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The Ramsey Show - App

The Ramsey Show - App

5,000 episodes — Page 43 of 100

Dealing With a Payday Loan Nightmare!

John Delony & George Kamel discuss: Taking a tax hit to convert your IRA, The dangers of payday loans, Deciding to start a business or work for someone else, Should you take a year off to travel. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 26, 202241 min

My Realtor Said To Waive the Inspection and Now It’s Costing Me!

John Delony & George Kamel discuss: How much should you budget for extravagant gifts, Controlling your spending in the wake of a divorce, Funding 529s for grandkids, The risk of waiving the home inspection. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 26, 202240 min

Should You Be Going on Vacation While You Are Paying Off Debt?

John Delony & George Kamel discuss: How to talk to your parents about money, Is it a good idea to move in with the in-laws, If company stocks are a good idea, Should you go on vacation while paying off debt, Why you should keep on paying off your student loans, How to build a life after the death of a spouse, Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 26, 202241 min

I Just Graduated Med School Debt Free and My Parents Gave Me $40K!

George Kamel discusses: How to convince your spouse to buy a brand-new car, Deciding between paying the house or investing, Learning how to budget after college, What to do with a large cash gift, What to do when a renovation goes over budget. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 25, 202241 min

How Do You Teach Your Teen About Money When Your Ex Spends Like Crazy?

George Kamel discusses: What to do when you drain your emergency fund, If consolidating credit cards is a good idea, How to teach your kid about money when your ex is irresponsible, Should you take a job that requires a lot of travel, What to do when your car dies in baby step 2. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 25, 202241 min

Where in the Debt Snowball Do You Pay the IRS?

George Kamel discusses: How to prioritize your debt, Paying off debt vs. investing. Where to put IRS debt in your snowball, Convincing your spouse to sell the house, Planning for a new baby, Cash flowing college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

May 25, 202240 min

Is House Hacking a Good Way To Make Money?

Rachel Cruze & George Kamel discuss: If you should use extra income to pay off debt or invest, Moving for a job and finding a house, Struggling to make ends meet each month, If house hacking is a good idea, How to re-finance student loans. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 24, 202240 min

Don’t Fall for the Buy Now, Pay Later Scam!

Rachel Cruze & George Kamel discuss: Juggling a small business and motherhood, Budgeting after a large increase in income, How to decide if it's time to leave your workplace, Selling a business you love to pay off debt, Buy now, pay later scams, What to do once you become debt free. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 24, 202241 min

When Is It Time To Start Making More Mature Money Decisions?

Rachel Cruze & George Kamel discuss: How much cash should you have at your fingertips, When should you be more responsible with your money, Buying a condo while still in debt, How to invest after you retire. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 24, 202241 min

Should I Buy a House or Keep Renting?

George Kamel discusses: How to manage a 529 plan by yourself, Moving up in house after baby comes, What's the next step after you pay off your debt, Paying off the rental before you pay off your house, How to pay cash for a house, Convincing your spouse to pay off the house. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 23, 202241 min

Mom and I Co-Own a House but I Want Her To Move Out

George discusses: Buying an investment property while you still rent, Taking a job with less pay but better benefits, How much you need to retire with dignity, Buying mom out of a property that you co-own. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 23, 202240 min

I Have Over $600K in Parent PLUS Loans!

George Kamel discusses: How to pay off over $600k in parent plus loans, What a 13-year-old should do to build wealth, A trucker who wants to buy a new semi, The fear of using your savings to pay off debt, Why you should pay off debt before you invest, What to do when you are upside down on a car loan? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 23, 202241 min

Should I Move In With My Girlfriend?

George Kamel & Rachel Cruze discuss: How to get rid of a leased car, Should you sell your house and buy a new one, Pausing your investments to rebuild an emergency fund, How to handle money disagreements with your spouse, Moving out of grandma's house to live on your own. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 20, 202241 min

How Can I Win With Money While I’m in College?

George Kamel & Rachel Cruze discuss: How to find a side hustle (and whether or not you should sell your horse), Moving to a nicer place while still in debt, Should you invest while in college, Trusting a financial advisor to help you win with money, Caring for a mom that struggles with addiction. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 20, 202241 min

Can You Still Enjoy Life While Budgeting?

George Kamel & Rachel Cruze discuss: How to enjoy your life while budgeting, Discuss why Gen-Z doesn't treat cash like real money, Repairing an old car vs. buying a new one, Struggling to save money after a divorce, What's the next step to financial freedom? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 20, 202240 min

Be the Victor, NOT the Victim

Dave Ramsey & George Kamel discuss: Family boundaries around your children's debt, What to do with savings bonds, Weighing the options about selling your car. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 19, 202240 min

Should I Look Into a New Career Field After a Layoff?

