The Unconventional Investor

Do you feel like self-help books go in one ear and out the other? You're not alone! Millions struggle to implement the amazing tips and tricks they learn from non-fiction books. What if you could turn those "aha!" moments into lasting changes? In this episode, Nick Hutchinson, author of “Rise of the Reader“ shares strategies for retaining information and finally putting self-help books into action. You'll learn: Methods to remember and implement key takeaways from any book Strategies for finding time to read - Integrating book reading into daily life activities Over 100 actionable habits categorized for health, wealth, and happiness Nick Hutchison is the visionary force behind BookThinkers, a thriving 7-figure marketing agency bridging authors and readers. In just over 7 years, he has cultivated a platform reaching over 1,000,000 people monthly and hosts the top 2% global podcast, "BookThinkers: Life-Changing Books," featuring interviews with renowned authors like Grant Cardone and Lewis Howes. Buy the book on Amazon: https://amzn.to/45vPSW2 Learn more about Nick: www.nickhutch.com Learn more about BookThinkers: www.bookthinkers.com Personalized Book recommendation: DM Nick at www.instagram.com/bookthinkers Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to <a class="waffle-rich-text-link" href= "ht ...

Think you can't afford a franchise? This episode shows us how $50,000 can open the door to business ownership. Greg Mohr, a franchising expert and Wall Street Journal best-selling author joins us to share the details of buying or starting your own franchise. I think you'll be surprised by how easy it is to get into franchising and the support you’ll receive throughout the process. From discovering which industry is right for you, to funding, marketing and even scheduling clients - there are systems to help you succeed in a new or existing franchise. All you have to do is pick up the phone and experts are there to support and guide you. Key takeaways from our conversation: Rapid Expansion Potential - Franchising can significantly speed up business growth, as it allows for leveraging other people's investments and efforts across multiple locations. Franchise Setup Process - Setting up a franchise typically involves an investment of around $50,000 and takes approximately three months. This includes legal documentation, training, and alignment with franchising best practices. Semi-Absentee Ownership - An option for those with less time but interest in franchising. This model allows owners to hire a manager to handle daily operations while overseeing the business for about 10-15 hours a week. Listen to the full episode for little known facts about franchising and discover how easy it is to get started. Greg Mohr’s Website Buy Greg’s Book - https://amzn.to/4cqb02q Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Did you know more families are spending 3xs more on luxury vacation rentals, seeking unforgettable experiences? In this episode, Ross Greenberg, Realtor® and owner of Luxury Cash Flow shares his secrets to success in the high-end rental market. We talk in detail about: What to look for when purchasing a property How to on-board with amenities that elevate your listing How to find the perfect manager to keep your investment running smoothly There are so many surprising, and new stats in this episode, be sure to subscribe to hear more! If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! LuxuryCashFlow.com Follow Luxury Cash Flow on Instagram Follow Ross on Instagram Follow Michelle on Instagram Me Financial Website Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Rachael Burns, CFP and Certified Divorce Financial Analyst joins me to discuss ways to prepare yourself if you find yourself on your own. We talk about: How spiking interest rates have complicated divorce settlements, especially when dealing with real estate. Creative living arrangements like 'nesting'. How you can always be prepared just by being involved in the finances regularly. Rachel will tell us why fixating on to the family home might not always be the best financial decision in a divorce, and why sacrificing retirement savings to keep a house might lead to regret. We'll also cover the emotional and administrative chaos that typically follows a partner's death, offering essential tips on how you can better prepare for managing finances solo. Our discussion will extend to the importance of not just knowing your financial assets but also having a hand in managing them, even if finances aren't really your thing. Contact Rachael Burns at True Worth Financial Follow Michelle on Instagram: @michelle.e.moses Love the show? Share it with your friends and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you looking to diversify outside the stock market? Alternative investments might be the answer you're looking for. Investing in buildings, apartments or even employee stock options aren't just for the ultra-wealthy, you can have access to these funds from almost anywhere. In this episode, I explain how alternative asset funds work and how they can be added to your portfolio to reduce volatility. I also cover: - How to do your due diligence on these investments - Strategies and considerations for individuals - Litmus tests you can have when reviewing & red flags to watch out for - I break down what makes a good fee structure Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Earning money in two places at once sounds too good to be true, but if structured correctly, that's exactly what you can do with something called Infinite Banking. We talk about this alternative investment strategy with Chris Miles, of Money Ripples. Chris is a leading authority teaching entrepreneurs and professionals how to get their money working for them today. We explain what the Infinite Banking method is, why Chris started down this path and how he’s able to create flexibility in people’s lives to give them financial freedom. Key Takeaways: - How unconventional approaches such as infinite banking and real estate can vastly improve financial independence. - How to use your policy as a financial Swiss Army knife —protecting assets from creditors, boosting cash flow from real estate, and creating a work-optional life - Infinite banking concept and its role in higher return investments Contact Chris Miles with Money Ripples Use the Money Ripples Calculator Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review!

