The Real Investment Show Podcast

Are the Magnificent Seven losing their magic? Lance Roberts and Michael Lebowitz get the real story behind Magnificent Seven stocks performance and what it means for your investment strategy. Lance reviews this week's PPI report (flat) showing little to no effects from tariffs. Yet. The make up of the US economy (80% services) is such that corporations will primarily pay tariffs, and likely not pass along much of the additional cost. Earnings Season continues to roll along as markets enter the seasonally-weaker period of the year. Lance and Michael discuss PPI and what the Fed might be thinking next. The Question de Jour is what is happening with bonds. NOTE: Lance reveals more details about our upcoming programming changes; pay attention! Lance & Michael discuss how we manage Bonds; the surge in retail speculation and the performance (?) of Mag-7 stocks (meh). Michael discusses the two forms of Volatility, and Lance preaches to the YouTube Chat choir. SEG-1: PPI Comes in Flat - Markets Prepare for Correction SEG-2: What is the FEd Thinking Now? SEG-3a: Show Changes Coming SEG-3b: How We Manage Bond Portfolios SEG-3c: Has the Mag-7 Lost its Magic? SEG-4a: YouTube Chat SEG-4b: S&P 500 Realized vs Implied Volatility Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=dFXBBqri1lo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The Magnificent Seven Are Mediocre" https://realinvestmentadvice.com/resources/blog/the-magnificent-seven-are-mediocre/ ------- The latest installment of our new feature, Before the Bell, "Prepare Now for Correction," is here: https://youtu.be/VDnRZFc0Hpw ------- Our previous show is here: "SPAC's are Back!," https://www.youtube.com/watch?v=MaCxUW2BClU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #BondPortfolio #MagnificentSeven #StockMarketUpdate #TechStocks #MarketOutlook2025 #InvestmentStrategy #InvestingAdvice #Money #Investing

Earnings Season continues to roll, and the window for the buy back window won't be open until the end of the month. Starting today, markets tend to enter a seasonally-weaker period of the year as investors process earnings and volatility begins to tick higher. Market action has already been slack over the past couple of weeks, and it's highly deviated from moving averages. A reversal back to the 200-DMA is worth a 6% decline, a move that would be well-within historical norms. Of concern now is the high levels of retail investor speculation, making up about 14% of trading volume. That's more than was seen during the "meme mania" of 2021 (12%). Such spikes in speculation typically occurs at a market peak, and is a set up for market correction. We cannot stress enough the importance of taking opportunity to rebalance risk and take profits now. A 6% correction ain't nothin'. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://youtu.be/VDnRZFc0Hpw ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

SPAC's (Special Purpose Acquisition Companies) are making headlines again. Lance Roberts & Danny Ratliff break down why SPAC investing is back in 2025, what's driving the latest SPAC market trends, and what investors need to know before jumping in. Are these deals a golden opportunity or another speculative bubble? Earnings Season continues with Banks' reports and the effects of stock buy backs beginning to wane. Tuesday's CPI print had something for everyone; will PPI finally show effects of tariffs? We're preparing for 3-5% correction by mid-August or September. Will President Trump replace Jerome Powell at the Fed? What really matters is what markets wants: An independent Fed. Should the Fed be cutting rates now? (The Fed is always late.) Lance & Danny discuss who really pays tariff fees (producers); eating out and budget leakage. Wall Street will sellyou anything you want, even when you don't know what it is yet: SPAC's are back, along with a voracious appetite for risk. When investors are all-in, that sets up for correction. Danny describes new challenges to Roth Conversions under the Big Beautiful Bill...and impromptu revelation of grade school antics and interpersonal relationships...and commentary on speculative risk returning to the market. SEG-1: Bank Earnings Review, PPI Preview, and Contrarian Indicators SEG-2: Will Trump Replace Powell? SEG-3: SPAC's are Bank - Will St. Will Sell You What You Want SEG-4a: Roth Conversations Under the Big Beautiful Bill SEG-4b: If Lance Was a Bully SEG-4c: Speculative Risk Returns to the Market Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=MaCxUW2BClU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Turtle Trading" "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- The latest installment of our new feature, Before the Bell, "Bullish Sentiment is a Contrarian Indicator," is here: https://youtu.be/4k2AfV8moZ8 ------- Our previous show is here: "Two Dad's on Money," https://www.youtube.com/watch?v=Rm-FNuRdgB0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #BullishSentiment #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #SPACs #SPACInvesting #StockMarketTrends #InvestingNews #FinancialMarkets #InvestingAdvice #Money #Investing

Markets are doing what the markets do best: Consolidating following a rally. Elevated momentum signals are flipping back and forth (not uncommon), and relative strength is coming down from over-bought levels. This is keeping markets from making much of an advance. The back-and-forth debate over Fed rate cuts is also making things uncertain: The markets want a rate cut, but if inflation shows up in the form of tariff impacts on PPI numbers, that news will weigh on markets today (the report to be published after this post). None of this mitigates the risk of a 3-5% correction as early as mid-August. One of the recent "propellants" for the markets from recent lows was the under-weighting by asset managers in Tech prior to Liberation Day. Now playing catch up, they're buying up those shares to rebalance portfolios, and that's resulted in a huge surge in positioning and sentiment. (Remember, sentiment is a contrarian indicator: When everyone is bullish, and everyone has bought, that leaves a vaccuum beneath stocks, where the next buyers will be in a correction). We think we'll see that happen sometime in August or September. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://youtu.be/4k2AfV8moZ8 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #BullishSentiment #ContrarianIndicator #Technology #LiberationDay #EarningsSeason #RiskManagement #PortfolioRisk #PortfolioManagement #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

What kinds of traps and pitfalls could younger investors be falling into? Lance Roberts & Jonathan Penn provide advice from Two Dad's on Money in today's episode: Nvidia is shipping its H-20 chips to China; Lance previews this week's CPI and PPI reports; earnings season is underway, stock buy backs have dominated, surging higher than ever, but will taper; Markets prepare for sector rotations. Lance & Jonathan discuss the differences betweem trading and speculating, the Math of Loss, and the cost of starting over. How to successfully speculate with little money (there are some caveats!) High risk vs low risk; The one thing you cannot squander: Time. The power of saving. SEG-1: Nvidia Ships Chips; CPI, PPI Previews SEG-2: The Difference Between Investing & Speculating SEG-3: How to Successfully Speculate SEG-4: The One Thing You Must Not Squander Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Rm-FNuRdgB0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Turtle Trading" "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- The latest installment of our new feature, Before the Bell, "Markets Set for Rotation," is here: https://www.youtube.com/watch?v=diYGZ_-lLMI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Relative Returns Or Absolute: What's More Important?" https://www.youtube.com/watch?v=EbuyQ4mMSas&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketRotation #Transportation #Technology #Industrials #AI #AIbuildOut #ArtificialIntelligence #EarningsSeason #RiskManagement #PortfolioRisk #FinancialAdviceForKids #MoneyLessonsFromDad #TeachingKidsMoney #InvestingAdvice #Money #Investing

