The Prosperity Podcast

Kim and Spencer dive deeper into a listener's question: "How do paid up additions affect dividends?" They give a great answer to this question, so be sure to stay tuned! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Sharing knowledge with you - 1:50 What do you think when you hear the word "premium" - 2:41 Premium builds cash value - 3:16 Understanding more about paid up additions - 4:23 A dividend non guaranteed to be paid - 5:17 What's going on with dividends - 6:52 Making a real estate investment - 10:04 What will drastically benefit you long term - 11:17 You do not have to go to the bank and ask for a loan - 12:55 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about what the difference is between guaranteed and non guaranteed cash value life insurance. You'll learn how this affects you and your family's finances. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes How to understand this - 1:25 The future projection of payments of dividends - 2:10 Dividends are not guaranteed to be paid - 3:33 Using the Truth Concepts Software - 4:38 What happens when a dividend gets paid - 6:57 The whole idea of financial planning - 9:39 What requires life insurance - 10:22 Encourage people to move forward - 13:43 A guaranteed and non guaranteed rate - 14:43 What's the guaranteed cash value? - 15:27 Kim talks about her book and why you should read it - 16:59 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In the life insurance world, there's a phrase called "Human Life Value". In this episode, Kim and Spencer explore this topic: how to understand it, and find out what number fits for you. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes An internally used term - 0:35 Understanding Human Life Value - 1:06 Human Life Value calculation - 2:44 What happens when we have other investments - 5:55 Figure out what you need - 7:06 Death is a guaranteed event - 8:28 Whole life insurance and term insurance - 12:02 Guidance that will help - 12:44 Insurance the older generations first - 14:38 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about cash flow, salary, income, and much more. How can you increase your income? To find the answers, listen to this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Learning more about taxation - 2:08 Having an entrepreneurial mindset - 2:49 Wanting to create more cash flow - 4:39 Cash flow passive income type - 5:25 Talking about tax brackets - 8:07 Turning an asset into cash flow - 12:06 Time is the variable - 14:34 An aspect of time - 15:45 Being clear on the why - 16:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Are you familiar with the term "adulting"? Kim and Spencer talk about what it is, and how prosperity got over adulting. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.goodnewsnetwork.org/its-amusing-the-ways-each-generation-defines-adulting/ Show Notes The generation that is coming up now - 1:00 Getting clear about this word - 1:22 Adulting could be around finances - 1:59 The top twenty signs of being an adult - 3:01 Understanding and monitoring your credit score - 5:07 Build your opportunity fund first - 6:39 Watching the news - 8:20 Starting the morning with coffee - 11:08 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer discuss how to create an income from your policies when you are in your nineties, but if you don't think that you will make it into your nineties, Kim will advise you what to do instead. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes The killer is television - 0:57 What happens in your nineties - 1:15 Answering a listener question: "How do I create income?" - 1:56 The word "annuity" is not well used - 4:02 85 is better than 80 - 4:49 Creating lifetime income - 5:30 The risk of longevity - 6:10 What's the whole point of insurance? - 7:34 Having multiple policies - 8:50 Using the death benefit while you are living - 10:27 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

This is a special episode, Spencer and Kim talk about the Principles of Prosperity and how to teach your kids about this important concept. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://partners4prosperity.com/subscribe Show Notes Children are so teachable - 0:44 Control: the ability to choose - 1:53 Wanting to teach your kids - 3:52 It is all about control - 4:47 Helping you teach your kids - 7:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

What's the fire movement? Spencer and Kim explain and dive into some important concepts: inflation, taxes, and longevity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes One of the things that Kim is grateful for- 0:16 What's the fire movement? - 0:58 Inflation and longevity - 1:44 About inflation - 2:09 Getting money and certainty - 5:14 The Fire Movement - 7:16 Using the word "retirement" - 8:05 Overcome inflation and longevity - 9:05 Longevity, taxes and, inflation - 10:13 The next step to take - 12:10 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim discusses the paid up additions and contributions for 2020. Learn more about it in this special edition! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What are paid up additions? - 2:06 Raising the death benefit? - 2:58 What limits are paid up additions? - 3:71 The seven paid tests - 4:22 The limits for 2020 - 5:35 Ask for your maximum paid up additions for the year - 6:55 Earning dividends - 9:14 What other thing do you have to ask your agent? - 11:26 Life insurance should become the norm for your family - 13:36 What would give you more paid up additions - 15:35 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim discusses 401k plans and how it causes credit card debts. She also shares one of her favorite books that she recently read. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes One of the latest books that Kim read - 0:21 The most amazing listeners - 2:09 One thing you can do as listeners - 2:49 401k and credit card debts - 3:27 Being forced to use credit cards - 4:24 Money where you can control it - 5:46 Have cash on hand - 7:57 Where do you store your cash? - 9:17 The importance of having cash on hand - 10:37 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer dive into the definition of capitalism: how it works, is created, and provides in today's world, its future, and how we can embrace it. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast http://partners4prosperity.com/ebook Show Notes Kim's definition of capitalism - 0:23 The movement of money - 1:44 Capitalism works, creates and provides - 2:16 Spencer's definition of capitalism - 5:14 How to have conversations with people - 10:45 The tone of voice when you have a conversation - 11:35 Seeking to be understood - 15:44 The principle of control - 17:18 What capitalism is all about - 18:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