Want to buy real estate privately? There are ways to increase anonymity, but it's important to be aware of limitations. Grant McKeehan joins us to explore strategies like LLCs, understand why trusts might not be the answer, and navigate the legal landscape. 🔑 **Key Takeaways:** -Learn how LLCs can offer anonymity for property ownership, especially in certain states. - Discover the limitations of privacy due to public record-keeping and the importance of consulting legal professionals. -Understand the difference between member-managed and manager-managed LLCs for optimal privacy and control. 📈 Take your real estate knowledge to the next level by tuning into this episode! Grant McKeehan PLC's website Follow Michelle on Instagram: @michelle.e.moses Visit the Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

We often think of turning off working and turning on the fun when we think of retiring. Jeff Kikel, of Freedom Day Planning, wants us to think of it differently. In this episode, we talk about re-thinking retirement from taking 4% of your portfolio to creating streams of income to support your lifestyle. Jeff shares the exact steps he follows to get there and some ideas he and his clients have employed. If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Contact Jeff Kikel Follow me on Instagram - @michelle.e.moses Me Financial Website Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented."

Annuities get a bad rap, but are they truly in the "do not use" zone? In this episode, Michelle discusses the different types of annuities and how they can fit into your financial plan. You'll Learn: -The various types of annuities and their functionalities. -How annuities can be structured to benefit your retirement goals. -Real-world scenarios where annuities might be a good fit. -Michelle's honest perspective on using annuities with clients. This episode is for you if: -You're nearing retirement and exploring income options. -You're curious about annuities but unsure of their role in your finances. -You want to make informed financial decisions for your future. Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net Love the show? Share it with your friends and leave a review! Disclaimer: The information in this podcast is for general purposes only and should not be taken as financial advice. Please consult a qualified financial advisor before making financial decisions.

Did you know that real estate fraud happens daily? And it happens to very intelligent and savvy homeowners. In this episode, Tanner Herrick, EVP of Premiere Title, talks to us about the tactics criminals are using - from hacking email accounts to listing frauded properties for sale on Zillow. Learn how to prevent wire fraud, deed fraud, and other sophisticated real estate scams. Key Takeaways: Diligence: How to be thorough in reviewing documents and communications with your title company. Using Google Alerts: How to set up alerts for your properties to monitor suspicious activity. Title Companies: What to look for when employing a title company for your real estate transactions. Listen to the full podcast episode for more in-depth explanations and examples of title fraud. Set up your Maricopa Co. title alert with the Recorder's office Set up a Google Alert Contact Info: Contact Tanner at Premiere Title Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you struggling in making changes with your money? Join me as I share practical tips to help you shift your mindset and feel better about your finances. Learn how to align your money with your values, make mistakes and learn from them, and protect your mindset from negative influences. Key Takeaways - Recognizing and avoiding blaming others for your finances. How to act in ways that reflect your future/dream self. How making mistakes are a natural part of financial growth. Recognizing the biases and dishonesty in online money-related content. Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Confused by stock options? Do you worry about how to maximize them? Jared Van Arsdale, CPA , partner at Ullman & Co., P.C. joins us to explain what stock options are and the tax implications of each one. Key Takeaways - A simple mindset trick so you know when to exercise your options. If holding your options for the long haul is the right move. Understand the different types of stock options and how they vary. The tax treatment of each stock option type. We cover restricted stock options, non-qualified, restricted stock units and options held at privately held companies. If you have unexercised stock options, or are looking for a refresher course, this episode is for you! Contact Jared Van Arsdale, CPA Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

How do you ensure your money is as safe when a bank collapses? Why is diversification key in your banking portfolio? And what exactly does the repo window have to do with bank's solvency? In an industry where 47% of deposits are uninsured and recent failures like Silicon Valley Bank have shaken confidence, we discuss the important role of the FDIC in monitoring, auditing, and deciding the future of banks. We talk about the different account types, from joint to trust accounts, and the changes in trust law that might affect your coverage. Key Topics - Using the EDIE calculator to determine the insurance on your accounts Coverage limits for various account types The creation and role of FDIC Links mentioned in the show: To find out your FDIC coverage, use the calculator mentioned in the podcast- edie.fdic.gov/calculator Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

