
The Ramsey Show - App
5,000 episodes — Page 44 of 100

Mom Hasn’t Saved Money & Expects Me To Provide for Her
Dave Ramsey & Ken Coleman discuss: Should I cashflow college now or rely on my employers tuition reimbursement over time? Should you do a 401(k) if there's no company match? Does it make a sense to take a job outside your degree field? Are you responsible for caring for aging parents who haven't saved for retirement? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Should I Stay Gazelle Intense Forever?
Dave Ramsey & Dr. John Delony discuss: Why you shouldn't stay gazelle intense forever, Planning for retirement later in life, Do the baby steps work even if you're older? Does it ever make sense to have more than one financial advisor? The best way for a blind guy to build wealth. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Don’t Let Your Debt Make Your Decisions for You
Dave Ramsey & Dr. John Delony discuss: How to handle a devastating house fire, Their favorite cheap fast food meals, best concerts, and worst bosses, How to talk to your parents about getting long-term care insurance, How to use profit from selling your home. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

My Ex-Boyfriend Is Calling Me a Thief
Dave Ramsey & Dr. John Delony discuss: Should I cash flow law school or become a mortgage broker? What happens when you combine finances in a toxic relationship, How you should handle interest-free debt in the debt snowball. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

You Can’t Be Dramatic & Win at Investing
Dave Ramsey & George Kamel discuss: How to convince friends and family that they should pay off their house, Why you can't win at investing if you're too dramatic about the market, How to handle a surprise pregnancy financially. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

“Greedy Rich People”: Ashton Kutcher & Mila Kunis Help Ukrainian Refugees
Dave Ramsey & George Kamel discuss: Ashton Kutcher & Mila Kunis' outrageous generosity, Going out on your own after getting laid off, When it makes sense to move across the country. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Here’s the #1 Thing You Can Do To Leave a Legacy
Dave Ramsey & George Kamel discuss: Giving care to a parent with Alzheimer's, Why everyone needs a will, How to spend a large inheritance. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Should We Lease a Horse? (Yes, a Horse)
Ken Coleman & George Kamel discuss: Deciding between two different health insurance plans, Buying a car when starting a new family, The foolishness of waiting for the government to forgive student loans, How compound interest works, Does it ever make sense to lease a horse? (Neigh, it does not) Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

My In-Laws Want To Buy Us a House
Ken Coleman & George Kamel discuss: Fear about buying a house, How to pay for a master's degree, How to handle money from a settlement, Avoiding student loans, Getting on the right path in college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

You Have To Take Responsibility for Your Debt
Ken Coleman & George Kamel discuss: • The best way to tackle your student loans, • Why even wealthy celebrities (like Jessica Simpson) need a budget like the rest of us, • What to do when you're being sued by a credit card company, • How to decide whether or not to move. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

It IS Possible To Go to College Debt Free!
It IS Possible To Go to College Debt Free! What to do if only one of your kids is college-bound, The decoupling of college from reality in our current culture, How to plan for college while your kids are still young. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Inflation Sucks but It’s Not Going To Kill You
Dave Ramsey & Kristina Ellis discuss: Inflation has made the economy suck, but you have to control what you can control, Should a married couple move in with their parents? Why it makes sense to pay off your house instead of investing that money. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

What if We Don’t Use Our Kids’ 529 Plan?
Dave Ramsey & Kristina Ellis discuss: Selling investment properties to pay off debt, Why you should do a 529, How to handle debt collectors, How to pick funds for your 401(k). Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

How Ordinary People Build Extraordinary Wealth
Dave Ramsey & George Kamel discuss how anyone can become a millionaire by following the baby steps. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I’m Scared To Pause Investing While Paying Off Debt
Dave Ramsey & George Kamel discuss: Buying a family farmhouse, Why you should pause investing to get out of debt, What to do when you have a company car, When spouses disagree on how to care for aging family. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Should We Buy a New Car?
Dave Ramsey & George Kamel discuss: Should you buy a new car? How to handle a debt in collections, Reducing your tax burden. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

