The Unconventional Investor

Have you thought about becoming a hard money lender for a real estate fix and flip? In this week’s episode, I talked with Mike Bonn from The Cash Flow Company to learn his business model for short-term lending secured by real-estate. This alternative investment strategy puts you in the seat of the lender while keeping things straightforward and secured by real assets.Key Takeaways:Direct Lending, Real Security: Investors’ names are on the loan documents, not a pooled fund. That means direct control and security over your investment—plus, the potential to foreclose or sell the property should things go south.Flexible Entry Points: No hefty minimums required! Whether you want to lend $15,000 or $2 million, you can start at a level that fits your goals and risk tolerance.Attractive Returns, Simple Structure: Historical returns have ranged from 8.5% to 10%+, typically double what’s available from CDs or money market accounts. And there are no ongoing management fees eating into your profits.If you’re looking to diversify outside the stock market and want to do it in a way that gives you more control and transparency, this episode is a must-listen.To read more about The Cash Flow Company - https://thecashflowcompany.com/Listen to the episode that was mentioned - “How to Use Self-Directed Accounts to Invest in Alts with CNB Custody”Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Facebook: facebook.com/theunconventionalinvestorpodcastInstagram: instagram.com/michelle.e.moses Website: www.mefinancial.netDisclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Is industrial real estate a smart place to put your money? In this episode, we explore what today’s market means for investors seeking steady, dependable returns.  With over 35 years in industrial real estate, Becknell Industrial is bringing its tried-and-true strategy to accredited investors who seek reliable alternatives to stocks and bonds. I sat down with Becknell's CFO, Clay Thelen, to discuss what makes Becknell stand out, explain the rationale behind the new fund, and discuss why long-term, low-leverage industrial real estate might fit into your portfolio.Top three takeaways:Long-Term, Mission-Critical Investments: Becknell specializes in build-to-suit industrial assets—think warehousing, light manufacturing, and distribution facilities for blue-chip tenants like Abbott Laboratories. These are designed, built, managed, and owned in-house, for consistency and commitment.Income & Accessibility: The new Becknell Industrial Income Trust offers monthly distributions with a 5% annual yield, an early investor bonus, and a minimum investment of $25,000. As an equity investment (not just debt), you gain ownership in high-quality, income-producing real estate.Industry Tailwinds: With e-commerce growth and U.S. manufacturing reshoring, demand for industrial space is surging—even as new supply tightens. This creates a compelling environment for stable, long-term returns.To read more about Becknell Industrial - https://becknellindustrial.com/Take the quiz - How Alternative Assets Can Fit in Your Portfolio  Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Facebook: facebook.com/theunconventionalinvestorpodcastInstagram: instagram.com/michelle.e.moses Website: www.mefinancial.netDisclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Private credit is one of the hottest alternative investments right now, and Yrefy has a truly innovative investment that serves both sides of the transaction - borrowers and investors.Laine Schoenberger, Chief Investment Officer and Managing Partner at Yrefy, joins me to explain their platform. Yrefy helps borrowers trapped by private student loan debt while offering accredited investors attractive, non-correlated returns. Laine shares the stories behind their clients, explains how their underwriting process works and explains the advantages for investors, including flexible terms and steady, fixed interest rates.Top three takeaways:🔹 Real Impact for Borrowers: Yrefy’s program isn’t just about numbers; it’s changing lives. By negotiating down distressed private student loan debt and refinancing at affordable, fixed interest rates (average 3.9%!), borrowers get a custom solution that restores their credit and financial dignity.🔹 Investor-Friendly Structure: Accredited investors can participate with as little as $50K, picking their preferred term (1-5 years) and enjoying fixed, non-correlated returns up to 10.25%. There’s also a feature that provides flexibility if early liquidity is needed.🔹 Transparent, Human Approach: Every loan is handled in-house, borrowers are required to prove their seriousness before funding, and Yrefy’s average default rate is low (around 2%).Private credit that genuinely “does well by doing good” — this is a case study in how investors and borrowers can both win.To read more about Yrefy - www.yrefy.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’re tired of managing properties or just looking for smarter ways to grow your wealth, this episode is for you. In this solo episode, I discuss 1031 exchange strategies that don't include rolling your investment into the same kind of real estate.Here are my top 3 takeaways: 1031 Exchanges Aren’t One-Size-Fits-AllYou don’t have to trade one rental property for another. You have more flexible options, including investing in managed real estate solutions.Explore Delaware Statutory Trusts (DSTs)With DSTs, you can 1031 into professionally managed commercial properties (like hotels or office buildings), so you get “mailbox money” without the headaches of property management.Mineral RightsA little-known 1031 option: oil and gas mineral rights. You can swap your investment property for the rights to land resources and earn ongoing royalties—plus, these assets can be passed down to heirs!For more detail on 1031s, please listen to the previous episode with Michael Velasco (Ep 82)Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Today we talk the ins and outs of 1031 exchanges—a powerful real estate tool that lets investors defer taxes when selling investment or business property. Michael Velasco, founder and qualified intermediary of Exchangeable, and one of only around 120 certified exchange specialists nationwide.We discuss what a 1031 exchange really is, why so many property owners still don’t know about it, and the nuts and bolts you need to get started. We talk about the different types of exchanges (including the elusive reverse and improvement exchanges), strategies to avoid common pitfalls, and the importance of understanding your legal entities and getting expert advice before beginning.Top 3 takeaways:1031 Exchanges Are Only for Investment/Business PropertiesPersonal residences don’t qualify—you must own rental or business real estate to take advantage of these powerful tax deferral strategies.Timelines Matter: 45 Days to Identify, 180 Days to CloseAfter selling your property, you have 45 days to identify a replacement and 180 days to complete the transaction. Missing these deadlines can kill your exchange.Structure and Expertise Are KeyThe nuances of entity setup, property title, and choosing the right type of exchange (standard, reverse, improvement) can make or break your outcome. Work with a qualified intermediary early, and don’t skimp on the expert advice—mistakes are costly!Connect with Michael Velasco- www.1031exchangeable.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’ve ever wondered how you can generate passive “mailbox money” from the energy sector, or if you’re looking for creative 1031 exchange opportunities, this episode is for you. Jace Graham, a fourth-generation oil & gas expert and CEO and Founder of Rising Phoenix Capital joins us to explain how mineral rights work and how his team acquires off-market mineral rights.Top 3 takeaways:Mineral Rights = Passive “Mailbox Money”By owning mineral rights, investors can earn regular royalty payments from oil and gas production—without the risks or hassles of drilling themselves. It’s a truly passive income stream that’s less “hands-on” than many real estate or drilling deals.Unique & Direct Acquisition ApproachRising Phoenix Capital stands out by doing serious ground work—they source mineral rights directly from owners, avoiding auctions and middlemen. This potentially allows for better pricing and value for their investors.Great 1031 Exchange OptionSince mineral rights are considered real estate, investors can use 1031 exchanges to defer taxes by transitioning from investment property into mineral rights. This opens the door for retiring landlords or anyone looking to reposition their portfolio while keeping more money compounding for themRead more at www.rising-phoenix.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Kenny Rose, founder and CEO of FranShares, joins us to discuss an innovative investment opportunity: investing in franchises as an alternative asset class. If you’ve ever thought franchising was limited to fast food, think again—Kenny shows us how franchises span everything from automotive to home services, and how FranShares is making it possible for everyday investors get a piece of the action. We talk about how franchise investments can bring diversification, stable cash flow, and even a sense of local community impact to your portfolio. Top 3 takeaways:🔹 Franchise Investing is Evolving: Anyone can invest in franchises as easily as buying stocks or real estate—no need to be a millionaire operator or have hands-on experience.🔹 Vetting and Opportunity: FranShares doesn’t just fund any franchise. They thoroughly vet brands, operators, and the overall opportunity, ensuring investments go to proven businesses and experienced operators.🔹 Diversification & Community Impact: Franchise investments can generate steady income, hedge against inflation, and provide real community value—plus, investors can now support and benefit from local businesses they know and trust.Read more at www.franshares.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

