The Investor Lab

Do you want to buy more properties and build an exponential property portfolio, but you just can’t figure out how to make it happen? 94% of investors are stuck on their second property, and often never get past it… But what if there was a strategy that not only gets you unstuck but also helps you grow your portfolio faster, and steer your investment as far as you want, where you want?     Joining us in this episode is portfolio finance strategist, Stephen McClatchie.  We talk about how to think about your finances…The different ways to accelerate your wealth…How to make sure that you don’t get stuck…And heaps more! See you on the inside!   In this episode, we cover: Stephen’s Background and Loans Australia [03:56] Why do most investors never get past their second property? [06:59] The best financial strategy to achieve maximum growth [10:59]  How does being cash flow positive affect borrowing capacity? [16:42] Paying-off loans by putting interest in investment property offsets [21:29] How Trusts help (or hinder) people’s investment strategy [29:33] Grouping properties and how it impacts borrowing capacity [36:58] A common mistake when getting financing and how to avoid making it [41:29] Stephen’s drive to educate & help people improve their position [44:40] The legacy that Stephen wants to leave behind [47:34] Is cash flow more important than growth? [50:04] Stephen’s courses and website [53:05] The benefits of getting a buyer’s advocate [56:43]   Link/s from the show: Loans Australia Website (https://loansaustralia.com.au/)    About Steven: Stephen McClatchie is the Founder and Managing Director of Loans Australia, a company that offers complete solutions to clients in meeting all their financial and investing needs. He is also a portfolio finance strategist of choice for multiple property investors, property developers, business owners, and high-income earners.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Property investment isn’t a walk in the park. You’ll encounter pitfalls and successes, and even get some surprises (good or bad) along the way.  What matters, then, is making sure you’re capable of going through the highs and lows, be focused on your goals, and have a good relationship with yourself. In other words, you need to be an empowered investor, in more ways than one. Joining us today is High Performance Coach Toni Versic, as we talk about how to become an empowered investor, how to define and redefine success, and what the best investment you can make for yourself is. We also cover communication in relationships between high-performance individuals and their partners…How to reignite a better relationship with yourself…How to identify and get rid of things that are holding you back…And much, much more!See you on the inside!   In this episode, we cover: Getting to know Toni Versic [03:11] Quantifying “four years’ worth of growth” [05:02] The common denominator of fear and reigniting relationships with ourselves [07:12] Toni’s method of helping people help themselves [10:17] Relationships between high-performance individuals and their partners [15:10] What is the best investment you can make? [21:40] Pain vs pleasure: which one is the more powerful trigger? [23:36] A conversation on redefining success & framing freedom [29:37]  Who do we need to become, and who do we want to be? [38:37] Mortality is a good reminder for us to take action [44:08]   Link/s from the show: Visit Toni’s Facebook   About Toni: Toni Versic is a peak performance coach for business owners and entrepreneurs. He helps them grow their business without sacrificing the connection with their families and themselves. His Key Three method supports them in finding balance between Health, Wealth & Relationships.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever wondered how things would turn out if you knew what you know now, but 10 years ago?  Throughout our journey in business or in real estate, there are certainly a couple of speed bumps that have served as real eye-openers for us... And now that we understand the industry better and how things work, we find ourselves thinking about the “could’ve beens” and how we’d do things differently.  In today’s episode, we recall the past, share our learnings, and discuss fear and failure.  We talk about our individual realizations & insights…Why playing the short game is a problem for most people...What we would’ve done differently in our 20s…And so much more! See you on the inside!   In this episode we cover: Has the approach on podcast strategy changed for 2021? [02:55] What would have Charley done differently if he has the wisdom he has now 10 years ago [08:57] Having a good mentor would have been a game-changer at 22 [13:00] Playing a very, very short game is a problem among most people [15:34] Distinct moments often serve as turning points [18:17] What would Goose have done differently 10 years ago with knowledge he has now? [19:24] Life was meant to be easy and business was made to be fun [26:04]  What would be Charley today if he had the wisdom he has now 10 years ago? [27:04] How to tell whether an opportunity is a dead end or the future [29:09] Addressing fear and failure [34:40] The different factors involved in how we approach failure [38:34] Things we would’ve adjusted or focused on when we were 20 [42:46]    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How important is it to have a positively geared portfolio?  Building a large portfolio is very doable, but often people get lost along the way… So how do we steer our investments in the right direction so we can build that portfolio and achieve the freedom, abundance, and growth that we’ve always wanted?  Joining us in this episode is Lloyd Edge, author of Positively Geared, and we dig deep into the importance of having a positively geared portfolio. We talk about Lloyd’s investment journey to success…The important things that starting investors must focus on…Why it’s crucial to have a robust investment strategy…And heaps more! See you on the inside!   In this episode, we cover: A bit about Lloyd’s Background [03:55] Lloyd’s investment journey [05:34] The story on how he acquired his duplex [09:20] Important things to think about when starting your investment journey [12:32] How rental yield contributes to keeping you moving forward [15:55] The importance of having a robust financial strategy [19:56] Lloyd’s roadmap to manufacturing equity and leverage [23:55] Why it’s important to think from a place of principles & strategy [26:18] Why Lloyd thinks having properties in capital cities provides more growth [28:38] Growth and yield should be kept in balance [31:24] His view on the property market’s direction 3-5 years from now [33:45] The “Positively Geared” book and courses Lloyd offers [37:09]   Link/s from the show: Positively Geared by Lloyd Edge (https://amzn.to/2YW0pZ5)    About Lloyd: Lloyd Edge went from a heavily-mortgaged one-bedroom apartment to a multi-million dollar property portfolio in just 10 years; all on a teacher's wage. Today, he is the Managing Director and founder of Sydney-based buyer's agency, Aus Property Professionals. In 2018, he received the 'Your Investment Property' Top Buyers' Agent award and in 2019 he was a finalist in the Real Estate Business Awards.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever thought about what you’ll do next if your strategy fails and things don’t go as planned? Most of the time, we tend to invest in Plan A, hoping that everything will work out eventually. But when it’s already too late, and we’ve gone too deep into the rabbit hole, we realise that we never had a Plan B or Plan C to remedy the situation at all! In the newest episode of the ‘Property and Business’ series, we dive deep into why preparedness can ultimately make or break your business or property investment. We talk about the time it takes for your business to be stable…The challenges business owners face in getting financing…What makes the first two years the most demanding phase in business…And heaps more! See you on the inside!   In this episode, we cover: How the world is slowly recovering from the pandemic [02:42] Why you need to start thinking big as times are looking up [04:18] Building yourself and your business back up from a GFC [07:33] The financial challenges that Charley faced during the pandemic [11:33] How long will it take for your business to be financially stable? [13:08] The complexities of getting financing as a business owner [15:14] The effect of being a business owner on your risk profile [21:49] Preparing for the financial chasm [23:59] Undergoing the business growth phase [29:28] The result of unpreparedness [32:24] The bureaucracy of finance [35:50] The duality of mindset in business and property [37:02] Always think several steps ahead to set yourself up for success [45:10]   Links from the show: The Road Less Stupid by Keith Cunningham (http://amzn.to/3oHI1h7) Check out our Optimising for Wealth Episode (https://theinvestorlab.com.au/podcast-ep63-optimising-for-wealth/)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

If you could buy a property for a price lower than its market value, would you buy it? What if you could determine how much a property is ACTUALLY worth without being subjected to your own subconscious biases? Data analysis is an art that is highly underappreciated in the property industry. But what you might not know is that it may just be the very thing that can give you a leading edge advantage. You just need to leverage it. This week, Kent Lardner shares the positive influence accurate data has on your property investment decisions. We talk about what got him into property data analysis…What an SA3 is and what role it plays in your property journey…Forecasting hot SA3 areas in the future...And heaps more. See you on the inside!   In this episode, we cover: How Kent got fascinated with property data [03:28] The difference between the US, Australia, and China property datasets [06:14] Figuring out if the property is under market value or not [09:43] AVM data vs the advertised listing price [12:02] The issue with CMAs [16:15] Do different banks use different AVMs? [17:41] The necessity for a new property research platform [19:12] What is an SA3 and why is it important? [21:03] Things to look for in an SA3 [26:51] There are no good or bad methodologies, just right or wrong streets [27:43] Putting the property inventory up against the current trend [31:24] Taking a look at population density in making investment decisions [35:44] How rent comes into play in property market growth [38:35] The direction of the Melbourne property market growth [41:10] Can enough data and machine learning create accurate market predictions? [42:33] What qualifies Sutherland, Menai, and Heathcote as SA3 areas [45:41] Why the ACT continues to be a hot market [49:07] The difficulty of buying a property in WA [51:06] Kent’s passion for helping startups through accurate property data [54:22]   Link/s from the show: The Property Nerds Website (https://thepropertynerds.com.au/)   About Kent Kent is a property data expert with over 30 years of experience working for companies such as JLL, CoreLogic, and Genworth Financial. He was a director of PriceFinder and designed the original price estimation tool prior to heading up the banking platforms and analytics team at RP data / CoreLogic. Recently launching a new venture called ‘The Property Nerds,’ it features both a podcast and website.  Kent regularly appears on The Elephant In The Room podcast and in The Australian Financial Review. His specialties include; property data, market research, risk forecasting based on machine learning, data visualisation & web site content, automated valuation models, and statistics.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

