The Retirement Solution

The majority of Americans don't know the fees they're paying on their 401(k)s, and that’s just the beginning. Jon explains how much money you’re losing just by a lack of knowledge. Give yourself a “savings raise,” visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The Stretch IRA, and its tax benefits, ended when the SECURE Act came to law in 2020. Now they want to change the rules again to tax your money sooner. Jon explains how proper planning now could relieve tax burdens not only for you, but for your kids and grandkids as well. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

You work your whole life saving, and yet a survey found that most Americans don’t want to spend all their savings. Jon explains critical strategies you need to have in place to keep Uncle Sam from walking off with the majority of what you leave behind. Got tax worries? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Inflation, rising interest rates, and the war in Ukraine continue to create market volatility. Still there is growth opportunity. Jon points out 3 options that may work better than mutual funds for your retirement plan. Need income? Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Seatbelt stats show that older drivers are the safest. Yet, when it comes to talking with a financial advisor about a retirement plan, more than 60% of Americans admit they haven’t done so. Check the safety on your savings, connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

USA Medalists also won some big bonus checks! While you may not have dreams for Gold, Silver, or Bronze, you may come into a bonus via work or inheritance. Jon shares a formula he thinks offers the best for fun and functionality. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Like shark attacks, many of us overestimate the chance that something unlikely will happen and these fears can affect your overall happiness. Jon explains that having several income streams can help you avoid living with similar financial fears in retirement. Afraid to spend your savings? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The SATs are moving online, letting students use calculators, and shortening test times in order to stay relevant. It brings to light the idea that we need to modernize our thoughts on these common, but outdated, finance rules. Are your savings “moving with the times?” Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Most of us have over $100 in unused gift cards sitting around, but that’s pennies compared to the tens of thousands of dollars you may be leaving on the table when it comes to your retirement savings. Jon points out 4 key areas that he commonly sees people letting their money go to waste. What money are you leaving on the table? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Scan any financial website, and you're bound to come across articles discussing how you can become a millionaire. But how do the real millionaires do it? And does it really take a million dollars to retire? Jon gives us the scoop on this week's podcast (and here's a hint: it doesn't require betting on cryptocurrency!). Have a question for Jon? Connect now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If 2022 is your year to retire, congratulations! But as we head into a very different year for the market & economy, there are 3 things you might want to consider first. Jon discusses what to watch out for on this week's episode. Need a retirement checkup? Schedule a chat now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Economists have been warning us for years that a wave of baby boomer retirements was coming, and it looks like the flood gates are wide open! More than 3.5 million baby boomers have called it quits during the past two years. This week, Jon discusses what to consider if you're thinking about joining the retirement wave...plus, we'll get you up to date on the new retirement account contribution limits for 2022. Schedule a new year retirement checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We're still waiting to see if there's a Santa Claus rally into the end of 2021, but while we wait, Jon discusses the "Three Wise Men" he follows to help us make smarter decisions about our investments (and no, not those three wise men!). Merry Christmas to our loyal podcast listeners...and be sure to schedule your New Year portfolio checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Having cash on hand may provide some comfort, but are you losing money safely by parking it at the bank? This week, Jon discusses the problem with "dead money" at a time of higher inflation, and the psychological impact of rising prices. Need to find solutions for your dead money problem? Schedule a portfolio checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Americans have reached a new level of frustration with inflation. Listen this week as Jon discusses the factors at play in rising prices, and why your portfolio strategies might need to change if inflation is here to stay. Need a portfolio check-up? Schedule it now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sure, 2020 was probably the year we'd all like to forget, but 2021 has had its own challenges. This week, Jon discusses what's changed in our world - like the labor shortage, inflation, the economy - and how it's affecting our financial lives. Tell us what's changed for you! Schedule a year-end retirement review at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Thanksgiving! This week, we're talking turkey...and how the turkeys in Washington are driving inflation higher. But there are also potential new solutions to help your portfolio keep up. Have questions about your strategy? Connect with us for a year-end checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Breaking up is hard to do, especially when you're older. This week, Jon takes a question from an upset listener and addresses the specific issues you need to think about if you're part of the "gray divorce" trend. Going through a split? Talk to our team about the financial considerations. Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Filling up at the pump is no fun these days, but could there be an opportunity for investors with higher gas prices? Jon discusses how he evaluates which sectors are performing well, and why it might be time to adjust your portfolio during a challenging economy. Schedule your year-end portfolio check-up now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We see signs of inflation everywhere these days, but the biggest one might be sitting in your garage! Kelley Blue Book says the average new car price has hit a record high. Jon reveals the number on this week's episode, and discusses ways to help keep your savings growing at a time of higher inflation. Need a portfolio checkup? Schedule a conversation at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Jon tackles the two big hurdles for retirees - taxes & health care. First, did you know the tax rules are so complex that even the IRS has trouble keeping up on its own website? And then, what about those who want to retire before they're eligible for Medicare? Learn more on this week's episode - and schedule a time to go over your questions at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sitting in front of your smart phone or computer trying to figure out where the market's headed next? Stop & listen this week as Jon reflects on the famous advice from the late Vanguard founder Jack Bogle. Plus, he shares the four things we should be prepping our portfolios for in the future. Time for a portfolio checkup? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Congress may be ready to close the door on a popular tax strategy for high-income earners. This week, Jon explains the backdoor Roth IRA and the steps to take if you want to take advantage of it before it goes away. Need a retirement tax checkup? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Uh oh. Even Costco's now limiting toilet paper purchases, reminding us of the shortages we saw early in the pandemic. And what you can find on the shelves is costing more. So this week, Jon breaks down how to help your dollars keep up with inflation, by bringing some of your "dead money" back to life. Need a portfolio checkup? Schedule it now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

