The Prosperity Podcast

Technology is evolving at an exponential rate, nowadays the subject of adapting to this changing landscape proves to be more relevant than ever, that why on today's episode, Kim and Spencer talk about how we can automate things in our lives to make it more fulfilling, easier, and prosperous. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.expensifythis.com/ https://www.amazon.com/Live-Your-Life-Insurance-Butler/dp/1441486895 Show Notes Innovative thinkers in the world - 0:38 Technologically oriented - 1:26 Reverse mentorship - 1:44 Using Expensify - 2:09 An idea-capturing machine- 4:23 Automatic reminders on your phone - 5:36 The coolest things about podcasts - 5:50 The whole life insurance - 6:55 Automate saving money as a habit - 7:53 If you want good results - 9:23 Dividends first in Life Insurance - 10:39 Mutual Life Insurance Companies - 11:13 Get in touch with Kim Butler - 13:26 Kim's book: Live Your Life Insurance - 14:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

The challenges of old age will be the topic of this new episode of the Prosperity Podcast as Kim and Spencer talk about what happens when you or your family members start to get older and attempt to answer the question: is it possible to reverse the aging process? Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.seniorliving.org/basics/corporateseniorcare/seniors-helping-seniors/ https://www.padsplit.com/ https://www.udacity.com/ Show Notes Ideas of a futurist - 0:49 Senior living and elderly care - 1:17 Surpassing previous life expectancy - 1:30 Headsets that help the elderly come alive - 1:53 Tools that can help the elderly - 3:28 Transforming elderly life - 4:05 Seniors Helping Seniors - 5:05 The Padsplit App - 5:40 Decreasing the cost of living for seniors - 6:47 Families need savings - 7:05 Keep working - 7:14 Using Udacity for seniors - 7:54 Find the work that you love doing - 8:34 Human beings were made to work - 9:00 Getting paid for what you love - 10:00 A long term guaranteed product - 11:30 Control, Liquidity, Use, and Equity - 12:38 What's the opposite of whole life insurance? - 14:10 Let's live a life that's alive - 14:50 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

On this new episode Kim and Spencer address a community question, is it worth to take a pay cut in order to be happier? while also analyzing all the implications surrounding this decision. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.es/Busting-Interest-Rate-Lies-Discover/dp/0991305418 Show Notes A bad question - 0:39 Understanding the concept of pay cut - 0:42 What a pay cut feels like - 1:13 Stop watching TV - 1:26 Changing your job - 3:09 Increasing your income - 3:50 Providing more value in the market place - 3:57 The importance of mindset - 6:34 Useful books to work on your mindset - 6:41 The way that we learn - 8:49 Learning through virtual reality - 9:54 What makes podcasts amazing - 11:38 Teaching financial advisors about personal finances - 13:00 Time, rate, present value, future value and payment - 13:32 Encouraging people to learn more about personal finances -15:38 The challenge of personal finances- 17:00 Kim recommends the ebook: Busting the interest rate lies - 17:20 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

How to get to the next level? finding the right mentor to guide you could be the key, that's why on today's episode we listen to Kim share some wonderful wisdom about choosing the right people to provide you with the tutelage you need to achieve your goals and how doing so can be the difference between success and failure. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes The importance of getting help - 0:37 Coaching for almost 25 years - 0:53 Helping people with their finances - 1:24 A coach and mentor - 1:58 The mindset impacts everything - 2:27 When to ask for help? - 3:00 First coaching experience - 5:30 Can't afford a coach? - 8:55 Finding a mentor - 11:32 The importance of learning - 12:57 Get in touch with Kim - 14:37 Learning about finances - 15:16 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

How to help our children save? on this episode Kim and Spencer go deeper into the topic of savings in an attempt to illustrate the importance of promoting this practice in our youth, if you've ever had any doubts about how to properly save or why you should even save at all, then this episode has your name written all over it. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes A prevalent conversation - 1:09 A mutual friend: Caleb Williams - 1:52 Helping the youth save - 2:26 Benefits of late gratification - 4:04 Late gratification on savings - 5:22 A young Kim and the idea of saving - 7:30 The first person to pay - 9:21 Saving 20% of your income - 9:51 What is not saving? - 11:11 Developing the habit while young - 12:24 Saving saves families - 13:19 Get in touch with Kim Butler - 14:42 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