What if you could achieve significance now and crack the code to lifestyle business mastery? How would it feel to be “in demand” instead of “on demand”?  Everyone wants to be successful and fulfilled in life, but often, we do the exact opposite of what we should be doing and make our lives even more stressful… And when we lose control, we burn out hard - fast. Today’s episode is all about finding success and significance, and Jen Du Plessis has heaps of gold to share in achieving just that.  We’ll be talking about her transition from wanting more to optimising for calm…Why niching down could be beneficial for growth and wealth in business…Balancing ‘working hard’ with ‘working smart’...And plenty more. See you on the inside!   In this episode, we cover: Jen’s drive to be in the top 1% of mortgage brokers [04:17] An experience on the pursuit of being the best [08:45] Her transition from wanting more to optimising for calm [12:51] Being on demand vs being in demand [15:39] snippet? Niching down to what’s aligned with your core values [17:03] The fear that stops business owners from niching down [20:15] Did Jen niche down for strategic growth & a higher income, or was the outcome accidental? [24:07] Having a focus on building wealth outside of business [27:42] Jen’s real estate strategy over the years [31:38] The 5 steps of cracking the code to lifestyle business mastery [35:56] Has being a female in a male-dominated industry shaped her views on business? [37:37] Balancing ‘working hard’ with ‘working smart’ [39:57] The ‘Circle of Chaos” [43:23] How to ease into micro-level resets & prevent overwhelm [46:19] The ‘Trifecta of Triumph’ (working only on the best part of your passion) [49:41] Success vs Significance [53:11] How can you become ‘significant’ now (rather than later)? [57:25]   Links from the show: Visit Jen’s website (https://www.jenduplessis.com/) Success to Significance Podcast (https://www.jenduplessis.com/podcast/)    About Jen During 15 of her 37-year career in the mortgage industry, Jen has been listed in the top 1% of loan officers nationwide, spending 3 years in the top 200 of nationally ranked originators and has funded over $1 Billion in mortgage loans. She is recognized as an Influencer in her industry as the best-selling author of “LAUNCH - How to Take Your Business to New Heights” and top podcast host of Mortgage Lending Mastery. Jen is a highly sought out and charismatic speaker, speaking on stages with icons such as Darren Hardy, Tony Robbins and Les Brown.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Building a property portfolio does not happen overnight. It’s a long labour of love that takes years and years before you can set yourself up for success. But for some, it can take a much shorter time than that.  In today’s episode, we discover how this power couple, Dane and Lauren, managed to double their property portfolio in just over a month.   We’ll talk about how they got into property investment in the first place…The challenges they encountered in building their portfolio…Their experience and mindset before and after their involvement with Dashdot...And heaps more! If you’re looking for inspiration to jumpstart your portfolio’s growth, then this episode is for you See you on the inside!   In this episode we cover: Getting to know Dane and Lauren and their property journey [02:16] The average cost for building a house [07:39] How Dane and Lauren met [09:32] Was there any strategy behind Dane’s property acquisition? [13:53] The goal is to continue to grow their portfolio [15:37] Why they decided to invest in real estate as a couple [16:16] Lauren’s plans and her take on property investing [17:49] The roadblocks in furthering their property portfolio [19:49] The dangers of spiraling down to a “passive delay” thinking [21:43] Their strategic shift in property purchasing then and now [23:32] Are cheap properties synonymous to “junk properties”? [25:13] What are Dane and Lauren’s next steps? [28:43] Advice for people who want to start investing [30:14] Normalize talking about wealth building [31:27]    About Dane and Lauren: Before Dane focused on property investment, he was a carpenter who managed their family business which is also related to property management. After managing to secure and invest in properties, that’s when he met Lauren, Canadian by birth and lawyer by profession. Together, they invested and continue to invest and search for more properties to expand their joint property portfolio.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Do you have an image of what your property portfolio will be 20 or 30 years from now? Do you see yourself accumulating more residential properties or will you venture on to commercial properties You see, having a clear-cut end game for your property investment is as important as your business end game.   In the newest episode of the ‘Property and Business’ series, we’ll discuss the elements that need to be considered in planning out your property investing endgame. We’ll talk about how the events of 2020 affected businesses and property investment alike...The elements of apex progressions and how it is important in planning for your endgame…The necessity of understanding your capabilities in risk management and leverage viewpoint...And so much more! See you on the inside!    In this episode we cover: The effects of current world issues on businesses [08:06] Social media exacerbates all issues [09:35] What does it take to reach your endgame? [14:46] Apex progression: foundation, acceleration, and legacy [16:02] Should I aim for a debt-free endgame? [27:01] Positive cash flow or debt payment, which should be prioritized? [36:42] Goose’s acceptable LVR and what his endgame looks like [40:29] Understanding risk tolerance and leverage viewpoint [44:43] Is buying and selling assets the only way to achieve success? [48:14] Invest in assets that are for the long haul [50:42] Adapting an active strategy: the buy and hold strategy [53:14] Focusing on building wealth and other phases of life [55:34] What does it take to have a hand at active property strategies? [57:40] Evaluate the risks that goes together in property investment [01:01:05] Base strategies on experience and capability to manage risk [01:05:06]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever been curious about angel investing and what it’s all about? Maybe you’ve been thinking about becoming one, but you’re not sure where to start or even how to figure out which business to invest in. Or maybe you’re a business owner and don’t know the first thing about making your business attractive to angel investors. We cover all that in today’s episode with Brandon Burns, an angel investor from C2 Angels.  We talk about his experience scouting for angel investors for his start-ups… Why he got into angel investment, leaving behind the majority of his TV career…The varying degrees of the involvement of an angel investor...And heaps more! See you on the inside!   In this episode we cover: Why did Brandon transition from being a creative to an angel investor? [05:31] The beginning of his angel investment career [08:36]  The differences of being an angel investor in the US versus Australia [10:05] What is “angel investing” really about? [12:11]  Look at the risks of business investment in a portfolio view [13:01] Degrees of involvement of an angel investor [18:08] Preparing a business that’s attractive to an angel investor [20:31] Are Australian-centric businesses not viable for angel investors? [24:20] The emphasis on commercial viability and continuous funding [28:15] What’s the typical best use of capital? [33:14] What businesses are most appropriate for this funding strategy? [36:51] Is angel investing effective on professional services models similar to PricewaterhouseCoopers Australia (PwC)? [38:58]  The necessity of user growth in B2C start-ups [48:13] Brandon’s ‘best’ failure to date [50:04] Improved behavior leads to an improved life [53:58]   Links from the show: C2 Angels Website (https://c2angels.com/)   About Brandon: Brandon Burns is currently the National Head of Engagement of C2 Angels and is an angel investor himself. Before his corporate career, Burns was in movies, television shows and was part of the first season of Australian Idol. Presently, he places his showbiz career on the back burner as he does an occasional voice acting for children's shows and focusing on his career as an angel investor.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you got a plan to take you from where you are now, to where you want to be?What actions make up that plan?You see, most people are just bumbling along in life, haphazardly executing on random activities, without ever clearly knowing where they are going, or why. In fact, the key difference between those who find success, and those who settle for mediocrity is having the right mindset, and having the right goals. If you’re reading this, then almost certainly property investing is a key factor in your quest for better.  And, with the right mindset and due diligence, your property journey could lead you to a life of freedom, choice, and abundance. In today’s investor story, we have Shaun McGeachin, a property investor who started his journey overseas, skipping the Australian market and investing in New Zealand straight away. Join us as we chat about his property portfolio's future pathway and how this plan plays in his grand goal of achieving economic independence in three years. We’ll also cover why he got into investing in the first place, what he thinks of the growth of the Australian, UK, and New Zealand property market, advice for budding investors, and more. See you on the inside!   In this episode we cover: A look into Shaun’s property portfolio [04:43] The pathway of Shaun’s investment journey [08:31] Total initial cost of getting property overseas [12:15] Due diligence and mindset matter 100% [13:08]  Shaun’s key takeaway from his first property investment [14:33] After Whanganui, where to invest next? [17:37] The future pathway of Shaun’s property portfolio [18:47] When considering the numbers, is it purely based on yield play? [20:22] The appeal of the UK market [21:21] The best investment is mentorship [22:45] Why didn’t Shaun choose to invest in the Australian market at first? [23:20]  Comparing the growth of the Australian, UK, and New Zealand market [24:30] The balance between growth and cash flow [26:48]  Shaun’s advice for those who want to start their investment career [31:32] The goal is to buy back time [33:05] What’s it like to have global income [35:38]    About Shaun: Shaun McGeachin has been a full-time barista at Omar and the Marvellous Coffee Bird since 2013. Shaun’s stint in property investment is relatively new. With his goal to buy back his time to spend with his family, he started his property investment career. As an investor, Shaun has his eyes on foreign property markets. Starting in New Zealand, he plans to enter the UK property market as well.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

We’ve reached the end… ...of our Hunting Hotspots series! For the past few months, we’ve covered each core growth driver to help you locate the right property at the right place, and invest at the right time. And today, we’re going to talk about the final three - and it’s an episode you won’t want to miss. From understanding and riding the trends, breaking free from the “good location” paradigm, to the holy trinity of finding hotspots - there’s so much to unpack in today’s episode.  We’ll also talk about the ripple effect, its timing, and how to take advantage of it...The different location preferences and each of their benefits…How the government uses job opportunities to drive people in a certain direction...And much, much more! See you on the inside!   In this episode we cover: Swift review of the previous core drivers [09:37] The ripple effect: when capital growth ripples outward [10:15] Understand, ride with, and pay attention to the trends [17:31] Consider the time it will take for a ripple to take effect [22:17] Sea change trend: Everybody wants to live near the beach [26:42] Why are some coastal locations more desirable than others? [32:00] If not sea locations, how about tree change locations? [38:27] The intersection of the nature of location with the other core drivers [43:23] What is the goal of the government in creating jobs nodes? [44:42] The location of jobs nodes direct the ripples of future hotspots [47:27] The holy trinity of finding hotspots: affordability, transport, & infrastructure [52:17] Did the pandemic affect the people’s decision of moving back home? [55:30] Breaking free from the “good location” paradigm [58:04] Knowing these core drivers means more accountability as a buyer [01:01:09] Past performance does not indicate future performance, it doesn’t matter [01:03:24]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Has anyone ever told you to trade stocks because it’s “quick and easy to get into”? Well, they might be a little off target - or a lot. You see, the stock market is not just about opening an account and buying and selling stocks...  And just like property, it’s a volatile market that requires focus, intent, and the right approach for you to do well in.   Today, share and stock specialist Jason McIntosh from Motion Trader shares his expertise on how you can win against the volatile stock market.   We’ll talk about the current phase of the share market and how to respond to it…How to balance & spread risks in stock trading…The difference between investing in property and stocks...And heaps more! See you on the inside!   In this episode we cover: Jason McIntosh and Motion Trader [04:20] The problem with “black box” systems [06:22] Failure is essential in refining your strategy & gaining experience [07:21] Jason’s cornerstone setback [10:42] Moments of adversity pushes creativity [14:19] What made shares, business, and property your asset classes of choice? [18:06] The advantage of starting your investing journey while still at university [20:42] Current phase of the share market and how to respond to it [22:15] Planning your own investment and exit strategies [26:31] What strategies will work best under the current 2020 situation? [31:48] The benefits of spreading your risks [32:46] Trading with the trend [33:29] Balancing the risk reward of shares and property in a volatile environment [34:56] If you want thrill and excitement, the stock market isn’t for you [39:39] Between stocks and yield, what should you consider when investing? [41:04] To buy or not to buy: An approach to purchasing stocks [45:07] snippet - 50:49 What is Jason’s property investment strategy? [50:50] The difference between investing in stocks versus property [54:21] Investing is a career [1:01:28] Get a boost by learning from someone else’s experiences [01:03:11]     Links from the show: How to Build a Profitable Share Portfolio Free Workshop (https://www.motiontrader.com.au/theinvestorlab) Market Wizards: Interviews with Top Traders (https://amzn.to/37bmExY)   About Jason: Jason McIntosh is a share and stock specialist and the brain behind Motion Trader. Motion Trader specializes in share trading advisory service based solely on hard data. Jason’s expertise and years of experience at Bankers Trust in the 90s has helped him guide everyday people on how to invest and trade like pros.      Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Did you know that one of the best times of the year to buy property is during the Christmas season?  