The Gold Collar Investor

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Persistence

In today's show, Pancham interviews Rod Khleif - an entrepreneur, multiple business owner, philanthropist, real estate investor, and host of The Lifetime CashFlow Through Real Estate Podcast. Rod Khleif had lost $50,000,000 in real estate when the 2008 market crash happened. He can't do anything about it and could only change one thing: his mindset. He started once again from the bottom, redirected his focus, and has now built multi-million dollar businesses! In today's show, Rod will walk us through how to utilize your goals to become a source of your encouragement. He will also share his approach in real estate businesses and true happiness from his acts of service. Need help on where to focus your mindset? Or do you need help to set goals that could effectively drive you? Well, this episode is for you! Enjoy! Quote "The secret to this and the secret to where we are right now is to manage your focus. Focus on what you want, not what you don't want. Get very tuned in to what you want." Timestamped Shownotes: 2:18 - Pancham introduces Rod Khleif to the show 3:32 - How he got into real estate investing 6:35 - The shift in his mindset from losing his assets to redirecting his goals 11:47 - A live goal-setting workshop to help fuel your motivation 20:25 - The power of visualizing your goals 26:34 - Seeking happiness by giving back 32:12 - Why he focuses on investing in multifamily properties 38:19 - How gratitude attributed to his success 42:57 - Taking the Leap Round 42:57 - His first investment outside Wall Street 43:05 - How he overcame limiting beliefs 43:46 - One investment that did not go as expected 44:31 - Why investors should invest in hard assets 48:00 - Rod's contact information 3 Key Points: Learn where you should direct your focus. Don't fear what could happen. Instead, it is something that needs to be prepared for. Investing in multifamily properties to guarantee cashflow Get in Touch: Rod Khleif Website - https://rodkhleif.com/ Own Your Power Success Tips - https://www.youtube.com/watch?v=nw-wkh91BHU&list=PLKbOlB6GWTy3Nbw_KTZeis7iRlLgD-P9Y Multifamily Virtual Bootcamp - https://members.lifetimecashflowacademy.com/presell-page1584645359973 Text RODLIVE to 41411 to attend the Multifamily Virtual Bootcamp Use the code RODFRIEND to get $50 off in Multifamily Virtual Bootcamp The Lifetime CashFlow Through Real Estate Podcast - https://rodkhleif.com/lifetime-cashflow-podcast/ The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ Pancham Gupta Email - [email protected] Books Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing by Bronnie Ware - https://www.amazon.com/gp/product/B07KNRLY1L/ref=dbs_a_def_rwt_bibl_vppi_i0 Think and Grow Rich Series by Napoleon Hill - https://www.amazon.com/gp/product/B087JLT3JB?ref_=dbs_dp_rwt_sb_tpbk&binding=paperback Tony Robbins' Books - https://www.amazon.com/Tony-Robbins/e/B001LHUY84%3Fref=dbs_a_mng_rwt_scns_share The Miracle Morning Series by Hal Elrod - https://www.amazon.com/Miracle-Morning-14-Book/dp/B08426248V

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Humility

In today's show, Pancham interviews Vikram Raya – a doctor, investor, entrepreneur, coach, speaker, and a philanthropist. An all-rounder that makes it look so easy! Vikram is devoted to sharing his wisdom to others in terms of health, wealth, and success. He co-founded and is the Principal of Viking Capitals Investments, a multi-family investment company and is the founder of Vitology Institute, a dynamic wellness center. With his passion and commitment, He was recognized as Outstanding 50 Asian Americans in Business. In this episode, Vikram shared different principles that he used in achieving his own version of freedom. He will also share his personal stories that could motivate you to take the next big step in investing. If you want to know more how to go beyond in order to gain 5 Freedom, this episode is for you! Quote: "If any of you are interested in expanding where you are, where you want to go, your income, your levels - keep your day job. Work very hard for it, be the best at it. But then, use your nights and weekends for higher value. " Timestamped Shownotes: 0:30 – Pancham introduces Vikram to the show 3:47 – Vikram shares his entrepreneurial career 10:52 – All about Vitology and how it optimizes health 15:40 – Guide on his principle of 5 Freedoms 17:32 – His struggles of transitioning to real estate investing 24:09 – How his morning routine helped with his success 34:42 – Taking the Leap Round 34:42 - The first time he invested outside Wall Street 35:11 – His fears in investing outside Wall Street 37:14 - One investment that did not go as expected 38:39 - One piece of advice to aspiring investors 39:41 – Vikram's contact information 3 Key Points: Importance of reading books to gain insights and wisdom Achieving 5 Freedoms to be able to live limitless Making the most of the morning routine to be productive Get in Touch: Email - [email protected] Viking Capital Website - http://vikingcapllc.com/ Vitology Institute Website - https://vinstitute.com/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ His Morning Toolkit: Athletic Greens – https://athleticgreens.com/products/ultimate-daily-greens-powder/us Muse Headband - https://choosemuse.com/shop/ Insight Timer App - https://insighttimer.com/ Ziva Meditation - https://zivameditation.com/ Beachbody On Demand - https://www.beachbodyondemand.com/ Intelligent Change Productivity Tools - https://www.intelligentchange.com/ Books: Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054 Ready, Fire, Aim: Zero to $100 Million in No Time by Michael Masterson - https://www.amazon.com/Ready-Fire-Aim-Hardcover-9780470182024/dp/B01GMK68AC/ref=tmm_hrd_title_0?_encoding=UTF8&qid=&sr= The 5AM Club: Own your Morning. Elevate your Life by Robin Sharma - https://www.amazon.com/gp/product/1443456624/ref=as_li_tl?ie=UTF8&tag=wwwrobinsharc-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=1443456624&linkId=962af3649bae8903a367ed8b1f173081 The Miracle Morning Book Series by Hal Elrod - https://www.amazon.com/gp/bookseries/B01ILUVCF2 Eat That Frog!: 21 Great Ways to Stop Procastinating and Get More Done in Less Time by Brian Tracy - https://www.amazon.com/Eat-That-Frog-Twenty-one-Procrastinating/dp/0792754840

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Good Habits

In today's show, Pancham interviews Dave and Regina Fabry, expert in campgrounds and investing in campgrounds. They are also the founder of the outdoor hospitality investments Campfire Properties. Both Dave and Regina were part of the corporate world when they decided to start a new beginning in campground investing. They left their high-paying jobs and sold their primary house to explore new campgrounds and get to do what they love most – travelling. In today's show, Dave and Regina will share their adventures on why they decided to started campground investing, how homeschooling has helped their kids and how the right time to invest in campgrounds is now. If you're having doubts on why you should invest in campgrounds, listen to this episode to guide you! Enjoy! Quote: "I figured there had to be something different. There had to be something better, something that I could control better for our family and for our future. And so, Regina gave me the little purple book, "Rich Dad Poor Dad". I read that and I was all-in. "Okay real estate. Yeah, let's do that."" Timestamped Shownotes: 2:54 – Pancham welcomes Dave and Regina to the show 3:51 – Their background and why they decided to do campground investing 6:05 – Their mindset when they decided to do campground investing 13:12 – Privileges of homeschooling their children 18:14 – What campgrounds is all about 22:31 – How they earn profits in campground investing 29:34 – Major differences of campground investing from others 34:58 – Taking the Leap Round 34:58 – The first time they invested outside Wall Street 35:59 – Fears they overcame when they first invested outside Wall Street 38:16 – One investment that did not go as expected 41:48 – One piece of advice they would give to someone who wants to invest in the Main Street 42:58 – Their contact information 3 Key Points: Understanding the basics of campground investing Major benefits on homeschooling their kids Differences between campground investing and other property investing Get in Touch: Campfire Properties Email - [email protected] Campfire Properties Website - https://campfireproperties.com/ Pancham Gupta Email - [email protected] Download free report on top 6 reasons to invest outside of wall-street: https://thegoldcollarinvestor.com/download/ Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Who do you hold accountable?