What happens when you become uninsurable? On this episode, Kim and Spencer discuss the importance of savings, the opportunities that doing so creates and the possible consequences of avoiding it, all from the perspective of a real-life example in the form of Jeff's story. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Jeff's story - 1:00 Serious medical diagnosis - 1:49 Understanding cheap term insurance - 3:11 One of the best ways to save - 4:24 Saving creates opportunity - 4:52 Don't worry about the past - 6:13 Avoid budgeting - 7:31 Remember to save first! - 9:14 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

On this episode we listen to Kim and Spencer talk about an interesting piece of literature they've read titled "I just got fired, the importance of savings" and the lessons they wish to underline related to the importance of savings. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes 11,300 views in 24 days - 2:35 Savings on an emotional level - 3:22 Cash flow issues - 5:28 The importance of having savings - 5:57 Life Insurance Policy for emergencies - 7:00 What happens if you have a Life Insurance Policy? - 8:02 Financial Savings Account V.S. Life Insurance Savings Account - 10:29 Get in touch with Kim - 11:12 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

We are here to help you, that's why on this episode Kim and Spencer take two listener's questions related to cash value life insurance and the criteria for using it for investing, and attempt to answer them in an original and captivating way. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Busting-Interest-Rate-Lies-Discover-ebook/dp/B01DX0JP6I Show Notes The first listener's question - 1:25 Cash flow investing - 1:32 Watching our time frames when investing - 2:24 Making cash flow investments - 3:28 Borrowing and Investing - 4:37 The opportunity costs of investment fees - 6:15 The second listener's question - 7:28 Obtaining passive income - 8:23 Understanding passive income - 9:40 Growth vs. income - 12:10 Creating income from assets - 12:19 Kim´s book suggestion : busting the interest rate lies - 15:18 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

What's the relationship between growth and income like? on this episode, Kim and Spencer share their views on growth and income investments, discussing the differences between the two as well as gambling categories. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Over twenty types of investments - 0:42 The two primary types - 0:52 Growth or income creation - 1:51 A definition of growth - 2:10 The importance of creating income - 4:50 The income-producing investments - 6:51 Income investment examples - 8:14 Go slow and start small - 11:11 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Welcome to the New Year! The Prosperity Economics Movement wishes you all a Happy New Year. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Buying fireworks - 0:36 A professional firework show - 0:58 Adding good habits into our lives - 2:48 New year resolutions - 5:22 Focusing on habits - 9:01 Envision a goal - 9:24 How principles and values will guide your actions in the coming year - 10:23 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

What is charity? How much do we give to charity? How are charitable foundations created? If these questions have ever crossed your mind and you want to learn more about the subject, then this episode is what you've been waiting for. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What you are not going to do - 1:16 Giving first - 2:51 Putting charity first - 3:59 Dates for being grateful - 5:20 Charitable foundations - 6:03 Charities and family - 8:04 The Five Love Languages Book - 9:14 Charitable financial education - 10:31 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

The intricacy of inflation is an incredibly relevant topic, its effects can be perceived differently throughout several aspects of day to day life and understanding how it works is often challenging. This episode is entirely dedicated to the discussion of the ins and outs of inflation and how the process of monetary devaluation works. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes The impact of inflation - 1:21 How to combat inflation - 1:40 The role of the media - 2:30 Keep working - 2:51 Improving your skill set - 4:56 Inflation-proof - 5:46 Control: a principle of prosperity - 8:54 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