I sat down with Sherwood “Woodie” Neiss—the policy architect behind the JOBS Act and author of Investomers. Woodie shared how investment crowdfunding is giving startups and retail investors a new path forward, bypassing traditional venture capitalists. 3 Takeaways:• Crowdfunding Is Maturing. Since the JOBS Act’s implementation, over 8,300 companies have collectively raised nearly $3B. • Diversity & Access Are Up. In the last month alone, 50% of crowdfunded companies had either a woman or minority founder. Investment crowdfunding is opening doors for underrepresented entrepreneurs—and for investors who wouldn’t have qualified under the old rules.• Investomers = Influence + Investment. Startups can now turn passionate customers into “investomers,” who do more than just buy—they market, advocate, and help shape the company’s success. Learn more at: Crowdfund Capital AdvisorsBook: InvestomersYouTube:@sherwood.neissTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.netDisclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

I think it's time we rethink our portfolios, especially from that 60/40 recommendation of the past. In this episode, I talk about why it’s time to add 20-30% in alternative investments—think real estate, lending funds, and even franchises—to balance your growth and give you more control. Diversifying outside just stocks and bonds can help you sleep better at night and potentially boost your returns. I also share how to use self-directed IRAs and why a Roth IRA should be top of mind.  3 takeaways from this episode:Modern Portfolio Mix: The classic 60/40 (stocks/bonds) split is making changing for a more diversified mix—what Michelle calls the “50/30/20” model: 50% stocks, 30% bonds, and 20% alternatives. Strength of Alternatives: Michelle sees alternative investments (like lending funds, real estate, and franchises) not just as a buffer from market volatility, but also as potential replacements for part of the bond allocation. Roth IRA Strategy: I stress the importance of the Roth IRA and why you should keep it top of mind in your retirement planning. Consider a backdoor Roth IRA.Backdoor Roth IRA Episode #54Take the quiz - How Alternative Assets Can Fit in Your Portfolio  Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.netDisclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.#alternativeinvestments #60/40mix #assetallocation #financialplanner