And this is not just a theory.  We have six solid reasons to support this, which we’ll be unpacking in today’s explosive, fun-filled episode!  If you are financially ready to make that purchase but have been waiting for the ‘right time’ to buy, consider this your green light.     Join us as we cover the six major reasons why the festive season is the best time to purchase property.   We talk about how you can beat the competition and get better deals... Why salespeople’s motivation to reach their Christmas quota is your cue to jump in... Why you should always be mindful of land tax deadlines... And plenty more!  See you on the inside!    In this episode we cover:  Why are people reaching out again after several months of inactivity? [06:05]  Go against the crowd, beat the competition [15:30]  The rise of motivated sellers during Christmas time [20:12]   Negotiating prices to your advantage & closing sales [22:45]   Jump on the salesperson’s motivation to reach their Christmas quota [28:16]  Pay attention to land tax deadlines and regulations [34:01]  Emotional undertones in closing a property deal [37:11]   Swift episode recap (rounding it all up) [43:22]       Connect with Us:  The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity)  Dashdot Buyers Agents Website (https://www.dashdot.com/au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)  Ready to work with us directly? (https://dashdot.as.me/discoverycall)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Learning through experience is arguably the best way to grow, but if you haven’t even started the journey, taking pointers from other people is the next best thing.  If you’re unsure about getting into property and feel like you’re too young for it…  You’re not.  If you have the right people around you and a good, clear strategy, age and income should not be a factor!    Today’s episode features property investor, Matt Chamberlain, who set out on his investment journey at the young age of 17.  We’ll talk about why he decided to invest in real estate… What his first property was and why he chose it… Mistakes and lessons learned along the way... And heaps more!  See you on the inside!    In this episode, we cover:  A brief background on Matt [02:24]  Starting out on his property and financial journey at 17 [03:19]  Why Matt had a different approach to money compared to other people his age [06:27]  Transitioning from accounting to real estate [09:11]  Matt’s first property and what his strategy was [12:37]  The mistake he made with his first property [14:23]  How long it’ll take for his property to become positively geared [18:33]  His advice to other young property investors [20:00]  The goal and direction that he and his partner are working on [21:38]  What direction in property does he see himself taking in the next 2 years? [25:30]  The effect of current trade conditions in China on the Australian market [28:48]  The lessons Matt has learned throughout his journey [30:37]    Links from the show:  The Barefoot Investor by Scott Pape (https://amzn.to/3pwhIMq)  Rich Dad Poor Dad by Robert Kiyosaki (https://amzn.to/3lMmy5S)    About Matt:  Matt Chamberlain is an accountant by trade. Clear on his financial journey at the age of 17, he started investing and purchased his first property in Brisbane. He’s slowly transitioning to real estate investing and ultimately working towards his life goal and achieving more freedom, choice, and abundance.    Connect with us:  The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity)  Dashdot Buyers Agents Website (https://www.dashdot.com/au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)  Ready to work with us directly? (https://dashdot.as.me/discoverycall)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Most of us all want the same thing: more time, more freedom, more money. And so, you create a business that you hope will give you the kind of life you’ve always wanted to have… A business that thrives and one you’re excited to wake up to in the morning. But ask yourself: will you still be manning that business 10 or 20 years from now? Will you still be elbows deep in that business or sipping on your favorite drink at a beach and living your dream life? What does your endgame strategy look like?   Today’s episode of the Property & Business series is all about working towards your endgame strategy and achieving a life of passion and success.  We’ll also be talking about the volatile nature of business…How diversity is an integral element of a business’ growth… Why acting out of scarcity creates a business owner’s nightmare...And lots more! See you on the inside!   In this episode we cover: Why build wealth outside of business? [05:33] Survival rate of the internet media industry [08:47] If you only had your business, how would your endgame strategy look like? [12:51] Is a clear endgame even viable in business without diversification? [16:55]  There isn’t a one-size-fits-all strategy for business growth [25:20]  A business owner’s dread: Working with clients/projects due to financial need [29:04] Acting out of scarcity creates a business owner’s nightmare [32:23]  We may want it all - but always remember what your actual goal is [34:04] Apart from time, money, and freedom, the goal is to be calm [37:06] What changes in business operations when revenue is not an issue? [40:03] A business owner’s endgame is to live a life of passion [42:23] Business is a short to medium term strategy [44:35] To achieve your goals, be a gardener [45:57] Consider exit strategies outside of business [47:02] The majority of business owners don’t know how to do business [51:10] To run a business, you need to work hard and gain the necessary skills [54:48] Align your business functions toward your legacy [56:08]   Links from the show: The 3 Keys to Building Wealth Outside of Business for Business Owners (http://dashdot.info/outsideofbusiness)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

What if you could pinpoint the best locations to invest, now, and in the future?You see, it’s always better to have foresight than react to something as it’s happening.  Given everything that’s gone down in 2020, wouldn’t you want to have an idea of how the next year’s going to be and come better prepared... And have an overview of how regional and key cities will perform property-wise?    Today, property expert, Terry Ryder, joins us once again to share his insights on the major trends that are gradually shaping the future of Australian real estate.   We’ll talk about how key regional areas are outperforming capital cities…How the exodus to affordable lifestyle was well underway even before the pandemic…The drop of vacancy rates in regional hotspots… And heaps more!  See you on the inside!    In this episode, we cover: A short background on Terry Ryder [02:07] Regions outperform capital city markets [04:27] How to accurately compare the regional and capital city trends [06:29] The exodus to affordable lifestyle for definable reasons [12:35] Did COVID play a major role in the migration trend? [13:47] The current situation in major cities during the exodus [15:05] The vacancy rate drop in regional Australia [18:19] Three reasons behind the housing shortage across the country [21:28] Infrastructure drives up the demand for residential real estate [24:30]  A national property boom in Australia is on the rise [27:27] The Holy Trinity: Location, yield, and value-adding strategy [30:30] Situate at the center and avoid fringe locations [33:38] Positioning yourself in hotspots before they become hotspots [34:58] Assessing the risks of volatile suburbs [38:29] The impact of infrastructure budget on property management [43:09] Lending laws & other factors that are affecting the property market [46:18] Strategically position yourself as an agent [48:20] Terry’s view on what 2021 brings for property [49:07]   Links from the show: Check out the Hotspotting website and Get a Solid Foundation To Build Your Property Investment Portfolio (www.hotspotting.com.au)    About Terry Terry Ryder is the director and founder of Hotspotting.com.au, helping Aussies achieve the “Great Australian Dream” by providing quality research on real estate properties. Previously the editor at The Courier-Mail and currently a regular real estate columnist for The Australian, he has extensive knowledge on the real estate market and its behavior over the past few years. He has authored four real estate books and has ultimately become a household name for property investors.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, rate, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Can you imagine a growing city without a hospital? Or an urbanised area without schools? With these types of infrastructure, there’s always a flock of interstate migrants and immigrants who come to live, work, recuperate, and study... And as they get drawn to cities and suburbs with access to healthcare and education, housing demand dramatically rises with it!   Today marks the 7th episode—the seventh core driver—in our ‘Hunting Hotspots’ mini-series, helping property investors locate the next ‘hot thing’ that’ll take their property portfolio to the next level. We’ll talk about the impact this infrastructure may have on the local community…What types of properties do well near these infrastructures...The possible effects of online learning on the economy...And heaps more! See you on the inside!   In this episode we cover: What are “education and medical infrastructure” hotspots? [08:13] The socio-economic impact of schools and universities [11:13] Housing property types that do well near education and medical catchments [15:48] What makes this hotspot a strong psychographic driver for economic growth? [18:34] The effect of educational infrastructures on the community [20:25] Why Adelaide and Brimbank’s economic performances are strong [22:54] What happens to the economy when property hotspots work together [25:07] The essence of combining other factors aside from these types of infrastructures [27:45] Possible pay-offs of digital learning on the local economy [29:04]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Property journeys are different for everyone.  Some get to the end-goal in a few months. For others, it may take years. But what matters is that we don’t stop until we get there. In today’s episode of The Investor Lab podcast, international investor Andre Weller shares his inspiring story of how he went through the ups and downs of his property journey at the young age of 21. Andre and I talk about why he chose to invest in the US… The hurdles he had to overcome in property investing... And what his next move is. If you feel like your property journey is going through some speed bumps, then hop in and tune in to this episode. See you on the inside! In this episode we cover: A sneak peek into Andre’s life [02:59] What inspired him to get into property investing [06:17] Starting his first real estate investment at the age of 21 [08:49] His property journey after his first investment [11:09] Why he started property investing in the US [14:49] Andre’s strategy, goal, and lessons learned in property investing [16:17] Learning more about property investing through podcasts [19:59] The biggest challenge that he had to overcome [21:18]  What he would’ve done differently in his property journey [22:49] His next move in property investing [23:26]   His advice to other budding investors [25:29] Andre’s reservations on life and property [26:36]  Living the minimum viable life to achieve financial independence number [28:29] What he’s doing to encourage his siblings to go into real estate [29:37] Discussing property investing among his circle of friends [31:07]   Links from the show: BiggerPockets Podcast (https://www.biggerpockets.com/podcast) Property Investory Podcast (https://propertyinvestory.com/podcasts/)   About Andre: Starting out on his real estate journey at the age of 21, Andre Weller was able to provide a comfortable life for his family. Despite being kicked out of his home at 17, he never stopped trying to make a better life and got a job as a butcher. Wanting to achieve financial independence, he decided to live a frugal life and bought his very first home in the US. Now, he’s interested in starting his property journey in Adelaide, Australia.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Curious about what the next big thing in business and property may be? What variables do you need to keep your eyes on when determining when to make the shift and where? A new technological revolution is on the rise and new trends are starting to develop that’ll shape your business and property journey! The face of business and property is changing and it’s to make a move! This episode is part of our ‘Property and Business’ series with Charley Valher, created to help business owners decide on “what’s next” and get them back on track. Today, we’ll talk about technology and how it’s affecting both property and business…The two key factors in interstate migration...What happens to businesses whose services can’t go virtual...And heaps more! See you on the inside!   In this episode we cover: How technology is affecting the property market [07:52] Does technology give a leading-edge advantage to property investors? [13:03] The most important trends in technology in the business space [16:04] The link between technology and decentralisation [18:05] Possible future developments in interstate migration [20:44] The two key factors in interstate migration [22:33] How feasible is it to live away from the CBD? [27:11] Forces that affect migration [32:39] Factors to consider when rent-vesting [34:04] What happens when the ATO decides to build an office in a regional center [38:33] Are businesses that can’t digitise their services be able to get on with the trend? [40:38] Businesses prosper when there’s passion [46:38] Does the environment affect how people start businesses in general? [49:28] As trends change, lifestyle and businesses also change with them [51:21]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