How to improve the state of our careers and in the process improve our way of life will be the topic of discussion throughout this episode, as we listen to Kim and Spencer talk about negotiation hacks and the things we could be doing right now to better ourselves. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Financial Planning Has Failed: https://partners4prosperity.com/ebook/ Show Notes What is a negotiation hack? - 0:40 Silence in a negotiation - 1:32 Thinking before speaking - 2:14 Examples of negotiations - 2:42 Is the money secondary? - 4:21 Our values are not negotiable - 4:55 Focusing on what's essential - 8:40 Opportunity cost -12:10 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Have you ever wondered how wealthy people use their credit cards, handle expenses and save? Kim and Spencer talk about the financial life of wealthy people and how you can adopt some of their good habits. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Why you should have a separate credit card for personal and business - 1:16 Everybody should consider having a second credit card -1:52 Kim tells us that she has a third credit card for convenience - 2:45 Why wealthy people like to put as much as they can on credit cards - 4:31 Spencer tells us why he thinks that people use credit cards - 4:53 The value of money and the value of time - 5:48 "The Prosperity View" - 6:35 What is opportunity cost? - 7:20 Every single family has an opportunity cost - 8:09 Understanding interest cost and opportunity cost - 10:26 Kim and Spencer gives us some Prosperity Points - 13:01 Wealthy people pay their credit cards every single month - 13:03 The importance of having a prosperity mindset - 13:28 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Risk is not the investment! Kim busts the myth of "no risk, no return" and many others in this jam-packed episode. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Kim talks about whether an investment is risky or not - 0:59 Why people take on risks - 1:51 Understanding risk tolerance questionnaires - 1:56 Kim tells us that the risk is on the investor side - 3:26 What is the investor mindset? - 4:10 Why it's a personal choice to do an investment - 6:26 Kim explains the difference between "traditional and typical" - 7:19 Similarities in traditional thinkers - 11:40 Why you need to invest in yourself - 13:49 Kim recommends the Seven Principles Of Prosperity as an opportunity filter for any investment - 15:19 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

At some point, most of us will be faced with having to care for an aging parent. Kim and Spencer talk about the challenges of the life cycle and how do to emotionally prepare for this. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast http://www.fivewishes.org Show Notes Kim talks about one of the biggest challenges we have as adults - 1:27 When you have to start parenting your parents - 1:36 A common view in our society: when one gets old they decline and die - 2:35 Kim tells us that we don't have to decline mentally and emotionally - 3:18 What does the home health environments create? - 6:13 Caring for elderly parents - 7:13 The two periods of time that is extremely expensive for life - 7:58 The first steps that Kim gives to get prepared - 8:20 Kim recommends www.fivewishes.org - 8:52 Spencer recommends the listeners to ask Kim personal questions - 10:57 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

This episode is all about gratitude and it begins with you the listener. We are so thankful that you listen in week after week and send us questions. Kim also shares insightful experiences where gratitude pulled her out of challenging circumstances and shares strategies on how you can do it too. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Why podcasts are about the future - 1:16 How Kim and Spencer are grateful for all their listeners - 1:46 Specific things for being grateful for - 2:09 Kim is being grateful for working with Spencer - 3:17 The importance of being taught to be grateful - 3:28 Spiritual gratitude as a part of everyday life - 3:50 Not only being grateful for the material things but also adding in the inspirational aspect - 4:26 Being grateful for the people in our lives - 5:14 The importance of giving first - 9:13 Spencer shares his gratitude for knowing Kim as a person - 10:10 We almost become like a family - 11:11 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

If you have a term life insurance policy that is aged, or you wanting to just convert that policy to a whole life policy this is the episode for you. Kim and Spencer talk about the maximum cash value method so you can make the best decision. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim talks about a term policy - 3:25 Switching to one type of policy from another - 3:38 Kim tells us that in India, people understand what is a term policy, and a Life Insurance Policy - 4:28 The next steps a person should take? - 6:15 Kim talks about the importance of savings - 6:45 How Kim would approach a case study situation - 8:44 Understanding the Death Benefit - 9:35 They talk about "Human Life Value" -10:13 Minimum Death Benefit and Maximum Cash Value Method - 11:16 Kim recommends a book: "Live Your Life Insurance" - 15:15 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about how we learn and what we are learning in today's world. Also, Kim shares some of her favorite books and the things that she is currently learning about. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Never Stop Learning by Bradley Staats When by Daniel Pink The Message by Eugene Peterson Science and Health by Mary Baker Eddy Reverse Mortgages by Wade Pfau New York: The Novel by Edward Rutherfurd The Good Good Pig by Sy Montgomery What Would the Rockefellers Do by Garrett Gunderson Willpower Doesn't Work by Benjamin Hardy The AND Asset by Caleb Guilliams What Matters by Cam Thornton and Rob Zeeb Head I Win, Tails You Lose by Patrick Donohoe Mindset by Carol Dweck Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim shares with us the books that she is reading right now - 0:55 "Never stop learning"; "When"; "The Message"; "Science And Health"; "Mortgages"; The Novel; "New York"; "The Good, Good Pig"; Mindset, and other books you should check out - 2:13 Why Kim loves reading business books - 3:41 A specific book about Life Insurance - 5:10 The books Kim plans to write - 7:54 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