Another market rally Monday, flirting again with all-time highs. While there is nothing overall concerning about the markets, they're always setting up for some kind of rotation. There are a few things to pay attention to now. The market is being primarily driven by three sectors: Industrials, Transportation, and Technology. Those secotrs have been outperforming relative to the S&P. Technology has been leading the charge, of late; Industrials have also been posting well. Both are tied to the AI buildout. What will happen next, as these sectors become over bought, is money moving to risk-off areas, like Staples, which have been under-performing lately. Money doesn't leave the market, it just changes where it goes. There is a pretty big deviation between the risk-on and risk-off trades. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=diYGZ_-lLMI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketRotation #Transportation #Technology #Industrials #AI #AIbuildOut #ArtificialIntelligence #EarningsSeason #RiskManagement #PortfolioRisk #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Earnings Season has commenced with lowered expectations, meaning higher "beat" rates for companies, thanks to the lowered bar. Market react mildly to Mexican & Canadian 30% Tariffs; a warning for this week's CPI Report: The past four reports have been lower than expected, so a much higher number may be printed this time around. A three-month preview of market probabilities shows 50-50 chance of continued bullish activity; BUT, markets are over bought, and the odds are even for a correction of as much as 5% back to the 6,000 level. Lance shares his family's weekend exploits with Tex Mex food and Mrs. Roberts' new penchant for sourdough bread making. Lance reviews his weekend piece on Absolute vs Relative Returns, the consequences of both, and three things required for market predictions. We are naturally negatively biased; why market compounding is a myth; average vs compound returns are very different; what really caused the Dot-com Crash. NOTE: There are BIG changes coming to The Real Investment Show; if you're not subscribed here, you could miss out. Comparing Trade War outcomes: 2017 vs 2025. The risk to markets now: Trump vs Powell tiffs; the markets want an independent Fed; the risk to be aware of. "Con" is short for "Confidence Game.: SEG-1: Earnings Season Begins SEG-2a: Tex-Mex & Sourdough SEG-2b: Absolute vs Relative Returns SEG-3: Dealing with Our Naturally Negative Bias SEG-4a: Big Changes Coming SEG-4b: Maybe this Trade War Really Isn't that Different Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=EbuyQ4mMSas&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- The latest installment of our new feature, Before the Bell, "Market Risks Ahead of Earnings Season," is here: https://www.youtube.com/watch?v=kUggnhse9kk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What the Big Beautiful Bill Means for Your Money & Retirement" https://www.youtube.com/watch?v=juL4OhaFgbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=114s ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #EarningsSeason #RiskManagement #PortfolioRisk #Tariff #RelativeReturns #AbsoluteReturns #InvestmentStrategy #PortfolioPerformance #InvestorEducation #InvestingAdvice #Money #Investing

Earnings Season begins this week; technically, markets are doing okay. This weekend's Bull Bear Report lays out a three month preview of what markets are likely to do on a probability basis. There is a 50-50 chance the current bull market trend will contimnue, because there's not a lot to bring this market down. BUT...the other side of that argument includes a choppy market thru the end of the year, and/or we get a correction at some point. Looking at markets from back in May, things were very over bought, leading to a correction back to the 200-DMA, which was a very good set up for adding money to portfolios. The same type of topping pattern in relative strength is emerging, and we're expecting some kind of medium-term correction at some point. A 5% correction back to the 6,000 level is a distinct possibility. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=kUggnhse9kk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Is The Dollar Setting Up For A Comeback?" https://realinvestmentadvice.com/resources/blog/is-the-dollar-setting-up-for-a-comeback/ "Relative Returns Or Absolute. What's More Important?" https://realinvestmentadvice.com/resources/blog/relative-returns-or-absolute-whats-more-important/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #EarningsSeason #RiskManagement #PortfolioRisk #Tariff #EarningsSeason #Nvidia #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

What is the impact of the recently-passed Big Beautiful Bill on your money and retirement plans? Richard Rosso & Jonathan McCarty plumb the depths of the legislation to find the good--and the bad--effects it will have. Richard review the latest round of tariffs on Canada (markets don't care), and AI is promising to be a game changer in the middle management job market. The Big Beautiful Bill has benefits and drawbacks: there are caps and limitations, as well as enhancements for charitable giving; there is no "no taxes" on Social Security; changes in SS for future generations will likely be phased-in; remembering Gilligan's Island and coconut adaptations; the reality of "no tax on tips;" accelerated depreciation for business and higher SALT deductions; the Trump Savings Account for kids; a preview of our January 2026 Economic Summit. SEG-1: Canadian Tariffs' Market Impact - meh SEG-2: The Big Beautiful Bill's Caps & Limitations SEG-3a: Candid Coffee Teaser SEG-3b: The Big Beautiful Bill - Tax Brackets & Social Security SEG-4a: Gilligan's Island, & Policy Polarization SEG-4b: SALT Deduction & Trump Savings Accounts Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=juL4OhaFgbo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=114s ------- Articles mentioned in this report: "Might Lower Rates Be The Cure For Higher Prices?" https://realinvestmentadvice.com/resources/blog/might-lower-rates-be-the-cure-for-higher-prices/ "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- The latest installment of our new feature, Before the Bell, "7-10-25 Nvidia is not Dead," is here: https://www.youtube.com/watch?v=ueeSGu1M0dg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will Lower Rates Cure Higher Prices?" https://www.youtube.com/watch?v=NDzRO8ePU-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "RIA Retirement Blueprint," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BigBeautifulBill #FederalBill2025 #MoneyAndPolicy #LegislationImpact #FinancialPlanning #SocialSecurity #TrumpSavingsAccount #SALTdeduction #InvestingAdvice #Money #Investing

As inflation remains elevated and the Federal Reserve begins to shift its tone, markets are asking: Will lower interest rates actually bring prices down — or make them worse? Lance Roberts and Michael Lebowitz unpack the delicate balance between monetary policy, consumer behavior, and price pressures: * The historical relationship between rate cuts and inflation * Why inflation may be more "sticky" than expected * How consumer demand and debt loads are reshaped by lower rates * The unintended consequences of looser policy on asset prices * What this means for investors and retirees going forward SEG-1: Why Economists Expect Higher Growth by 2026 SEG-2: Growth is Back in Vogue SEG-3a: Like & Subscribe tease - changes coming SEG-3b: Can Lower Rates Cure Higher Prices? SEG-4a: Coffee Cafe, ChatGPT, & Economic Haiku SEG-4b: Earnings Season Preview: Tariff Effects? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=NDzRO8ePU-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "Might Lower Rates Be The Cure For Higher Prices?" https://realinvestmentadvice.com/resources/blog/might-lower-rates-be-the-cure-for-higher-prices/ "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- The latest installment of our new feature, Before the Bell, "7-10-25 Nvidia is not Dead," is here: https://www.youtube.com/watch?v=ueeSGu1M0dg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Protect Your Multi-decade Retirement From Inflation," https://www.youtube.com/watch?v=y4MmYoAZvc0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=18s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #MarketConsolidation #Volatility #RiskManagement #PortfolioRisk #Tariff #EarningsSeason #Nvidia #InterestRates #InflationControl #FederalReserve #EconomicPolicy #PriceStability#InvestingAdvice #Money #Investing

Economists are expecting a sharp pick up in economic growth before the end of the year, despite earlier, pre-tariff weaknesses. News about more threatened tariffs notwithstanding, economists are looking past all that. Interestingly, that's the needed premise to support expectations for much stronger earnings growth from analysts into the end of the year. So future expectations are seeming to support where valuations are trading. 6,900 is now a realistic target by the end of the year for analysts. This elevated sentiment and sheer exuberance should be taken as a caution sign because markets are very, very over bought. Also on Wednesday, Nvidia became the first $4-Trillion company. Ever. Clearly, Nvidia is NOT dead. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=ueeSGu1M0dg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #MarketConsolidation #Volatility #RiskManagement #PortfolioRisk #Tariff #EarningsSeason #Nvidia #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

More Tariff trouble on the horizon, but markets have seen this movie before (The Stick & Carrot Show). Market risk remains, as markets are highly deviated. Sentiment remains positive; there's a large gap between market performance and economic data, however. Deviations tend to resolve themselves to the downside. Lance Roberts & Danny Ratliff reveal how to shield your retirement savings from decades of inflation: The necessity of Inflation and how to deal with it (inflation is a function of economic growth); the mistake of being too conservative, fear of The Black Swan that never appears. Lance reveals his memory challenges; living thru market downturns, and lessons learned. Market downturns don't happen over night. Treasuries vs Equities: What's the proper blend? Passive Investing is an oxymoron. Risk management is essential for fighting inflation. SEG-1: Tariff Threats Return, Market Risk Rises SEG-2: The Necessity of Inflation and How to Deal With It SEG-3a: Lance's Dementia Test SEG-3b: Living thru Market Downturns SEG-4: Inflation-proofing Retirement - Treasuries vs Equities RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=y4MmYoAZvc0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=18s ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- The latest installment of our new feature, Before the Bell, "Market Risk is Rising," is here: https://www.youtube.com/watch?v=NdRpxHuJF4s&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "ETF's Are Eating the World," https://www.youtube.com/watch?v=18uxAOHUAE0&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2 ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #MarketConsolidation #Volatility #RiskManagement #PortfolioRisk #RetirementPlanning #InflationProtection #RetirementSavings #FinancialFreedom #SmartInvesting #InvestingStrategies #FinancialMarkets #InvestingAdvice #Money #Investing