In today's show, Pancham interviews Holly Williams. Holly is the founder of KeepMore.com and the author of "Hidden Investing: What The Wealthiest 1% Know That We Don't" Holly was an advertising executive by day and a real estate investor by night. After 2 decades of juggling investing and advertising, she finally said goodbye to her 9-5 job, discovered what she describes as "hidden investments", established KeepMore.com, and is earning passive income solely on her properties. Here's the best thing: KeepMore.com already has over 20 communities and has encompassed over 4,500 units! In this episode, we'll talk about her hidden investments and different assets she invested in. She will also share the myths in real estate investing and the truth behind those myths. Want to know how to invest like the top 1% Wealthiest People? Well, don't miss this episode! Enjoy! Quote "I wrote Hidden Investing after I discovered multifamily real estate and realized that 'Yes, indeed; that the wealthy don't invest like most of us, like we're told.' " Timestamped Shownotes: 2:47 - Pancham introduces Holly to the show 4:13 - Why she decided to invest in real estate 9:40 - Her purpose in writing Hidden Investing 16:37 - How she diversifies her investments to maximize cashflow 21:46 - Her personal favorite investments 24:13 - Getting ready for the worst case scenario 27:47 - First investment outside Wall Street 29:08 - Her fears in investing outside Wall Street 30:25 - On planning ahead of time to have better investments 32:50 - Her advice to investors who are starting out 35:28 - Holly's contact information 3 Key Points: Her acquired learnings throughout her real estate career Different assets to invest on to earn passive income Importance of prospectively planning your investments Get in Touch: Holly William Website - https://keepmore.com/ Get your Special Free Report at [email protected] TGCI #5: Gold Collar Investor Banking. Different Angle on Life Insurance - You DEFINITELY want to listen to this! - https://thegoldcollarinvestor.com/show5/ Download the Free eBook "Top 6 Reasons To Invest Outside of Wall Street" on https://thegoldcollarinvestor.com/download/ Pancham Gupta Email - [email protected] Books Hidden Investing: What The Wealthiest 1% Know That We Don't by Holly Williams - https://www.amazon.com/Hidden-Investing-Holly-Williams/dp/B089J17DF9 Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of taking risk

In today's show, Pancham interviews Jordan Goodman, a financial journalist for over 4 decades now. Jordan is also the host of Money Answers Radio Show, a Wall Street Correspondent at MONEY Magazine, and the author of 13 best-selling books on personal finance such as Master Your Debt, Everyone's Money Book, and Fast Profits in Hard Times. Jordan is also known as "America's Money Answers Man." True to his nickname, he frequently appears on national and local TV and radio shows all over the country to answer every investor's question about personal financial issues. In this episode, Jordan covered the basics of personal finance. He also shared his opinions on the current market and what he predicts the future market would be. Jordan also provided ideas in terms of where you can invest your money. If you'd like to increase your personal finance knowledge, this episode is for you! Quote "My whole style is to help give practical strategies and resources to help people actually implement those strategies." Timestamped Shownotes: 4:32 - Pancham introduces Jordan to the show 5:55 - How he got into personal finance journalism 8:04 - His thoughts on the stock market and the current market status 12:08 - His prediction on the continuation of market liquidity 15:20 - Why the stock market would keep accelerating amidst COVID-19 18:15 - Where he invests his capital 22:25 - All about the Mortgage Optimization strategy 32:41 - First investment outside Wall Street 33:07 - His fears in investing outside Wall Street 33:33 - One investment that didn't do well 34:16 - His advice to novice investors 36:45 - Jordan's contact information 3 Key Points: Analyzing the market performance in the stock market Importance of knowing where to invest your finances Utilizing the Mortgage Optimization strategy Get in Touch: Jordan Goodman Website - https://moneyanswers.com/ Equity Optimization™ Website - https://truthinequity.com/ TGCI #42: First Generation Indian Immigrant to $2.5B Assets Under Management in 6 Years! - https://thegoldcollarinvestor.com/swapnil-agarwal-indian-immigrant-real-estate-interview/ The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ Pancham Gupta Email - [email protected]

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: How to ask for a small favor?

In today's show, Pancham interviews William Rhind, an expert on ETFs. William is the founder and CEO of GraniteShares, a firm that offers simple cost-effective access to differentiated investments. Realizing his passion to help ETF investors gain access to affordable investments, he left his high-paying job and built GraniteShares. Through his hardwork and dedication, GraniteShares was recognized as New ETF Issuer of the Year at the 2017 ETF.com Awards and the Best New Smart Beta ETF Award for GraniteShares XOUT U.S. Large Cap ETF last 2019 ETF.com Awards. In this episode, William shared everything he knows about ETFs investments. He will also guide us so we can understand how the process of investing works and how these ETFs can help build your portfolio. If you want to know more about ETF investing, this episode is for you! Quote "That's always important to me, personally, to have gold as part of our investment offering because I always felt like; you know I always believe in gold, I felt like gold should be part of our portfolio." Timestamped Shownotes: 1:48 – Pancham introduces William to the show 2:56 – Why he build GraniteShares and how he innovated the business 7:08 – What makes GraniteShares Gold Trust BAR different from GLD ETFs 11:11 - His pricing strategy on expense ratios 13:19 – Overview on GraniteShares XOUT U.S. Large Cap ETF 17:37 – Importance of transparency for ETF investors 21:05 – How he manages their ETFs investments 28:51 – Positive changes in his business amidst COVID-19 32:08 – All about GraniteShares Platinum Trust 34:43 – His everyday routine that has helped with his success 38:06 – His first investment outside Wall Street 38:45 – Fears he overcame when he started GraniteShares 41:23 – One investment that didn't go as expected 44:15 – Advice to people who wants to invest in ETFs 45:50 – William's contact information 3 Key Points: Understanding how different ETFs investment works Innovation of GraniteShares on their investment offers What to look out for investing in ETFs Get in Touch: GraniteShares Website - https://graniteshares.com/institutional/us/en-us/ William Rhind LinkedIn - https://www.linkedin.com/in/william-rhind-5434367/ GraniteShares Twitter - https://twitter.com/graniteshares?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor GraniteShares LinkedIn - https://www.linkedin.com/company/graniteshares/ Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Visualization

In today's show, Pancham interviews Jilliene Helman, a certified wealth strategist. Jilliene is also the CEO and founder of RealtyMogul. Jilliene left her high-paying job when she realized her goal of helping investors generate passive income and investments. Her dedication to finding investment opportunities helped RealtyMogul gain recognition as one of the top real estate crowdfunding platforms. Today, RealtyMogul now has over 200,000 members on the platform with 20,000 investments, and counting. Jilliene was also included in Forbes' 30 under 30 list last 2015 and has been recognized as Woman of the Year by Fintech last 2017. In this episode, Jilliene shared how she came up with RealtyMogul, what she looks for in investments, and her passion of providing people a home. You'll surely learn valuable real estate and crowdfunding lesson and insights in today's episode so don't miss it! Quote: "One of our cultural values is details matter. And what that means is that we're willing to dive in. We're willing to understand the risks of the investment." Timestamped Shownotes: 2:10 – Pancham introduces Jilliene to the show 3:44 – How she got into real estate business 5:54 – Her mindset when she built RealtyMogul 9:51 – Improvements in her investment portfolio 12:53 – Where she focuses her investments 15:29 – Changes in her business amidst COVID-19 20:20 – How to invest using RealtyMogul 23:45 – How journaling and gratitude has helped her 29:28 – Taking the Leap Round 29:28 – The first time she invested outside Wall Street 31:10 – Her fears when it comes to investing outside Wall Street 32:30 – One investment that did not go as expected 35:32 – One piece of advice to aspiring investors 36:54 – Jilliene's contact information 3 Key Points: Importance of knowing the risks in investments Being dedicated to achieving the goals of the company Knowing your business priorities Get in Touch: RealtyMogul - https://www.realtymogul.com/ RealtyMogul Knowledge Center - https://www.realtymogul.com/knowledge-center The Five Minute Journal - https://www.intelligentchange.com/products/the-five-minute-journal The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: Focus

In today's show, Pancham interviews Robert Helms. Robert is the 2nd generation investor, an international developer, the co-author of "Equity Happens", and the radio host of the most downloaded podcast on real estate "The Real Estate Guys". With his dad being the "Godfather of Real Estate", he inherited his passion on real estate and has been a real estate agent in 9 states and 6 counties. He also has been ranked in the top 1% of the world's largest real estate organization. Today, his past and current projects are now valued at over $800 million - a remarkable feat indeed! In this episode, Robert shared why investing in real estate is the biggest wealth. He also shared why he decided to invest in a larger scale and what to look out for when investing internationally. If you want to explore and invest out of your area, this episode will surely guide you! Enjoy! Quote: "If you're only willing to invest in your own city, or county, or state, you're just living a lot of opportunities on the table." Timestamped Shownotes: 2:10 – Pancham introduces Robert to the Show 3:52 – Major influence on how he got into real estate 5:04 – His tips in investing out of state and internationally 10:09 – Why he decided to invest internationally 15:05 – His achievements on investing in Belize 17:58 – How his business adjusted to COVID-19 20:38 – All about the Crisis Investing Series 24:32 – His morning routine 29:13 – The first time he invested outside Wall Street 30:04 – Fears he overcame in investing outside Wall Street 32:19 – One investment that didn't turn out well 34:06 – One piece of advice to aspiring investors 35:39 – His favorite asset class 38:03 – Robert's contact information 3 Key Points: Why you shouldn't limit yourself to invest locally What to look out for in investing internationally Impact of COVID-19 on his investments Get in Touch: The COVID-19 Crisis Investing Webinar Series - https://realestateguysradio.com/crisis-investing-series/ The Real Estate Guys Radio Show - https://realestateguysradio.com/ Robert Helms Email - [email protected] The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Books: Equity Happens: Building Lifelong Wealth with Real Estate by Robert Helms - https://www.amazon.com/Equity-Happens-Building-Lifelong-Wealth/dp/0977488705 The Miracle Morning Book Series by Hal Elrod - https://www.amazon.com/gp/bookseries/B01ILUVCF2

