The Investor Lab

Every once in a while, someone will be turned on by the idea of real estate investments a little later in life. BUT a lot of people feel like it’s too late for them to start investing in property whether it’s from an age or a market perspective – but IS IT? Today, we collected a bunch of questions from family, friends, and team members, and we’re giving you all the answers in this special episode! We’ve got the awesome Vanessa Newton from Dashot throwing curveballs as we discuss fixed and variable interest rates, the right time to buy property in Sydney, the impact of infrastructure projects on your portfolio, and heaps more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: A little bit about Vanessa [02:06] Fixed vs variable interest rates [04:20] Assessing your mortgage brokers’ capabilities  [09:12]  Is it ever too late to start investing in property? [14:26] When is the right time to buy property in Sydney? [21:52] Do infrastructure projects affect your portfolio? [25:50] The effect of infrastructure projects on various demographics [31:43]  Overcoming roadblocks when considering an established property [34:01]   Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   About our Guest: Vanessa Newton is an operations manager at Dashdot. Through ten years of dedicated operations management, she has experienced an all-round view of businesses with a range of roles and responsibilities. She is an experienced leader with the ability to adapt, understand and connect with all stakeholders in all levels of a business, to deliver a company's' strategic goal. Her experience is backed up with the education of an MBA, Australian Institute of Company Directors (GAICD) qualification and the Oxford Saiid Business School, Leading High Performing Teams course. If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

The goal of every property investor should be to create a portfolio with the optimal combination of risk and reward, BUT most of them never get past two properties – and it’s very hard to build a balanced portfolio with two assets. So, how do you maintain a good mix in your portfolio while keeping your risks, returns, and capital allocation in check? Today, we talk about a concept called the “efficient frontier” - a powerful tool property investors use to establish the most efficient rate of return and capital allocation. To dig more into this, we’ve got Charley Valher of Valher Media joining in as we tackle the efficient frontier curve, the Modern Portfolio theory, expensive versus cheap property, buying stigmatized units, and identifying gentrifying areas.   If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Finding the Efficient Frontier curve [02:59] Building an efficient & diverse property portfolio [05:53] The formula behind the Modern Portfolio Theory [09:06] The best approach when starting a property portfolio [13:27] Can units and apartments still perform well in Australia? [19:40] The right way to structure your portfolio and avoiding getting “stuck” [25:54] Wealth vs Cash flow: Understanding your real estate goals [28:47] Should you consider buying stigmatized property? [33:53]  Identifying gentrification and the Commodore Theory of Growth [38:47] The value of talking to locals when scouting property [41:30]    Links from the Show: Visit Asset Blocks Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery) About our Guest: Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field. If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Would it really be such a different experience to invest in property now than if you had done it 5 years ago? And if it was, is property still a worthwhile investment despite the challenges that come with it? Long-time friend of the show Charley Valher of Valher Media joins us today for a back-and-forth discussion about property, his new podcast called Asset Blocks, crafting a strategy, risk-adjusted returns, and being able to adjust your tactics to fit the situation. If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  We’re also going to do another Q&A episode soon so if you have any questions for us, send them over to [email protected] and we’ll answer them on the show! See you on the inside!    In this episode, we cover: Charley on starting Asset Blocks, a property podcast [02:15] Adapting to changing property investing tactics and strategies [05:57] What should you focus on when crafting a strategy? [11:02]  Flexibility with tactics makes a good property investor [15:36] Is it harder to start investing in property now than before? [19:03] Is property investing still worth pursuing despite the challenge? [25:34] Using risk-adjusted returns to create an optimal property portfolio [31:50] Do you need to risk investing in something new to get to your goal? [38:15]   Links from the Show: Visit Asset Blocks Business & Property series on YouTube   Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   About our Guest: Charley Valher is a household name among business owners, investors, and entrepreneurs. He is the Founder and CPO of Valher Media, helping entrepreneurs scale their business through the business of podcasting. His expertise has helped launch multiple podcasters into becoming one of the best in their field. If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Investment and finance always go hand-in-hand. However, not all investments result in good returns. So, how can you make sure that you can get the most out of the investment you make in the property market? Answer: by knowing what you need to know. Chris Raymond of Unconditional Finance takes us through property investment finance, talks about its current landscape and the changes in the interest rates, hurdle rates, and vendor discount rates. We also discuss how these changes affect investors and how they can navigate through such. If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Will the 2021 property market momentum continue in 2022? [02:10] The biggest changes in property financing [03:37] Interest rates: the good and the bad [06:10] Why is there less movement in the investor lending market? [08:54] How do people currently navigate the changes in the property market? [12:53] Vendor discount rates and the values of a property [18:15] Let’s talk about interest rate rises in 2022 [20:53] How will rising interest rates affect home owners? [26:34]  It’s all about “relative affordability” [31:26] How does the finance landscape look like today? [35:01]   Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Are you single and getting started with property investing, or do you know someone who is? Like any other journey, where you start in property investing is not where you end - it all boils down to assessing your situation, figuring out what your goals are, knowing how you can get to where you want to be and acting on it! Today, we cover how you can navigate investing as a single person and succeed at it! We address what hinders most people from doing what they want in life, leveraging your money, earning more, what the best investment you can ever make is, and more! There’s so much to uncover in this episode and we hope to have you along for the ride! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Who this episode will benefit the most [05:34] What hinders people from doing what they want in life? [09:30]  Long term versus short term goals [12:57] Earn more money and leverage it [14:37] Incremental (or radical) change makes a HUGE difference [17:21] Leverage your skills to earn & get to your goals faster [20:25] Understand your current financial situation to strategize better [22:13] This is the best investment you can ever make in property [27:49] You don’t need to buy properties to keep them [31:15] The trade off with DIY projects in relation to time & value [33:25] The easiest way to get ahead in property [35:59] When it’s not the best strategy to buy a home [40:13]    Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

For a lot of people, property seems incredibly stressful and difficult, so much so that using it to replace their income sounds like a fever dream. Question is, can property truly help replace your income? Today, we talk about how you can start thinking about cashflow exponentially, how to structure your property portfolio, the fact that cashflow changes over time, and so much more!  If you’ve ever thought about whether or not cashflow in property is worth the effort, or how you can generate income using your portfolio, this is the episode to dive into!  If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Setting the scene [02:51] What people want most of at the end of the day [09:47] Having the freedom to choose whether you want to work or not [11:02] Linear versus exponential thinking in terms of property & cash flow [13:46] How can you earn enough through property & replace your income? [17:52] Asset selection is all about understanding what your portfolio needs [19:19] A general portfolio concept to start with [22:18] Examples of buying property with a positive cash flow [23:20] Consider asset mix in your portfolio [27:07] Is it a fact that the lower the LVR, the better the cash flow? [31:31] Cash flow comes when you start doing… nothing? [33:58] Using heuristic thinking [38:29]   Links from the Show: The One Thing by Gary Keller   Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Is it really possible to make over 300% return on investment in properties? If you think otherwise, this episode will change your mind. While some people think that investing in property is costly and out of reach, our guest, Sandi Kenny, will prove to you that with the right amount of education and strategy, you can get the best results out of your investment. Get inspired by how Sandi managed to create a great portfolio, buy cheaper properties, and generate money from them. We will also walk through the three properties she got over the past 11 months and everything she learned in her journey! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Who is Sandi Kenny & what sparked her interest in property? [02:17] When did Sandi realize that property is a good investment [06:06] Continuing her property journey after the first investment [07:59] How courses and training help you on your journey [10:26] The properties Sandi purchased (they’re all real!) [12:33] Property investing is never out of reach! [17:57] The endgame in property investment [21:56] Lessons Sandi’s learned along the way [22:45] Tips to maintaining a positive view of the world [24:27] The affordability of properties [28:03] Looking for profitability and tangibility in an investment [30:33] Beliefs Sandi had to let go of to achieve the life she has now [31:12] What drives Sandi forward? [33:29] Strive for balance, get educated, invest early [34:10]   Links from the Show: Rich Dad Poor Dad by Robert Kiyosaki: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194  Rethink Property: https://www.amazon.com/Rethink-Property-Investing-Financially-Commercial/dp/0730391523    Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Want to be in the upper echelons of successful property investors in Australia? Let’s peek into a one-of-a-kind investment journey! Property investment is a rollercoaster ride—there will be ups and downs and twists and turns even when you’re already on the top. In this episode, we’ll take a peek into the journey of a seasoned property investor, Nick Valois. We look back on his beginnings, challenges he’s faced, where he is now on his journey, and what he learned along the way. I’m sure you’ll learn from his story, too! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Getting to know seasoned property investor, Nick Valois [02:55] The transition from carpentry to becoming a foreman [09:50] When did Nick start investing in property and why? [11:38] Nick’s property investment journey [15:38] Property investment lessons that worked (and didn’t) [18:53] What you need to know when putting your money in properties [21:07] Who should you take advice from? [23:28] The kangaroo that broke through the roof [24:47] Advice for property investors who are planning to work with The Investor Lab [29:50] Buy more property! [33:03] Growing your wealth through real estate [34:37] A word for people who haven’t started investing [36:28] Getting over the mental barrier [38:00] Nick’s biggest takeaways from investing [40:03] Three lessons Nick will leave to the world [44:44]   Connect With Us: Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

