The Owner Seat

If you’re a personal trainer who’s tired of giving 40–60% of your revenue to a gym… or a fitness operator who knows the next era won’t be won by “more memberships”… this episode is for you.Because the most underrated business model in fitness right now isn’t a new modality. It’s fitness infrastructure — letting coaches run their business without leases, long-term contracts, or gym politics.In this episode of The Owner Seat, Albert Ramos sits down with Steve Pirt — founder of FlexWerk Fitness, a premium, app-driven training concept built around private reservable training spaces that function like a “WeWork for fitness professionals.”Instead of paying rent to a gym, trainers can reserve private fully equipped rooms by the hour, deliver a high-end client experience, and keep the revenue they earn — while FlexWerk runs the environment, the operations, and the platform behind the scenes.Steve isn’t a “concept guy.” He’s a career operator who’s spent decades in the trenches building gyms, fixing broken operations, and learning why most clubs struggle with culture, staffing, front desk execution, and trainer dissatisfaction. FlexWerk is his answer to those problems — built as a scalable platform model that franchisees and multi-unit operators can learn from.If you’re a franchisor, franchisee, gym owner, or wellness operator looking for the next evolution in fitness business models — this episode is essential.Because the future of fitness isn’t just selling access. It’s creating repeatable environments where professionals and customers win.🔍 In this episode, we cover:Why the traditional gym model structurally fails trainers — even the top producers — and what FlexWerk changesHow Steve designed the FlexWerk concept: private FlexSpaces, premium experience, app-driven booking, and operational controlThe real unit economics behind monetizing time + space (utilization, yield per hour, packages, cost control)Why “experience design” isn’t décor — it’s the product, and it drives retention and pricing powerThe unsexy operational systems that prevent chaos in a high-turnover environmentStaffing and service: why FlexWerk keeps a host model and what it protects in the customer journeyWhat makes FlexWerk scalable and franchisable — and what must be standardized so locations don’t freestyleWhat other franchisors and franchisees can steal from FlexWerk’s platform approach to build the next era of fitnessWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting. I help fitness, wellness, and franchise brands ($500K–$30M) build 13-week cash visibility, standardize unit-level economics, create pricing and utilization models that hold up under growth, and scale with clarity — not chaos.If you want CFO-level clarity as your business scales into its next era: 👉 Book a CFO Strategy Call: https://calendly.com/albertramosjr-st...📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness) Get the exact framework I use with franchisors, franchisees, and multi-unit operators — 13-week cash flow structure, location-level unit economics template, core KPI dashboard, and the Owner Seat weekly finance rhythm. 🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk: cash flow, scaling, exits, leadership, and the messy middle of franchise growth — without the fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST ▶ Subscribe: / @theownerseatpodcast📧 Stay in the Owner Seat — Newsletter Weekly breakdowns on fitness & wellness unit economics, cash flow and multi-location scaling, leadership ROI, and AI-powered finance workflows for owners and franchisors. 🔗 Subscribe on LinkedIn: https://www.linkedin.com/build-relati...🌐 Learn More Fractional CFO services (Stratego): https://www.StrategoIntel.com Connect with Albert on LinkedIn: / albertramosjr#fractionalcfo #FitnessFinance #WellnessBusiness #fitnesstrainers #personaltrainingbusiness #fitnessfranchise #wellnessfranchise #franchisegrowth #studioowner #gymowner #franchisee #franchisor #FlexWerk #StevePirt #theownerseat #albertramos #scalewithoutchaos

In this episode of The Owner Seat Podcast, host Albert Ramos sits down with Chris Skeates, franchise owner of TYG Whitby and CEO of CW Wellness, to break down what it really takes to build a scalable fitness business that delivers consistent results.Chris shares his journey from operating F45 studios through COVID chaos to transitioning into The Yard Gym model, a strength-focused system built around measurable progress and structured programming.The conversation dives deep into the realities of franchise ownership, including rapid expansion mistakes, legal battles, financial pressure, and the importance of resilience. Chris also explains how an 8-week linear progression model drives real member results, why most studios fail without systems, and how combining training, coaching, and nutrition creates a complete fitness ecosystem.Key Takeaways:Progress Beats Novelty: Most gyms rely on hype and energy. The Yard model focuses on structured progression, where members track weights and consistently improve over time.Strength Training Is the Future of Fitness: Chris explains the shift from HIIT-style workouts to strength-focused programming, especially for long-term health, muscle retention, and bone density.You Can’t Out-Train a Bad Diet: Sleep, hydration, and nutrition are the foundation. Exercise only works when those three are in place.Systems Create Scalability: Successful studios don’t depend on the owner’s presence. They build repeatable systems for coaching, programming, and member experience.Adaptability Is Survival: From COVID shutdowns to legal challenges, the ability to pivot quickly kept the business alive.Community + Coaching = Retention: Group energy combined with personalized coaching creates accountability and better results than traditional gyms.Track Everything That Matters: Leads, conversions, member retention, and revenue are monitored weekly to allow quick business decisions.Episode Timestamps:[00:00:01] – Podcast Introduction & Guest Overview: Albert introduces Chris Skeates and the focus on building scalable fitness systems.[00:03:18] – Starting with F45 & Entrepreneurial Leap: Chris shares how he entered the fitness franchise space and opened just before COVID.[00:04:01] – Surviving COVID & Pivoting Fast: From closures to online workouts, the importance of adaptability and member connection.[00:09:17] – Expansion Challenges & Lessons Learned: Opening a second location, overexpansion, and navigating post-COVID competition.[00:11:37] – Transitioning from F45 to The Yard Gym: Why Chris shifted toward strength training and how the transition unfolded.[00:17:21] – Handling Stress, Leadership & Resilience: Military mindset, coaching, and family support during tough times.[00:22:02] – Inside The Yard Gym Model: How the 8-week linear progression system works and drives real results.[00:26:49] – Building a Complete Fitness Ecosystem: Combining training, coaching, and nutrition for long-term success.[00:31:40] – Hiring & Developing High-Level Coaches: How the model naturally attracts experienced coaches and ensures consistency.[00:34:23] – Tracking Business Metrics & Growth: Lead generation, conversions, retention, and financial tracking systems.[00:37:36] – Advice for Future Franchise Owners: What to know before investing, including real estate, budgeting, and expectations.[00:39:50] – Final Thoughts & How to Connect: Closing insights and where to reach Chris and Albert.Connect with the guest Chris Skeates:👉🏼 LinkedIn: https://www.linkedin.com/in/chris-skeates/Connect with Host Albert Ramos:👉🏼 LinkedIn: https://www.linkedin.com/in/albertramosjr/More From the Owner Seat:👉🏼 LinkedIn: https://www.linkedin.com/company/stratego-intel-consulting/👉🏼 Apple Podcast: https://podcasts.apple.com/us/podcast/the-owner-seat/id1853608387👉🏼 Spotify: https://open.spotify.com/show/78jWN8OnnBLGpGpRfhWutl?si=9604f4493acd4dcb#FitnessBusiness #GymOwners #FranchiseLife #StrengthTraining #EntrepreneurJourney #PodcastEpisode

🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook—--------------------------------In this episode of the Owner Seat podcast, host Albert Ramos is joined by Justin Kennington, a former high-performance tech executive (with experience at Google and Crestron) who transitioned into the wellness industry as a franchise owner of Altered State Wellness in Houston’s Vintage Park. Justin shares his journey from managing global technology alliances to launching a modern recovery studio that blends science-backed modalities with a clean, retail-focused consumer experience. They discuss the "unit economics" of wellness, the shift from fitness to recovery, and the logistical hurdles of building out a premier studio in record time.Key TakeawaysThe Leap from Tech to Wellness: Justin explains his career pattern of "blowing things up" to take bigger risks, moving from semiconductor manufacturing and neuroscience studies to the emerging recovery market.Multimodal Recovery: Altered State Wellness focuses on an "integration of science and wellness," offering services like float therapy, red light therapy, infrared saunas, cold plunges, and compression boots.The "Peak State" Model: Justin breaks down a tiered membership structure, ranging from modality-specific unlimited passes to the "Peak State" tier, which offers unlimited access to all services.Data-Driven Wellness: The studio is pioneering the use of nervous system scans (via BrainTap) to measure a client's sympathetic vs. parasympathetic state, allowing for customized recovery plans based on real-time neuroscience.The Realities of Build-Out: Justin shares the "good, bad, and ugly" of retail construction, including the 2,000-mile challenge of managing a Houston build-out from Cape Cod and the importance of having a trusted general contracting team.Episode Timestamps[00:00:00] – Introduction: Meet Justin Kennington, tech executive turned wellness entrepreneur.[00:04:00] – The Transition: Why Justin decided to leave the corporate world and dive into franchising.[00:06:17] – Discovery Process: Conducting due diligence on the Altered State Wellness brand.[00:10:11] – The Altered State Experience: A tour of the lobby, lounge, and recovery atmosphere.[00:14:30] – Unit Economics: Breaking down the credit-based and unlimited membership tiers.[00:18:28] – The Future of Neuroscience: Using BrainTap for nervous system scanning and bio-customized recovery.[00:21:44] – Build-Out Speed Bumps: Managing a construction project 2,000 miles from home.[00:27:00] – Real Estate Strategy: The "million-dollar commitment" of a commercial lease and the importance of financial modeling.Connect with the guest Justin Kennington:👉🏼 LinkedIn: https://www.linkedin.com/in/justin-kennington/Connect with Host Albert Ramos:👉🏼 LinkedIn: https://www.linkedin.com/in/albertramosjr/More From the Owner Seat:👉🏼 LinkedIn: https://www.linkedin.com/company/stratego-intel-consulting/👉🏼 Apple Podcast: https://podcasts.apple.com/us/podcast/the-owner-seat/id1853608387👉🏼 Spotify: https://open.spotify.com/show/78jWN8OnnBLGpGpRfhWutl?si=9604f4493acd4dcb#WellnessEntrepreneur #AlteredStateWellness #RecoveryStudio #UnitEconomics #Neuroscience #FranchiseOwner #MindBodyHealth #FitnessToWellness #HoustonBusiness #OwnerSeatPodcast

