The Real Investment Show Podcast

Dave Ramsey says the paid-off mortgage is the new status symbol of choice...but for some, that's not the best advice. Richard Rosso, CFP/Director of Financial Planning, and Danny Ratliff, CFP, explain why.

Like an addict's growing resistance to his drug of choice, requiring larger and larger doses to achieve the same effect, markets appear to have built up their resistance to Dr. Fed's prescription of Quantitative Easing, as RIA Advisors' Chief Investment Strategist, Lance Roberts, and Portfolio Manager, Michael Lebowitz, discuss.

Valentine Spending Habits, Cry Me a Cockroach, Market Commentary; Taste of Texas Salad Bar, GoldBelly.com Market Commentary-Where Does the Fed Go Next? Can Owning a House De-rail Your Retirement? Valentine's at Spec's, Singles Night at Grocery Stores, Right Lance Class Pitch, Taxes in Retirement

Pre-Friday festivities; Valentine's Day PSA; Covid-19 impact on markets; US Productivity; Alien Contact; TV Ratings/streaming screentime survey and US Productivity; Tommy in Germany; Valentine's Day Trees; London Diversity advertising; Michael Lebowitz on The Fed as An Enabler; what is 'aggressive' action; have we built up immunity to QE? Covad-19 impact on markets; response is not normal; Fed response.

Everyone's healthcare insurance is rising, but there are strategies you can employ to keep those premiums (relatively) affordable, while putting your money to work for you.

Bernie Wins NH and The Growing Appeal of Socialism; the Economic Necessity of Corrections; Consumer Debt, Credit Scores, New FICO Formulae; Medicare, HSA's & FSA's--How to invest these funds; Coronavirus Update: Drinking Cow Urine; Postal Delivery, Supply Chain Disruptions; Baltic Dry Index Drops;

The intended result of the tax cuts two years ago did not materialize, and that't impacting the reporting from companies today. RIA Advisors Chief Investment Strategist Lance Roberts explains what happened since, along with what happens when your international flight takes advantage of the Jet Stream, and the origin of Marathons.

Taylor's New Car; Tom Steyer's $22/hr Minimum Wage; Commodity Pricing and Market Optimism in the face of Coronavirus; Jerome Powell's likely strategy to extend liquidity and continue to lower rates; Jet Stream Travel, Marathon Men; the Aftermath of Tax Cuts; the Wuhan Theorem; Global Economic Impact of Coronavirus.

Alexandria Ocasio-Cortez reviews her recent reading of 'Milton' Keynes, and why she believes a 15-hour work week is in our future! The reality of America's economic scene, and what's more likely to happen, from RIA Advisors Chief Investment Strategist, Lance Roberts.

The absolute importance of Valentine's Week; Coronavirus update; How big will he economic impact be? Hyman Minsky; Donald Trump's $4.8-Trillion spending budget; How economic growth actually works; AOC and "Milton" Keynes; what government is supposed to provide; the cost to the economy; the next Minky Moment; AOC's Bootstraps; if our president was Chinese; Consumerism run amok; How to create wealth.

Adulting Merit Badges, Texan Parking; Market Commentary; Cold Snaps, Mosquitos, & Lizard Ranching; The Imperfect Perfect Retirement Plan; Spec;s Merit Badge; Danny's Daddy-Daughter Dance; Jobs Report; You Are All Economists; Ham Radio, CB Radio as first social media; Death of Stretch IRA; the Retirement Income Masterpiece.

Jerome Powell's most recent comments belie the strategy at the Fed regarding liquidity injections. RIA Advisors Portfolio Manager Michael Lebowitz, CFA w Chief Investment Strategist, Lance Roberts, review the public policies that have distorted how we measure inflation (and pay SS benefits) and why we're reaping the economic whirlwind for using such unrealistic metrics.

No impeachment; Kirk Douglas' film legacy; Coronavirus vaccine; Adulting Merit Badges; the Fed's Great Betrayal; Hedonic Adjustments to inflation; Inflation on Gilligan's Island; Why the Gov't. manipulates Inflation numbers; Consumer confidence levels between young and old invert. The consequences of bad public/monetary policy, and the danger of perpetuation.

The outrageous behaviors of others--like buying as stocks are surging, and taking advice from your shoe shine guy--are generally reliable indicators the market cycles are near their zenith...plus, what Lance Roberts is looking at while Danny's talking.

When companies report their results (we're looking at YOU, Google), where does the revenue actually go? A look at reporting and the financial media's role in pumping prices on stocks.

Aftermath of the Iowa Caucus; SA Rollercoaster; Puppies, Babies, & Monkeys' China Stimulus & Market Commentary; Potential Economic Impact of Wuhan Virus; Over-paying for value; More Iowa Caucus; post-impeachment markets; Economic Indicator to watch: Banks; Google Estimates miss; Apple's net income; How Share Buy-backs impact Earnings per Share.

