
The Gold Collar Investor
227 episodes — Page 3 of 5

Ep 127TGCI 127: Power of Visualization
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Visualization

Ep 126TGCI 126: Ask Pancham? #6 - How buying leveraged real-estate is like shorting the dollar?
Inflation rates are something that can't be avoided. But, you can do something about it to lower those risks as early as today. In this episode, Ask Pancham Show has returned as he discusses how you can acquire revenue from depreciating assets such as shorting your dollars through buying leverage real estate investments. Discover how this simple strategy can make a huge difference in gaining income! Listen and enjoy the show! Quote: "Your dollar today is worth more than a dollar tomorrow." Timestamped Shownotes: 1:18 - Question of the Day: How buying real estate with a fixed rate mortgage is like shorting the dollar 1:49 - Defining inflation and its risk in the market 3:32 - How you can profit from shorting stocks 4:35 - Using long-term fixed mortgage to earn more while spending less 7:58 - Why this strategy is a win-win solution for banks and investors 3 Key Points: Inflation rates affect the prices of the market so the spending power of each dollar decreases. Thus, you will need more funds to be able to pay the same thing. Shorting stocks is one way of profiting from depreciating assets. The longer your amortization period of the loan is, the better since you'll be able to pay your mortgage in the same amount while your property increases in value. Get in Touch: Warren Buffett's interview on CNBC - https://www.cnbc.com/id/46538421 Listen to The Gold Collar Episode's Show #50 at https://thegoldcollarinvestor.com/tgci-50-inflation-from-a-9-years-old/ The Gold Collar Facebook - https://web.facebook.com/thegoldcollarinvestor/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: The Kingdom of Moltz by Irwin A. Schiff - https://www.amazon.com/Kingdom-Moltz-Irwin-Schiff/dp/0930374029

Ep 125TGCI 125: How to overcome self-doubt?
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: How to overcome self-doubt?

Ep 124TGCI 124: Expanding into multiple asset classes with strategic partnerships
In today's show, Pancham interviews Mark Khuri - founder of SMK Capital Management. Investing definitely runs in his blood as he has partnered with his brothers, cousins and has co-founded SMK Capital Management with his father. With his 15 years of real estate investing experience, he has managed over 40 partnerships, invested across different asset classes and has invested in over a billion dollars of real estate value! In this episode, listen how he has built his investing career during the Great Recession, how his investing strategy has changed over time, his unique way of diversifying his assets, and where he focuses his business today! Listen and enjoy the show! Quote: "I found that finance and operations match well with real estate investing and I started investing on the side." Timestamped Shownotes: 0:47 - Pancham introduces Mark to the show 2:03 - Maximizing opportunities and investing during the Great Recession 5:24 - On making the switch to be a full-time investor 8:39 - How he structured his winning business model 14:34 - Switching goals: from high-risk to low-risk investments 20:33 - How he predicted the market and shifted to recession resilient assets 23:31 - His simple but efficient morning routine to be productive 26:16 - Taking the Leap Round 26:16 - His first investment outside of Wall Street 27:36 - Overcoming his fear of being uneducated 28:33 - How he dealt with his duplex investment being on fire 31:22 - Why investors should also look at the worst case scenario and work with the right people 33:17 - How to get a free copy of Mark's report 3 Key Points: Keep on learning - through books or networking - before investing in order to have background knowledge. Creating multiple partnerships in different asset classes is another way for you to create diversification. Focusing on low risks yet attractive yields has helped him focus on his goal of income and growth. Get in Touch: Get a FREE copy of Mark Khuri's report at [email protected] Mark Khuri LinkedIn - https://www.linkedin.com/in/mark-khuri-7543821/ SMK Capital Management LLC Website - https://smkcap.com/ SMK Capital Management LLC Email - [email protected] The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 The 16% Solution: How to Get High Interest Rates in a Low-Interest World with Tax Lien Certificates by Joel S. Moskowitz - https://www.amazon.com/16-Solution-Revised-Low-Interest-Certificates-ebook/dp/B004I8VGSK

Ep 123TGCI 123: How to use fear for your advantage?
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: How to Use Fear to Your Advantage?

Ep 122TGCI 122: Passive Investing Mindset. From Pharmacist to full time investor w/ Ketan Patel
In today's show, Pancham interviews Ketan Patel - full-time real estate investor and a high performance real estate coach. Ketan's a living proof that success in business is not all about skills, it is also about the mindset and personal development. He took the switch to real estate investing when he realized his true passion and his way to continuously learn and feel alive! Today, he has built a multi-million dollar rental portfolio, has raised over $10million for multifamily syndication business, and has been inspiring investors and providing the confidence that they need! In this episode, you'll hear his story of how he combined personal growth and his passive investing mindset to gain success. He'll also share provoking thoughts that'll certainly give you a push to make the jump and take opportunities. Listen and enjoy the show! Quote: "I'm very passionate about growth and development - whether it's your personal mindset or investing mindset." Timestamped Shownotes: 1:19 - Pancham introduces Ketan to the show 2:36 - The transition from leaving pharmacy to where he is today 6:45 - On embracing his uncertainties to achieve growth 9:03 - Jumping in head first to fully understand what you want 15:09 - Educating yourself to grow your passive-investor mindset 18:27 - His latest uncomfortable yet inspiring projects 19:31 - Changing his emotional state through his morning routine 22:40 - Taking the Leap Round 22:40 - His single-family home as his first investment 22:54 - Overcoming his fear of losing money 23:47 - Why you should hire the right person for the job 24:35 - His lasting advice to real estate investors 25:27 - Where to get a copy of his report 3 Key Points: To be able to grow and to continuously learn - whether as a person or as an investor, you must be able to feel discomfort that comes with it and take a leap. We feel alive when we're challenging ourselves. Thus, explore and find the things that make us challenged in order to not feel stuck in life. Ask yourself what your goals are and learn new skills that can lead you to more opportunities. Get in Touch: Get your FREE Report of the 5 Pillars of Peak Performance at [email protected] Ketan Patel Coaching Website - https://ketanpatel.com/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 121TGCI 121: How to have a positive mindset during difficult times?
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: How to Have a Positive Mindset During Difficult Times