Dave Ramsey & George Kamel discuss: Purchasing a family-owned farm, Buying your first home, Navigating a layoff. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 19, 202241 min

I Wrote a Book as a Side Hustle...What Now?

Dave Ramsey & George Kamel discuss: The timing of when to start a family, Launching a book as a side hustle, Helping a family member sell a house. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 19, 202241 min

It’s a Baby Steps Millionaires Theme Hour!

Dave Ramsey & Dr. John Delony discuss how ordinary people built extraordinary wealth. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 18, 202241 min

Ride the Rollercoaster When the Market Gets Rough

Dave Ramsey & Dr. John Delony discuss: Letting a rental property go for your sanity and learning when you need to "fire yourself", Turning off the news so you don't get paralyzed by fear, Is it possible to get financial peace after 50? Maxing out a Roth IRA vs. 401(k). Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 18, 202240 min

How Can I Get My Spouse on Board With a Move?

Dave Ramsey & Dr. John Delony discuss: Talking a spouse into downsizing housing, Does it ever make sense to take a financial hit for a career change? How to tackle debt as a single parent. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 18, 202241 min

Quit Trying To Keep Up With the Jones’!

Dave Ramsey & George Kamel discuss: Is it possible to overfund a TSP? Knowing when it's time to change careers, What to do when you find out you're about to get a million dollar check. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 17, 202240 min

Can I Sell My House by Owner in This Market?

Dave Ramsey & George Kamel discuss: Do you need a real estate agent or should you sell by owner? Handling an inherited rental property, The best way to tackle $900k in debt. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 17, 202240 min

With Gas Prices Up Should I Buy a Tesla?

Dave Ramsey & George Kamel discuss: How to handle money when a spouse passes away, How to get out of a car lease, Does it make financial sense to get an electric car with gas prices so high? Deciding if you can afford to move up in apartment. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 17, 202241 min

Should I Leave My Dream Job?

Dave Ramsey & Ken Coleman discuss: Should you sell your business, Leaving a dream job to triple your income, When and how to save up for a house, Selling a car to pay off debt. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 16, 202241 min

When Personal Finance Gets Personal

Dave Ramsey & Ken Coleman discuss: Investing in a Roth vs. Traditional 401(k), Struggling with a spouse who has a gambling addiction, Stockpiling money during a serious illness, What to do when you're supposed to close on a house that isn't finished being built, Is now a good time to buy a house? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 16, 202241 min

How Can I Budget on an Irregular Income?

Dave Ramsey & Ken Coleman discuss: Budgeting on an irregular income, How to stay sane when the market gets wild, The best way to buy a piece of land, Dealing with doubts around a new job. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 16, 202240 min

Should I Take a Low-Paying Job That I Love?

George Kamel & Ken Coleman discuss: Should you take out a mortgage later in life? Does it make sense to stay in a high-paying, high-stress job? Similarly, should you take low-paying job that you love? Should you join the military? Thinking through leaving a job, Training bootcamps vs. traditional degrees. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 13, 202240 min

What You Need Is Some Financial Breathing Room

George Kamel & Ken Coleman discuss: Opening a Roth for a grandchild, Getting a spouse on board with the plan, How 1099 employees should plan for taxes, Should you rent out your house? Why some employees are freaking out over going back to the office, The best way to become financially secure. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 13, 202241 min

What Are the Best Side Hustle Ideas?

George Kamel & Ken Coleman discuss: Taking the next step in growing your business, The best way to save for retirement, How to motivate a teenager to get a summer job, The best side-hustle ideas to earn a little extra money, What to do when you lose your job. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 13, 202241 min

Dealing With the Ups & Downs of the Market

Dave Ramsey & Dr. John Delony discuss: Should you pause retirement to pay off your house? What does it mean that the stock market is "on sale" when the market is down? Struggling to find a job near family, How to deal with the ups and downs of the market, Dealing with financial infidelity. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 12, 202241 min

Overcoming a Gambling Addiction To Become Debt Free

Dave Ramsey & Dr. John Delony discuss: The best way to pay off your mortgage, What to do with an inheritance, Should we go on a birthday trip for my sister during our debt snowball? What to do when you can't afford house repairs. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 12, 202240 min

Can You Have Work/Life Balance in Baby Step 2?

Dave Ramsey & Dr. John Delony discuss: How to use extra money, Achieving work/life balance when paying off debt, Avoiding making an idol of money, How to think about prenups heading toward marriage. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 12, 202241 min

Should I Stop Investing While the Market Is Down?