What if you can predict what the market would look like in the coming years based on a perpetual cycle (that the whole world seems to be following)? You see, as intricate and unpredictable as the property market may seem… There is actually a pattern behind the ups and downs of the economy! If you’re someone who wants to time the market right and prepare for any economic downturn that may come, then this episode is perfect for you.   Today, let’s unravel the pattern as finance, economics, and property cycle expert, Akhil Patel, shares with us his expertise on the 18.6-year property and share market cycle and what it means to you and me as property investors! We’ll talk about the phases of the 18.6-year cycle…Where we currently are in the cycle…What happens after the current cycle ends…And heaps more! See you on the inside!   In this episode we cover: A brief background on Akhil [04:51] How he discovered the 18.6-year cycle [06:22] The relationship between the real estate sector and the financial sector [10:08] How real estate underpins all other financial aspects of the economy [12:16] What is the “18.6-year cycle”? [16:08] The different characteristics of each phase in the cycle [18:55] Why technology is an instrument to the shift in the economy [20:42] Would the recession have happened even without the Coronavirus? [22:20] The bond yield curve inversion [25:38] Could it be that the market is living out a self-fulfilling prophecy? [27:24] The next thing after the mid-cycle slowdown [29:13] The world economy going in an upcycle for the next few years [31:49] What happens after the end of the up-cycle [33:55] The real estate cycle in Australia, the UK, and the US [37:50] Do other parts of the world such as China also have the same 18-year cycle? [40:23] How the cycle gets bigger every time [43:12] The world entering the biggest real estate boom since [45:03] A historical look at the biggest economic declines prior to the GFC [46:29] The benefit of knowing when the up-cycle will be [48:43] Is there a correlation between the real estate cycle and the share cycle? [51:37] What Akhil is working on and why he’s so passionate about it [53:30] Avoiding the boom-bust cycle through the tax system [55:45] Why buildings are the key indicator of the revenue generation component [59:08] All wealth flows into land [1:00:18] Akhil’s advice to people going into the boom-bust cycle [1:00:36] How people can best use this phase in the cycle [1:02:59]   Links from the show: The Secret Life of Real Estate and Banking by Philip J. Anderson (https://amzn.to/32qfGDA) Visit the Property Share Market Economics Website (https://propertysharemarketeconomics.com/)   About Akhil Akhil Patel is a world-leading expert on financial, property, and economic cycles. Working closely with Philip J. Anderson, author of The Secret Life of Real Estate and Banking, he did extensive research on the property market cycles to ensure that investors and business owners can avoid suffering the negative effects of an economic downturn and prepare better throughout the economic cycles.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Are you looking to find an investment location that provides more stable property growth? Or perhaps, you want to set yourself up for retirement while making short-term investments? You see, while some areas show great potential and die out after a short while... There are areas that show consistency when it comes to market growth... And it’s just waiting for you to tap into it!   Today’s episode is about the sixth element, ‘The Stayers,’ of our “Hunting Hotspots’ mini-series, designed to help you build the property portfolio that will set you up for the life that you desire. We’ll talk about what makes ‘The Stayers’ a good hotspot…When the perfect time is to add this to your portfolio...What the downsides are to this strategy...And heaps more! See you on the inside!   In this episode we cover: Why “The Stayers” is also considered a hotspot [07:33] Volatility is totally uncharacteristic of a “Stayer” hotspot [10:44] Defining a “Stayer” suburb and what it looks like by example [11:51] Why anyone would want to invest in “Stayer” areas [16:14] The downsides in purchasing properties in “The Stayer” hotspots [17:55] Who is this strategy suitable for? [20:36] The biggest myth around “The Stayers” hotspots [22:03] When is the right time to add a “Stayer” property to your portfolio? [25:20] What makes this a valuable addition to a portfolio [27:24] Is this strategy better for people looking to set themselves up for retirement? [32:01]   Links from the show: The Book of Five Rings with Miyamoto Musashi (https://amzn.to/2I4ZfG0)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

They say the best way to learn anything is by experiencing it yourself; the second, to learn from other people. On this episode of The Investor Lab podcast, we find out how 29-year-old Olivia Ward managed to buy 5 properties in 5 years by focusing on her “why”. Olivia and I talk about how she got started in property... The mistakes she’s learned along the way... And the biggest challenge she’s had to overcome to make things work. If you’re looking for a sign to kick-off or keep goin’ on your property journey, this may just be it. Let’s get into the episode, and we’ll see you on the inside!   In this episode we cover: Olivia’s investing journey [02:49] How her newly-found equity transformed her mindset [07:37] Building her portfolio after the first purchase [09:44] How can you define if something is under market value? [14:21] Buying a property with no super or SMSF [16:32] How she handled serviceability issues with her properties [20:33] The biggest challenge Olivia has had to overcome on her property journey [23:03] The most transformative book she’s read that helped her investing decisions [27:36] Olivia’s best (and favorite) failure [27:59] Realising her dream and what has been preventing her from taking action on her goal [29:21] Advice for others who are sitting on the fence of pursuing an investment journey [30:44] How do you see the property market shaping up in the next 2 years? [32:56] What to look for in an area that has potential for growth [34:39] Time is the most valuable resource that we have [35:45]   About Olivia: Olivia Ward is a property investor who started her journey 5 years ago at 24 years of age. She now has 5 growing properties in her portfolio.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Did you know that there’s a way for you to get time back into your life AND invest that into something worthwhile? Whether you invest your time into learning new skills… Use it to start another business or buy another property… Or leverage it to take some time away and confront your inner self... The moment you make a mindset shift, place the right people in your life, and position your short-term strategies to work together with the long-term ones… That’s the moment that you get yourself on track towards the life that you want in the future!   This episode is part of our ‘Property and Business’ series with Charley Valher, created to help business owners decide on “what’s next” and get them back on track. Today, we’ll talk about the different forms of leverage…What you can do to get yourself out of the habit of working in the business…Why you need to think of both the short game AND the long game...And heaps more! See you on the inside!   In this episode we cover: How technology is continuously revolutionising how we live [05:49] Leverage vs liability [08:52] How leverage provides you more business and life opportunities [12:17] The influence “mindset” has in the way you run your business [15:04] How Charley overcame the struggle in shifting mindsets [17:14] The biggest challenge is getting yourself out of the habit of working [19:39] What happens when you get stuck in “survival mode”? [21:26] “Fear-setting” is a tool to reframe your mindset [23:39] Strategic thinking happens when you consciously confront your own thoughts [26:14] Two books that helped Charley change his perspective on the short & long game of business [29:27] Two other forms of leverage: time and team [30:36] Leveraging labor vs information [32:55] How technological leverage changes the game of business and property [35:12] The more we embrace leverage, the more money we can make [40:36] Short and long-term thinking in real estate [43:00] Short-term focus is common among business owners [48:02] Why you need to balance short and long-term thinking in property and business [50:10] The information you consume shapes your perspective of the world [53:10] Choose your “prophets” wisely [58:31]   Links from the show: Rich Dad, Poor Dad by Robert Kiyosaki (https://cutt.ly/RichDadPoorDad)   The Road Less Stupid by Keith Cunningham (https://cutt.ly/TheRoadLessStupid)  The Book of Five Rings by Miyamoto Musashi (https://cutt.ly/TheBookofFiveRings)    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Let’s face it - asking can be uncomfortable. We fear rejection, or we simply don’t think we should be asking at all… Or that we don’t deserve anything more than what’s presented to us. But if we start asking the right questions at the right time, we’ll find that our dreams can actually become our destiny. All by harnessing the power of asking.   Today, we’ll take you through one of the most impactful episodes yet as we speak with two very distinguished authors: Crystal Dwyer Hansen and Mark Victor Hansen (Skinny Life, and Chicken Soup for the Soul) about the power of asking the right questions at the right time. We’ll talk about the real definition of asking…What prevents people from turning their dreams into their destiny...The three stages of asking and how you can apply them… And a whole lot more! See you on the inside!   In this episode we cover: Why Crystal and Mark decided to write a book together [05:26] The real definition of “asking” [07:52] Why do you need to start asking? [12:35] The right time to ask questions [15:15] It’s not just asking questions, it’s asking the right questions [17:02] Asking questions solo vs doing it with an accountability partner [19:33] What happens when you start asking questions? [21:55] What are people’s biggest roadblocks? [23:56] The best questions Crystal and Mark have asked [26:07] Why they choose to stick to real estate [30:40] Is it better to bank on growth? Cash flow? Or both? [34:09] What questions did they ask that led them to a real estate journey? [35:00] How Stage 3 in the asking process can be applied by anyone [36:18] What “asking God” means [41:27] What happens when you complete all three stages of “asking” [43:23] How the book “Ask!” is different from the rest [45:46] Asking reveals to you what is hidden [48:23] The ultimate goal of “Ask!” [49:58]   Links from the show: Ask! The Bridge from Your Dreams to Your Destiny by Crystal Dwyer Hansen and Mark Victor Hansen (https://amzn.to/2HxOxaZ) Ask! The Book Club (http://askthebookclub.com)  Skinny Life: The Real Secret to Being Physically, Emotionally, and Spiritually Fit by Crystal Dwyer Hansen (https://amzn.to/2HFtnYk) Chicken Soup for the Soul by Jack Canfield and Mark Victor Hansen (https://amzn.to/3oxSqgq) The Aladdin Factor by Jack Canfield and Mark Victor Hansen (https://amzn.to/3muUF2w)   About Crystal and Mark: Crystal Dwyer Hansen is an international speaker, researcher, corporate consultant, author, and entrepreneur. She spent years as a Transformational Life Coach, and Wellness/Nutrition Expert.  Mark Victor Hansen is widely known as a multi-awarded, American inspirational and motivational speaker, trainer, author, serial entrepreneur, and member of multiple boards of directors. He is best known as the founder and co-creator of the Chicken Soup for the Soul book series, with more than 500 million books sold. Together, they authored a newly-released book called Ask! which helps people achieve their destiny by asking the right questions. Visit Mark Victor Hansen’s Website (http://markvictorhansen.com/) Visit Crystal Dwyer Hansen’s Website (http://crystalvisionlife.com/) Follow them on Facebook: (https://www.facebook.com/crystaldwyerhansen/) (https://www.facebook.com/MarkVictorHansenFanPage/) Follow them on Instagram: (https://www.instagram.com/crystaldwyerhansen) (https://www.instagram.com/markvictorhansen) Subscribe to Crystal on YouTube (https://www.youtube.com/channel/UC91WJR4T23sp7MFB5Ws1_lg) Follow them on Twitter: (https://twitter.com/CrystalVision) (https://twitter.com/MarkVHansen) Connect with them on LinkedIn (https://www.linkedin.com/in/crystaldwyer/) (https://www.linkedin.com/in/markvhansen/) Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How would your life be different, if you had all the wealth that you could generate over the next ten years... but instead, you had it right now? You see, there’s a real financial and emotional cost for each moment you spend waiting for things to get better tomorrow. But, while going back in time to start running towards the life that you seek is virtually impossible… It is never too late to start on your journey at all. So ask yourself this: If you can start taking action today, why choose to do it later? If not now, when?   Today is another impactful and insightful episode that’s sure to get you reflecting on the real cost of inaction. We’ll talk about the financial and emotional costs of inaction...Why you shouldn’t delay your investment journey...What causes people to take action later...And heaps more! See you on the inside!   In this episode we cover: Why opportunity cost is the biggest risk for people [07:02] The real financial cost of inaction [08:30] The sooner you get your money working for you, the sooner it returns [13:48] Step out of your comfort zone to stop delaying your ROIs [15:15] The emotional implications of a lost opportunity [19:52] Reflecting on whether you should or shouldn’t delay your investment journey [21:13] Death by 1000 cuts [22:50] What corrodes most relationships? [25:24] How would your life change if you had the wealth you’ll have in 10 years, today? [26:05] Everything you want in life is available as long as you’re prepared for it [27:40] “Hell on earth would be to meet the person that you could’ve been.” [30:02]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