Ep 120TGCI 120: Engineer - MBA - Travelling Management consultant - Real Estate Investing
In today's show, Pancham interviews David Kamara - Founder, Managing Director, and Investor of Cape Sierra Capital. David was a traveling management consultant when his 8-year-old daughter asked him, "Are you still going to work tomorrow?". That one question became a wake-up call for him that changed his life. Now with owning over 200 units and managing a portfolio of investors for almost 400 units, he's surely on the right path in achieving financial freedom! In this episode, listen to his journey of financial success as he shares his different professional backgrounds before he finally became a real estate investor. Learn as he will also share the challenges, the dynamic shifts and how he fully transitioned into multifamily investing that made him who he is today! Listen and enjoy the show! Quote: "I really wasn't looking to go out and find money to buy too many deals. We're just looking to do things for ourselves." Timestamped Shownotes: 1:33 - Pancham introduces David to the show 2:29 - His ventures before he became a real estate investor 6:03 - How his daughter got him to find financial independence 9:22 - On realizing investing is not only a side hustle 15:02 - The challenge from transitioning to multifamily investing 19:17 - What Cape Sierra Capital prioritizes in deals 22:13 - How technical skills can benefit in investing 26:51 - How jogging helps with refocusing his mindset 29:01 - Taking the Leap Round 29:01 - His first business ventures and investments 30:11 - Overcoming his fear of uncertainty in investing 31:11 - How his multifamily investment got caught on fire (and learning the importance of insurances) 34:57 - His overflowing advices to investors 37:24 - Where to get his free eBook "The Personal Cash Flow Formula" 3 Key Points: Spending quality time with family became his biggest factor to achieve financial independence. To have at least a certainty that you'll get enough returns, diversify and don't put all your assets in one place. Get educated and ask objective questions if you want to start investing. But, don't simply ask questions but also take action in what you've learned so far. Get in Touch: Cape Sierra Capital Website - https://capesierracapital.com/ Get a free copy of his eBook "The Personal Cash Flow Formula" at [email protected] Get a free copy of Pancham's eBook "Top 6 Reasons to Invest Outside of Wall Street" at https://thegoldcollarinvestor.com/download/ Pancham Gupta Email - [email protected] Books: The Miracle Morning Series by Hal Elrod - https://www.amazon.com/gp/product/B07B5RD8MK?ref_=dbs_dp_rwt_sb_tpbk&binding=paperback

Ep 119TGCI 119: Done is Better than Perfect
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Done is Better than Perfect

Ep 118TGCI 118: From Thai refugee camps to Apple Engineer to Financial Freedom
In today's show, Pancham interviews Eng Taing - CEO and Founder of Touzi Capital. Born in a refugee camp in Thailand, escaping the Khmer Rouge in Cambodia, and working with a high salary, and finally finding financial success in Los Angeles, Eng will look back on his eventful adventures and how it helped him to be a real estate investor that has $100m assets under management! In this episode, he'll share how his background developed his sense of being thrifty. You'll also learn how to break out of your golden handcuffs as he shares his story of leaving his high-paying job at Apple and building Touzi Capital to where it is today! Listen and enjoy the show! Quote: "It's an interesting decision because I have lots of potential in myself. I didn't know I could strike a conversation with people in this industry or people like you and learning something every time." Timestamped Shownotes: 1:00 - Pancham introduces Eng to the show 2:21 - How he found financial freedom in investing 6:06 - His family background and how it helped with his mindset as an investor 9:09 - Why investing out of state is not an hindrance to success 11:41 - Overview of the BRRRR Strategy 12:50 - How he knew the right moment to quit his job (and why it's his best decision yet!) 19:41 - How cold showers and coffee helped him start his day 21:30 - Taking the Leap Round 21:30 - His first investment outside of Wall Street (at the age of 12!) 22:09 - Overcoming his fear of managing his properties 23:21 - Why his multifamily deal didn't go as expected 24:51 - Why rookie investors should start get into investing 26:56 - Eng's contact information 3 Key Points: Real estate is a good investment and it can also be seen as a financial security blanket that they didn't have before. Having investments in a different state may be an obstacle to overcome but it is not a hindrance to achieve success. No matter the amount of effort you'll be putting in your work, you would still earn the same amount of income. Get in Touch: Eng Taing Email - [email protected] Touzi Capital Website - https://www.touzicapital.com/ The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ Pancham Gupta Email - [email protected] Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

Ep 117TGCI 117: Thoughts and feelings. How feelings are signal to the life YOU want?
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Thoughts and feelings. How feelings are signal to the life YOU want?

Ep 116TGCI 116: How Adam (a Civil Engineer) found a unique strategy to Financial Freedom?
In today's show, Pancham interviews Adam Zach - civil engineer and a real-estate investor. Adam has been investing in himself when he worked with a business partner and has been growing continuously to where it is today - 26 properties in 5 different states! He has also been building the business (without needing the money!), has a flexible civil-engineering profession, and helps people on getting deals without sacrificing his quality family time! Want to know his secret to success? Listen to this episode as he will share the business strategy that is too good to be true! He will also share its benefits and overall overview on what to look out for when using this strategy. Listen and enjoy the episode! Quote: "It's more of a purpose-driven business model as opposed to just getting enough passive income to quit the job." Timestamped Shownotes: 0:51 - Pancham introduces Adam to the show 2:02 - How investing in himself got him to where he is today 9:34 - Discovering the lease option and contract for deed strategy 12:26 - On dealing with decreasing property value 18:11 - How these strategies are also beneficial to the tenants 20:12 - Details on how the strategy works for him 27:27 - How he balances his engineering and investing ventures 29:33 - How his morning routine helped him to be productive 35:10 - Taking the Leap Round 35:10 - His first investment outside of Wall Street 35:29 - Questions he first asked when he started investing 36:25 - How his one partnership didn't turn out as expected 38:04 - Why investors should fail their way to success 39:27 - Adam's contact information 3 Key Points: A combination of personal development and pursuing a purpose-driven investing venture can help lead to a fulfillment in life. The lease option and contract for deed strategy will benefit both the tenant and the seller so using this strategy will provide a win-win situation. His purpose-driven venture on educating people has motivated him to continue investing and providing opportunities to the buyers as well. Get in Touch: Adam Zach Website - https://engineeringrei.com/ Adam Zach Email - [email protected] The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R. Covey - https://www.amazon.com/Habits-Highly-Effective-People-Powerful-ebook/dp/B01069X4H0 The Miracle Morning Series by Hal Elrod - https://www.amazon.com/gp/bookseries/B01ILUVCF2 Go for No! Yes is the Destination, No is How You Get There by Richard Fenton and Andrea Waltz - https://www.amazon.com/Yes-Destination-How-You-There-ebook/dp/B00507TDJM

Ep 115TGCI 115: Network is Your Networth
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Network is Your Networth