There’s always a certain risk in anything you invest in, but is there a way you can measure which ones are worth it and which ones aren’t? Join us as we talk about the factors to look into before buying properties or any type of assets. We also discuss the financial and emotional implications of investing, the costs of purchasing a property, how to think about portfolio strategy and asset allocation, and a whole lot more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: The importance of considering the risks in your property portfolio [03:29] Thinking about the quantity of your investment [05:20] Factors to consider before deciding the number of assets to buy [06:23] What is your risk profile and how much do you price risk? [10:36] Why you should risk-grade assets [14:23]  Assess the risk profile of your individual assets and entire portfolio [16:24] Choosing the diversity of your investments [18:06]  An interesting framework with risk management [22:00] Working with someone with expertise in asset selection (for shares) [27:03] The diminishing rate of return [27:49] Weighing in the emotional risks when purchasing assets [30:44]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

2021 has been a crazy ride! This year, we recorded a whopping 51 episodes and have had plenty of guests who have shared their expertise and have impacted our audience in many ways that inspired their property journey. So today, we decided to put together the top 10 episodes that our audience have considered their favourites and that they have listened to (and watched) the most! From the Goldilocks Zone episode to our interview with Stephen McClatchie, there’s no better episode to dive into and share with your friends and family! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  Happy holidays and enjoy the show!   In this episode, we cover: Signs You’re Already Too Late in the Market Cycle (and What to Do About It) [02:53] Principal Payments are Profits, Not Cost of Debt [07:01] Should I Aim for a Debt-Free Endgame? [12:31] How Emotional and Financial Fortitude Affect Asset Allocation [22:30] What’s Causing the ‘Exodus’ & Demand for Property? [29:31] What Can You Do to Organise Your Property Portfolio Better? [35:40] Begin with the End in Mind [44:10] The Secret to Understanding When & Where to Enter the Market [48:35] Advice for Quickly Scaling Your Property Portfolio [53:41] Is Cash Flow More Important Than Growth? [56:39]   Links from the Show: #10: The Goldilocks Zone: Maximum Profits From Market Cycles #9: The Hidden Numbers That Every Property Investor Should Know #8: How to Think About the Property Investing Endgame #7: How to Think About Asset Allocation #6: 16 Drivers of the National Property Boom with Terry Ryder #5: How to Know When to Buy Your Next Investment Property #4: Rentvesting: The Fast Track to Freedom? #3: 7 Reasons Why You Shouldn’t Buy An Investment Property Right Now... (plus, a bunch of reasons you should!) #2: How This Couple Bought 8 Properties in 15 Months #1: Advanced Property Finance Strategies with Stephen McClatchie   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

In the last 12 months, the Australian property market has shifted and evolved, but what has changed and what has stayed the same?  How is it different from what we once considered ‘typical’? Join us as we review the 2021 property market and assess the past performances of both regional and capital areas. We’ll also look through the current and historical data, the annual change in rents, the Sydney property market, and more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: The drastic changes in the property market [05:58] The macro view of the Australian property market [09:55] Property growth in regional vs capital areas [10:41] The best performers in regional areas [14:49] Remember, data won’t always have a stable trend [18:16]  Best performers in capital cities [21:59] Will the Sydney property market face issues? [28:29] The big shift in the house vs units market [30:24] Annual change in rents [37:07]    Links from the Show: Episode 31: Psychographics vs. Demographics: An Investor’s Hidden Edge   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Property investing is a great option for building wealth and the earlier you start, the better! Jason D’Silva, Client Success Team Leader at Dashdot (and millennial investor at that), shares the ups and downs of his property journey, how he has evolved and is now on the path to success, the habits that formed to help him reach his goals and so much more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Jason's background & role in Dashdot [02:15] Factors that motivated him to enter real estate [04:15] How is Dashdot different from “traditional” real estate [08:11] What is so attractive and appealing about real estate? [10:24] Jason’s beginnings with property [12:25] His portfolio now and learnings made along the way [19:51] Why is this millennial even investing in property? [23:15] Jason’s role at Dashdot & what he’s seen happen with clients’ property journey [24:10] A big myth in property that has turned out to be just that [27:25] A millennial’s habits that helped him become successful in property [29:10]  Jason’s advice for budding property investors [32:21]  How can you build a good money mindset on property investing? [34:46] Advice for people in their early 20s who aren’t thinking about investing [38:17] What 3 truths would Jason want to leave behind? [41:06]   Links from the Show: Rich Dad, Poor Dad by Robert Kiyosaki Can’t Hurt Me by David Goggins Extreme Leadership by Jocko Willink & Leif Babin About our Guest: Jason D’Silva is a passionate property investor, and also the leader of the Client Success team at Dashdot. He started investing at an early age, and like many investors, made a few mistakes along the way. Nonetheless, his passion for property investing, and the transformation it can deliver has not waned, and he has been committed to developing his skills and experience in this field ever since. In fact, part of his passion for helping others is driven by a desire to help others avoid the mistakes he made early on, and to be able to light a way to property success. Jason is a great example of how any millennial can become a successful investor.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Getting started in property investing is easier said than done.  Aside from figuring out what and where you want to buy and what you plan to do with your property in the next few years, you’ll need to start as far back as getting your funds together and conditioning your mindset. We’ve gotten loads of requests to “go back to basics” and start at the very top of the journey. So today, we talk about what most investors find difficult to stick to, why you need to start saving now, de-risking deals to encourage investors and more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: The three main phases investors often find difficult [04:28] Why should people start saving at all? [08:38] Having a vision & commitment to really pull through to the end [22:35] Sacrificing a little today to have a better tomorrow [28:04] How can people get the first push to build momentum? [29:09] Encourage friends to also be in the business of investing in their future [33:34] Getting financial support will make starting out easier [39:26] Offer a business proposal in place of being “handed out” money [42:52] Adding de-risk measures on deals to encourage investors [47:02]   Links from the Show: The Richest Man in Babylon by George S. Clayson Money School by Lacey Filipich   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

It wouldn’t be a stretch to say that all investors want to avoid bad assets as much as they can, but it can be tough to figure out which one to skip over and which to go for! Right now, the market is operating at two different speeds and buyers have adapted to this slow-but-also-fast-paced setting.  In such an environment, how can you start thinking about value adds & property selection to maximise your return? How can you keep from getting stuck in analysis paralysis and succumbing to F.O.M.O.? If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: The current state of the property market [02:13] Finding the right property at the right time [06:31] A property’s value depends on it being in the right location at the right time [09:47] Navigating the Value Adds angle in the current property market [11:25] 3 characteristics that factor into a good property [17:47] 2 types of buyers in the current market [20:25] A neat trick that could help you choose better property [21:56] Keep going in spite of the tough moments of your journey [26:05]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever gotten curious about share trading?  Like property, it comes with risks and challenges, and developing the right mindset to combat any doubt that will prevent you from reaching your goal is incredibly important! So how do you navigate the risks and form a mindset that will ensure your success? Louise Bedford of The Trading Game joins us as we dig into the world of share trading! We talk about her beginnings, what makes trading so appealing despite the risks, the Kelly Principle, developing a “success” mindset to get you through the ups and downs, the characteristics you need to succeed, and more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Who is Louise and what does she do? [02:49] Her early life & start in the trading industry [04:54] Her & her husband’s teamwork in property and the sharemarket [09:15] Why is trading appealing despite the risks? [13:23]  What’s the success (and fail) rate in trading? [16:03] 3 elements that will make trading easier & simpler [17:29] Why the 48% win percentage isn’t the end of the world [20:55] The Kelly Principle [24:06] Louise’s thoughts on the hedge fund versus ETF argument [25:14] What’s the minimum entry point for trading? [28:22]  Developing a good mindset to succeed in the sharemarket [31:28] What Louise means by having a “system” [34:03] How to keep a solid mindset to succeed in trading [40:00] The biggest thing people need to overcome [44:21] What success means for Louise [46:48] 3 simple truths she’d love to leave behind for others to learn from [49:34]   Link/s from the Show: Don’t forget to visit The Trading Game!   About our Guest: Louise Bedford is a best-selling author of five books on the Australian sharemarket and is available for podcast interviews, keynote presentations and video appearances. She also helps clients by promoting them to her 5000+ Facebook fans, 2000+ LinkedIn associates, 33,000 Trading Game database members, and 10,000+ Talking Trading podcast listeners! Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Does the idea of living a life of freedom, choice and abundance get you excited? Or do you scoff and think that it isn’t possible in this day and age? Well, this episode will prove that this kind of life is definitely possible. Today, we chat with someone achieving these three things. Meet Tim, one of our team members, in another instalment of our ‘Humans of Dashdot’ series. We talk about his role, his background as a professional athlete, his success in business, his mindset, values, and how he came to work with Dashdot.  If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Tim’s backstory and his role at Dashdot [02:44] How he ended up working with Dashdot [09:38] What he’s learnt since working with the team [17:10] How is Tim’s property investing journey shaping up now? [19:23] What success looks like [21:34] Applying lessons from his past experiences to his property investing journey [23:22] How Tim’s “sliding door moment” helped shape is future property journey [26:33] When did he get interested in real estate investing? [28:04] Tim’s advice to his younger self [30:38] How to position growth versus cashflow [31:42] Tim’s 3 truths to leave as a legacy [33:27] Advice for people looking to work with (and at) Dashdot [35:28]   About our Guest: Tim Keating is a property investor who has combined his passion with a life of freedom, and choice. His background as a professional sportsperson and business owner has set him up with a mindset for success. Right now, he is travelling around Australia with his wife and their dogs in a caravan, whilst working full time helping other people to achieve their own version of freedom.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Climate change has been happening for years, but we’ve come to a point where the green energy revolution is fully front and center. Economic megatrends are already transforming the nation and the future of the country, and as we dive into this topic, we talk about how much the economy will change, how green energy projects will enliven regional areas and impact the property market, population shifts, and the huge amount of investments being made for greener projects. For investors who want to stay ahead of the curve and be successful as we transition to a new, more diversified economy, this episode will be one for the books! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: What’s going on with property & climate change?! [03:42] The moral aspect to Australia’s involvement & contribution [07:20] Factors that impact economic viability & stability [09:58] Which areas will benefit more from the green energy revolution? [12:44] Places with existing infrastructures are great for renewable energy projects [17:48] Don’t invest based on just infrastructure projects [18:18] Smaller towns will get a huge uplift from green energy projects [21:00] Will the green revolution change Australia’s property economics forever? [24:26] Bringing ancillary industries up to scratch with the green revolution [31:01] The in-land rail project [31:59] Investors who will (and won’t) benefit from the energy revolution [35:11] Where do most investors go wrong? [37:52]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Right now, the property market is living in a paradox. Prices are going up, and rents are going up, while yields are going down, and it definitely has had effects on cashflow.  There’s less market stock, vacancy rates are going down, and people are moving to different places in the country. With all these happening, how can you as an investor navigate such a low-yield environment? Learn how to adjust your mindset to adapt to a lower-yield environment, still come out on top to make sure you’re still investing for success, find your way around the difficulty of getting positive cashflow in the current market, and more by tuning in to the podcast! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: The paradox of rising rents & decreasing yields [04:32] Yields vs. rents within cities [07:54] The belief that rents will rise faster per year in the future [10:45] Sacrifice short-term yields for longer-term yield opportunities [13:16] How do you know if a property’s rent will increase in the future? [16:11] What’s causing the influx of migrants to regional centers? [19:32] “Less available stock” than the same period a year before [20:46] An overview of what the “regional migration” looks like [23:55] Stock availability & the struggle to buy property in current times [26:13] Investors can claim these as tax deductions [28:19] How to tackle & approach low-yield environments [30:07] Reframing your mindset to succeed in life & real estate [34:12] The property problem we face as a nation [36:18] What navigating the market in low-yield environments looks like [38:42]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