What's a favorite book that you've read recently? Kim and Spencer dive into some financial and entrepreneur book lists that you can use! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Letter-Great-Grandson-Message-Advice/dp/074324723X https://www.amazon.com/Disunited-Nations-Scramble-Power-Ungoverned-ebook/dp/B07RB1HMRM https://www.amazon.com/Rich-Kid-Smart-Financial-Paperback-ebook/dp/B017QL9AIS https://www.amazon.com/Education-Millionaires-Everything-College-Successful-ebook/dp/B0052RDJFE https://www.amazon.com/Tuttle-Twins-Learn-About-Law-ebook/dp/B00K7LEUPI https://www.amazon.com/Business-Reality-Checks-Family-Owned-Companies-ebook/dp/B01N4QTGXO https://www.amazon.com/Willpower-Doesnt-Work-Discover-Success-ebook/dp/B073P421QC https://www.amazon.com/Greatest-Salesman-World-Og-Mandino-ebook/dp/B004G8PIQ8 https://www.amazon.com/Alchemist-Paulo-Coelho-ebook/dp/B00U6SFUSS Show Notes Kim's favorite list of books - 1:06 Letter to a Great Grandson book - 2:00 Financial books for kids - 4:15 Books that are great for kids - 6:53 Education of millionaires book by Ellsburg - 7:10 The Greatest Salesman in the world book and The Alchemist book by Coelho - 9:20 We all need to read - 11:46 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Instead of coping at home, let's focus on thriving. Kim and Spencer dive into an article on the AARP website. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Coping at home - 3:02 Talking about whole life insurance - 4:04 Coping vs thriving - 4:49 It's easy to say "I can't" - 5:55 It is time to shift our language - 6:18 Think about how you can make things better - 7:46 Giving first and working to provide value - 10:17 Thriving at home - 13:08 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Most people get stuck building wealth using the typical methods which are saving the wrong way, depleting capital to invest, and then relinquishing control. Wealthy families build legacies by following proven traditional methods. Kim and Spencer go deep and talk about making the transition from being a typical thinker and investor, to actually creating generational wealth. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What they look for in the clients that they help - 1:36 Focusing on your networth - 2:39 Taking responsibility for our finances - 3:44 The traditional thinker - 7:13 Starting to do things differently - 8:58 Having good investments - 15:14 The ability to have liquidity - 18:34 Building and maintaining wealth - 22:20 Opportunity cost - 25:29 Making decisions out of fear - 28:41 The definition of alternative investments - 35:39 The definition of an investment - 36:00 Focus on the deal that you want - 39:40 Take the time to learn - 42:25 The act of savings - 45:20 Providing a better place to store liquidity - 46:11 Alternative financing - 50:07 Creating legacy wealth and generational wealth - 52:10 An important part of legacy - 57:55 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

What are the habits of wealthy people? Kim and Spencer talk about how wealthy people think, act, and what they are thinking and doing with the current world circumstances. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes A dividend line to define wealth - 1:03 The accredited investor definition - 2:07 How are the wealthy responding to this world? - 3:17 Things that we cannot control - 5:16 Looking for deals and willing to buy - 6:48 Focus on what you can control - 8:37 How wealthy people think -10:08 Lessons that Kim and Spencer have learned from millionaires - 14:00 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