The retirement phase of life is more complicated than you think. In this podcast, Kim and Spencer dive into the specific situation when people fall into the retiree lifestyle continually facing the challenge of what to do with their new found "free days". Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes The definition of "free day" according to Strategic Coach - 1:22 Focus days and buffer days - 2:33 Addressing the necessary items versus the fun stuff - 5:47 Why Kim separates free days from vacations - 8:15 Understanding retirees' obligations - 9:59 Kim's retirement time system -12:08 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

In this listener question episode you'll hear if it's better to get a home equity loan or refinancing a property. With the current marketplace of low rates and high speculation this is for sure a dicey topic. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Get a home equity loan or refinancing the property? - 1:38 Kim explains the details of a home equity loan - 1:55 Are you solving a long-term problem with a short-term solution? - 3:43 Understanding mortgages - 4:48 Borrowed money requires payments - 5:32 What "liquidity" means in this case - 6:55 Kim tells us the importance of thinking carefully- 11:50 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

In this podcast, Kim and Spencer talk about direct recognition versus non-direct recognition: Two different ways of charging for loans. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes How a life insurance company charges for loans: direct recognition and non-direct recognition - 1:00 Kim talks about direct recognition: the loan will be affecting the dividend - 1:40 A positive effect of borrowing cash value - 2:20 Kim explains to us what is non-direct recognition: doesn't impact the dividend - 3:30 Kim tells us that life insurance companies don't check credits - 6:46 What's the best thing to do to take the next step?: always learn, learn, learn - 7:35 Kim shares with us a special email for the podcast listeners - 8:25 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Have you ever wondered what happens at the life insurance medical and how to prepare for the exam? Join Kim and Spencer as they walk you through the life insurance medical and what you should expect from it. In in this occasion, you will find out what you can do to be the master of your finances with Life Insurance Medical! Do you have a question we can talk about it on the show? Go and share it with us at [email protected]. We may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes What to expect at the life insurance medical - 1:38 When they may do an ECG - 2:20 The process of getting a life insurance physical - 2:59 What actually affects your longevity - 7:11 Questions you can prepare for by yourself - 7:30 What happens in a life insurance exam - 8:53 What your Life Insurance is going to do for you - 9:09 Using the death benefit and how it applies to you - 10:52 How life insurance is a savings account - 12:40 Why life Insurance is boring, but effective - 13:30 Review and Subscribe Do you like what you hear? Please, leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

In this podcast, Kim and Spencer talk about the different types of capital in our life. They tell us that there is more than financial capital, there are other two types of capital that affect our financial one: the mental and the relationship capital. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes They talk about the "mental capital" - 1:06 Mental capital: what you have in your thinking every single day - 1:16 Kim tells us the importance of thinking in your thinking - 3:39 Kim shares with us her "airplane story" as an example of mental capital - 4:11 The relationship capital - 8:06 They talk about the financial capital - 10:23 How relationship capital and mental capital affect financial capital - 10:28 The importance of our thought - 14:04 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