If you’re interested in multifamily real estate investing  with a manager who truly does things differently, this one’s worth your time! There are HUNDREDS of multifamily (apts) investors out there, but this one stands out. Matt Incitti from Hamilton Point joins us to share what makes Hamilton Point special. Key takeaways:🔹 Ethics and Alignment MatterHamilton Point stands out in the crowded multifamily space for their strong ethical track record and investment alignment with investors. The founders and team invest alongside clients—on the same terms—which means their interests are directly aligned with investor outcomes.🔹 Disciplined, Nimble StrategyInstead of chasing huge fund sizes, Hamilton Point maintains disciplined fund growth and prioritizes quality over quantity. Matt shared that their current focus is on buying newer multifamily properties from distressed builders—adapting to market cycles rather than forcing growth, which has helped them consistently deliver solid performance.🔹 Clear Communication & Operational ExcellenceTransparency and communication are big differentiators. Investors receive quarterly updates and timely tax documents—something that’s surprisingly rare in the private equity space. Hamilton Point’s focus on reporting, responsiveness, and investor experience helps build long-term trust.If you’re exploring alternative investments, it’s crucial to work with partners who have a proven, ethical approach—and who treat your money like their own.Contact Hamilton Point - www.hamiltonpointinv.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you're curious about how farmland can diversify your portfolio, act as an inflation hedge, and support a healthier planet, you’ll find plenty in this episode. Michelle is joined by Chris Zuehlsdorff, CEO of Iroquois Valley Farmland REIT. Iroquois Valley supports experienced organic farmers through long-term leases and mortgage financing, helping to preserve farmland and build a more resilient food system. Key takeaways:Farmland as a Diversifier & Inflation Hedge: Investing in organic farmland provides real asset exposure that can balance a traditional 60:40 portfolio and help hedge against inflation.Accessible, Values-Driven Impact Investing: Iroquois Valley makes it possible for both accredited AND non-accredited investors (minimum $10k) to support organic farmers. (Its SEC-registered Reg A structure and B Corp certification.)Support the Next Generation of Farmers: The REIT’s portfolio skews younger, focusing on supporting millennial farmers to scale their sustainable businesses.If you’re interested in learning more about how to align your investments with your values, or want exposure to organic farmland, check out the full episode or visit iroquoisvalley.com.Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

This week we have real estate investor, Jesse Lang on the show to talk about investing in real estate without your own money. Jesse started her journey accidentally through house hacking, and within just 36 months, she scaled from 11 to 70 rental doors—all without using her own money. Her focus on the BRRRR method (Buy, Renovate, Rent, Refinance, Repeat) is a game-changer for anyone feeling like they can't get into the real estate game.Here are the biggest takeaways:🔑 Leverage over CapitalJesse uses private lenders and hard money to invest in real estate, allowing her to grow rapidly while offering double-digit returns to her lenders.🔄 Systems are ScalableStandardizing renovations and targeting congruent neighborhoods save her time and make property management much easier. Consistency means faster analysis and fewer issues.🧠 Education and Community MatterJesse didn’t do it alone—masterminds, mentors, and constant learning helped her succeed. She now pays it forward with a “Rentals Made Easy” mastermind and book, breaking down the process for other investors.Feeling inspired to take your real estate investing to the next level? Connect with Jesse at unlockedrentals.com or tune into the full episode!#RealEstateInvesting  #BRRRRMethod Buy Jessie's book, "Rentals Made Easy" on AmazonContact Jessie Lang:https://www.instagram.com/jessielangofficial/    https://www.youtube.com/@unlockedrentalsTake the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer:The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this solo episode, Michelle gets into the topic of money psychology and the impact of emotions on financial decisions. With 20+ years of experience as a financial planner, Michelle shares her observations and opinions about balancing the emotional and logical sides of managing wealth.Key Topics CoveredThe Emotional Side of MoneyInvestment Decision-MakingThe Value of AccountabilityBudgeting & Emotional SpendingLearning from LossesTake the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Wondering how you can trust an investment?  📈 In this episode of the podcast, I share my personal “litmus test” for evaluating alternative investments and private placements.If you’re exploring real estate, private funds, or other non-traditional opportunities, here are my top three takeaways to keep in mind:✅ Do they have real skin in the game?Always ask if the managers are investing their own money, not just raising funds and charging fees. When their money is on the line, their interests are better aligned with yours.✅ Are there useful tax benefits?Some investment strategies, like Roth conversion options, can give you substantial tax benefits.✅ Is the rate of return fair?Compare promised returns to similar opportunities and industry standards. If returns (or communication!) seem subpar, dig deeper or rethink your choice.If you want to upgrade your due diligence process or have questions about fitting alternatives into your portfolio, check out my free resources or schedule a chat at mefinancial.net.Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

I sat down with Braden Hudson, CFO and cofounder of Trellis Energy, to talk about an oil and gas investment opportunity. Trellis isn’t your typical operator—they specialize in fractional ownership of wells alongside major names like Chevron and EOG, giving accredited investors direct access to proven energy projects. With a focus on downside risk, diversified deals, and strong tax benefits, their fund offers an alternative growth platform outside traditional markets. If you’re looking to diversify your portfolio and tap into energy investments in a smarter way, this episode is a must-listen!Key takeaways:Diversification Through Non-Operated Interests: Trellis Energy provides fractional ownership in oil and gas wells across top-tier U.S. operators, which spreads risk across different projects, regions, and commodities. This isn’t about chasing 10x returns—it's about steady capital appreciation with a strong downside risk focus.Distinct Growth Platform Model: Trellis doesn’t operate the wells themselves—instead, they invest alongside proven, reputable operators (think Chevron, EOG, Oxy) in projects too small for major institutional players, but out of reach for most individuals. This model enables earlier cash flow recycling and tailored exit timing, seeking 15–20 projects per fund lifecycle.Investor Alignment & Tax Efficiency: With an 8% preferred return and significant personal capital invested, Trellis aligns its interests with investors. Plus, 70–85% of capital may be deductible in year one, depending on structure—adding another layer of efficiency for portfolio strategy.Curious how private energy investing could fit your portfolio—either for tax planning, diversification, or long-term growth? Check out the full episode or let’s connect!#AlternativeInvestments #OilAndGas #PrivateEquity #PortfolioDiversification Contact Brayden Hudson with Trellis Energy Partners - https://trellisep.com/Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