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Gratitude

In today's show, Pancham interviewed Josh McCallen, a business turnaround expert. Josh owns Renault Winery Resort and Golf and investment firms Accountable Equity and VIVÂMEE Hospitality. An all-around entrepreneur, Josh takes distressed hospitality resort assets and turns them into wealth. The businesses he's running are now massive successes. Renault Winery Resort and Golf even ranked at 7 on TripAdvisor Top 25 Hotels last 2016 and 2017! In this episode, Josh revealed his personal stories and the lessons he has learned. He also shared how he manages his businesses successfully, the values that has helped him in his business, and how he developed his love for the service. So many gold nuggets in this episode, so please don't miss it! Quote "Here's the other secret, Pancham. At the end of the day, the bankers looked at my NOI, just like they do for you. And if we're buying a distressed asset that has minimum pennies or a dollar, I don't know what maybe break-even, and within 2 years have $2million or more on the NOI, that building just astronomically grew in value." Timestamped Shownotes: 02:34 – Pancham introduces Josh to the show 04:32 – Josh's background information and how he got into investing 08:58 – Why VIVÂMEE gained many recognitions 11:37 – Josh compliments Pancham's podcast 12:11 – How much Josh earns in VIVÂMEE 17:02 – How much change in cost does his businesses have now 19:35 – Where Josh generates his profits and what his pricing strategy is 23:02 – What makes his businesses different to others 24:24 – Positive and negative impacts of the pandemic to his business 29:00 – Josh's morning routine 33:27 – Taking the Leap round 33:27 – The first time he invested outside Wall Street 33:56 – Fears he overcame when he first invested outside Wall Street 34:40 – One investment that did not go as expected 39:25 – One piece of advice he would give to someone who wants to invest in the Main Street 41:19 – Josh's contact information 3 Key Points: Key indicators that helps investments succeed Importance of commitment and passion to business Major differences of his businesses compared to others Get in Touch: Accountable Equity - http://accountableequity.com/ Renault Winery Resort and Golf https://www.renaultwinery.com/ VIVÂMEE Hospitality - https://www.vivamee.com/ Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: The Miracle Morning Series Book Series by Hal Elrod - https://www.amazon.com/gp/bookseries/B01ILUVCF2/ref=dp_st_0979019710 Don't Quit: Stories of Persistence, Courage and Faith by Kyle Wilson - https://www.amazon.com/Dont-Quit-Stories-Persistence-Courage/dp/0998312584

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: Formal Education vs Self-education

In today's show, Pancham interviews Bob Burg. Bob is a sales expert, sought-after speaker of sales on leadership conferences, and a co-author of the international bestselling book The Go-Giver. Bob started from the bottom as he self-taught himself on sales and marketing. He is committed to inspire the audience on their venture to succeed the "Go-Giver" way. Now, he is one of the 30 Most Influential Leaders by the American Management Association and one of the 200 Top Most Influential Authors in the World by Richtopia. Today, Bob will spark our entrepreneurial spirit as he discusses the 5 laws of success, how books became his biggest asset, and the mindset that you need in order to succeed. If you're interested on doing things the "Go-Giver" way, make sure to give this episode a listen! Quote "It tells us we can all learn. We don't have to just accept where we are as the final place, not at all. There's so many great information out there." Timestamped Shownotes: 2:23 – Pancham welcomes Bob to the show 3:04 – Bob shares his background information 6:01 – How reading books helped with his personal growth 10:00 – Overview on the 5 laws of success 14:59 – How a "Go-Giver" declines an offer 21:57 – How his business adjusted to the pandemic 24:35 – Taking the Leap Round 24:35 – One book that had the most impact on his life 27:49 – His projects that helped him step out of his comfort zone 28:25 – How he is giving to the community 31:52 – Bob's contact information 3 Key Points: Importance of both motivation and information Key indicator on how to say "no" The value of learning from one another Get in Touch: Bob Burg Website - https://burg.com/ Bob Burg Facebook - https://web.facebook.com/burgbob?_rdc=1&_rdr Bob Burg LinkedIn - https://www.linkedin.com/in/bobburg/ Free Mini Course: Selling the Go-Giver Way - https://thegogiver.com/selling/ Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ First 5 people who would email Pancha Gupta would get a free copy of the Bob Burg's The Go-Giver: [email protected] Books: The Secret of Selling Anything: A road map to success for the salesman… who is not aggressive, who is not a "smooth talker," and who is not an extrovert by Harry Browne - https://www.amazon.com/Secret-Selling-Anything-Harry-Browne-ebook/dp/B00M19W20Y The Go-Giver, Expanded Edition: A Little Story About a Powerful Business Idea (Go-Giver, Book 1) by Bob Burg and John David Mann - https://www.amazon.com/Go-Giver-Expanded-Little-Powerful-Business/dp/1591848288/?tag=burgcomm-20

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: Fear of failure

Our guest is a well-known motivational speaker and founder of the Boron Capital. He is also the author of the best-selling book "The Solomon Way." The book has helped countless people achieve the financial independence they have been looking for and more. In this episode, Blake Templeton shared how he used a thousand-year-old strategy King Solomon has used to accumulate massive wealth. The principle still rings true today despite the pandemic that has hindered million-dollar industries from thriving. If you want to know how to accumulate financial freedom and wealth and discover your God-driven purpose, this episode is for you! Quote "Nothing did well when all your money was built on the past or built on an abstract future." Timestamped Shownotes: 01:23 - Introduction 02:45 - How he got into the business 07:12 - High-reward low-risk guarantee 09:26 - All about 3D Investment 10:13 - Changes in the time of COVID-19 21:56 - On changing his strategy 25:17 - How he leaned outside Wall Street 26:43 - Fears outside Wall Street 27:55 - Investment that didn't work 30:37 - Advice to aspiring investors 36:19 - How to get a copy of his book 3 Key Points: 1. Knowledge alone is not enough to build a sustainable source of wealth -asking God for wisdom is just as vital. 2. Acquiring wealth for oneself is not what makes it meaningful because it is meant to be shared. 3. Utilize a strategy that eliminates as many risks as possible to guarantee incoming cash flow. Get in Touch Blake Templeton's Website Blake Templeton's Number - 31996

"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: Power of goal settings.

In today's show, Pancham interviews Bruce Woullet, the founder and visionary of Bakerson, a company that offers unique investment opportunities for unique investors. Bruce has tried different ventures and realized real estate is his real passion. He has committed to real estate since then. In his first year and a half, he was introduced to deal partnering, cash flow, private financing, and forced equity. In this episode, Bruce shared why he decided to transition to doing multi-family, what his goals are for the company, and how the pandemic has affected his business. You'll surely learn a lot of real estate wisdom and insights in this episode so don't forget to tune in! Quote "That's where we're going with this perpetual concept. We're keeping it long-term because if we take care of those residences, they take care of the property. The property could take care of those sponsors and the investors." Timestamped Shownotes 01:42 – Pancham introduces Bruce to the show 02:39 – Bruce compliments Pancham's show 03:40 – Why Bruce changed his strategy and decided to do multi-families 05:07 – His mindset when he decided to do multi-families 06:36 – His business focus right now and his goals for the company 09:29 – The challenges he faced running a multi-family real estate business, how he resolved them, and the different metrics they look at 13:13 – How the pandemic has affected his business and the adjustments he made 16:24 – Difference between single-family and multi-family in terms of investing 21:01 – His morning routine 23:36 – The first time he invested outside Wall Street 24:10 – The first time he invested in real estate 24:20 – Fears he overcame when he first invested outside Wall Street 25:18 – One investment that did not go as expected 27:07 – One piece of advice he would give to someone who wants to invest in the Main Street 27:52 – His contact information 3 Key Points Understanding the concept of multi-family real estate investing Differences between single-family homes and multi-family homes Impact of the pandemic to his real estate businesses Get in Touch Bruce Woullet's Website Bruce Woullet's Email Bruce Woullet's Contact Number - (520) 808-9111 Gold Collar Investor Banking

Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: "We must all suffer from one of two pains: the pain of discipline or the pain of regret."

In today's show, Pancham interviews Tyler Chesser. Tyler is a successful real estate entrepreneur and a personal growth leader. He is a co-founder of CF Capital and the creator and host of Elevate Podcast. A seeker of wisdom and knowledge, Tyler discusses on today's show on how there are no borders to success when you combine effective real-estate investing and continuous personal improvement. Additionally, he shared his personal stories that could help the audience be inspired to take a leap in business. If you felt the need to take the next big step but not sure how, this show is definitely for you! Tune in to this show and enjoy! Quote "When you shift and you're investing more mainstream, you've got to surround yourself with the right people. And I think, also, you got to be humble. One of the things is that I was not humble enough. I didn't want people to know how little I knew so I wasn't willing to ask the questions that I vitally needed to ask. So I would say when you're starting, know your humility and be willing to ask questions." Timestamped Shownotes 3:43 – Pancham welcomes Tyler to the show 4:20 – Tyler's background information 4:55 – How did Tyler took the leap into real estate? 8:15 – When did Tyler feel the need to switch gears to real estate and do something different? 11:39 – How did Tyler seek guidance on real estate? 13:29 – As his businesses are rising, where does Tyler focus his businesses now? 15:48 – How did the pandemic changed Tyler's strategy? What did he change? 21:07 – Why did Tyler started the Elevate Podcast? What was the thought process behind it? 23:42 – What is the Elevate Podcast all about? 25:00 – What is Tyler's routine and how has it attributed to his success? 30:48 – Taking the Leap Round 30:48 – When was the first time Tyler invested outside the Wall Street? 31:32 – What fears did Tyler have to overcome when he first invested outside the Wall Street? 32:16 – Can you share one investment that did not go as expected? 34:30 – What is one piece of advice you would give to someone who is investing in the Main Street? 36:45 – Tyler shares his contact information 3 Key Points Understanding what real-estate investing really is Why you should surround yourself with the right people Importance on the balance between personal growth and real-estate investing Get in Touch: Gold Collar Investor Banking Elevate Podcast CF Capital Website Tyler Chesser Website

Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. So, let's get to today's tip: "Never start your day until its finished on paper"

Today, we bring to you a very special 50th show of The Gold Collar Collar Investor podcast. In today's show, Pancham is joined by his son, nice years old, Ivan Gupta. Pancham gifted Ivan, Irwin Schiff's book, The Kingdom of Moltz. This book explains the relationship between taxes, inflation, and money in super-simple terms…and with some clever illustrations. So much so that even nice-year-old Ivan was able to grasp these concepts with ease. Tune in to this delightful and very special show now! Enjoy! Timestamped Shownotes: 00:43 – A special thanks to our listeners from our main man, Pancham! 01:44 – What is the "Kingdom of Moltz" by Irwin Schiff about? 03:39 – Pancham reads and explains this short book in simple terms 04:30 – Taxes in the Kingdom of M 06:40 – Igor II, the King of M decided to raise taxes 08:25 – And then, anticipating a rebellion, decides to rethink 09:41 – AH-HA moment – Changing the yardstick 13:49 – Igor II is amazed by America's financial system 15:03 – Questioning the intrinsic value of paper currenc 22:55 – Pancham welcomes his son, Ivan to the show 23:10 – Cooped up at home due to COVID…a nine-year-old shares his perspective 23:38 – Having read the book, what did nine-year-old Ivan understand about inflation? 24:33 – Is the dollar, the unit of measurement, losing its value? 25:27 – Why did the US government decide to dollar backed by nothing 26:08 – Can you buy less bread with a dollar now? 26:59 – Pancham summarizes the entire show; food for thought – is the value of gold going up or the value of dollars going down? 3 Key Points: Discussion on Irwin Schiff's, "Kingdom of Moltz" Understanding the many quirks of America's financial system The negative fallout of printing more money Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Show 16 - Federal Reserve by G Edward Griffin Show 31 - Understand & Invest in Gold and Silver

For more details visit: www.TheGoldCollarInvestor.com/show49 In today's show, Pancham interviews Chris Prefontaine, Founder, and CEO, Smart Real Estate Coach. Chris is a 3-time best-selling author whose expertise lies in purchasing real estate "On Terms". So, what does it mean to buy a property "On Terms"? How has the ongoing pandemic made this investing strategy an even more attractive proposition? Chris explains in simple terms. Additionally, he regales audiences with some investing stories and shares some of the biggest takeaways that he has learned over his real estate career spanning three decades. Enjoy! Timestamped Shownotes: 00:50 – Chris's background information 02:00 – How did Chris get into real estate? 03:06 – Chris's first real estate deal back in 1991 03:48 – How can you buy a property "on TERMS"? Chris explains… 07:00 – Does the seller have to vacate immediately once a deal is struck? 07:55 – How does financing work when you are buying "on TERMS"? How can an investor earn a profit? 09:12 – Typically, how long does Chris hold on to a property after buying it on TERMS? 09:49 – Can you adopt a passive approach if you are investing "on TERMS"? 11:20 – What was the ONE thing that Chris learned from the 2008 crisis? 14:25 – How has COVID impacted Chris's business? 16:03 – Does Chris have interests in both single-family and multi-family investing? 18:52 – Taking the Leap Round 18:52 – When was the first time Chris invested outside Wall Street? 19:32 – What fears did Chris have to overcome when he first invested outside Wall Street? 20:13 – Can you share one investment that did not go as expected? 21:59 – What is one piece of advice Chris would give to someone who is investing in Main Street? 23:05 – Chris shares his contact information 3 Key Points: Buying a property "On Terms" – what does it mean? Financing arrangement for an "On Terms" property Impact of COVID on the "On Terms" market Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Smart Real Estate Coach

In today's show, Pancham interviews Madhavi Nade Jain, Founder, Think Outside The Stocks. Five years back, serious health challenges forced Madhavi to quit her demanding corporate job at Deloitte – to get into financial consultancy. Specifically, Madhavi helps people invest and earn good returns in real estate. In today's show, Madhavi shares her big WHY – her main inspiration behind forming her company, Think Outside The Stocks. She goes on to share some investing nuggets that are guaranteed to help both novice and experienced investors. Tune in to this inspiring show now! Enjoy! Timestamped Shownotes: 01:11 – Madhavi's background information 02:13 – Why did Madhavi quit her cushy job at Deloitte? 04:55 – How a strong mindset is helping Madhavi cope up with her serious health challenges 06:53 – Madhavi shares her investment philosophy 09:13 – How a structured morning routine helps Madhavi set the tone for the day 10:13 – How to model your investing strategy on highly successful people 11:25 – Madhavi shares her inspiration for her company, "Think Outside The Stocks" 15:53 – How has COVID impacted our professional life? 16:24 – Simple strategies to lead a more fulfilling, more productive life 19:27 – Madhavi's ideal client avatar 21:14 - Taking the Lead Round 21:14 – When was the first time Madhavi invested outside the Wall Street? 21:52 – What fears did Madhavi have to overcome when he first invested outside the Wall Street? 22:47 – Can you share one investment that did not go as expected? 24:12 – What is one piece of advice you would give to someone who is investing in the Main Street? 26:56 – Madhavi shares her contact information 29:00 – Get access to Madhavi' online financial courses for FREE 3 Key Points: How real estate can help you enjoy a better work-life balance Advantages of real estate investing over stock market investing How to model your investing strategy on highly successful people Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page The Gold Collar Investor Show 5 Think Outside The Stocks

In today's show, Pancham interviews Deferred Sales Trust Expert, Brett Swarts. Brett is the founder of Capital Gains Tax Solutions. Real estate investors have to pay out an extremely high capital gains tax when they sell a property. In this show, Brett explains how a Deferred Sales Trust or a DST can help you defer your taxes, thus allowing you the opportunity to create and preserve more wealth. We reveal some of the biggest drawbacks of a 1031 exchange, and reveal why are you are better off using a DST. Some of the topics discussed in today's show include when and how to create a DST, cost of creating and managing a DST, and the kind of returns that you can generate using a DST. Tune in for some great nuggets! Timestamped Shownotes: 02:50 – Brett shares his background information 07:39 – Are the rules of a 1031 exchange applicable to a business as well? 08:08 – How Section 121 Exclusion can help you save your tax dollars if you have capital gains from a high-end primary home 09:44 – Different restrictions in a 1031 exchange 10:00 – The biggest drawback of a 1031 exchange – Sell high, Buy higher 11:30 – Handling depreciation in a 1031 exchange and saving your tax dollars using a DST 13:03 – Do you need to keep the proceeds of the sale with the 1031 intermediary? 14:14 – How to use a CRT (Charitable Remainder Trust) for saving your tax dollars 15:49 – How does a Delaware Statutory trust work? 18:34 – History of IRC 453 19:30 – How to save capital gains by selling your real estate property to a DST and then to the buyers 21:55 – Who decides the notes or the terms for the DST? 23:50 – Can you use the funds parked in your DST, and make fresh investments? 26:28 – Who is managing the funds parked in a DST? On a broad level, what is the investment strategy? 29:24 – How hedging helps protect asset value in case of black swam events 34:09 – When is the right time to create a DST? 36:41 – What is the cost of creating and managing a DST? 37:56 – What sort of returns can you expect from a DST? 39:03 – Can ultra-high networth individuals get rid of estate tax by creating a DST? 42:34 - Taking the Lead Round 42:34 – When was the first time Brett invested outside the Wall Street? 43:17 – What fears did Brett have to overcome when he first invested outside the Wall Street? 44:17 – Can you share one investment that did not go as expected? 45:10 – What is one piece of advice you would give to someone who is investing in the Main Street? 47:02 – Brett shares his contact information 3 Key Points: Different restrictions of a 1031 exchange that you need to be aware of How and when to create a DST (Deferred Sales Trust) Savings and returns that you can generate by creating a DST Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Get in touch with Brad!

