The Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and Investing

Airdate: 12/03/2023 In this episode, Josh welcomes to the show Dr. Laurence Kotlikoff, a renowned Professor of Economics at Boston University and a New York Times best-selling author. They dive into the critical issues plaguing the Social Security system, focusing on the financial abuse and scams targeting vulnerable groups like disabled individuals, divorced spouses, and widows. Dr. Kotlikoff highlights the alarming practice of clawbacks, where Social Security demands repayment of overpaid benefits, and stresses the importance of using tools like his software, Maximize My Social Security, for accurate benefit assessment. The discussion also sheds light on Dr. Kotlikoff's newest book, which exposes the horrors and systemic failures of Social Security. They delve into examples of individuals unfairly losing benefits, the system's denial mentality, and the lack of accountability in handling clawbacks. Dr. Kotlikoff criticizes discriminatory practices within the system, especially against women, and discusses the need for legislative reform to address these deep-rooted issues. Throughout the episode, Josh and Dr. Kotlikoff explore the broader economic implications of Social Security's problems, including the potential for a Personal Security Account system as an alternative. They emphasize the role of financial advisors in protecting clients and the importance of government regulation in financial products. The conversation concludes with a strong call to action for listeners to advocate for change, highlighting the urgency of reforming the flawed Social Security system for a more secure financial future. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

(PART 2) Original Air Date 10-7-17 In this episode, Josh welcomes back renowned financial expert Robert Kiyosaki (author of "Rich Dad Poor Dad") for a riveting part two discussion on The Financial Quarterback. Kiyosaki delves into the significance of building a team of experts and the educational benefits of his cashflow game in mastering financial statements and investment strategies. The conversation also covers the impending market crash, the necessity of diverse investment advice, and the crucial role of real estate education before making investments. Kiyosaki concludes with insights on leveraging tax laws for entrepreneurial success, the security of investing in tangible assets like gold and silver, and the imperative of continuous learning in the dynamic financial world. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/26/2023 In this episode, Josh leads a thought-provoking discussion with Jay Disberger, the notable caller from the viral Dave Ramsey video and host of the Hopeful Financial Podcast. They delve into the heated debate sparked by Ramsey's controversial 8% retirement withdrawal rate suggestion. Josh opens by critiquing Ramsey's assumption of a 12% return and counters with more conservative market return figures. As they dissect the risks associated with an 8% withdrawal rate, Jay shares his perspective on why he challenged Ramsey's views, emphasizing the financial perils of such a high rate. The conversation shifts to the more widely accepted 4% rule, with Jay advocating for this safer approach to retirement planning. They discuss the importance of considering factors like market variability, fees, and inflation in determining a safe withdrawal rate. Josh brings in insights from Vanguard studies on advisors and index funds, adding depth to their analysis of retirement income strategies. Throughout the episode, Josh and Jay also address the broader implications of financial advice from public figures like Ramsey. They explore the potential consequences of following overly optimistic financial projections and the importance of a nuanced, individualized approach to retirement savings. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

In this bonus episode, Josh tackles Dave Ramsey's viral call about retirement savings, dissecting Ramsey's bold stance on withdrawal rates. Ramsey dismisses the traditional 4% rate as too conservative, advocating for an 8% rate, a figure he argues is more aligned with historical market performances and inflation. Josh critically examines Ramsey's methodology, especially his optimistic 12% return assumption, and contrasts this with more realistic average stock market returns. The debate heats up as Ramsey expresses his frustration with conventional financial projections and advises listeners to save a robust 15% of their income. Josh's insightful critique extends to Ramsey's perspectives on income growth over time and the broader financial industry. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/25/2023 In this episode, Josh is joined by David McKnight, a renowned expert in tax-free retirement strategies and author of "The Power of Zero." They dissect a viral video featuring Dave Ramsey's controversial advice on retirement withdrawals. McKnight critiques Ramsey's one-size-fits-all approach, emphasizing the need for more nuanced and personalized financial planning. He highlights the flaws in Ramsey's strategies, particularly the risky 8% withdrawal rate and the oversimplified 4% rule. McKnight also advocates for the strategic use of permanent life insurance and annuities in retirement planning, stressing their importance in mitigating longevity risk and providing tax-free income. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Original air date 10-7-17 In this episode, Josh Jalinski welcomes guest Robert Kiyosaki (author of "Rich Dad Poor Dad") to explore the themes of Kiyosaki's recent book, "Why the Rich Get Richer." They tackle the critical role of financial education, how the wealthy use debt and taxes to their advantage, and the importance of investing in hard assets like gold and silver. Kiyosaki challenges the traditional reliance on the stock market for wealth building, warns of an imminent economic crash, and emphasizes the need for independent thinking in financial decision-making. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/18/2023 In this episode, Josh Jalinski and Medicare specialist Danielle Kunkle Roberts, a leading authority from Boomer Benefits and author of "10 Costly Medicare Mistakes You Can’t Afford to Make," dive into the complexities of Medicare. They discuss the critical open enrollment period, contrasting Medigap and Medicare Advantage plans, and unravel the often confusing Medicare plan alphabet. The conversation also touches on the shift from Plan F to the more advantageous Plan G, the nuances of enrolling in Medigap, and the upcoming changes to Medicare Part D in 2023. Danielle brings her expertise to the table, explaining how inflation impacts healthcare costs and Medicare premiums, and the significance of income-related adjustments on premiums. They also explore the strategic use of Health Savings Accounts (HSAs) for covering Medicare expenses and wrap up the episode with insights from Danielle's book, offering essential guidance on avoiding common Medicare mistakes. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Josh Jalinski hosts the formidable Kevin O'Leary, AKA Mr. Wonderful, to unpack his straightforward approach to investing and entrepreneurship. O'Leary, famed for his role on Shark Tank, advocates for unvarnished truth in business dealings and the strategic value of royalty deals. He shares his enthusiasm for dividend-paying stocks, crediting them for consistent market returns, and discusses how small-cap stocks stand to gain from the Trump tax cuts. Beyond investments, O'Leary is on a mission to elevate financial literacy with his Bean Stocks app, designed to demystify investing for novices with any budget. The episode moves from O'Leary's Shark Tank anecdotes and investment philosophies to personal finance tips, emphasizing the critical role of financial education in achieving long-term wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/11/2023 This week, Josh welcomes George Gammon, a seasoned entrepreneur turned macro investing guru, to share his personal finance journey. George starts by recounting his pivot to real estate on the heels of the 2012 market, taking cues from investment mogul Jim Rogers. The conversation then shifts to George's focus on macroeconomics, the launch of his Rebel Capitalist show, and the insights gained from the frenzy of Bitcoin and Clubhouse debates. They dissect the principles of buying low and selling high, the allure of real estate for passive income, and the meticulous timing of market entry and exit. George and Josh tackle the notion of a looming commodity supercycle, eyeing opportunities in coal, copper, and uranium, and the implications of an energy crisis on demand. The episode is packed with George's firsthand experiences, from selling properties to hosting Rebel Capitalist Live events, and culminates with a strategic discussion on risk-adjusted returns, the importance of cash flow, and the potential pitfalls in the banking system. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Original air date: 3-8-2015. In this episode from the vault, Josh welcomes Tony Robbins, renowned life strategist and bestselling author, to delve into the financial wisdom from his book "Money: Master the Game, Seven Simple Steps to Financial Freedom." Robbins demystifies intricate financial concepts, introducing listeners to asymmetrical investing's low-risk, high-reward approach, the security of annuities, and the tax advantages of life insurance. Throughout the discussion, Robbins underscores the significance of prioritizing income generation over mere asset accumulation and lays out a seven-step blueprint to financial prosperity. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/05/2023 This week, Josh dives into the influence of interest rates on fixed annuities and offers guidance on optimizing a $1,000 windfall, whether it's through long-term investments, charitable contributions, or bolstering one's financial safety net. He also breaks down Tesla's latest earnings report, highlighting its strategic implications for the company's future direction. Throughout the episode, listeners chime in with their questions, prompting discussions on retirement planning nuances, the intricacies of 401(k) rollovers, and the tax considerations when transferring properties via trusts. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 11/04/2023 In this episode, Josh Jalinski evaluates the stock market's current trajectory, delves into the growing apprehension Americans have about repaying debt amidst rising inflation, and scrutinizes the ethical dilemmas of crowdfunding, particularly when used to offset the U.S.'s steep medical bills. He presents a 10-year checklist for those nearing retirement and speculates on AI's influence on retirement structures. Additionally, during a call-in segment, listeners voice their views on crowdfunding, discuss the merits of government bonds vs CDs, and explore strategies to minimize social security taxation. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/29/2023 In this episode of The Financial Quarterback, Josh questions the assumption that retirees will be in a lower tax bracket and highlights potential future tax rate increases. He differentiates between SEP IRAs and qualified retirement plans, discussing their respective pros and cons. Josh also examines the choice retirees face between renting or owning a home, considering factors like home equity and housing expenses. The episode wraps up with a discussion on the impact of social security overpayments on beneficiaries. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/28/2023 On today's show, Josh Jalinski is joined by Tom Wheelwright, tax expert and CEO of WealthAbility, for a detailed and practical exploration of tax strategy and financial privacy in the evolving economic landscape. Kicking off with a critical look at AI in the CPA space, the discussion progresses to evaluate the merits and drawbacks of using advanced technologies in accounting and tax planning. The duo dives into the implications and concerns stemming from the Corporate Transparency Act, providing insights into how it impacts trusts, beneficial owner disclosures, and overall financial privacy. The conversation then shifts towards strategic wealth-building, touching on the savvy use of assets, agricultural investments, and charitable deductions, with Tom providing actionable advice and real-life examples of maximizing wealth while minimizing tax liabilities. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/22/2023 Josh busts pervasive retirement myths, starting with the often-misunderstood limitations of Social Security and Medicare, and the reality of post-retirement expenses. He then tackles the myth of guaranteed work longevity and the illusion of drastically reduced costs in retirement, followed by a crucial discussion on the necessity of diversified, savvy investing. Shifting gears, Josh addresses the financial and legal considerations for grandparents raising grandchildren, offering insights into available assistance and tax benefits. He wraps up by emphasizing the importance of regular financial check-ups, especially in the face of inflation and rising living costs, and explores why even six-figure salaries are no longer a surefire safeguard against living paycheck to paycheck. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/15/2023 Josh kicks things off by unraveling the intricacies of Social Security's 2024 COLA, then swiftly moves into a critical analysis of how Medicare premium hikes could potentially offset COLA benefits for retirees, followed by a thorough exploration of the strategic decision-making involved in early versus late Social Security claiming. He then pivots to dissect the tax nuances of Roth IRA conversions, and wraps up by spotlighting the daunting financial vortex faced by workers juggling credit card debt, soaring college costs, and family financial obligations, all while weaving in practical advice and exploring how employers can step up to alleviate these financial burdens through supportive initiatives and programs. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/08/2023 Josh kicks off the episode by presenting the Q1 2023 average IRA and 401k balances, illustrating a notable gap in retirement savings across the board. He advocates for a 15% income saving strategy, providing listeners with a tangible target for their retirement planning. The discussion then pivots to the importance of understanding and managing risk in investments, with a focus on balancing risk tolerance and capacity. Josh shares the top CD rates for 2023, offering insights into current investment opportunities. The latter part of the episode delves into smart spending habits, where Josh explores the potential downsides of bulk buying, DIY home projects, and navigating through insurance plan options. He emphasizes the importance of distinguishing between genuine needs and perceived savings, ensuring listeners can make informed financial decisions. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/07/2023 Josh kicks things off by delving into the concept of creative destruction in capitalism, illustrating how companies that disrupt the status quo can be promising investment avenues. As he transitions into the live caller segment, he tackles a variety of questions, particularly around annuities, helping listeners understand their benefits and tax implications. A discussion on Individual Retirement Accounts (IRAs) follows, where Josh clears common confusions and offers tips to optimize them for long-term benefits. In the final segment, Josh discusses estate planning, where he shares practical advice on ensuring equal inheritances and thoughtful long-term planning. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 10/01/2023 Josh discusses a range of financial topics like retirement planning, investment strategies, and tax considerations. Josh emphasizes the importance of understanding one's risk profile and diversifying investments. He explores the idea of risk pooling in retirement income planning and talks about the benefits of lifetime annuities. The discussion moves forward as listeners ask questions about IRA contributions, inherited IRA distributions, and TSP loans. Josh also touches on the possibility of working into old age and how increasing life expectancy impacts retirement planning. The conversation takes a turn when a caller inquires about relocating for tax benefits, leading to a discussion about the financial advantages of moving to Delaware versus the emotional cost of being far from family. In the final segment, callers ask about the rules surrounding Required Minimum Distributions (RMDs) from retirement accounts. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 09/30/2023 Josh dives into the advantages and drawbacks of different tax-exempt income sources such as Roth IRAs, municipal bonds, and permanent life insurance, emphasizing the value of building tax-exempt income for potential future tax hikes. He guides listeners on smart financing for expenses like home repairs by considering factors like interest rates and tax implications. When a listener asks about CD rates, Josh transitions to discuss concerns about stock market fluctuations and buying opportunities. The conversation takes a turn as a cautionary tale about long-term care insurance is shared by a caller, leading Josh to explain the options for long-term care insurance, especially in your 70s. He also offers advice on asset allocation for older individuals, stressing the importance of having an equity component to fight inflation. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 09/24/2023 Josh dives into the necessity of tax planning in retirement, shedding light on the looming impact of shifting tax laws. He accentuates the importance of a flexible retirement distribution strategy to weather market volatility and adapt to lifestyle changes. By exploring tax diversification and employing tax-exempt income sources, Josh demonstrates how to substantially mitigate tax liabilities. He delves into utilizing tax deductions and credits like cost segregation studies and solar tax credits as potent tools to offset tax burdens. Callers contribute to the discussion with their worries about Medicaid and nursing home costs, and question the balance between Social Security and IRA for property investment. Through detailed breakdowns of strategic bracket management and generating tax-exempt income, Josh provides a robust roadmap for attaining a tax-efficient retirement. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 09/23/2023 Dive in with Josh as he first tackles the ripple effects of the IRS's recent decision to delay 401k catch-up contributions. For high earners, this shift could be a game-changer. What's next on the horizon? As many inch closer to retirement, Josh lays out a comprehensive blueprint, starting with the nuances of selecting the ideal health insurance and then transitioning into strategic investment shifts crucial for the pre-retirement phase. The episode heats up with a spirited debate on the pros and cons of paperless tax filing. Listen in as a concerned caller shares firsthand hesitations about the digital evolution. Then, a timely detour into the world of Social Security as another listener grapples with the perennial question: when is the optimal time to claim benefits? Rounding off, Josh spotlights the top 10 rapidly escalating expenses that older Americans should have on their radar. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

In this episode, Josh delves into the IRS's delay on 401k catch-up contributions and what it means for high earners. As retirement approaches, he outlines key steps, from health insurance to investment strategy shifts. The hot topic of paperless tax filing is debated, with a caller sharing firsthand concerns. Another listener poses a pressing question about the optimal time to take Social Security benefits. Then, Josh highlights the top 10 fastest-growing costs for older Americans. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 09/09/2023 Josh starts by talking about some of the biggest headlines in the finance world this week: Larry Fink, CEO of BlackRock Investing, said he'll no longer use the buzzword "ESG" (Environmental, Social, and Governance) investing. Then he shares guidance on estate planning for couples, and how to stay out of poverty in retirement. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 09/02/2023 A listener asks Josh about his perspective on the wind farms in New Jersey, and their impact on whales. Another listener wants to know who to tip — the letter carrier? Uber driver? — and how much to give. Josh also receives a question about a new bill that impacts seniors on social security, and their taxes. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/27/2023 Josh talks about new rules from the IRA, and how they impact retirement planning. He also talks about stagflation, and what it could mean for a portfolio. Then he answers listener questions including: I'm 71 years old. At what age do I have to start taking the minimum required distribution from the Roth IRA? When should you sell, in the dividend reinvestment program (DRIP)? When a minor inherits your Roth, do they have to pay taxes, or spend the money within a certain amount of time? How should one invest in oil? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/26/2023 Josh starts by talking about the legal battles Tesla is facing. Then he answers listener questions including one from a 75-year-old who asks, how do you shift your mindset from accumulating wealth throughout your lifetime, to spending and having fun in your golden years? Another listener asks: should I pay off my college debt with my 401(k) plan? Also, what's the best rate you could get for a fixed annuity from an insurance company? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/20/2023 Josh was just awarded one of Forbes "America's Top Financial Security Professionals 2023", for the third year in a row (ever since the award was created). Then he covers a few different stories, including: What can we make of the recent rate hikes? How has COVID changed retirement expectations? And, the mistake that parents are making when it comes to their children's financial independence. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/19/2023 Josh is joined by fan favorite Economist Professor Laurence J. Kotlikoff, Professor of Economics at Boston University, and best selling author of Get What's Yours and Money Magic. Together they the reality of the current economic market and the reality of a recession. Plus, did the Fed pull of the soft landing or is the current market valuation a mirage? Also, are parent plus student loans worth the debt tidal wave post graduation? And the importance of knowing what your social security pay out should be, to avoid being under or over paid. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/13/2023 In this part two on Tax-loss harvesting, Josh continues to discuss the strategy of selling a winning stock against a bad stock, and some of the issues that can complicate this. Then he answers listener questions, including: Is it wise to invest in tobacco farming? How can we prepare for the digital dollar? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/12/2023 Josh offers his perspective on how to plan during volatility. Then he answers listener questions live, including: how should investors respond to the top stocks in the Nasdaq reshuffling? Is it better to hold index funds as mutual funds, or as ETFs? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 08/06/2023 Josh starts out by reflecting on whether the seven-year market cycle has changed. Then he talks about what Tax-loss harvesting is, and when he might recommend it to a client as part of their financial planning strategy. Next, he answers listener questions live, including: how will the Ukraine war, and the election, cause a recession? When you're in your 70s and risk-averse, but still want to invest, how much should you put in the stock market vs. other places? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/29/2023 Josh starts by sharing his unfiltered perspective on the companies who said they would leave Russia as a result of the war in Ukraine, but haven't. Then he answers listener questions including: can you retire on dividend paying stocks? And if so, what's a reasonable level of dividend-paying stock to go for? Lastly, are we headed for a recession? Or are we panicking unnecessarily? Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/23/2023 Josh is joined by Tax Expert in IRS procedure and advocate of taxpayer rights, Dan Pilla - Tax Litigation Consultant and Author. Josh and Dan do a deep dive on how to navigate the incredibly complex world of tax litigation. With more than 40 years of experience helping people solve their IRS problems Dan doles out the strategies he advises small business owners to use when fighting for their rights in audits with the IRS. Plus, tips on how small business owners can protect themselves and ensure they don't get hit with an audit or fine. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/22/2023 Josh is joined by Estate Planning specialist, Attorney Ernest B. Fenton, the founder and Managing Partner of the Law Office of Ernest B. Fenton, and author of Your Level Up Guide to Asset Protection Trusts, and Estate Planning. Together they discuss the difference between building financial independence and transferring wealth through generations, with strategies that show how to create your family legacy, and make sure your wealth lasts for generations. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/16/2023 Josh is joined by Tony Hixon, Co-Founder and Chief Operating Officer of Hixon Zuercher Capital Management, and author of Stepping Stones. Tony's book is a personal story about his mother's experience with retirement and her life after a long fruitful career. Tony and Josh chat about the importance of finding purpose in retirement to balance the goal of financial stability. Tony's book focuses not only on making sure your retirement finances support your goals in retirement, but also looking for new direction in this next phase of life after you've stepped away from your career. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/15/2023 Bobbi Rebell, CFP®, Financial Journalist, author and podcast host joins Josh once again to chat investment and retirement goals. Plus, raising financially aware children and the best ways to help your kids understand and become financially literate. Check out her latest book Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/09/2023 Josh is joined by Nikolai G. Wenzel, Libertarian Author, Professor of Economics at Universidad de las Hespérides and Associate Research Faculty Member of the American Institute for Economic Research. He is a research fellow of the Institut Economique Molinari (Paris, France) and a member of the Mont Pelerin Society. Together they discuss the current market performance, economic conditions and global trends affecting investing. Plus, the inflation debate and the Fed's strategy to abate it, and whether their actions ignited it. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/08/2023 David Ranson returns to join Josh on the show. He is President and Director of Research at HCWE Inc., former professor of Economics, and assistant to the Treasury Secretary William E. Simon. David has been one of the few who was actually accurate in his prediction on inflation. Also, his thoughts on our current state of stagflation, the weak economic outlook over the next few years, and the stability of precious metals. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/02/2023 Josh is joined by Edward Collins, entrepreneur and CFP Specializing in Tax Planning and Generational Wealth Building Strategies for Entrepreneurs. He is founder of Collins-Lambert Integrated Wealth Management, and the creator of Up Level Entrepreneur, a program Edward created to help business owners achieve financial freedom by teaching them the secrets of wealth protection, wealth creation, and wealth accumulation. Edward and Josh discuss the entrepreneurial mindset and the challenges small businesses face today. Plus, strategies for small businesses to keep more of their money and invest in themselves. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 07/01/2023 Josh is joined by the always wise and highly insightful Dr. Lacy Hunt Ph.D, Financial author, internationally known economist, and Executive Vice President and Chief Economist of Hoisington Investment Management Company. Josh and Lacy discuss the incessant inflation effect on the American economy, plus the depressing effect in consumer spending in the U.S.. Also, real estate conditions across the country and the role of regionalization. Finally, the question of whether or not we're in or heading towards recession. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/25/2023 Josh is joined by James Hughes, retired estate planning lawyer/expert and author of numerous books including Family Wealth: Keeping It in the Family, and of Family. Together they discuss how to align your family goals with your financial goals, and the importance of putting family first when planning generational wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/24/2023 Josh is joined by Tom Jacobs, Partner & Investment Advisor at Huckleberry Capital Management, and co-author of How To Retire On Dividends. Together Josh and Tom discuss various investment strategies and that it is possible to earn 8% or more on returns without high risk. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/17/2023 Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/11/2023 David Ranson returns to join Josh on the show. He is President and Director of Research at HCWE Inc., former professor of Economics, and assistant to the Treasury Secretary William E. Simon. David has been one of the few who was actually accurate in his prediction on inflation. Also, his thoughts on our current state of stagflation, the weak economic outlook over the next few years, and the stability of precious metals. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/10/2023 Josh has some advice on ensuring a financially sound retirement, since many Americans aren't sure that's a realistic possibility. Plus, how to take advantage of current higher interest investment vehicles, and advice on Medicare. Also, Josh is skeptical that we're headed toward a new bull market, and being smart about when to take Social Security. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/04/2023 Josh is joined by Julie Charlestein, Philadelphia-based business leader and healthcare innovator who serves as the fourth-generation CEO of Premier Dental, and author of her new Wall Street Journal bestseller HOW TO LEAD YOUR FAMILY BUSINESS: Excelling Through Unexpected Crises, Choices, and Challenges (Available now). Josh and Julie discuss the importance of family run businesses and how to properly set a succession plan as businesses change hands among family, to avoid infighting and the loss of generational wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Airdate: 06/03/2023 Fan favorite tax strategist and best selling author David McKnight is back with Josh. Together they discuss David's step by step process to get the zero tax bracket in retirement. It's no secret that tax rates are only going up and getting to the zero tax bracket is how to preserve your wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!