The mortgage broker who pivots to create different streams of income! Jud Holmes, an established mortgage broker, saw a downturn coming and sought to purchase a coinless laundromat for more passive income. He takes us through his eye-opening experience of researching, purchasing and his first year running his coinless laundromat. From searching bizbuysell.com to discovering the profitability of laundromats, Jud discusses the different kinds of business structures, what to look for when reviewing a business and how they can fit your lifestyle. Is this income stream for you? We discuss: The SBA loan process The role of systems in managing a business efficiently How the business operates on a day-to-day basis. With less than 10 hours a week of management, Jud's laundromat venture offers somewhat passive income and a cushion to the slow periods in his primary mortgage business. We also talk about how Jud maintains a work-life balance, his plans for expansion, and why adding a laundromat to your investment portfolio might be a way to recession-proof your portfolio. Key Takeaways: Items to look for when reviewing a purchase of a coinless laundromat. Surprise issues that came up after purchasing the laundromat. How much time the day-to-day operations take, along with ways he’s streamlined the process. Mental hurdles Jud went through before and after purchasing the laundromat. Links: Contact Jud Holmes www.bizbuysell.com Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

We sit down with property manager, Howard Rudin, Realtor®, to talk about the details of being a landlord. Even if you think you can handle it all, Howard talk about the tasks, laws, and potential pitfalls you might not be aware of. A property manager can handle: Tenant Relations: From finding ideal tenants to managing complaints and enforcing lease agreements, learn how property managers free up your time and minimize headaches. Legal Compliance: Hear about the Landlord-Tenant Act, eviction procedures, and local regulations. Howard explains what and how property managers manage these situations and the laws you need to be aware of. (There are a lot of them!) Maintenance & Repairs: Understand how property managers handle everything from routine maintenance to emergency repairs. Whether you're a seasoned landlord or just starting out, this episode will help you decide if a property manager is the right fit for you. Key takeaways: The tasks and legal complexities of being a landlord. Learn how a property manager can save you time, money, and stress. What to look for when searching for a property manager and red flags to stay away from. Howard has been a Realtor® for 22 years and in property management for 14. He manages single-family homes, condos and small multi-family properties for local, out of state and foreign investors. Links: Contact Howard Rudin Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Are you confused by the different messages you receive about life insurance? Learn how life insurance can fit into your financial plan, whether it's a smart investment or something you should bypass. I give you the low down on life insurance in this episode - What the different types of life insurance are and how they work How I use policies in my financial planning Terms and phrases like "Indexed" and "Participation Rate" to look out for when shopping Where to shop for insurance There is no one-size-fits-all to any financial product, I hope you gain clarity by listening to this episode. Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, please share it with your circle or leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Many individuals earning six-figures struggle to make ends meet. Join us with financial coach, Ericka Young, as we explore why this happens, the stress that can come with increased income, and solutions to alleviate financial challenges. We also speak to the benefits of implementing a coaching program in the workplace. Discover how this not only aids employees in managing their finances but also contributes to employee retention. Ericka's Young's Website Follow Ericka on Instagram @erickayoungofficial Follow Me on InstagramMe Financial Website If you enjoyed today's episode, share it with your circle and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you're a business owner wanting to maximize tax savings, exploring retirement plans could be a good fit. We have Sara Johnson, QKA®, AIF®, CPFA®, a specialist in this field, here to guide you on when, how, and what type of plan aligns with your goals. This might be the best time to start a plan! Numerous tax credits are available to start your retirement plan in 2024/25– someting that has never been offered before. Throughout our discussion, we weigh the pros and cons of each plan, assisting you in identifying which plan to choose. Implementing a retirement plan also means creating a valuable benefit for your employees. Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’re worried you won't be able to purchase real estate in the current environment, this episode may give you hope! Jeff Ohm, Managing Partner of Forward Loans, shares creative ways people are purchasing real estate. We start by looking at VA loans for veterans, move on to buying down mortgage rates, and conclude with loans based solely on rental income—options that may require minimal down payments. Some of these options are very creative! I hope you learn something new. Contact Jeff Ohm Follow Jeff Ohm on Instagram, or @forwardloans If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Follow me on Instagram Me Financial Website Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this episode, I address my most frequently asked financial questions. Join me to find the answers to questions that keep you up at night! What should I do with my cash? This is by-far my most asked question and changes depending on the market conditions. Finding a good CPA Health Insurance - are there cheaper options out there? Buying a car and getting the best rate on your loan - listen in to hear how to get a low rate AND cut your time at the dealer. Should you loan or invest with a friend or family member? If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Links mentioned in this episode: lendingtree.com bankrate.com healthcare.gov Follow me on Instagram Me Financial Website