For more details visit: www.TheGoldCollarInvestor.com/show46 In today's show, Pancham interviews Tim Hubbard. Tim is the CEO and Founder of Midtown Stays, a short-term rental accommodation company which has successfully accommodated more than 10,000 guests across the world. Tim has also co-authored the Amazon best-seller, Resilience. Today, Tim gives us a "peek" into the short-term rental business. Tim shares his business philosophy, and reveals why short-term rentals are here to stay. You will also learn how Tim is living his dream life as he manages his business remotely from beautiful Medellin, Columbia. We wrap up this show with our Taking the Leap round. If you are a new or aspiring real estate investor, you will find this segment of the show particularly interesting. We hope you enjoy this show! Timestamped Shownotes: 01:56 – Pancham welcomes Tim to the show 05:35 – How did Tim get into the short-term rental business? 07:42 – What exactly is a short-term rental? Tim explains in simple terms 10:17 – How does Tim manage his real estate business remotely from Colombia? 14:00 – How does Tim find a profitable short-term rental? Is managing a short-term rental a bigger challenge? 19:42 – How does Tim furnish a short-term rental? Is renting out furniture a feasible option? 22:02 – Compared to a traditional rental, can you charge significantly more for a short-term rental? 25:45 – Has the pandemic affected Tim's business? 32:44 - Taking the Lead Round 32:44 – When was the first time Tim invested outside the Wall Street? 33:30 – What fears did Tim have to overcome when he first invested outside the Wall Street? 34:22 – Can you share one investment that did not go as expected? 37:11 – What is one piece of advice you would give to someone who is investing in the Main Street? 37:48 – Tim shares his contact information 3 Key Points: Understanding the basics and economics of the short-term rental business How to remotely manage a real estate investing business Impact of COVID-19 on the rental industry (particularly short-term rentals) Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Rest Methods Download free report on top 6 reasons to invest outside of wall-street: www.TheGoldCollarInvestor.com/download

For more details visit: www.TheGoldCollarInvestor.com/show45 Download free report on top 6 reasons to invest outside of wall-street: www.TheGoldCollarInvestor.com/download Summary:In today's show, Pancham interviews cost segregation expert, Chris Wetherall. Cost segregation can help you save your tax-dollars thus making real estate investing an incredibly lucrative proposition. There are many nuances to this accounting practice that need to be thoroughly understood so that you do not get into trouble with the IRS. How can you do an accurate cost segregation so that none of your deductions are disallowed? How fast can you depreciate a property? Is it possible for you to claim deductions that your CPA missed out in previous years? How do bonuses help you save your tax dollars? For all this and much more, do not miss this special show where Chris shares some extremely nuanced information. Enjoy! Timestamped Shownotes: 01:00 – What makes real estate an IDEAL investment? 02:02 – Pancham welcomes Chris to the show and shares his background information 03:13 – How did Chris learn the ropes of real estate and cost segregation? 06:50 – How fast can you depreciate a property? Chris explains the three-time scales, and reveals which properties fall under each one 09:44 – How your end use determines your deductions and tax savings 10:58 – Why is IRS giving real estate owners the option to use cost segregation to save their tax dollars? 12:08 – Do the various incentives make real estate the best possible investment? 13:40 – Real Estate – the backbone of the economy 17:11 – Why meticulous documentation is critical for a proper cost segregation 18:23 – Benefits of a fully engineered and fully accounted cost segregation study 21:06 – When is the right time to contact Chris and commission a cost commission study? 22:17 – Considering the deduction and tax savings, is it more beneficial to develop a barren piece of land? 28:47 – How can bonuses help you save your tax dollars? 30:15 – Can you use deductions that your CPA missed in previous accounting years? Is it possible to get refund checks? 33:05 – If you are installing a new roof, what is the amount of yearly deduction that you can claim? What is the amount of tax that you can save every year? 40:13 – Is the depreciation schedule reset every time the title changes hands? 47:02 – Is it costly to maintain documentation to a keep a track of your accounts? 48:37 – Have you diversified your investments and allocated an adequate percentage to real estate? 51:32 - Taking the Lead Round 51:32 – When was the first time Chris invested outside the Wall Street? 53:58 – What fears did Chris have to overcome when he first invested outside the Wall Street? 54:55 – Can you share one investment that did not go as expected? 56:55 – What is one piece of advice you would give to someone who is investing in the Main Street? 59:08 – Chris shares his contact information 3 Key Points: How fast can you depreciate a property? How can cost segregation help you save your tax dollars Can you claim refunds for deductions that you missed out in previous accounting years? Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Chris's Email Call Chis at 865-220-9002

Summary: In today's show, Pancham interviews Mauricio Rauld, Founder and CEO of Premier Law Group. As a syndication attorney, Mauricio helps syndicators understand the nitty-gritty of real estate investing. Or, as Mauricio puts it," stops them from going to jail". You will learn the difference between a private offering and the ubiquitous IPO. Mauricio then explains the difference between 506 B and the lesser-known 506 C exemption. What are some of the reasons why most syndicators choose to operate under a 506 B exemption? If you are a passive investor thinking of investing in a syndication, then this show will be of particular interest to you. Mauricio has some great pointers on how to conduct a due diligence so that you can protect your hard-earned money. We hope you enjoy this show! Timestamped Shownotes: 02:13 – Understanding the basics – how do private investments work? 03:10 – Mauricio's background information 04:20 – As a syndication attorney, how does Mauricio help real estate investors? 05:10 – Private Offering vs. IPO – Mauricio explains the difference in simple terms 07:08 – Mauricio shares his typical client avatar 09:43 – What is a Regulation D exemption? 12:35 – What is the difference between 506 B and 506 C exemption? What are some benefits of 506 B over 506 C exemption? 15:30 – Which exemption do crowd-funding platforms like Realty Mogul operate under? 16:28 – What are some benefits of 506 C exemption? 18:00 – As a passive investor, should you avoid investing alongside non-accredited investors? 18:43 – What is the ONE thing that you should consider in your due diligence process? 19:43 – What is a private placement memorandum? Should you insist that your sponsor furnish a PPM before you park your hard-earned money in a deal? 23:30 – As a passive investor, is your liability restricted? Can you be sued in case of any untoward instances? 30:21 - Taking the Lead Round 30:32 – When was the first time Mauricio invested outside the Wall Street? 31:20 – What fears did Mauricio have to overcome when he first invested outside the Wall Street? 32:07 – Can you share one investment that did not go as expected? 34:07 – What is one piece of advice you would give to someone who is investing in the Main Street? 31:01 – Mauricio shares his contact information 3 Key Points: Private Offering vs. IPO – understanding the difference in simple terms How to conduct a thorough due diligence before investing your hard-earned money 506 B vs. 506 C exemption – Understanding the difference

For more details visit: www.TheGoldCollarInvestor.com/show43 Jeremy Roll has been living off his passive investments since 2007 when he quit his full time job. Jeremy is the President of Roll Investment Group. Jeremy started investing in real estate back in 2002. In 2007, he quit his W-2 job to get full-time into real estate investing. Today, Jeremy manages real estate properties worth a billion dollars. So, how did Jeremy do it and how can you do it This show will be particularly interesting to those who are looking for alternative choices to their day jobs and wish to get into entrepreneurship. You will learn how you can manage real estate properties in a hands-off manner. We also reveal the returns that you can expect to earn from real estate. Towards the end, we speculate how the current COVID-19 situation will impact different real estate asset classes. We hope you enjoy this show! Timestamped Shownotes: 00:44 – Can you grow your passive income by investing in a real estate syndication? 02:05 – Pancham welcomes Jeremy to the show 02:35 – From a middle-level corporate manager to owning $1 billion in real estate – how did Jeremy do it? 05:13 – Jeremy shares some interesting information about his non-profit which is designed to help investors 07:40 – Was it difficult for Jeremy to start his business in 2007 at the peak of the recession? 09:37 – Which asset classes does Jeremy prefer to invest in? 11:50 – Jeremey shares how he managed to earn a 50% return by renting out real estate to data centers 14:11 – How many operators has Jeremey worked with over the years? 14:47 – How does Jeremy vet operators? 16:16 – How to analyze numbers and discover good investment opportunities in real estate 20:46 – What kind of annual returns does Jeremy earn? 23:02 – Post-COVID-19, what kind of returns can you earn from real estate? 24:22 – Things new investors should consider before investing in real estate 26:50 – Will COVID-19 result in an immediate drop in real estate prices? 30:43 - Taking the Lead Round 30:43 – When was the first time Jeremy invested outside the Wall Street? 31:46 – What fears did Jeremy have to overcome when he first invested outside the Wall Street? 32:52 – Can you share one investment that did not go as expected? 40:26 – What is one piece of advice you would give to people who are investing outside of the Wall Street? 41:50 – Tom shares his contact information 3 Key Points: How to manage a real estate property in a hands – off manner? What kind of returns can you expect to earn from real estate? What impact will COVID-19 have on real estate investing? Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Jeremy's Email

Summary Our guest today is Swapnil Agarwal, Chief Executive Officer, Nitya Capital and Karya Capital Management. As of today, Swapnil's companies manage assets of more than $2 billion, employ 1000+ people, and provide housing to more than 20,000 families. He has been awarded Houston Business Journal 2019 most admired CEO award and he was named as 2017 NY Entrepreneur of the year. Swapnil's incredible success story has humble beginnings. He is a first-generation immigrant from India. Worked in corporate America for over a decade and left the business class travel and high offices to start his own company. You will learn about various topics like entrepreneur's mindset, managing deep value add properties, impact of COVID-19 on the real estate market, tips for scaling up a real estate business and much, much more. For more details visit: www.TheGoldCollarInvestor.com/show42 Timestamps 01:24 – Swapnil shares his background information 03:36 – How did Swapnil get into real estate investing? 05:45 – Swapnil shares his business philosophy 08:18 – Have you set yourself up for success? 09:10 – Was it really difficult for Swapnil to manage a D – property? 11:25 – How hands-on property management helped Swapnil learn the ropes of the business? 12:50 – Why do 99.99% of people fail to start a business? 13:36 – How did Swapnil deal with skepticism when he was just starting out? 16:04 – How has Swapnil managed to scale up his business so quickly? He shares his success mantra 20:12 – What steps has Swapnil taken to deal with the aftermath of COVID-19? 22:52 – Learn how Karya KARES is enriching the lives of the less privileged across the world 26:28 – Taking the Leap Round 26:38 – When was the first time Swapnil invested outside Wall Street? 27:00 – What fears did Swapnil have to overcome when he first invested outside Wall Street? 28:00 – What was one investment that did not go as expected? 29:44 – What is one piece of advice you would give to people who are thinking of investing in the Main Street? 30:51 – Swapnil shares his contact information 3 Key Points Impact of COVID-19 on real estate investing Expert tips for scaling up a real estate business The challenges of managing deep value add properties Resources Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Nitya Capital Karya Kares