Could the Coronavurus cut US GDP in two? Should the Monday following the Super Bowl be declared a National Holiday? Short, Medium, and Long-term impact of virus on markets; The New Standard of Reporting Earnings; how we got from the Crooked-E to now; Leo music; Zero Hedge Twitter ban; the Fed has done all it can to sustain markets; NY Pet Shop banned; Iowa Caucus; Bernie vs the Dem's; Majority dissatisfaction with Democracy; Democracy & Capitalism vs Socialism; Sanders' policies are bad for economy and markets.

Ameritrade's study on super-saving Americans reveals simple things we can all adopt; Richard Rosso, Director of Financial Planning, w Danny Ratliff, CFP, share and compare notes on what works best for their families.

It's Amazon's World--we just live in it (and order from it); an analysis of Amazon's earnings; Corona Beer's viral tweet; the manipulation of inflation numbers; Buy-sell strategies in current market; trimming profits; signs of topping off in the market; Ameritrade's Super-savers Study; On Line Shopping tips, no-spend Wednesday; Real-life vacations with The Ratliff's.

Look no further than the middleman in the equation of higher costs for healthcare.

If you've retired, or you're getting close, listen-up: The math on the markets you're being shown is not in your favor. Here's why what happens on Wall Street matters as you begin to take draw downs on your retirement funds.

We riff on a story about a UK school that's more concerned about what students might be tweeting about their Asian colleagues than in actual preparation against the dreaded Coronavirus; what Einstein would think of smartphones (and the way we use them!); Millennials' money concepts, budget leakage, and the Fed.

As the latest earnings season unfolds against a backdrop of biological hazards and political intrigue, with a dash of fiscal policy fog, Wall Street seems to be unfazed, in this analysis and commentary by RIA Advisors Chief Investment Strategist Lance Roberts w Portfolio Manager Michael Lebowitz, CFA.

The implications of the Fed Guidance this time; Coronavirus vs SARS; Dogs, Meat, and Children; Chick-Fil-A phenomenon; Valuation and Pricing in the markets; Facebook stats; Markets due for Correction; Sports Biz w the Astros, Chiefs vs 49'ers; Superbowl; The Fed's QE; Misunderstanding Bank Reserves; Impeachment and the 'I Don't Care' Market.

What will be the economic impact of the Coronavirus, compared to impact of SARS virus in 2003; Hyundai's "Smaht Pahk" Superbowl commercial; Corporate Earnings, Return to Value; Xeonophobia vs Coronavirus--in the UK, they're more concerned about hurt feelings than viral pandemic; Kobe Bryant and the value of estate planning; States sue robocallers.

The Economic Impact of Coronavirus; the Seth Levine Podcast preview; Leo Morrachioli; the cost of living in retirement; Burger King's Impossible Burger, Beyond Meat puts, Dairy Queen & Chick Fil A; betting on the Superbowl; Fed Meeting Preview.

The Psychology of the Markets, Why Stock Buy-backs are so prolific; public vs private market investing; the impact of fear in setting time horizons; why fear IN an economic slowdown is more destructive than the fear OF an economic slowdown; that time when Chuck Schumer told Jerome Powell, 'you're the ONLY game in town.'

As January fades, Valentine's Trees emerge; the Economic Impact of Coronavirus; Real-time indicators in Commodities; The Ten Plagues and The Coronavirus--market reactions; Why Healthcare expenses are so high.

Market Performance and appropriate portfolio management; when you sell on the news, what do you do with the money? Social Security changes and telephone scams; Eating Dogfood; investor/advisor complacency; financial literacy and backdoor taxes; FICO Scoring, realistic debt-to-income ratios; making good social Security decisions.

President Trump says lower interest rates would spur economic growth above 4%; but if that were the case, how does he explain the past several years of near-zero percent interest rates, with GDP stubbornly clinging to 2% growth? RIA Advisors Chief Investment Strategist Lance Roberts w Portfolio Manager Michael Lebowitz, CFA, examine the proof.

The Cigna Survey on Loneliness and Social Media; Impeachment; Aaron Hernandez; Emotional Support Animals limitations; Coronavirus impact on economic growth; forecasts lowered for 26th time; China vs US Birthrates; Michael Lebowitz on The Fed vs Donald Trump--who's right? Lower rates = higher GDP growth? who really benefits from Trump tax cuts; Creeping Along to MMT; pulling forward future economic growth; economy is predicated on debt.

What happens when a group of ultra-wealthy activists jointly sign a letter to the Davos Economic Summit participants, advocating for public policy in order to avoid dealing with pitchforks wielded by the poor?

Want to know what keeps the Fed up at night? A problem of such enormity, most cannot even comprehend that mass and scale. RIA Advisors Chief Investment Strategist Lance Roberts sets the landscape for what could potentially be a catastrophic economic event.