Even if you're well versed in credit scores, you'll learn something new in this episode! Credit expert, Patrick Ritchie, joins me to talk about ways people unknowingly hurt their credit, ways you can easily fix it and even a free government resource for rapidly fixing issues when credit card companies are unresponsive. Join us for our deep dive on credit and it's impact on the different facets of your life. Links mentioned in the episode - www.consumerfinance.gov www.optoutprescreen.com Patrick Ritchie's Website Follow me on Instagram Me Financial Website Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you've wondered about the life of an online influencer, this episode is for you. Andrea Barkley, a fitness trainer and influencer, talks about building her online audience while balancing her existing business & motherhood. Learn Andrea's income diversification strategies across training, nutrition, and influencing, as well as her productivity methods for squeezing in work amidst raising little ones. Andrea Barkley's Website Follow Andrea on Instagram Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Wondering if you need help managing your money? I break down the different financial planner options that might match your situation and budget. In today's online world, there are more options than ever. You can choose to teach yourself, or go fully onboard with an advisor. I give examples of who needs an advisor and when you may be able to simply pay for a consult. Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

As people age, financial goals change. People often wonder how they can get the money out of their house, or, how to have as low of a monthly payment as possible. Michelle Moses is joined by Jud Holmes, mortgage broker, to discuss mortgage options tailored specifically for seniors (62+). They discuss everything from reverse mortgages, paying off your house, to the benefits of family opportunity mortgages. Jud Holmes's Website Follow me on Instagram Me Financial Webiste If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you have your own business and earn over $50k, you'll want to listen to this episode. Electing an S-Corp tax status for your LLC might save you thousands in taxes. Michelle Moses, CFP® and Jared Van Arsdale, CPA discuss the complexities and benefits of electing an S-Corp status. Key Takeaways - Who makes a good candidate for this election and how to do it. Once elected, logistical items to consider. Form 2553 for S-Corp Election on IRS.gov Jared Van Arsdale's Website Follow Michelle on Instagram- michelle.e.moses Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you wondered if your estate planning documents are enough? Or, what kind of documents might be best for your situation? Grant McKeehan Trust & Estate Attorney, joins us to share his experience and expertise about wills, trusts and how to pass your wealth on to your heirs in the most efficient way possible. Key Topics: The advantages of having a trust over a will The new changes brought about by the Secure Act for your inherited IRAs Gifting strategies to reduce your taxes The different estate planning documents and what they do From controlling asset distribution to protecting businesses and beneficiaries, we cover it in this episode. Grant McKeehan, PLC Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Your emotions have more to do with your money than math or any spreadsheet you'll create. Like food, money is deeply tied to our emotions and beliefs. In this episode, Michelle talks about why you shouldn't just use numbers when making financial decisions. It's often about what's happening in your life, or simply just enjoying life. Listen in to hear how Michelle helps her clients with this topic. Key Takeaways: When to make financial decisions Ways to overcome hopeless, bad or negative feelings Staying positive and gaining the essense of what you're looking for Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Michelle explains the method behind her "Buckets" approach to spending money in retirement so you can be stress free! She shares actionable steps on how to position yourself to easily transition to retirement and ease your worry while you're there. Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you ever thought something was unattainable? Today we’re talking about taking steps towards the things you most want in life. From house flipping ventures to business growth, Michelle Moses shares the beauty of chasing what ignites our souls. Listen in for real-life stories, challenges, and the magic of pursuing what truly matters. Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

The financial world is expanding and starting to touch our everyday lives. In this episode, we talk about the impact of AI on the financial industry and how it will change how we operate. Will AI allow us to invest automatically? Will it create more financial products or eliminate the need for financial advisors? Michelle and Andy Woodward talk about advancements in technology and how AI is shaping the way we trade, manage finances, and even manage the real estate market. Key Takeaways: AI and changing how we make investment decisions - It can help identify trends in the real estate market, provide mortgage officers with easier access to information, and even aid businesses in managing their time more effectively on social media. The Positive and Negative Possibilities of Adoption. Ways AI will help us digest lengthy financial information. Follow me on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

From money market accounts to mortgages, and even commercial debt margins, the decisions made by the Federal Reserve can significantly influence our financial lives. Understanding their objectives and how they manipulate interest rates is essential for anyone looking to make informed financial decisions. Andy Woodward, banking and software expert, joins me to discuss how the Fed's decisions affect most of our financial products and decisions. Follow me on Instagram Me Financial Website If you enjoyed today's episode, please share it with your circle and leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Want to create an Instagram-worthy space for Airbnb guests? Join Michelle and guest Kara, Airbnb Host, as they discuss the world of standing out and creating your unique niche in the short term rental space. They talk remodeling, tools you can use to enhance and run your rental and secrets to their real estate success. Learn how Kara sets herself apart to get both business and individual bookings. Kara’s Airbnbs Follow me on Instagram The Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Investing made simple! Michelle Moses breaks down the investments she’s invested in and the mindset behind it. From asset allocation to diversification, Michelle shares her experiences with crypto, retirement savings, life insurance and alternative investments like hotels, apartment complexes, and self-storage units. Follow me on Instagram Me Financial Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Gain a better understanding of the potential of cryptocurrency, and how it may impact your financial future. Michelle Moses, CFP® is joined by Andy Woodward, a software developer and architect with over 30 years of experience in the financial technology sector, including cryptocurrency development since 2016. We talk about cryptocurrency, what it is and why it's valuable. Key takeaways: Cryptocurrency has a value ascribed through society's agreement, similar to traditional forms of commerce Digital cryptocurrency offers advantages, such as ease of transfer across borders Cryptocurrency provides a viable means of compensation and economic opportunity in third world countries. Timestamps: 2:30 - Meet the Experts: Backgrounds in Finance and Crypto 5:45 - Decoding Cryptocurrency: What It Is and Its Value 10:15 - The Evolution of Crypto: From Public Key Encryption to Bitcoin 14:50 - Understanding Bitcoin and Ethereum: The Giants of Crypto 21:00 - The Future of Cryptocurrency: Predictions and Possibilities 27:20 - Exploring the Use of Crypto in Various Industries 31:40 - The Future of Crypto: From Gaming to Everyday Transactions 38:00 - Addressing Security Concerns and the Open Nature of Crypto 42:50 - The Evolution of Crypto and Its Integration with Traditional Finance 48:30 - Investment Strategies and the Importance of Diversification 53:00 - Final Thoughts on Crypto and Financial Advice Follow me on Instagram Me Financial Like the episode? Please leave a starred review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

This week, Michelle Moses, CFP® is joined by Shalyn Kearney and Padraic McDonald, both licensed Realtors®, to explore how to get to the bottom of what you desire, when making decisions. Many times we “think” we want something, but when it comes time to purchase, we choose something entirely different. Listen to see how emotions intertwine with financial decisions - especially when it comes to real estate. Me Financial Website Shalyn Kearney Padraic McDonald Walt Danley Local Luxury Real Estate Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Certified Financial Planner, Michelle Moses explores the world of alternative investments with guest Chrissa Michelle, a commercial mortgage lender. Join them as they explore options like commercial properties, crowdfunding, and unique ventures. Gain insights on diversifying your portfolio for financial growth. Me Financial Chrissa Michelle

It's time to rethink your relationship with money. We all feel guilty about it, no matter how much we have. But instead of judging others for their wealth or feeling jealous of them, let's focus on finding positive qualities in them. Join Michelle as she talks about the topic of guilt around money, highlighting its universal presence regardless of financial standing. From major expenses to everyday matters, such as shopping and providing for children, this episode explores the profound influence of money on our overall lifestyle. If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Follow me on Instagram Me Financial Website Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

This episode is all about starting and maintaining a successful business while keeping yourself sane and motivated. Chrissa Michelle and I talk about the importance of identifying and prioritizing the approaches that work best for you and your business, rather than comparing yourself to others. Having a supportive network of fellow entrepreneurs is crucial in keeping you motivated and focused. It's okay to have bad days, but important to bring it back to why you started your business - whether it's for money or freedom of time. Follow me on Instagram The Me Financial website Connect with Chrissa Michelle Key Takeaways - Initial concerns about how to make a decent living in your businesses. The mindset needed to stay out of fear and keep motivated. Focusing on the genuine interest in a client’s life to have better conversations and growth. Emphasizing the importance of checking emotions throughout the day and what it is that you need. Trying different personal and business ventures to gain clarity. Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this episode, I give you a sneak peek into what you can expect from the show. From shows done by Michelle only, to interviews with guests, I hope to inspire your financial journey with unconventional investment strategies to help you get to the next level. Join us by subscribing and following along! Follow me on Instagram Me Financial Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

A sneak peek of what's ahead...