The Retirement Solution

A new survey shows “near retirees” are most afraid of losing their paycheck. Jon talks about the many options available to ease this worry. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Optimism is rising thanks to recent market rallies, but Jon worries that investors may fall into “bear traps.” Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Country star Jason Aldean shares frustrations from early in his career. Jon points out how, right now, the same frustrations are happening to many at the end of their career. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Inflation and the market have taken $2.1 trillion off American 401(k)s. Jon explains the importance of getting rid of, “dead money.” Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Choosing to play for Miami, not New York, saved Tyreek Hill $2.7 million in taxes. Jon talks about strategies to save that don’t require leaving the state. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Cutting sponges in half and splitting restaurant meals are common frugal tips. Jon explains how thinking bigger about frugality may double your savings. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Volatility has some investors turning to collectables, while others wonder what to do with their 401(k) if they get laid off. Jon wants you to know smart-money options to take control of your financial future. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Economic History shows the worst part of a bear market is usually in the last third, meaning we’ve not hit the bottom yet. Jon explains how you still can retire if you’ve figured out these 2 things. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The financial “printing press” has been running for over a decade, causing today’s economic turmoil. As the Fed prepares to do whatever it takes to correct things, Jon talks about ways you can prepare. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

On this episode, NFL Hall of Famer Ray Lewis talks about how achieving mental wealth starts with having a plan. Jon follows up with the 5 areas you need to have covered in that plan. Get a “mental wealth” checkup, visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

As many states ponder taxing those without long term care insurance, Jon shares how you can take your “dead money” and not only put it to work, but in a way to help you avoid this potential future tax. Need some LTC? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Jon recounts an eye-opening moment when he showed a client, who owned the same fund in 2 different accounts, how the second was costing them 3 times as much. How efficient is your money? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

A bear market, high inflation, and potential recession have many looking at their financial statements a lot. Jon says, to relieve financial jitters, get these 5 pieces working together in your plan. Seeking financial harmony? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Those who retired in 1969 had a greater chance of running out of money than someone who retired in 1979 with the same portfolio setup. Jon explains how the current economy is similar to ‘69 and the money lessons you can learn from it. Worried you’ll outlive your money? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Whether or not we’re in a recession is a hot topic for debate. Regardless, Jon believes we can take advantage of the current economic climate, and avoid common worries, by utilizing 4 simple rules. Worried about a recession’s effects on your savings? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The bear market has many financial guru’s suggesting Roth conversions on your pre-tax assets. Jon points out the critical math you need to do, first. Thinking about a rollover? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Pretty jewelry and fancy cars are fun, but financial literacy begins with living for the future and not “the now.” Are your savings set up for long term success? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The Fed continues to raise interest rates, but will it work to lower prices and how long will it take? A while, probably… Jon shares ideas solving the problem at a micro-level. Is your money defended against inflation? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Most of us are counting on Social Security and Medicare for retirement, but analysts are pointing out how the “demographic math” is working against us. Worried about cutbacks? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Despite the “doom and gloom” you’re hearing around the market, some say there are opportunities. Jon says where he thinks the economy is headed and what you need to be considering now. Want to know your opportunities? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

As investors look for ways to protect their capital, Jon further emphasizes the need to do this now because of the looming threat of “deflation.” Want to know your opportunities? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Warren Buffet made most of his fortune after turning 50, proving that it’s never too late to better your financial position. Jon lists 3 major factors most people lack in their plan. Is your plan complete? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

As you near retirement, you likely don’t have the stomach to just “stay the course.” Jon shares ideas on ‘safer harbors’ for your savings. Start plotting your course, visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Many are not getting it right when it comes to the things we can control. Jon talks about unexpected events that can derail you financially, and what you can do now to better prepare. Learn about your options, visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Two–Thirds of us are not working with a financial advisor. Jon points out how the fees you may be paying alone, should provide motivation to get a professional’s perspective. Get your 2nd opinion. Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The majority of Americans don't know the fees they're paying on their 401(k)s, and that’s just the beginning. Jon explains how much money you’re losing just by a lack of knowledge. Give yourself a “savings raise,” visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The Stretch IRA, and its tax benefits, ended when the SECURE Act came to law in 2020. Now they want to change the rules again to tax your money sooner. Jon explains how proper planning now could relieve tax burdens not only for you, but for your kids and grandkids as well. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

You work your whole life saving, and yet a survey found that most Americans don’t want to spend all their savings. Jon explains critical strategies you need to have in place to keep Uncle Sam from walking off with the majority of what you leave behind. Got tax worries? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Inflation, rising interest rates, and the war in Ukraine continue to create market volatility. Still there is growth opportunity. Jon points out 3 options that may work better than mutual funds for your retirement plan. Need income? Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Seatbelt stats show that older drivers are the safest. Yet, when it comes to talking with a financial advisor about a retirement plan, more than 60% of Americans admit they haven’t done so. Check the safety on your savings, connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