With the crazy price growth happening in Australia’s property market at the moment, investors, and others affected have become a bit… uneasy.  In fact, so uneasy that the government is looking to bring in tighter regulations. So what happens now? Let’s dig into what’s happening with the debt to income ratio, proposed policy changes, what that means for investors, who will be most affected and why, how investors can continue to succeed and successfully navigate these changes and more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: A high-level view of what is happening with AFR [03:58] Clamping down on higher-leveraged people to prevent future problems [06:35]  Affordability & Australia’s debt to income ratio [09:58] RBA’s Philip Lowe on changing the taxation system as a long-term strategy [12:58]  How does a high-yielding portfolio impact your income level? [17:30] “The Holy Trinity” approach works in any market [24:15] It’s easier to excel in a stable market [28:38] Leverage is great, but don’t get overleveraged [29:27] The disparity between credit, property prices & wages [33:02]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

We’re well aware that if you’re a property investor, there’s one burning question on your mind right now: Are we truly in a housing bubble? Join us as we tackle this question and discuss what it means, digging into 10 key points that will provide answers and insights to help you understand everything you need to know about it. We also cover what population growth has to do with it, sifting the noise and making objective decisions, the “loner effect”, and so much more! If you love this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: Our need to address the “real estate bubble” [04:29] A look at past statistics & progression to ‘now’ [08:24] Sifting the truth from the noise & making objective decisions [13:39] Today’s residential real estate ‘picture’ [15:44] Factoring in population growth [16:57] Land to population to food ratio [18:26] The “Loner Effect” [21:01] - 23:20 Inflation hasn’t really started! [23:28] What’s going to happen when the borders reopen? [23:45] The national rental crisis [52:05] Will buying a house & land package now help the economy? [25:53] - 28:36 Australian household savings rates [28:41] Institutional investors are expanding towards residential assets [30:50] A look at large private equity groups allow insight into global market trends [35:01] Are we really in a real estate bubble? [36:42] Every investors should start thinking like institutional investors [37:51] Factors that will shift the growth rate [41:37]   Links from the Show: Episode 113 - Should You Be Worried About Inflation?   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

For most (or all) property investors, being able to buy properties faster is key to achieving their financial goals sooner. So how can this be achieved?  Well, the answer may just depend on your borrowing capacity. Join our chat with Chris Raymond from Unconditional Finance where we tackle capital growth vs. cash flow, yield impact on loan capacity, what hinders people from getting access to credit, how your daily spend can affect your borrowing capacity and heaps more!  If you loved this episode, let us know by emailing us at [email protected], and don’t forget to subscribe, rate, and share this podcast!  See you on the inside!   In this episode, we cover: All about Chris and his work [03:17] What are mortgage brokers and what do they do? [06:34] Why Chris decided to jump the fence to the other side [08:18] Chris’ reasons for starting his own business [10:06] Capital growth vs. cash flow [14:31]  This is why 90% of investors never get past two properties [16:52] Finding the right broker to match you with the right lender is key [23:47] Something a lot of investors forget about tax-deductible expenses [27:03] Property portfolios and trusts [29:19] What impact do yields have on your loan capacity? [31:33] What hinders people from getting access to credit? [36:49] A discussion on principal & interest loans versus interest-only loans [39:52] Comparing rentvesting vs. an owner-occupier strategy [44:21] Does your day-to-day spending affect your borrowing capacity? [47:32]   About our Guest: Chris Raymond is the Founder of Unconditional Finance, an award-winning mortgage broker company specialising in residential, commercial, investment lending and development finance. Chris works with clients to determine which loan from their extensive network of lenders will help people meet their financial goals to get them the best possible loan available that is in line with what they are trying to achieve.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

If you had a way to turn your passion into something that fulfils you every day, wouldn’t you want to do just that? Meet Lana Grayson, one of our Property Acquisition Managers at Dashdot. We chat about how she started her property journey, when she realized she wanted a career in property, and how she turned her passion into a fulfilling career. Check out the first episode of our ‘Humans of Dashdot’ series here and stay tuned for more inspirational, encouraging stories from our side of the pond. We hope you find today’s show valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Getting started with property and Lana’s work at Dashdot [02:18] When did she figure out she wanted a career in property? [07:28] Learnings from working at a property development & project marketing group [09:41] How different is Lana’s current role to what she used to do? [11:08] What moments have most shaped who Lana is today? [13:39] A Property Acquisition Manager’s advice to her younger self [14:34] The value of starting your day how you want the day to go [17:00] A book Lana recommends for property first-timers [18:58] What success is for Lana [21:10] Lana’s secret tips for future Dashdot clients [22:09] Lana’s three truths [25:18]   Link from the Show: Smashed Avocado by Nicole Haddow   About our Guest: Lana Grayson is a passionate property professional who thrives on helping others to achieve their life goals through property. She got the property bug early by helping her mum flip houses, and has been pursuing her passion ever since. She is also a a massive foodie, and whenever she is not either eating delicious food, or hanging out with her awesome dog and wonderful partner, she spends her spare time trawling the market for more amazing real estate deals.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

In case you haven’t heard, Australia’s property market is growing - fast. So what prompted the boom and what’s keeping the momentum going? Terry Ryder, director and founder of Hotspotting.com.au, joins us for a valuable discussion on the 16 reasons he believes to be major factors that are driving Australia’s national property boom. We talk about why we need to cover the 16 drivers…The pent-up demand causing the rising sales activity…What the government is contributing to the property boom…And so much more! We hope you find today’s show valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why we need to talk about these drivers [02:48] The misconception that property prices keep on rising [03:24] Is the current market sustainable? [05:45] Would the property market be better or worse without the pandemic? [07:44] The idea that iron ore prices affected the way Australia coped with wave one [09:50] The build-up of savings during the pandemic [13:36] Will this period result in a higher or lower birth rate?[15:55] People in lockdown are reviewing their life choices [18:26] Did the temporary pressure in property partially affect the national boom? [23:05] There’s pent-up demand that causes rising sales activity [30:32]  Buying during the ‘mythical spring season’ of property [32:52] What’s causing the ‘exodus’ & demand for property? [36:43] Broome is the perfect example [43:22] Projects rolled out by the government impact the property market [44:59] Revival (and drop) of Australia’s resources sector [49:51]  The mass return of Aussie expats [51:40] Foreign investors are starting to return [57:00] It’s a fantastic time to be a landlord in Australia right now [58:47] Perceptions about safety & solidity of ‘bricks and mortar’ in tough times [01:00:30] Access to low-cost finance [01:02:38]   About our Guest: Terry Ryder is the director and founder of Hotspotting.com.au, helping Aussies achieve the “Great Australian Dream” by providing quality research on real estate properties. Previously the editor at The Courier-Mail and currently a regular real estate columnist for The Australian, he has extensive knowledge on the real estate market and its behaviour over the past few years. He has authored four real estate books and has ultimately become a household name for property investors.    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