If you're a recent high school or college graduate, there are boundless opportunities ahead! Kim and Spencer offer work and life advice to help direct you on a clear and successful path. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes What did you learn at school - 1:11 A college graduate that wants to go to work - 1:55 The Shopify example - 3:26 Working from home - 4:18 Looking at the results and paying accordingly - 6:56 Being a more valuable employee - 8:03 Looking at extremely wealthy people - 9:08 An English degree - 12:04 Having a positive mindset - 13:34 Making a career change - 14:07 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Learn all about liquidity with Kim and Spencer and how you can set up your finances to make it work for you. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes Talking about liquidity - 1:12 What's liquidity? - 1:50 Money that you can get and having access to it - 2:24 Cost fee and interest rate - 3:47 Value and liquidity - 4:34 The first job of liquid money - 5:28 Liquidity for emergencies - 6:18 Not having an emergency fund - 8:26 What liquidity does - 9:39 Financial liquidity - 13:30 Emergency fund and opportunity fund - 16:42 The best vehicle to create an emergency fund - 17:37 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Most people avoid talking about money and death. Kim and Spencer share how to make these conversations easy and even a great learning experience for all. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.visualcapitalist.com/rapid-rise-in-life-expectancy/ Show Notes Diving into the taboo subjects - 0:09 Money and death - 0:35 The importance of discussing money in a family - 1:21 Why are those subjects taboo? - 3:14 Appreciate your savings - 5:56 The definition of an investment - 7:28 Saving and investing - 8:41 The taboo subject of money - 12:15 The opportunity side of life insurance - 12:53 What is your legacy - 13:45 Questions are a helpful tool - 15:10 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Taking the prosperity idea challenge is a game we can all play whenever we need to pause and recalibrate. The acronym of PIC stands for Pause, Internalize and Compliment. Listen in and see if you would like to take on this challenge today. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes The Prosperity Idea Challenge - 0:10 Making a situation prosperous - 1:58 What we can do in a challenge - 2:38 What Kim has learned throughout the years - 5:32 Learning and practice skills - 6:50 Having a positive mindset - 7:42 The ability to pause and take a breath - 10:30 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

When you see 0% offers for cars, furniture, or other promotions it's critical to get the entire picture. In this episode, Kim and Spencer unpack the purpose of these offers and how to remove emotions from the purchase so you can make the best decision. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Kim's story - 0:24 A phrase that Spencer uses - 2:21 What are 0% APR promotions and other misleading offers? - 5:36 Furniture stores and opportunity - 7:01 Taking control of the situation and your emotions - 9:06 Using the Principles of Prosperity - 10:36 Thinking with a prosperous mindset - 11:39 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Gold and silver is a popular topic right now. Kim and Spencer share their insights and when it is the best time to buy. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Owning gold and silver - 0:29 Should you buy gold and silver? - 1:26 Buying gold as an investment - 2:17 The idea of certainty that people are seeking - 3:54 Putting things in your home that can help you change your mindset - 5:11 Take action and move on - 5:57 The opportunities during a crisis - 6:16 Spencer's experience in Ecuador - 6:52 Having prosperous thinking - 7:38 Take a look into the cryptocurrency space - 8:02 A new currency - 8:30 Opening our thoughts to new ideas - 8:44 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about the financial mistakes that you should avoid during a crisis. They define what a crisis is and what to do through one. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://partners4prosperity.com/cash-from-scratch/ Show Notes What is a crisis? - 0:28 What to do if you have an opportunity - 1:50 The importance of how you look at the situation - 2:13 Looking at things differently - 2:35 One of the financial mistakes to avoid - 2:51 Dangers and opportunities right now - 3:39 Not having liquidity is a danger - 5:38 Prepaying a mortgage - 6:41 Today's opportunities - 8:41 Different opportunities during a crisis - 9:45 Having a bread machine - 11:23 A family dinner environment - 11:37 The opportunities that will arise for investors - 12:28 Specific categories of assets classes - 13:44 Learning helps us grow - 14:12 The size of our thinking - 14:59 The worst thing that we can do right now - 15:32 The importance of having an entrepreneurial mindset - 16:56 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

What should you do when you have credit card bills at this unbelievable time: pay your bills or not? Listen to Kim and Spencer's insights. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Pay off debt? - 0:52 Lower your credit limit - 1:30 Saving money - 2:08 Savings is more important right now - 2:19 Keep extra cash in the bank - 2:44 Thinking with a prosperous mindset - 3:46 At what point does it make sense to pay off credit cards? - 4:59 Credit card interest rates - 5:44 The importance of having savings - 6:35 Handling emergencies - 7:12 What we should do right now - 7:50 The amount of credit scores - 9:07 Your financial balance sheet - 11:02 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