Pancham and Rajan answer some interesting questions asked by podcast listeners about real estate investing. Specifically, we talk about the impact of COVID-19 on the multifamily industry as a whole and what is their strategy going forward. Timestamps 00:54 - Pancham welcomes Rajan to the show 01:32 - What is the forecast for multi-family investing in 2020 and beyond? 04:22 - Can we expect multifamily investing to take a hit once stimulus money stops rolling in? 06:35 - Rajan shares his investing strategy in the post-COVID era 08:37 - Understanding Class B and Class C in simple terms 11:27 - With tourism taking a huge hit, will real estate prices in Orlando see downward movement as well? 3 Key Points Impact of COVID-19 on multi-family investing Will the financial stimulus succeed in stabilizing the real estate industry? How to factor in additional risk and arrive at reasonable real estate valuations in the wake of the pandemic Resources Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page

For more details visit: www.TheGoldCollarInvestor.com/show40 In today's show, Pancham interviews Dave Zook, Investment Strategist and Founder, The Real Asset Investor. Have you wondered how the ATM investing business works? Contrary to the popular notion, ATM's are not owned by banks. Rather, it is private equity that owns and deploy these ATM's. So, what is the business model for this ATM investing business? Is this a particularly attractive investment opportunity for high-earning W-2 employees who wish to save on their tax dollars? We hope you enjoy this show! Timestamped Shownotes: 00:44 – Agenda for today's show 02:34 – Dave's background information 03:42 – Did Dave always possess an entrepreneurial streak? 04:55 – Dave shares how he got into real estate investing to save his tax dollars 06:22 – Dave's first syndication deal 07:12 – Can you invest in ATM machines? What is the business model? What sort of returns can you earn by investing in ATM machines? 12:23 – How blended performance results in stable investor returns 13:56 – What are the different streams of revenues for an ATM machine? 17:10 – How investing in ATM machines can help you save your tax dollars 17:48 – Typically, what sort of return can a high-earning W-2 employee generate? 18:47 – Dave shares details about his two investment funds 20:46 – Is there any difference in the quality of the machine? Is the machine quality better in premium locations? 22:43 – What has been the impact of COVID-19 on this business? 24:20 – Is the store responsible for cleaning the ATM machine? 26:56 - Taking the Lead Round 27:14 – When was the first time Dave invested outside Wall Street? 27:46 – What fears did Dave have to overcome when he first invested outside Wall Street? 28:27 – Can you share one investment that did not go as expected? 31:01 – Dave shares his contact information 3 Key Points: Understanding the basics of the ATM investing business What sort of returns can you earn by investing in ATM's? How investing in ATM machines can help you save your tax dollars Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Dave's Email The Real Asset Investor

In today's show, Pancham interviews surgeon turned investor, Dr. Tom Burns. Do you know what the term "Butterfly effect'' means? There is a complicated definition of this but here is a simplified version of it. Butterfly effect means that a small change can make much bigger changes happen; one small incident can have a big impact on the future. The term "butterfly effect" comes from an analogy where a butterfly flaps its wings in Chicago and a tornado occurs in Tokyo.There is a famous movie named "Butterfly Effect" that is based on this concept. Anyway, why am I talking about the butterfly effect? The reason is that there are these small events that happen in your life that can have a major impact on your future. Sometimes you do not realize the impact at that moment in time but it is only years later when you look back, you can actually connect the dots. Do you have any such events that have altered the course of your life? Well, I am super excited to have Dr Tom Burns who will share with us his butterfly effect story. Tom is an entrepreneur and an orthopedic surgeon in Austin, Texas. He is currently a physician for the United States Ski Team and travels worldwide with them. He has over 20 years of real estate experience involving acquisition, development, and management of traditional multifamily, student housing, office projects and manufactured housing. In addition to co-founding and managing a free-standing full-service hospital, he has owned and developed property locally and internationally and has participated in the acquisition and development of over $250 million of real estate. Tom has been financially independent for a decade. His mission is to help physicians create financial independence so, like him, they can enjoy medicine with the passion. To learn more about Tom's story, and much more, tune in to our latest show now… Timestamped Shownotes: 00:38 – Understanding the "butterfly effect" in simple terms 01:57 – Tom's background information 03:18 – From being a surgeon to real estate investor ; how a yearning for a better work-life balance inspired Tom to make the transition 08:08 – Tom shares how he ended up buying the first 1,000 books of Rich Dad, Poor Dad! 14:30 – How did Tom manage to set up his real estate business while 16:10 – Tom shares how he bought his first student housing property for no money down 18:41 – What is Tom's work schedule like right now? 19:53 – How has COVID-19 affected Tom's business? Tom shares how he has planning for a recession for 3 years now 24:24 - Taking the Lead Round 23:33 – When was the first time Tom invested outside the Wall Street? 24:30 – What fears did Tom have to overcome when he first invested outside the Wall Street? 25:58 – Can you expect one investment that did not go as expected? 27:50 – What is one piece of advice you would give to people who are investing outside of the Wall Street? 29:50 – Tom shares some interesting details about his forthcoming doctors, "Why doctors don't get rich" 32:16 – Tom shares his contact information 3 Key Points: The many pitfalls of a high-paying career How Rich Dad, Poor Dad changed my perspective towards life How to kickstart your real estate business while working a your W-2 job Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Tom's Email Receive a FREE gift from Dr. Burns

In today's show, Pancham interviews Sam Wilson, Founder and CEO, Parking Your Investments. The parking lot industry is an interesting alternative investment opportunity that can earn you stable returns. But there are many red flags to watch out for and a lot to learn before investing. Sam reveals how he finds parking lots with good investment potential, conducts due diligence, and then streamlines operations. We also discuss how the current COVID crisis has impacted this niche industry. We hope you enjoy this show! Timestamped Shownotes: 02:19 – Sam shares his background information 03:15 – Why did Sam transition from single-family investing to investing in parking lots? 04:50 – How did Sam learn the ropes of the parking lot business? 06:20 – How do you find a good parking lot to invest in? 07:05 – Due diligence process for evaluating a parking lot 07:45 – How to find and hire operators to manage your parking lot investment 08:28 – How do you value a parking lot? What is a typical cap rate? What is a kind of returns can you expect to earn? 10:22 – Typical agreement that a parking lot owner makes with the operator 13:30 – What are some ideal locations for parking lots to invest in? 15:39 – Can parking lots be slotted into different categories? 17:25 – Are banks willing to finance parking lots? 19:00 – How has COVID-19 affected the parking lot industry? 24:04 - Taking the Lead Round 24:16 – When was the first time Sam invested outside the Wall Street? 25:38 – What fears did Sam have to overcome when he first invested outside the Wall Street? 26:55 – Can you expect one investment that did not go as expected? 28:32 – What is one piece of advice you would give to people who are investing outside of the Wall Street? 30:09 – Sam shares his contact information 3 Key Points: How to conduct due diligence when investing in a parking lot How to strike an agreement with the operator to manage your parking lot Typical returns that you can expect to earn from investing in parking lots Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Sam's Email Sam's Website

Summary: In today's show, Pancham interviews Damion Lupo, Founder and CEO, Total Financial Control. Damion shares some little-known details about the newly announced CARES Act that are guaranteed to help out W-2 investors. Especially, you will learn how you can unlock your 401K funds (without paying penalties), take out additional loans, get leeway on interest payments and carry back losses to get tax refunds. We hope you enjoy this show! Timestamped Shownotes: 01:31 - Pancham welcomes Damion to the show 02:34 - Damion shares his background information 04:00 - How to unlock funds in your 401K fund courtesy the recently announced CARES Act 05:32 - Will you have to pay taxes on your unlocked 401K funds? What about penalties? And are there any restrictions on where you can invest these unlocked funds? 08:08 - How the CARES Act allows you to take out an additional loan against your 401K; do you get any leeway on interest payments? 10:07 - Damion shares how you are now allowed to carry back your net operating loss 11:47 - What are the benefits of an eQRP? 13:25 - Do you need a financial planning team to avail these new benefits? 14:18 - How to plan your investments in the wake of COVID-19 17:36 - Taking the Lead Round 17:52 - The Gold Collar Investor Recommends: Damion shares his favorite book 3 Key Points: How to unlock 401K funds (without paying any extra penalties) How to take out additional loans against your 401K and get leeway on interest payments Carrying back net operating losses from your real estate business and getting tax refunds Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page The Gold Collar Investor Show 12 QRP book by Damion Lupo Mastery: The Keys to Success and Long-Term Fulfillment

In today's show, Pancham interviews Loe Hornbuckle, co-founder, Goodhorn Capital. Goodhorn Capital specializes in elegant planned care home communities. The elderly have been the worst impacted due to the virus outbreak. And it is natural for us to be concerned about senior citizens who are currently living in these assisted facilities. In today's show, you will first get an overview of this fast growing industry. Next, we share the various steps that assisted living facilities can take to keep the virus at bay. Loe shares his own experience and reveals why the properties under his management have been able to buck the trend as far COVID fatalities are concerned. If you have elderly parents whom you worried about, this is a show that you cannot afford to miss. Tune in now!