This episode explores the evolving fitness culture, highlighting a critical shift from forced memberships to flexible, on-demand access. We dive into effective distribution strategy and the importance of owning marketing channels for entrepreneurial success in the modern fitness landscape. Tune in to learn how to adapt your workout business model and stay ahead.In this episode, Albert Ramos Jr. sits down with Pawel Kiełkowski — Co-Founder and CEO of Fitual — to go behind the scenes on one of the most important shifts happening in fitness right now: the move from rigid membership models to flexible access infrastructure that actually works for operators, not against them.Pawel isn't a fitness influencer who built an app. He's a finance and systems operator with a background in asset management and automation analytics — and Fitual is built like it. It's a distribution wedge: a marketplace that helps users find gyms fast, pay for access simply, and helps operators capture incremental revenue without surrendering margin to high-commission aggregators.If you run a studio, a multi-unit fitness brand, a franchise, or you advise anyone in this space — this conversation will change how you think about your revenue model.Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):Clean up multi-location financialsBuild 13-week cash visibilityModel utilization, pricing, and unit economicsPlan capital, scale, and exits with confidence👉 Book a CFO Strategy Callhttps://calendly.com/albertramosjr-st...📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with owners and franchisors:13-week cash flow structureLocation-level unit economics templateCore KPI dashboard for studios & franchises“Owner Seat” finance rhythm you can actually run weekly🔗 Download the free Stratego CFO Playbook:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk:cash flow, scale, disruption, and survival — without fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast🎧 Binge past episodes:Operator deep dives, franchise scaling stories, and real P&L conversations📧 Stay in the Owner Seat (Newsletter)Weekly breakdowns on:Fitness & wellness unit economicsCash flow and multi-location scalingAI-powered finance workflows for owners & franchisors🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relati...🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn: / albertramosjr #FractionalCFO #FitnessFinance #WellnessBusinessfractional

In this episode of The Owner Seat, Albert Ramos sits down with Lindsay Vastola — Leadership Strategist, keynote speaker, founder of VastPotential, and one of the most operationally grounded leadership advisors in the fitness and wellness industry.Lindsay isn't leadership theory. She ran a real fitness business — Body Project Fitness & Lifestyle — for over a decade, spent nearly a decade as Editor of Personal Fitness Professional, and has coached executive teams and high-growth service businesses with one non-negotiable standard: leadership development must produce measurable business outcomes. Or it's just an expense.If you're a fitness franchisor, franchisee, or studio owner who keeps saying "I can't trust my managers to hold the standard," "I'm always the bad guy," or "we're ready to scale but I'm still the answer to every question" — this episode was built for you.Because the reason your business can't run without you isn't a systems problem. It's a leadership problem. And the reason your managers bring you updates instead of solutions isn't their fault. It's yours.Lindsay is here to fix that — with Emotional Intelligence at the center, and real business outcomes as the only scorecard that matters.🔍 In this episode, we cover:Why high performers fail after promotion — even when they care deeply — and what EQ actually looks like on a random Tuesday inside a studio or franchise locationThe first operational symptom Lindsay looks for when an owner says "I want to stop being the bottleneck" — and why most owners are solving the wrong problemWhat a real leadership development system looks like for franchisees with 1–5 units, and the leadership seat that's almost always missing when scale stallsHow to teach leaders to bring solutions instead of problems without turning them into robots — and what "harmony" is quietly doing to your accountability cultureThe 30-day leadership reset she'd give any fitness or wellness owner trying to scale in 2026Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI'm Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting. I help fitness, wellness, and franchise brands ($500K–$30M+) build 13-week cash visibility, standardize unit-level economics, create pricing and utilization models that hold up under growth, and scale with clarity — not chaos.If you want CFO-level clarity as your business scales into its next era:👉 Book a CFO Strategy Call: https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with franchisors, franchisees, and multi-unit operators — 13-week cash flow structure, location-level unit economics template, core KPI dashboard, and the Owner Seat weekly finance rhythm.🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk: cash flow, scaling, exits, leadership, and the messy middle of franchise growth — without the fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST ▶ Subscribe: / @theownerseatpodcast📧 Stay in the Owner Seat — NewsletterWeekly breakdowns on fitness & wellness unit economics, cash flow and multi-location scaling, leadership ROI, and AI-powered finance workflows for owners and franchisors.🔗 Subscribe on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego): https://www.StrategoIntel.com Connect with Albert on LinkedIn: https://www.linkedin.com/in/albertramosjr/#leadershipdevelopment #fitnessfranchise #wellnessfranchise #franchisegrowth #studioowner #gymowner #franchisee #franchisor #emotionalintelligence #EQ #multiunitoperator #LindsayVastola #VastPotential #theownerseat #albertramos #fractionalCFO #leadershipbench #scalewithoutchaos #fitnessbusiness #boutiquefitnessowner

In this episode of The Owner Seat, Albert Ramos sits down with Kory Angelin — Founder and CEO of CoreHaus Fitness, multi-unit Club Pilates operator, former President at The DRIPBaR, and one of the most direct, unfiltered voices in fitness franchising on what scaling actually costs when the cameras are off.Kory isn't here to give you a highlight reel. He's here to give you the grind behind it — the recruiting mistakes, the presale breakdowns, the churn pressure that shows up after the first hype wave fades, and the operational discipline it takes to run multiple studios like a platform instead of a hobby.If you're a fitness or wellness owner, franchisor, franchisee, or multi-unit operator who's tired of the "success porn" flooding your feed and wants the real framework behind building something that actually scales — this is the episode you've been waiting for.Because anyone can open a studio. Very few people can build a franchise platform. And the gap between those two things isn't capital or brand recognition. It's people, process, and member experience — executed without excuses, at every location, every single day.Kory has done it. And in this conversation, he's not holding anything back.🔍 In this episode, we cover:The exact mindset shift that separates a multi-unit operator from a platform builder — and the first thing Kory stopped doing once he committed to scalingWhy most owners hire charm instead of capability, what it costs them, and the screening process he uses to catch it before it's too lateThe unsexy presale work that actually drives membership momentum — the cadence, scripts, events, and outreach nobody posts aboutWhat a remarkable first 7 days looks like for a new member, the check-in dates that kill churn before it starts, and what most studios silently get wrong at the front deskThe one blunt message Kory has for every multi-unit operator building in 2026 — and why camera confidence is now a non-negotiable competitive advantage in franchisingWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI'm Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting. I help fitness, wellness, and franchise brands ($500K–$30M+) build 13-week cash visibility, standardize unit-level economics, create pricing and utilization models that hold up under growth, and scale with clarity — not chaos.If you want CFO-level clarity as your business scales into its next era:👉 Book a CFO Strategy Call: https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with franchisors, franchisees, and multi-unit operators — 13-week cash flow structure, location-level unit economics template, core KPI dashboard, and the Owner Seat weekly finance rhythm.🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk: cash flow, scaling, exits, presales, retention, and the messy middle of franchise growth — without the fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST ▶ Subscribe: / @theownerseatpodcast📧 Stay in the Owner Seat — NewsletterWeekly breakdowns on fitness & wellness unit economics, cash flow and multi-location scaling, franchise platform strategy, and AI-powered finance workflows for owners and franchisors.🔗 Subscribe on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego): https://www.StrategoIntel.com Connect with Albert on LinkedIn: https://www.linkedin.com/in/albertramosjr/#fitnessfranchise #franchisegrowth #multiunitoperator #boutiquefitnessowner #gymowner #presales #memberretention #franchiseleadership #CoreHausFitness #KoryAngelin #wellnessfranchise #franchisee #theownerseat #albertramos #fractionalCFO #fitnessbusiness #scaleup #franchiseplatform #studioowner #memberexperience

In this episode of The Owner Seat, Albert Ramos sits down with Sonia Gonzales — Founder and CEO of AlxRX Corp., patented packaging innovator, and one of the few founders in performance nutrition who is simultaneously building IP, manufacturing capability, and a distribution strategy designed specifically for fitness and wellness operators.Sonia isn't building a supplement brand. She's building a system — a dual-chamber pouch that keeps liquid and powder separated until the exact moment of use, delivering fresh tactical nutrition on demand with no shaker bottle, no clumps, and no question about what's actually left in a powder that's been sitting in a warehouse for six months losing potency.If you're a fitness or wellness owner, franchisor, franchisee, or multi-unit operator who currently sells supplements — or has been burned trying to — this episode is going to permanently change how you think about the product on your gym floor, the margin you're leaving behind, and what a real revenue-generating supplement play actually looks like.Because most "premium" pre-workouts are dead before your member ever opens the bag. Oxygen, moisture, heat, and light degrade ingredients from the moment of manufacturing — and the label doesn't tell you what's actually left. AlxRX solves that at the point of use. And for operators, that's not just a product story. It's a margin story, a retention story, and a differentiation story your competitors aren't telling yet.🔍 In this episode, we cover:Why ingredient degradation is the dirty secret killing your supplement revenue and your members' results — and how the dual-chamber pouch fixes it at the moment of useThe $40K mistake Sonia made early in the build, what it cost her, and why it forced her to bring manufacturing in-house instead of outsourcingWho the ideal distribution partner is right now and the exact yes/no filter she uses when evaluating gyms, studios, events, and distributorsWhat the unit economics look like for a franchisee with 3–20 locations — price point, margin targets, and realistic velocity per weekWhere the long-term defensibility comes from — patents, manufacturing, distribution, and brand — and how she's thinking about protecting the moat as the category growsWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI'm Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting. I help fitness, wellness, and franchise brands ($500K–$30M+) build 13-week cash visibility, standardize unit-level economics, create pricing and utilization models that hold up under growth, and scale with clarity — not chaos.If you want CFO-level clarity as your business scales into its next era:👉 Book a CFO Strategy Call: https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with franchisors, franchisees, and multi-unit operators — 13-week cash flow structure, location-level unit economics template, core KPI dashboard, and the Owner Seat weekly finance rhythm.🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk: cash flow, scaling, exits, product strategy, and the messy middle of franchise growth — without the fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST ▶ Subscribe: / @theownerseatpodcast📧 Stay in the Owner Seat — NewsletterWeekly breakdowns on fitness & wellness unit economics, cash flow and multi-location scaling, supplement revenue strategy, and AI-powered finance workflows for owners and franchisors.🔗 Subscribe on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego): https://www.StrategoIntel.com Connect with Albert on LinkedIn: https://www.linkedin.com/in/albertramosjr/#tacticalnutrition #preworkout #performancenutrition #fitnessbusiness #wellnessfranchise #franchisegrowth #supplementrevenue #gymowner #boutiquefitnessowner #fitnessfranchise #fractionalCFO #theownerseat #albertramos #AlxRX #SoniaGonzales #CPG #nutritioninnovation #franchisee #multiunitoperator #founderjourney

In this episode of The Owner Seat, Albert Ramos sits down with Michael Parrish — SVP of Client Development & Funding at Halotherapy Solutions, combat athlete, U.S. Military veteran, former SWAT team member, and operator of a high-performance training camp that prepared elite athletes and special forces candidates.Michael doesn't come at halotherapy from a wellness trend angle. He comes at it from performance, pressure, and business reality — and he's now sitting across the table from fitness franchisors, franchisees, and multi-unit operators asking the hardest question in amenity expansion: does this actually make money?If you're a fitness or wellness owner, franchisor, franchisee, or multi-unit operator trying to add high-value amenities without adding payroll complexity, broken economics, or chaos — this episode is required listening.Because the operators winning right now aren't adding more services. They're adding the right services with the right throughput model behind them. And halotherapy — when structured correctly — is not a wellness amenity. It's a recurring revenue engine.🔍 In this episode, we cover:- The real operational and financial requirements for adding halotherapy to a fitness or wellness franchise — space, session design, staffing, and what "attendant-less" actually solves- The 15-minute vs. 20-minute session model debate — which one wins for your location type and what it does to revenue per hour- How to structure halotherapy memberships so they scale without creating booking chaos or margin bleed- Funding options that actually work when owners want to expand but capital is tight-The silent killers of ROI after install — and the one non-negotiable rule for scaling amenities profitablyWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI'm Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting. I help fitness, wellness, and franchise brands ($500K–$30M+) build 13-week cash visibility, standardize unit-level economics, create pricing and utilization models that hold up under growth, and scale with clarity — not chaos.If you want CFO-level clarity as your business scales into its next era:👉 Book a CFO Strategy Call: https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with franchisors, franchisees, and multi-unit operators — 13-week cash flow structure, location-level unit economics template, core KPI dashboard, and the Owner Seat weekly finance rhythm.🔗 Download the free Stratego CFO Playbook: https://bit.ly/owner-seat-cfo-playbook🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk: cash flow, scaling, exits, amenity expansion, and the messy middle of franchise growth — without the fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe: / @theownerseatpodcast📧 Stay in the Owner Seat — NewsletterWeekly breakdowns on fitness & wellness unit economics, cash flow and multi-location scaling, amenity ROI, and AI-powered finance workflows for owners and franchisors.🔗 Subscribe on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego): https://www.StrategoIntel.comConnect with Albert on LinkedIn: https://www.linkedin.com/in/albertramosjr/#halotherapy #fitnessbusiness #wellnessfranchise #franchisegrowth #recoverybusiness #boutiquefitnessowner #gymowner #fitnessfranchise #fractionalCFO #theownerseat #albertramos #businessgrowth #wellnessROI #franchisee #multiunitoperator

In this episode of The Owner Seat, Albert Ramos sits down with Jeff Zwiefel — former President & COO of Life Time, and one of the most credible operator-leaders in modern fitness and wellness.Jeff spent nearly 27 years helping scale Life Time from $137M to $2.3B+, leading 30,000+ team members across 170+ locations. Today, he’s deeply involved in the future of longevity, performance medicine, digital health, and integrated wellness ecosystems — where fitness and healthcare are converging faster than most operators are ready for.If you’re a fitness or wellness owner, franchisor, franchisee, multi-unit operator, or health/wellness founder building into the next era — this episode is essential listening.Because gyms are no longer “places to work out.”They’re becoming the front door to preventive health.And the operators who win won’t be the ones with the most services.They’ll be the ones who deliver simplicity, trust, and behavior change at scale.This is not trend talk.This is leadership + strategy from someone who has actually done it.🔍 In this episode, we cover:What leadership really becomes when you move from execution → directionThe habits leaders must unlearn to scale without collapsing the organizationHow trust compounds (or breaks) inside high-growth teamsWhy values matter more in hard seasons than in easy growth cyclesWhy the fitness + healthcare gap is closing — and what accelerated itWhy gyms are uniquely positioned to win in longevity and preventive healthWhere traditional fitness models fall short of today’s consumer expectationsWhy interpretation + behavior change is more valuable than testing aloneThe responsibility operators carry as they go medical-adjacentWhy simplicity becomes a competitive advantage as offerings growHow AI can personalize health without eroding trustWhy integration will separate winners from followersWhat “right to win” really means in longevityWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):build 13-week cash visibilitystandardize unit-level economicscreate pricing + utilization models that hold up under growthscale with clarity (not chaos)If you want CFO-level clarity as your business scales into its next era:👉 Book a CFO Strategy Callhttps://calendly.com/albertramosjr-st...📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with franchisors, franchisees, and multi-unit operators:13-week cash flow structureLocation-level unit economics templateCore KPI dashboard for studio & franchise systems“Owner Seat” weekly finance rhythm🔗 Download the free Stratego CFO Playbook:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk:cash flow, scaling, exits, and the messy middle — without fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast📧 Stay in the Owner Seat (Newsletter)Get weekly breakdowns on:Fitness & wellness unit economicsCash flow and multi-location scalingAI-powered finance workflows for owners & franchisors🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relati...🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn:/ albertramosjr

In this episode of The Owner Seat, Albert Ramos sits down with Kip Knippel, Esq. — President & CEO of KIP Search, retained executive headhunter, investor, and host of Capitalist Culture.Kip places CEO/CFO/COO-level operators into private equity-backed and high-growth companies — and his core thesis is simple: org design beats talent when growth gets heavy. In fitness and wellness, that matters even more because multi-location complexity, variable labor, retention pressure, and franchise dynamics expose weak leadership fast.If you’re a franchisor, franchisee, studio owner, or multi-unit operator who feels like every decision still runs through you — this episode is essential.Because growth doesn’t break brands.Bottlenecks do.This is not fluffy leadership talk.This is the operator playbook for building an org that can scale without collapsing.🔍 In this episode, we cover:The earliest signs a founder is becoming the bottleneck — even while revenue is still growingWhat breaks first in scaling companies: people, systems, or decision-makingWhy “harmony” is not alignment — and how misaligned power structures show up in real lifeThe leadership seats fitness & wellness brands must fill early (or pay later)The most expensive missing role in a 1–5 unit operator businessHow to separate “resume heroes” from real execution leadersThe traits Kip looks for in executives who thrive in uncertainty and messy dataDecision velocity: what it looks like, why it matters, and what kills itHow to set clean decision rights so teams don’t drown in consensus paralysisWhat healthy leadership teams should argue about — and what they should never debateWhat an “operator CFO” looks like vs. a “reporting CFO”The first 30 days a Fractional CFO must win to earn trust and create leverageKip’s blunt message to fitness & wellness owners heading into 2026 about leadershipWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):build 13-week cash visibilitystandardize unit-level economics + pricing modelsplan headcount and leadership adds with disciplineprepare for debt, private equity, or strategic exits👉 Book a CFO Strategy Callhttps://calendly.com/albertramosjr-st...📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Download the frameworks I use with operators:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatNew episodes drop every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast📧 Subscribe on LinkedIn (Newsletter):https://www.linkedin.com/build-relati...🌐 Stratego Intel (Fractional CFO):https://www.StrategoIntel.comConnect with Albert on LinkedIn:/ albertramosjr

In this episode of The Owner Seat, Albert Ramos delivers a solo, operator-grade breakdown of what a real Fractional CFO actually does for fitness, wellness, longevity, and franchise brands — and why most owners don’t need “more revenue,” they need cash clarity and decision-grade numbers.Albert also explains his mission: he gives 99% of his work away for free through daily educational videos, two podcast episodes per week, a Tuesday newsletter, and the free Stratego CFO Playbook for fitness and wellness owners — because more businesses in this industry need to thrive and survive, not get crushed by cash flow surprises, bad expansion math, or messy reporting.If you’re a franchisor, franchisee, multi-unit operator, studio owner, or wellness operator and you’ve ever felt like:you’re “profitable” but cash is still tightyou can’t trust your numbersyou want to expand but don’t know what it does to cashyou’re thinking about debt / private equity but you’re not diligence-readyyou need a CFO but you’re not hiring a $300K full-time executivethis episode is essential listening.Because strong businesses don’t run on vibes.They run on cash visibility, defensible unit economics, and clean decision cadence.This episode walks through exactly how Albert builds a finance operating system for operators — including 13-week cash forecasting, unit economics, buildout and expansion capital planning, and lender/investor readiness — with anonymized real-world case studies (no company names).This is not bookkeeping.This is operator-grade CFO control.🔍 In this episode, we cover:Why “more revenue” doesn’t fix a cash problem in fitness & wellnessHow operators get trapped in bank-balance decision makingWhat a real Fractional CFO does (and what they don’t do)The core Stratego deliverables:13-week cash forecast + cash controlclose discipline + KPI dashboardunit economics (payroll %, contribution margin, payback)buildout + expansion capital plandebt package + covenant/terms reviewinvestor / PE readiness + diligence prepWhat it feels like to hire an “operator CFO” vs a reporting accountantSix anonymized case studies across:multi-location expansion mathpre-open capex + working capital raise structurestalled projects needing capital gap clarityinternational multi-vertical wellness expansion pacingpay-per-use access platform economicsfranchise platform infrastructure + capital planningThe “before vs after” transformation: from chaos → controlWhy expansion breaks brands without cash discipline and unit economicsHow to get the free Stratego CFO Playbook and start building your finance rhythm nowWork with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):Build 13-week cash visibilityClean up multi-location financialsStandardize unit-level economicsBuild defensible pricing + utilization modelsPrepare for debt, private equity, or strategic exits🌐 Learn more:https://www.StrategoIntel.com👉 DM “CFO” to get my intake checklist + the free CFO Playbook link.📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the frameworks I use with operators:13-week cash flow structureLocation-level unit economics templateCore KPI dashboardWeekly “Owner Seat” finance rhythm🔗 Download here:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk:cash flow, scaling, franchising, exits, and the messy middle — without fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast📧 Tuesday newsletter + daily education: follow Albert on LinkedInhttps://www.linkedin.com/in/albertramosjr/

In this episode of The Owner Seat, Albert Ramos sits down with Chris Reilly — private equity and FP&A veteran, founder of Financial Modeling Education, and founder of Mission Capital Consulting.Chris has trained over 91,000 operators, analysts, and executives to build financial models that actually work in the real world — where the data is messy, reports don’t tie, and decisions still have to be made.This conversation is built specifically for fitness and wellness business owners, franchisors, franchisees, and multi-location operators who want clarity on their numbers — not spreadsheets that look impressive but fail under pressure.If you run a gym, studio, franchise, or wellness brand and feel like:cash flow surprises keep showing upreports don’t match what your bank account is doingforecasts feel academic instead of usablethis episode is essential listening.Because strong businesses don’t run on vibes.They run on defensible financial models and real cash visibility.This episode breaks down how operators can turn messy studio data into models they can actually trust — including how to think about 13-week cash forecasting, error checking, and unit-level economics in a way owners can run every week.This is not theory.This is operator-grade finance.🔍 In this episode, we cover:Why profitable fitness and wellness businesses still run out of cashHow to turn messy studio data into a clean three-statement financial modelThe 5-layer model structure Chris uses to make numbers usableWhy support schedules are where most models live or dieThe most common financial “lies” fitness owners believe about their numbersHow to separate real operating problems from reporting problemsThe silent errors that destroy decision-making without anyone noticingWhat real error-checking looks like (not just tapping F2)How to build a 13-week cash flow forecast owners can actually understandThe biggest cash timing traps for gyms, studios, and franchisesWhy AI doesn’t replace financial fundamentals — it amplifies themWhere AI helps modeling today and where it can still mislead ownersWhat fitness operators should fix this month to stop guessingThis episode is for owners who want control, clarity, and confidence — before growth, expansion, or capital conversations force the issue.Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):Clean up multi-location financialsBuild 13-week cash visibilityStandardize unit-level economicsFix broken reporting systemsPrepare for debt, private equity, or strategic exits👉 Book a CFO Strategy CallIf you want CFO-level clarity on your numbers:https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact frameworks I use with owners and franchisors:13-week cash flow structureLocation-level unit economics templateCore KPI dashboard for studios and franchise systemsThe “Owner Seat” finance rhythm you can actually run weekly🔗 Download the free Stratego CFO Playbook:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness, and HALO owners talk:cash flowscalingfranchisingexitsand the messy middle — without fluff🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast🎧 Binge past episodes:Operator deep dives, franchise scaling stories, and real P&L conversations📧 Stay in The Owner Seat (Newsletter)Get weekly breakdowns on:Fitness & wellness unit economicsCash flow for multi-location operatorsFranchise financial strategyAI-powered finance workflows for owners🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn:https://www.linkedin.com/in/albertramosjr/

In this episode of The Owner Seat, Albert Ramos sits down with Bobby Hines & Anna Hines — longtime fitness and wellness operators who’ve built, scaled, and managed multi-brand franchise businesses across Anytime Fitness, Basecamp Fitness, and Waxing The City over nearly two decades.Bobby recently sold his final Anytime Fitness location after almost 20 years with the brand — and now advises owners on acquisitions and exits as a Business Advisor at Transworld, bringing a true operator lens to M&A (not an Excel-only view).Anna has built a multi-brand franchise portfolio while navigating leadership, growth, and family alongside Bobby — making this a rare conversation about the real lifecycle of ownership, from build → scale → exit.If you’re a fitness or wellness franchisee, multi-unit owner, operator, or entrepreneur, this episode is essential listening.Because exits aren’t just financial.They’re emotional. They’re identity. They’re timing.And most owners don’t learn the truth until they’re already too late.This is not a sales pitch.This is a real operator conversation about what ownership costs — and what it gives back when it’s done right.🔍 In this episode, we cover:What Bobby didn’t understand when he opened his first Anytime FitnessHow the meaning of “success” changes as you scale from 1 unit to multipleThe moment business stops feeling exciting and starts feeling heavyWhat it actually feels like to sell something tied to your identityThe emotional moment most owners don’t expect when they exitExit timing: what “someday” really costs franchiseesWhat makes a business truly sellable in fitness & wellnessThe biggest myths around valuation (and what owners get wrong)What buyers notice immediately that owners missThe role of clean financial reporting in deals actually closingHow SBA lenders look at fitness & wellness deals todayHow to build optionality while you’re still growing (not when you’re burnt out)What a “good exit” looks like beyond the checkThis episode is for owners who want choices — not financial regret.Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+) build cash visibility, clean financials, exit-ready reporting, and optionality, including:13-week cash flow visibility + decision rulesUnit-level economics + margin protectionClean monthly closes + KPI reportingExit readiness: add-backs, data room prep, buyer-proof reportingCapital planning so growth doesn’t break the business👉 Book a CFO Strategy CallIf you want clarity on exit readiness or growth planning:https://calendly.com/albertramosjr-st...📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact frameworks I use with operators:13-week cash flow structureOwner-ready KPI dashboardUnit economics modelWeekly “Owner Seat” finance rhythm🔗 Download the free CFO Playbook:https://forms.gle/eoGKSCsKMLSPtr1e6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness, and HALO owners talk:cash flow, franchising, growth, exits, and the messy middle — without fluff🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast📧 Stay in the Owner Seat (Newsletter)Get weekly breakdowns on:Fitness & wellness unit economicsFranchise capital planningCash flow during expansionAI-powered finance workflows for operators🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relati...🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn:/ albertramosjr

In this episode of The Owner Seat, Albert Ramos sits down with Mo Iqbal — Chief Strategy Officer at ABC Fitness, Founder & Chairman of SweatWorks, and Co-Host of LIFTS.Mo operates at the intersection of fitness, wellness, platforms, payments, AI, and scale, advising some of the largest and fastest-growing gym, studio, and franchise ecosystems in the world.If you’re a fitness or wellness business owner, franchisor founder, franchisee investor, or multi-location operator heading into 2026, this episode is not theory — it’s a warning and a roadmap.Because fitness is no longer a workout business.It’s becoming the operating system for human health — and the operators who don’t understand who owns the platform, the data, and the behavior loop will slowly disappear from relevance.This episode gets direct about what’s breaking, what’s consolidating, and what business owners must change now to survive the next phase of the industry.This is not tech hype.This is how power shifts actually happen.🔍 In this episode, we cover:Why fitness is becoming the operating system for health — not a workout categoryHow platforms and ecosystems quietly decide which brands win and which fadeWhy AI is becoming the “behavioral middleware” of fitness and wellnessWhat signals operators must generate so AI systems recommend themWhy “one app for everything” fails — and what stacks should look like insteadWhere operators waste money on AI because they bought a story, not a systemHow Pilates, GLP-1s, peptides, recovery, and longevity actually fit togetherWhat smart operators are doing with GLP-1 reality instead of fighting itHow to integrate longevity offerings without destroying executionThe most under-discussed KPI that predicts survival in boutique fitnessWhy payments, pricing friction, and onboarding decide retentionThe fork-in-the-road decision every owner faces heading into 2026This episode is essential for:Gym ownersStudio ownersFranchiseesFranchisor leadership teamsMulti-site fitness & wellness operatorsIf you don’t understand platforms, AI, and ecosystem economics —you don’t control your future.Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):Clean up multi-location financialsBuild 13-week cash visibilityModel utilization, pricing, and unit economicsPlan capital, scale, and exits with confidence👉 Book a CFO Strategy Callhttps://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact framework I use with owners and franchisors:13-week cash flow structureLocation-level unit economics templateCore KPI dashboard for studios & franchises“Owner Seat” finance rhythm you can actually run weekly🔗 Download the free Stratego CFO Playbook:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness & HALO owners talk:cash flow, scale, disruption, and survival — without fluff.🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast🎧 Binge past episodes:Operator deep dives, franchise scaling stories, and real P&L conversations📧 Stay in the Owner Seat (Newsletter)Weekly breakdowns on:Fitness & wellness unit economicsCash flow and multi-location scalingAI-powered finance workflows for owners & franchisors🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn:https://www.linkedin.com/in/albertramosjr/

In this episode of The Owner Seat, Albert Ramos sits down with Christine Garcia, franchise owner of BODYBAR Pilates in Strongsville, Ohio, with a second BODYBAR studio in Brunswick currently in pre-opening buildout.Christine is deep in the trenches — past franchise award, lease signed, possession transferred — navigating site selection, buildout delays, capital planning, and the real timeline to opening day.Before becoming a franchise owner, Christine spent over 20 years with the Department of Veterans Affairs, including 14 years as a Program Analyst managing budgets, operations, outcomes reporting, and execution inside a complex healthcare system. That background gives her a rare, grounded lens on what franchising actually demands.If you’re a fitness or wellness franchise buyer, a first-time franchisee, or a studio owner considering expansion, this episode is essential listening.Because buying the franchise is the easy part.Building and opening the studio is where most people underestimate the risk.This is not a sales pitch.This is the real playbook — the good, the bad, and the ugly.🔍 In this episode, we cover:Why Christine chose BODYBAR Pilates — and what disqualified other franchisesWhat due diligence most franchise buyers skip (and regret later)What really happens after the franchise is awardedSite selection realities and lease terms that actually matterHow long buildouts really take — and why timelines slipThe hidden costs that don’t show up in franchise brochuresHow much contingency capital franchisees truly needWhere delays quietly destroy cash flow before openingWhat good franchisor support looks like during buildoutWhat Christine would tell someone who thinks they’ll open in 90 daysThis episode is for operators who want clarity before signing — not lessons learned the expensive way.Work with Albert — Fractional CFO for Fitness, Wellness & Franchise BrandsI’m Albert Ramos, Fractional CFO and Founder of Stratego Intel Consulting.I help fitness, wellness, and franchise brands ($500K–$30M+):Build pre-opening and buildout cash plansModel real unit-level economicsPlan contingency capital correctlyAvoid cash-flow collapses during delaysScale without financial guesswork👉 Book a CFO Strategy CallIf you want clarity before or during a buildout:https://calendly.com/albertramosjr-strategointel/youtube-podcast📘 Free Resource — Stratego CFO Playbook (Fitness & Wellness)Get the exact frameworks I use with franchisees and studio owners:13-week cash flow structurePre-opening capital planning templateLocation-level unit economics modelWeekly “Owner Seat” finance rhythm🔗 Download the free Stratego CFO Playbook:https://forms.gle/M9QSgEz9VqiqkHVv6🎙 More from The Owner SeatThe Owner Seat is where fitness, wellness, and HALO owners talk:cash flowfranchisinggrowthbuildoutsand the messy middle — without fluff🗓 New episodes every Monday & Friday at 8:00 AM CST▶ Subscribe to the channel:/ @theownerseatpodcast🎧 Binge past episodes:Real franchise stories, operator breakdowns, and P&L conversations📧 Stay in the Owner Seat (Newsletter)Get weekly breakdowns on:Fitness & wellness unit economicsFranchise capital planningCash flow during expansionAI-powered finance workflows for operators🔗 Subscribe on LinkedIn:https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7288029005239267328🌐 Learn MoreFractional CFO services (Stratego):https://www.StrategoIntel.comConnect with Albert on LinkedIn:https://www.linkedin.com/in/albertramosjr/