The big divergences between markets and their moving averages typically resolve themselves to the downside. There is now risk down to about 6,000 on the S&P, which would bring us back to the breakout prior to the all-time high. A correction would help reset the market's over bought condition. Volatility is down; that's a function of options trading, and no one seems to want to hedge portfolios against a downsized market. There is no risk control in portfolios presently because investors would rather chase the upside in markets. That's always a danger. A correction could come at any time. All the ingredients are in place, just waiting for a catalyst to get buyers out of the market and bring sellers back in. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=NdRpxHuJF4s&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketRisk #MarketCorrection #MarketConsolidation #Volatility #RiskManagement #PortfolioRisk #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Earnings season is upon us; will volatility pick up? A bigger question will be how tariffs may affect corporate earnings. Employment numbers are dipping into contraction zone as the economy slows. Markets sell off on renewed tariff news. Crude oil prices are creeping back up. No one is expecting correction...which is when they usually appear. Exchange-Traded Funds (ETFs) have exploded in popularity—driving a massive shift from active to passive investing. But is this trend distorting markets and concentrating risk? Lance Roberts and Jonathan Penn explore how ETF growth may be reshaping price discovery, liquidity, and investor behavior: Why do investors choose single-stock ETF's? Leverage. But that cuts both ways, when stocks are going up as well as going down. Lance and Jonathan examine FUnd performance vs Indexes over time. The irony of ETF's: They're passive, but being traded like stocks because of a "get-rich-quick" mentality. Speculation leads to broken markets. Lance and Jonathan discuss the US Dollar and why it remains the default reserve currency of the world, even as the mix of currencies evolves. Lance advises when it's time to be bearish. SEG-1: Earnings Season Prelude - No Fear of Correction SEG-2: Astro's & ETF's - It's All About Leverage SEG-3: The Irony of ETF's SEG-4: Dealing with the Dollar RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=18uxAOHUAE0&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2 ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- The latest installment of our new feature, Before the Bell, "No Fear of Correction," is here: https://www.youtube.com/watch?v=EtaKUHTNq-Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Bull Market is Alive and Well" https://www.youtube.com/watch?v=DtaiG62GGL4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=141s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #InvestorGreed #MarketCorrection #MarketConsolidation #OilPrices #Tariffs #ETFs #PassiveInvesting #MarketTrends #InvestingStrategies #FinancialMarkets #InvestingAdvice #Money #Investing

Markets sold off on the announcement of new tariffs to be imposed in August, not surprisingly, in a start to working off markets' over sold condition. We're expecting more sloppiness for the next week or so. Markets are pretty deviated from the 20-, 50-, and 200-DMA's, and the "gravitational pull" of averages is likely to draw down stock prices at some point. 10-year Treasury yields have been on the rise the last few days. Why? Treasury Auctions are this week, and traders want to short the market to drive up yields, drive prices down ahead of that action. Crude oil has also been one of The Big Stories as of late, and prices are beginning to creep back up around $67-68/bbl. If oil can break above the 200-DMA, expect higher prices; we are also in hurricane season, and any closure of oil rigs in the Gulf will also goose prices higher. The Skew Index is reflecting a lot of volatility evaporating out of the markets as speculation returns. There is no fear of a correction now...which is generally a good time to hedge against one. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=EtaKUHTNq-Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #InvestorGreed #MarketCorrection #MarketConsolidation #OilPrices #Tariffs #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Lance is back from vacation, and the markets did not crash in his absence! On the contrary, they're doing very well. President Donald Trump's Big Beautiful Bill has been signed into law; still to be seen: its impact on earnings. We express our sentiments for the families and friends of loved ones lost in the Central Texas Flash Floods over the July 4th Weekend. Investor greed is a record levels, along with technical indicators, meaning markets are primed for a correction or consolidation; all that's needed is a catalyst. There's nothing wrong with the markets; how to properly prognosticate: Correction is coming. Lance and Brent commiserate on Monday's studio technical challenges. Looking for a better risk-reward proposition in markets; understanding retail investor enthusiasm: Where is the money coming from? A comparison, 2020 vs 2025. Lance reviews his UK trip to visit his son: Is America Unfair? Lance visits a Bath liquor store; eating the tariffs in order to compete. The Penny Stock fraud. SEG-1: BBB Passes - What's the Impact on Earnings? SEG-2: There's Nothing Wrong w the market SEG-3: Looking For a Better Risk-Reward Ratio SEG-4a: Is America Unfair? SEG-4b: Penny Stock Fraud Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=DtaiG62GGL4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=141s ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- The latest installment of our new feature, Before the Bell, "Greed Is At Extreme Levels," is here: https://www.youtube.com/watch?v=lneFe1hqJc4 ------- Our previous show is here: "The Bulls Are Back in Town" https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #InvestorGreed #MarketCorrection #MarketConsolidation#InvestingAdvice #Money #Investing

Markets did NOT crash while we were on vacation! Investor greed, however, is at extreme levels, along with over bought levels in the market, and the 13 composite technical indicators we track. There is lots of retail speculation afoot, and whenever you see things at this high level, this is where you're set up for some type of event to cause a short term correction or consolidation. What that event might be, nobody knows. Tariffs could play a role here. This is not a great place to chase markets; instead, this could be an opportunity to re-balance risk in portfolios and take some profits if you've had big gains in the recent rally. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=lneFe1hqJc4 ------- Articles mentioned in this report: "Investor Greed Returns With A Vengeance" https://realinvestmentadvice.com/resources/blog/investor-greed-returns-with-a-vengeance/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #InvestorGreed #MarketCorrection #MarketConsolidation #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Are annuities always a bad deal? Not so fast. In today's episode, Richard Rosso & Jonathan McCarty tackle the myths and misconceptions around annuities. From income guarantees to tax-deferred growth, find out how annuities can actually support your retirement strategy—if used the right way. Jonathan shares his changed life as a new father, and a discussion of investor confirmation bias, who's likely to be the replacement for Jerome Powell, and the Shado Fed, tariffs, inflation, and political bias in investing. Rich and Jonathan address the growing impact of AI on the labor market and the velocity of AI. The concept of annuities and life expectancy: How AI can extend your life. Rich's insight to the Texas State Fair and an intriguing business opportunity; Texas History and good music; spending in retirement with stable-income vs variable-income sources. Why most annuities are sold and not planned for. The job of a financial advisor is to be unbiased; origins of the retirement crisis without pensions. SEG-1: Choosing the Best College for Best ROI SEG-2: The Velocity of AI in Financial Planning SEG-3: Retirement Spending w Stable vs Variable Income SEG-4: Why Annuities Get a Bad Rap Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP, plus Senior Financial Planner, Sarah Buenger, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=QvoAQJShFsU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "What Oil Prices Are Saying About the Economy," is here: https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Fed's Next Mistake," https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Register for our next live webinar, "Retirement Blueprint Candid Coffee," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AnnuitiesExplained #RetirementPlanning #InvestSmart #AnnuityEducation #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

