The Stacking Benjamins Show

No more pushbacks. No more reprieve. If you have student loans, interest begins again in September and payments resume in October. That means you need a plan TODAY. That's why we invited debt expert Leslie Tayne to the basement to help you create a plan to change your budget, crush your student loans, and get on with your life. We'll chat about other legislation working through Congress, how to think about repayment options, and what to do if you can't repay your debt. In our TikTok minute we present an experience that many in relationships can relate to...it seems like possibly a great use of money! You'll hear exactly what magic this TikTok'er is suggesting just before we dive into our headline about index funds. It seems that a couple of your favorite indexes are in the process of rebalancing. What does that mean to you and your investments? We'll share. But that's not all. We'll share more diversification tips with today's Haven Life line caller, who wants to know how exactly the efficient frontier works. We'll dive into that AND into Doug's delicious trivia question...and maybe even more (of course)! FULL SHOW NOTES: https://www.stackingbenjamins.com/debt-resolutions-with-leslie-tayne-1389 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

How does using your retirement plan as a path to a cool million sound to you? Are the existing tools that are currently available to most of us enough to get us there, or do changes need to be made to update the rules around what investments are accessible to the masses? Joining us to tackle this important issue, we welcome Stephanie McCullough from the Take Back Retirement podcast. Also, we're happy to welcome back our friends who are ready to talk retirement at the drop of a hat, Paula Pant and Len Penzo. We also dive deeper into actionable best practices for Stackers who are just starting out by addressing the question of how to be aggressive without overdoing it on the risk. Plus, stick around for Doug's constructive trivia question! Will Len extend his stranglehold on the lead? Will Paula demonstrate that she deserves to remain squarely not-in-last-place? Will Stephanie do OG a solid and lift him out of the sole cellar-dweller spot? For full show notes go to https://www.stackingbenjamins.com/all-about-401ks-roundtable-1388 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What a rare look we bring you today "behind the curtain." Credit unions are owned by members and serve (in most cases) a community of people. In theory, they should be your go-to resource for financial matters. So why are they often your second resource (if you think of them at all) behind banks? Banks, owned by shareholders and not at all beholden to customers (Bank of America said out loud during an earnings call last year that they don't pay more on savings because customers aren't demanding it!). There's good news on the way, though...Joe was emcee of the relEVENT Conference at the Cosmopolitan Hotel in Las Vegas a few weeks ago, and while there, he found out SO MANY innovative ideas from leaders in the credit union space. Not only are they already leading the way in individual communities...they're also working hard to get even better. Today we'll share short interviews with a number of experts at the conference about the future of credit unions, what leaders are thinking about, and what's available now that you may have not known. It's a mega-episode at over 75 minutes...but certainly a rare look at the other side of the table at what "they're thinking" while they're trying to help you with a car loan, mortgage, savings account, or other services. Thanks to Jeff Klein and Choice Creative Solutions for asking Joe to emcee. Need maybe the world's greatest emcee for your event? Head to joesaulsehy.com. FULL SHOW NOTES: https://www.stackingbenjamins.com/credit-union-relevent-conference-live-1387 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

You may not know Jeff Smulyan's name, but you know what he's done. The creator of New York's famous The Fan radio station and the former owner of the Seattle Mariners baseball franchise joins us today to talk about lessons learned during his tumultuous career. Experience teaches you to learn from your mistakes and Jeff isn't afraid to share his (along with, of course, the huge wins he's had that shape an incredibly successful career). We'll talk about managing talent like Don Imus and trying to manage people double your age when you're leading in your twenties. It's a wide-ranging, thought provoking interview. In a rare treat, you'll also get TWO headlines today. First, an antiquated payment system is finally (maybe) being taken out to the trash. What is it? We'll share news from the Federal Reserve today...along with a second headline about your estate plan. The government has quietly changed the game around sheltering money in your estate. How does it work? We'll share that as well, plus steps you should take right now to make sure your estate is handled as you wish. Of course, we still will throw out the Haven Life line to a lucky Stacker, dive into a TikTok minute, and let you ponder Doug's trivia question about a huge hit song that was released (and that earned lots of Benjamins) on today's date back in 1984. FULL SHOW NOTES: https://www.stackingbenjamins.com/entrepreneurship-rollercoaster-lessons-jeff-smulyan-1386 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are some of the most valuable lessons in money that you've acquired over your lifetime? Money education is a lifelong process. Today, our weekly roundtable reviews one popular author's list of money