We're diving into a new area of interest: Oil & Gas Investing. If you’ve ever wondered about the differences between drilling programs and royalty programs, how to spot a quality operator, or why oil and gas remain such a compelling option for accredited investors seeking both tax advantages and portfolio diversification, this conversation is for you.Brad Updike, LLM, JD joins us from Mick Law PC, a premier oil and gas due diligence firm, to explain. Key highlights you don’t want to miss:Oil & Gas 101:Brad explains why oil and gas is the 7th largest industry globally and why its market fundamentals continue to attract smart capital.Investment Structures Explained:Learn the difference between investing in public oil and gas securities (like Exxon and Devon) versus private placements—including limited partnerships and mineral rights deals.The Power of Tax Benefits:Discover how investors can utilize intangible drilling costs (IDCs), tangible equipment deductions, and percentage depletion to substantially lower their tax liability. Brad breaks down real-world scenarios of how these can shrink your investment’s out-of-pocket costs dramatically.

🔒 Financial fraud is on the rise — how can you protect yourself?There's been a sharp uptick (25% increase!) in financial fraud this year. In this episode, I go over some strategies to recognize and protect yourself from scams.Key takeaways:Watch for red flags: Be wary of unsolicited calls (even when they appear to come from legitimate institutions) that create urgency, ask for sensitive info, or pressure you to act quickly. Always hang up and call back using a verified number you found on their website.Strengthen your digital defenses: Enable two-factor authentication, set up transaction alerts on your accounts, and use strong, unique passwords—especially for financial logins. Michelle also suggests having a separate email just for financial matters.Stay vigilant—and help others do the same: Many scams target older adults or those less familiar with digital security. Talk openly with family and friends about common tactics fraudsters use, and encourage them to lock down their accounts.Taking proactive steps now can make all the difference in protecting your money and accounts.🛡️ If you haven’t reviewed your account security lately, now’s the time!#FinancialSecurity #FraudPrevention #WealthManagement #Cybersecurity #UnconventionalInvestor Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Take the quiz - How Alternative Assets Can Fit in Your PortfolioDisclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’re looking for an alternative investment opportunity that’s well outside the usual suspects, this one is worth a look. Industrial Outside Storage, think equipment or supply storage for companies that have large items to store or operate. There are a few reasons this might be a good fit:Fragmented Market: Over 80% of industrial outdoor storage assets are owned by non-institutional (mom and pop) operators. This creates tremendous potential for portfolio consolidation and value creation, especially with a current estimated $166B of deals out there.Attractive Returns with Less Competition: By focusing on deals in the $1-10M range, there’s far less competition from institutional investors, allowing for cap rates north of 10%—a rarity in the real estate world, especially without leveraging debt.Strong Fundamentals, Limited Supply: IOS sites are often hard to replicate, thanks to strict zoning and city limitations. This acts as a natural barrier to new supply and helps secure long-term value for investors.If you’re an accredited investor looking to diversify with something truly unconventional—and income-focused—this fund deserves your attention. Listen to the full episode for all the details, and reach out if you want to discuss how this could fit into your portfolio.Contact COARE - https://www.coareindustrial.com/#Investing #Alternatives #RealEstate #IndustrialStorageTake the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: instagram.com/michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Downsizing or transitioning to a new living situation can be especially overwhelming for seniors and their families. In my recent episode, I had the pleasure of chatting with Zach Gariti, founder of Reavanti, a company specializing in senior move management.Here are 3 key takeaways:A Personalized, Stress-free Approach: Reavanti manages every aspect of a senior’s transition—from sorting and packing, to donating and selling unwanted items, all the way to recreating familiar home environments in new spaces. Clients remain at the center of the process, but without the heavy lifting (literally and figuratively!).Flexible, Compassionate Support: The timeline is tailored to each client’s needs. Whether it takes days or more than a year,  they can adjust to clients’ schedules, family situations, and emotional readiness.Specialized Care for Memory Challenges: For clients moving into memory care, Reavanti emphasizes recreating familiar surroundings (even arranging photos and setting up favorite TV shows!) to ease transitions and maintain comfort, dignity, and a sense of control.If you’re helping a loved one—or know someone who is—navigate a major move, check out Reavanti or connect with a senior move manager in your area. Contact Zach with Reavanti - https://reavanti.com/Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this solo episode, Michelle gets into the nuts and bolts of investing in alternative assets. If you’ve ever wondered how difficult the logistics are to invest outside your traditional brokerage, this episode is for you. Michelle breaks down the logistics of alternative investing—from setting up self-directed IRAs to filling out subscription agreements—so you can feel confident taking the next step toward portfolio diversification.What You’ll Learn in This Episode:The Basics of Alternative Investing: Why more investors are looking beyond stocks and bonds.Self-Directed IRAs Explained: How they work, when to use them, and why they might save you money on fees.Subscription Agreements: What they are and how to complete them.Investment Timelines: How long it takes to move from decision-making to execution.Cash vs. IRA Investments: Key differences in process and paperwork.Take the quiz - How Alternative Assets Can Fit in Your Portfolio Related Episode - How to Use Self-Directed Accounts to Invest with CNB CustodyReady for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

