The Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and Investing

What’s the real story behind gold’s rise, Bitcoin’s bubble, and the shaky state of the U.S. economy? Josh sits down with Peter Schiff, renowned economist and CEO of Euro Pacific Capital, for an unfiltered conversation that dives into it all. Peter shares his bold prediction for gold, expecting prices to soar past $3,000, and doesn’t hold back, labeling Bitcoin as a speculative bubble on the brink of collapse. Josh and Peter then break down Trump’s economic policies and tariffs, examining their potential impacts on the dollar and global trade. They also dig into the historical failures of government spending cuts, cautioning against blind faith in political reforms. The two end with strategies for tackling inflation and economic uncertainty, including smart investments in gold, foreign equities, and income-producing real estate. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is Bitcoin the financial revolution that could upend traditional banking? Josh sits down with Marty Bent, managing partner at 1031 and host of TFTC: A Bitcoin Podcast, for a deep dive into the potential of digital currency. Josh and Marty discuss how Bitcoin is more than just a tech trend—it’s a monetary revolution with the potential to upend traditional finance. Marty shares his take on why nation-states, even the U.S., may soon consider holding Bitcoin reserves and how this shift could change global market dynamics. The two dissect Bitcoin’s superiority over altcoins, its unmatched decentralization, and the lessons learned from recent collapses like FTX and Celsius. They also go through potential strategies for newcomers into the crypto world, offering tips on how to start safely and understand the importance of secure, long-term investment approaches. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

What’s the secret to wrapping up the year with a stronger financial game plan? Josh is live, kicking off the episode with a look at Black Friday shopping trends and their ripple effects across the economy. From there, he takes on Bitcoin’s market buzz and the surprising moves billionaires are making. He then walks through tax loss harvesting tips, explains Roth conversion bracket filling, and breaks down RMD strategies like Qualified Charitable Distributions. Josh also takes listener questions throughout the episode, bringing up everything from gifting stock to balancing risk with precious metals. He then wraps up the live show with insights into Bitcoin’s role in portfolio planning. Air Date: November 30, 2024 Can’t get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How do you navigate the new RMD rules without paying hefty penalties? Josh deep dives into Required Minimum Distributions (RMDs) and their impact on your retirement plan, especially as new regulations from the SECURE 2.0 Act kicked in for 2024. With RMDs now beginning at age 73, Josh explains the critical deadlines to watch and the strategies that can help you minimize tax burdens. Josh covers the severe 50% excise tax penalty for missed RMDs and offers practical ways to avoid it, like setting up automatic distributions and understanding the Required Beginning Date (RBD). He explores opportunities for Roth IRA conversions after fulfilling RMD obligations and highlights the importance of handling inherited IRAs correctly to prevent unexpected tax hits for your beneficiaries. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

We’re live, and Josh is diving into the week’s biggest financial shifts, from Bitcoin’s explosive climb toward $100,000 to Warren Buffett’s surprising cash strategies. With Gary Gensler stepping down as SEC Chairman, Josh unpacks what this means for crypto regulations and institutional adoption, offering his take on the shifting landscape. Josh also takes listener calls on a range of topics, breaking down Target’s earnings slump, Walmart’s consumer trends, Social Security updates, inheritance planning, and holiday spending dilemmas. Original Air Date: November 23, 2024 Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How does money really shape election outcomes? Josh breaks down the financials of the 2024 election, comparing Kamala Harris’s hefty campaign spending and debt with Donald Trump's cost-conscious approach. He dives into how candidates harnessed—or in some cases, missed—opportunities on social media and podcasts, transforming traditional campaigning. Then, in Extra Points, Josh looks into the story of how the satirical website The Onion acquired Alex Jones's Infowars domain—and why this unexpected twist has the internet talking. Plus, stick around until the end of the episode where Josh shares an important warning about the surging crypto market—and why buying in at the peak could be a costly mistake. Can’t get enough of The Financial Quarterback? Click 'Subscribe' to stay in the loop. Loving our game plan? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the show!