When you apply emotions to finance you often open yourself up for a disaster. Today you'll hear why education is one of the antidotes to risk and how you can avoid loses in the future following some simple principles. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes The more that you learn, the less risk there is - 1:32 Risk as a propensity for loss - 1:44 The number one rule for investments - 2:48 Emotions are what scare people - 3:09 Is the risk in the investor? - 4:00 The abundance mindset of an investor- 9:38 Spencer tells us that we need to play smart - 10:36 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about the easiest changes that make the biggest financial differences in your life. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.reddit.com/r/personalfinance/comments/8t9iqt/what_are_the_easiest_changes_that_make_the/ Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes You need to set up automatic payments and automatic transfers - 1:29 Having two savings accounts - 2:31 Spencer talks about his kid's bank accounts - 3:00 Review all your monthly subscriptions and cancel any you have debts on - 4:49 Kim talks about paying things monthly - 7:14 Investing in your health is an important thing to do - 8:11 The importance of figuring out your own values - 9:15 Stop eating out! - 9:38 Be aware of how much money you are monthly spending on eating out - 11:40 Kim talks about the "And" mentality - 13:20 The "bonuses" help families save money -14:30 Kim recommends us a book that will help us on this topic - 17:17 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

If you're wondering what the real relationship should be between an IRA and Real Estate this is the episode for you. Kim and Spencer take a listener question where they explain the priority between the two and talk about the tax implications. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim explains why an IRA is the first thing we should die with - 1:19 Kim tells us the pay down on an IRA - 2:26 Why Real Estate has a good an efficient tax law - 3:29 Kim talks about the Real Estate and the IRA relationship - 4:00 IRA Tax law - 5:14 Where do you want the tax benefit? - 6:18 Spencer tells us two things that we can not avoid - 6:55 Real Estate transactions and transactions with an IRA using bridge loans- 8:49 Kim gives us a prosperity tip: Think about your finances! - 11:05 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

One of the most debated topics in 2018: 70% of millennials regret buying their homes. Kim and Spencer explain to us why. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Millennials are regretting paying the downpayment on a home - 1:21 Kim explains to us a big issue on this topic - 2:06 Borrowing to get cash value - 2:29 The Third Principle of Prosperity - 3:50 Spencer tells us a Prosperity tip: the "from" versus "against" - 4:33 Kim talks about the frustration of buying a home - 5:30 The true value of what you are paying to our home by using the truth concepts and calculators - 6:48 The final regret that millennials have - 7:24 Underestimating the homeownership - 8:00 Kim recommends to us: save first! - 9:09 Another prosperity tip: Focus on your savings! - 10:01 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about life insurance. They also talk about an important question: Should we buy a life insurance from our car insurance agent? Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim tells us if we should buy a life insurance from the car insurance agent - 0:42 Life insurance and car insurance - 1:37 What is permanent life insurance - 2:12 Some car agents don't have the knowledge in whole life insurance - 3:56 How to know if a car insurance agent is qualified? - 4:30 Why people use car insurance agents for life insurance? - 6:28 What are the things that a whole life insurance agent can do for you? - 6:46 Use life insurance death benefit while you are living - 9:38 Differences between a car insurance agent and a financial advisor - 10:40 What can do a financial planner - 11:50 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