What's to be The Next Big Thing to generate a narrative this Summer? Apple's recent report wasn't stellar, and absent any astonishing, new developments, the company's growth appears to be stagnant; yet, Apple is not dead. Lance and Danny address the new push to make private equity investing available for "the little guy," and the illusion of limited volatility. Beware the "good deals;" Wall Street will always find something to sell you if you want to buy it. The fallacy of "above average" gains in private equity; you never hear about the deals that go sour. A political sidetrack into the supposed fate of the Big Beautiful Bill and Term Limits. Danny and Lance review a Vanguard report on the average balances of 401k's (beware "average" comparisons!). SEG-1: What Will Be the Next Narrative of the Summer? SEG-2: The Private Equity Push SEG-3: The Fallacy in "Above Average" Gains SEG-4: How Does Your 401k Compare to National Averages? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Trajectory Remains Bullish," is here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is WW III Off the Table?" https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Retirement Blueprint Candid Coffee," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #BuyTheDip #IranIsraelConflict #WorldWar3 #GeopoliticsAndMarkets #WarImpactOnStocks #GlobalConflict #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #401k #PrivateEquity #PrivateEquityETF #SpaceX #SuperSavers #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

Danny & Lance begin the show with good intentions and good taste with a follow up to Beyond Meat and Flexitarianism, then discuss the sticky wicket of stock and land inheritances, and whether or not you should disclaim a hefty inheritance. Today's show also features several bonus elements, including a recap of Mrs. Robert's trip to the Vegas Bitcoin Expo and convention robots; an exposition on the alleged death of American Exceptionalism, and a follow-up to the story of Mrs. Roberts' instant pickle recipe. Lance & Jonathan opine with chatroom participants about their first PC's, and Jonathan critiques a ChatGPT-created SWAN Portfolio. Lance and Jonathan Penn conduct a deep dive into why Wall Street is coming after your retirement savings—and what you can do about it. SEG-1: Land Inheritances & Liquidity Issues SEG-2: Mrs. Roberts' Pickles, 1st PC's, & The Swan Portfolio SEG-3: The Death of American Exceptionalism SEG-4: How Wall Street is Coming for Your Retirement Savings RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Trajectory Remains Bullish," is here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is WW III Off the Table?" https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Retirement Blueprint Candid Coffee," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SlowingEconomy #ImpossibleMeat #Flexitarian #StockInheritance #EstatePlanning #PrivateEquity #AlternativeInvestments #RetailInvestors #WallStreetWatch #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

This Month's Middle East turmoil calls to rememberance the Japanese Carry Trade blow up vs Iran Bombings: There is not the same sense of urgency this time; markets have already moved-on. Is Apple dead? Lance and Jonathan addresses a YouTube Chatroom query with analysis of how Apple continues to do well, despite a paucity of innovation; why 420 ETF's all own Apple; the evolution of the smartphone. Why you need Apple in your portfolio. Lance and Jonathan also address whether your college grad kid should move back in with Mom & Dad. SEG-1: Where's he Sense of Urgency? SEG-2: Is Apple Dead? SEG-3: Why You Need Apple in Your Portfolio SEG-4: Two Dad's on Money: Should Your College Grad Move Back Home? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Trajectory Remains Bullish," is here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is WW III Off the Table?" https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Retirement Blueprint Candid Coffee," July 19, 2025: https://streamyard.com/watch/qaMtj3cydgDQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #IranIsraelConflict #MarketRally #GeopoliticalRisk #SmartInvesting #Apple #PortfolioManagement #MarketVolatility #CollegeGrads #TwoDadsOnMoney #InvestingAdvice #Money #Investing

Are annuities always a bad deal? Not so fast. In today's episode, Richard Rosso & Jonathan McCarty tackle the myths and misconceptions around annuities. From income guarantees to tax-deferred growth, find out how annuities can actually support your retirement strategy—if used the right way. Jonathan shares his changed life as a new father, and a discussion of investor confirmation bias, who's likely to be the replacement for Jerome Powell, and the Shado Fed, tariffs, inflation, and political bias in investing. Rich and Jonathan address the growing impact of AI on the labor market and the velocity of AI. The concept of annuities and life expectancy: How AI can extend your life. Rich's insight to the Texas State Fair and an intriguing business opportunity; Texas History and good music; spending in retirement with stable-income vs variable-income sources. Why most annuities are sold and not planned for. The job of a financial advisor is to be unbiased; origins of the retirement crisis without pensions. SEG-1: Daddy Duty & Investor Confirmation Bias SEG-2: The Velocity of AI in Financial Planning SEG-3: Retirement Spending w Stable vs Variable Income SEG-4: Why Annuities Get a Bad Rap Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=QvoAQJShFsU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "What Oil Prices Are Saying About the Economy," is here: https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Fed's Next Mistake," https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AnnuitiesExplained #RetirementPlanning #InvestSmart #AnnuityEducation #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

Is the Fed setting the stage for another policy blunder? As inflation pressures linger and economic growth slows, Lance Roberts & Michael Lebowitz break down the risks of the central bank's next move—and what it could mean for your money on this morning's episode of #TheRealInvestmentShow. The Market Rally is ON, yet oil prices are telling a different story about the economy. President Trump could be picking a successor to Fed Chairman Jerome Powell sooner than later. Lance and Michael expose the Fed's political "independance," and it's proclivity for financial socialism. The Fed is always late...and always wrong. The true role of the Fed is to protect its member banks. Jerome Powell doesn't mind being late. The ill-fated push to lower bank's minimum reserve requirements. Again. (Did we not learn from the past?) SEG-1: Vacation Prelude - The Rally is On SEG-2: The Folly of the Fed & Financial Socialism SEG-3: Economic Data Shows Weaking - Will the Fed be too late? SEG-4: The Fed is Always Wrong RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=U8wHxhOOWMQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "What Oil Prices Are Saying About the Economy," is here: https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Bulls Are Back in Town," https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #OilPrices #Tariffs #FederalReserve #InterestRates #InflationOutlook #RecessionRisk #FedMistake #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #MarketRally #BullishMarket #OilPrices #Tariffs #IranIsraelConflict #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

In case you haven't noticed, the market's been in a rally ever since the April lows. Investor sentiment is finally turning more extreme-bullish. The whole Tariff thing is not A Thing; the Debt Crisis is not A Thing; World War 3 is not A Thing. Investors are starting to look past all this, and sentiment is on the rise. Markets on Wednesday knocked on the door of another all-time high; the NASDAQ achieved that milestone. Again. And it is possible the S&P will set a new, all-time high this week. Under the surface, things are over bought but not extremely stretched. July tends to be an event stronger month; August/September tend to be a lot weaker. If there is a risk of another correction, it will probably happen in August or September; not likely in July. Of note have been oil prices, seeing a sharp spike after the Israel/Iran conflict and the Iran bombings, but then falling equally as quickly. Oil prices have collapsed, sitting on support at the 50-DMA, and still on a sell signal. It would be no surprise to see oil bounce a bit from this level, but prices are going to remain stuck in the $60/bbl range for a while. Oil prices are being more reflective of economic data, which is showing sluggishness in the economy: Reduced economic demand = reduced demand for oil. Oil pries are actually telling us a lot about the economy, heading into the Summer. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=jiMvWO2ZDX8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #OilPrices #Tariffs #IranIsraelConflict #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Market speculation is at an all time high, yet there are economic surprises in store that could shake things up. There is now an illusion of economic strength. Lance discusses the recent reversal of the Death Cross in the S&P and NASDAQ; the Gold Cross is at an all time high. Lance and Danny address the new push to make private equity investing available for "the little guy," and the illusion of limited volatility. Beware the "good deals;" Wall Street will always find something to sell you if you want to buy it. The fallacy of "above average" gains in private equity; you never hear about the deals that go sour. A political sidetrack into the supposed fate of the Big Beautiful Bill and Term Limits. Danny and Lance review a Vanguard report on the average balances of 401k's (beware "average" comparisons!). SEG-1: Market Speculation Has Gone Bonkers SEG-2: The Private Equity Push SEG-3: The Fallacy in "Above Average" Gains SEG-4: How Does Your 401k Compare to National Averages? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=fZ-J2YfNC5w&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Trajectory Remains Bullish," is here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is WW III Off the Table?" https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #BuyTheDip #IranIsraelConflict #WorldWar3 #GeopoliticsAndMarkets #WarImpactOnStocks #GlobalConflict #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #401k #PrivateEquity #PrivateEquityETF #SpaceX #SuperSavers #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