USA Medalists also won some big bonus checks! While you may not have dreams for Gold, Silver, or Bronze, you may come into a bonus via work or inheritance. Jon shares a formula he thinks offers the best for fun and functionality. Connect at RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Like shark attacks, many of us overestimate the chance that something unlikely will happen and these fears can affect your overall happiness. Jon explains that having several income streams can help you avoid living with similar financial fears in retirement. Afraid to spend your savings? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

The SATs are moving online, letting students use calculators, and shortening test times in order to stay relevant. It brings to light the idea that we need to modernize our thoughts on these common, but outdated, finance rules. Are your savings “moving with the times?” Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Most of us have over $100 in unused gift cards sitting around, but that’s pennies compared to the tens of thousands of dollars you may be leaving on the table when it comes to your retirement savings. Jon points out 4 key areas that he commonly sees people letting their money go to waste. What money are you leaving on the table? Visit RetirementSolutionRadio.com.See omnystudio.com/listener for privacy information.

Scan any financial website, and you're bound to come across articles discussing how you can become a millionaire. But how do the real millionaires do it? And does it really take a million dollars to retire? Jon gives us the scoop on this week's podcast (and here's a hint: it doesn't require betting on cryptocurrency!). Have a question for Jon? Connect now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If 2022 is your year to retire, congratulations! But as we head into a very different year for the market & economy, there are 3 things you might want to consider first. Jon discusses what to watch out for on this week's episode. Need a retirement checkup? Schedule a chat now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Economists have been warning us for years that a wave of baby boomer retirements was coming, and it looks like the flood gates are wide open! More than 3.5 million baby boomers have called it quits during the past two years. This week, Jon discusses what to consider if you're thinking about joining the retirement wave...plus, we'll get you up to date on the new retirement account contribution limits for 2022. Schedule a new year retirement checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We're still waiting to see if there's a Santa Claus rally into the end of 2021, but while we wait, Jon discusses the "Three Wise Men" he follows to help us make smarter decisions about our investments (and no, not those three wise men!). Merry Christmas to our loyal podcast listeners...and be sure to schedule your New Year portfolio checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Having cash on hand may provide some comfort, but are you losing money safely by parking it at the bank? This week, Jon discusses the problem with "dead money" at a time of higher inflation, and the psychological impact of rising prices. Need to find solutions for your dead money problem? Schedule a portfolio checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Americans have reached a new level of frustration with inflation. Listen this week as Jon discusses the factors at play in rising prices, and why your portfolio strategies might need to change if inflation is here to stay. Need a portfolio check-up? Schedule it now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sure, 2020 was probably the year we'd all like to forget, but 2021 has had its own challenges. This week, Jon discusses what's changed in our world - like the labor shortage, inflation, the economy - and how it's affecting our financial lives. Tell us what's changed for you! Schedule a year-end retirement review at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Happy Thanksgiving! This week, we're talking turkey...and how the turkeys in Washington are driving inflation higher. But there are also potential new solutions to help your portfolio keep up. Have questions about your strategy? Connect with us for a year-end checkup at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Breaking up is hard to do, especially when you're older. This week, Jon takes a question from an upset listener and addresses the specific issues you need to think about if you're part of the "gray divorce" trend. Going through a split? Talk to our team about the financial considerations. Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Filling up at the pump is no fun these days, but could there be an opportunity for investors with higher gas prices? Jon discusses how he evaluates which sectors are performing well, and why it might be time to adjust your portfolio during a challenging economy. Schedule your year-end portfolio check-up now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

We see signs of inflation everywhere these days, but the biggest one might be sitting in your garage! Kelley Blue Book says the average new car price has hit a record high. Jon reveals the number on this week's episode, and discusses ways to help keep your savings growing at a time of higher inflation. Need a portfolio checkup? Schedule a conversation at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

This week, Jon tackles the two big hurdles for retirees - taxes & health care. First, did you know the tax rules are so complex that even the IRS has trouble keeping up on its own website? And then, what about those who want to retire before they're eligible for Medicare? Learn more on this week's episode - and schedule a time to go over your questions at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Sitting in front of your smart phone or computer trying to figure out where the market's headed next? Stop & listen this week as Jon reflects on the famous advice from the late Vanguard founder Jack Bogle. Plus, he shares the four things we should be prepping our portfolios for in the future. Time for a portfolio checkup? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Congress may be ready to close the door on a popular tax strategy for high-income earners. This week, Jon explains the backdoor Roth IRA and the steps to take if you want to take advantage of it before it goes away. Need a retirement tax checkup? Connect with us at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Uh oh. Even Costco's now limiting toilet paper purchases, reminding us of the shortages we saw early in the pandemic. And what you can find on the shelves is costing more. So this week, Jon breaks down how to help your dollars keep up with inflation, by bringing some of your "dead money" back to life. Need a portfolio checkup? Schedule it now at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

The more we hear about what House Democrats would like to pass in the latest tax proposals, the more we see Jon get hot under the collar! Find out why some of the latest plans go beyond taxing the uber wealthy, and what you can do about it. Check out more retirement resources at www.RetirementSolutionRadio.com. See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.