As 2020 is on its last leg, the government has performed a fiscal feat the likes of which has never before been seen in our history... But, how does this affect you and me as we go about our property and business journey? Is it only a buffer given as we’re all headed to economic collapse? Or is this so-called impending “fiscal cliff” another lie told by market “experts”? This episode is part eight of our ‘Property and Business’ series with Charley Valher, created to help business owners decide on “what’s next” and get them back on track. Whether you’re a property investor, business owner, or nine-to-five employee, you’ll find so much gold in this scintillating episode as we dissect and examine the recent cash splash by the Australian government. Today, we’ll talk about how the hand-out affects the property market…Why we strongly believe the property market is NOT crashing…How this fiscal movement affects business owners...And so much more! See you on the inside!   In this episode we cover: Government “cash splash” in 2020 [04:58] The effect of the recent cash splash on the property market [09:46] You can never create demand, you can only create the opportunity for it [12:59] Vacancy rates in Australia are currently around 1% [15:38] Interstate migration has a higher economic influence than international migration [18:38] Market growth in Sydney won’t be the same as it was in the last 10 years [20:51] Why Australia’s property market is NOT going to crash [22:44] Two factors that contributed to creating a bullish property market [27:08] The benefits of cash splash, tax cuts, and low interest rates [29:41] The pros and cons in the recent cash splash for business owners [32:59] Startups and digital entrepreneurs are neglected the most in AU [37:46] Innovative companies head overseas to get the support they need [41:12] Charging more for services would stifle creativity and innovation [44:09] How will the 2020 budget impact business owners and property investors? [46:06] Using a coupon-based system to ensure the budget is spent the right way [50:38]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

What would change about the way you invest, if you had a 90% chance that you’d get it right? What if predicting property market growth is actually easier than you think? You see, just like how expert traders are able to analyse short and long-term market trends through the use of data analytics… We can also do the same thing for the property market! Turns out you can ACTUALLY figure out where the next hotspot will be in the next 12 months!   Today, one of Australia’s top property market analysts, John Lindeman, shares with us the secret to how you can predict property trends at high precision. We’ll talk about the two indicators in the housing market predictability…Why interstate migration is more important than international migration…The impact of infrastructure on property growth...And heaps more! See you on the inside!   In this episode we cover: John’s quest into property investing [04:30] 70% of people buy property to live in as a home [08:43] Two indicators in the housing market predictability [10:36] What is the Housing Market Prediction Solution and what makes it different? [12:52] Growth drivers that make the property market predictable [15:33] Is interstate migration more important than population growth holistically? [18:18] Taking future supply risk into consideration [20:02] The impact of the cost of finance in the property market predictability [21:23] Three ways to understand psychographic and demographic drivers [22:55] Why is infrastructure one of the top property growth drivers? [25:09] Will there be a shift in education due to a lack of foreign students? [29:35] The direction of the property market in the next 12 months [31:08] Property market stability in the CBD [33:03] Where are the next property hotspots in Australia? [34:36] John’s preferred property investment strategy [38:58] What John wants to be remembered for [41:33]   Links from the show: Mastering the Australian Housing Market by John Lindeman (https://amzn.to/33QREms) Visit the Lindeman Reports Website (https://lindemanreports.com.au/)   About John Lindeman: John Lindeman is CEO of Property Power Partners and widely respected as one of Australia's leading property market analysts. With over fifteen years of experience researching the nature and dynamics of the housing market at major data analysts, John is renowned as the go-to property market researcher for Australian housing market insights. He is also the author of the landmark best-selling books for property investors, Mastering the Australian Housing Market, and Unlocking the Property Market.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever heard about people investing in properties and getting insane amounts of growth… Only to have the market flip upside down? You see, it’s easy to ride the curve upwards when you see it - but much quicker to pour money down the drain when it comes crashing down. But, if you know how to look for the signs, you’ll be able to get off the roller coaster, walk away unscathed, and become more prosperous than ever before.   This episode is all about the fifth core factor, the “Boom Town Syndrome”, of our ‘Hunting Hotspots’ mini-series, especially made to help you find the next property hotspot wherever you may be. We’ll talk about what a boom town syndrome is…The biggest risks in boom town scenarios…Knowing when to pack up and leave...And heaps more! See you on the inside!   In this episode we cover: Large-cap stocks vs small-cap stocks [08:11] What is the ‘boom town syndrome’? [10:00] Do regional centers have the boom town syndrome? [13:17] The biggest risks in boom town scenarios [17:00] Where people make mistakes when investing in boom town areas [20:29] Why you need to know when to sell your property [23:05] Tips on doing well in a boom town scenario [25:33] Keeping your eyes peeled for when big companies decide to leave [28:09] Are boom town scenarios necessarily a bad thing? [31:01] Does Perth show a boom town syndrome? [33:48] The biggest takeaways from this episode [36:11]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Let me ask you… what are you optimising for?Have you ever felt like you’re stuck on a hamster wheel, and no matter how hard you run, you never seem to get to where you want to go?Or perhaps you’ve gotten lost, and forgotten why you started on the journey in the first place? Most of the time, owners and investors get stuck in survival mode… And resort to constantly playing a game of tactics, rather than playing a game of strategy. You see, being in business is just like chess… And in chess, you always need to think (and be) three steps ahead.   This episode is part seven of our ‘Property and Business’ series with Charley Valher, created to help business owners decide on “what’s next” and get them back on track. We’ll talk about why you should always think of wealth optimisation in every business stage…How you can still get back on track to wealth optimisation…Why hyper-focus is a boon and bane for business owners...And heaps more! See you on the inside!   In this episode we cover: Business owners are more focused on survival rather than optimisation [06:49] What is wealth optimisation? [09:50] Why you need to think about optimisation in every stage of your business [13:10] Money doesn’t always equal to wealth, and BIG doesn’t always mean ‘rich’ [17:47] Think about the function your business serves in your wealth creation strategy [20:06] Using systems and processes to make the business saleable [22:31] The compounding effect of lost opportunity cost [24:28] How to get your business back on track to wealth optimisation [27:35] Optimising your business’ appearance to the lender [30:18] The common middle-class business strategy [32:29] Negative-gearing may be a strategy at the initial phase of your business journey [37:22] The result of under-investing in your business [40:55] Any shift in priority is a reallocation of resources [43:00] Hyper-focus is the business owner’s boon and bane [46:59] Ask yourself what you are optimising for [50:08]   Links from the show: No B.S. Marketing to the Affluent by Dan Kennedy (https://amzn.to/3lBtenh)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

What do success and happiness look like to you? Are they measured by the number of awards you have achieved? Or perhaps defined by the number of zeroes in your bank account? You see, most of us spend our time chasing that pot of gold at the end of the rainbow hoping to bring our dreams to life… Only to end up getting burnt out in the process and beating ourselves up for not reaching our destination. Sometimes, even when we get there, the happiness we think we’d have doesn’t come... And as it turns out, there are six habits you need to develop to make your dreams a reality and have a more fulfilling life.   Today, we’ll talk about how mistakes are a good sign of growth…What the six habits are and what makes them essential…How to stop comparing yourself to others...And heaps more! So if you’re looking for a sign to pause for a moment and get your life the way you envisioned it, this is it.  See you on the inside!   In this episode we cover: Laura and her journey towards self-development [05:47] Your mistakes are a good sign that you are growing [08:30] On retirement: figuring out how to keep the money (but not the work) [11:43] What are the six habits and how were they created? [15:40] Discovering the six habits during her downtime [18:23] Kindness is not just gestures toward others, but for ourselves as well [23:41] Overcoming the negativity inside her head [25:24] Getting into the habit of being kind to ourselves [28:06] Acceptance is unconditional self-love [30:30] Gratitude, like the other habits, is a lifestyle [33:35] Presence, goodness, and intention [35:24] When did we start losing the six habits? [38:50] The result of dialing in all six habits [41:00] What success means to her now [44:10] Wanting to see the world in a better place [46:11] It’s worth it… and you are worthy of it [49:25]   Links from the show: The Six Habits website (https://www.thesixhabits.com/) Get your copy of The Six Habits by Laura DiBenedetto (https://amzn.to/3cZPwMc)   About Laura DiBenedetto: TEDx Speaker, #1 Bestselling author of The Six Habits and Life Mastery Coach, Laura DiBenedetto teaches how to create the life of our dreams without sacrificing what we love. As Founder and CEO of Vision Advertising, a company that she built at age 19, she has helped hundreds of entrepreneurs build and grow profitable enterprises entirely on their terms.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Ever gotten advice that seemed great at the start but turned out to be bad for business? Or maybe you’re feeling lost in your property portfolio journey and need a little help to move forward? Regardless of where you are on your journey, knowing your next move is important... And understanding the unfair advantage business owners have in terms of cash flow properties can help you plan what happens next.   Today, we lock in on an interesting—and perhaps controversial—topic: why cash flow is never more important than growth. This episode is part six of our ‘Property and Business’ series with Charley Valher, designed to help answer the question all business owners must face: “What’s next?”, and get them back on track. We’ll talk about how asset diversification is needed for positive cash flow…Why you need to prioritise stability over big ticket items…Whether equity is essential for building a good portfolio or not…And so much more! See you on the inside!   