Ep 114TGCI 114: How to do capital allocation & invest? Psychology of investing.
In today's show, Pancham interviews Juan Carlos Herrera - founding partner of Quantor Capital and managing director of Inscription Capital - and together with Julio Cacho, founder and Chief Investment Officer of Quantor Capital and Inscription Capital. Juan and Julio have the same investment philosophy: diversifying their portfolio accordingly to the market across multiple assets. With their same investment approach, they have built 2 investment firms, have been providing financial advice and are overseeing more than one billion dollars in assets! In today's episode, you'll know more about diversification as they share its perks and the factors to consider when expanding your portfolio. They'll also share their principles, allocating your investments, and knowing your risk tolerance so you can invest to the fullest so this is definitely a don't-miss episode! Listen and enjoy the show! Quote: "The principle here is to diversify as much as you can because that's the only real free lunch that we have." Timestamped Shownotes: 2:36 - Pancham introduces Juan and Julio into the show 5:01 - How they met and built their investment model 9:42 - Why the asset prices are unpredictable 12:45 - Guide on how to heavily diversify your investments 22:14 - Breaking down your cash in 3 "buckets" 25:17 - Identifying your risk tolerance to know how much to invest 32:19 - How to overcome psychological hurdles in investing 37:18 - How their investment philosophy didn't changed over time 44:02 - Taking the Leap Round 44:02 - Their 1st invested outside of Wall Street 45:13 - Overcoming their fear of doing everything the right way 46:11 - Lessons learned for their investments that didn't end well 48:36 - Their lasting advice to investors 50:48 - Juan and Julio's contact information 3 Key Points: Diversify and invest in as many assets classes as you can since no one knows what would be the best asset from now onwards. It will be very difficult to outperform the markets so the best solution is to simply replicate the market. By identifying your own risk tolerance, you can decide the type of portfolio you would want to have and can know your expected returns. Get in Touch: Inscription Capital Website - https://inscriptioncapital.com Quantor Capital Website - https://www.quantorcapital.com Juan Carlos Herrera LinkedIn - https://www.linkedin.com/in/juan-carlos-herrera-253a8714/ Julio Cacho Twitter - https://twitter.com/jcachodiaz Now Know This Podcast - https://www.audible.com/pd/Now-Know-This-Investments-Economics-Behavior-Podcast/B08K565KY1?qid=1617190287&sr=1-1&ref=a_search_c3_lProduct_1_1&pf_rd_p=83218cca-c308-412f-bfcf-90198b687a2f&pf_rd_r=XS5T9KKCSGD1B93XRDR3 Watch The Gold Collar Investor Show #5 at https://thegoldcollarinvestor.com/show5/ Pancham Gupta Email - [email protected]

Ep 113TGCI 113: The Secret
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Secret

Ep 112TGCI 112: Expected changes to YOUR taxes! Real estate professional status
In today's show, Pancham once again interviews Brandon Hall - founder and CEO of The Real Estate CPA. Brandon is a firm believer that real estate investing is crucial to building wealth - and tax planning is one of the important factors to consider when generating wealth. And with the new administration, changes are bound to happen. In this episode, Brandon is back as he predicts what the future holds with the upcoming new administration and the tax laws. He will also share golden nuggets in terms of understanding the power of a real estate professional status and how it can benefit you! Listen and enjoy the show! Quote: "Nobody has the crystal ball and can predict what's gonna be implemented and when it's going to be implemented and that's the challenge." Timestamped Shownotes: 1:11 - Pancham introduces Brandon to the show 2:34 - Changes to be expected in tax laws (and why it mainly impacts high-income earners) 8:03 - His judgement on the additional tax programs and how it will play out 9:42 - Benefits of the changes to people who has financial struggles 12:05 - Why you should not rush things and just wait for what will happen 15:04 - How the tax laws will not affect your real estate professional status 17:32 - How investors can leverage and offset their active and passive income 24:21 - What it takes to be a real estate professional (and real-life cases to guide you!) 36:41 - Where you can apply for a 5-week Tax Strategy Foundation Course 3 Key Points: Explore different options on what you can do today so you can reduce your overall income to be able to prevent tax increases There's a lot of risks when it comes to being proactive since no one really knows what will happen. Focus on investing in a smart manner instead of risking a lot. There's a lot of challenges in applying to be a real estate professional but if you are qualified to be one, go for it since it has a lot of useful benefits. Get in Touch: Enroll in their Tax Strategy Foundation Course at http://thegoldcollarinvestor.com/cpa The Real Estate CPA Website - https://www.therealestatecpa.com Tax Smart Real Estate Investors Facebook Group - https://www.facebook.com/groups/taxsmartinvestors Watch The Gold Collar's Episode with Brandon Hall here at https://thegoldcollarinvestor.com/show4/ Pancham Gupta Email - [email protected] Book: Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

Ep 111TGCI 111: The Great Ones are Learning Machines
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Great Ones are Learning Machines

Ep 110TGCI 110: Ask Pancham? #5
Ever wondered how you can reduce your tax liability? Is it even possible to lower your taxes? The answer to both questions is YES. In today's episode, we're back with another Ask Pancham Show as he will share all about how you can keep your income rather than paying it for taxes! As the tax season is fast approaching, tune in as the host himself will discuss the power of real estate investments in terms of keeping your wealth. Learn the efficient way to lower your tax rates so listen until the end of the episode! Quote: "What if you're able to reduce your taxes by 1%, 2%, 5%, 10%? You will be giving yourself a raise by that amount." Timestamped Shownotes: 0:37 - Question of the Day: How can you use depreciation to offset your W-2 income 2:31 - Classifying the 3 types of income 3:47 - How passive income can lead to a lower effective tax rate 7:05 - Why being a real estate professional can help offset your active income 10:02 - Misconceptions on what it takes to be a real estate professional 3 Key Points: Minimize your tax position by shifting your earned income to passive or portfolio income. Passive income is not subjected to high effective tax rates since these are covered by depreciation and amortization. If you're a qualified real estate professional, you can use your passive loss to offset your active income and can save a lot of taxes. Get in Touch: Listen to The Gold Collar Episode's Show #4 here at https://thegoldcollarinvestor.com/show4/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 109TGCI 109: Champions are Obsessed with Productivity and Results
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Champions are Obsessed with Productivity and Results

Ep 108TGCI 108: Want to own a Franchise? How do you know if it's for you?
In today's show, Pancham interviews Lance Graulich - founder and CEO of ION Franchising. Lance believes that franchises are for everyone - that there's a business out there that matches with your goals. Wanting to help entrepreneurs find their perfect franchise, he founded ION Franchising and is now the largest franchise broker in the U.S. which currently represents more than 650 brands! Been thinking of owning a franchise? Today's episode is perfect for W-2 employees who are thinking of generating another stream of income as Lance will discuss all about starting a franchise! From how it works to its benefits and beauty of franchising, this episode is jampacked with insights into the franchising industry so don't miss it! Quote: "Surround yourself with the best resources or a partner that knows more than you in some other areas and go for it." Timestamped Shownotes: 2:52 – Pancham introduces Lance to the show 3:48 – How his entrepreneurial background got him into franchising 8:07 – How franchising can lead you to more opportunities 21:22 – What it takes to open a franchise (and why franchising may just be for you!) 24:55 – Recession resilient franchises that came out from 2020 36:21 – How his morning habits helped him to be more productive 39:37 – Taking the Leap Round 39:37 – His first franchise investment 39:55 – Why having very little fear is not always a good thing 40:29 – His franchise investment that didn't go as expected 42:24 – Why you should reach out to Lance for franchising advice 44:02 – Lance's contact information 3 Key Points: When organizing a business plan for your franchise, align your investment level, the type of owner you'll be, and your goals and expectations for this franchise. Franchising is a good idea for business starters as it could help you have a general idea of the industry. Franchising can be for anyone but it would start with you taking the first step of wanting to be an entrepreneur. Get in Touch: ION Franchising Website -https://ionfranchising.com/ Lance Graulich Instagram - https://www.instagram.com/lance_graulich_ionfranchising/ Lance Graulich Facebook - https://www.facebook.com/ionfranchising/ Lance Graulich LinkedIn - https://www.linkedin.com/in/lance-g-68b304118/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Book: Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

Ep 107TGCI 107: The Great Ones are Problem Solvers
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Great Ones are Problem Solvers

Ep 106TGCI 106: With full-time job and investing as a side hustle with John
In today's show, Pancham interviews John Blanton - sales executive, real estate investor, and host of Contrarian Cashflow. John has a certain goal: to earn a 6-figure income, max out his 401k, spend time with his family, and to be able to travel freely. And he knew that his corporate job won't be enough to be able to achieve his goals. With his love for chasing and closing deals, investing in various investments (lending, bitcoin, flipping houses, active deals, passive investments - you named it!) certainly helped him achieve his goals and have a fulfilled life! In this episode, get inspired by his journey as he shares how he balances his full-time job, his investing hustles, and spending his personal time with his family. He will also share pearls of wisdom from his past 6 years of investing! So many golden nuggets in this episode so make sure to listen until the end! Quote: "Anything I can do to close a deal and chase deals is something extremely exciting and what I'm passionate about." Timestamped Shownotes: 2:05 - Pancham introduces John to the show 3:38 - How he and his wife discovered real estate investing 8:53 - Lessons learned from his investments gone wrong 13:54 - On transitioning to passive investing 16:19 - How cold storage became his most consistent investment 18:16 - Knowing your career path by defining your priorities 24:55 - Why he doesn't want to focus on one asset class 28:15 - Taking the Leap Round 28:15 - His first investment outside of Wall Street 29:20 - Overcoming his fear of the unknown 30:46 - Why his Bitcoin investments didn't go as expected 33:18 - Why investors should educate themselves first 34:38 - John's contact information 3 Key Points: Define your personal priorities in order to know the career path that best fits you. Don't let other people tell you why you should invest in a deal or what return profiles will be good for you. Invest in your own terms. Be intentional with your time. Do things that could help you to generate income and to enjoy life at the same time. Get in Touch: Peak Capital Website - https://www.peakcapitalgrp.com/ John Blanton LinkedIn - https://www.linkedin.com/in/joblanto/ Contrarian Cashflow Podcast - https://contrarian-cashflow.captivate.fm/ Download the FREE e-book "Top 6 Reasons To Invest Outside of Wall Street" on https://thegoldcollarinvestor.com/download/ Pancham Gupta Email - [email protected] Books: The Miracle Morning Series by Hal Elrod - https://www.amazon.com/gp/bookseries/B01ILUVCF2 The Hands-Off Investor: An Insider's Guide to Investing in Passive Real Estate Syndications by Brian Burke - https://www.amazon.com/Hands-Off-Investor-Insiders-Investing-Syndications/dp/1947200275

Ep 105TGCI 105: Great ones are at peace with themselves!
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Great ones are at peace with themselves!

Ep 104TGCI 104: Moving to Passive Investor full time after burnout from Active Investing
In today's show, Pancham interviews Travis Watts - a full-time passive investor and the director of investor relations at Ashcroft Capital. He is no stranger to finances and investments but he realized that a W-2 job, an active investor in multi-family homes, and being a property manager is simply not his thing. So, he started investing in syndications passively! With his focus on achieving time freedom, he has finally left his corporate job, became a full-time passive investor, is a limited partner in over 35 syndications, and has been devoting his time to teaching passive investment strategies to rookie investors! In this episode, learn insights and words of wisdom as Travis will share the pros and cons of passive and active investing, deals he made with different approaches, and how you can vet out sponsors! Want to know the right investing approach for you? Listen and enjoy the show! Quote: "I was literally trading time for dollars. And I got to thinking 'There's gotta be more to life than this.'" Timestamped Shownotes: 1:20 - Pancham introduces Travis to the show 2:28 - How he got into real estate investing 8:25 - His transition from active to passive investing 12:05 - Why passive investing best works for him (and how to know what best suits you!) 20:45 - Identifying your clear criteria when vetting out sponsors 23:51 - How mind-clearing helped him to be more productive 26:53 - Taking the Leap Round 26:53 - His first investment outside of Wall Street 29:04 - Overcoming his fear of breaking barriers 30:21 - His investments that didn't go as expected 31:59 - Why investors should do their own research 33:21 - How to get a copy of his report 3 Key Points: Self-educating yourself through podcasts, books, and seminars is the best way to go to understand the fundamentals of investing. The type of approach you would want to have in investing should best fit your skill sets, passion, and interests. Defining who you would want to have as a sponsor can easily help you vet an investor. Get in Touch: Get a FREE copy of his report on "Understanding Real Estate Private Placements" at [email protected] Ashcroft Capital Website - https://ashcroftcapital.com/ Listen to Episode #43 with Jeremy Roll at https://thegoldcollarinvestor.com/tgci-43-w2-to-passive-investments/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Rich Dad's Prophecy: Why the Biggest Stock Market Crash in History Is Still Coming...And How You Can Prepare Yourself and Profit from It! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-Prophecy-Biggest-Yourself-ebook/dp/B0175P5M6O Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

Ep 103TGCI 103: Power of Humility
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Humility

Ep 102TGCI 102: An Engineer turned Full-Time Investor
In today's show, Pancham interviews Jerome Myers - a leader in multifamily development, founder and Chief Inspiration Officer of DreamCatchers and The Myers Development Group. Jerome was already successful in corporate America - already built a 20MM division and a 30% profit margin. But after a phone call on Christmas Eve, he decided to leave corporate America and started everything all over again! Now, he has built his own company that has a multi-million-dollar portfolio, been featured on top podcasts, and has been guiding investors through the Myers Methods! In this episode, learn how his qualities as an engineer helped him in the real estate game. You'll also get to discover what investment strategy works for you, how investing can provide fulfillment to your life, and the 4 challenges in investing! Quote: "Then I said, when I was leaving corporate, 'I'm gonna get that dream off the shelf and I'm gonna invest outside of Wall Street.'" Timestamped Shownotes: 1:44 - Pancham introduces Jerome to the show 3:11 - How his venture started from a phone call on Christmas Eve 13:29 - Focusing on joint ventures investments 18:22 - The 4 challenges to overcome for rookie investors 21:08 - Having a positive mindset amidst the pandemic 25:51 - How his 5-hour morning routine contributed to his success 28:17 - Taking the Leap Round 28:17 - Fix-and-flip property as his first investment 28:43 - His fears when he first invested outside of Wall Street 29:36 - His investments that did not go as expected 32:06 - Why investors should never invest in something that they don't understand 33:37 - Jerome's contact information 3 Key Points: Investing is not about replacing your income but rather replacing your expenses. Different investment strategies would best fit depending on the type of investor you want to be. A joint venture works best for active investors while a limited partnership works for passive investors. Investments are negatively affected by the pandemic and that's the reality of it. You just have to take advantage of the system. Get in Touch: Jerome Myers Website - https://www.jeromemyers.co/lead-magnet1589065232830 The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ Pancham Gupta Email - [email protected] Books: Rich Dad's CASHFLOW Quadrant: Rich Dad's Guide to Financial Freedom by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054

Ep 101TGCI 101: Power of consistency. The World Class is Consistently Great!
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of consistency. The World Class is Consistently Great!