lessons, and we'll add a few of our own. We also welcome co-host of the Talking Real Money podcast and the owner of one of the smoothest voices in the industry, Don McDonald. Joining us from NYC, recent Columbia graduate and host of our sister show, Afford Anything, Paula Pant. And the roundtable panelist who has the most life experience of our regular panelists - by a long shot - we welcome back creator of the award-winning blog LenPenzo.com, Len Penzo. In the second half of the show, our panelists add their own life money lessons. Doug dazzles us with a piece of head scratching NYC-related trivia. Will Paula be able to make the most of her homefield advantage to pull out the win? Does Don have an ace up his sleeve with some inside knowledge? Will Len extend his lead and bring home the dub? FULL SHOW NOTES: https://www.stackingbenjamins.com/money-lessons-roundtable-1385 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we hear from our amazing community...and you will never be more motivated than after hearing their stories. First, we were excited to begin with TJ because so many of us live in an area a coach of ours calls "the gap." That's the state of mind where you're always thinking about how much more you have to do, how far behind you are, and how nothing in life is the way you want it to be. Yet, for most of us, it's actually far better to think about our successes. TJ celebrates earning money, among other cool things. Today he shares how he realized he'd earned a million dollars...and then how he threw himself a party to mark that big moment. Plus, he chats about some of the other cool milestones he tracks. Then we turn to Annette, who takes full advantage of a community resource that we'll bet 99% of you have available, and that every study shows is underutilized. It can save you THOUSANDS of dollars and also help clean up the clutter at home. What is it? You'll have to listen to find out! And finally (but definitely not least!) we talk to Skyler who climbed a mountain many never reach: he's created 100 episodes of his podcast, Money Talk with Skyler Fleming. He tells us why he started a podcast (and the lessons YOU should take from this), plus discusses some of the incredible conversations he's had and lessons learned from the first 100. We know how hard it is to make ONE episode, so to make 100 is an incredible accomplishment. Today we have a special co-host, Kate Younkin, who leads our social team along with mom's friend Gertrude, and who helped us pick these special stories from a list of hundreds of cool things you're all doing. She shares why these are so worth sharing and what we can glean from all three of these Stackers. Of course, we still saved time for Doug's trivia...and so much more! FULL SHOW NOTES: https://www.stackingbenjamins.com/community-episode-1384 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ready to kick your credit game into high gear, even if you come from a less-than-ideal credit background? We go straight to Christina Roman, who lives and breathes credit as part of her job as Consumer Education and Advocacy Manager at credit bureau Experian. She shares a ton of wisdom about the importance of maintaining a stellar credit report - and what steps to take to improve your credit score. Listen up, especially Millennial and Gen Z Stackers! In today's headline, we dive into the topic of "periodic retirement." Why wait on pins and needles until you're completely done with your career, only to experience disappointment with retirement reality? Plus, what's guaranteeing that we'll be able to even live long enough to enjoy the fruits of our labor in retirement years? Doc G from Earn & Invest joins Joe, and Doug and brings his unique perspective as a hospice doctor to this very personal topic. Plus, we throw out the Haven Lifeline to Jay, who has a question about replacing bonds in his IRA with CDs. Add to that Doug's frosty-themed trivia! FULL SHOW NOTES: https://www.stackingbenjamins.com/Millennials-Gen-Z-Credit-Clinic-with-Christina-Roman-1383 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you ready to supercharge your productivity and unlock your full potential? Today, we're diving deep into the world of productivity and sharing some of the best practices to help you find your stride. Get ready for a spirited roundtable debate featuring our esteemed roundtable contributors: Doc G from Earn & Invest, Paula Pant from Afford Anything, and our very own OG. In the first part of our discussion, we'll review a compilation of 50 top productivity hacks. Prepare for a rigorous debate as we weigh in on the effectiveness of these hacks. From time management techniques to prioritization strategies, we'll explore it all. But that's not all! In the second part of the discussion, our roundtable contributors will reveal their personal go-to productivity hacks. Learn from the experts themselves as they share their secrets for staying focused and getting things done. And be sure to keep up with our ongoing weekly trivia duel! This week, Doug brings a French twist to the party. Which panelist will emerge victorious, and will they all keep their heads? Jouir! (Enjoy!) FULL SHOW NOTES: https://www.stackingbenjamins.com/productivity-hacks-friday-roundtable-1382 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is it really human nature to believe what we're told at first pass, but then start to doubt after the conversation ends? Should we be more doubtful from the get-go? Today we welcome to the basement two men who want to share how to avoid getting sucked into false promises, hoodwinked by snake oil salesmen, and bamboozled by smooth-talking