Dave Ramsey & Rachel Cruze discuss: Should you stop investing while the market is down? Should you sell a gun collection to pay off debt? How to move a 401(k) after your company gets bought out, What to do after your car gets totaled, Should you close your credit cards after you pay them off? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 11, 202241 min

Are We Headed for Another Recession?

Dave Ramsey & Rachel Cruze discuss: Should you consider your home your primary investment vehicle? A look back at April 2021 where Dave predicted the inflation we're seeing today (and where we're headed). Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 11, 202241 min

Personal Finance Is More About Behavior Than Math

Dave Ramsey & Rachel Cruze discuss: Combining incomes with your boyfriend, Getting a personal loan to pay off a credit card, How to start the debt snowball. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 11, 202240 min

Get Off TikTok for Business Advice!

Dave Ramsey & George Kamel discuss: What to do with an old 401(k), What to do when you have trouble sticking to the budget, Should I open a business to earn "passive" income? Should you sell the car? What you should do with old savings bonds. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 10, 202240 min

Studies Show 401(k) Millionaires Are Booming

Dave Ramsey & George Kamel discuss: What to do with an annuity left from a relative that passed away, Should you take a one-time alimony payout offer? How long you should save up for a house in baby step 3b, Tithing off of gross vs. net, Where debt in collections goes in the debt snowball. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 10, 202241 min

Insane House Prices Aren’t an Excuse To Do Stupid Stuff

Dave Ramsey & George Kamel discuss: Should you commit to a 3-year work contract? How to know if a debt collector call is legit, California's stupid program to "help" homebuyers borrow their down payment, How to help your kids choose a college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 10, 202241 min

Double-Check Your Homeowners Insurance Policy!

Dave Ramsey & Kristina Ellis discuss: Should you sell your business? Should you increase your homeowners insurance to go up with your home's value? Should you buy a modular home for retirement? Is a lineman a good career move? Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 9, 202241 min

How Can I Move Out of My Parents’ House?

Dave Ramsey & Kristina Ellis discuss: How to move out of your parents' house, How to decide whether or not to stay home with the kids, How to deal with a house fire, When to pay off a rental, Knowing when to downsize Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 9, 202240 min

My Teenager’s Only Ambition Is To Be a Gamer

Dave Ramsey & Kristina Ellis discuss: What to do when your parent hasn't planned for retirement and doesn't want to talk about it, Advising a teenager who wants to be a YouTube influencer when they grow up, Why you shouldn't use a 401(k) loan to pay off debt, How to deal with large medical bills, Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 9, 202241 min

5 Toxic Money Habits of Narcissists

George Kamel & Dr. John Delony discuss: The best way to become debt-free, Should you move to a cheaper area or try to earn more? When can you take a vacation during the baby steps? Should you use your emergency fund to buy a car with better gas mileage? 5 toxic ways that narcissists handle money. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 6, 202240 min

Turn Off the News and Stay Focused on Your Plan!

George Kamel & Dr. John Delony discuss: How to get started with money, Deciding on a job switch after life changes, What to do with an elderly parent's house once they can no longer manage it, Why you shouldn't sell your house to invest in the stock market. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 6, 202241 min

My Company is Closing My Division...What Do I Do?

Dave Ramsey & Dr. John Delony discuss: What to do with the Baby Steps when expecting a baby, Navigating a job change decision, Focusing on what's important during a divorce. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 6, 202240 min

Should I Take Money Out of Investments To Buy a House?

Dave Ramsey & George Kamel discuss: Cash-flowing grad school, Transitioning to a self-employed career, Whether or not to pay off debt during job transitions. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 5, 202240 min

Should I Get a Reverse Mortgage?

Dave Ramsey & George Kamel discuss: How to use the proceeds from a family property, Whether or not a reverse mortgage is a good idea, Picking up extra work to pay for college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 5, 202241 min

How Much Should I Keep in My Bank Accounts?

Dave Ramsey & George Kamel discuss: How much to keep in your checking and savings, Which distribution option to choose on a pension, How to determine if you have too much life insurance. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 5, 202241 min

This Is the Greatest Fraud in a Generation

Dave Ramsey & Ken Coleman discuss: The $80 billion stolen in PPP fraud, Tithing on a vehicle sale, How much to budget for hiring employees. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 4, 202241 min

Is a Career Change a Good Idea?

Dave Ramsey & Ken Coleman discuss: How to know if a career change is a good idea, What to do next when when you're on baby step 7 at age 22, How to help a grandkid in college. Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

May 4, 202240 min