With the rise in sickness and death, there is a lot of uncertainty circulating around how life insurance companies pay death claims and take care of their responsibilities. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes Many people that are dying - 0:17 Being conscious of death - 0:40 Life insurance companies and industries - 2:12 Life insurance companies dealing with death - 3:42 Death is a serious thing - 4:36 Life insurance companies and death claims - 4:58 Companies that are dealing with today's situation - 7:41 What to do if you have the particular virus - 9:59 Term life insurance as a valuable product - 11:06 Human life value calculation - 13:02 What is the convertible term insurance - 13:44 Living in unbelievable times - 17:07 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

While securities are volatile, there is one industry that remains constant. Find out why cash value whole life insurance is safe based on their business model and principles. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.amazon.com/Federal-Reserve-Everyone-Needs-Know%C2%AE/dp/0199934479 https://www.amazon.com/Creature-Jekyll-Island-Federal-Reserve/dp/0912986212 Show Notes The safety of whole life insurance - 0:12 Understanding the financial principles - 2:03 Life insurance company business models - 2:49 The life insurance industry - 4:06 The most important asset - 4:20 Federal Reserve and central bank issue book - 5:08 Key books to read - 5:59 Continue taking action - 6:29 How you can grow your cash value - 7:09 Cash value and life insurance - 8:11 What are the dividends? - 10:21 Truth Concepts calculators - 12:21 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Human ingenuity is going to help us get through these unbelievable times. Kim and Spencer talk about what they have control over, what they are thinking about, and how you can prosper even when it feels chaotic. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes What's happening today - 1:04 Entrepreneurial spirits - 1:15 Mindsets ready for the transition - 2:24 What we can control - 3:13 Creating and promoting positivity - 3:40 Finding ways to create value - 4:02 Being future-focused - 4:41 Growing in a time of crisis - 5:29 What will lead us forward - 6:23 What can I control right now? - 7:07 Having massive learning possibilities - 7:59 Taking care of your mind - 9:19 Taking distance - 10:56 Trying to find more prosperity in your life? - 11:50 Starting your own podcast - 13:03 Podkick's work - 14:14 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Looking back at history, some of the most difficult times gave us the greatest innovations. The wagon was replaced by the car and work from home is replacing the office building. Listen to how Spencer and Kim are at a pivotal moment for innovation and what we can do at this unbelievable time. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes A transition that we all are facing - 0:11 Kim's experience using technology - 0:31 Working from home - 1:36 When you work from home - 2:40 A complete revolution - 4:04 The efficiency of working virtually - 4:14 Figuring out how to learn - 5:12 It is time to create something new - 6:19 Think about what your self-thoughts are doing to you - 8:14 Learning from the past - 9:33 The importance of gratitude and innovation - 9:58 Using the principles of prosperity - 10:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Self-isolation can feel like early retirement, many are realizing they don't enjoy it. Find out how to be a creator in this unbelievable time and take control over your own personal prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes The idea of retirement - 0:20 How you can entertain yourself - 1:26 Creating something new and valuable - 2:36 What's going to be the biggest challenge? - 3:00 What happens if you do not do anything productive? - 3:29 Being careful of the amount of news that you take in - 4:32 Shift your context and think differently- 7:21 We need to control our environment - 8:18 Focus on creating value - 9:58 It is an unbelievable time for the world - 10:52 The seven principles of prosperity - 11:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe to your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Annuities, what they are, how they work, and how you can be prosperous with them, all of this will be answered in today's episode! Enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Kim's farm update - 0:37 What are annuities - 2:19 Schools of thought about annuities - 3:20 The deferred annuities - 4:04 Benefits of an immediate annuity - 5:15 A place to put your money - 8:11 Do the annuities match with the principles of prosperity? - 9:33 Converting your life insurance policy into annuities - 10:31 What does not provide an annuity - 11:44 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

