The Jesse Mecham Show

There's a new feature in our latest version of the YNAB software, and we think you'll love it!

Christmas bills got you down? Make next Christmas better!

Sometimes, things just have to change.

An exciting announcement from Jesse Mecham!

A new take on a classic Christmas story.

Don't worry. You've been saving up for this!

YNABer Question: How do I switch banks with YNAB?

Hey Procrastinators, I have the perfect system for you.

Frugality. Consumption.

Have a budget bucket list.

Mint: Post-Mortem. YNAB: Minority Report

Save something, try just a dollar or two...

What Covey's "Four Disciplines of Execution" means for your budgeting.

It's healthy and interesting to question all of your finances at least once a year. Here's why.

That student loan disbursement came in? You're not rich. You're broke.

It's not about automating or not, it's about eliminating tedium, and increasing awareness.

If you could only have one report, what would it be?

Every once in a while, the budget needs good shave. A fresh start, if you will.

An Interview with Amy Jones, creator of the awesome Map Your Progress.

College student with a big pile of loan disbursement: You're still broke. Please act like it!

With the change in seasons, it's a good time to give your budget a fresh look.

Where Julie and I broadcast our budget meeting (unedited) to the world. Take from it what you can, if anything.

Why saving without a purpose isn't really saving at all. You know you've done this.

Should you go crazy with your debt? Save some money? Both?

What should be the order of prioritization once the necessities are taken care of?

The past is in the past, but it still affects the future. Dealing with financial scar tissue.

We'll be following Carrie, a brand new YNABer, for an entire year! Learn as she learns.

Should I? Shouldn't I? I basically get to make you my therapist.

The budget lets you let go of so much cognitive overhead. Free yourself from decision fatigue.

Spend money. And then spend money for your Bucket List items. A bit about YNAB's bucket list policy.

The point of having money is to spend it. Also, an attorney joke that takes most of the time.

You can choose to think the budget is a prison, or a vista of endless possibilities. It's your call.

High-ticket items deaden your sensitivity to spending amounts you would otherwise weigh carefully. Proceed with caution!

Don't be a slave to your data. Learn from it, and then focus on your priorities and goals moving forward.

Unless your hobby is credit card shenanigans, pick just one (maybe two) credit cards and call it good.

There's no value in the actual mechanics of paying your bill. Make it as easy as possible.

Question your financial scar tissue. Are all of those accounts still (really) necessary?

We want active engagement. Simplicity promotes that, which is why we like it.

When it comes to lasting, positive financial change, don't do what I did.

It's that time of year for you to do a quick pause and evaluation. It'll do you good.

Windfall schmindfall. Just fall back on Rule One.

How much should you save? And would it be possible to not beat yourself up so much?

When budgeting with a partner... Rule 3 can be tricky. How do you deal with overspending together?

How do you view financial goals? What if you saw them more as guesses?

When budgeting with a partner... establish a workflow, ownership, simplification, etc.

It's a therapy session folks! Gettingn down to the WHY behind money will bring you absolute clarity. It's Rule One.

When budgeting with a partner... have a regular budgeting meeting. Make it fun.

When budgeting with a partner.... have some individual space. You need some fun money.

When budgeting with a partner... keep it simple. You merged your lives—merge your finances.

When budgeting with a partner.... be clear about what you bring to the table. All of it. Debts, habits, passions, etc.