abuse. Annabelle Daniel OAM is the chair of the Domestic Violence New South Wales Board and the CEO of the Women's Community Shelters. You can find out more about, or support, the Women's Community Shelters here. In this interview, Mel asks Annabelle about her money story as well as diving into power and relationships, financial abuse, coercive control and much more. If you or someone close to you is experiencing family violence, please talk to someone. You can call 1800 RESPECT (Australia only) if you would like to talk to a professional service or if there is an immediate threat to safety call the police on Triple Zero (000) (Australia only). If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In today's Ask Mel Anything edition, Mel answers two very different questions: How do you get ahead financially while on maternity leave? I feel like im just maintaining our current position. The couple of hundred I have put into super feels like nothing and 2.5k into shares feels like such a worthless amount when I'm 38. What are your thoughts on financial education memberships like Andrew Baxter's Australian Financial Education (trading) and Invest Diva? If you feel like you're pressing pause or looking for some financial options this episode is for you. Resources mentioned in this episode: My Financial Adulting Plan 50+ Ways to Find $10k in 12 Months If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Kemi Nekvapil is one of Australia's leading credentialed coaches for female executives and entrepreneurs, an author and a highly sought-after international speaker. She has trained with Dr Brené Brown and is a regular interviewer of industry incons including Elizabeth Gilbert, Martha Beck and Marie Forleo as well as the author of the book, The Gift of Asking & Power. In this interview, Mel asks Kemi about her money story as well as diving into comparison, hustling for your worth, money & power, perfectionism, boundaries, living a life without apology, comparative suffering and so much more. You can find out more about Kemi by visiting her website. The Audible Original podcast, POWER Talks with Kemi Nekvapil, is out on Tuesday 16 May and free to listen to. Follow the podcast at audible.com.au/powertalks You can also find Kemi's books Power: A Woman's Guide to Living and Leading Without Apology here and The Gift of Asking here. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of 'Ask Mel Anything' Mel answers questions about whether it's smarter to rent or own your own home and how to ensure your family is the best overall financial position possible now and in the future? If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of Ask Mel Anything, Mel answers two timely and topical questions: 'I wanted to see what your thoughts are about paying off HECS debt now that inflation is so high. I feel like it used to be thought of as an easy/good deal debt, but now with inflation rising I am wondering whether I should look into paying it off vs using the same money for investing. I have no other debt.' 'What's the best way to fund a big purchase if it's beyond the value of your savings? Eg an electric car to replace an old vehicle. Extend home loan or other new loan? · If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie discuss why many people are being too boring and safe, why that's dangerous and how to step out of your comfort zone and create a remarkable life. Resources mentioned in this episode: Financial Self Care Challenge If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In this episode of 'Ask Mel Anything' Mel answers questions about tips to put young women on the path to financial stability and how to invest for your children. Resources mentioned in this episode: How to Find $10k in 12 Months What The Finance? Mamamia Podcast If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Recent surgery left Mel with a long list of post-op aftercare instructions. So in this episode, Mel and Lawsie reflect on the fact that your assets come with aftercare instructions too and discuss steps you can take to make sure that your finances achieve your long-term goals. Resources mentioned in this episode: Investing in Shares Masterclass 9 Popular Investing Apps Uncensored Money Podcast: Best Year Yet If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Welcome to the 'Ask Mel Anything edition' of Uncensored Money. In the 'Ask Mel Anything' series, Mel answers your questions in the hope you realise you are not alone and that it helps to increase your financial literacy and confidence. In the first episode of 'Ask Mel Anything' Mel answers questions; about buying your first property and whether you should put extra money into savings or superannuation. Resources mentioned in this episode: How to Find $10k in 12 Months The Cost of Your Unpaid Super Worksheet & How to Catch it Back Up If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

With Easter only a few days away, in this solo episode Mel talks about her love of chocolate and how she has mindfully created a system and rules around her chocolate consumption and how you can do the same with your finances. Plus she shares 3 parallels between the way we act with our finances and other aspects of our lives, like chocolate, exercise, relationships or even work. Resources mentioned in this episode: Money Type Quiz If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It 'IT bag' or overseas holiday is to the 2020s what the car was to the 1980s; a status symbol. But many aren't aware of the real cost of that status symbol and how it might be keeping you further away from your goals. In this solo episode, Mel shares 4 hidden traps you should be aware of before you book your holiday or splurge on a new pricey purchase. Resources mentioned in this episode: My Financial Focus (goal setting course) 50+ Ways to Find $10k in 12 Months 9 Most Popular Investing Apps If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel shares 5 strategies that will help you grow up as a business owner (regardless of how long you've been running a business or the size of the business you've built). Resources mentioned in this episode: Double My Business Masterclass If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Mel and Lawsie discuss times in their life when things didn't go to plan and share practical steps you can take when life happens. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode for International Women's Day, Mel shares why it's important for women to take back our power when it comes to money and how to stop scarcity and comparison from derailing your finances and your life. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