This week on The Prosperity Podcast, Best-selling author Kim Butler and Spencer Shaw walk us through how to take control of our finances with great strategy and expertise! This week's episode will help us navigate the overwhelming world of dividend options as well as establishing misconceptions believed about life insurance. Tune in today to increase your knowledge on Prosperity Economics, financial thinking, and how to incorporate these strategies in your life with The Prosperity Podcast! Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it with an episode to follow! Links and Resources from this Episode For resources and additional information on this episode, visit http://partners4prosperity.com/category/podcast To ask those difficult questions or have any curiosity on a subject, contact us by emailing [email protected] To learn more about Whole Life Course 101, visit this page to dive into the endless opportunities of knowledge https://partners4prosperity.com/wholelife101/ To sign up for the Whole Life Course 101 visit this page to get registered here www.wholelifecourse.com Show Notes 1:11—Let's Dive In: What is the Best Dividend Option? 1:15—The Insurance Company Dividend 2:25—Dividend Election Much Like Reinvesting: "Sets a new floor for guaranteed cash value that will never go down again." 2:54—"Since This Is a Common Belief, Is This Where We See Many People Staggering?" 3:08—The Staggering Fallacy in Confusion of Dividend Election 3:38—Cash Dividends Are Not Recommended 3:48—Policy and Profit: The Importance of Basis and Tax 4:44—The Long Term Side: Front-End and Back-End 5:00—Reduce Premium: A Strategy Recommended by Life Insurance Agents 5:30—"it is much better for you to be paying your own premium and let your dividends go to either cash or paid of additions than to reduce your premium" 5:46— A Necessary Evil: The Common Belief of Life Insurance 6:05—Truth Logics Calculated, "Numerically Proven and Socially Vetted" 7:00—Benefits of Dividends: Get a Variety of Term Insurance 7:30—Pros and Cons of Term Writers 8:20—Self-Education: The Newest and Hottest Business Model 8:43— "as a society of consumers we need to understand this product, because it is valuable to us." 9:06—The Importance of Life Insurance Terms 9:25—Whole Life Academy 101 Available For All to Purchase 10:05—The Useful Tool of Legal Speak 11:13—Medium Term Policy: Premium Offset Versus Premium Reduce 11:38— "When a Premium is Being Paid, the Cash Value Rises" 12:05—Investment Income That is Greater Than Your Expenses: Payment Premium 12:30—Safety Net: Elect for Dividends to Repay Loan 13:30—The Value of Navigating the Dividend for Your Phase of Life 13:50—Jump into the Whole Life Course to Learn More and Download the Term List 14:40—Be Sure to Send in Those Difficult Questions Today to [email protected] 15:00—Thank You for Listening! Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Download today to listen on your way to work or read the eBook to enhance your knowledge on how you can improve your finances to live a flourishing life! Review and Subscribe We are so glad you joined with us today to become a better version of yourself through listening to The Prosperity Podcast. Tune in for weekly updates on financial advice, Prosperity Economics, and answering those difficult questions! If you enjoyed today's Podcast, be sure to rate, subscribe, and leave a review by clicking here. Subscribe on Your Favorite Podcast Player to Get the Latest Episodes of The Prosperity Podcast! You can find us on the following platforms: iTunes Stitcher RSS