What to do to live longer and to actually "live more". Kim and Spencer recommend us to stay active: keep working if you are and if you aren't, find something to do! They suggest some books on these topic and also mention the "myth" of retirement. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim shared with us the web page livingto100.com - 1:08 The web page gives you a life expectancy number - 1:20 Kim also recommends to us the web page: mylongevityquest.com - 2:48 Those web pages help you know how long you are going to live - 5:30 All life insurance companies today are using a mortality table maximum - 7:53 Kim recommends us to save as much as we can, find a job that we love doing and work to make our lives more elegant - 8:50 Boredom and retirement are a critical issue - 11:00 Keep working if you are and if you aren't, find something to do - 12:02 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about an essential question: How do you go from middle class to wealth? They mention specific steps that you can take to make it there and the importance of handling the family's finances. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Everybody can be mentally wealthy - 1:14 The importance of handling the family's finances - 3:30 The average millionaire has 7 sources of income - 5:30 Kim recommends us to create investments income - 6:13 Kim explains to us the concept of paying yourself first - 9:50 One of the things that wealthy people do: they don't take risks - 12:02 What does it means to take a risk with your money? - 12:20 Kim shares with us information about an accredited investor - 14:32 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about life insurance for your children, when you should get it and how much you should spend on a life insurance policy. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Kim explains to us when you should get life insurance for children - 1:01 What's the act of saving - 2:40 Kim explains to us what is the life insurance premium - 2:58 What is the liquid cash value account? - 3:51 Kim tells us how much you should spend on a life insurance policy - 5:02 What is "The Rule of Thumb" - 7:20 Kim explains to us what is the Human Life Value - 8:12 Needs analysis and human life value - 10:12 Why a life insurance company could decline you?13:18 Kim tells us about the "Net-Net-Net Return" - 14:40 The importance of buying a life insurance policy for your children -15:09 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about putting yourself in the right conversations where money is, where money works, where money acts and where money lives. He shares with us an experience that he had during a dinner with his wife. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Prosperity economics is good thinking around money - 2:53 Spencer talks about a conversation that he heard about different corporate structures - 3:16 How to put capital in investments - 4:10 Kim explains to us one of the seven principles of prosperity: move - 4:50 The concept of moving money through assets - 5:58 Spencer recommends us to associate with the right people at the right time - 7:10 The principle of associating with the right people - 7:24 Kim tells us some general categories of alternative investments - 10:39 The importance of putting capital into bridge loans - 11:55 Others sectors of real estate investments - 12:20 Kim recommends people to open their minds and learn - 13:30 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Understanding how life insurance loans work and their real costs can help you see the truth in this financial situation. Kim and Spencer also take a listener question: Why did my financial advisor lead me down the wrong course? Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes There are typical financial planners out in the marketplace that have wrong information - 1:03 Kim explains to us how interest rates do matter - 3:23 Kim tells us how you can't have a win-win situation - 5:25 She shares us the magic of the life insurance loan - 6:04 Kim and Spencer talk about extra interests in your policy loan - 7:40 How to use a life insurance loan - 9:00 How the financial planner or advisor can confuse a client? - 10:30 Kim and Spencer explain to us how to use the interest rates - 11:10 Kim explains to us that life insurance is a net-net-net product- 12:19 She shares with us the idea of financial calculation based on rates - 14:10 Kim and Spencer talk about the importance of interests rates - 17:00 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about interest rates on investments and what to do if they go up or go down. They also talk about the two categories of investments. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Interest rates related to investments -1:01 The most liquid asset: liquid money - 1:54 Investments into two categories: an income creator or a growth creator - 5:06 Investments creating income - 6:05 Kim tells us what is "medium turn time frame" - 6:40 Five to ten years to growth investments - 7:10 Kim recommends us not to use average in investments - 11:26 She recommends us to have a financial calculator - 12:40 The stock and real estate are not the only places for investments - 13:50 Alternative investments for credit investors - 14:40 Kim's recommendation: Learn and be a seeker of information - 15:15 Books to learn more about investments - 17:00 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Keith Weinhold is a writer for Forbes and the owner of getricheducation.com and where he teaches others about Real Estate investing. Keith explains to us the five different ways that real estate investors get paid and what actually is real estate and cash flow. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Connect with Keith GETRICHEDUCATION.COM [email protected] Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Keith's background - 2:33 How did he start in the Real Estate arena - 3:40 Stop looking for properties - 5:38 The property is the fourth most important thing in Real Estate investing - 6:25 The most important thing in Real Estate investing is yourself - 6:40 What is Access Housing Capacity - 10:45 Keith talks about interest rates - 12:10 One of the distinctions between the middle class and the wealthy - 13:40 In Real Estate you can ethically get other people's money to work for you - 14:20 You use people's money in three ways - 15:40 Combining life insurance and Real Estate - 16:20 Keith shares with us extra ways that real estate investors can get paid - 18:10 Keith shares with us the importance of "keeping score" in the Real Estate - 25:00 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about interest rates and what happens in the real estate market. They also talk about what to do in the interest rate world. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes What do we do in the craziest interest rate world? - 1:01 Kim recommends us to seek information about interest rates from authors that write in the newspaper - 1:40 Kim tells us to stay off the news because they aren't helpful - 2:26 What is a "decent" rate? - 3:10 Kim's recommendation about interest rates and media - 4:00 What is a zero percent loan?- 6:40 Kim talks about her husband and the financial calculators for financial advisors - 9:20 Kim tells us the importance of life insurance cash value - 10:40 Spencer tells us to see Robert Kiyosaki's rules - 13:00 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about money, the way people look at it and make it grow. They tell us that money isn't good or bad and the most simple ways to look at it. You'll also hear how money affects you and your family and how to gain a financial education. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes How talking and reading books give us different perspectives about money - 0:46 Kim tells us that she doesn't think about money in a philosophical perspective - 1:06 Be very conscious about money - 1:20 With work, money can come - 5:40 Spencer shares with us how he views money - 6:40 He tells us how he teaches principles about money to his kids - 7:38 Kim shares with us the story about the savings habits of her son: Robby - 8:50 One important aspect of money is that it gives us flexibility - 11:18 She encourages us to think of our philosophy about money - 13:56 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Understanding IRA money and how it fits into your finances is critical for growth. Kim and Spencer share with us the different types of investments that use IRA money and also tell us about 'Unrelated Business Taxable Income - UBTI'. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Types of investments that use cash money - 1:33 A particular rule in the IRA world - 2:19 What is 'Unrelated Business Taxable Income - UBTI'? - 3:47 Understanding IRA money - 6:06 IRA's and growth - 6:32 Why the worst asset to die with is and IRA - 10:30 Life Insurance Death benefits - 11:53 What happens if you don't pay IRA taxes? - 12:30 Cash money should be invested to create income - 13:30 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Kim and Spencer talk about what you need to do if you decide to make the next step in your finances and how to have a little bit of organization around them. Kim also shares with us how a Prosperity Profile is a tool to help people get organized. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes What is Prosperity Economics? - 1:41 Help people know how things act in the future - 1:52 Having a phone conversation to really listen to people and help them prosper - 3:36 Choose the right product that will fit your finances - 5:30 Uses of a Prosperity Profile - 6:05 Have a strategy with financial planning products - 6:40 Products against a strategy - 7:49 Kim's recommendation to read: "Financial planning has failed" - 11:29 Which is the real key to an efficient financial planning? - 13:30 Treat your finances like a business - 14:36 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