With interest rates on the rise, private credit funds are gaining popularity among investors seeking alternative opportunities. In this episode of The Unconventional Investor, we talk about the fundamentals of asset-backed lending, the innovative structure and strategy of The Bedrock Fund—a private lending platform for home flippers—and discuss how it offers accredited investors stable, non-traditional returns.Joining us is Mark McKeller, Principal & Director of Originations at The Bedrock Fund. With over 20 years of experience in real estate investing and asset-backed lending, Mark shares what makes The Bedrock Fund unique and how it can complement your investment portfolio.Resources:Learn more about The Bedrock Fund: https://thebedrockfund.comTake the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Leave a review to support us!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestorInstagram: michelle.e.mosesWebsite: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Software engineer & developer, Andy Woodward joins us to give an update on cyptocurrency and it's place in our financial markets.  As someone who's been following the crypto space since 2018, Andy provides a wealth of insights into the world of cryptocurrencies. Key Takeaways:Understanding Crypto's Resilience: Andy highlights how, despite the buzz around meme coins, the top cryptocurrencies like Bitcoin and Ethereum have remained relatively consistent over the years. It's crucial to look past the short-term noise and focus on the long-term potential of these digital assets.Crypto as a Tool for Global Economic Participation:  Crypto's role in enabling people from struggling economies to participate in global commerce. Whether it's providing a stable form of currency in inflation-hit regions or simplifying international transactions, crypto offers some unique advantages our current system doesn't have.Exploring Innovative Crypto Projects: We discuss fascinating projects like liquidity pools and platforms like Poly Market. These developments not only enhance the utility of cryptocurrencies but also offer new ways for individuals to engage with and profit from the crypto marketplace.If you're interested in alternative investments and crypto, tune in to this weeks episode!Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you're interested in learning more about the potential of Manufactured Housing Communities (mobile home parks), listen to this episode!Hansel Rodriguez, Principal of COARE Communities, joins us as we get into the world of Manufactured Housing Communities (mobile home parks). Hansel shares his expertise on diversified investment strategies, the significant returns and tax benefits associated with mobile home park investments, and the critical role these communities play in providing affordable housing solutions.Key Takeaways:Affordable Housing Focus:COARE is dedicated to solving the affordable housing crisis by investing in and preserving Manufactured Housing Communities, the most affordable housing option available.Mobile home parks provide a crucial housing solution, offering significant cost savings compared to traditional apartments and single-family homes.    Diversified Investment Strategies:COARE Companies employs a diversified approach, investing in mobile home parks across the nation, so you aren't heavily invested in one area. This investment opens up unique opportunities beyond conventional markets.Attractive Returns & Tax Benefits:Investing in mobile home parks offers the potential for high returns, making it an appealing option for accredited investors.   These investments also provide substantial tax benefits that may be right for your portfolio.Guest:Hansel Rodriguez, Principal, COARE and CEO, Coare CompaniesLinks:COARE Website - https://www.coarecommunities.com/Contact Michelle to discuss investing in COARE - www.mefinancial.net Take the quiz - How Alternative Assets Can Fit in Your Portfolio  Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ever dreamed of traveling the world for less? This week, I chat with Julian Kheel, founder of Points Path and travel expert, about how to unlock the power of airline miles and credit card points. Julian explains the often-confusing world of travel rewards, sharing his 15+ years of experience and turning the complex system into an exciting game.Learn how to leverage credit card perks, maximize sign-up bonuses, and strategically use flexible cards to earn and redeem rewards for travel deals. Julian also highlights his game-changing Points Path browser extension, designed to make deciding between cash and points a breeze.Key Takeaways:Travel Rewards: Julian breaks down the complexities of airline miles and credit card points, making them accessible and understandable for everyone.Maximizing Credit Card Points: Learn the secrets to earning the most points possible through strategic spending and bonus categories.The Power of Sign-Up Bonuses: Discover how to leverage lucrative sign-up bonuses to quickly accumulate a wealth of points.Strategic Use of Flexible Cards: Understand the benefits of flexible rewards programs and how to use them to your advantage.Cash vs. Points: Julian introduces the Points Path browser extension, a powerful tool that simplifies the decision-making process when choosing between paying with cash or points.Travel the World for Less: This episode has tips and strategies to help you travel more and spend less.Take Control of Your Financial Future: Learn how travel rewards can be a powerful tool in your overall financial strategy.Links:Contact Julian or download the Points Path Browser Extension - https://pointspath.com/ Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net  Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this episode, we're talking about the world of self-directed accounts with our guest, Michelle Thomas from CNB Custody. 🎙️If you're looking to invest in alternative investment strategies beyond the traditional stock market, this episode is a must-listen! Here are three key takeaways:🔹 Understanding Self-Directed Accounts: Self-directed accounts offer the flexibility to invest in alternative assets like real estate, LLCs, and REITs, beyond publicly traded stocks and bonds.🔹 Why Custodians Matter: Transferring funds and managing accounts through self-directed custodians, like CNB Custody, is a bit different than your traditional custodians, but still as simple. 🔹 Long-Term Investment Approach: Alternative investments in self-directed accounts are generally slower in terms of reporting and liquidity, making them ideal for patient investors focused on long-term gains. If you'd like more information about CNB Custody, please visit their website - www.cnbcustody.com Take the quiz - How Alternative Assets Can Fit in Your Portfolio Ready for the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips:YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