Kim and Spencer talk about questions that you will fill out when you have an insurance application and the implications of your answers. Stay tuned! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://truthconcepts.com/ Show Notes What you can find in an insurance application - 1:28 Why do you want life insurance - 1:51 Talking about mortgages - 2:46 Having a prosperity mindset - 3:05 The effect of a business decision - 4:14 Using Truth Concepts software - 4:55 Life insurance as an advanced strategy - 5:19 How to protect the business owner - 6:31 The deferred compensation agreement - 7:20 The use of a life insurance policy - 8:14 Why you are setting up new policies - 9:15 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Have you asked yourself how I can be prosperous in moments of pandemonium? With the news of fluctuating markets and viruses, Kim and Spencer dive into this unusual topic so you can have an idea of what to do if pandemonium happens. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What to do when pandemonium happens - 0:39 How to control your thinking - 1:26 Our mindset is the beginning of everything - 1:48 Operating from a place of confidence - 3:10 What to do when you are afraid - 3:24 Controlling our thoughts when we are afraid - 4:16 Avoiding the overwhelm - 5:04 You can choose what to focus on - 5:29 Getting your mental peace - 6:18 Choosing how to think - 9:29 The importance of focusing on your mindset - 10:43 We live in a world of complete abundance - 12:14 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer talk about an often overlooked, but vital part of looking at your money in the future: which is the time value of money calculation. Stay tuned as they explain this important concept. Enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast TC Financial Calculators App: https://apps.apple.com/us/app/tc-financial-calculators/id1469848563 TC Financial Calculators App: https://play.google.com/store/apps/details?id=com.truthconcepts.financialcalcs&fbclid=IwAR0S51xcVYWA1E8nu4RI_Gq55QTCR-Un8ZaBKWgCrmAWiFO3lC3YbzV8O64 Show Notes What's interesting about the time value of money? - 1:00 It's easy to make mistakes in personal finances - 1:59 The lack of time value of money - 2:37 Paying less interest on mortgages? - 3:07 Why people do not talk about the time value of money - 5:16 Getting the whole truth using the time value of money - 6:26 Always trying to find the truth - 7:40 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Do you know how important privacy and asset protection are? Kim and Spencer will share some insights about how you can have protection from the government by putting your assets into the right vehicle. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://assetprotectionsociety.org/ TC Financial Calculators: https://apps.apple.com/us/app/tc-financial-calculators/id1469848563 and https://play.google.com/store/apps/details?id=com.truthconcepts.financialcalcs&fbclid=IwAR0S51xcVYWA1E8nu4RI_Gq55QTCR-Un8ZaBKWgCrmAWiFO3lC3YbzV8O64 Show Notes What Kim does to have privacy and asset protection - 0:27 Different rules for different states when it comes to protection - 2:28 A way to approach your finances - 3:46 Talking about privacy and asset protection - 6:44 The future value calculator - 7:05 Opportunity cost is one of the biggest areas we make mistakes on - 8:00 Common investments in 401K - 8:48 Protecting ourselves gives us a valuable future - 9:19 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Learn about how the CLUE Method creates better opportunities to gain control and leverage. Listen as Kim and Spencer explain this method and how it can be valuable for you! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes What's The CLUE Method? - 0:20 Using the CLUE method - 0:42 "C" stands for control in the CLUE method - 1:05 "L" Stands for liquidity in the CLUE Method - 3:43 "U" stands for use in the CLUE Method - 5:33 "E" stands for equity in the CLUE Method - 6:50 Cash value and equity - 8:28 Increasing the rate of return of property - 11:23 If we look for CLUES, we will find opportunities - 11:47 Follow the clues and follow the money - 12:22 Teach the CLUE Method to your children - 12:42 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer dive into the principles of the Emergency Opportunity Fund and how to be prepared. Stay tuned and learn what to do in emergencies! Best-selling author Kim Butler and Spencer Shaw show you how to take control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Show Notes Mindset when your life throws you curveballs - 0:36 What makes a curveball worse - 2:13 The shift in mindset - 2:38 Choose something to be grateful for - 3:07 What do we do to handle the emergency fund when we do not have enough money - 3:40 Awesome investment and potential investments - 4:19 Never stop building your opportunity fund - 4:40 What happens if you don't have enough in your emergency fund - 6:10 What's disability insurance? - 6:55 What to do when emergencies happen? - 8:59 Steps for being prepared for emergencies - 10:12 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim Butler and Spencer Shaw discuss how often we talk about our credit score as an arbitrary number, but it affects almost everything that we do. They're going to explain how you can set yourself up for success in the future and other insights about improving your credit score. So, stay tuned and enjoy this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast http://www.nationalcreditcare.com/ Show Notes Where you can find your credit score - 0:37 What's the credit score? - 1:06 Your available credit limit on your credit card - 2:14 The credit score is important - 2:39 What can make an impact in your credit score - 3:52 Being late on your payments - 4:44 You can go to a variety of places to get your credit score - 6:49 The annual credit report - 7:42 The credit score in a healthy economy - 9:15 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer explain all about the Kolbe profile: what it means and how it can help express your talents, how to use it as a powerful business tool, and how it can give you guidance throughout your life. Stay tuned to learn about this impactful tool and learn more about yourself in the process! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.kolbe.com/ Show Notes Are you familiar with the Kolbe Profile? - 0:11 Kim's thoughts about the Kolbe Profile - 0:37 The Kolbe Profile as a business tool - 0:56 What's the Conative Connection? - 1:55 Kolbe helps to express your talents - 2:49 The Kolbe Profile gives you guidance about time - 3:32 What's the Kolbe score - 5:02 The Kolbe Profile is something to invest in - 5:30 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In this episode, Kim and Spencer explain lifestyle insurance and how to avoid the "lifestyle creep" problems that can happen as a salary increases and how you can create a strategy that works for you. Enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes What's Lifestyle Insurance? - 0:13 The term Lifestyle Insurance - 1:07 How does it work? - 1:51 The cost of living - 3:37 What's so awesome about life insurance? - 3:59 What happens when you are making more money? - 4:30 What's the Lifestyle creep? - 5:05 How do you feel when you spend money and time? - 8:37 Sustaining and maintaining the budget - 9:02 What to do when you are on a lean time - 11:19 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