Ep 100TGCI 100: Lawyer turned investor who is investing in secondary growth markets
In today's show, Pancham interviews Brian C. Adams - lawyer-turned-real estate investor and the Principal and Founder of Excelsior GP. Brian was a district attorney in Nashville who was transferring to a corporate law firm when he realized that he doesn't want to live a life in golden handcuffs. He then saw his wife's family background in investing, connected with a business partner, founded Excelsior GP, and the rest is history! With 10 years of experience in real estate private equity, advanced knowledge in best practices for strategic real estate investing, and a $415 million growth of asset value, He is surely the guy you want to talk to when it comes to investing! In this episode, listen as Brian will share how the maturing millennials are leading the market today, how his investment strategy works, and how diversified investments can help you in your overall portfolio. Quote: "If you want that style of life, and if you want that financial freedom, it doesn't come easy and that includes the choice to leave the corporate gig, it's not supposed to be a simple, easy decision, because if it were everybody would do it." Timestamped Shownotes: 0:40 - Pancham introduces Brian to the show 1:36 - How his wife's family background got him into investing 5:02 - How the maturing millennial generation are driving market change 6:48 - Focusing on commercial office assets amidst the pandemic 9:16 - How golden handcuffs made him leave his corporate gig 15:26 - Why you should not only focus on investing in stocks 19:24 - How sleep helped him to be more productive 21:54 - Taking the Leap Round 21:54 - His first investment outside of Wall Street 22:40 - Overcoming his fear of losing control 24:05 - Why his bar and resto investment didn't go as expected 26:04 - Why investors should have a good infrastructure in the business itself 27:18 - Brian's contact information 3 Key Points: The maturing millennial generation is growing so their geographic metrics are benefitting the enterprise. There is no easy solution when it comes to transitioning to investing full time. The success you'll enjoy is a part of the pain that you went through. Aside from stock investments, there are other types of investments that you can consider investing in to supplement your entire portfolio. Get in Touch: Excelsior Capital Website - https://www.excelsiorgp.com/ Brian C. Adams LinkedIn - https://www.linkedin.com/in/brian-c-adams/ Listen to Brandon Hall's episode in The Gold Collar Investor here: https://thegoldcollarinvestor.com/show4/ The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ Pancham Gupta Email - [email protected] Show notes page: www.TheGoldCollarInvestor.com/show100 Watch on youtube: https://youtu.be/WRm1c2QaWQE

Ep 99TGCI 99: Power of Criticism
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of Criticism

Ep 98TGCI 98: Moving from spending 24 years in Public Financial Services industry to Private Investments.
In today's episode, Pancham interviews Ted Greene - an investor relations manager at Spartan Investors. Ted definitely knows the ins and outs of the industry as he has been an investment adviser for 24 years. After managing bond portfolios, he steps up his game as he recently transferred to dealing with portfolios in private investments with Spartan Investors! In this episode, listen as Ted will share everything that he learned from his years of experience! He will share key pieces of information he got from his journey and why he transitioned to handling private investments portfolio. You'll get tons of value from this show as he will also share his formula when investing with examples that could help you - a rookie investor - understand deals more! Listen and enjoy the show! Quote: "I think the biggest lesson that I learned in 24 years of Wall Street is to not look in the rearview mirror and extrapolate that going forward with the assumption 'This is how it always is.'" Timestamped Shownotes: 1:50 - Pancham introduces Ted to the show 2:42 - His financial advisor experiences throughout the years 5:08 - Why you shouldn't look at past trends when building your portfolio 7:53 - Diversifying your portfolio by strategically investing 14:07 - How he calculates for self-storage deals 23:58 - Their recession-resistant strategy amidst the pandemic 25:11 - How his analogy of boulders, rocks, and sand contributed to his success 28:36 - Taking the Leap Round 28:36 - Why his 1st investment didn't go as expected 31:26 - Fears he overcame when investing 32:44 - Why investors shouldn't hesitate to ask questions 35:36 - Ted's contact information 3 Key Points: Don't look at the past market trends and assume that it will always continue that way. Don't invest in only one deal. Diversify your portfolio by investing in small amounts in various industries. Compute how much will be the increase in an asset and its net operating income to identify a good deal. Get in Touch: Spartan Investors Website - https://spartan-investors.com/ Ted Greene LinkedIn - https://www.linkedin.com/in/ted-greene-dontbeafraid/ Spartan Investors Youtube - https://www.youtube.com/spartanhomebuyers The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 97TGCI 97: 5 Levels of Mental Toughness
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: 5 Levels of Mental Toughness

Ep 96TGCI 96: Explorer of 96 countries, Federal Agent, Mechanical Engineer and Real Estate Investor talks about lifestyle design!
In today's show, Pancham interviews Maurice Philogene - senior executive, real estate investor, restaurant owner, public servant, philanthropist, federal agent, a police officer, and an explorer of 97 countries - a multi-talented entrepreneur indeed! He is indeed the living testament that anything is possible. He has been acquiring multifamily properties and has closed 9 deals in 13 months! He is also diversifying his investments by doing international real estate investing - in the Mediterranean! Why is he doing all these? Simple. His passion to serve and help other people achieve their 5 freedoms through multifamily investing and lifestyle design and it's also his way to give back to the community. In this episode, get to know how he remarkably handles all his careers and ventures! We will also explore his personal growth and mindset, his financial and lifestyle goals, and his story to achieve them that would definitely inspire you to make the next step! Quote: "We all have 24 hours in a day and as long as you get 8 hours of sleep, how you use the other 16 hours is your choice. And I just used it very wisely over the years." Timestamped Shownotes: 0:50 - Pancham introduces Maurice to the show 2:40 - His different professions and how he balances them 6:28 - 2 major events that led him to his current path 9:13 - Growing as an investor with multifamily investing 11:09 - How single-family investing taught him patience and consistency 14:58 - Shifting his financial goals to life-related goals 17:26 - How the productivity pyramid helped him learn to say "no" 19:18 - How being an early riser attributed to his success 22:44 - Taking the Leap Round 22:44 - His 1st investment outside of Wall Street 23:30 - On being fearless when he's investing 24:03 - Why his penthouse condo investment didn't go as planned 26:22 - Why investors should understand their why's 27:40 - Maurice's contact information 3 Key Points: Always look for ways to grow not only as an investor, but also as a person. Connecting and building relationships with people can help you realize what your goal in life is. Be productive and make the most out of your time to create the lifestyle you would want to achieve. Get in Touch: Maurice Philogene LinkedIn - https://www.linkedin.com/in/mauricephilogene/ Maurice Philogene Instagram - https://www.instagram.com/mauricephilogene/ Quattro Capital Website - https://www.thequattroway.com/ Get your FREE Report on the Top 6 Reasons To Invest Outside of Wall Street at https://thegoldcollarinvestor.com/download/ Pancham Gupta Email - [email protected]