The podcast is pivoting to focus on something I'm extremetly passionate about - alternative investments. 🎙️ As a Certified Financial Planner and independent financial advisor, I've witnessed the growing desire for investment strategies beyond the traditional stock market. Our revamped podcast aims to guide accredited investors toward alternative investment opportunities that diversify their portfolios while adding financial strategies not often seen in the marketplace. Here are three key takeaways: Explore Alternative Investments: Discover a plethora of investment opportunities, from hotels and self-storage to wine and car washes, which can diversify your portfolio and potentially yield exciting returns. Maximize Your Returns with Strategy: Learn strategies, like tax minimization and Roth conversions, that can enhance your financial growth. For example, rolling capital gains from a sold rental property into an alternative investment can defer taxes and create income streams. Independent Insight and Expertise: As one of the first advisors to embrace alternative investments since 2016, I cut out hefty fees by being an independent RIA. This ensures I have a hands-on approach to vetting investment opportunities, giving you tailored advice and minimizing risks associated with conventional avenues. Join us on this journey to redefine your wealth-building strategies and embrace the future of investing. Tune in and let's diversify your portfolio together! 📈 Take our quiz - How Alternative Inevestments Can Fit in Your Portfolio Ready for the next step? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you looking to expand beyond the stock market into alternative investments? The Unconventional Investor is the place for you. Hear what the show covers and if it's a match for you.

No matter how much you make, tracking your spending not only helps you feel better, but allows you to make informed decisions. A budget isn't there to cut costs or live like a miser, it's there so you know what's going on in your financial life. 3 takeaways from this episode: Focus on Large Items: Cars, homes, loans - keeping the cost of these items low, allows you to spend more freely in other areas. Embrace Financial Awareness - Track!: Use a software like YNAB (You Need a Budget), will help you see where you money is going. By constantly monitoring your spending habits and identifying areas to cut costs, you gain more control and make informed decisions to enhance your savings. Plan For Irregular Expenses: Budgeting isn’t just about monthly expenses; it’s about preparing for those non-recurring costs like auto insurance, holiday shopping, and emergency funds. Setting aside funds for these will help alleviate financial stress. Related episodes: My New Favorite Financial Book: No Worries by Jared Dillian (Ep 51) Your Best Financial Life: Save Smart Now For the Future You Want (Ep 40) Ready to take the next step? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Thinking about leaving a legacy? The SECURE Act changed the rules for inheriting IRAs, potentially impacting your financial plans. Learn how you can change your savings strategy to minimize taxes for your heirs.What You'll Learn:The 10-Year Distribution Rule: Understand how the SECURE Act affects how beneficiaries access inherited IRA funds.The Power of Roth IRAs: Discover why Roth IRAs are even more important now for tax-free retirement income.Strategic IRA Withdrawals & Alternatives: Explore strategies like controlled withdrawals and life insurance to manage tax implications and secure your heirs' future.Related Episodes:Using a Backdoor Roth IRA for Retirement Savings (Ep. 54) Controlling Your Wealth with Wills, Trusts and Estate Planning (Ep. 14) Ready to take the next step?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.mosesWebsite: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

We've all seen that long list of options your employer hands you. Do you need all of them? Which ones are worth it? In this episode, Corina Vakira Delugos, MBA, EA talks to us about which benefits can save you in taxes - so you're spending tax-free money for your expenses. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning. Key Takeaways: Utilize Flexible Spending Accounts (FSAs) Wisely: Depend Care FSA : Set aside up to $5,000 pretax for child or dependent care. Healthcare FSA : Use for out-of-pocket medical expenses, but remember that funds generally don’t roll over. Maximize Health Savings Accounts (HSAs): Paired with high deductible health plans. Triple tax benefits: contributions are tax-deductible, growth is tax-free, and withdrawals for medical expenses are also tax-free. Explore Employee Stock Purchase Plans (ESPPs): Purchase company stock at a discount. Hold for over a year for favorable long-term capital gains tax treatment. Listen to the full episode for more tips and strategies to save on taxes while making the most of your employee benefits! Contact Corina - www.keenfinancialsolutions.com Ready to ditch the financial stress? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you had a hard time finding a tax preparer, or been less than happy with the match? Many people make the mistake of picking a tax advisor without asking the right questions, only to face unexpected bills or inadequate service when IRS issues arise. To help us navigate this, we have Corina Vakira Delugos, MBA, EA. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning. In this episode, Corina shares tips on the important questions to ask when choosing a tax professional—from understanding their qualifications and experience to knowing what types of clients they typically serve. Here are 3 key takeaways from our discussion: Understand Their Specialization and Credentials: Not all CPAs handle personal taxes. It's important to ask about their qualifications and the specific types of clients they usually work with to ensure they align with your needs. Communication and Transparency: Knowing how your tax professional communicates and what they expect from you. This can include their availability during tax season and whether they provide pricing transparency upfront. Proactive Tax Planning: Engage with a tax professional who is forward-thinking and proactive about tax planning. This approach can save you thousands of dollars and make the tax filing process smoother. 🎧 Listen to the full episode to get all the tips on making sure your tax professional is the right fit for you! Contact Corina - www.keenfinancialsolutions.com Ready to ditch the financial stress? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle on YouTube: youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you written off Roth IRAs because of income limits? There's a legal way to max it out every year - the Backdoor Roth IRA. Get tax-free retirement growth and income with the Backdoor Roth IRA. Learn exactly how to do it (it's easier than you think) in this solo episode. We'll break down the benefits, legality, and even explore the Mega Backdoor Roth option.Listen now and discover how a Backdoor Roth IRA can boost your retirement savings. Ready to ditch the financial stress?Subscribe to the Podcast: pod.link/1671924778Don't forget to leave a review!Follow Michelle on YouTube: youtube.com/@theunconventionalinvestorFollow Michelle on Instagram: michelle.e.mosesWork with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented. 