How To Invest During a Down Economy
Dave Ramsey & Ken Coleman discuss: The idea of investing less to pay off your house faster, Why a 30yr mortgage is a bad idea, Preparing for a baby while still in school, Why you should work the proven process to in order to prosper. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

What Can We Learn From the Twitter Shakeup?
Dave Ramsey & Ken Coleman discuss: Twitter Employees' reaction to Elon Musk's takeover, The risk of trying to time the real estate market during inflation, The best way to invest (hint: it isn't in gold). Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Here’s How You Make Money in Real Estate
Dave Ramsey & Ken Coleman discuss: When both spouses are looking to make a career change, Paying off student loans when a baby is on the way, The best way to make money in real estate, Pausing retirement to go back to school. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I Took a Trip to "I Deserve" Island
Dave Ramsey & Dr. John Delony discuss: • Using gift money to pay off debt, • How to support an overwhelmed younger sibling, • Whether or not you should buy life insurance if you don't have income. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

My Employee Was in an Accident...How Do I Handle the $50K Medical Bill?
Dave Ramsey & Dr. John Delony discuss: • What to do when an employee is hurt on a work event. • How to tackle debt in the wake of a divorce, • A side hustle-centric Debt-Free Scream. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I Married $100K of Debt!
Dave Ramsey & Dr. John Delony discuss: • A marital dispute involving the sale of a family property, • How to find out what you were made to do, • What to do with an inheritance. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Is “Cash Stuffing” the New Envelope System?
Rachel Cruze & Kristina Ellis discuss: Converting a 401(k) to a Roth, How to pay for a college degree? Gen-Z's obsession with #cashstuffing, Buying a condo to rent out now and live in after retirement. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

You Can’t Outearn Bad Habits
Rachel Cruze & Ken Coleman discuss: Should you invest less so you can give more? The best way to move up in house, Deciding to stay home with the kids, Why earning more money doesn't equal winning with money, How to navigate the baby steps after a divorce. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

The Balance Between Paying Off Debt & Enjoying Life
Rachel Cruze discusses: How to save up for a house, What to do with a large inheritance, Why the debt snowball method works better than the avalanche method, How to talk to kids about money, Why credit cards aren't worth the points, Balancing gazelle intensity with enjoying life. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Should You Pay Employees More Due to Inflation?
Dave Ramsey & Ken Coleman discuss: Facing difficulty qualifying for life insurance, Should you pay your employees more because of inflation? Buying a house for your kids. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

What Are You Willing To Sacrifice To Win?
Dave Ramsey & Ken Coleman discuss: How to start the rest of your life after you graduate college, Worrying about making enough money to support your family, Deciding which debt to tackle first. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

"You're Like, an Adult and Stuff..."
Dave Ramsey & Ken Coleman discuss: Growing up and making money decisions independent of your parents, Avoiding false narratives and fatalistic decisions around buying a house, The wisdom of paying off your house early (vs. investing that money), How to fix an account in collections, Fear of quitting a job. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I Have $500K in the Bank I’m Afraid To Invest
Dave Ramsey & Rachel Cruze discuss: What to do with a 529 you no longer need, Why you should balance saving cash in the bank with investing it, What to do with an annuity. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Will Today Be the Day You Decide To Change Everything?
Dave Ramsey & Rachel Cruze discuss: How one L.A. couple decided going into debt for their wedding wasn't an option, The moment you decide you need to change your financial future, A young lady who worked 96 hours a week as a nurse to pay off $234k in debt! Buying a rental when you still have a mortgage on your primary residence. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

My In-Laws Won’t Save for Retirement!
Dave Ramsey & Rachel Cruze discuss: Dealing with a toxic work situation, Whether or not to convert to a Roth, What to do when your grandparents want to give you a whole life policy, How to think through selling your business. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

“It Felt Like I Was Getting Out of Prison”
Dave Ramsey & Dr. John Delony discuss: What to do when you disagree with your spouse about money, The value of a Roth 401(k), The logic of getting an expensive masters degree if you plan to stay home with the kids afterwards. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