This is a different episode because Kim and Spencer have their video camera on! Today, they will talk about a course where you can learn more about whole life insurance. Kim will explain what the course is about and what you can learn from it, so stay tuned and enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Whole Life Course Link: https://academy.partners4prosperity.com/ www.wholelifeinsurance.com Show Notes Teaching all about whole life insurance - 0:31 Why the course was created - 1:25 Questions with the course - 2:12 Impact of not paying the policy interest - 3:22 What happens when you pay interest - 4:22 Borrow from the insurance company - 5:46 The impact on loans and dividends - 7:03 A non-direct recognition loan - 8:53 The impact of paying premiums monthly or annually - 9:19 All players equal for the insurance company - 10:41 We have to deal with cash flow - 12:09 Does it matter when you pay the premium? - 12:48 The policy will exist until the person dies - 15:59 Kim encourages people to pay their premiums as long as they can - 16:55 The number one job of the policy - 18:11 The perfect time to start another policy - 19:54 Managing cash flow for new policies - 21:26 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

In today's episode, Kim and Spencer talk about the gold rush and its impact. When people went out West in hopes to strike gold and become rich, it was actually those who were selling the picks and shovels that made the real money. Stay tuned and enjoy this insightful episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.scientificamerican.com/article/new-virtual-reality-interface-enables-touch-across-long-distances/ Show Notes How sustainable wealth is built - 1:49 The Perpetual Wealth book - 2:32 Benefits of thinking perpetually - 3:11 Thinking generationally? - 4:36 Why it is important to have a bookkeeper - 5:03 Using technology tools to help others - 10:14 Learn as much as you can about finances - 11:50 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Using the latest innovations in science and technology can take you to the next level. Listen as Kim and Spencer discuss the different technological tools used in the finance world such as the Kolbe test, and how to implement these tools into your business and life. Stay tuned and enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://www.kolbe.com/ Show Notes Prepping business owners for technology - 0:59 Understanding who Dan Sullivan is - 1:55 We need to find different mentors - 2:19 Innovations in the financial industry - 2:55 The difference between advice and implementation - 3:12 Innovations that are happening in the industry - 5:50 Some of the innovations that you can use - 6:17 Kim's innovations - 7:15 Talking about www.kolbe.com - 8:37 Kolbe as a very useful tool - 9:06 Helping people build a longevity mindset - 11:13 Having a conversation around innovation - 11:49 There's a massive innovation in the life insurance world - 12:36 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

If you want to understand how to future proof your finances, this is one of the essential episodes to listen to. Kim and Spencer dive into how to increase your liquidity and where to store money. Be sure to stay tuned, and enjoy their intellectual wisdom! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast https://thetorch.com/ Show Notes What it is we should be focused on to future proof our finances - 0:30 Some changes to increase your liquidity - 1:59 Where can you store your money? - 2:46 There is not a right answer for where to store cash - 3:25 Using whole life insurance to store your money - 4:10 It is a joy to be able to help people - 7:02 There is no better place than whole life insurance to store money - 8:10 Massive lack of financial education - 9:36 Part of your finances is your personal network - 10:59 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer are so thrilled to share a personal story with you! Kim tells us how it was a bit difficult for her to title this story. So, if you want to know what the story is about, be sure to stay tuned until the end and enjoy it! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Thinking on a title for the story - 1:05 Retitling the story - 1:42 A way to feel awesome - 2:02 What's the story about? - 2:25 The back part of the story - 3:38 Saving first: learning about finances - 4:46 Having a prosperity mindset - 5:28 A piece of advice for parents that have kids - 6:28 What builds character? - 8:22 How can we as adults live more awesomely? - 9:00 Having liquid cash to do the things that we need to do - 10:08 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Did you know what happened in the news recently? Kim and Spencer talk about how General Electric froze pensions for 20,000 employees. There's a principle of prosperity that would change all of it, so stay tuned and enjoy this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Latest CBS News: https://www.cbsnews.com/news/ge-pension-freeze-general-electric-freezing-pension-plan-20000-us-employees/ Kim's Book: https://www.amazon.com/Busting-Retirement-Lies-Abundance-Throughout/dp/099130540X Show Notes What you can do to not be like those people in the future - 0:42 What can you do today? - 1:02 Taking action with money - 2:08 Lower taxes in the future is possible? - 2:45 Creating as much income as possible - 4:05 The principle of control gives the answers to all questions - 4:19 Having control of your money - 6:24 A savings plan is the best tool for retirement - 6:49 Companies are always changing things - 8:54 Focus on building more money that you can control - 9:40 Busting the Retirement Lies book will help you! - 10:04 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