Ep 95TGCI 95: The Law of Receptivity
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Law of Receptivity

Ep 94TGCI 94: High yield, lower risk alternative in a volatile market
In today's episode, Pancham interviews Rajan Gupta - a fellow real estate investor in Mesos Capital. He was the first official guest on The Gold Collar Investor Podcast when this podcast was launched in 2019. Investors have gained a lot of key takeaways in his episode on the major differences of Wall Street and Main Street investing that his episode became one of the most listened to episodes! In this episode, Rajan is back on the show to discuss all about the current state of the economy. He will also share investment alternatives that can help lower your risk profile. Don't miss this episode as you'll learn different investment strategies to generate more cash flow! Quote: "COVID-19 has made a lot of businesses and asset classes suffer but some businesses and some asset classes have boomed." Timestamped Shownotes: 1:04 - Pancham welcomes Rajan to the show 1:36 - His viewpoint on the current state of the market 3:11 - Why prices are inflated in various asset classes 5:59 - On investing in private and alternative investments 7:54 - Why bonds are more riskier than stocks 9:48 - Mesos Income Fund as an investment alternative 14:04 - Kinds of asset classes that Mesos Income Fund invests 17:33 - Rajan's contact information 19:94 - His parting advice to real estate investors 3 Key Points: Rather than saving cash, invest in asset classes to your full capacity that can also give you high yields. Expose yourself in the investing industry and learn about private and alternative investments from people in different fields. Diversify your investment to be able to understand the market and its industry well. Get in Touch: Mesos Capital Website - https://mesoscapital.com/ The Gold Collar Investor Podcast Episode #3 - https://thegoldcollarinvestor.com/show3/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 93TGCI 93: The Law of Authenticity
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Law of Authenticity

Ep 92TGCI 92: Rich Dad Advisor, Ken McElroy on current state of the economy and what lies ahead!
In today's show, Pancham interviews Ken McElroy - real estate investment expert, syndicator, rich dad advisor, educator, and author of Return to Orchard Canyon, and my role model. Ken McElroy has been in the investing industry for three decades. With his years of investing experience, he already has 250 employees, a development, construction, property management, and utility company. He also owned about a billion-dollar worth of investments - a true entrepreneur indeed! In this episode, grasp the current state of the economy as Ken shares the possible supply and demand issue, massive disruptions from migration patterns, and the debt deflation in real estate investing from his point of view. He will also share his passion for educating investors through his Youtube channel and with his self-written books (that my 9-year old son can read!) so you can't miss this episode! Quote: "The journey's all started from one 2-bedroom 2-bath that just cash flowed $120 a month and the rest has just been a massive learning process." Timestamped Shownotes: 1:19 - Pancham introduces Ken to the show 2:27 - How his real estate journey started from one 2-bedroom 2-bath unit 6:56 - How the migration patterns will impact rentals 12:36 - Trying to stop debt deflation through inflation 16:34 - His thoughts on supply and demand in real estate investing 24:20 - Reinvesting back to education through his Youtube channel 28:41 - His purpose of writing Return to Orchard Canyon (and why you should get your copy!) 31:42 - His fundamentals in getting deals 36:27 - How gratitude, meditation, and prioritizing health helps with his success 41:25 - Taking the Leap Round 41:25 - His first investments outside of Wall Street 43:02 - His concerns whenever he is investing 44:15 - Why his 300-unit apartment building investment didn't go as expected 47:05 - Why you should have multiple income streams 49:31 - Ken's contact information 3 Key Points: The migration patterns will affect the supply and demand of rentals which would massively impact some areas. The government will keep trying to reduce their overall debt by inflation which would affect the economy. Real estate investing is a good strategy for cash flow and long-term wealth building. Get in Touch: Take a look at the 1st chapter of Return to Orchard Canyon for FREE at https://kenmcelroy.com/gci/ Ken McElroy Website - https://kenmcelroy.com/ Ken McElroy Youtube Channel - https://www.youtube.com/kenmcelroyofficial The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Return to Orchard Canyon by Ken McElroy - https://www.amazon.com/Return-Orchard-Canyon-Ken-McElroy-ebook/dp/B082J4NYG6

Ep 91TGCI 91: The Law of Influence
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Law of Influence

Ep 90TGCI 90: From W2 to living off just passive investments. Yes, Financial Independence!
In today's show, Pancham interviews Ryan McKenna - full-time real estate investor, syndicator, and founder and CEO of McKenna Capital. Ryan has been balancing his full-time job, passive investing, and building his network when he finally builds up enough capital to leave his job and start his own private equity company to help others to invest passively in different syndications. Today, he has grown his passive investments into different asset classes, an investor in more than 50 opportunities and with $1 billion worth of real estate and business assets! In today's episode, Ryan shares his wealth of knowledge when it comes to different asset classes and sponsors. He will share why diversification is important to him, his philosophy in his business, how he builds his network, and the emerging asset classes today! What makes syndications stand-out and why is it a better way to invest? Listen to this episode to find out! Quote: "I tried to really make sure my portfolio is very well-diversified, so not one investment will make or break me." Timestamped Shownotes: 1:54 - Pancham introduces Ryan to the show 2:54 - How he got intrigued by syndications 10:00 - Diversifying his syndications to build his portfolio 15:33 - On knowing the investor behind the deals 20:04 - Active vs. Passive Investing (and what's the best fit for you) 26:01 - How investing in resilient asset classes helps amidst the pandemic 31:28 - How gratitude and tackling the hardest problems helps developed a positive mindset 36:11 - Taking the Leap Round 36:11 - First real estate investment and how it came about 36:34 - Risks and fear he overcame with his first real estate investment 37:35 - Why one of his self-storage deals didn't go as expected 39:12 - Why you should surround yourself with fellow investors 41:08 - How to get a copy of his report 3 Key Points: Diversifying your investments is a good strategy to generate good cash flow streams and to build relationships with other investors. Explore, educate yourself, and learn from other investors as much as possible to have a better insight into how it works. Syndication is a good investment whether you'll be active or passive investing as it will help expose yourself to other markets. Get in Touch: Get a copy of the Top 10 Reasons Real Estate Syndications Are A Better Alternative Report at [email protected] Ryan McKenna Website - https://www.mckennacapital.com/ The Five Minute Journal App - https://www.intelligentchange.com/pages/five-minute-journal-app The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194

Ep 89TGCI 89: The Law of Compensation
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: The Law of Compensation