In this episode, we cover: 2020—the golden age of “pop” entrepreneurship [06:57] Change is great if partnered with the right business acumen [09:35] Why cash flow is more important for business owners [12:24] How long does it take before the average Australian can buy an investor-worthy property? [16:19] The only way to break your portfolio is to only chase growth [18:47] What if your property has zero growth rate? [20:40] Asset diversification is required to get a balanced portfolio and positive cash flow [23:34] How to better approach your portfolio in terms of cash flow and growth [25:21]  The difference between first-time investors and investment giants [30:02] How does equity affect the overall yield of a portfolio? [33:25] Positive cash flow properties will eventually pay their own debt [36:41] Is it better to avoid using equity, or is it essential for building a good portfolio? [39:06] Any move can be good or bad depending on the circumstances [41:20] Why you need to build stability rather than just chase after big ticket items [44:35] How should you prepare to build your portfolio as a business owner? [46:49]  At what point (with what factors) does a property portfolio become ‘important’? [53:59] It’s critical to understand when to apply different levers in certain situations [58:09]  Knowing when to switch focus from your business to your property portfolio (and vice-versa) [1:01:42] Business and property portfolio are two different asset classes that work well together [1:04:42] The biggest takeaways in today’s episode [1:07:39]   Links from the show: Stark Naked Numbers by Jason Andrew (https://amzn.to/36u0V5V)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How much is your time worth? Is the time you spend with your family, worth the same as the time you spend mowing the lawn? Have you ever wondered why some people seem to achieve so much more in life, when the reality is, we all have exactly the same amount of time each day? Do you ever think about “time” the way you think about money? Time is a finite resource, and  is the most valuable commodity there is, in that we can never take back what’s already passed. So, we must choose how to spend (and trade) it wisely…   Today’s episode aims to help learn how to buy back your time. We’ll talk about why there are times you need to delegate your tasks to others for growth…Why it’s important to have a defined goal and outcome to beat procrastination…How effective hourly rate affects how you take charge of your time…And heaps more!   See you on the inside!   In this episode we cover: Why would anyone want to buy back their time? [09:54] You can do anything you want, but it doesn’t always mean you should [14:20] Time is a finite resource that you have to trade effectively and carefully [18:04] There is a limit to what and how much you can trade that makes sense [21:30] Time that you’re spending is time that you’re investing [23:41] Make sure to set a defined goal and outcome [25:34] You should spend your time living your life’s purpose [30:23] Half the battle in life is just working out how you can hack time [33:00] Always think about what you really want [36:48] By outsourcing your time, you can give yourself a head start [41:26] How to calculate your effective hourly rate [43:37] You can choose to charge a higher hourly rate and have more time for yourself [47:25] The effect of outsourcing on your effective hourly rate [51:07]  Is it possible to outsource everything while generating revenue? [54:18] Links from the show: Millionaire Success Habits by Dean Graziosi (https://amzn.to/3kKC4OP)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever wondered “what is the right strategy for me?”Or have you wondered how different property business models might produce different outcomes, and when they should be used?Or even how long it might take to achieve success?In this episode we expose the value of strategic thinking and principles based approaches to portfolio building, so you can reach greater levels of success, much faster. Today, we mark part five of our ‘Property and Business’ series with Charley Valher, designed to help answer the question all business owners must face: “What’s next?”, and get them back on track. We’ll talk about things you need to consider before going into negative gearing…Why long-term gratification provides a more rewarding life...How long it takes to build a successful property portfolio...And heaps more! See you on the inside!   In this episode we cover: Don’t purchase a negative gearing property without a surplus income [06:33] Risk factors involved in using bank loans to finance your property [08:04] The essence of understanding your business model and how it serves you [15:13] A ‘blended strategy’ brings back serviceability, not increases it [17:16] The link between buying back your borrowing capacity and cash flow [20:01] Real estate investing is a game of finance with a few houses in the middle [23:14] The 3 phases of a business and property portfolio [25:59] Getting to your desired business model moves in stages [30:14] Your first goal shouldn’t be cash flow, but growth that recovers debt [34:16] How long does it take to build a reasonable property portfolio? [37:30] Age matters a lot when investing in a business model [43:43] The best time to start was yesterday [46:07] Pursuing reasonable, long-term gratification grants a rewarding life [48:31] Zero to eight-figure cases are possible, but shouldn’t be the new standard [49:04] Key takeaways on property and business models [51:14] The unspoken benefit of creating a positive cash flow in your portfolio [54:37] The riches are in the niches [57:13] Understand the concepts to play the game well [59:16] Just because you can make property upgrades, doesn’t mean you should [1:01:53]   Links from the show: Good To Great by Jim Collins (https://amzn.to/3iWCbGL) The Entrepreneurial Grid (https://theinvestorlab.com.au/wp-content/uploads/2020/09/BOGTP-Entrepreneurial-Grid.png) The Business Owner’s Guide to Buying Property (https://theinvestorlab.com.au/wp-content/uploads/2020/09/BOGTP-June2020.pdf)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Is saving money something you’ve always struggled with? Does having the freedom to do what you want, when you want, with who you want, seem impossible given your current situation? Or are you scared to take that first step because you have no idea how to start? Most of us think it’s already too late to start saving towards economic freedom... We resign ourselves to the hamster wheel until we become too old to enjoy anything in life... And when we get a little older, only then do we look back and ask ourselves, “Why didn’t you do it sooner?”  Is that really the kind of future that we want to have? Well, it’s time to get FITR. Today, we have an incredibly insightful episode with Lacey Filipich, founder of Money School, on how to be financially independent and be more time rich. We’ll be talking about F.I.R.E. and the concept behind it...The benefits of being FITR (and taking mini-retirements)...Why any form of investment needs to be given due diligence...And so much more! See you on the inside!   In this episode, we cover: Sowing her first few seeds towards financial independence [06:01] Becoming free at 30 [10:39] The concept behind F.I.R.E. [14:36] No need to live like a monk - just live the minimum, viable life & prioritise [17:29] Getting into the habit of saving [21:08] Keep a balance between awareness of an unknown future and having fun [25:01] The benefits of being FITR and taking mini-retirements [33:40] Properties require a lot of work but have the quickest capital growth [36:28] Cash flow continues to increase as rents go up [40:38] We invest in property for the leverage [42:21] Is yield more important than growth, or is it the other way around? [46:38] Don’t buy a property without doing due diligence [48:01] The motivation behind Money School [50:20] The image of success for Lacey [56:16] Lacey’s advice on not giving up [58:23]   Links from the show: Visit the Money School Website (https://www.moneyschool.org.au/) Watch Lacey’s TEDx Talk on YouTube (https://www.youtube.com/watch?v=XSHNDyinZSQ) Money School by Lacey Filipich (https://www.moneyschool.org.au/books/)   About Lacey Filipich Lacey Filipich helps people become financially independent and reclaim their lives. She founded Money School in 2010 to build financial capability in adults and Maker Kids Club in 2017 to teach children money skills through enterprise. Her first non-fiction book ‘Money School: Become financially independent and reclaim your life’ was published with Penguin Random House in February 2020. She is a TEDx speaker and the winner of a 2019 Business News '40 under 40' Award.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever wondered what the best investment strategy might be?Or have you ever considered how different strategies are essentially just different business models?Wouldn’t it be exciting to start your property investment journey and know it will create more time, freedom, and money for you and your family? When we feel financially ready, we often jump right into what we think would be a great investment... Only to end up getting stuck and realising it’s not compatible with who you are or where you want to be. So, what can you do to prevent this from happening? By taking a closer look at the different property business models under a microscope and understanding how they work and what they can do to turn a profit... You’ll be able to avoid making that fatal mistake of getting tied up in a strategy that doesn’t suit your vision and goals. If you’re someone who’s determined to take the right path but needs help to find the right direction… Then this episode is perfect for you. Today, we mark part four of our ‘Property and Business’ series with Charley Valher, designed to help answer the question all business owners must face: “What’s next?”, and get them back on track. We’ll talk about the different types of business models…The similarities between online and offline real estate…What negative gearing is and why it’s a bad strategy...And heaps more! See you on the inside!   In this episode we cover: The consequences of choosing the wrong business model [06:16] The different types of property business models [10:59] The Eisenhower Matrix of business and real estate [13:39] Three phases of the investor’s journey [15:57] To go faster, you need to slow down [18:37] Real estate is a business that consists of the land and the property on top of it [20:42] The concept of websites as online real estate properties [23:11] Applying online real estate strategies to offline real estate [25:15] Capital risks involved in property flipping [27:37] Test the waters when trying out new business models [30:57] Renovated vs unrenovated properties located in the same area [33:18] Blending developments with buy and hold strategies [36:01] Leverage creates more time and money in your business [39:32] What is negative gearing? [43:00] Why negative gearing is a bad strategy [46:10] The only way that negative gearing could work [49:40] The biggest risk concerning negative gearing [54:29] Was the concept of negative gearing a mistake? [57:13]   About Charley  Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

If you had the choice, would you prefer living in the hustle and bustle of the concrete jungle? Or… would you rather live by the beach, relaxing under the sun, sipping Piña Coladas? Times are changing, and with the pandemic factoring in, we’re seeing a shift in real estate value, specifically those located near lifestyle features. With more and more people working from home, people now have the freedom to choose where they want to live… And believe it or not, proximity to facilities that offer lifestyle choices and alternatives are one of the core drivers that make an area a hotspot.    Today’s episode is part five of the ‘Hunting Hotspots’ mini-series...We’ll talk about the types of lifestyle features that determine real estate value…How the pandemic has changed where people decide to live in...Why people prefer to live in places with a great view despite some inconveniences... And much more! See you on the inside!   In this episode we cover: Three types of lifestyle features that have the biggest impact on real estate value [09:20] Properties near beaches and golf courses demand more premium than others [12:37] The hierarchy of desirability value in properties [15:49] Why people love properties with a great view [17:39] Lifestyle features have become the biggest property driver during the pandemic [20:53] As we move into the digital space, people are starting to realign with our values [23:47] Prices of properties near lifestyle features may shift in the coming months [25:27]  People live near cities because they subconsciously think they have to [31:08]   Links from the show: Hunting Hotspots Report (https://theinvestorlab.com.au/resources/#realestatehotspots) Send us an email at [email protected]! Watch our “Psychographics vs Demographics: An Investor’s Hidden Edge” episode (https://theinvestorlab.com.au/podcast-ep31-psychographics-vs-demographics-an-investors-hidden-edge/) Watch “The Fiscal Cliff is a Lie - feat. Terry Ryder” episode (https://theinvestorlab.com.au/podcast-ep46-the-fiscal-cliff-is-a-lie-feat-terry-ryder/) Check out Part 3 of our “Hunting Hotspots” series on “Transport Infrastructures” (https://theinvestorlab.com.au/podcast-ep49-urban-renewal-government-policy-hunting-hotspots-3/)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Are you confident that you, your business, or your property portfolio will stay afloat if an economic downturn suddenly happens? What if you realise that the business model or property strategy you’ve invested years on is not really for you? Sometimes, we get bad advice from different people without really knowing what kind of risks we’ve exposed ourselves to… And before we know it, we’ve already signed up for the ultimate recipe for disaster! If you’re someone who wants to understand potential risks and how to mitigate them... Then listen up and learn how not to crash your business or property vehicle. This episode marks the third part of our ‘Property and Business’ series with Charley Valher, designed to help answer the question all business owners must face: “What’s next?” In this episode, we talk about how to choose the right business or property model…Why you should put more priority in getting the right team…Different business and property risks...And loads more! See you on the inside!   