In today's show, Pancham interviews real estate investor & operator Michael Flight. As the virus has brought all businesses to a grinding halt, the one question on everyone's mind is – is it really worth investing in retail real estate? Can retail real estate survive the ecommerce juggernaut? And, can you structure your retail real estate investment so that it is not only recession proof but also COVID-proof? We attempt to answer these pressing questions in today's show. Additionally, you will learn about the different categories of retail real estate, red flags to watch out for, and the kinds of returns that you can expect to earn. This show will particularly interest those who are looking for alternatives to Wall Street investing. We hope you enjoy this show! Timestamped Shownotes: 01:00 – Are retail malls a thing of the past? 01:50 – Pancham welcomes Michael to the show 02:22 – Why is Michael dead against Wall Street investments? He shares his experience 04:02 – Michael shares his background information 05:04 – What are the different categories of retail real estate? 07:18 – Understanding the difference between a Net Lease, Double Net Lease (NN), and Triple Net Lease (NNN) 11:42 – Can you, as a retail investor work in a completely hands-off approach? 12:42 – Can you mitigate risk by passing off all variable expenses to the tenant? 14:17 – How are the retail malls classified? 15:31 – Key Success factors for retail real estate investing 17:42 – Red flags to watch out for 19:05 – Will certain businesses/tenants tarnish the appeal of your property? 21:27 – What kind of returns can you expect to earn from retail real estate investing? 24:43 – What is the future of brick and mortar retail considering the recent surge in online sales due to COVID-19? 31:37 – How is Michael pivoting in light of the recent situation? 35:40 - Taking the Leap Round 35:47 - When was the first time you started investing outside of the Wall Street? 37:05 - Can you share one investment that did not go as expected? 39:02 - What is one piece of advice that you would give to people who are thinking of investing on the Main Street? 40:39 – Michael shares his contact information 3 Key Points: Different categories in retail real estate Understanding the difference between a Net Lease, Double Net Lease (NN), and Triple Net Lease (NNN) Key Success factors for retail real estate investing Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Gold Collar Investor Banking Michael's Email Liberty Fund Concordia Realty

In today's show, Pancham interviews Gurwinder Singh, real estate developer and investor from NYC. Gurwinder, a former Goldman Sachs employee does grounds up development projects in NYC – perhaps the most challenging market in the world. Is it worth doing grounds-up development in NYC inspite of all the challenges? The short answer is yes! In today's show, Gurwinder gives listeners a peek into the entire construction process – right from planning to closeout. He explains how he evaluates the feasibility of a project, and then goes on to reveal the kind of returns that investors can earn from these projects. If you are looking for some good alternatives to Wall Street investing, this show will interest you greatly. Tune in now Timestamped Shownotes: 00:53 – How did Pancham meet Gurwinder? 02:00 – Gurwinder's background information 03:00 – How and why did Gurwinder get into real estate investing? 05:49 – Was it difficult for Gurwinder to transition from software development to real estate? 07:30 – How does grounds- up development work? Gurwinder gives us a 30,000-foot view 08:36 – Is there vacant land available in NYC for grounds-up development? 09:23 – What are air rights? How do air rights affect the feasibility of a project? 11:22 – Important factors to consider while evaluating project feasibility 12:12 – Understanding "Floor-Area Ratio" in simple terms 13:12 – Gurwinder explains how he conducts a "highest and best case use analysis" 14:12 – What is the purpose of doing a site survey? 16:45 – Process and Timeframe for preparing site plans and getting them approved 18:10 – What is typical time-frame to get construction started? 20:15 – Gurwinder shares how his years of construction experience helps him manage his projects 21:38 – Considering all the challenges, is it worth investing in a grounds-up development? 23:31 – Typical financing arrangement for a grounds up real estate development 24:45 – As a passive investor, what sort of returns can you earn by investing in a grounds-up development? 27:18 - Taking the Leap Round 27:18 - When was the first time you invested outside of Wall Street? 28:07 - What fears did you have to overcome when you first invested outside Wall Street? 29:03 - What was one investment that did not go as expected? 30:53 - What is one piece of advice that you would give to people who are thinking of investing in the Main Street? 32:00 - Gurwinder shares his contact information 3 Key Points: Different challenges of doing grounds-up development in NYC Typical returns that investors earn from a grounds-up development project How to gauge project feasibility for a grounds-up development Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Gurwinder's email Call 516-721-9778 to get in touch with Gurwinder Idea Builders

In today's show, Pancham interview Kathy Fettke, Co-CEO of Real Wealth Network, Host of the Real Wealth Show and author of Retire Rich with Rentals. Kathy shares with listeners some really interesting information about her investment in an 800-acre retreat in the beautiful country of Costa Rica. As more and more people flock to large US cities, existing infrastructure is proving to be woefully inadequate. Because of this, high net-worth individuals are desperately looking for alternative lifestyle options. Barely a 4-hour flight from the United States, Costa Rica is well-placed to cater to this growing demand. So, how can you invest in Kathy's real estate development? Can you expect to earn good returns? Kathy gives us a peek into the incredible lifestyle that you can enjoy if you own a holiday home at this stunning location. We hope you enjoy this show. Tune in for some excellent insights! Timestamped Shownotes: 01:52 – Kathy's background information 03:05 – Why did Kathy zero in on Costa Rica as an investment destination? 05:23 – How did Kathy manage to get the local community on board for their grounds up development? 05:57 – Kathy shares how the stunning locale and holistic, community living make Costa Rica an ideal retreat destination 07:13 – Are major US cities running facing a scarcity of essential resources? 08:03 – What is the price range for investment homes at the Costa Rica retreat? 09:00 – How can you invest in Kathy's Costa Rica development? 09:22 – How a glamping set up is helping generate additional cash flow 11:28 – How did Kathy fund this property development? 13:45 – Is there demand for rental homes at the retreat? 17:28 - Taking the Leap Round 17:28 - When was the first time you invested outside of Wall Street? 19:30 - What fears did you have to overcome when you first invested outside Wall Street? 20:26 - What was one investment that did not go as expected? 21:48 - What is one piece of advice that you would give to people who are thinking of investing in the Main Street? 22:50 - Kathy shares her contact information 3 Key Points: How to invest in a Costa Rica retreat How high net-worth Americans are looking for a safe and alternative lifestyle in Costa Rica How to raise rental income by investing in a Costa Rica property Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Kinkara Real Wealth Network Real Wealth Show Retire Rich with Rentals: How to Enjoy Ongoing Cash Flow From Real Estate...So You Don't Have to Work Forever

In today's show, Pancham interviews Russell Gray, co-host, The Real Estate Guys Radio Show. We start this show with Russell giving his views on Wall Street investing. Has the coronavirus pandemic simply highlighted the flaws in our financial system? Will the financial system ever go back to what it was in the Pre-COVID era? Russell shares some interesting insights on this topic. As the pandemic wreaks havoc in our credit-based financial system, investors need to take a long-hard look at their portfolios and determine the best approach going forward. Russell shares how a low-interest regime can open up some excellent investment opportunities in precious metal and of course, real estate. If you are worried about your finances due to the ongoing situations, tuning in today's show will give you some great insights. Timestamped Shownotes: 01:34 – Russell's background information 02:00 – Why is Russell dead against investing in Wall Street? 02:55 – How did Russell's first real estate investment pan out? 03:28 – Russell's father loses $12 million (his entire life savings) on the Wall Street in 1987! 05:22 – How Russell lost his mortgage business due to a Wall Street crash 07:11 – Financial system vs. Economy – Understanding the difference in simple terms 10:00 – Will the financial system ever recover from the impact of the coronavirus? 10:57 – Are there any business opportunities that have sprung up due to the current situation? 13:35 – Understanding the nuances of a credit-based financial system 15:29 – Russell shares how zero passive income wiped him out 17:22 – What is the fallout a low-interest rate regime? 18:11 – Do gold and silver prices follow similar price trends? 20:09 – The Gold Collar Investor Book Recommendation: The Creature From Jekyll Island 21:45 – Russell questions the traditional approach of investing in stocks, bonds and cash; he explain real estate is your best option 24:00 – How leveraging can help you generate excellent returns in real estate 26:28 – Can you generate passive income from real estate? 29:46 – How can you protect your net-worth in the wake of the coronavirus? 30:55 – Is it worth investing in silver right now? 34:00 – Should you get loans and take advantage of low interest rates? 35:20 – Importance of understanding the difference between a failing asset and distressed assets 39:46 - Taking the Leap Round 39:46 - When was the first time you invested outside of Wall Street? 41:32 - What fears did you have to overcome when you first invested outside Wall Street? 43:02 - What was one investment that did not go as expected? 46:03 - What is one piece of advice that you would give to people who are thinking of investing in the Main Street? 48:42 - Russell shares his contact information 3 Key Points: Financial system vs. Economy – Understanding the difference in simple terms How to spot business and investment opportunities in the wake of the coronavirus Why the traditional approach of investing in stocks, bonds and cash is a flawed one Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Real Estate Guys Radio Show