The more we hear about what House Democrats would like to pass in the latest tax proposals, the more we see Jon get hot under the collar! Find out why some of the latest plans go beyond taxing the uber wealthy, and what you can do about it. Check out more retirement resources at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

You've heard the old saying about the two certainties in life...but now, death and taxes may strike at the same time! Listen to this week's episode as Jon outlines some of the latest tax proposals and what might hurt your heirs the most tax-wise. Plus, find out why many retirees are so reluctant to spend their savings. Find more retirement resources now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Just like our favorite football teams, you can be hit with penalties by making one wrong move in retirement. This week, Jon breaks down the worst plays for retirees and how much they can cost you. Have a question for Jon? Schedule a phone call with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Want to retire early? You're not alone! A new survey says more than half of all Americans are looking for a new job. If it's time for you to walk away for good, Jon has some tips on achieving those early retirement dreams on this week's podcast. Need help with your decision? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Checked your 401(k) balance recently? Fidelity says savings balances have hit all-time highs! And for those who've been working & saving for 15 years or more, the average account has topped $500,000! Jon discusses what you might want to think about if you've hit those kinds of numbers. Have a 401(k) question? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

One of the many issues we're watching heading into the fall is the many different tax proposals working their way through the process in Washington. This week, Jon explains the impact of these plans on the retirement prospects for small business owners & good savers. Have a question about your tax strategy? Connect with us at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

While Washington racks up trillions of dollars in new spending, it's now up to us to figure out how to control the risk of higher taxes & inflation. This week, Jon explains why now might be the time to bite the bullet so you can reduce your future tax bills. Need a retirement tax double check? Reach out at RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Love your job – and your employer? While great local companies like UPS, Ford & GE are doing well, Forbes says it’s possible to have too much company stock. On this week’s podcast, Jon breaks down what to consider if you think that might be the case. Need a second opinion? Check out Jon’s calendar now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Of all the new tax proposals floating around in Washington, there's one that may hit the middle class the most. This week, Jon breaks down what stepped-up basis means, and the impact a tax change could have on many families & small business owners. Have a question about it? Connect with Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

How long has it been since you saw a kid with a lemonade stand? Well, we found one! Listen this week as this young entrepreneur teaches us a thing or two about capitalism & fiscal conservatism. Find out how those good savings habits can translate to a better retirement at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