How do you know if you’ve lived - or are living - a life of purpose? In today’s episode, we chat with Nic Denshire, one of Dashdot’s Property Acquisition Managers, on his property journey and the lessons he’s learned along the way. We talk about how we got started, how he found Dashdot as a client and eventually worked with the team to help others, and the beliefs that have shaped who he is today. We also touch on how most people don’t see being a buyers agent as a profession…If having some form of inheritance would change Nic’s journey…The three truths Nic wants to leave as a legacy…And heaps more. This is just the first of many episodes from the ‘Humans of Dashdot’ series, so stay tuned for more inspirational, encouraging stories from our side of the pond. We hope you find today’s show valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Nic’s background and current role at Dashdot [03:30] The story about their first property [10:37] Working with Dashdot & investing in granny flats in the future [16:54] Lessons learned as an acquisitions manager also buying property [22:12]  Most people don’t recognize being a Buyers Agent as a profession [27:07] Beliefs that have shaped Nic’s character & property journey [29:31] Would having an inheritance change everything? [34:35] Pre-investment versus post-investment Nic [37:32] What three truths would Nic want to leave on his last day on earth [39:01]   About our Guest: Nic Denshire is a passionate property investor, father of two, and Property Acquisitions team leader at Dashdot. His background is in engineering, but after he worked with Dashdot as a client, he was so enraptured by the experience that he left his former career to join the Dashdot team full time, helping others to achieve their property dreams.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

The property investing journey will always vary for each person.  Some know what they want, when they want, right from the get-go, while others stay behind the fence, waiting for… something. What makes people so hesitant to get into the market? Is it the timing? The location? The pandemic? Today’s episode is a webinar with Bushy Martin, founder of leading property finance and advisory firm KnowHow Property. We discuss the different problems people are facing that prevent them from getting into the market. From affordability, finding value in a property, getting out of your comfort zone, to the D.I.Y. dilemma, we cover a lot. We present a lot of visuals and illustrations on our video podcast, but if you’re just listening to the audio version, you’re sure to get value out of this episode too. We still highly recommend going to Youtube to watch the full episode for the best experience though! We hope you find today’s show valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Establishing the background for today’s topic [02:36] A runthrough of all 7 reasons [06:24] “The market’s overheated… i’ll wait it out” [09:08] What an overheated market looks like [17:38] The secret to understanding when & where to enter the market [20:22] Not all locations are sustainable [25:33] Putting colour on the old “demand and supply” equation [28:52] “I can’t find a good property I can afford” [30:23] What’s actually happening on the ground? [33:28] What we mean when we talk about ‘regional centers’ [39:18] “I might pay more than what the property’s really worth” [41:12] The ‘Value Investing’ methodology [42:33] Look at the intrinsic value line [45:57] Ways to assess the value of a property [47:15] “I have to buy in a capital city to get growth” [52:39] All markets move asynchronously [53:27] How regional markets perform versus capital cities [54:36] Regional versus capital yields [58:56] “I’m uncomfortable buying something I haven’t physically seen” [01:02:21] Don’t buy just because it’s something you “know” [01:05:46] Don’t let your past knowledge stand in the way of your future [01:09:42] The ‘magic’ happens outside your comfort zone [01:10:56] “I’d rather do it myself than pay Buyers Agents $15k+ [01:12:40] Can you really D.I.Y. it? [01:13:19] D.I.Y. Investors tend to get stuck [01:20:30] “Covid will trigger a recession… I’ll just wait until after it’s over” [01:22:39] The asymmetrical impact of the ‘90/’91 recession [01:24:34] Access to credit is the single biggest potential throttle [01:27:34] RBA on government spending & property downturn [01:29:10] The 18-year Economic Cycle Theory [01:30:29] Base your decision on facts, not fear [01:34:57]   Link from the show: Great by Choice by Jim Collins   About our Guest: Bushy Martin is an investor, founder, author and media commentator, recognised as one of Australia’s most trusted experts in property, investment and lifestyle. As the founder of leading property finance and advisory firm KnowHow Property, Bushy has helped over 1,700 time-poor professionals secure more than $550 million in property to improve their lifestyle and replace their income safely, easily and affordably. He is the author of two award-winning books, including the acclaimed “The Freedom Formula: Live More, Work Less And Leave A Legacy” and “Get Invested: Do You Want To Live More Or Less?” Bushy also interviews some of the world’s leading investors and high performers each week on his podcast, Get Invested.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com.au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Diving into the unknown is frightening, or at the very least, stressful. It’s during times like these that we all wish we had some sort of guide or guru to help us grasp what we’re getting into… And when it comes to property investors venturing into property development, the need for some prior knowledge, whether in the form of books, podcasts, or trainings, is especially important. Today, we chat with Justin Gehde, host of the Property Developer Podcast. We cover not just the mechanical side of property development, but also the practicalities and the spiritual, personal development aspects of it all. We share the 5 important ingredients you’ll need to get started as well! We also dig into Justin’s property development evolution…Helpful tactics you can use to live the life you want…The risks in property development and how to handle them…And so much more! We hope you find this episode valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Justin’s property development evolution, before and after [03:16] What drove him to shift to property development? [06:50] Make a decision, follow-through, and change your life [09:50] Handling the risks in property development [13:44] How did Justin start with 20 townhouses right off the bat? [16:43] His second project was a completely different experience [23:10] Understand the process & life cycle of a development project [26:49] Produce a good feasibility that captures all the costs [31:15] Buy well so you can have a margin for error [36:35] Have enough cash to see a project through to the end [37:47]  Have a strategic purpose to why you’re doing a project [41:17] Justin’s version of success [42:09] New beliefs, behaviours, and habits that improved Justin’s life [43:15] Helpful tactics to live the life you want [44:20] Fear-setting: Identify & articulate your fears [47:58] For people who are interested in property development... [49:55]   Link/s from the show: Great by Choice, a book by Jim Collins Listen to the Property Developer Podcast Take the Property Developer Training (Use code GOOSE for a special discount!)   About our Guest: Justin Gehde is the host of the Property Developer Podcast. He loves property development and speaking with people about it, but best of all, Justin loves speaking with property developers about the projects they are doing, what works well for them and what they have learnt along the way. Since starting with 20 townhouses, Justin is now continuously developing properties and helping others learn about property development along the way.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Have you ever heard the story of the tortoise and the hare?  If not, it’s a story about how a tortoise, slow as it is, still won a race against a hare who, being overconfident, lost a seemingly easy victory. The moral of the tale is that knowing where you stand and planning accordingly is just as - if not more - important as speed. Similarly in property, a lot of investors struggle with cadence and finding the right strategy to maximise their portfolio performance and growth. Most merely have short-term solutions, leaving sustainability out of the picture. Today, we tackle how to know when to go again, which is more important between cadence and speed of acquisition, how to build the right habits and implement the right tools, tricks, and tips, to make sure you stay on track to maximise your portfolio performance, and how to get to your destination as fast as possible, as happy as possible, in the best possible way. We also explain why emotional fortitude & resilience matter when buying property…How to have a more efficient distribution of capital…How much cash you should start with sans equity from other properties…And so much more! We hope you find this episode valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why this is an important discussion and who it’s for [06:31] Speed versus consistency [09:26] Digging into the pros and cons [11:53] Speed depends on your circumstances [19:27] Emotional fortitude & resilience are important when buying property [20:43] Know where you stand for a more efficient distribution of capital [23:43] What should your property purchase cadence be like? [26:48] The distribution of assets by type [34:16] How much cash should you start with, without equity from other properties? [39:07] What can you do to organise your property portfolio better? [40:27]   Link/s from the show: Xero Pocketsmith Download our Apex Report!   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Did you know that the ‘Olympic fever’ goes beyond the fans’ hype and excitement for the event? For an occasion that happens only every four years with painstaking preparations made prior, it’s expected for the Olympics to have a long-lasting impact on people’s lives, especially those who are in the host city.  And it’s not only sports fans who feel the effects. With this ‘fever’ taking the host city by storm, the property market is just as affected, and in more ways than one.  In this episode, we address the Olympic excitement experienced by property investors. We dive into how the Olympics drive property prices in host cities. We also look at whether or not you should buy a property in the Olympic host city. We hope you find this episode valuable, and if you do, please let us know by sending us an e-mail at [email protected]! We’d love to know your thoughts! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why do we need to talk about this? [03:24] The Goldman Sachs Study [07:18] The link between the Olympics, marketing, and infrastructure improvement [9:30]  How marketing for the Olympics drives property prices [14:40]  What happened during the 2000 Sydney Olympics? [15:54]  Will the same factors have the same impact on the 2032 Brisbane Olympics? [21:06] The economic downside of the Olympics [25:15] The impact of the London Olympic announcement on property prices.[28:10] The duality of infrastructure improvements during Olympic bids [31:41] What’s in it for government officials? [35:28] Should you buy a property in Brisbane with the Olympics in mind? [36:50] Staying educated on what’s to come until the Brisbane Olympics [41:44]   Link/s from the show: The house price ratio graph (Source: The Price of Victory: The Impact of the Olympic Games on Residential Real Estate Markets by Constantine Kontokosta) The Price of Victory, a study by Constantine E. Kontokosta The Impact of the London Olympics Announcement on Property Prices by Georgios Kavetsos   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