Markets enjoyed a very nice rally on Tuesday, up by about 1% by the end of the day. A little bit of a sell-off right before the end of the session restrained markets from achieving another all-time high. The trajectory of the market remains bullish. Lance discusses progress since the Death Cross in the Spring; the difference between when a Death Cross matters or not is whether a Recession occurs afterwards. The NASDAQ is actually at all-time highs, triggering a "Golden Cross." If the NASDAQ continues to set new, all-time highs, it will drag the S&P with it. Despite these achievements, we're still expecting some sloppiness in the markets; use any dips as an opportunity to buy at lower prices. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=DRzdiS6C1vc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #BullishMarket #BuyTheDip #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Is the threat of World War III finally off the table? Lance Roberts breaks down the latest developments in global conflict and what they mean for financial markets. From oil prices and defense stocks to safe-haven assets like gold and Treasuries, we'll unpack how investors should think about geopolitical risk now. Are markets too complacent—or is the worst truly behind us? Is Apple dead? Lance addresses a YouTube Chatroom query with analysis of how Apple continues to do well, despite a paucity of innovation; why 420 ETF's all own Apple; the evolution of the smartphone. Why you need Apple in your portfolio. What is the next narrative of the Summer? Is the Fed trapped (again)? SEG-1: Markets & The End of WW3 SEG-2 Is Apple Dead (It's not growing...) SEG-3: Why You Need Apple in Your Portfolio SEG-4: Cease Fire Violations & Summer's Next Narrative RIA Advisors Chief Investment Strategist Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=aTZR3PEvaxc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets' Bullish Prelude to July," is here: https://www.youtube.com/watch?v=DiUwcZ7ujqU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "U.S. Strikes Iran: How to Invest When Geopolitics Explode" https://www.youtube.com/watch?v=L5GDPILjaAY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #BullishMarket #IranIsraelConflict #WorldWar3 #GeopoliticsAndMarkets #WarImpactOnStocks #GlobalConflict #FinancialMarketsToday #GeopoliticalRisk #StockMarketNews #IranUSConflict #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

Markets on Monday were under a bit of pressure because of the weekend bombings in Iran and their nothing-burger response. Markets broke out of their consolidation and ended the day in the green, retaining a bullish stance. Markets held support at a previous top, and proved multiple levels on which there is solid footing. Unfortunately, there's not a tremendous amount of upside from where we are now, but technicals are improving. The downside risk is down to 2,800, and there is about 100-points of upside, so the risk/reward is not great enough to be super-aggressive. Pay attention to slowing economic growth, and the a Federal Reserve that is content to hold pat on interest rates for now. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=DiUwcZ7ujqU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketConsolidation #BullishMarket #IranIsraelConflict #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Over the weekend, the U.S. launched strikes against Iran's nuclear facilities. Of course, for Americans and the financial markets, the response from not only Iran but also Iran's allies will be critical. Lance Roberts describes a process of logical evaluation and portfolio risk management when markets experience turmoil: What matters most to investors? What do these attacks mean for earnings? How might geopolitics affect EOQ activity? [NOTE: Lance is on vacation next week, 6/30-7/4] Remembering the Japanese Carry Trade blow up vs Iran Bombings: There is not the same sense of urgency this time; markets have already moved-on. How will the Israel-Iran conflict play out? Watch "Top Gun." Likely outcomes will be higher oil prices, a stronger dollar, and weaker equities. SEG-1: Bombings in Iran: What Matters Most? SEG-2a: Lance's Summer Vacation Preview SEG-2b: Where's the Sense of Urgency? SEG-3: How the Iran-Israel Conflict Will Play Out SEG-4: Watching for Pickup in Volatility RIA Advisors Chief Investment Strategist Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=L5GDPILjaAY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this show: "Iran Struck By U.S.: Markets, Risk, and Rational Investing" https://realinvestmentadvice.com/resources/blog/iran-stuck-by-u-s-markets-risk-and-rational-investing/ "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ "Oil Price Rise, Not Tariffs, Will Cause CPI To Tick Up" https://realinvestmentadvice.com/resources/blog/oil-price-rise-not-tariffs-will-cause-cpi-to-tick-up/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets Respond to Iran Bombings," is here: https://www.youtube.com/watch?v=yWM3nfbeF2I ------- Our previous show is here: "Fed Day Preview: Will They or Won't They?" https://www.youtube.com/watch?v=MEf6M7XXCqQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #CrudeOil #Gold #USDollar #IranIsraelConflict #MarketRally #GeopoliticalRisk #StockMarketNews #IranUSConflict #SmartInvesting #MarketVolatility #InvestingAdvice #Money #Investing

How are markets reacting to the weekend bombings in Iran? Futures are slightly positive. On Friday markets sold off, landing right on top of the 20-DMA; the market continues to work along this support line after working off about half of the over bought condition. Looking ahead to next month, July tends to be a stronger period, going into the third quarter, and buy back windows reopen. There may be a decent entry point by the end of this week. The Dollar was already beginning to rally prior to the weekend's geopolitical news, and there is a huge short position on the Dollar. If the US Dollar Index gets to 99- or 100, look for a pretty sharp rally in the Dollar as those shorts are forced to cover. And any rise in the Dollar is going to weigh on assets that are traded in dollars. For Oil Prices, the big concern is what's happening in and around the Strait of Hormuz, a backbone of oil prices; oil prices had spiked following the weekend's attacks, but have been cooling over the past few hours. Gold prices similarly had a lot of early gains on Sunday, but are starting to give up a large portion of those gains this morning. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=yWM3nfbeF2I ------- Articles mentioned in this report: "The Dollar's Death Is Greatly Exaggerated" https://realinvestmentadvice.com/resources/blog/the-dollars-death-is-greatly-exaggerated/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #CrudeOil #Gold #USDollar #IranIsraelConflict #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

It's Fed Day! Will the Federal Reserve finally cut rates—or kick the can again? Lance Roberts & Danny Ratliff break down what's at stake, what markets are pricing in, and what it means for your money. Thursday is Juneteenth, markets are closed, and so are we. Lance reviews the track for crude oil prices and the likely effect on inflation as the Iran-Israel conflict continues. What will Jerome Powell say following today's Fed meeting? Fed grammar matters. Danny and Lance review elements of the Big, Beautiful Bill as it bounces between the House and Senate; contents subject to change. Lance points out the insane irony of the Dept. of Agriculture's stance on feeding wildlife vs. feeding the masses. Danny and Lance review a Barron's article depicting a dilemma of wanting to retire early on limited savings, and live to 98. Hilarity ensues. SEG-1: Juneteenth & Fed Day SEG-2a: Fed Meeting Preview & Market Sentiment SEG-2b: The BIg, Beautiful Bill - Pt.1 SEG-3: The Big, Beautiful Bill - Pt.2 SEG-4: Can You Afford to Retire? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=MEf6M7XXCqQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Articles mention in this show: "The Bull Rally Continues" https://realinvestmentadvice.com/resources/blog/the-bull-rally-continues/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Why Oil Prices Are On the Rise," is here: https://www.youtube.com/watch?v=4O6HNmfPPb4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What's the Difference Between Fixed Income and "Stable" Income?" https://www.youtube.com/watch?v=jV5Oepv5zPM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #CrudeOil #Inflation #SupplyDemand #FedDay #FederalReserve #FedRateDecision #FOMC #InterestRateCut #JeromePowell #FinanceNews #IranIsraelConflict #MarketRally #GeopoliticalRisk #FixedIncome #StableIncome #RetirementPlanning #IncomeInvesting #FinancialEducation #MarketVolatility #BigBeautifulBill #DeptAgriculture #ParksWildlife #SNAP #InvestingAdvice #Money #Investing