The Impeachment Trial Parade continues; the dance at Davos meanders on;. pundits proclaim a "Goldilocks Economy," while 84% of the population derives no direct benefit from a surging stock market; the Patriot Millionaires Group letter to Davos: Raise Taxes on the Rich; the problem of the US Debt Balloon; would lower interest rates really boost GDP, as President Trump has said? Dark Tech, Elections, the Clinton's and the power of Google (and behind the scenes, what we deal with regularly with censorship by Facebook, YouTube, and Google.)

The Impeachment Trial of President Trump; Davos Financial Summit focus on Climate Change instead; The Corona Virus & The Zombie Apocalypse; Chinese New Year of the Rat (1/25) "Outbreak" Movie; Email Answers: What the Fed is Doing; Corporate Debt levels; What the Fed is Afraid of; Coming Asteroid 2003-YT-1; Larry Kudlow on Tax Cut Benefits; Household Debt Ratios.

The Federal Reserve is stuck in a problem of its own making, an "economic liquidity trap," with monetary policy now ineffective in stimulating growth, as RIA Advisors Chief Investment Strategist Lance Roberts discusses w Portfolio Manager, Michael Lebowitz, CFA.

Market commentary and the oven analogy; Value Investing in the current market; Richard's new pick-up line; the Financial Vulnerability Cushion; Planning Against the Fed; Januhairy; Women's HSA's and healthcare expenses

"Ignoring problems rarely solves them." -John Mauldin The problem with this extended run of low interest rates is that it has encouraged a mis-allocation of capital. And what does "Quantitative Easing" REALLY mean? #FedGibberish

NFL Centennial, Baseball Cheating, and China Trade talk with Michael Lebowitz, CFA; Nancy Pelosi's Impeachment Pens, China, Iran, and Energy; Ocean City vs New Jersey; the Fed's Monetization of Debt; Growing up in Lake Jackson, Christina's boot; 'Can We Sell, Yet?'

The China Trade Deal/Un-Trade Deal/Trade Un-Deal is signed today. What this means to investors moving forward, and how outside guidance is influencing insiders. And a story about Lance's wife.

China Trade and the problem with economic data; Divorce by Swordfight; Black Rock's Climate Change/Sustainability agenda: Why 'fad' investments do not fare well; market preview; the Fed's QE/un-QE & baby ducks; Phase One China Trade Deal; Financial Vulnerability Cushion; using Whole Life Insurance properly; The SECURE Act; Hard Money Loans; Democrats & Gulags; Vince Vaughn and Donald Trump; LSU/What the Media Isn't Telling You; Black Rock exists to sell products; EFT's and the evolution of Mutual Funds.

When all the experts agree, something else is bound to happen. We think the risk of a correction in the markets has become elevated. Here's why...

Dem Candidates, China Trade Phase One (no details), and the latest Roberts surgical saga; Market losses are more than money; markets' rise is not based on fundamentals; what to do when all the experts agree; the death of Fiscal Conservatism as the US Budget Deficit swells; year-round event trees.

What happens when we compare performances of our stuff vs someone else's? Our raise vs their raise; our car vs their car; our portfolio vs their portfolio? A look at the dangers of comparison, and the crucial role your financial advisor should play within that dynamic.

Texas Tech's Automatic Admissions; with Markets over-bought, here's how we're invested; Christina's foot surgery; "This is Nuts" preview; Elon Musk's "new" ideas; on Contentment and Making Comparisons; Netflix' de-aging in "The Irishman;" when "green" technology isn't so green.

The allure of classic cars, like the Bullitt Mustang, now valued at over $4-M; Market recap; the Animal Spirits in the markets; the importance of discipline in investing; Financial Resolutions you can keep; the perils of taking Social Security too soon.

The allure of classic cars, like the Bullitt Mustang, now valued at over $4-M; Market recap; the Animal Spirits in the markets; the importance of discipline in investing; Financial Resolutions you can keep; the perils of taking Social Security too soon.

The Fed's Liquidity Trap continues to dig a deeper hole; the market is not the economy, but a reflection of it; Portfolio Manager Michael Lebowitz, CFA w RIA Advisors Chief Investment Strategist Lance Roberts examine the consequences in over-confidence in the market.

Carlos Ghosn's Escape from Japan; Iran: The story that keeps on giving; the Fed's Liquidity Trap; the market is not the economy; The Iran Saga: Toothless Sanctions? China Trade Phase One signing; Michael Lebowitz on Fed Liquidity Catch-22; Market Complacency; The Role of an Advisor; The Harper's Ferry river ride.

Is there a financial upside to divorce? January sees more couples calling it splits than in any other month of the year; implications and ramifications discussed with RIA Advisors Chief Investment Strategist Lance Roberts and Certified Financial Planner Danny Ratliff, CFP.