In our previous episode, we looked at the two sides of inflation to help you deliberate how you should be making investments in an inflationary environment. Now, we’ll attempt to unpack an even bigger peeve than inflation which is interest rates. Do interest rates really impact property prices? What really steers property markets? Should interest rates affect your investment decisions? Today, we tackle the nature and economic impacts of interest rates.We investigate if interest rates do drive the price of properties by weighing the facts to help you decide if rising rates should stop you from buying assets.   We hope this episode proves helpful to you, and if it does, let us know by sending us an email at [email protected]! We'd be thrilled to know your thoughts! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: Why do interest rates exist? [04:13] Fixed rates and variable rates [06:37] Factors affecting the loan offer that you get [8:44] The relationship between the economy and interest rates [12:42] What happens to property prices when interest rates rise [17:16] If it’s not interest rates, then what drives property markets? [22:02] The counterintuitiveness of the correlation of debts and interests [26:33] Disadvantages of interest rates rise to homeowners [30:30] Positioning your assets to increase yield [35:02] You won’t find gold in the weeds [36:57] Is there a correlation between when property prices rise and interest rates drop? [41:47]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

You’ve probably heard about inflation in the news and have most likely subscribed to the popular belief that inflation is such a terrible thing. But, is it really? Should we be afraid of inflation? Is inflation our enemy? As an investor, where do you place yourself in an inflationary environment? In this episode, we talk about what inflation is and how it affects our lives.We address the negative perception of inflation and whether or not it is justified.Lastly, we look into how inflation should be viewed from the perspective of investors.    People fear what they don’t understand, they say. So let’s have a deeper understanding of inflation! We hope you find this episode useful, and if it does, please let us know by sending us an e-mail at [email protected]! We'd be delighted to hear from you! Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast.  See you on the inside!   In this episode, we cover: The importance of making people understand the concept of inflation [00:56] People’s main concerns about inflation [07:18] Why governments want inflation [9:34] Inflation and its impact on the economy [12:54] What people fear about inflation  [18:25] Brief comparison between inflation and deflation [20:37] Keeping inflation in check through interest rates [22:56] Everything operates in an oscillating frequency, including inflation [28:15] How you should deal with inflation as an investor [32:45] The inflationary blip caused by COVID-19 [37:47] Psychological factors that drive inflation [39:58] A piece of advice to real estate investors [43:17]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!]See omnystudio.com/listener for privacy information.

Helping people create a life of freedom, choice and abundance has always been our passion.  That’s why when people come to us for help, we do our best to find the best property for each one. Naturally, however, something that sounds ‘too good to be true’ (even though it is) is typically met with disbelief, and we tend to get asked this question a lot: “If you say you come across so many amazing deals, why don’t you just buy them for yourselves?” And the answer is actually quite simple. In this episode, we answer this recurring question and share our insights on why property investing is not a zero-sum game. We unpack why we don’t buy “all the great properties” and dive into the factor of scarcity versus abundance, while tackling other common questions people ask. We also cover the problem with having a scarcity mindset… Why capital and debt are both required to buy plenty of properties… The importance of operating your business with integrity… And lots more! We hope this episode proves valuable to you and if it does, do let us know and send us an email at [email protected]! We’d love to hear from you!  Also, if you like this episode, please don’t forget to subscribe, tune in, and share this podcast. See you on the inside! In this episode, we cover: A background on why we need to address this question [03:45] Abundance versus scarcity [08:43] The macro view (where property is both a finite, but replenishing, resource) [12:11] The problem with having a “scarcity mindset” [17:39] The case of looking for something better vs. settling on what’s right for you [19:57] Capital and debt are required to buy plenty of properties [24:26] Some people just don’t want to believe the good in others [25:38] Understanding what drives your goals [29:36] Putting others first doesn’t mean you should put yourself last [35:15] Money is the single tradable commodity you can get more of [37:07] Having integrity in operating your business is incredibly important [38:17] At the end of the day, all you have is your reputation [41:28] Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Why is it that most people avoid Capital Gains Tax (CGT) like the plague? Well, it’s really all because of perspective. Capital Gains Tax is a concept people tend to have a lot of fear around because they want to avoid tax altogether when in fact, it’s actually just a concept of business. If you sell a property you have to pay tax. Today, we dive deep into the topic of CGT from an angle that most people wouldn’t take, that is, the belief that it shouldn’t scare you to think about at all! We share how you can think about it strategically and how the benefits of your strategy actually outweigh the cons. We also tackle where CGT is and isn’t applicable…What Capital Gains Tax really is…The benefits of holding property for 5 years versus selling it right away…And heaps more! See you on the inside!   In this episode, we cover: Why is this discussion on CGT important? [03:14] The belief most people have about selling property and CGT [4:04] What is Capital Gains Tax? [07:44] When and where is CGT applicable (and not applicable)? [11:32] About the 50% Capital Gains discount... [13:00] Weigh the pros and cons of your strategy to minimise fear of CGT [19:13] A look at the benefits of holding property for 5 years versus selling (and getting CGT) [19:44] This is what investing is really all about [31:45] Applying a time horizon and adding other factors changes the strategy [34:40] Take control of your strategies to get more of what you want [35:45] How much would you pay to never work a day in your life? [38:14]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever created a list of things you want to accomplish but got stuck on how to get started after creating one? Well, the truth is, setting your goals is one thing, but turning your vision into reality is a whole ‘nother challenge. In the previous episode, we pulled apart the process of setting goals, how to set the right ones, what your goals should be and more. Today, we help you figure out how to create an action plan by reverse-engineering where you actually want to be in 20-25 years and setting up steps to turn your vision into action! We talk about the 25:1 life plan & how it can work for you…How you can stay driven by your vision…People’s struggle with creating vision boards…And much, much more! This is the second episode of our 2-part series on intelligent goal setting, so if you haven’t watched the first part yet, check it out now then come back to this one! (We’ve linked the first one in the show notes.)  See you on the inside!   In this episode, we cover: A recap of part 1 [02:22] The mechanical side of turning your vision into action [09:06] The 25:1 life plan [10:46] Start by identifying your end goal [12:22] Gamifying the goal setting process [15:11] Breaking down the 25:1 life plan [18:47] Successful goals are measurable [27:19] How can you stay driven by your vision? [30:14] Use these strategies to turn your vision into action! [34:28] The art of brainwashing yourself [40:46] People’s struggle with creating vision boards [45:05] A framework for vision boards [47:03] A recap of what we covered in this episode [53:09]   Link/s from the episode: Check out Intelligent Goal Setting Part 1 - Building the Vision of the Future Send us an email at [email protected] for a deeper dive into the topic of this episode!   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Have you ever struggled with setting goals and achieving them? If you have, you’re not alone.  So many of us find setting good goals difficult, mainly because we don’t set the right ones, we don’t know how to get there, or more importantly, we don’t know what we really want! So how do we set things right? Today’s episode is about creating a life of freedom, choice, and abundance and to realise that vision, it’s crucial to know who you want to become and identify what you want in your life and where you’re trying to get to. We’ll share tips on how to think about the process and how to overcome roadblocks you may encounter along the way. We also talk about finding your true north…A simple hack to help you achieve your goals…A neat trick to help you set the right ones…And loads more! This is just the first part of our 2-part series on intelligent goal setting, so be sure to stay tuned for next week’s episode where we tackle how you can apply this in your life and achieve those goals! See you on the inside!   In this episode, we cover: The problem most people face with goal setting [03:53] The difficulty of getting to where you want to go without a map [06:38] The need for introspection & specific goal setting [07:41] What does ‘financial freedom’ mean for different people? [10:13] The big fundamental problem people have with setting goals [13:59] Understanding yourself and what truly motivates you [16:11] What is your true north? [19:26] Most people don’t set goals [21:44] What can help you set your goals? [23:59] Use this simple hack to achieve your goals! [27:08] You have to believe it to achieve it! [31:00] How can you reduce the probability of failing to meet your goals? [32:09] This neat trick will enable you to set the right goals [37:51] Reflecting on who you are now to be who you want to be in the future [42:03] Here’s a little task to get you started on goal setting [44:00]   Link/s from the episode: Check out Episode 21 - The 6 Pillars: Reset Your Life Every 90 Days Get your FREE COPY of The Seed of Life / 6 Pillars Exercise HERE   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