Ep 88TGCI 88: Self-storage - Recession Resistant Asset Class?
In today's show, Pancham interviews Kris Benson - chief investment officer for Reliant Investments which is a subsidiary of Reliant Real Estate Management and one of the top 25 commercial self-storage operators in the U.S. in 2019. Kris Benson saw the value in self-storage investing when he is looking for asset classes to invest in. He became part of the investment committee at Reliant, and in just 5 years, it has completed over $650,000,000 in self-storage acquisitions and dispositions! In today's episode, Kris shares everything you need to know about self-storage investing - its history, how it works, the market trends, locational strategy, and more! You'll also see why self-storage is the most valuable asset class so don't miss this episode! Quote: "It's been a fun adventure kinda getting to this point. Storage is a really dynamic market right now." Timestamped Shownotes: 1:23 - Pancham introduces Kris to the show 2:33 - How he got into the self-storage industry 8:10 - How self-storage works (and how its industry has evolved) 11:26 - The type of clients in the self-storage industry 13:38 - How location affects his investing decisions 16:44 - His analysis on the market trends amidst the pandemic 19:37 - The details of his first ground-up development 22:56 - How working out helps with his outlook and his success 25:46 - Taking the Leap Round 25:46 - His first investment outside of Wall Street 28:03 - Fears he overcame from his first investment 29:01 - How his investment in a healthcare company didn't work out 30:51 - Figuring out the type of investor you want to be 34:14 - Kris's contact information 3 Key Points: Self-storage is a recession-resilient investment that was able to adjust quickly to unfortunate events. Self-storage is about the convenience of clients that hate to get rid of their stuff. Finding the perfect location for self-storage is crucial in the industry. Get in Touch: Reliant Investments Website - https://www.reliantinvestments.com/ Kris Benson LinkedIn - https://www.linkedin.com/in/kris-benson/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected] Books: The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Timothy Ferriss - https://www.amazon.com/4-Hour-Workweek-Anywhere-Expanded-Updated/dp/B0031KN6T8/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=&sr= Tribe of Mentors: Short Life Advice from the Best in the World by Timothy Ferriss - https://www.amazon.com/Tribe-Mentors-Short-Advice-World-ebook/dp/B071KJ7PTB/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=&sr=

Ep 87TGCI 87: Happy New Year and Law of Value
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Happy New Year and Law of Value

Ep 86TGCI 86: Owning a mortgage and impending mortgage crisis!
In today's show, Pancham interviews Paul Birkett - founder and CEO of Automation Finance. Paul has been working at PepsiCo for 18 years when he realized that living a corporate life isn't what he wanted. He jumped into the entrepreneurial life with both feet and has started running an investment platform by buying distressed mortgages. With his vision to help families to not lose their homes, he works with borrowers to avoid foreclosure and to help them get back on track. For 6 years, He has saved more than 2,000 families from foreclosure! In today's episode, Listen as Paul shares how he discovered his niche for mortgages and how he has revolved his business around it. He'll also share his mindset on how he managed to make the first step into living the entrepreneurial life! Learn different values and insights from his stories so don't miss this episode! Quote: "We're regular guys. There's nothing special about us. We just built a lot of systems and a lot of expertise over the 7 years but now we can make that available to everybody." Timestamped Shownotes: 2:45 – Pancham introduces Paul to the show 4:06 - What mortgages have that made him start Automation Finance 8:54 - Breaking free from his "golden handcuffs" (and why it took him 20 years) 16:15 - How Automation Finance works 20:09 - What makes Automation Finance stand out 22:53 - His thoughts on the impending mortgage crisis 26:36 - How clearing his emails helped with his success 29:32 - Taking the Leap Round 29:32 - His first investment outside of Wall Street 30:13 - His realizations when he bought his first investment 30:58 - What he learned from buying 1,000 loans at once 32:39 - Why you should invest outside of Wall Street 33:38 - How to get a copy of the Real Estate Mortgage Market Report 3 Key Points: It's never too late to take your first step into the life that you wanted. Focusing your business on achieving sustainability and not just on gaining profit. The simple things that you do with your daily routine are those that are really helpful with your success. Get in Touch: Get your report on the Real Estate Mortgage Market at [email protected] Automation Finance LinkedIn Videos - https://www.linkedin.com/company/automationfinance/posts/?feedView=videos Automation Finance Website - https://www.automationfinance.com/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 85TGCI 85: Thank You!
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Thank You!

Ep 84TGCI 84: Hear from "Master Investor" award winner on how to vet the sponsor and the deal?
In today's show, Pancham interviews Adam A Adams - multifamily investor, founder of BlueSpruce Holdings, and host of the Apartment Investing Show. After taking a leap in real estate investing, Adam didn't take long before it became his full-time passion. With what he learned from his different ventures, he has been helping people launch podcasts, manage apartments, and has been increasing his company's brand to grow as one of the top syndication teams. A three-time Hall of Fame winner from RE Mentor, top MeetUp organizers in the world, and the "Master Investor" by Think Realty magazine - you'll see why he is the perfect investor to hear tips and advice from! In this episode, you'll see why he was awarded as the Master Investor. He discusses how his career started from the game "Cashflow" and a gift from his stepdad. He also shares his experience from vetting out sponsors that will surely help with your investment decisions! Want to know vetting out techniques that will certainly help you find the right sponsors? Listen until the end of the episode! Quote: "We've really started to figure out that there are 3 major things that you gotta be looking at (when vetting out sponsors) and some people miss them." Timestamped Shownotes: 3:34 – Pancham introduces Adam to the show 5:05 - How the game "Cashflow" and his stepfather's gift made him invest in real estate 12:54 - Emotions he had when he received "Master Investor" 17:51 - How he started with vetting out sponsors 24:04 - 3 things to look at when vetting out the management team 35:48 - How gratitude, workouts, and intermittent fasting attributed to his success 40:15 - Taking the Leap Round 40:15 - His first investment outside Wall Street 40:26 - Questions he had with his first investment 41:50 - His investment that didn't work out 45:50 - Why you should get your free report to learn to vet out sponsors 3 Key Points: Always pour your heart out into your work and all the hard work will always be awarded. Real estate investments are the route to have high cashflow when it comes to investing. The management team is the most critical aspect when vetting out sponsors so always trust your gut first before anything else. Get in Touch: Get your FREE Report on how to vet out sponsors at [email protected] Adam A Adam Website - https://realbluespruce.com/ Cashflow Classic Game - https://www.richdad.com/products/cashflow-classic The Gold Collar Investor Banking - https://thegoldcollarinvestor.com/banking/ The Gold Collar Investor Club - https://thegoldcollarinvestor.com/club/ Pancham Gupta Email - [email protected]

Ep 83TGCI 83: 4 Zones of Productivity
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: 4 Zones of Productivity

