The Retirement Solution

You've heard the old saying about the two certainties in life...but now, death and taxes may strike at the same time! Listen to this week's episode as Jon outlines some of the latest tax proposals and what might hurt your heirs the most tax-wise. Plus, find out why many retirees are so reluctant to spend their savings. Find more retirement resources now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Just like our favorite football teams, you can be hit with penalties by making one wrong move in retirement. This week, Jon breaks down the worst plays for retirees and how much they can cost you. Have a question for Jon? Schedule a phone call with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Want to retire early? You're not alone! A new survey says more than half of all Americans are looking for a new job. If it's time for you to walk away for good, Jon has some tips on achieving those early retirement dreams on this week's podcast. Need help with your decision? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Checked your 401(k) balance recently? Fidelity says savings balances have hit all-time highs! And for those who've been working & saving for 15 years or more, the average account has topped $500,000! Jon discusses what you might want to think about if you've hit those kinds of numbers. Have a 401(k) question? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

One of the many issues we're watching heading into the fall is the many different tax proposals working their way through the process in Washington. This week, Jon explains the impact of these plans on the retirement prospects for small business owners & good savers. Have a question about your tax strategy? Connect with us at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

While Washington racks up trillions of dollars in new spending, it's now up to us to figure out how to control the risk of higher taxes & inflation. This week, Jon explains why now might be the time to bite the bullet so you can reduce your future tax bills. Need a retirement tax double check? Reach out at RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Love your job – and your employer? While great local companies like UPS, Ford & GE are doing well, Forbes says it’s possible to have too much company stock. On this week’s podcast, Jon breaks down what to consider if you think that might be the case. Need a second opinion? Check out Jon’s calendar now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Of all the new tax proposals floating around in Washington, there's one that may hit the middle class the most. This week, Jon breaks down what stepped-up basis means, and the impact a tax change could have on many families & small business owners. Have a question about it? Connect with Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

How long has it been since you saw a kid with a lemonade stand? Well, we found one! Listen this week as this young entrepreneur teaches us a thing or two about capitalism & fiscal conservatism. Find out how those good savings habits can translate to a better retirement at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

PayPal co-founder Peter Thiel is grabbing headlines with reports that he managed to grow his Roth IRA from just $2,000 to more than $5 billion over a couple of decades. So what can the rest of us average retirement savers learn from this? Jon breaks it down for us on this week's episode. Have a question about Roths? Schedule a chat with our team at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

It might seem like America's a mess...but Jon found out differently on his recent vacation. Find out what others shared with him, and why he still sees plenty of opportunity for those who want to succeed. Have a question for Jon? Connect with us at retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Have some of America's billionaires cracked the tax code? A new report suggests some pay little to no taxes, but hear Jon's take this week on how you can potentially apply the same rules to your retirement tax strategy. Schedule a retirement check-up at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Amazon CEO Jeff Bezos plans to celebrate his "mini-retirement" in a big way next month by blasting off to space. But for other business owners, the desire to blast off into retirement may be thwarted by our current economy. Jon explains the dilemma on this week's episode. Check out more retirement resources at retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This might be the only time Kentucky fans will cheer for Duke's Mike Krzyzewski. The legendary basketball coach has decided to retire after next season. Hear what Jon has to say about the lessons we can learn from Coach K and others about how to put our best portfolio players on the court. Need a retirement coach? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Whether it's your favorite couple from Waco - or watching couples search for the perfect house...it's funny how your favorite home improvement show can make things look so easy. Financial commercials sometimes do the same thing, but Jon brings us back to reality in this week's podcast. If you're tired of a DIY retirement plan, reach out to us now at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We're calling this the family edition of "The Retirement Solution," as 6-year-old Allie Hicks joins her dad this week to discuss how much the tooth fairy is paying these days - and what she's learned about saving. Plus, Jon discusses the options you have when it comes to low-risk, high-return investments. Have a question you'd like us to address on the podcast? Reach out at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

So much for the Biden boom! Just as many investors were celebrating a robust first 100 days on Wall Street, the market's turned more volatile recently. This week, Jon breaks down what it's really going to take to get back to a truly normal economy. Have a question about your personal economy? Schedule a visit at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Tempted to check up on your retirement accounts during a volatile week on Wall Street? This week, Jon gives us 3 things to consider if you decide to take a peek. And maybe more importantly, he tells us what (or who!) to ignore. Have questions about your portfolio? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

How'd you do with your Derby picks? If you're anything like Jon, you tend to get them wrong every single year! But the fastest two minutes in sports can teach us something about investing...so check out this week's episode for more. And if you need help with your portfolio picks, reach out to us at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jon gives us a mini history lesson this week on the phrase "Drain the Swamp." Plus, we'll discuss the tax lessons we can take away from the man who first uttered the phrase. Have a question about your retirement tax strategy? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If you only think of AI in terms of Will Smith's silly robot movie or the creepy kid from the Spielberg flick, then it's time to rethink the way you view artificial intelligence. This week, Jon discusses how you can use it to help you achieve your retirement goals. Find out more at one of our upcoming courses - just sign up at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Forget diversification...Warren Buffett's right-hand man, Charlie Munger, says the problem for most investors today is what he calls "diworsification." Find out his approach to investing, and hear Jon's explanation on why you may need to find your own path to building wealth. You can also schedule a portfolio check-up online at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

You've probably heard the Biden administration say that no one making less than $400,000 will be hit by tax increases, but Jon disagrees. This week, he breaks down the President's recent comments & the real impact of tax hikes. Find out how you could be affected by scheduling a retirement tax checkup now at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If talking about your finances makes you feel like you're standing in one of those doctor's office gowns with your backside exposed, this week's podcast is for you! Jon explains why it's usually not as bad as it seems - and fills us in on the uncomfortable thing he's taking on as a personal challenge. Is it time to talk about your retirement? Drop us an e-mail at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Is your bracket busted already? You're not alone. But there's something that your basketball picks may be able to teach you about your investment choices too. Jon breaks down the lessons we can learn from the madness on this week's episode. Have questions about how you're investing? Reach out at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Fox Business says there's one move you can make that could potentially save you hundreds of thousands of dollars for your retirement, but is it really possible? Jon breaks down what you might be able to do on your own on this week's episode. Have a question you'd like us to address on the podcast? Drop us an e-mail at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week marks one year since the lockdowns began during the pandemic, and there's certainly been a lot to throw us off course financially. This week, Jon discusses how you can still complete the retirement mission, despite the challenges. It simply comes down to execution! Have a question about how to do that? Reach out at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Jon remembers his first summer listening to Rush Limbaugh & how that helped shape his fiscal conservatism. It also caused him to put a ding in his employer's car! If you're also fiscally conservative and looking for the right options for your retirement, reach out to us with your questions at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Just like his mittens meme, a financial transaction tax proposed by Bernie Sanders just won't die. This week, Jon explains what it would mean for average investors. Get ahead of the latest crazy tax proposals and schedule your tax strategy session now at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Find out this week why Jon earned the nickname "Squeegee boy" on his very first job - and the painful lesson that he (like most of us) learned about taxes when he received his first paycheck! Plus, in this world of virtual meetings, we'll discuss what you can actually accomplish without ever setting foot in the office! Set up that virtual visit at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

A lot of people are making New Year’s resolutions … and one of the most popular ones is to improve our health. So, with that in mind, any guesses as to how much of your nest egg will go for healthcare costs? A new projection from HealthView Services says a healthy couple retiring this year (2021) can expect to spend more than $660,000 on medical bills over the course of their retirement! That’s in addition to all your other bills. Jon explains how he can help you prepare for the rising cost of healthcare AND protect your growing income. See omnystudio.com/listener for privacy information.

Almost everyone looks forward to retirement, but then BAM! The transition from the daily grind to a life of leisure can actually be a challenge. This week, Jon discusses the specific challenges people go through in that first year of retirement. His advice might help save your marriage! Have a question for Jon? Drop us an e-mail through our website at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

What the heck is a glide path? What about asset allocation? Diversification? You hear these words from the financial industry all the time, but Jon breaks down what they actually mean to you and your portfolio (with a little help from Siri!). See omnystudio.com/listener for privacy information.

In January there is a big decision of who will take the Senate - the Democrats or the Republicans. The state of GA will determine if there was a true blue sweep! The big question is, how will decision impact you and your finances? See omnystudio.com/listener for privacy information.

Even though it may seem like we don’t have control over much these days, the one thing you can control is your retirement income. This week, Jon discusses how to build 3 to 5 sources of income to help you stay retired! Not sure about how to create your own retirement paycheck? Let’s talk about it. Set up a year-end review at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

If you’re not getting a full 8 hours of shut-eye every night, what’s keeping you up? Kiplinger says for many baby boomers, it’s a question about retirement. Jon discusses the most common questions and some simple equations to help you sleep a little easier. What questions do you have about your retirement? Let’s set up a time to talk about it at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

MarketWatch says many Americans who receive an inheritance blow it within a few months, so how do you prevent your family members from making poor decisions when you’re gone? Jon discusses that, plus how “Jeopardy!” host Alex Trebek & actor Sean Connery got their estate plans right. Have some specific goals for your family? Let’s set up a time to talk about it at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Election week was a big one on Wall Street. Jon discusses why stocks headed higher, despite the uncertainty. Plus, he’ll explain why tax planning may be more important than ever for retirement savers. It’s not too late to get your election protection plan together! Schedule a time to go over your questions at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Remember the old Dire Straits song, “Money for Nothing?” Jon thinks some members of Congress have been taking the lyrics too seriously. This week, we break down how many millionaires are in Congress versus how many average Americans have reached that status. Jon also shares the stories of how some savers have made it to a million-dollar retirement, and how to protect that nice nest egg that you’ve worked so hard to save. Have a question for Jon? Reach out to us at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Rapper 50 Cent says he doesn’t want to become “20 Cent” under Democrat Joe Biden’s tax proposals, and he’s not the only one worried about it! Fox News says boomers are rushing to get estate plans updated before next year. Jon discusses why there’s so much concern, and what you can do to help protect yourself from future tax hikes. Schedule a year-end review with Jon at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Most of us are wishing we could get the election & pandemic behind us. But what does investing look like once the current crisis passes? Jon breaks down the challenges & opportunities on this week’s episode. Have a question you’d like us to address? Drop Jon an e-mail at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

A new study says the pandemic will result in a 10% pay cut for the average middle-class American. If that’s the case, how will it affect your plans to retire? Jon discusses that this week, plus his concerns about how politicians plan to pay for the trillions of dollars we’ve spent on stimulus packages this year. Have a question you’d like us to address? Drop Jon an e-mail at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

“Should I stock up on guns & ammo in 2020?” That’s a question that financial advisors are getting in 2020! And there’s some evidence that many people are doing just that. Jon discusses that trend, plus the fundamental rules you can use to help remove emotion from your investment strategy. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Politicians & corporations are getting more creative in how they plan to make up for lost revenue during the pandemic. In New Jersey, they’re proposing a new tax on all financial transactions. And many state & local governments and corporations are considering ways to reduce their pension liabilities. What does that mean for you? Jon discusses that on this week’s episode. Have a question about how the pandemic has affected your finances? Reach out to us at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

No, Robert Redford’s not going to come to your door with an early retirement offer, but your employer just might! This week, Jon discusses how to evaluate that offer so you can make a decision without regrets. If you’re thinking about retiring early, reach out to us with your questions at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Remember the early days of the pandemic when you couldn’t find toilet paper? Well, Jon took that lesson to heart…and is now building his family’s survival kit for the next emergency. How can you apply the same lessons and prepare your portfolio for the next financial emergency? Find out on this week’s episode! Drop us an e-mail with your questions at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

No matter how many zeroes are behind your retirement account balance, you may question whether you’ve saved enough for retirement. This week, Jon discusses why you might be in better shape than you think – and why the most cavalier savers often have problems. Wondering if you’ve done enough to prepare for retirement? Schedule a time to go over your questions at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

The November election will be here before you know it! While no one knows what the outcome will be, there’s a lot of concern about what a Biden-Harris win would mean for the market, taxes, Social Security & health care. Jon breaks down the facts this week, based on what the candidates have already said they support. Concerned about the election and your finances? Join us for one of our September courses on this topic. Register online at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

Is it possible to save too much for retirement? Jon discusses the possible downsides of being a super saver. Plus, he’ll explain how even a moderate-sized portfolio could potentially generate as much income as a $1 million nest egg. Have a question for Jon? Drop us an e-mail at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.

There may be a giant problem lurking in your investments and retirement accounts…fees! This week, Jon discusses why people who think they’re paying the least for advice or investments are often paying the most. Plus, how do you identify those hidden fees? Drop us an e-mail with your questions at www.retirementsolutionradio.com.See omnystudio.com/listener for privacy information.