A lot of people talk about investing in trusts, but not a lot know about what it actually is and how it works. In this episode, we cover the 4 key benefits of investing in trusts with Archana Manapakkam, Owner & Principal of Archway Legal.  If you’re someone who’s ever thought about how to get more tax benefits out of your portfolio, how to pass your property portfolio onto your kids, or you’re simply someone who just thought about investing in trust and need more information, there’s so much gold for you in this episode. We also cover what a trust actually is…Estate planning as a trust benefit (and what comes with it)...Why you would want to invest in a trust…And heaps more! If you enjoy this episode, don’t forget to like, rate, comment, share, subscribe and tune in weekly for more talks on property, business, and life. See you on the inside!   In this episode, we cover: Archana’s background story [03:46] Are trusts only relevant if you’re a high-networth individual? [05:48] What is a trust? [06:56] The difference between a trustee and a beneficiary [09:43] Family trusts, Discretionary trusts and Unit trusts [13:11] Why would someone invest in a trust? [16:23] Income splitting [16:49] Can a trust retain funds or profits in a year? [19:41] The 50% Capital Gains Tax (CGT) discount [23:19] Distributing profits from one trust into the losses of another [26:38] What about estate planning as a trust benefit? [28:36] Passing control of the trust to your children [30:08] When to assign an Appointor [31:03] A sample scenario on passing a trust & its ins and outs [33:44] Why would the ATO sue you? [38:24] Habits & beliefs that have shaped Archana in the last 12 months [41:06]   Link/s from the episode: Visit Archway Legal: https://archwaylegal.com.au    About our Guest: Archana Manapakkam is a skilled tax lawyer with over a decade of experience as a tax professional. Prior to establishing Archway Legal, Archana worked as a Senior Associate in the tax team at Macpherson Kelley Lawyers. She has previously worked as a tax consultant for PwC (where she kicked off her career in their international tax and GST teams) and as a solicitor at Rigby Cooke Lawyers.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Looking for more ways to broaden your property portfolio? Well, property development may just be what you need. Today, we have a chat with Rob Flux, Founder of Property Developer Network and one of the go-to people who are incredibly knowledgeable about property development. We cover the benefits and risks of property development, who it’s for and how it ties into your portfolio. We also talk about what you need to know before getting into property development…Mistakes most people make getting started…Living a minimum viable life…And much, much more! If you want to know how to achieve a life of freedom, choice and abundance, this episode should be on your watch (or listen) list! Also, if you enjoy this episode, don’t forget to like, rate, comment, share, subscribe and tune in weekly for more talks on property, business, and life. See you on the inside!   In this episode, we cover: A quick overview of Rob’s background in property [02:40] Negative gearing strategy vs. positive cash flow [04:05] Rob’s journey and how he got started in property development [06:42] What gave Rob the confidence to take on a big project as a first-timer? [09:55] One of the first things he learned during the process [11:30] About Property Developers Network (and the path to teaching others) [12:38] What people need to know before getting into property development [14:18] Does a project’s location matter more than feasibility? [15:47] The optimal time to get into the market for a development project [18:22]  Rob’s profession before transitioning to property development [20:55] Why bother with property development? [21:49] Combining property development with property investment as a strategy [23:04] Should you focus on property investment, or development instead? [25:43] Can you have a day job and work in property development at the same time? [27:37] Achieving freedom & living a minimum viable life [29:04] A reasonable time frame from a standing start to ‘freedom’ through property development [34:13] How much do professional services cost? [37:39] The biggest mistake people make in property development [38:03] How to decide on your strategy [39:59] Rob’s end goal [42:03] Where to draw inspiration to keep going [43:15] Why Rob doesn’t aim for ‘billionaire’ status [45:01] A tidbit on low money-down deals [45:59]   Link/s from the episode: Visit Property Developer Network Join the Property Developer Network Facebook group Subscribe to Property Developer Network on Youtube Check out ‘Rich Dad Poor Dad’ by Robert Kiyosaki   About our Guest: Rob Flux is a Property Developer, Educator, Mentor & Public Speaker on all things property and property development. Having achieved his own financial freedom through property development, Rob now spends much of his time giving back to others through education and mentoring programs through his company Developer Network Pty Ltd, where he works with his clients to assist them in doing projects of their own by showing them the ropes along the way. Know more about Rob Flux   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Scaling a successful property portfolio quickly seems far-fetched and impossible… but is it? And if it is possible, how do you go about making it a reality? Today, we’re going to hear about a real-life success story. Joining us are Dashdot clients Bianca Kennedy & Charley Valher, as we talk about how they were able to buy 8 properties in just 15 months - which is pretty wild! That’s more properties than most people will buy in their lives! We chat about their journey, mindset, their evolution as people to get where they are now, their process, how they got started, their timeline and so much more, so you can get a sense of how their journey unfolded in the last 15 months. If you’d love to get insights on how it’s like to scale a property portfolio quite quickly, what that could mean for you and how to apply it to your own life, this episode is perfect for you. We’ll see you on the inside!   In this episode, we cover: Charley & Bianca’s background and how they got started investing in property [3:30] Bianca on buying her first property at age 23 [6:49] Their frame of mind when buying their principal property [8:43] Building wealth outside their business & why they chose to invest in property [10:11] What are Bianca & Charley trying to achieve? [14:56] Their timeline & strategy [15:43] The funny story of how they put an offer in their first property [18:11] The challenges they faced at the start of their property journey [24:16] Bianca’s first property and moving on to her next ones [26:58] Charley & Bianca’s 2nd property (San Remo, Central Coast) [32:29] Their 3rd and 4th properties (when their ‘addiction’ kicked in) [36:23] How they added 4 properties in succession [45:58] Their most recent purchase [48:39] Looking back at what they’ve accomplished [52:26] Charley & Bianca on their experience and next steps [54:06] Lessons learned throughout the whole journey [59:20] Advice to quickly scale your property portfolio [1:02:53]   About our guests: Charley Valher is a business owner, investor, cyclist, amateur chef and father from Melbourne, Australia. As Founder and CEO of Valher Media, he helps businesses reach a wider audience and build a loyal fanbase through podcasting and amplification on social media. Visit Charley’s website Check out Valher Media Bianca Kennedy is the Founder and Virtual CFO of Know the Score Finance. As an Accountant and Financial Planner, her focus is to help small businesses succeed by understanding the financial side of their business, work towards long term, consistent financial results and winning their game of business. Visit Know the Score Finance Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in! See omnystudio.com/listener for privacy information.

Asset allocation is a topic that is under-discussed in property, especially in terms of portfolio-building.  You see, while it’s a common term in traditional asset classes, it’s also an important concept to consider when talking about real estate… And basically, if you’ve ever created a plan or strategy to build your portfolio, you’ve already thought about how and where to allocate available assets. Today, we talk about asset allocation and take an interesting angle on thinking about capital allocation ratios and building your portfolio through a principles-based perspective. We also talk about why deal flow is not the problem…How the time horizon affects your property strategy…Why you should always go back to a “first principles” way of thinking…And so much more! See you on the inside!   In this episode, we cover: What do we mean by asset allocation? [06:12] 3 key components to a property’s success [07:49] Deal flow is not the problem! [09:20] Why 93% of investors never get past two properties, 74% past one [12:03] How to decide asset allocation in terms of your portfolio [13:37] Capital-to-debt ratio [15:34] Resources & tying in The Holy Trinity [21:42] Availability of assets in the marketplace [25:23] Borrowing capacity & allocating it to one or more properties [29:19] How the time horizon affects your property strategy [33:39] How emotional and financial fortitude affect asset allocation [37:46] A deeper look at time horizons [44:46] Always go back to “first principles” thinking [49:46] Supporting analogies [54:28]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!  See omnystudio.com/listener for privacy information.