PayPal co-founder Peter Thiel is grabbing headlines with reports that he managed to grow his Roth IRA from just $2,000 to more than $5 billion over a couple of decades. So what can the rest of us average retirement savers learn from this? Jon breaks it down for us on this week's episode. Have a question about Roths? Schedule a chat with our team at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

It might seem like America's a mess...but Jon found out differently on his recent vacation. Find out what others shared with him, and why he still sees plenty of opportunity for those who want to succeed. Have a question for Jon? Connect with us at retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Have some of America's billionaires cracked the tax code? A new report suggests some pay little to no taxes, but hear Jon's take this week on how you can potentially apply the same rules to your retirement tax strategy. Schedule a retirement check-up at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Amazon CEO Jeff Bezos plans to celebrate his "mini-retirement" in a big way next month by blasting off to space. But for other business owners, the desire to blast off into retirement may be thwarted by our current economy. Jon explains the dilemma on this week's episode. Check out more retirement resources at retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This might be the only time Kentucky fans will cheer for Duke's Mike Krzyzewski. The legendary basketball coach has decided to retire after next season. Hear what Jon has to say about the lessons we can learn from Coach K and others about how to put our best portfolio players on the court. Need a retirement coach? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Whether it's your favorite couple from Waco - or watching couples search for the perfect house...it's funny how your favorite home improvement show can make things look so easy. Financial commercials sometimes do the same thing, but Jon brings us back to reality in this week's podcast. If you're tired of a DIY retirement plan, reach out to us now at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We're calling this the family edition of "The Retirement Solution," as 6-year-old Allie Hicks joins her dad this week to discuss how much the tooth fairy is paying these days - and what she's learned about saving. Plus, Jon discusses the options you have when it comes to low-risk, high-return investments. Have a question you'd like us to address on the podcast? Reach out at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

So much for the Biden boom! Just as many investors were celebrating a robust first 100 days on Wall Street, the market's turned more volatile recently. This week, Jon breaks down what it's really going to take to get back to a truly normal economy. Have a question about your personal economy? Schedule a visit at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Tempted to check up on your retirement accounts during a volatile week on Wall Street? This week, Jon gives us 3 things to consider if you decide to take a peek. And maybe more importantly, he tells us what (or who!) to ignore. Have questions about your portfolio? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

How'd you do with your Derby picks? If you're anything like Jon, you tend to get them wrong every single year! But the fastest two minutes in sports can teach us something about investing...so check out this week's episode for more. And if you need help with your portfolio picks, reach out to us at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Jon gives us a mini history lesson this week on the phrase "Drain the Swamp." Plus, we'll discuss the tax lessons we can take away from the man who first uttered the phrase. Have a question about your retirement tax strategy? Reach out to Jon at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If you only think of AI in terms of Will Smith's silly robot movie or the creepy kid from the Spielberg flick, then it's time to rethink the way you view artificial intelligence. This week, Jon discusses how you can use it to help you achieve your retirement goals. Find out more at one of our upcoming courses - just sign up at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Forget diversification...Warren Buffett's right-hand man, Charlie Munger, says the problem for most investors today is what he calls "diworsification." Find out his approach to investing, and hear Jon's explanation on why you may need to find your own path to building wealth. You can also schedule a portfolio check-up online at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

You've probably heard the Biden administration say that no one making less than $400,000 will be hit by tax increases, but Jon disagrees. This week, he breaks down the President's recent comments & the real impact of tax hikes. Find out how you could be affected by scheduling a retirement tax checkup now at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If talking about your finances makes you feel like you're standing in one of those doctor's office gowns with your backside exposed, this week's podcast is for you! Jon explains why it's usually not as bad as it seems - and fills us in on the uncomfortable thing he's taking on as a personal challenge. Is it time to talk about your retirement? Drop us an e-mail at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Is your bracket busted already? You're not alone. But there's something that your basketball picks may be able to teach you about your investment choices too. Jon breaks down the lessons we can learn from the madness on this week's episode. Have questions about how you're investing? Reach out at www.retirementsolutionradio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.