neighbors who have a sweet El Camino: Doctors Daniel Simons and Christopher Chabris. In today's headline, we question the legitimacy of the advice given by a more off-the-beaten-path new source. This gives us a chance to put our critical hats on and have a larger discussion about vetting your news sources, how to spot red flags that raise eyebrows, and a few telltale signs that the piece was, at least in part, probably written by ChatGPT. We throw out the Haven Lifeline to Lucas who wants our take on how to correctly calculate the tax basis on shares of stock that were purchased at a discount through an employee stock purchase plan ("ESPP"). And Doug has some explosive trivia! FULL SHOW NOTES: https://www.stackingbenjamins.com/deception-code-Daniel-Simons-and-Christopher-Chabris-1381 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Trish Hunt had no idea that one phone call in her late twenties would change her life. This call, for most of us, might stop us in our tracks forever, unable to function or move past events she had no control over. Yet, in that moment, she decided that she had to move. She had to take control. She had to become, in her words, "Unstoppable." Today we'll share her story and her advice for those times in life when you're simply "in the weeds" (up to your armpits in tasks going nowhere) or you're truly dealing with some huge life events that are difficult to restart from. It's a great reminder during our first show of these eight weeks that life moves, whether we do or not...so it's time to start paddling. In our headline segment, we'll help you paddle around some rocks the podcasting world has thrown your way. One company is shutting its doors. We'll not only help you continue to listen to your favorite shows without it (including, hopefully, this one!)...but we'll talk about what happens when you find out your employer might be closing their doors. What do you do to move forward? OG, Joe, and even Doug will have some timely advice. Of course, we'll also throw out the Haven Life line to help a lucky Stacker with life's money problems and Doug will step in with his amazing trivia. FULL SHOW NOTES: https://www.stackingbenjamins.com/from-stuck-to-unstoppable-trish-hunt-1380 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Fun with taxes! Riveting, isn't it? On this 2017 roundtable powwow, Paula, Len, and Greg McFarlane flexed their obscure tax knowledge. The show originally aired in 2017 so ignore any mention of current events. Check out the original show notes here. FULL SHOW NOTES: https://www.stackingbenjamins.com/len-paula-greg-taxes-roundtable-rewind-1379 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Don’t miss our podcast rewind episode where we interview the head of behavioral science at Morningstar, Dr. Steve Wendel, on the topic of some potentially big problems in retirement - and he dishes out eight possible ways to improve your retirement readiness. The show originally aired in 2018 so ignore any mention of current events. Check out the original show notes here. FULL SHOW NOTES: https://www.stackingbenjamins.com/dr-steve-wendel-from-morningstar-rewind-1378 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tired of paying retail for everything? David Pogue (of NOVA and CBS Sunday Morning fame) joins us to talk money-saving hacks. How much can you save just by buying at the right time, using the modern version of coupons, and shopping at the right stores? We'll talk about Best Buy, Amazon, Retail Me Not, and more on today's show. That's not all. Rob Berger from Dough Roller joins us to discuss the new Betterment offerings. Is this a company on the attack or one that's been forced to be defensive? We also throw out the Haven Life line to Matt, who asks about the right time to rebalance and take a letter from Rick, who has comments about RFID and also debt cleansing. Of course, Doug still brings home the trivia and much more. The show originally aired in 2017 so ignore any mention of current events. FULL SHOW NOTES: https://www.stackingbenjamins.com/money-hacks-david-pogue-rewind-1377 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is real estate the best investment for first-time investors? Today's roundtable discussion is a special one - our panel shares their thoughts, experiences, and opinions about real estate as a viable investment for beginners. We are thrilled to welcome the co-host of our sister show, the Stacking Deeds podcast, Crystal Hammond. Of course, we couldn't have a real estate roundtable and not invite the real estate maven herself, Paula Pant. And, just to bring a little of the opposing viewpoint, we bring on Len Penzo, from Len Penzo dot com. We also dive into the Top 4 Ways to Invest in Real Estate, (and Paula puts Len in his place after he runs his mouth). If you're thinking about dipping your toe into real estate investing, you won't want to miss this! Be sure to stick around for the continued year-long, nerd soap opera that is our trivia contest - all about the infamous Tunguska Event. Will Len extend his trivia dominance another week? Will Crystal do OG a solid and close the gap with Len? Will Paula shock us all and bolt out of the tie for last place? Tune in... the results will shock you! FULL SHOW NOTES: https://www.stackingbenjamins.com/real-estate-roundtable-1376 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do you improve your credit, your real estate savvy, your knowledge of taxes, your ability to budget and save, and more? You listen to shows like SB, watch YouTube, read books, and surround yourself with great people! A new series from Million Stories gives you ALL of those topics AND combines them in a humorous, fun, introductory way, and today we go behind the scenes to see how they made it! We speak to host Andini Mankosinski who is NOT a money expert herself, so the series features her learning alongside off of the viewers. We'll share clips, talk about trying to make the often-dry topic of money exciting and fun, and more. In our headline segment, we share some new data from Vanguard Investments on 401k plans. How many people are using them? We'll dive into that AND help you get started using yours. Of course, we'll also share Doug's trivia, answer a call from help to the Haven Life line, and more. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Many think that the people who write about money on the internet were either born with a special "saving and investing" gene, or they had to grind their way to the top. The good news? Our guest today, The Humble Dollar's Jonathan Clements (and former Wall Street Journal Personal Finance columnist) shares tales from some of the top writers on his site and how they stumbled their way to victory. We talk about paying down debt, investing wisely, rent vs. buy, and much, much more. In our headline segment, a new study shows what product mix changes financial advisors intend to use with clients in the next twelve months. Can their tweaks help you with your own money? We'll share. Plus, in our TikTok minute, two creators have found a way to get rich quick: rob a bank...but creatively! You'll hear it here. Of course, we'll also share Doug's mind-bending trivia and much, much more! Enjoy! FULL SHOW NOTES: https://www.stackingbenjamins.com/jonathan-clements-1374 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you have assets in a previous employer's retirement plan? Would it be easier to consolidate all your retirement assets into one place? Today we're all about rollovers: what they are, how they work, and why you should care. We welcome Dana Anspach, CFP, the force behind Sensible Money, a financial planning service focused on clients who are nearing/in retirement, to help make sense of what rollovers are and if it makes sense to do one. Joining Dana is, Paula Pant, who has more knowledge about rollovers than pop culture, as well as our in-house CFP, OG. Dana also shares some of her experiences about rollover horror stories - and what steps you can take to avoid mistakes - and the potential tax consequences that may ensue. Paula chimes in with her experiences and thoughts on the rollover process, and OG imparts his wisdom on what scenarios may make for a more difficult rollover process. Doug brings the heat with some fast-paced this-day-in-history travel-themed trivia. FULL SHOW NOTES: https://www.stackingbenjamins.com/friday-roundtable-401k-rollovers-1373-2 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rosalia Gitau is a force of nature. Don't take our word for it...Monday's guest Michael Gilmore, creator of the prestigious Money Awareness and Inclusion awards, said that to US when we interviewed him. That's when we knew we needed to talk to Rosalia. We're super glad we did and you'll be happy you sat in to listen, because in this interview performed LIVE on the Fireside app, we dive into: Her upbringing in poverty as an immigrant and an orphan How she found early success, including a mentor Her path to success (not nearly close to finished!) How she used her grandfather's success secret to create her own success How she dove into what women DO and what women WANT to create a financial space for them with Bixie You'll learn all of this and SO much more on today's show. No trivia today. No headline. No Haven Life line....just us and Rosalia on this VERY special interview episode. FULL SHOW NOTES: https://www.stackingbenjamins.com/Bixie-app-women-investors-risalia-gitau-1372 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Does picking the right investments, avoiding debt, or saving for goals stress you out? To most of us -- even the best savers -- stress is a reality, and just part of the "game" of money. Michael Gilmore, the Seven Dollar Millionaire, says that it doesn't have to be that way. Today he's on the show to teach us how Zen philosophy can help us relax, unwind, and still reach our financial goals (and maybe while living a better life). In our headline segment, there's LOTS of money sitting in cash right now, according to new data out. We'll share why sitting in cash might be a huge mistake, and also why trying to time "the right investment" is equally as dangerous. Plus, in our TikTok minute, we'll share a video shared by a listener about ONE financial measuring stick you might not have considered. Would it make sense to pay more attention? We'll share. Of course, Doug shares trivia and there's much, much more. Hope you're able to join us on today's show RUN OF SHOW: Introductions Headline: Trillions sitting in cash TikTok Minute: A new financial index? FEATURED GUEST: Michael Gilmore, the $7 Millionaire Haven Life Line Community Calendar Credits FULL SHOW NOTES: https://www.stackingbenjamins.com/find-your-money-zen-with-michael-gilmore-1371. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Father's Day weekend, and thanks for joining us! In honor of Father's Day, our all-dad roundtable tackles the topic of what are some important life lessons that they learned from their dads about money, work, and life. We're happy to have Brad Barrett from the ChooseFI podcast join the other two dads who frequently our Friday roundtables - Len Penzo of the award-winning blog, lenpenzo.com, and our very own OG. These three dads will share their fatherly wisdom with us. Plus, we top it all off with some dad-approved trivia about a shoe brand that's popular with many dads. FULL SHOW NOTES: https://www.stackingbenjamins.com/friday-roundtable-fathers-day-1370 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mindset. The one thing you can change instantly is to find more opportunities, attract more dollars, and win new income streams. OG and Joe both share their top 5 best mindset quotes and dive into why they believe this outlook is key to winning with your money. Our goal? You'll hear a few old favorites and several that you've never heard before, to set you up for more success tomorrow. Plus, in our headline segment, we speak with Karl Brauer from iseecars.com about two recent studies they completed. Their researchers looked into which cars were the best value for the money (a combination of long-lasting and discount priced), and cars which are most likely to last for more than 250,000 miles. We also ask him about the new car vs. old car debate. Which is better to try and buy now? Karl has opinions and the latest news. Of course, that's not all. We have some trivia from Doug about price fixing (by the government!) and much, much more. Just another great day in mom's basement! Come join the fun! FULL SHOW NOTES: https://www.stackingbenjamins.com/Joe-OG-Top-5-Mindset-1369 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Crypto? Quick stock trades? A timeshare in a swamp? Huge profits? Taking advantage of people? Has that ever happened before? It turns out, that it has, in the wild, wild west, which roped in celebrities like Wild Bill Hickok and many others. Today, we'll tell their stories and rope the lessons around to today with master storyteller and host of the Legends of the Wild West podcast, Chris Wimmer. In today's headline, many of the day traders are bemoaning the "June swoon," thinking that there's some magic that's holding up their results. We'll share the data around the June swoon in the past. Plus, we'll also share our TikTok minute, with some BRILLIANCE from a TikTok creator. Of course, we'll also share some goodness from a Stacker who's called in to our Haven Lifeline. FULL SHOW NOTES: https://www.stackingbenjamins.com/wild-west-chris-wimmer-1368 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you really get what you pay for? Are some things just worth it to pay more for? We're beyond excited to welcome the one and only Paula Pant back to the roundtable. She's joined by Len Penzo of the award-winning blog lenpenzo.com and our very own high roller, OG, to carry on the year-long competition by guessing which items are on a top 20 list of things that aren't worth the money. (Number 14 will shock you!). Doug also brings some eye-opening trivia about one of America's biggest vices. Be prepared to be blown away when you hear what it is! FULL SHOW NOTES: https://www.stackingbenjamins.com/friday-roundtable-1367 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Imagine growing up in a neighborhood where everyone is on government assistance, and still pulling yourself up onto your feet enough to attend one of the most prestigious colleges in the USA...only to find yourself deep in credit card debt and struggling. That's a small sliver of Yanely Espinal's story (you may know her as Miss Be Helpful on YouTube). She joins us today to help you figure out how to pay down debt, fix your credit, but most of all, to just get started. In our headline segment, Wells Fargo (that bad-boy bank out west) is in the news again, and NOT for a good reason. We'll share why AND what you should consider doing with your money if you're with one of the big banks. We'll talk credit unions, online banks, and the world of FinTech to help you make a swap to more friendly shores. Of course, we'll also throw out the Haven Lifeline to a Stacker in need AND challenge you with Doug's Miss Helpful trivia. Remember the Miss Helpful books? They made TONS of Benjamins for the author AND helped people to be a little kinder to each other. Show Rundown: Open/Introductions Headline - Wells Fargo Executive Paying a HUGE Fine Doug's Trivia Featured Guest - Miss Be Helpful, Yanely Espinal Haven Lifeline - Help a Stacker with their money Community Calendar/What We Learned Today FULL SHOW NOTES: https://www.stackingbenjamins.com/personal-finance-education-yanely-espinal-1336 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Itamar Mirani had to control his emotions while working as a spy for the Israeli government. The way he worked through emotions, mental blocks, and more, though was not at all what you'd expect. Today he shares his process for working through deep blocks so that we can make better financial moves, bold career advancements, and take part in more of life's great moments. It appears many small investors may be about to lose money on real estate, and thousands already have. Alan Corey from our sister show Stacking Deeds joins us to walk through a recent Wall Street Journal story about investments in the sector suffering from recent interest rate hikes. Are there more to come? How do you find out if you may be affected? We'll share. Of course, we have an "amazing" TikTok minute sent to us by a Stacker, as well as an answer to another Stacker who called our Haven Lifeline. We're glad to help. Show Flow: Open Headline - Thousands of small real estate investors suffer from a housing bust TikTok Minute Itamar Marani on mindset and busting down mental blocks Haven Life line Community Calendar What we should have learned today FULL SHOW NOTES: https://www.stackingbenjamins.com/itamar-marani-mindset-1365 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices