Show overview
Two Girls Investing Podcast launched in 2025 and has put out 42 episodes, alongside 1 trailer or bonus episode in the time since. That works out to roughly 15 hours of audio in total. Releases follow a fortnightly cadence.
Episodes typically run twenty to thirty-five minutes — most land between 18 min and 24 min — and the run-time is fairly consistent across the catalogue. None of the episodes are flagged explicit by the publisher. It is catalogued as a EN-language Business show.
The show is actively publishing — the most recent episode landed 4 days ago, with 28 episodes already out so far this year. Published by Two Girls Investing Co..
From the publisher
Are you a Canadian woman who wants to get your finances in order but gets intimidated by all the jargon? You're not alone. Welcome to the Two Girls Investing Podcast, your new weekly dose of money empowerment, minus the boring lectures. Every Friday, join friends Colleen and Jess as they chat about their own financial journeys- the highs, the lows and everything in between. One is a busy mom paying off home debt while learning to invest, while the other is a seasoned investor with a decade of experience. Through their honest and hilarious conversations, they'll teach you topics like: Budgeting and saving without feeling deprived, conquering debt and finally getting ahead, demystifying investing for beginners and navigating life's biggest financial decisions. They're not financial advisors - they're here to prove that talking about money can be fun and easy. With two different perspectives, they share what they know, ask the questions you're afraid to ask, and normalize talking about money. Consider them your money besties - here to help you take control of your financial future.
Latest Episodes
View all 42 episodesWhat Is a Brokerage? How to Use One to Invest (and Avoid the Biggest TFSA Mistake)
How much do you actually need in an emergency fund?
TFSA vs. RRSP: Where to Put Your HISA & Why Women Are Better Investors
How to Invest: Avoiding Beginner Mistakes & Earning Cash Back with Wealthsimple
37. We're BACK - What Would We Do if We Started Investing From $0 Today?? + Frivolous Things We Spent Our Money On This Summer 💰
36 - 36 - Gamifying your Debt, One-Income Security & Private Equity for Beginners
35 - Hidden Rental Costs, Business Expenses & is the FHSA Right for You?
34. You've Maxed out Your TFSA, RRSP and FHSA...Now What?!
33 - Canadian Investing Made Simple: TFSA, RRSP, ETFs, REITs & Tickers Explained
32 - Setting Up Automated Investing in Wealthsimple (Plus Debt Payoff & Travel Compensation Wins)
31. Your Ultimate Guide to Wealthsimple and How to Choose a TFSA or RRSP
Money Myths: Why Budgeting Alone Won’t Build Wealth and When Debt Can Be Good
29 - Money Myths: You Don’t Need to Be Rich to Invest & Income Doesn’t Equal Wealth
28 - Why Community Matters and How Investment Fees Can Cost You
27 - Travel Credit Card Points and Beginner Investing Mistakes
26 - Credit Card Points 101: Welcome Offers, Annual Fees, and Booking Bora Bora With Points
25 - How to Travel for Less: Hacks, Point Transfers, and Everyday Multipliers
24 - Embarrassing Money Spends and Staying Calm in a Market Dip
Ep 2323 - HELOC Strategies, Mortgage Renewals, and Why MER Fees Matter
In this TGIF Two Girls Investing Friday episode, the hosts discuss cold March weather before diving into mortgages and HELOCs as many Canadian mortgages come up for renewal. They review responsible HELOC uses like debt consolidation, and explain the Smith Maneuver concept of borrowing against growing home equity to invest, noting the risks of borrowing to invest if markets decline and the need to repay the HELOC. They also cover how investment-loan interest can be tax deductible in Canada when investing in a non-registered account, and mention rising (but still low) title/property fraud where having a HELOC lien may add protection. They describe an equity mortgage that automatically makes paid-down principal available via HELOC for uses like rental property down payments, then define MER (management expense ratio), contrasting high-fee mutual funds with lower-fee ETFs and how fees erode long-term returns.00:00 Welcome to TGIF00:34 March Weather Catchup01:49 Mortgage Renewals and HELOCs02:50 Smith Maneuver Explained05:11 Risks of Borrowing to Invest06:11 Tax Deductible HELOC Interest07:16 Title Fraud and HELOC Protection09:30 Equity Mortgage for Rentals11:52 MER Investing Fees 10116:04 Mutual Funds vs ETFs Fees20:01 Next Episode and Wrap Up
Ep 2222 - The Snowshoe Stragey, Diversification 101 and when to use a HELOC
In this TGIF Two Girls Investing Friday episode, Jess and Colleen discuss building wealth without jargon by focusing on diversification and how home equity lines of credit (HELOCs) fit into mortgage and debt strategy. They explain why a diversified portfolio helps manage risk, using a “stiletto vs. snowshoe” analogy, and Jess shares her own mix: mostly stock ETFs across the US, Canada, and global markets, plus some high-dividend ETFs, a small allocation to bonds and gold (via a gold ETF), and an emergency fund in a high-interest savings account, all held on Wealthsimple due to low fees. They define key terms like stocks, ETFs, bonds, and bond maturity dates, including all-in-one portfolio ETFs. They also cover HELOCs as secured credit with lower rates, best used for debt consolidation or value-adding renovations rather than depreciating purchases, and preview a future episode on debt payoff and credit score strategies.00:00 Welcome to TGIF00:34 Friday Money Mindset01:58 Why Diversify02:34 Snowshoe vs Stiletto04:24 Jess Portfolio Breakdown05:15 Platforms and Fees06:37 ETFs Stocks Bonds Explained09:15 All in One ETFs11:30 Individual Stocks and Gold13:08 Start Small Keep Learning14:46 HELOC Basics16:39 Using HELOCs Wisely21:32 Debt Payoff Updates Next22:50 Wrap Up and Follow