Did you know the government now requires certain businesses to disclose their ownership? If you haven't filed your Beneficial Ownership Report (BOI) with the government, you need to listen to this episode! Shruti Gurudanti, a lawyer specializing in corporate and transactional law, joins me to explain the Corporate Transparency Act (CTA) and its impact on your business. In this episode, you'll learn: Who needs to file a BOI report (e.g., LLCs, corporations) How easy (and important) it is to file The consequences of non-compliance (penalties, licenses, etc.) File your BOI report here: www.fincen.gov/boi Don't forget to subscribe and leave a review - podcasts.apple.com Contact Shruti Gurudanti at the Rose Law Group - www.roselawgroup.com Work with Michelle - www.mefinancial.net Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses

Feeling overwhelmed by unrealistic expectations? This solo episode is close to my heart and all about reminding you that you're doing great just as you are. I discuss the pressure of social media and societal messages, especially when it comes to finances and lifestyle. Let's recognize your achievements, manage expectations, and appreciate the good in your life. Sit back, take a listen, and leave feeling more relaxed and grateful for what you have and have done! This episode is perfect for you if: You compare yourself to others on social media Feel discouraged by financial goals that seem out of reach Struggle with self-doubt and negative self-talk Ready to take your finances to the next level? Subscribe to the Me Financial Podcast: podcasts.apple.com Don't forget to leave a review! Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ever feel overwhelmed by all the financial advice out there? For years, I haven't been able to recommend many books, but that changed with No Worries: How to Live a Stress-Free Financial Life by Jared Dillian. This book cuts through the noise with just three key principles to focus on, so you can forget the rest. It has easy-to-manage strategies you only need to check on once a year. In this episode, we discuss: Why most financial advice is overwhelming The 3 key principles to financial freedom Easy-to-implement strategies for long-term success Ready to ditch the financial stress? Subscribe to the Me Financial Podcast: https://podcasts.apple.com/us/podcast/me-financial/id1671924778 Don't forget to leave a review! Buy Jared's Book: https://amzn.to/3xkwDCn Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: michelle.e.moses Work with Michelle: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Tired of high mortgage rates? Assumable loans can help you buy a home at a lower interest rate. Join us as Mike Roberts explains the ins and outs of taking over someone else's loan. In this episode, you'll learn: How assumable loans can benefit both buyers and sellers in a transaction. Which loans are eligible to be taken over and how to do it. How assumable loans differ from subto or seller financing. Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review! Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Work with Michelle - www.mefinancial.net Contact Mike Roberts to discuss mortgage options - cobaltmtg.com Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you ever wondered how real estate investors protect their properties from lawsuits? Join us as we explore high-level asset protection strategies with Scott Royal Smith, an experienced real estate investor and attorney. In this episode, you'll learn: How to purchase properties anonymously within a company structure to minimize lawsuit risks. The importance of compartmentalizing assets to protect your investments. How to simplify your taxes through disregarded entities. Subscribe to the podcast to hear more and don't forget to leave a review! Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Visit Scott's website - royallegalsolutions Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you're tired of simply choosing between stocks and bonds for your investments, I have an alternative. Investing in hotels can bring stability and growth, and Peachtree Hotel Group is a leader in the industry. In this episode, we talk hotel investments with Peachtree Hotel Group. Brian Dunn, Managing Director, discusses how Peachtree builds, finances, and operates top-tier hotels. We discussed their approach - focusing on premium brands like Hyatt and Marriott, and how they mitigate economic challenges. Key Takeaways: Vertically Integrated Model: Peachtree's comprehensive business model, encompassing development, financing, operations, and sales, enables them to optimize costs, streamline processes, and adapt to market changes. Investor-Centric Focus: Peachtree prioritizes investor relations through transparent communication, regular updates, and involving third-party experts. Strategic Brand Partnerships: By partnering with premium brands like Marriott and Hyatt, Peachtree leverages strong brand loyalty and standardized quality to drive occupancy and investor returns. *To invest with Peachtree Hotel Group, you must be an Accredited Investor. If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Read more about Peachtree Hotel Group - www.peachtreehotelgroup.com. *This is not a solicitation for sale, for informational purposes only. Follow Michelle on YouTube - youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you looking forward to selling your business, and doing it for top dollar? Learn how to maximize your business's value and achieve a smooth exit. In this episode, we get into business valuations, exit planning, and the importance of financial readiness for a successful sale. Laurie Barkman, the Business Transition Sherpa™, shares insights on protecting your business, setting growth goals, and understanding the different perspectives of strategic and financial buyers. Key Takeaways: Start Early and Plan Ahead: Begin your exit planning process at least 10 years before your desired sale date to maximize your return and avoid pitfalls. Focus on Financials: Showcase your business's growth potential by ensuring your financials are in order and demonstrating enterprise value. Understand Your Buyer: Identify potential buyers for your business and tailor your strategy accordingly, whether you're targeting strategic buyers, financial buyers, or related buyers. Identify potential buyers for your business and tailor your strategy accordingly. Ready to start planning your exit strategy? Schedule a consultation with Laurie Barkman or visit her website - https://thebusinesstransitionsherpa.com/ Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review! Buy Laurie's Book, "The Business Transition Handbook" - https://amzn.to/4biANs5 Link to Laurie's Masterclass, "Endgame Entrepreneurship" - thebusinesstransitionsherpa.com Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - instagram.com/michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you and your partner/spouse have difficulty talking about money, this episode is for you. Ed Coambs, CFP® and Certified Financial Therapist shares tips on ways to truly hear what your spouse is saying and find a way forward in financial conversations. Key Topics - Common issues: judgment, criticism, and fear in money discussions Understanding your partner’s family background Review of the four attachment patterns: their characteristics and impacts Techniques for improving communication and connection Join us to learn how to foster financial intimacy and strengthen your relationship through better financial conversations. Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review! Connect with Ed & take his attachment style quiz - www.healthyloveandmoney.com Buy Ed's book, "The Healthy Love & Money Way: How the Four Attachment Styles Impact Your Financial Well-Being" - https://amzn.to/4eYU9Wk Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this episode, we explore the basics of self-directed IRAs and how they work. Discover the wide range of investments you can make, from hotels and self-storage units to real estate and even businesses. Self-directed IRAs are less complicated than they seem and align perfectly with my philosophy of investing beyond the stock market. Join me as I break down the essentials and show you how to diversify your investment portfolio. We cover - Impact of tax status on control over IRA funds Overview of alternative investments not available through traditional custodians Comparison of costs between traditional and self-directed IRAs Subscribe to the Me Financial Podcast to hear more, and don't forget to leave a review! Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you wondering when to take Social Security and how to maximize your benefits? In this episode, I talk with retirement planner, Greg Kurinec, CFP®, MRFC® about strategies to get the most from your Social Security benefits. Greg, explains the decision-making factors for taking Social Security early or delaying it, emphasizing the need to consider health, life expectancy, and employment status. We also cover: Utilizing pre-tax accounts to bridge the gap before claiming Social Security at age 70. Conversion of pre-tax accounts to Roth accounts. Potential reforms to preserve Social Security. Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review! Contact Gregory J. Kurinec, CFP®, MRFC® - www.pennantplanning.com/ Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Considering investing in commercial real estate for your business? Learn the pros and cons of owning vs. renting for your business needs. Mandi Hunter, the founder of Kansas City's first full-service standalone real estate law firm, Hunter Law Group, joins us to share her knowledge. Key Topics: Timing: Considering interest rates, cash flow, and business growth stages before making a purchase. Due Diligence: Understanding the importance of thorough due diligence before buying commercial real estate. That means getting your surveys, appraisals, environmental assessments, and title work done right. Legal Contracts: What legal contracts are associated with commercial property purchases. Cash Flow Assessment: Strategies for assessing your business's financial readiness for commercial property ownership. Property Maintenance: Responsibilities and considerations for maintaining commercial properties. Connect with Mandi Hunter - www.hunterlawgroup.com Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