We've talked about Robby Butler who is Kim's son but we've never had him on as a guest. In this episode you'll get to hear from a different generation that thinks about prosperity. Robby shares how money is a tool and why his mom encourage him to save money. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Robby's background - 0:50 Some of the things that Robby Butler has learned from his mom: Kim Butler - 2:19 Robby shares with us how college kids think of money - 3:57 Some stories about Robby's childhood - 6:30 Robby tells us that fundraising is based on relationships - 9:20 There's a currency that people are seeking besides money - 11:47 A fundraiser job shows any donor that their money is making an impact - 13:55 Principles that his mom continue to teach him - 15:00 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Life insurance and your savings are your runways. In this episode, Kim and Spencer talk about the importance of having cash at home because it is the most important money that all families have in emergencies. They also talk about Kim's nephews story and the purpose of a life insurance policy. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes The importance of having a family bank - 1:09 Understanding what a bank is - 1:23 Having a cash reserve - 3:27 Kim's nephew: Seth's story about his life insurance policy - 4:38 Why you should have a life insurance policy - 5:51 The best financial decision to make - 8:07 Recommendation for the book: "Live Your Life Insurance" -12:02 Having an Emergency Opportunity Fund - 13:25 Review and Subscribe If you like what you hear please leave a review by clicking here Having Savings, Saves Families - Episode 258 Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

It's a terrible idea to retire with better options to avoid than doing nothing. According to Kim, the key to never retire is finding work that you love to do. She also talks about the "unique ability" and how millennials see retirement. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Busting-Life-Insurance-Lies-Misconceptions/dp/154060697X https://www.amazon.com/Live-Your-Life-Insurance-Butler/dp/1441486895 Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes The "unique ability" definition by Dan Sullivan talks about doing work that you love and one that never stops improving. - 3:14 Why retirement is a new concept and how people used to die in the field. - 5:00 Kim's "unique ability" is finding solutions to any problem. - 6:00 If you don't like your job then find another one, but don't retire. - 10:18 Taking a vacation or sabbatical is necessary so we can come back rejuvenated. - 14:06 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