This month, Mel and Lawsie are talking about all things money and relationships. In this episode, they share tips how to consciously uncouple without compromising your financial security or your future. Resources mentioned in this episode: Uncensored Money Podcast - MAFS, Love and Money What The Finance episode - The STD That's More Common Than You Think Women's Community Shelters The Haven – Nepean Women's Shelter If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at Mel Browne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

This month, Mel and Lawsie are talking about all things money and relationships. In this episode, they talk about friendships and the impact that everything from meals out to destination weddings can have on your finances. Plus they share tactics and ways you can raise and discuss the issue with your friends. Resources mentioned in this episode: MAFS, Love and Money – Uncensored Money Podcast 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review. https://www.melissabrowne.com.au/uncensored-money-season-4-ep-3-5-ways-your-finances-are-in-trouble

Research shows that money is the number one issue that couples fight about. So after watching a recent episode of Married At First Sight, Mel and Lawsie reflect on the importance of being able to discuss money and finances in your relationships and share some practice ways you can ease into and start having money conversations in your relationship. Resources mentioned in this episode: 10 Ways to Love Your Finances Best Year Yet - Uncensored Money podcast Power, Control, Relationships and Money – Uncensored Money Podcast If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel shares five ways your finances might be in trouble as well as what you can do to leave those bad financial habits behind. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you check out the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's the start of a new year. So in this solo episode, Mel shares her 5 predictions for 2023 and what that might mean for your finances. If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Happy New Year! As our attention turns to New Year's resolutions, in this solo episode Mel shares three actions you can take today to start to do money better in 2023 Resources mentioned in this episode: 9 Popular Investing Apps How to Find $10k in 12 Months Investing in Shares Masterclass Investing in Property Masterclass If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

The New Year is fast approaching and our attention can turn to New Year's resolutions. Given that 80% of people abandon their resolutions by February, in this episode Mel and Lawsie discuss goal setting and Mel shares a process Mel uses called Your Best Year Yet that helps her intentionally design her year, and life. Resources mentioned in this episode: My Financial Focus Mini Course If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

When it comes to investing, diversification is critically important. So in this episode, Mel and Lawsie explain what it means and the steps you can take to achieve it. Resources mentioned in this episode: Investing in Property Masterclass Investing in Shares Masterclass If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

The media is full of clickbait headlines about property values, inflation and interest rates for the coming year. So in this episode, Mel and Lawsie sit down and share 8 practical tips that you can do to prepare financially for the year ahead. Resources mentioned in this episode: Investing in Property Masterclass 50+ Way to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's easier and cheaper than ever before to invest in shares. These days we have so many share investing platforms and apps to choose from. However it's important to choose the right app for you. So in this episode, Mel and Lawsie share 10 things to think about before you download an app and start investing. Resources mentioned in this episode: Investing in Shares Masterclass 9 Popular Investing Apps If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

With interest rates and the cost of living rising and volatility in the share market, it can be really easy to press 'pause' financially, especially when you're fatigued at the end of the year. So in this episode, Mel and Lawsie share 8 practical things you should be doing or focusing on during this time of uncertainty. Resources mentioned in this episode: My Financial Focus mini course (coming soon). If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Christmas is fast approaching. And with rising interest rates and the increasing cost of living, Christmas can be a source of a lot of expense and stress for people, and cause waste that hurts our environment. So in this episode, Mel and Lawsie share some of their favourite strategies to help Christmas cost you less financially, emotionally and environmentally. Resources mentioned in this episode: Cost Less Christmas If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

We often don't get any insights into how other people make decisions, particularly financial ones. So in this episode, Mel and Lawsie share some of the questions they ask themselves or things they think about when making decisions, particularly financial decisions. Resources mentioned in this episode: 50+ Ways to Find $10k in 12 Months If you know you need more help with your finances make sure you join the waitlist for the My Financial Adulting Plan. If you're not already, come play over at insta at MelBrowne.Money and make sure you are signed up to Mel's Money Musings and Monday Money Moments (yep, we love us some alliteration) for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.