Ep 82TGCI 82: How to vet out sponsors?
In today's show, Pancham interviews Adam Levine - managing partner and founder of Levine Capital Management, LLC. Adam has been following in his father's footsteps ever since. Learning from his father's failed investments, he has built his system on how to vet out sponsors. Aside from that, he has also been preserving and growing his family's capital by investing with the top sponsors! In today's episode, Adam shares how he started his career from his father's investments, his purpose in building his model to vet out sponsors, and the power of establishing relationships! Learn the secrets to vetting out sponsors so listen until the end of it! Quote: "The reason why I created it is because I want to help other people because there are other people like my father that they're high income and they don't know how to properly vet." Timestamped Shownotes: 1:38 - Pancham welcomes Adam to the show 2:33 - How his dad became his biggest influence in investing 11:44 - On building his vetting system 14:48 - Key things to look for when vetting out sponsors 22:08 - Educating himself through building relationships 25:19 - How health and fitness attributed to his success 30:57 - Taking the Leap Round 30:57 - His first investment outside of Wall Street 31:42 - Why he didn't felt fears when he invested outside of Wall Street 32:46 - How a handshake deal from his dad became the worst investment 34:27 - Why you should make your research before investing 36:50 - Adam's contact information 3 Key Points: Importance of knowing who you're gonna invest with Learning from other investors about things you don't know The value of building relationships with investors Get in Touch: Get a FREE copy of Step-By-Step Blueprint for Passive Investing at https://levinecapital.com/ Levine Capital Youtube - https://www.youtube.com/channel/UC9VC3YALEbn247g3WTh601Q Levine Capital LinkedIn - https://www.linkedin.com/company/levine-capital/ Levine Capital Facebook - https://www.facebook.com/LevineCapital/ Get your FREE Report on the Top 6 Reasons To Invest Outside of Wall Street at https://thegoldcollarinvestor.com/download/ Pancham Gupta Email - [email protected]

Ep 81TGCI 81: What is productivity?
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: What is productivity?

Ep 80TGCI 80: Lessons from Jim Rohn's 18 years business partner!
In today's show, Pancham interviews Kyle Wilson - founder of Jim Rohn International, YourSuccessStore.com, LessonsFromNetwork.com, and KyleWilson.com. Kyle is a team player that has been working with the top names in the personal development industry such as his 18-years partner Jim Rohn. With his expertise in the industry, he hosts the Kyle Wilson Inner Circle Mastermind and is helping people become #1 Best Selling Published Authors with their #1 Best Selling Books. He also published "52 Lessons I Learned from Jim Rohn and Other Legends I Promoted" which became #1 in 30 categories! In today's episode, we'll take a look at Kyle's mindset as he shares how he built trust with his partners and how he pulled off a once-in-a-lifetime book. Learn tips to succeed in your ventures and know the importance of being a team player in this episode so don't miss it! Quote: "It's a little misleading when we say Success Habits to Super Achievers because it's much more than that. It's lessons of resilience, and fate, and mentors, and overcoming challenges, and even serendipity of us meeting the right people at the right time at the right place. It's got something for everyone." Timestamped Shownotes: 1:31 - Pancham introduces Kyle to the show 3:22 - How he got into the personal development industry 10:08 - Why you should learn to bring value in a marketplace to succeed 12:12 - How handshakes can recognize good partnerships 16:20 - His purpose of publishing 52 Lessons I Learned from Jim Rohn and Other Legends I Promoted 24:20 - How he uses his "priority list" to say no 31:22 - Starting his day with 7 minutes of "me time" 37:36 - Taking the Leap Round 37:36 - The book that has the most impact on him 37:53 - Projects that brought him outside of his comfort zone 38:47 - How he gives back to the community 3 Key Points: Bring value to the market so you can attract people to work with Test people's philosophy to see if it would be a long-term partnership Knowing what you prioritize as a basis for decision-making Get in Touch: Kyle Wilson Email - [email protected] Kyle Wilson Website - https://kylewilson.com/ Success Habits of Super Achievers Podcast - https://kylewilson.com/podcast The Gold Collar Investor Banking – https://thegoldcollarinvestorbanking.com/bankingshow Pancham Gupta Email - [email protected] Books: Get a copy of "52 Lessons I Learned from Jim Rohn and Other Legends I Promoted" at [email protected] Success Habits of Super Achievers by Kyle Wilson - https://www.amazon.com/gp/product/B08HY6B51N/ref=dbs_a_def_rwt_bibl_vppi_i0 Think and Grow Rich Series by Napoleon Hill - https://www.amazon.com/gp/product/B087JLT3JB?ref_=dbs_dp_rwt_sb_tkin&binding=kindle_edition

Ep 79TGCI 79: Power of reading books
"Tony Robbins says that success in anything is 80% psychology and 20% mechanics. I truly believe that. It's all about the mindset. Lou Holtz once said that "When you stop growing you start dying." So, growing never stops and you are always conditioning your mind to become better. Keeping this in mind, I decided to do short 5-10 minutes episodes to discuss the productivity tips, inspiring quotes and success tips with you. Some of these things have had an impact on me personally and wish the same for you too. Today's tip is on: Power of reading books

Ep 78TGCI 78: House hacking his way to become financially free at 27!
In today's show, Pancham interviews Jonathan Farber - a side hustle investor who specializes in house hacking, the youngest enterprise account executive of NetApp, and the host of The Millennial Millionaire through Real Estate Podcast. Ever wondered how people can pay you just by living in your own place? Well, it's called house hacking and Jonathan is no stranger to this strategy. He has been house hacking his properties and is using his income to buy other properties. With his skills and other financing strategies, he has acquired 4 single families and a 4-unit property and has achieved financial independence at the age of 27! In today's episode, Jonathan will share his journey to financial freedom. He will share how he got started with house hacking, the lessons he learned, and different advice so you can also achieve your investing goals through house hacking. If you're looking to actively invest in house hacking, this episode will surely guide you through! Quote: "If there's one way to get started that I felt like has the lowest risk, it's this (house hacking) because you're always gonna need a place to live." Timestamped Shownotes: 1:51 – Pancham welcomes Jonathan to the show 2:44 - How house hacking made him financially free 9:30 - From spending to earning $300 monthly with his first house hack 14:15 - Different investments when he got into real estate investing 16:49 - His hustles of house hacking his 4-unit property (and the breakdown of his numbers) 23:18 - Optimizing COVID-19 as an opportunity to learn 27:31 - Starting his day with good energy and journalizing 31:28 – Taking the Leap Round 31:28 - His first investment outside Wall Street 31:48 - How he overcame his pessimistic mindset 32:26 - One investment that didn't work out 34:14 - Why investors should follow "one logic of thinking" 35:35 - Jonathan's contact information 3 Key Points: Why house hacking is the perfect active investment Various tips to get started in house hacking Why you shouldn't put your life on pause amidst COVID-19 Get in Touch: The Millennial Millionaire through Real Estate Podcast - https://open.spotify.com/show/3VxyqVyRN86OA3GMIwMBr2?si=MSwLCFpYSxeiLVBkV2FHxg The Millennial Millionaire through Real Estate Podcast Facebook Group - https://www.facebook.com/groups/860025821084224/?ref=bookmarks Jonathan Farber Email - [email protected] Jonathan Farber Instagram - https://www.instagram.com/jonjfarb/ The Gold Collar Investing Banking – https://thegoldcollarinvestorbanking.com/bankingshow Pancham Gupta Email - [email protected] Book: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194