Most - if not all - of us have a dream home we’re working towards. However, that property we want may cost more than what we can afford at the moment and so we feel stuck on what to do next...  And the thing is, none of us really want to keep renting forever. So what’s the next best thing? Rentvest. Today’s episode is all about rentvesting and how it can help you get your dream home faster. We tackle what it is, how it works and why it’s a good strategy to use. We also cover diversification, financial mechanics and thinking about your portfolio as a strategy to get to where you want faster. We also talk about reasons why you might want to rentvest…How people get confused when financial mechanics come into play…How to buy your dream home...And so much more! Tune in now and we’ll see you on the inside!   In this episode, we cover: Current state and changes in the property market [03:24] Scenario 1: Buying one $1M property [09:14] Scenario 2: Buying two 500,000 income-producing properties [14:00] People often get confused when financial mechanics come into play [16:29] A reason for why you might want to rentvest [17:27] 3 big reasons to rentvest [20:07] Lifestyle [21:25] Borrowing capacity [29:36] Diversification [30:33] Increase savings in cash [34:28]  So how do you buy your dream home? [37:07] Begin with the end in mind [40:11] Identifying your goal and committing to it [44:45]  Rentvesting key points [49:19]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

From the outside, investing in the commercial property market can appear complex and open only to those with large sums of capital. In reality though, this isn’t the case at all. The stakes may be high and there are risks involved that may put you off investing in commercial property, but if this strategy is right for you, everything is well worth the effort! Today, we speak with successful commercial property investor Helen Tarrant about commercial property cash flow and growth. We touch on her journey from running a salon to property investing, her definition of success, residential vs. commercial property, the risks involved and more. We also talk about whether or not growth in these kinds of properties is a myth…How much capital you really need to get started…Where people go wrong when investing in commercial properties…And so much more! Whether you are an aspiring investor or someone who already has a residential portfolio and you’ve been interested in getting into commercial property investing, creating more cash flow in your investment portfolio and how you should approach it, then you'll love this episode! Tune in now and we’ll see you on the inside!   In this episode, we cover: Helen’s backstory and work [03:01] Transitioning from running a salon to property investing [08:47] Taking a leap of faith on her first commercial property investment [11:34] Residential vs. Commercial property in the context of yield and risk [13:33] Is growth in commercial property markets a myth? [16:04] Commercial property capital growth in a flat market [19:28] Commercial property capital growth in a feverish market [23:00] How to monitor commercial property markets [26:58]  Understanding the risks of commercial property investing [28:08] How does residential fit into a commercial strategy, and vice-versa? [30:34] Where do people go wrong when investing in commercial properties? [34:30] Setting expectations and getting your mind ‘market-ready’ [39:29] How Helen defines success [40:59] The habit or belief that has shaped Helen’s view of the world today [43:15]   About our guest: Helen Tarrant is a successful commercial property investor who has, along with her husband, built a commercial property portfolio of over $10 million within 5 years. She holds a Bachelors in Law and a Masters in Law degree from Australian National University along with her real estate licence. In 2016, Helen started to teach commercial property investment through seminars all around Australia.   Visit Helen’s website: https://helentarrant.com/ Check out Helen’s YouTube channel: Commercial Property Roadshow   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Freedom is something most of us crave but often have a hard time achieving. Ultimately, we all want the same thing: to do what we want, when we want and with who we want. So, wouldn’t it be amazing to just have a formula especially made for you to achieve the life you really want? Today, we speak with award-winning property expert Bushy Martin about “the freedom formula”. We tackle why you should optimise the time you’ve got and what you need to look at in order to transform your life and get the level of freedom you want, while getting some practical and feasible life advice you can apply in your life. We also talk about utilising the R.E.A.D. concept to free up more time…What the freedom formula is in a nutshell…The 3 forms of strategies you need to get your head around…And so much more! Whether you’re a business owner, top executive, entry level, blue collar worker, wannabe-investor who aspires to pursue the freedom to live their life— this episode offers snack-able takeaways that you can digest and eat at your own time! Tune in now and we’ll see you on the inside!   In this episode, we cover: Get to know Bushy and his origin story [03:52] Experiencing a “Robert Kiyosaki moment” [09:48] Living by design [12:10] What is something that has significantly improved Bushy’s life? [13:51] Understanding yourself can change your life [15:23] Developing healthy habits as a foundation for building wealth [17:15]  How to optimise the time you’ve got [21:38] Utilising the R.E.A.D concept to free up more time [23:27]  Shifting from success to significance [24:47]  Helping people discover their ideal lifestyle [26:00] Commander’s intent vs. a linear plan [30:22] The 3 forms of strategies you need to get your head around [32:13] What is the ‘freedom formula’ in a nutshell? [36:40] The setup factors: value, interest & time [39:00] How can you balance growth and affordability? [40:45] From capital growth to cash flow: an investment portfolio management perspective [43:22] Being a passive-aggressive investor and selling labour-intensive income streams [48:11] The sustainability factors: affordability, mindset, income, network & strategy [50:53] Bushy’s book & dog charity [54:50] Leaving everyone you meet smarter and smiling [55:49] Advice for those just about to start their wealth building journey [57:34] The T.L.C. in wealth [01:01:24]   Link/s from the show: Visit Bushy’s website to get his book: The Freedom Formula To know more about success and significance, check out Episode 86: How to Find Success and Significance in Business and Real Estate Investing with Jen Du Plessis Check Investopedia for some technical terms: https://www.investopedia.com  Get property finance strategy through https://knowhowproperty.com.au/   About our guest: Bushy Martin is an investor, founder, author and media commentator, recognised as one of Australia’s most trusted experts in property, investment and lifestyle. As the founder of leading property finance and advisory firm KnowHow Property, Bushy has helped over 1700 time poor professionals secure more than $550 million in property to improve their lifestyle and replace their income safely, easily and affordably. He is the author of two award winning books, including the acclaimed The Freedom Formula: Live More, Work Less And Leave A Legacy and Get Invested: Do You Want To Live More Or Less? Bushy also interviews some of the world’s leading investors and high performers each week on his podcast, Get Invested.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

With so much information available for investors and those just starting, there’s a tendency to get confused over which ones will actually help you invest well... And with such a dynamic and ever-changing market, there’s just as many opportunities to make significant gains as there are possibilities to make significant mistakes. So what information do you really need to know? Today, we speak with property expert Terry Ryder about how to make good investments for the long term. We tackle questions like, “Do interest rates really drive growth?” and, “Is the current boom in the capitals sustainable?” while getting a good look at the current Australian property landscape. We also talk about how to assess portfolio risks…Some economic factors that affect the property market…If a town’s size affects its investability… And so much more! If you are an investor of any type, shape, age or form and you’re thinking of buying real estate or trying to understand what is currently happening in the market to make sense of it all, you’re going to love this episode! Tune in now and we’ll see you on the inside! In this episode, we cover: Current trends shaping the property landscape [04:26] Do interest rates play a role in the national property boom? [05:17] Economic factors affecting the property market [08:12] The Inland Rail Link Project’s impact over the long term [11:10] Does a town’s size affect its investability? [12:46] How do you assess portfolio risk? [14:44] Understanding Macroprudential Regulation in the context of booming markets [19:17]  How to think about your investment strategy in the current market [23:52]  Are capital city prices really booming and is it for the short or long term? [26:45] The regional exodus trend & changes in lifestyle decisions [29:00] Defining & quantifying “lifestyle factors” in real estate [33:43] Assessing locations that are both cheap and lifestyle-centered [36:08] How to identify & analyse markets that are in transition [40:56] Is internet connectivity a significant hidden driver in the exodus trend? [44:52] Advice for people who are trying to make sense of this market [47:22] Should you focus on cash flow or growth? [50:48] Link/s from the show: Check Investopedia for some technical terms: https://www.investopedia.com  Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/) Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.as.me/discoverycall) If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Everyone’s journey is different.  You might be a business owner experiencing wins left and right or you might be a property investor trying to navigate a frothy market that has a lot of hype and hubris. Regardless of your situation, it’s important to be able to assess risk, cut through the noise and make sure you’re making decisions to support your goals and give you long-term prosperity, enjoyment and happiness. The thing is, you don’t have to live a diminished, frugal life right now to have a lofty goal at the end of the road! You can live life to the fullest and still make decisions that will set you up for success in the future, not just today. In this episode, we talk about how to navigate thinking around making decisions for a sustainable business. We answer questions like, “Is now the time to accommodate risk?” and, “Should we spring for the fence without worrying about the other side of it?” and more. We also cover using profit to invest in innovation…How to make investment decisions…Minimising risk in business for sustainability…And so much more! See you on the inside!   In this episode, we cover: An update on life at the moment [02:52] Actively compound your wins [05:50] Gradients beyond Exponential [09:46] The industry is booming… so should you get into the market? [11:48] Should you start optimising for survival instead of maximum gain? [15:21] Using profit to invest in technology and innovation [19:45] Minimising risk in business for sustainability [27:55] Have a gameplan & a good buffer to prevent operating in fear [33:41]  How to make investment decisions [40:02] Remove short-term decision-making for sustainability [44:43] It’s not about making money - it’s about creating value [48:37] Don’t get caught in hubris! [50:51]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

Every so often, financial jargon gets thrown around and while they’re all actually used in the real estate space, they’re not always used in the right context. When you talk about Return on Investment or ROI, do you actually mean Return on Capital? And what is that about, really? Or perhaps you consider principal payments a burden when in fact, it’s actually PROFIT for your property?   If this sounds like you (or someone you know), this episode is exactly what you need to dive into. Today, we cover terms like Return on Capital, Internal Rate of Return, Debt Service Coverage Ratio or DSCR, what metrics to look out for, and get to the bottom of what they are and what they should mean to you as an investor. We also talk about the 2 metrics you should focus on to know if you should invest or not…The key to a healthy, growing business…Cash-on-Cash Return or ROI…And lots more. See you on the inside!   In this episode, we cover: Correct property terms used in the wrong context [05:10] Return on Capital vs Return on Investment [09:32] How about ROI vs Internal Rate of Return? [16:44] How to measure cash flow as it relates to investment [21:24] Explaining Net Operating Income [22:54]  Debt Service Coverage Ratio [24:37] Net Cash Flow or Net Yield [27:18]  Cash-on-Cash Return (also known as COI) [29:53] The 2 metrics you should focus on to know if you should invest in an asset [31:29] Circling back to ROI vs Cash-on-Cash Return [32:25] Principal payments are profits, not cost of debt [33:05] The key to a healthy, growing business [36:39]   Link/s from the show: Investopedia: https://www.investopedia.com  Property Metrics: https://propertymetrics.com    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