You're going to learn the most common mistakes people make when buying a home. Some of these mistakes seem unconventional and maybe even leave you thinking you will purchase your next home differently. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Busting-Interest-Rate-Lies-Discover-ebook/dp/B01DX0JP6I Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes 0:55 - When you should you decide to buy a home. 2:06 - How putting more money down is a mistake. 4:27 - Getting a 30 year mortgage vs a 15 year mortgage. 8:42 - Understanding the two sides of buying a house. 10:19 - Avoid buying from a scarcity mindset. 12:08 - The difference between purchasing your first home and a more seasoned home. Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Garrett Gunderson makes a huge announcement about his new book '5 Day Weekend' that he co-authored with Nik Halik. This book is packed full of valuable information to help you keep more of your money and become a better investor so that you can live a more fulfilling life. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Garrett's new book - https://www.amazon.com/dp/B07B89FWP6 Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Why Garrett is writing to further freedom and liberty. How Nik Halik, Garrett's co-author is living a 5 day weekend. How to keep more of your money and become a better investor. Why now is the time to focus on economic independence. Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Saving saves families. Kim and Spencer talk about how much you should be saving and the best places to put that money. They also share personal stories about how savings has helped made a difference in their lives. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast http://truthconcepts.com/how-can-borrowing-at-4-and-investing-at-5-be-a-25-return Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes 1:36 - Why it's horrific to put money into an IRA and avoid savings 2:50 - The "forced savings account" Kim likes to use 4:00 - Understanding the emergency opportunity fund 7:19 - How cash value life insurance can be a storage place for money 10:14 - Story about a business Spencer was able to buy because of his savings 12:55 - Breaking down returns using truth concepts calculations 15:26 - Start saving with what you can Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Ken Ma has been translating Kim's books into Chinese and helping spread the message of Prosperity Economics with the Eastern culture. Together Kim and Ken talk about how the Chinese think differently than Western culture when it comes to finances and why honor, integrity and precision is important for them. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes Why Ken was attracted to Kim's teaching and the Prosperity Economics thinking Understanding the saving and financial habits of the Chinese How scarcity thinking affects all cultures Why the Chinese culture is skeptical and pays attention to the details The Chinese view on life insurance Ken's biggest surprises he learned from attending Truth Concepts Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

The future of education is changing drastically. It may be classrooms with virtual reality glasses or artificial intelligence and this technology can feel overwhelming. Luckily the principles of education don't change and together Kim and Spencer talk about these principles shared from a recent Peter Diamandis article. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Special Listener Gift Free eBook: Financial Planning Has Failed Kolbe http://www.diamandis.com/blog/reinventing-how-we-teach-our-kids Show Notes Why we want to be lifelong learners - 1:13 Do you have grit? - 3:39 Helping children create a passion for learning - 5:05 Curiosity and how it applies to school - 9:12 Imagination - 11:31 Surprising ways an emergency/opportunity fund will help your kids education - 14:52 Critical thinking - 16:19 How Kim takes the time to think - 18:14 Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

If you pay cash for something you still have an interest cost because you pass up the opportunity to make interest on your money. There's an interest cost associated with all money and in this episode Kim and Spencer talk about the true interest cost. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Busting-Interest-Rate-Lies-Discover-ebook/dp/B01DX0JP6I Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes 1:12 - You're either paying interest or passing up interest. 3:10 - Understanding your interest cost 5:06 - How to measure your opportunity cost 6:23 - The dynamics of car loans 8:40 - Does it make sense to get a car loan or pay off mortgages early? 14:34 - A method for creating compound interest Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS

Most people don't talk about the life insurance death benefit because they don't understand the 5 strategies of how to use it. Kim Butler talks about these different strategies along with a different approach to spending your assets when you approach retirement age. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Free Report: Permission to Spend - https://www.prosperitypeaks.com/permission Special Listener Gift Free eBook: Financial Planning Has Failed Show Notes 1:02 - Understanding the death benefit or face value of life insurance 2:41 - Why most people aren't educated about the death benefit 3:39 - 5 strategies of how you can use your death benefit 6:45 - Understanding the paydown and how it affects principle and interest 10:01 - Why most people don't talk about the death benefit 12:23 - A different approach to spending your assets Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. Click here to subscribe with iTunes Click here to subscribe with Stitcher Click here to subscribe with RSS