"Creative real estate is anything where you're not putting 20% down with a 30 year mortgage found in the MLS." The truth is, you don't need to be a millionaire to turn real estate into a wealth-building tool. Today, we're talking details on real estate financing - both for aspiring investors and those looking for alternative investment opportunities! Our guest is real estate investor and private money lender Kevin Amolsch. With over $750 million in closed loans, Kevin has a wealth of experience to share on financing strategies for all types of properties. In this episode, you'll learn: Real Estate Investment Structures with Friends and Family: Different ways to structure real estate investments, including LLC formation, joint ventures, and profit-sharing strategies. Financing Residential vs. Commercial Properties: The challenges of financing residential properties with stricter down payment requirements. Learn how commercial loans offer more flexibility for investors. Syndication Deals: How investor funds are used for down payments in syndication deals, a way to pool resources for larger projects. Creative Real Estate Investing: Alternative financing methods like owner carry and lease options, needed especially in low-inventory markets. The Importance of Creative Financing: Why creative financing strategies are important for investors, especially in competitive markets. Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review! Follow Kevin on YouTube - https://www.youtube.com/pinefinancial Connect with Kevin on LinkedIn - https://www.linkedin.com/in/kevinamolsch/ Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

We hear every day about the increasing cost of housing. But what if there was a way to live in a beautiful, tech-integrated apartment without breaking the bank? Norhart Real Estate Investing is changing the game by building affordable, high-quality apartments with a unique, vertically-integrated construction process. Join us as we chat with CEO, Mike Keating about Norhart's mission to help people live better lives and increase the housing supply, one apartment at a time. We'll explore their innovative building methods, how they're keeping costs down, and how you can be a part of the solution. Norhart Real Estate Investing Follow Norhart on Instagram Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Struggling to save for your dreams? Financial freedom might not be about that fancy car. In this episode, we chat with award-winning investor and author Anne Lester of "Your Best Financial Life: Save Smart Now for the Future You Want." We'll: Redefine financial freedom and explore how to achieve it on your terms Learn mind tricks to boost your savings Discuss money insecurities that perpetuated by social media Learn steps to feel empowered on your financial journey - no matter your age! If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! You can buy Anne’s book here- https://amzn.to/3z4XDGh For more information on Anne - https://annelester.com/ Ready for the next step? Subscribe to the Podcast: pod.link/1671924778 Don't forget to leave a review! Follow Michelle for more financial tips: YouTube: youtube.com/@theunconventionalinvestor Instagram: michelle.e.moses Website: www.mefinancial.net Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.