In today's show, Pancham interviews Dana Samuleson, President, American Gold Exchange, Inc. This show starts with Dana sharing a brief history of gold investing. Gold has been highly valued since ancient times. Right from the times of the kings and queens to the Great Depression to the World Wars, we share how these Black Swan events change the way we invest in gold. Next, Dana discusses the current economic situation and its impact on gold investing. Topics discussed include inflation, effect of printing more currency, the ballooning national debt and much, much more. You do not want to miss the practical tips that Dana shares towards the end of the show. In this segment you will learn how you can avoid getting scammed while buying gold. Tune in for some excellent insights! Timestamped Shownotes: 01:50 - As an investor, are you better off buying a physical asset like gold? 03:19 - Pancham welcome Dana from American Gold Exchange to the show 03:58 - Why is gold an excellent hedge against economic uncertainty? 04:36 - Dana shares his background information 07:07 - Why is the US dollar not backed by gold anymore? 07:39 - Why has gold been so highly valued since ancient times? 09:59 - Why was gold ownership made illegal after the Great Depression of 1929? 12:10 - How the US dollar became the world's most powerful currency right after World War 2 14:23 - Analyzing the Gold Price Cycle from 1970 to 2020 15:47 - How inflation and printing more currency can provide a boost to gold prices 18:32 - Why gold is the go-to investment in a risky environment 22:24 - Dana analyzes the effect of supply-demand mismatch and increasing debt on gold prices 24:16 – Should you buy ETF's? Are you better owning physical gold? 26:33 - Is it safer to buy sovereign-minted gold coins? What about gold bars? 29:05 - What are the dangers of buying gold from online platforms 31:33 - Is it possible to test the accuracy of gold bars? 32:06 - Does a Canadian Maple Leaf have higher purity compared to an American Eagle? 34:25 - What are tax benefits for US citizens who invest in American Eagles? 35:37 - What is the best way for storing gold? 40:10 - Taking the Leap Round 40:20 - When was the first time you invested outside the Wall Street? 41:00 - What fears did you have to overcome when you first invested outside of Wall Street? 41:41 - Can you share one investment that did not go as expected? 42:53 - What is one piece of advice that you would give to people who are thinking of investing outside the Wall Street? 44:04 - Dana shares his contact information 3 Key Points: Why gold is an excellent hedge against economic uncertainty Red flags to be aware of when buying gold Gold Bars, sovereign-minted coins, or ETF's – which is the best way of investing in gold? Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page American Gold Exchange Email American Gold Exchange, Inc.

In today's show, we are joined by Rod Zabriskie and Ben of the Gold Collar Investor Banking team to discuss an investment strategy that is particularly relevant right now in the wake of the coronavirus outbreak. Today we talk about investing in life insurance. We start this show by discussing the different kinds of life insurance policies. You will learn that not all policies are structured in the same way. Did you know that a properly structured policy can earn you guaranteed returns of 4% and above in these turbulent times? Also known as "Gold Collar Investor Banking", investing in life insurance is safer than keeping your money in a bank. This show will be particularly interesting for investors looking for some good capital preservation strategies. Tune in for some excellent insights! Timestamped Shownotes: 00:35 - How has the coronavirus impacted economic activity and businesses across the world 01:41 - How are you managing your financial planning during these trying times? 02:38 - Which investment has survived pandemics and even the world wars and the Great Depression? 03:53 - Pancham welcomes Rod and Ben to the show 05:20 - What is term insurance? 06:14 - What is whole life insurance, and how are the premiums structured? 09:26 - What is universal life insurance? What are some cons of investing in a universal life insurance policy? 13:07 - What is the guaranteed minimum rate for a whole life insurance policy? 14:46 - Are returns earned completely tax-free? 15:17 - Have insurance companies been consistent in paying dividends? 17:06 - How can insurance company afford to pay higher returns compared to banks? 19:10 - Do insurance companies invest in real estate? 20:23 - Red flags to watch out for when investing in a whole life insurance policy 22:45 - Can you generate good cash flow by investing in a whole life insurance policy? 27:50 - Pancham shares his own experience of investing in life insurance 29:07 - Should you work with an insurance agent? 30:05 - Are insurance companies safer than banks? 33:03 - How you can make your money work into two different places by taking a loan against your life insurance policy 35:41 - What is direct recognition? 37:14 - Common riders that you can consider adding to your insurance policy 43:05 - Pancham sums up the many benefits of "Gold Collar Investor Banking" 45:10 - Taking the Leap Round 45:29 - When was the first time you investing outside of the Wall Street? 47:28 - Can you shared one investment that did not go as expected? 49:09 - What is one piece of advice that you would give to people who are thinking of investing on the Main Street? 50:13 – Rob and Ben share their contact information 51:13 – Wish to learn more about gold collar investor banking? Sign up for our forthcoming webinar 3 Key Points: How investing in life insurance can earn you guaranteed returns of 4% and above Common riders that you can consider adding to a life insurance policy How can life insurance companies afford to pay you higher returns than banks? Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page Gold Collar Investor Banking Gold Collar Investing Show 5

In today's show, Pancham interviews David Krulac, real estate owner, broker, speaker, and author of the book, How I Started with Nothing and Made 12 Million in Real Estate Part-Time. This show is a particularly interesting one as David reveals the nuances of purchasing a tax sale and a tax lien property. For those who are not aware of this investing approach, David first explains the basics in simple terms. Right from conducting due diligence to visiting a tax sale auction, we explain the entire investment process in great detail. What are some red flags that you should watch out for while purchasing a tax sale property? What sort of returns can you earn using this investment approach? Are the rules for purchasing tax sale and tax lien properties different in every state? For all this and much, much more, tune in to our latest show now! Timestamped Shownotes: 01:38 – Pancham explains a little-know strategy to purchase a real estate property at maximum discount 01:44 - Pancham welcomes David to the show 03:05 - How did David get started in the real estate business? 04:05 - Why does David find a tax sales purchase such an attractive proposition? 04:34 - What is a tax sale? David explains in simple terms 05:34 - What is the process of a tax sale auction? 05:44 - What is a tax lien? 06:27 - Tax deed vs Tax Lien - Understanding the difference 08:37 - 3 Important FACTS that you should be aware of before buying a tax sale property 09:53 - How to conduct due diligence for a tax sale property 10:55 - Should you insist on physically seeing the tax sale property before making a purchase? 14:13 - David reveals how performing a title search can help you buy a tax sale property at a huge discount 15:39 - How can you make money by purchasing a tax lien? What sort of returns can you earn? 19:13 - How is the process of purchasing a tax lien different in a bid down state? 20:44 – David explains how the process of purchasing a tax lien property is starkly different in a state like Michigan 22:06 - How often do tax sales happen? 25:54 - David explains how ended up turning $4,500 into $600,000 by investing in a tax sale property 30:15 - Some red flags to be aware of before purchasing a tax sale property 32:42 - Taking the Leap Round 32:52 - When was the first time you invested outside of the Wall Street? 33:20 - What fears did you have to overcome when you first invested outside the Wall Street? 37:16 - What was one investment that did not go as expected? 35:58 - What is one piece of advice that you would give to people who are thinking of investing in the Main Street? 36:53 – What inspired David to write his book, How I Started with Nothing and Made 12 Million in Real Estate Part Time? 40:35 - Pancham shares his contact information 3 Key Points: What is a tax sale property? And, why is it such an attractive proposition? Tax Sale vs. Tax Lien – Understanding the Difference Some red flags to be aware of before purchasing a tax sale property Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page How I Started with Nothing and Made 12 Million in Real Estate Part-Time David's Website

Today's Ask Pancham show is a special one as we have Gurwinder Singh as a guest on this show. Gurwinder Singh, a former JP Morgan and Goldman Sachs employee is now a full-time real estate developer. Gurwinder tuned in to show #18 and show #19 with Kevin Day, and has some pertinent questions about living trusts and irrevocable trusts. If you are looking for some nuanced asset protection tips, this show will surely interest you. Tune in now! Timestamped Shownotes: 00:57 - Pancham welcomes Gurwinder to the show 03:06 - What is the difference between living trust and irrevocable trust? 04:36 - Which assets should you house in your living trust and your irrevocable trust? 05:48 - Should you rely on insurance for asset protection? Or is living trust or irrevocable trust a better option? 07:25 - How do you protect the equity in your house? Pancham explains the concept of equity stripping 3 Key Points: Difference between living trusts and irrevocable trusts Is insurance a good option for asset protection? Using equity stripping to protect your home equity Get in Touch: Pancham's Email The Gold Collar Investor The Gold Collar Investor Facebook Page The Gold Collar Investor Show 18