In this episode we cover: Different business models work for different people [07:49] Negative-gearing businesses won’t create more time, freedom, and money [11:16] Property investing may not be designed for business owners [15:00] Stock Trading is a more active strategy than you think [17:54] Having the time to commit is a huge factor in choosing the right business model [20:43] In real estate, it’s crucial to have a team that shares your values [22:29] Never try doing it yourself - get advice from the right team [26:54] 90% of property investors don’t achieve their desired financial outcome [32:54] Why diversification is a good way to reduce risk [36:27] If you purchase a property, always have 3-months worth of rent as a moat [40:59] Properties can pay for themselves [47:27] Never let yourself get into a negative equity position [50:56] Efficiency plays a great factor in high LVR percentage scenarios [52:12] Owning a single, debt-free property vs having diversified properties with loan [55:06] Positive cash flow is the ultimate cure-all for businesses and properties [58:51] The two biggest mistakes that business owners can make [1:02:39]   Links from the show: Billionaire in Training by Bradley J. Sugars (https://amzn.to/3idQnL1)   About Charley  Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Did you know that you can outperform other investors by predicting the future of the property market? What if there is a way for you to foresee how it will be doing in the next three or four years? As unreal as it sounds, it is possible. With the power of technology and algorithms, you can give yourself the leading edge advantage that you’ve always wanted. Today, we’ll talk with two expert property market analysts, Matt and Sasha of Higher Than Average Growth, about how to leverage your knowledge of the future to outperform investors. We’ll talk about machine-learning algorithms and how it’s different from AI...What makes the human element essential to this kind of technology...Why there are multiple growth drives that factor in...And lots, lots more! See you on the inside!   In this episode, we cover: The origins of Higher Than Average Growth [04:49] The team behind HTAG [09:11] Using past property market performance data to predict the future [11:41] Challenges in predicting the property cycle, all variables considered [15:41] How HTAG measures accuracy [18:15] AI vs machine-learning algorithms and their roles in property investing [20:09] The downside of applying technology to property investment [25:21] The biggest drivers of the growth of an area [30:02] The future of HTAG [36:16] Data interpretation still requires a human element [37:45] The only way to get your answers would be to keep probing [41:15] To train an algorithm, you have to feed it with a good diet of healthy data [42:40]   Links from the show: Visit Higher Than Average Growth’s website (https://www.htag.com.au/)   About Matt & Sasha Matt & Sasha are the founders of HtAG Analytics, helping real estate professionals make informed property decisions through the use of accurate data science. Together, they have made groundbreaking results and have greatly impacted the property investment community.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

On a scale of 1 to 10, how would you rate your financial IQ?And, if you’re honest, how would you rate your ability to tell a good investment strategy from a bad one? You see, most of the time, we invest in what we initially thought was a “good idea”... Only to end up wasting time, energy and money in lost opportunity cost.. However, by gaining a better understanding of your own financials in congruence with how the game of life is being played… You can stay on track and accelerate yourself towards the life that you desire.   Today is the second part of our ‘Property and Business’ series with Charley Valher, Founder and CPO of Valher Media. A series designed to help answer the question that all business owners must face… “What’s next?” And today, we’ll talk about what makes property investing different for business owners…How they can go about debt financing and make it work for them...Why Rentvesting is a good way to save up on your taxes...And heaps more! See you on the inside!   In this episode we cover: Goals and desires can be the same, but achieved in different ways [05:33] Borrowing is more challenging for business owners than it is for employees [08:23] Be cautious of how heavily you invest in your business (for taxes) [12:15] Buying new, unnecessary equipment to save up on tax is a bad idea [14:12] Clear out your debts first before investing in real estate [17:47] Credit card liabilities affect your borrowing capacity - even when fully-paid [19:32] A lender’s risk assessment of your finances & their risk tolerance [22:14] Risk assessment of digital assets may be harder for lenders [26:53] Taxes in relation to business owners and real estate investment [28:45] Should you set up separate trust accounts for each property or asset? [34:03] How separate trust structures impact tax rates for your properties [37:30] There is no one-size-fits-all strategy for different financial circumstances [39:07] The ‘secret to success’ regardless of financial background [43:22] How Rentvesting allows you to reduce your taxes [45:20] Life can be easy, but it’s our job to work out how to make it so [48:15] Rentvesting holds a massive potential that everyone should harness [49:39] Lifestyle design and living life the way you want it [51:31]   Links from the show: The Richest Man in Babylon by George Clason (https://amzn.to/2F08K7I)   About Charley  Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How would you feel about getting a 6.24% yield or more in the midst of a pandemic? Or what if you got 12.9% growth during the middle of an economic crisis? Well, we are delighted to share with you just some of the results our clients have achieved over this challenging time.  With all of the negative news stories, and media misinformation, it’s not hard to get demotivated and give up on your property journey... But if you look a little more closely, you’ll realise it’s not all bad and that there are actually ways you can invest intelligently, to progress your personal wealth journey, even in times like these. ! So, If you’re someone who wants more time, more freedom, and better returns... You’ve come to the right place.   Today, we’ll talk about a few of the Top 20 property purchases we made for our clients...How real estate has transformed people’s lives over the years...Why you should stop waiting and start taking action...And heaps more! See you on the inside!   In this episode, we cover: Our top 20 property purchases showing a 6.42% average yield [14:37] Being one of the real estate industry’s “best-kept secrets” [16:33] Real estate is not just about buying houses; it’s about transforming lives [18:19] How client transformations through property growth can transform communities [23:16] You don’t have to spend a lot of money to buy a property with high yields [26:11] The people who take action get results (and freedom) [28:07] Real estate investment allows you to gain at least 50% ROI in less than a year [30:32] Why you need to listen to this episode [37:49]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever thought about what would happen to you and your business if the market suddenly shifted?Or what would happen if you didn’t, or couldn’t, show up to keep the wheels turning? You see, most business owners focus all of their time and energy on building a better machine…  But very few have a plan for what would happen if they need to, or want to, stop working one day. If you’re someone who wants to have a more stable future and create more time, and more freedom...… But don’t want to end up sacrificing your business along the way... Then this episode is perfect for you.   Today marks the first part of our ‘Property and Business’ series with Charley Valher, Founder and CPO of Valher Media. A series designed to help answer the question that all business owners must face… “What’s next?”   And, today we’ll talk about why you need to start thinking about property investing…How you can use real estate debt to your advantage…The secret power of Rentvesting…And heaps more! See you on the inside!   In this episode, we cover: Why Charley started thinking about property—and why you should, too [08:00] Owners tend to build businesses that can’t flourish without them [10:40] Property investment allows you to create other pillars of wealth [15:01] How to break free from your business through Rentvesting [17:43] How Goose discovered the ultimate hack to property investing [21:19] Diversification: Taking money from your business and investing it in property [29:24] Factors that can potentially change the market in the future [35:25] Proximity doesn’t necessarily equate to business growth [42:15] Charley’s initial ‘belief thresholds” on various investment possibilities [44:09] Decoding real estate debt [48:04] The property market is non-linear and moves in cycles [52:59] Property core drivers are key in making good investment decisions [57:08] No business owner wants volatility in their property portfolio [59:38] Always prepare for what’s next [1:01:42]    About Charley  Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever wanted to take control of your life but are stuck, shackled to your job? If pursuing your passion is being hindered by work (or the temptation of a great salary)...   You might need to learn how to sack your boss... And be one step closer to getting the financial success you’ve always dreamed about.   Today, we’re joined by the founders of The Guerrilla Method, Matthew and Sahara, as we talk about the methodology that helped catapult them towards financial freedom... We’ll talk about what makes persistence and consistency the baseline of success...The difference between quitting your job and sacking your boss...What makes wealth a team sport...And heaps more! See you on the inside!   In this episode, we cover: The legends that are Matthew and Sahara [04:51] Matthew’s life and career before investing in real estate [06:40] Persistence and consistency can get you places [09:25] Sahara’s humble beginnings & their move into real estate investing [11:58] The story of how they bought their first real estate property [16:29]  Renovating their first property & reaping the fruits of their labor [19:26] The right and wrong ways of managing a real estate business [22:56] ‘Doing’ is the best learning, mistakes, our greatest teachers [25:23] Applying their acquired knowledge and getting back on their feet [27:05] How to sack your boss [32:01] Wealth is a team sport [36:40] The four fatal afflictions of humans [39:32] Action without perspective is bad [41:38] The end-goal of The Guerrilla Method [44:23] Their vision of success is a community of smiles [47:22] Focus on one idea, take action, and believe in yourself [51:26]   About Matthew & Sahara Matthew & Sahara are the founders of Guerrilla Method Real Estate, where they help real estate investors discover the secrets very few know about optimizing real estate for higher returns, and double - triple - their income with property. They are passionate about helping investors achieve the freedom of wealth through cash flow positive real estate.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Isn’t it so exciting to be a part of a big shift in a town’s economy? You see, suburbs and far-flung areas are slowly transforming into robust cities all because of well-planned urban renewals... And positive changes in the economy are slowly sprawling from town to town. To be able to ride the curve upward, you need to have access to information that will make your investment journey fulfilling.   Today’s episode is part four of the ‘Hunting Hotspots’ mini-series… We’ll talk about what makes urban renewal different from the ugly duckling syndrome…Why decentralisation can foster market and economic growth…What makes timing so important in property investing…And heaps more! See you on the inside! In this episode, we cover: The Ugly Duckling Syndrome vs urban renewal and government policies [07:17] Government decisions are business plans that drive money to the economy [10:15] What makes planned gentrification exciting? [14:42] Why buy property in Armadale? [17:04] Decentralisation diversifies economic centers and drives market growth [19:17] Councils sometimes miss their targets, just like businesses don’t hit some goals [22:16] Plans are useless, but planning is essential [24:35] Urban renewal is based on livability [26:00] The greatest gains are in the transition point [30:01] Timing is critical when making a real estate investment decision [31:20]   Link/s from the show: Hunting Hotspots Report (https://theinvestorlab.com.au/resources/#realestatehotspots) Send us an email at [email protected]!   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Do you sometimes ask yourself if you’re on the right path? Most of us just stumble around not really knowing what direction we want our lives to take. If you’ve always wanted to find your purpose, identity, and create a life plan that ties it all together, then this episode is perfect for you. You see, you can either let life happen to you… Or you can take control and decide what kind of journey you’d like to create for yourself. Today, we have a very impactful and insightful episode as we chat with Tristan Scifo, adviser, mentor, and coach at Purpose Advisory. We talk about how to build your life plan according to your personality…Why you need to have a better perspective on money...Why you need to pay attention to your mental health…And so much more! We also talk about the importance of mentorship and how it will help you map out your life. See you on the inside!   In this episode, we cover: Tristan’s motivation and journey to becoming a Financial Advisor [04:20] What does money have to do with service, love, and happiness in general? [09:17] Is it bad for money to fuel interaction & innovation? [12:49] Money is a magnifier and amplifier [15:37] Building a life plan around people’s personalities [17:20] Creating a congruent life plan between two different personality types [19:02] Do we get to pick our preferences on love? [21:45] What is the price tag in getting what you want in life? [24:27] Different strategies in building a life plan [26:07] How to simplify the journey to get to where you want to be [29:34]  What makes property and financial advising spaces exciting? [33:17] Working out your life journey in relation to purpose and identity [35:55] Finding clarity in your identity [39:51]  Pay attention to your mental health as much as your physical health [41:32] To be in control, you have to understand your programming [44:01]  The different facets of the human journey [46:36] To fast-track your life, you need to have a mentor [51:16]   Links from the show: Purpose Advisory (www.purposeadvisory.com.au)  Pyscho-Cybernetics by Maxwell Maltz (https://amzn.to/2PhYjyb)   About Tristan Tristan Scifo is a husband, father and helps people live a fulfilled life in his role as an adviser, mentor & coach at Purpose Advisory. After 5 years employed as an adviser – first in a large corporate environment and then in a local suburban environment, Tristan launched Purpose Advisory in February 2018 as Australia’s first ever financial advice + life coaching company. His greatest joy at work is to see his clients find a deeper understanding of their identity, and as a result, to achieve results they couldn't have dreamed of in the past.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Purpose Advisory Website (https://purposeadvisory.com.au/) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, rate, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever found yourself looking at someone else's “success”, like a big property portfolio or a nice car... And thought…“Why haven’t I been able to do that?” When you compare your accomplishments with other people’s, does it make you feel inadequate or inferior? Or, do you rely on social ‘likes’ and number of followers to feel good about yourself? If so, this episode will definitely make an impact. You see, you have to understand that in order to attain true happiness and success, you have to stop feeding your ego with these metrics… And realise that if you play the comparison game, you’ll never be content.   Today, we have a meaningful, eye-opening episode that will help you start focusing on what matters… We talk about the ego metric and why you need to examine it...Where to seek fulfillment in life...Why you are the hero of your own story...And heaps more. See you on the inside!   In this episode, we cover: What is an ego metric and why does it matter? [08:01] ‘Better’ is a qualitative piece you need to define [11:14] Ego metrics are addictive and leads you to chase the wrong goals [15:00] You won’t know if you’re doing good if you don’t measure [17:48] How to know if your goal is a healthy goal [20:38] To know if your goal matters, you need to understand the ‘why’ [22:36] Why don’t people dig beyond the ego metric? [27:27] Fulfillment comes from the inside [30:15] No one else is keeping score of your own life [32:08] You’re the biggest hero in your own story, not someone else’s [33:45] People get self-conscious because of their inherent nature for prejudice [35:18] We’re all running towards something, but no one else is running with us [36:58] You can become your own champion [38:03] Time well-spent gives people the most happiness [40:13] If you play the comparison game, you will never be happy [42:06] The key to happiness is to know you’re doing your best [44:21] There’s no force on Earth that’s more damaging than the opinions of others [46:03]   Link/s from the show: Hooked - Nir Eyal (https://www.amazon.com/Hooked-How-Build-Habit-Forming-Products/dp/1591847788)    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How many times have you put off making an investment decision, because there is “something just ahead”? Or said to yourself “If I just wait ‘til after (insert made up excuse here), then it will be the PERFECT time to invest...”Only to find yourself a month, 6 months, or even years down the line having never taken action. Did you find yourself worrying about the property market during Q2 of 2020? Perhaps right now, you’re still waiting until things get better before investing again... But what if I told you that despite predictions and claims by property pundits, the Australian property market remains strong? You see, the “fiscal cliff” is indeed a lie.    Today’s episode features Terry Ryder, property expert and Australia’s leading real estate researcher. We’ll be talking about the gross inaction of some property investors…What actually happened in the last quarter...Vacancy rate differences between this year and the last...And heaps more! We’ll also touch on dominant trends to look out for when making real estate investment decisions. See you on the inside!   In this episode, we cover: Investors think that by doing nothing, they are doing the right thing [05:51] The ‘pandemic’ of gross inaction [08:20] What happened during the last quarter? [10:25] Property prices in the 90s recession [13:19] Australia is one of a few countries that avoided the recession during the global financial crisis [18:27] What is the September cliff? [21:05] Predictions are based on the assumption that everything stays the same [23:37] Risks in the property market [27:49] This is the time for an opportunity [30:42] There’s not much change in the vacancy rates since last year [32:05] Rents are up, vacancy rates are down [35:05] Look out for the dominant trends in the property market [37:57] The beauty of geographic arbitrage [41:03] Other drivers in the property market [45:43] Property market boom in Brisbane [47:50] Seize the opportunity [50:24]   About Terry Terry Ryder is the director and founder of Hotspotting.com.au, helping Aussies achieve the “Great Australian Dream” by providing quality research on real estate properties. Previously the editor at The Courier-Mail and currently a regular real estate columnist for The Australian, he has extensive knowledge on the real estate market and its behavior over the past few years. He has authored four real estate books and has ultimately become a household name for property investors.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, rate, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever seen a suburb or area transition from “dump” to “desirable”? Isn’t it amazing how organic gentrification can transform an area from being in the economic backwater to the center of diversity and growth? And, with a little knowledge and foresight, you can start to see the future before it happens.  You see, residents in these areas often don’t see the changes happening around them until it’s too late... So when you start investing in these places, people can’t help wondering why. However, as an investor, you have to realise that localisation can mask potential… And all you need to do is to see beyond what other people can see. Today’s episode is part three of the ‘Hunting Hotspots’ mini-series. We’ll talk about what the ‘Ugly Duckling Syndrome’ is...Why it’s important to be able to foresee an area’s potential...And so much more! Unlock the skill of foresight and watch your opportunities grow by tuning in to this episode! See you on the inside!   In this episode, we cover: What is the Ugly Duckling Syndrome and why is it important? [09:48] The Ugly Duckling Syndrome is primarily driven by affordability [14:25] The Ugly Duckling Syndrome can come from family, friends, and residents of the area [17:06]  The value of having foresight and seeing an area’s potential [18:11] Why is it called “The Ugly Duckling Syndrome”? [21:03] Low gentrification areas eventually change [22:54] Investors should detach from their emotions when investing [25:21]   Links from the show: Watch the first episode of this series “Before the Hotspot” (https://theinvestorlab.com.au/podcast-ep37-before-the-hotspot-finding-locations-primed-for-growth/) Download the “Hunting Hotspots” report (https://theinvestorlab.com.au/resources/#realestatehotspots)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!  See omnystudio.com/listener for privacy information.

Have you ever heard stories about people who have had massive success in stocks and shares and thought… “I could do that!’?  Are you curious to find out what it takes to trade stocks or invest in real estate? So many people assume that trading is easy and provides instant results, but it takes discipline, knowledge, and a good strategy to get ahead in the game. You see, trading is not a “get rich quick” scheme.  Much like real estate investing, the process is different for everyone and depends on your goals and definition of success, among other factors. Today, we’re chatting with trading expert Chris Tate as we deep dive into the world of tactics and numbers. We’ll be talking about how to approach different types of investment opportunities…Things to consider when investing in an asset class...Why discipline makes a huge difference for success…And heaps more! We’ll also be touching on how the proper mindset plays a great role in any endeavor and what you can do to maintain it. See you on the inside!   In this episode, we cover: Chris Tate’s colorful journey into the business of trading [04:35] How he got started in investing [10:31] Leverage or Liability: Real estate as an asset class [14:31] Be aware of what your chosen asset class can do for you [17:56] How can you navigate market cycles & identify investment opportunities? [21:21] Deciding your asset class: What is wealth creation for you? [25:06] People often expect trading to be easy with instant results [27:45] Money is the only commodity that you can always get more of [30:11] How can you balance buying, holding, and moving in and out of markets? [33:25] Dividend Reinvestment Plans [38:13] Discipline makes all the difference for success in anything [39:33] The role of “mindset” in any endeavour [41:22] Habits for maintaining the proper mindset [44:08] Success is being able to have control of your time [46:20] Where will the economy be a year from now? [49:59]   Links from the show: Trading Game (www.tradinggame.com.au)  Talking Trading (www.talkingtrading.com.au)     About Chris Chris Tate is one of the first people to ever release a share trading book in Australia and has had an extraordinary impact on thousands of traders. Best selling author of “The Art of Trading” and “The Art of Options Trading in Australia”, his brutally honest approach and meticulous pursuit of excellence ensure that exceptional traders all around the world quote his market comments. He’s been running the 6-month repeat-for-free Trading Game Mentor Program for the past 20 years, and he’s also the founder of Talking Trading, a free weekly trading podcast. Follow Chris on Twitter (https://twitter.com/game_trading/)  Connect on LinkedIn (https://www.linkedin.com/in/christatetrader/)    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, rate, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever had those moments where you just signed and sealed a deal and thought, ‘Man, I could have done better!’?Or perhaps you can just never seem to get a deal “over the line”?Well, you’re not alone. You see, a lot of people can get intimidated when handling negotiations… But there are ways to be confident & negotiate where both parties benefit. Handling negotiations is not just a simple business transaction… It is an art. In this episode, we’ll be sharing the 7 key points to the art of ethical negotiation.We’ll be talking about how you can apply them in business and life…How assertiveness can be done with empathy and respect…The value of integrity and flexibility...And so much more! From major business deals to simpler negotiations, this episode will be an eye opener. See you on the inside!   In this episode, we cover: Why do we need to talk about ethical negotiation? [07:37] Differences between ethical and unethical selling [11:14] What a negotiation is and why it’s an emotional sport [12:17] Understanding: Understand what motivates the other side [20:08] Empathy: Show the other person you care and build a connection [23:05] Assertiveness: Be clear, concise and direct with what you want, confidently [26:07] Knowledge: Clearly understand the mechanics of the deal [30:22] Flexibility: Flow around the obstacles to get to where you want to go [35:25] Integrity: Operate with a clearly defined set of moral guidelines [38:34] Respect: Respect yourself, and the other side, and know when to hold or fold [42:40]   Links From The Show: The Ultimate Blueprint for an Insanely Successful Business - Keith Cunningham (https://www.amazon.com/Ultimate-Blueprint-Insanely-Successful-Business/dp/098465920X)    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity/)  Dashdot Buyers Agents Website (https://www.dashdot.com.au/)  Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)    If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast with others you know will benefit from the show!  See omnystudio.com/listener for privacy information.