It Shouldn’t Be This Complicated To Gift Money
Dave Ramsey & Dr. John Delony discuss: When it makes sense to get a financial advisor, Teaching FPU while you're still in baby step 2, When you need long-term care insurance, Should you buy the house next door? How to best use money to care for kids. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Make Smart Decisions Around Selling Your Home
Dave Ramsey & Dr. John Delony discuss: What to do with a large sum of money from a home sale, Email scams, Selling a home in a different state, Budgeting for business. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

DAVE RANT: Quit Enabling Others! You Aren't Helping...
Dave Ramsey & George Kamel discuss: How to avoid enabling your family members, Starting a college fund for young kids, Helping elderly parents plan for retirement. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Once You Find Your “Why”, You Can Sacrifice To Win
Dave Ramsey & George Kamel discuss: How to get a mortgage without a credit score, Finding a job that's closer to home, Investing in Roth vs. a 401(k), What to do with investment properties that aren't profitable, Picking up extra work to pay for college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

We’ve Lost Our Sense of Identity After Paying Off Debt
Dave Ramsey & Dr. John Delony discuss: Rediscovering your identity after being focused on paying off debt for so long, Grieving after a miscarriage and knowing the next right financial step. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

My Gazelle Hit a Brick Wall!
Dave Ramsey & George Kamel discuss: Choosing between job opportunities, Why whole life insurance is a BAD idea, How to save more money. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I'm New to the Plan...How Do We Pay Off Debt?
Dave Ramsey & George Kamel discuss: Tackling your student loans, What to do about job burnout, Navigating vehicle needs for your business. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

I Kept My Wife Out of Our Finances
Dave Ramsey & Dr. John Delony discuss: What to do with a bonus from work, A 22-year-old getting a $1 million inheritance, How to set yourself up for success after college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Teaching Kids To Win With Money
Dave Ramsey & Dr. John Delony discuss Financial Literacy and talk to teachers across the country about: How students can save and grow their money, Teaching students the value of cash in a digital age, Helping kids who come from disengaged homes, Supporting students with different backgrounds. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

When Can I Pay For Home Repairs?
Dave Ramsey & Dr. John Delony discuss: Selling stocks to pay off debt, Sacrificing to win and paying off $1.2m in debt, Where home repairs go in the baby steps. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dealing With Deadbeats Who Go Back on Their Word
Dave Ramsey & Dr. John Delony discuss: How young people can avoid money mistakes as they get older, Dangerous disagreements about money leading up to marriage, Dealing with people who flake out on their financial obligations, Paying off your student loans despite the extended pause. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Can I Celebrate Small Wins While Paying Off Debt?
Dave Ramsey & George Kamel discuss: The FTC suing Turbo Tax for deceptive marketing tactics, How to celebrate small wins while still paying off debt, Buying a house during retirement. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

The Path to Building Real Wealth Isn’t Sexy
Dave Ramsey & George Kamel discuss: When you should buy your family business, How to allocate funds in your portfolio, How to pay yourself when you run your own business, Investing in a Roth vs. deferring taxes until retirement, The right way to buy your first home. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

How Do I Get Started Investing in Real Estate?
Dave Ramsey & George Kamel discuss: How to sell your book independently, How to get started investing in real estate, Helping your parents sell their house, When is a good time to start a family? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

THIS Is the Shortest & Surest Path to Paying Off Debt (Hour 3)
Dave Ramsey & Kristina Ellis discuss: Where to save money for a house, How to pay for college without taking out loans, The shortest and surest path to paying off debt. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

What's Your Mindset: Making Money or Taking Money?
Dave Ramsey & Kristina Ellis discuss: Making money as a moral act (with Rabbi Daniel Lapin), How to avoid student loans at all cost, How to pay a big tax bill. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Pause Retirement To Pay Cash for a House? (Hour 1)
Dave Ramsey & Kristina Ellis discuss: Getting scholarships as an older student, Investing in retirement vs. paying cash for a house, Moving into a potentially risky financial situation. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

The False Stability of a “Real” Job
Dave Ramsey & Ken Coleman discuss: The stability of self-employment vs. a "real" job, Paying for job certifications, Deciding whether or not to buy a company, Should you pay off your kid's house? How to further your career. Support Our Sponsor: Newton Group: https://bit.ly/3BnPn1k Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6