Oil prices are on the rise in response to the current turmoil in the Middle East. Will this feed into higher inflation? The cure for higher oil prices is higher oil prices because it crimps off demand. The Fed has been concerned about inflation from tariffs, but that hasn't been the case. Now, the spectre of hotter inflation is rising with oil price increases; however, this all must be put into context: a longer view of oil price oscillations have not seen much of a spike. We may see a small increase in inflation, but not nearly to the degree the media would have you believe. When the Iran-Israel conflict ends, oil prices will slide back down. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=4O6HNmfPPb4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #OilPrices #CrudeOil #Inflation #SupplyDemand #FederalReserve #IranIsraelConflict #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

What's the difference between fixed income and "stable" income? Lance Roberts & Jonathan Penn break down the key differences between Dividend Stocks vs fixed income investments like bonds and annuities, and other strategies often labeled as stable income; how each performs in various market environments, the risks you may not see, and what every retiree or income-focused investor should consider. Lance and Jon also address the #1 Thing that homeowners regret about their houses, and a special "Two Dad's on Money" episode about whether your college grad kid should move back in with Mom & Dad. SEG-1: Retail Sales Preview, Where Market Risk Remains SEG-2: Are Dividend Stocks "Stable" or Fixed? SEG-3a: How to Calculate (and understand) Dividend Risk SEG-3b: Homeowners' #1 Remorse SEG-4: Two Dad's on Money - Should Your College Grad Move Back Home? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=jV5Oepv5zPM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mention in this show: "The Bull Rally Continues" https://realinvestmentadvice.com/resources/blog/the-bull-rally-continues/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Where Downside Risk Remains," is here: https://www.youtube.com/watch?v=cIyoblbtIdg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How the Iran-Israel Conflict Could Shock Global Markets," https://www.youtube.com/watch?v=J3v0Xj2_iJ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PensionFund #DownsideRisk #BullishMarkets #USDollar #IranIsraelConflict #MarketRally #GeopoliticalRisk #FixedIncome #StableIncome #RetirementPlanning #IncomeInvesting #FinancialEducation #MarketVolatility #IranIsraelConflict #TwoDadsOnMoney #CollegeGrads #InvestingAdvice #Money #Investing

Markets rallied a bit on Monday, despite the turmoil in the Middle East. Retail investors bought heavily into the dip. Futures this morning are slightly depressed. Oil prices fell, stock prices rose, and really, nothing has changed. Bulls are still trying to drive the market higher, but struggling to do so; momentum is beginning to slow. A bit of perspective: Markets finished the first quarter, and then fell sharply in April, followed by the current upward thrust that has continued through the second quarter. This has gotten pension funds off-sides, a situation that must be corrected before the end of the month: Therein lies the downside risk to markets. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=cIyoblbtIdg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PensionFund #DownsideRisk #BullishMarkets #USDollar #IranIsraelConflict #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Lance Roberts breaks down the latest developments in the Iran-Israel conflict and what they mean for global markets, oil prices, and investor sentiment. With tensions rising in the Middle East, we explore how geopolitical risk is shaping the outlook for the S&P 500, energy stocks, safe-haven assets like gold and Treasuries. Lance touches on the impact of Middle East conflicts on the stock market, how oil prices typically respond to geopolitical tension, and what sectors may benefit or suffer from the crisis. Lanec also addresses investor strategies during geopolitical uncertainty, with a look at historical market reactions to major conflicts. SEG-1: Iran-Israel - What's the next Catalyst? SEG-2: Market Effects of Iran-Israel Conflict SEG-3: Bifurcated Investing by Political Persuasion SEG-4: The Return of TINA RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=J3v0Xj2_iJ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mention in this show: "The Bull Rally Continues" https://realinvestmentadvice.com/resources/blog/the-bull-rally-continues/ "The Iran-Israel Conflict And The Likely Impact On The Market" https://realinvestmentadvice.com/resources/blog/the-iran-israel-conflict-and-the-likely-impact-on-the-market/ ------- The latest installment of our new feature, Before the Bell, "Markets Remain Bullish Despite Weekend Events," is here: https://www.youtube.com/watch?v=CMnSNn4v7Yo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is a College Degree Really Worth It?" https://www.youtube.com/watch?v=QuYNsk7T3tY ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishMarkets #USDollar #IranIsraelConflict #MarketRally #GeopoliticalRisk #MarketVolatility #IranIsraelConflict #InvestingAdvice #Money #Investing

Markets sold off slightly on Friday on concerns over the Iran-Israel conflict, down to the 20-DMA, which has been good support for markets. Markets remain over bought, and markets started on Friday to work off some of that "overboughtedness, and this morning futures are pointing higher. Interestingly, while retail investors are fully into the markets, institutional investors have been woefully underweight equities, and have some catching up to do. As markets continue to push higher, each of the interim dips are being bought up by institutional investors, which will continue to be the case as we approach the end of this month, and the end of the quarter, the end of the reporting period for hedge funds and portfolios. We believe the next two weeks will see more buying pressure as these groups reallocate capital to bolster their portfolio performance. The US Dollar, meanwhile, has been under pressure, trying to set a double bottom in order to set up for a counter-trend rally. There's a ton of negative sentiment on the Dollar, with the short-dollar trade the most over-crowded, presently. Something will cause a shift back into the US Dollar, and create a potential rally to between $97 and $103. A stronger Dollar will attract foreign investors back into the US, with a positive effect on domestic markets. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=CMnSNn4v7Yo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishMarkets #USDollar #IranIsraelConflict #MarketRally #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Is a college degree still worth the rising cost? As student loan debt climbs and tuition skyrockets, more families and young adults are asking whether a traditional four-year education offers a worthwhile return on investment. In this episode, we break down the financial data behind college costs, degree value by major, and explore growing alternatives like trade schools, certifications, and apprenticeships. Richard Rosso & Susan Buenger posit whether higher education is still the smart path — or if it's time to rethink the college equation. SEG-1: Initial Market Response to Israeli Attack on Iran SEG-2: The Best College Major ROI SEG-3a: Israeli Raid & Market Volatility SEG-3b: Expectations & College Preparation - When to Start the Process SEG-4: Competition & Planning for College RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Sarah Buenger, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=QuYNsk7T3tY ------- Articles mention in this show: "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "Does Consumer Spending Drive Earnings Growth?" https://realinvestmentadvice.com/resources/blog/does-consumer-spending-drive-earnings-growth/ ------- The latest installment of our new feature, Before the Bell, "No Love for Puts," is here: https://www.youtube.com/watch?v=imI9OvQa8ac&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Inflation Cools" https://www.youtube.com/watch?v=3F4zKT325bo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InflationCools #InflationUpdate #ConsumerPriceIndex #HigherEducation #TradeSchoolAlternative #CollegeWorthIt #StudentDebt #EducationROI #InvestingAdvice #Money #Investing

May CPI surprised with a "cooler" print on inflation, begging the question of what the Fed will do next. Lance Roberts & Michael Lebowitz break down the CPI report, reveal what's driving the slowdown in some consumer prices, and explore what it means for interest rates, your portfolio, and the broader economy. Who's going to end up "eating" the tariff-related increases? A clue may appear in the PPI reading. April saw a massiv surge in stock buy backs; that window will soon close. Lance and MIchael discuss the initial effects of tariffs on the economy; consumer choice is a factor that should not be ignored. For investors, the key is focusing on what really matters (earnings) vs the popular narratives de jour. Markets have all the information, but investors sometimes allow sentiment to take control. SEG-1: CPI & PPI - Who's Eating the Tariffs? SEG-2: Parsing CPI: What Did Tariffs Really Affect? SEG-3: Why All That Matters is Earnings SEG-4: How to Manage Risk Best RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=3F4zKT325bo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s ------- Articles mention in this show: "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "Does Consumer Spending Drive Earnings Growth?" https://realinvestmentadvice.com/resources/blog/does-consumer-spending-drive-earnings-growth/ ------- The latest installment of our new feature, Before the Bell, "No Love for Puts," is here: https://www.youtube.com/watch?v=imI9OvQa8ac&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "CPI Day - Will Inflation Hold Steady?" https://www.youtube.com/watch?v=2SOCvadsj58&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=3&t=1s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InflationCools #InflationUpdate #ConsumerPriceIndex #MarketPullback #StockBuyBacks #Puts #TakeProfits #ReduceRisk #SlowingEconomy #MayCPI #InflationWatch #CPI2025 #MarketRally #SmallCapStocks #Russell2000 #TakeProfits #ReduceRisk #SlowingEconomy #ImpossibleMeat #Flexitarian #StockInheritance #EstatePlanning #InvestingAdvice #Money #Investing