A long-standing Thanksgiving tradition of the P4P podcast: the gratitude episode! Kim will dive into the things that she is grateful for and her perspective on this Thanksgiving season. One of the most important shifts that a person can make in their life is to be more grateful, so listen to this episode, and enjoy it! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Celebrating Thanksgiving! - 0:14 What it means to be more grateful - 1:18 Identify things that you are grateful for - 1:40 What Kim is grateful for - 2:29 Applying gratitude for the future - 4:57 Having huge growth goals - 6:41 A point of view with gratitude - 7:30 Combining gratitude and a proactive attitude with future focus - 8:19 Thinking on this Thanksgiving season - 9:11 A call to action for you - 10:13 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Years ago, the term millionaire really meant something. On today's episode, Kim and Spencer talk about a well-known millionaire and why being a millionaire really is just the beginning. Enjoy this episode! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes Kim has been helping people for over 30 years - 0:37 A million dollars doesn't mean the same as 30 years ago - 0:55 Reading an article about saving one income - 1:41 Realizing the definition of millionaire - 2:24 Always focus on cash flow! - 3:17 Two sides of the coin: net worth and cash flow - 5:10 Common vehicles for millionaires that can build net worth - 8:52 The importance of bridge loans - 10:38 Practice to create income - 11:40 Demystifying the term millionaire - 13:50 Creating perpetual wealth for your family - 14:28 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Today, Kim and Spencer talk about a new credit system. You've heard about personal credit, business credit, and now Kim and Spencer will introduce you to the Prosperity Credit! Stay tuned and learn more! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast Show Notes The Prosperity Credit - 0:27 Finding ways to increase and improve your business credit - 0:50 The two elements of the Prosperity Credit - 1:15 Two aspects of the Prosperity Credit space - 2:13 The human life value and the Prosperity Credit - 3:09 Several types of credit that you can have - 4:45 The Prosperity Credit line - 5:50 How the Prosperity Credit will impact your family - 6:22 How you can create Prosperity Credit - 7:33 For what you can use the Prosperity Credit - 8:19 The first job of the credit - 9:40 Talking about personal credit and credit report - 11:40 The Whole Life Insurance Company Focus - 13:38 Start to build Prosperity Credit - 14:45 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

Kim and Spencer discuss how the right coach or advisor can take you to the next step and overcome hurdles that you may not see. Stay tuned and enjoy! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to http://partners4prosperity.com/category/podcast https://www.strategiccoach.com/ Show Notes A coaching program for businesses: Strategic Coach ® - 0:35 Taking a coaching program every 90 days - 1:04 Why you should seek coaches - 1:27 You always learn something: you cannot learn less - 2:18 What's the beginner's mind? - 2:51 The outsider's perspective - 3:50 Advisors can help us get better results quicker - 6:40 Teachers that coach advisors - 7:44 It is really important to have a coach - 11:30 The idea of paying zero tax - 12:49 Getting clear about what is most important for us - 14:03 The words that you choose to use to define your thinking - 14:55 People that think with a prosperous mindset - 16:10 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

If you are feeling stuck in your career and finances, don't despair—Kim and Spencer explain in what way you might be stuck, why are you and how to "unstuck" yourself! They discuss how taking action, seeking guidance, being grateful, and investing in yourself can help you get out of the rut you're in and soar to new heights. Stay tuned and don't waste another minute feeling stuck! Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Economics thinking and strategies today!Do you have a question you would like answered on the show? Please send it to us at [email protected] and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information on this episode go to http://partners4prosperity.com/category/podcast Kim's Book: https://www.amazon.com/Busting-Retirement-Lies-Abundance-Throughout/dp/099130540X Show Notes Being stuck in your career - 0:51 What happens when you feel stuck? - 1:12 Solve a problem responding to "Why?" - 2:49 Why do people get stuck? - 3:10 What helps you get unstuck - 3:50 Doing something to get things moving - 5:14 Taking action! - 6:00 A fun story about a person that hated his work - 7:13 Seek guidance to get different results - 9:11 Be grateful and invest in yourself - 10:00 Busting the Retirement Lies book - 10:30 Special Listener Gift Free eBook: Financial Planning Has Failed Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS