The Jesse Mecham Show

The point of having money is to spend it. Also, an attorney joke that takes most of the time.

You can choose to think the budget is a prison, or a vista of endless possibilities. It's your call.

High-ticket items deaden your sensitivity to spending amounts you would otherwise weigh carefully. Proceed with caution!

Don't be a slave to your data. Learn from it, and then focus on your priorities and goals moving forward.

Unless your hobby is credit card shenanigans, pick just one (maybe two) credit cards and call it good.

There's no value in the actual mechanics of paying your bill. Make it as easy as possible.

Question your financial scar tissue. Are all of those accounts still (really) necessary?

We want active engagement. Simplicity promotes that, which is why we like it.

When it comes to lasting, positive financial change, don't do what I did.

It's that time of year for you to do a quick pause and evaluation. It'll do you good.

Windfall schmindfall. Just fall back on Rule One.

How much should you save? And would it be possible to not beat yourself up so much?

When budgeting with a partner... Rule 3 can be tricky. How do you deal with overspending together?

How do you view financial goals? What if you saw them more as guesses?

When budgeting with a partner... establish a workflow, ownership, simplification, etc.

It's a therapy session folks! Gettingn down to the WHY behind money will bring you absolute clarity. It's Rule One.

When budgeting with a partner... have a regular budgeting meeting. Make it fun.

When budgeting with a partner.... have some individual space. You need some fun money.

When budgeting with a partner... keep it simple. You merged your lives—merge your finances.

When budgeting with a partner.... be clear about what you bring to the table. All of it. Debts, habits, passions, etc.

Budgeting with a partner (1st of a 7-part series): Be Clear About Priorities. Yours. Theirs. Y'alls.

A shoutout to a classic that everybody should read.

A look back, with an anniversary four months late.

Then budgeting is even more important.

The 2015 holiday season is now upon us.

Don't fritter away the temporary savings of low gas prices!

The new year is a great time to hit that Reset Button. One category at a time.

"They're digging in the wrong place."

A lesson on focus.

The biggest rainy day you have is when you retire. Old-timer. ;)

There are Four Rules to YNAB's Method, but One Rule to rule them all.

The Android app looks great! It's available by the end of the day today for a free update.

The longer you use YNAB and follow the method, the fewer emergencies you have.

How I'm buying in to Tesla ;)

Keeping your head up, when progress seems to be more backward than forward.

Viewing money for what it represents seems to lend itself to a pretty healthy outlook on life.

PACE: A Small Business Owner's Guide to Complete Cash Flow Clarity.

Facing the right direction brings peace. With pace playing second fiddle.

Frugality, for its own sake, is really, really boring.

Living within your means frees up cash for saving or getting out of debt, but it is so much more than just that.

Sometimes you've cut all you can cut, and it's time to increase the size of your shovel.

You have permission to keep it simple. Challenging assumptions.

The one thing we don't talk about regarding debt, is that it kills scarcity. Scarcity helps you.

After a little YNABer feedback, I've decided to revise and extend my remarks on debt…focusing on good debt versus bad debt.

We talk a lot about priorities. here's my view on getting out of debt, as your single priority.

It's that age-old habit of humanity where we judge others quickly, but rarely examine our own insane behaviors.

YNAB for iPad is here. It's great. It's free.

If something is really complicating YNAB for you, maybe stop doing that thing?

Look to optimize, and simplify.

A promise to Julie, and some advice for business owners (and everyone).