Markets had a rare down-day amid the relentless run since April. Markets are up 3% for the year. There was a record surge in buy back announcements in April, well above any previous year, which is where much of the buying pressure for stocks came from. What happens when the buy back window next closes?? There are two things going on that might indicate now is a good time to think about hedging your protfolio, or at the very least, being patient: Buy backs are about to go into blackout period, and there is no love for puts right now. No one seems to want to buy any insurance for their portfolio: Why buy insurance, when the market is just going to keep going up?? Well...typically, when levels of Puts are low, that indicates proximity to market peaks. These factors, along with seasonality, would tend to indicate markets are primed for a pullback. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=imI9OvQa8ac&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketPullback #StockBuyBacks #Puts #TakeProfits #ReduceRisk #SlowingEconomy #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Today is CPI Day, and all eyes are on the Consumer Price Index report for May. What will today's CPI data mean for the Federal Reserve's interest rate path and future market volatility? Lance Roberts & Danny Ratliff examine the implications for stocks, bonds, and consumer sentiment. Lance questions the data the government is providing, and examines the Small Caps' performance of late. What will be the impact of tariffs on CPI? Why now is a "normal" interest rate environment. Nobdy cares about economic date revisions. Danny tackles the question of whether you should disclaim a $5-Million inheritance; hilarity ensues with an anecdote about Lance's son's request for money. No. Impossible Meat goes "Flexitarian;" more hilarity ensues. Danny & Lance discuss the sticky wicket of stock and land inheritances; CPI preview: No expectation of a hot print. SEG-1: What Difference Does a One-Tenth Percent Inflation Make? SEG-2: Inflation Expectations vs Real Life SEG-3: Should You Disclaim an Inheritance? SEG-4a: Beyond Meat & Flexitarian's SEG-4b: Land Inheritances & Liquidity Issues SEG-4c: CPI Preview RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=2SOCvadsj58&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=3&t=1s ------- Articles mention in this show: "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "Does Consumer Spending Drive Earnings Growth?" https://realinvestmentadvice.com/resources/blog/does-consumer-spending-drive-earnings-growth/ ------- The latest installment of our new feature, Before the Bell, "Small Caps on a Tear...but," is here: https://www.youtube.com/watch?v=IaVrimYakns&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Private Equity is Coming for Your Money," https://www.youtube.com/watch?v=z5pY32IgCBY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=152s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MayCPI #InflationWatch #CPI2025 #MarketRally #SmallCapStocks #Russell2000 #TakeProfits #ReduceRisk #SlowingEconomy #ImpossibleMeat #Flexitarian #StockInheritance #EstatePlanning #InvestingAdvice #Money #Investing

Small Cap stocks have been on a tear lately, and lost of speculative bets are being placed on Small Caps. You may recall, Smapp Caps got beaten up in April, and have had a nice rally since. We are advising caution at this elevated level, approaching the 200-DMA, and take some profits sooner than later. There's real risk to Small Cap stocks economically; economnic data is showing slowing, and that is going to impede earnings at some point. It's important to note that 40% of Small Cap stocks are not profitable, particularly in the Russell 2000, which is also approaching its 200-DMA and is very over bought on multiple levels. These stocks perform best coming out of a recessionary cycle, and right now is the wrong side of that cycle. While the S&P is near all-time highs, Small Caps are way, way back. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=IaVrimYakns&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #SmallCapStocks #Russell2000 #TakeProfits #ReduceRisk #SlowingEconomy #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Lance Roberts & Jonathan Penn uncover how private equity investments are no longer just for the ultra-wealthy...but is that the best plan? With Wall Street's latest push, retail investors are now being targeted as the next frontier for capital. From alternative investments in 2025 to the growing trend of private equity entering 401(k) plans, we break down what you need to know about the risks of private equity, the lack of transparency compared to public markets, and what this shift could mean for retail investors. Don't miss this deep dive into why Wall Street is coming after your retirement savings—and what you can do about it. SEG-1: Industrials Lead the Way SEG-2: The Private Equity Story - Why Am I So Lucky? SEG-3: The Private Equity Story - The Democratization of Private Equity SEG-4: The Private Equity Story - Everyone's Looking for an Edge RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=z5pY32IgCBY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=152s ------- Articles mention in this show: "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "Does Consumer Spending Drive Earnings Growth?" https://realinvestmentadvice.com/resources/blog/does-consumer-spending-drive-earnings-growth/ ------- The latest installment of our new feature, Before the Bell, "Preparing for a Pullback," is here: https://www.youtube.com/watch?v=uoKv2jBDwNs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Buy the Dip--Technically Speaking," https://www.youtube.com/watch?v=5BTKdUS6nh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketCorrection #MarketPullback #BuySignal #Tariffs #MarketNarrative #PrivateEquity #AlternativeInvestments #RetailInvestors #WallStreetWatch #FinancialFreedom #BuyTheDip #TechnicalAnalysis #StockMarketStrategy #Sentiment #Price #FearGreedIndicator #InvestingTips #MarketTiming #InvestingAdvice #Money #Investing

The Rally continues with the Bulls in control since April 9, but not much has happened. Markets needed a reason to sell, and Tariffs gave them that reason, but that is all over with. That's why you have to be careful with narratives. Markets move past them quickly, and it's on to the next issue or event. Weekly buy signals now suggest the correction is complete, Bulls are back in control, and all time highs are just a breath away. We're seeing improvements in sentiment and breadth; we're in th emiddle of a reversal process. However, there is an expectation of a relaxation of what's going on: Money flows are ebbing, sellers are exhausted, and buyers are slowing. That suggests that markets are going to consolidate, or pullback to support at the 200-DMA. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=uoKv2jBDwNs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #MarketCorrection #MarketPullback #BuySignal #Tariffs #MarketNarrative #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Are you waiting for the perfect moment to "buy the dip" but unsure how to spot it? Lance Roberts reveals how to identify smart entry points using technical analysis. From recognizing key support levels and reversal patterns, to understanding what oversold indicators are really telling you, we'll walk you through the tools, charts, and signals that professional investors rely on. Whether you're a seasoned trader or a long-term investor trying to fine-tune your entry, this episode will help you buy with more confidence when markets pull back. Plus, we'll share insights on how to avoid common pitfalls, manage risk, and ride the recovery wave effectively. SEG-1: Market Upsides Outweigh the Downsides SEG-2: How to Know When to Buy the Dip or Not SEG-3: Two Key Tools - Sentiment & Price SEG-4a: Futures Commentary SEG-4b: Preparing for Next Earnings Season RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=5BTKdUS6nh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mention in this show: "The Market Crash – Hope In The Fear" https://realinvestmentadvice.com/resources/blog/the-market-crash-a-set-up-for-a-rally/ "Does Consumer Spending Drive Earnings Growth?" https://realinvestmentadvice.com/resources/blog/does-consumer-spending-drive-earnings-growth/ ------- The latest installment of our new feature, Before the Bell, "This is Not a Bear Market Rally," is here: https://www.youtube.com/watch?v=15oEA1pEwQE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is 70 the New 65? Reshaping Retirement in America," https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BearMarketRally #MarketCorrection #BuySignal #RisingRelativeStrength #BuyTheDip #TechnicalAnalysis #StockMarketStrategy #Sentiment #Price #FearGreedIndicator #InvestingTips #MarketTiming #InvestingAdvice #Money #Investing

We received lots of email traffic over the weekend about the "next shoe to drop" in the markets: This is NOT a bear market rally. Yes, we had a correction; that correction is now over. Taking a longer view of market action (think: weekly vs daily), we get a better sense of what is going on. We're seeing a lot of improvement from where we were just a couple of months ago. The correction worked off a lot of the over bought conditions. And on a weekly basis, a buy-signal has been triggered. We are now seeing rising relative strength. We will see a correction sometime this summer; it's just a matter of time. That would provide another buying opportunity to add exposure to equities. For investors, the upside potential for the markets outweighs the downside. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=15oEA1pEwQE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BearMarketRally #MarketCorrection #BuySignal #RisingRelativeStrength #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Should the new retirement age be 70? Richard Rosso explores the financial, social, and personal implications of delaying retirement. What does working longer mean for your retirement planning in 2025 and beyond? Is it a necessity—or a trap? Whether you're nearing retirement or decades away, understanding how changes to the retirement age could affect your benefits and financial independence is critical. Listen or watch to hear what raising the Social Security age could mean for you and why 70 might become the new 65. We introduce another of our Summer Interns, Parker McGill, from the University of Tennessee; the aftershocks of the Trump/Musk feud; retirement savings trends are improving; Denmark has raised its retirement age to 70; should the US take a cue? A preview of today's Government Jobs Report: Will bad news (lower employment) be good news (Fed incentive to cut rates)? SEG-1: Polymarkets Bets on Trump, Musk, & Recession SEG-2: Jobs Report Preview & Raising SS Retirement Age SEG-3: Saving for Retirement & Financial Independence SEG-4: Jobs Numbers: Bad News is Good News? Director of Financial Planning, Richard Rosso, CFP, w Summer Intern, Parker McGill (University of Tennessee) Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=Z6DR5m8qL-Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rates Cuts Do Not Equal Inflation," https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementAge #SocialSecurity #RetirementPlanning #FinancialIndependence #WorkingLonger #DonaldTrump #ElonMusk #RetirementSavings #JobsNumbers #ADP #BLS #FederalReserve #InterestRates #InvestingAdvice #Money #Investing

Are investors wrong to assume that rate cuts will automatically tame inflation? Lance Roberts and Michael Lebowitz challenge the belief that the Fed's rate cuts always translate into lower inflation. Using historical data and current economic conditions, we explore how monetary policy really interacts with price pressures—and why rate cuts may actually stoke inflation under the wrong conditions. Specifically, Lance and Mike address the real impact of Federal Reserve rate cuts and inflation, why cutting rates doesn't always reduce inflation, and some lessons from past economic cycles. What today's investors should expect in 2025 📈 Stay ahead of the curve with real data, real analysis, and real investment insight. SEG-1: No Reason to be Negative About Markets SEG-2: Should the Fed Cut, Raise, or Hold? SEG-3: What Is a Reasonable Interest Rate? SEG-4a: Sharp's Law & Inflation Perspectives SEG-4b: Narratives Are Explanations for the Unknown Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=4BgEM6uejWc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=155s ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "S&P 7,000?" is here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will There Be a Summer Swoon?" https://www.youtube.com/watch?v=55_d45otgA4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateCuts #InflationDebate #MonetaryPolicy #InterestRates2025 #EconomicOutlook #SP7000 #MarketRally #AmericanExceptionalism #Dollar #Mag7 #MoneyFlows #SummerSwoon #StockMarketTrends #MarketForecast #Investing2025 #SeasonalInvesting #ArtificialIntelligence #AI #InvestingAdvice #Money #Investing

Markets rallied in the morning and faded in the afternoon on Wednesday, which was no surprise: Markets are still overbought, wrestling with a momentum sell signal, and futures are flat ahead of Friday's BLS employment report. Markets anticipate the number will be weaker than expected, adding to the trend of weaker economic performance. If that's the case, markets could perform better, interpreting the data to foreshadow a lowering of interest rates sooner than later. (A stronger jobs report could ignite a sell-off, as rate cuts would be expected to be pushed back later in the year.) Markets are very close to all-time highs, with some Wall Street analysts pushing for S&P 7,000 by the end of the year. Similarly, the Mag-7 have come roaring back in the Nasdaq, and that index is also approaching new, all-time highs. Markets may continue to struggle to make gains, unlike the major moves we saw in April, but there's no reason to be negative on markets, presently; expectations for a retracement to recent lows is very slight. "Buy the Dip" should be the function for investors for now. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's video here: https://www.youtube.com/watch?v=r8b98kV23Ao&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketRally #SP7000 #AmericanExceptionalism #Dollar #Mag7 #MoneyFlows #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing

Is a summer swoon looming in the stock market for 2025? Lance Roberts & Danny Ratliff explore the historical performance of the S&P 500 and major sectors during the summer months—June through August, and examine whether investors should brace for a seasonal pullback, looking at historical June-to-August returns and volatility trends, what typically drives a summer slowdown in stocks, and sector-by-sector analysis: What holds up best in weak seasonal periods? How do global macroeconomic conditions and slowing growth shape investor behavior? Lance and Danny also discuss how markets listen and absorb news...and adapt. The US is NOT going broke; Lance again discusses the economic benefits of needful government spending on infrastructure projects and the multiplier effect. Danny and Lance also parse a potential bill to ban sitting Congresspersons from investing in markets. SEG-1: Sell in May, or Go Away? SEG-2: Why June Isn't Always a Loser Month for Markets SEG-3: The More Markets Hear, the More They Adapt SEG-4a: Is the US Going Broke? SEG-4b: Should Congress Be Banned from Trading? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=55_d45otgA4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mention in this show: "Buying Stocks Is Always Hard" https://realinvestmentadvice.com/resources/blog/buying-stocks-is-always-hard/ "The Narratives Change. Markets Don't." https://realinvestmentadvice.com/resources/blog/the-narratives-change-markets-dont/ "Ray Dalio Is Predicting A Financial Crisis…Again." https://realinvestmentadvice.com/resources/blog/ray-dalio-is-predicting-a-financial-crisis-again/ ------- The latest installment of our new feature, Before the Bell, "Sell in May & Go Away?," is here: https://www.youtube.com/watch?v=k0JoZpN0_40&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Reports of the Death of American Exceptionalism are Greatly Exaggerated," https://www.youtube.com/watch?v=2B9lqcwx9EU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2063s ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SellInMay #MarketRally #AmericanExceptionalism #Dollar #Mag7 #MoneyFlows #SummerSwoon #StockMarketTrends #MarketForecast #Investing2025 #SeasonalInvesting #ArtificialIntelligence #AI #InvestingAdvice #Money #Investing

Should you sell in May and go away? Markets have had a strong rally following the sell off in April: Markets were under pressure, over sold, and sentiment got very negative. That sentiment has not totally reverse quite yet, and there is a lot of momentum behind the market presently. Price tends to carry price: As markets begin to rally, like a freight train, it's hard to stop. One thing to keep in mind: Lower returns are not necessarily negative returns. Technically, markets are doing fine, and behind the scenes some bullish activity has been occurring. Money flows have turned positive, and the Mag-7's are doing well again. Hedge funds have been under-weighted, which is being corrected, and that's adding octane; stock buy backs continue to add liquidity to the markets. The markets' consolidation process is actually bullish for investors. A breakout of consolidation will set up for a rally to new, all-time highs. How will that happen amid the falling dollar and the threat of tariffs? Markets tend to do what you don't expect. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- https://www.youtube.com/watch?v=k0JoZpN0_40&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025: https://streamyard.com/watch/BUr4UuRVt6Uj ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SellInMay #MarketRally #AmericanExceptionalism #Dollar #Mag7 #MoneyFlows #20DMA #50DMA #100DMA #200DMA #InvestingAdvice #Money #Investing