If you own a home, or have ever thought about it, you have undoubtedly thought about how much the repayments are going to cost...It is natural then, to start thinking… “How can I reduce my debt!?”But… what if there was a way that you could actually use the debt in your home to fuel a powerful portfolio… And at the same time, reduce the cost of the repayments on your home? You see… Real estate is like a chess game with lots of pieces you need to move strategically to win, and if you enjoy pondering over these aspects of property, today’s conversation will be of real benefit to you. We share actionable items for homeowners and talk about the idea of turning the debt on your home into tax deduction, using it to fund your investments, why this strategy works well in this asset class, how to approach debt recycling depending on where you are on your journey, and who it’s for.  We also cover using your debt as leverage…Who you should speak to about using debt recycling as a strategy…Other ways to get equity out of your property for debt recycling…And so much more. See you on the inside!   In this episode, we cover: Why talk about debt recycling (and who is it for)? [07:06] The downside to owning a home [11:12] Debt recycling is a challenging concept for some people [14:24] How to strategically approach debt recycling [16:03] Why does this strategy work well in real estate? [18:41] Factoring in tax deductibility [21:24] How debt recycling makes good use of leverage in this asset class [23:27] Debt recycling is a good strategy, but be aware of its downsides as well [26:21] Who should you speak to about using debt recycling as a strategy? [30:57] Debt recycling is not a ‘chips & dip’ strategy [34:29] A game of finance with high stakes [38:44] Other ways to get the equity out of your property for debt recycling [40:00]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

The world of property is huge and full of ups and downs, and a lot of people are still in the fog when it comes to what is best for them and how to manage different aspects of their property journey. In this episode, we share our thoughts on things like interest rates, stock levels, what’s been going on in the property space, LMI and if going that route is a good fit for you. We also look briefly into New Zealand’s property market... Discuss whether or not property truly is for everyone…If there’s a line people need to meet before they get on the property ladder…And much, much more! See you on the inside!   In this episode, we cover: What’s been going on in the property front? [03:01] A look into New Zealand’s current property market [06:47] Is New Zealand trying to change their market, and will Australia follow their lead? [12:48] How are stock levels staying low despite Australia’s population decline? [16:07] How Harry Triguboff helped reshape Australia’s apartment market [21:06] The only way to go is up [23:39] Interest rates and where they’re headed [25:04] Managing rising interest rates & its effects [30:01] Is it a good strategy to buy property using LMI? [36:33] What is considered “hell week” for property investors? [46:21] Property investing can’t be for everyone… right? [49:24] What is the ‘line’ that qualifies people to get into the property market? [55:44] Property is not a one-size-fits-all [58:41] Buying property DIY poses risks that you should be ready to manage [01:03:04]   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

It’s easy to mistake a cheap market for an emerging market. With multiple things to consider, how can you tell if you’re investing in the right one and not setting yourself up for a bad investment? Today, we talk about the 5 key metrics for selecting emerging markets. From defining what it is, how different it is from a hotspot, and why we should be talking about it, we unpack a lot - and mention some ‘secret sauce’ along the way. We also talk about risk profiles and making decisions around them…Why you should consider a market’s future supply risk…The factor of rental demands & vacancy rates…And much, much more. So jump on in and we’ll see you on the inside!   In this episode, we cover: Why should we talk about emerging markets? [04:23] Defining what an emerging market is [05:42] The difference between hotspot & emerging markets [15:05] Risk profiles & decision-making [18:46] What to look out for & understand when investing in emerging markets [25:34] Factoring in supply and demand [27:34] Considering a market’s future supply risk [31:22] Median rents versus median yields [35:26] Rental demands & vacancy rates [37:04] A market’s project pipeline & completion probability [39:32]   Link/s from the show: The ‘Hunting Hotspots’ playlist on Youtube    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

“What got you out of Egypt may not get you to the promised land.”  Once you’ve gone past three or four properties, tailoring the way you play your real estate journey becomes more important. So how do you get from here to there? How can you make your portfolio better?  Think of your investment as a business. In this episode, we explore how to think about the next big step in your investment journey. We talk about portfolio structuring…Why the real estate industry is obsessed with keeping costs low…How to approach land tax…And heaps more! We’ll see you on the inside!   In this episode, we cover: An introduction to portfolio structuring [03:43] Trusts and asset protection in portfolio structuring [05:19] A simple way to think about real estate investment [08:22] Why it’s good to isolate your assets from one another’s risks [11:13] Profit distribution from one business to another [15:43] The real estate industry’s obsession with keeping costs low [20:15] Trust structures and asset mixing [24:43] How to think about portfolio mix in terms of types of assets [28:57] Costs no longer matter if you see your investment as a business [35:49]  Is it worth considering the costs that will be triggered? [41:09] How to approach or think about land tax [45:00]   Link/s from the show: Advanced Property Finance Strategies with Stephen McClatchie    Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.

You’ve probably heard the story of Goldilocks a thousand times or more by now, and her finding the porridge that was ‘just right’. In terms of property investing, finding the right time to invest holds a similar concept. You need to get into the market at a time when it’s ‘just right’ to get maximum profit from market cycles... And by understanding market cycles, you’ll be able to optimise your investments when the market is at its peak - and even when it isn’t.  In this episode, we tackle the Goldilocks Zone and why it is the ideal time to get into the market.     We talk about market cycle fundamentals…Why rents rise first and prices follow…How the cycle works with the APEX progression…And much, much more. See you on the inside!   In this episode, we cover: A walk-through of market cycle fundamentals [06:13] How do we identify where we’re currently at in the cycle? [12:25] Timing is everything [15:59] Understanding growth cycles [18:30] How does the growth cycle relate to the rental cycle? [21:12] Where in the cycle is the Goldilocks Zone? [23:31] Why do rents rise first, and prices follow? [25:00] Signs that you’re already too late in the cycle [29:44]  What should we do if we already missed the Goldilocks Zone? [30:58] How the cycle works with the APEX progression [34:00] Timing the market vs. relying on value-adding strategies [39:18] What to do when the “boom’ is over and holding a property doesn’t do that much [45:54] The Holy Trinity as a risk mitigation strategy [50:00]   Link/s from the show: Check out our Hunting Hotspots Series (https://www.youtube.com/watch?v=Qc2YvjzmXT8&list=PL8JUAH5YoY90PhmHZ4bIrxcZOFSACQVfG)   The Biggest Boom in History? Understanding the 18.6 Year Cycle with Akhil Patel (https://theinvestorlab.com.au/podcast-ep72-the-biggest-boom-in-history-understanding-the-18-6-year-cycle-with-akhil-patel/)   Psychographics Vs. Demographics: An Investor’s Hidden Edge (https://theinvestorlab.com.au/podcast-ep31-psychographics-vs-demographics-an-investors-hidden-edge/)   Vacancy Rates: The Misunderstood Metric (https://theinvestorlab.com.au/podcast-ep29-vacancy-rates-the-misunderstood-metric/)   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks, and we hope you enjoyed today’s episode!See omnystudio.com/listener for privacy information.

We usually talk about investing in cash flow positive properties in high growth areas, but how about using a totally different strategy in building your property portfolio? The reality is, there’s no one-size-fits-all strategy, and each one works for different people at different points of their life, for a variety of reasons...  And if you’ve never heard of blue chip property investing, this is the perfect time to get acquainted. Joining us in this episode is Jack Henderson of Henderson Advocacy. With his expertise and experience, we’ll go deep into the world of blue chip property investing. We also cover the strategy behind this type of investment…The financial mechanics of how it all works…The debate between getting houses versus apartments using this strategy…And heaps more! See you on the inside!   In this episode, we cover: An overview of Jack’s background [03:31] The strategy behind blue chip property investment [04:59] The blue chip strategy is for people with no limitations on borrowing capacity [09:04] Is it purely about location? [10:30] What’s the exit strategy for this type of investment? [12:34] Refinancing and using offsets as an income [18:22] Would this strategy change if interest rates go back like they were in the 90s? [20:05] Houses vs Apartments [22:36] What most people get wrong about investing [30:44] Jack’s definition of success [35:30] The beliefs, behaviours, and habits that changed Jack’s life [41:30]   Link/s from the show: Henderson Advocacy Website (http://www.henderson.com.au/)    About Jack: Jack Henderson is the Founder and Managing Director of Henderson Advocacy, a company that offers an opportunity to save time, money, and emotional stress in getting the right property. He started his investment journey at a very young age, purchased his first property at 18 years old, and managed to build a multimillion-dollar property portfolio in just a few years.   Connect With Us: The Investor Lab Membership (https://theinvestorlab.com.au/jointhecommunity) Dashdot Buyers Agents Website (https://www.dashdot.com/au/)   Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)   Ready to work with us directly? (https://dashdot.as.me/discoverycall)   If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Thanks for tuning in!See omnystudio.com/listener for privacy information.