We’re live, and Josh is talking about the financial shifts of the week, unpacking how recent political upheavals could influence the markets. As firms like Goldman Sachs put out their forecasts, Josh shares his own take, using past data to make sense of it all. He also takes listener calls, exploring topics from the impact of the new presidential cabinet on economic policies to the role of Bitcoin in today’s financial landscape and strategies for protecting your retirement from unexpected tax hits. Original Air Date: November 17, 2024 Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Ever wondered how sports gambling stacks up against traditional investing when it comes to your financial future? Josh breaks it all down, exploring the skyrocketing popularity of sports betting since the Supreme Court’s 2018 ruling. He dives into the legal and financial landscape that’s made gambling a trillion-dollar industry and reveals the dangers that lie beneath the thrill of high-stakes wagers. Josh offers a sobering yet balanced view of the impact sports gambling can have on savings and long-term financial goals, warning of its potential to drain wealth rather than build it. He champions responsible betting practices and explains why informed investing—like choosing index funds over gambling—is a more secure path to lasting wealth. From examining the societal effects of online betting to offering savvy tips for keeping finances on track, Josh invites you to think beyond the rush of placing bets and prioritize your financial well-being. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Original Air Date: July 15, 2023 Ever wondered how to future-proof your finances in an economy with rising taxes and the gig economy booming? In this episode from The Financial Quarterback Radio Show Archives, Josh sits down with Edward Collins, an influential figure in wealth management and business strategy. From an early career in the United States Department of Justice to founding a multi-state financial planning practice and co-creating Uplevel, a platform designed to empower entrepreneurs, his strategies are helpful for business owners today. As more people pivot to entrepreneurship and face evolving tax regulations, Collins’s expertise in reducing tax liabilities and maximizing cash flow is more important than ever. Josh and Edward dive into a lively discussion about the challenges and opportunities of today’s financial landscape. Edward opens up about his shift from government work to building a successful wealth management business, revealing key lessons on structuring your finances for optimal tax efficiency. The conversation takes a turn as they break down why focusing on free cash flow rather than income is essential, especially in the evolving gig and freelance economy. Edward also shares his insights on how entrepreneurs can use social media to grow their brand and create value-driven content, all while protecting their assets through strategic entity formation. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you following financial idols who might be leading you astray? Josh dives into the dangers of putting blind faith in financial gurus, dissecting the hype around popular figures and influencers on platforms like TikTok and YouTube. He breaks down common myths and misleading advice, from claims like “cash is trash” to extreme debt strategies, and emphasizes the importance of critical thinking in today’s influencer-driven financial world. The episode kicks off with a quick update on producer Fisher’s cat, Biggie Smalls, and an expensive vet scare, serving as a real-life example of why financial preparedness matters. From there, Josh analyzes advice from financial heavyweights like Warren Buffett, Robert Kiyosaki, and Dave Ramsey, offering strategies to assess the credibility of financial guidance. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Original Air Date: February 17, 2017 Ever wonder how mounting national debt could impact the future of the U.S. economy? In this episode from the archives, Josh Jalinski sits down with renowned economist Peter Schiff to unpack the growing debt crisis and its potential long-term effects—an issue that feels more relevant than ever in today’s economic climate. With inflation still a pressing concern and the national debt continuing to rise, Schiff’s insights into the dangers of low interest rates and excessive government spending serve as a critical wake-up call. The conversation explores global economic trends, including the challenges facing the U.S. economy and the potential fallout from unsustainable fiscal policies. Schiff also shares his strategic advice, recommending a shift toward gold and international markets to safeguard against potential market volatility. With his sharp contrarian insights, Schiff critiques government policies and advocates for free-market principles as the best path forward. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is the American Dream still within reach, or has the price tag spiraled out of control? Josh breaks down the jaw-dropping $3.4 million it now costs to achieve the classic American Dream, from weddings and homeownership to raising kids and even owning pets. Josh challenges the traditional view, asking if we should redefine success in today’s world of skyrocketing costs and financial stress. Along the way, he shares practical tips to help you reshape your financial goals and manage the rising expenses of modern life. But that’s not all—something unexpected happens toward the end of the episode that shakes up the conversation, reminding us all just how unpredictable life (and money) can be. Don’t miss it! Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is the market heading for a crash, or can we expect a major rebound? Josh Jalinski sits down with Liz Ann Sonders, the powerhouse Chief Investment Strategist at Charles Schwab, and host of the On Investing Podcast, to get her take on where things are really heading. Josh and Liz Ann dive into the heart of today’s economic rollercoaster. From the Federal Reserve’s rate hikes to the surprising strength of the labor market, Liz Ann breaks down what’s happening behind the headlines. They discuss why market timing is a fool's game, the psychological factors driving investor decisions, and how smart diversification can be your strongest defense. Can't get enough of The Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Ever wondered how to get the best deal on your next vacation? Josh Jalinski dives into the secrets of slashing vacation rental costs by up to 50%. Sharing personal tips and insider tricks, Josh explains how to negotiate directly with property owners or real estate agents, book last-minute for better deals, and choose the right travel times to keep your getaway affordable. As he breaks down the vacation rental market, Josh also explores how platforms like Airbnb and VRBO are influencing housing affordability and what that means for renters. From avoiding hidden fees to finding alternative platforms for rentals, Josh offers a comprehensive guide to booking the perfect vacation at a fraction of the price. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Ever wonder how big-picture economic trends shape your everyday investment decisions? In this episode, Josh Jalinski chats with Samantha LaDuc, the mastermind behind LaDuc Trading, about how she blends macroeconomic insights with stock-picking strategies. From interest rates to sector rotation, Samantha breaks down how she navigates the markets with her unique macro-to-micro approach. As they dig into topics like the Federal Reserve’s influence on market volatility and the ripple effects of geopolitical tensions, Samantha highlights why she’s keeping a close eye on sectors like tech and energy. She shares her take on the short-term opportunities and some of the bigger risks, like labor market shifts and inflation concerns. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Curious about what happens if you pass away without a will or how to navigate big financial decisions with your spouse? In part 2 of our special mailbag series, Josh tackles listener-submitted questions, including topics like estate planning, annuities, and more. Josh dives into the consequences of dying without a will, explaining the legal process and the importance of having a clear estate plan. He also breaks down different types of annuities, highlighting how they can fit into a retirement strategy. Josh then explores Social Security’s future, and discusses potential hybrid models or private accounts. He also emphasizes the need for financial compatibility in marriage, sharing tips on making informed joint decisions. Finally, he discusses how modern life insurance policies with living benefits can provide long-term care coverage. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How is immigration impacting the housing market? What should we expect from inflation in the coming years? In this episode, Josh welcomes Jim Bianco, president of Bianco Research and widely respected macro strategist, to dive into these pressing financial questions. With Jim’s decades of experience in challenging traditional market views, this episode brings an insightful discussion on the real estate market, inflation, and central bank policies. Josh and Jim Bianco challenge the mainstream view on inflation, with Jim making a compelling case for why it will be more persistent than expected, driven by key factors such as housing shortages and large-scale immigration. The two explore the implications of central bank policies, the risks tied to recent rate cuts, and the impact of global economic policies like those in China. We also take live callers who ask about the future of bonds, investment strategies, and whether the U.S. stock market can sustain its bullish trend amid rising interest rates and inflation concerns. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Ever wondered what financial questions other listeners are asking? In part 1 of this 2-part listener Q&A special, Josh tackles a range of questions submitted by listeners, covering everything from increasing your retirement savings beyond stocks and real estate to managing 401(k) withdrawals in retirement. Josh offers insights on assessing your personal risk profile before diving into the stock market, and the best timing for Roth conversions to optimize tax efficiency. He also cautions against following unsolicited stock tips from family and friends, stressing the importance of seeking fiduciary financial advice. Plus, he breaks down wealth diversification strategies, including annuities, cash value life insurance, and bonds, as key supplements to traditional investments. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is Bitcoin the Key to True Financial Freedom? Josh sits down with Robert Breedlove, a leading figure in the Bitcoin world and host of the What is Money? podcast, to tackle this issue. Breedlove, a self-proclaimed "freedom maximalist," dives deep into how Bitcoin can serve as a tool for decentralization and personal liberty. Together, they explore Bitcoin's philosophical underpinnings and its potential to reshape both financial systems and individual freedoms. The two discuss the role of private property in maintaining societal structure, the ethical pitfalls of central banking, and why Bitcoin stands out as the only truly decentralized cryptocurrency. Breedlove shares his insights into the flaws of fiat currencies and how cryptocurrencies offer a path to economic sovereignty, challenging traditional power structures. This is a must-listen for those curious about the intersection of money, philosophy, and liberty. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are we heading toward a recession? Josh explores this pressing question with guest Lobo Tiggre, seasoned financial analyst and mastermind behind The Independent Speculator. Josh and Lobo break down the Federal Reserve's recent decisions, including the impact of the 50 basis points rate cut, and tackle labor market concerns, highlighting significant job data revisions that could signal an oncoming recession. Lobo also shares his expertise on commodities, advising on strategic investments in uranium, gold, and silver, while discussing the growing importance of nuclear energy amid rising demand for stable power sources. The duo also digs into how political decisions can influence market dynamics. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you skeptical about investing in foreign markets, especially in countries with volatile political landscapes? In this Sept. 28, 2024 live episode of The Financial Quarterback, Josh takes live calls from listeners, diving into their pressing questions about the Chinese stock market surge after the People’s Bank of China's stimulus measures. He explains why he’s cautious about investing in Chinese companies, citing concerns over government control and lack of transparency. As listeners call in, Josh answers questions on a variety of financial issues, including the rising taxes on 401(k) and IRA accounts, the difficulties small business owners face with hiring and regulation, and how immigration plays a critical role in today’s labor market. He also provides insights into tax strategies, highlighting the advantages of strategic Roth conversions, and stresses the importance of diversifying investment portfolios with U.S. equities, gold, and bonds. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

In the first episode of the Financial Quarterback Podcast, Josh Jalinski introduces a new playbook for financial planning. Drawing from personal experiences and the failures of traditional financial planning, Jalinski emphasizes the importance of having a financial model that accounts for wealth eroding factors. He discusses the limitations of the arithmetic formula commonly used in financial planning and introduces the concept of holistic financial planning. With a focus on protection, savings, growth, cash flow, and debt management, Jalinski provides a game plan for building and protecting wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to ensure you never miss a play. New episodes touchdown right here! And if you're loving the playbook, drop us a 5-star rating and leave a review. Your feedback drives the game!

Are current economic policies leading us down a path of instability? In this episode, Josh brings back renowned economist Dr. Lacey Hunt to dissect the state of the U.S. economy. With over five decades of experience, Dr. Hunt provides a comprehensive historical analysis of economic theories, offering a fresh perspective on modern fiscal and monetary policies. Josh and Dr. Hunt delve into topics like the troubling persistence of negative net national saving, the real-world impact of government deficit spending, and the flaws of the Keynesian multiplier. The conversation takes a critical look at the Federal Reserve’s influence on the economy, the struggles of the public education system, and the growing affordability crisis in housing. They also explore broader economic risks posed by high inflation, demographic changes, and immigration policy, providing actionable insights on how these issues could shape the future. Can't get enough of The Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Original Air Date: April 28, 2018 Is brutally honest feedback the key to saving entrepreneurs from financial ruin? In this episode from the archives, host Josh Jalinski sits down with Kevin O'Leary, aka Mr. Wonderful, the sharp-tongued investor from "Shark Tank" and a leading figure in the world of finance. Known for his no-nonsense approach, Kevin shares why he believes in giving entrepreneurs tough love to help them avoid costly mistakes. Josh and Kevin dive into Kevin’s investment strategies, focusing on dividend-yielding stocks, royalty deals, and the impact of the Trump tax cuts on small-cap stocks. They also discuss the importance of financial literacy, with Kevin introducing his Beanstox app to help the younger generation start investing. Kevin also emphasizes the critical role of diversification in managing investment risk. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are traditional finance and Bitcoin on a collision course? Josh tackles this question head-on with guest James Lavish, managing partner of the Bitcoin Opportunity Fund. Beyond his work in the hedge fund, James is a widely respected figure in the investment community, appearing frequently on financial podcasts and contributing to financial discussions on various platforms, including Spaces. Josh and James dive into the implications of the recent dismal bond auction, exploring how it signals potential long-term structural yield hikes tied to high fiscal deficits and inflation. James shares insights into the Bitcoin Opportunity Fund’s strategy, highlighting Bitcoin’s role as a transformative asset in global finance, especially in economically challenged regions. They also dissect key recession indicators, including rising delinquency rates and reduced credit card spending, and debate the future of market volatility, Fed decisions, and the importance of a diversified investment strategy that includes BTC, gold, and Treasury Bills. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Who wants to be a millionaire?! Josh Jalinski dives into how you can set your kids up to be potential millionaires by age 65. Josh reveals powerful strategies like using Roth IRAs, life insurance, and estate planning to ensure your children’s financial futures are secure. With insights inspired by Warren Buffett, Josh breaks down wealth-building tactics that any parent can put into action today. Plus, in "Extra Points," Josh shares how Bruce Springsteen rocked his way to billionaire status—find out what you can learn from the legendary musician’s journey to financial success. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is Bill Gates’ strategy of giving away billions more powerful than his business acumen? Josh delves into the life and legacy of Microsoft co-founder Bill Gates. From Gates' early days as a Harvard dropout to building one of the most influential tech companies in the world, Josh uncovers the pivotal moments that defined Gates' career. Josh takes you through Gates’ impact on the tech industry, discussing his strategic business decisions and philanthropic ventures through the Bill and Melinda Gates Foundation. He draws lessons from Gates' journey, emphasizing the importance of strategic partnerships, diversified investments, and maintaining integrity in business. Plus, in Extra Points, Josh shares a amusing recent story about Gates’ visit to a Michelin-starred restaurant, and wraps up with a special business lesson that you won’t want to miss. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

What market trends should you really be following? In this episode, Josh Jalinski teams up with Chris Vermeulen, founder of The Technical Traders, to break down the power of technical analysis in today’s volatile market. Josh and Chris dive into Chris’s journey from a young market enthusiast to a seasoned financial strategist, revealing how his background in piloting and engineering shaped his systematic, trend-following approach to investing. Josh and Chris explore the effectiveness of technical analysis over traditional fundamentals, with Chris explaining why he only invests in assets showing strong upward trends. The discussion heats up as they dissect Chris's innovative "Asset Revesting" strategy, designed to move capital into assets that meet strict risk and volatility criteria. Josh also gets Chris’s take on the current market, where he stresses the importance of staying in cash during volatile markets and waiting for clear signals before making big moves. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you overlooking a powerful investment strategy that could protect your financial future? In this episode, Josh dives into the laddering strategy for bonds—a method that can help create steady income streams while managing interest rate fluctuations. He breaks down how to construct a bond ladder, making it a key tool for retirees and conservative investors looking for predictable returns. Josh also reveals potential challenges like bond defaults and higher trading costs, offering insights on how to navigate these effectively. As markets evolve, he explores how to take advantage of shifting conditions by reinvesting in the right bonds at the right time. And in the "Extra Points" segment, Josh and his team discuss whether bonds make good financial gifts or if modern alternatives like ETFs offer a better return for your loved ones. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How do geopolitical risks shape inflation and the stock market? Josh dives into this with economist David Ranson, who’s renowned for his accurate inflation forecasts. David kicks off the conversation by discussing how geopolitical uncertainties can temporarily suppress energy prices, giving a false sense of cooling inflation. They also explore the predictive power of gold prices, the VIX index's impact on market behavior, and why a recession isn’t on the immediate horizon unless there's a significant economic shock. The discussion then shifts to global investment opportunities, with David highlighting promising markets like Argentina, Egypt, and Turkey, where stabilizing currencies could offer lucrative returns. The episode wraps up with a deep dive into current economic trends and what they mean for investors. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are we on the brink of another recession? In this episode, recorded live on August 2nd, 2024, via Spaces, Josh is joined by George Gammon, the creator of "The Rebel Capitalist Show," to tackle this pressing question. Live callers ask about the Sahm Rule, and Josh and George dive into its nearly flawless record in predicting economic downturns since the 1950s. The conversation heats up as they debate yield curve inversions and their historical significance as a warning sign for recessions. The discussion expands to include critical insights into consumer behavior trends, highlighting the financial strain many face in affording everyday items, and what these indicators suggest about the economy's health. Callers also debate the effects of government spending, weighing its short-term benefits against potential long-term economic distortions. Josh and George explore investment strategies, focusing on gold, T-bills, and strategic call options as ways to navigate uncertain markets. The episode closes with an engaging conversation about inflation, deflation, and practical approaches to staying financially resilient during turbulent times. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you ready to protect your retirement from the unexpected twists of the market? Josh kicks off this episode by breaking down the concept of sequence of return risk, explaining how the timing of market gains and losses can make or break your retirement plans. He dives into practical strategies like sequence defense, utilizing asset insurance, and securing guaranteed income sources to manage these risks effectively. Plus, in "Extra Points," Josh tackles a listener question about the future of the U.S. dollar and delves into the growing influence of BRICS nations, exploring what their rise could mean for the global economy and your investments. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you taking full advantage of your tax and legal strategies as a small business owner? In this episode, Josh sits down with Mark J. Kohler, a leading CPA, attorney, and financial advisor, to break down some crucial tips for anyone looking to optimize wealth and protect assets in today’s economy. As they dive into the conversation, Mark shares how his consistency and adaptability during the COVID pandemic led to his rise as a financial advisory voice on YouTube. Josh and Mark explore the importance of proactive tax planning, with Mark emphasizing how small business owners can maximize their financial stability by staying ahead of tax and legal pitfalls. The discussion then shifts to side hustles, with Mark outlining low-cost business ideas that can boost income without requiring huge upfront investments. They also tackle the benefits and potential risks of short-term real estate investments, offering advice on how to navigate regulations and maximize tax benefits. The two wrap up with a deep dive into asset protection, where Mark highlights the value of affordable, tailored legal advice to help business owners avoid unnecessary financial stress. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are billionaires truly self-made, or is their success built on early privileges and opportunities? Welcome to episode one of our Billionaire Series, where each month, we highlight a billionaire, explore their journey, and uncover the financial lessons we can learn from them. This month, Josh delves into Warren Buffett's investment principles, focusing on value investing, the power of dividends, and the importance of maintaining a significant cash reserve. He explores Buffett's preference for cash-rich companies and robust brands that require minimal reinvestment. Josh emphasizes the role of privilege and early opportunities in shaping the journeys of the world's wealthiest individuals. He also examines Buffett's major holdings and his legendary frugality, offering practical tips for regular investors aiming to emulate aspects of Buffett's approach. Plus, in "Extra Points," Josh shares some of Warren Buffett's most impactful quotes and the lessons we can learn from them. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you maximizing your portfolio's potential for financial independence? In this episode, Josh welcomes Frank Vasquez Jr., host of Risk Parity Radio, for an in-depth conversation. Together, they explore Frank's journey from international arbitration to becoming a financially independent investor, sharing strategies for managing diversified portfolios. Josh and Frank delve into the importance of risk parity investing, a method designed to balance risk across various asset classes. They discuss common pitfalls like recency bias, which can skew long-term financial planning. Frank provides valuable insights on constructing portfolios that include a mix of equities, bonds, and alternative assets to ensure stability across different economic conditions. They also cover the role of long-term bonds in diversifying investments and optimizing safe withdrawal rates for retirees. The discussion rounds out with Frank sharing his passion for community involvement and his work with the Father McKenna Center in Washington, D.C. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you leveraging advanced strategies to maximize your charitable donations? In part two of this series, Josh delves deeper into sophisticated charitable giving techniques that can enhance your philanthropic impact while providing significant tax benefits. Building on the foundations laid in part one, this episode explores advanced methods such as Qualified Charitable Distributions (QCDs), Donor-Advised Funds (DAFs), and charitable trusts. Josh breaks down how these strategies support your favorite causes while offering tax advantages. He shares advice on setting budget-friendly charitable goals and managing contributions efficiently. The episode also highlights the benefits of donating appreciated assets like stocks or property to boost tax efficiency. Plus, in "Extra Points," Josh welcomes callers, like Terrence Yang from Swan Bitcoin, to discuss the nuances of donating cryptocurrency, particularly Bitcoin, and the financial advantages of integrating such assets into your charitable activities. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How can you achieve a stress-free financial life? In this episode, Josh Jalinski sits down with Jared Dillian, the editor of the Daily Dirt Nap and a seasoned investment strategist. Jared shares his expert insights on the latest stock market movements, the impact of recent inflation updates, and strategic approaches to managing investment volatility. Josh and Jared delve into the dynamics of large-cap tech stocks, small-cap value trades, and the shifting yield curve. Jared introduces his innovative "Awesome Portfolio," a diversified investment strategy designed to minimize financial stress. He shares practical advice from his book No Worries: How to Live a Stress-Free Financial Life, focusing on alleviating financial anxiety caused by debt and risk. The conversation also touches on Jared's experiences working at Lehman Brothers during its collapse, the relevance of Kondratiev waves and Elliott wave theory, and the future of weight loss drugs and their market implications. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you maximizing the impact of your charitable donations? In part one of this two-part series, Josh explores the concept of tithing and how to choose the right charities to boost your financial portfolio. Josh delves into the financial and moral benefits of charitable giving, sharing personal stories and expert advice. Josh discusses the importance of selecting IRS-recognized 501c3 charities to ensure your donations are tax-deductible. He also emphasizes aligning your charitable choices with your values and experiences to make your giving more meaningful. From donor-advised funds to charitable trusts, learn how strategic giving can work harder for you while supporting causes you care about. Plus, in "Extra Points," Josh and his team share personal reflections on childhood poverty, the embarrassment it can bring, and the impact of parental sacrifice on financial planning and generosity. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan! Charity Navigator - charitynavigator.org Candid's GuideStar - guidestar.org GiveWell - givewell.org

Are financial norms changing post-COVID? In this episode, Josh chats with with Felix Salmon, Chief Financial Correspondent at Axios and host of Slate Money. They dive into Felix's unconventional journey from studying art history to becoming a prominent financial journalist. The discussion explores Felix's insights from his book, The Phoenix Economy, examining how the COVID-19 pandemic has radically altered work, life, and financial landscapes. Josh and Felix analyze the significance of the bond market as a vital indicator of economic health, contrasting it with the more volatile stock market. They also discuss the evolving dynamics of residential and commercial real estate in the wake of the pandemic, including the increasing demand for home offices and the risks associated with commercial property investments. The conversation shifts to the rise of meme stocks and their reflection of a generational shift in investment strategies. Felix shares his views on the ethical concerns surrounding donor advised funds (DAFs), questioning whether financial advisors should profit from managing charitable funds. The episode concludes with a debate on New York City's congestion pricing and its broader economic implications. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Can Tesla maintain its edge amidst rising competition and internal challenges? Josh tackles this issue by delving into Tesla's current market dynamics, focusing on the stiff competition from BYD and the ongoing delays in Cybertruck deliveries. He also explores Elon Musk's ambitious plans for Tesla, including the much-hyped RoboTaxi event, and what these developments mean for investors. Josh shares his personal experiences with Tesla's service quality and discusses how these issues might impact consumer sentiment and market share. He analyzes the broader EV market, comparing Tesla with its competitors and discussing innovations in charging infrastructure. Plus, in "Extra Points," Josh tackles a caller's question about the viability of robo advisors, weighing the benefits of automated platforms against human-led advisory services. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you prepared for a worry-free retirement? In this episode, Josh Jelinski sits down with the renowned Coach Pete (Peter J. Daruda), founder of Capital Financial Advisory Group and host of "The Financial Safari," to delve into financial planning and retirement strategies. Josh and Coach Pete discuss the critical importance of lifetime income planning and developing a financial strategy tailored to individual needs. They dive into tax planning, balancing risk and safety, and maintaining purchasing power amidst inflation. The two explore common myths around annuities, the significance of diversification, and strategies for a happy retirement. Coach Pete also shares personal stories and insights from his 32 years in the finance industry, including his journey from dinner seminars to hosting a nationally syndicated radio show. Josh & Pete also touch on the benefits and challenges of taking a trial retirement and finding joy in helping others achieve financial happiness. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How can political debates influence your financial future? In this live episode of "The Financial Quarterback," Josh dives into numerous financial topics, beginning with a robust discussion on the recent political debate and its potential implications for the economy, especially focusing on Social Security and inflation. Josh then answers live calls from the audience, providing practical insights on various financial products, including stocks, bonds, annuities, and index funds. One segment involves a detailed conversation about the pros and cons of robo-advisors, with Josh emphasizing the importance of human oversight in financial management. Josh also delves into vacation budgeting, offering actionable tips on how to plan budget-friendly trips without compromising on experiences. Towards the end, Josh highlights key takeaways from Jeff Bezos's entrepreneurial journey and investment strategies, rounding off with a thought-provoking discussion on how ordinary investors can apply these lessons to grow and protect their wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are kids a financial blessing or burden? Josh explores this by diving deep into the financial implications of starting and raising a family in today's economy. Challenging the prevalent notion that children are merely financial burdens, especially during economic downturns or periods of inflation, Josh uses data and personal anecdotes to illustrate how children can actually be a source of financial and emotional wealth. From tackling rising childcare costs to questioning long-held beliefs about financial readiness for parenthood, this episode covers it all. Discover why having kids might be the smartest investment you'll ever make and how to keep your finances in check while raising a family. Josh also delves into the benefits of stay-at-home parenting, potential savings from homeschooling, and innovative work-from-home arrangements that foster better family dynamics. Plus, in "Extra Points," Josh compares the rising costs of pet ownership with the expenses of raising children. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you protecting your wealth as a high-income professional? In this episode of The Financial Quarterback, Josh is joined by Dr. Jim Dahle, practicing emergency physician and the founder of The White Coat Investor to discuss the unique financial challenges faced by doctors and high-income professionals. Dr. Dahle shares his journey from being an emergency room physician to creating the White Coat Investor blog. Josh and Dr. Dahle tackle the often-overlooked stressors of financial pressures in the medical field and how to navigate them effectively. They first dive into the importance of having comprehensive disability and term life insurance to secure financial stability. They talk about maximizing retirement accounts to take full advantage of tax benefits and straightforward asset protection strategies. Dr. Dahle provides valuable insights into common financial mistakes doctors make due to a lack of financial education and stresses the importance of proper guidance. The two also discuss practical advice on managing student loan forgiveness, smart spending habits, and the impact of car choices on long-term wealth. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Is compound interest truly the "eighth wonder of the world"? Josh explores this question by breaking down the transformative power of compound interest, a concept famously endorsed by Einstein. He emphasizes how leveraging compound interest can be a financial game-changer for investors when utilized correctly. He discusses the exponential curve of investment growth and the critical importance of starting early to maximize financial gains. Josh then introduces the Rule of 72, a fundamental principle to determine the doubling time of an investment based on its rate of return. He highlights potential setbacks that can derail this growth, such as taxes, fees, inflation, and lifestyle expenditures, stressing the importance of savvy financial planning. Then in "Extra Points," Josh addresses a caller's dilemma regarding missed Required Minimum Distributions (RMDs), providing practical advice and actionable steps for listeners facing similar issues. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How can you ensure your legacy is well-planned and protected? In this episode of The Financial Quarterback, Josh sits down with Carol Roth, renowned television host, author financial expert and creator of the Future File system, to discuss how her innovative legacy planning tool can help secure your financial future and simplify critical end-of-life decisions. Carol shares her journey from investment banking to entrepreneurship, detailing the personal stories that inspired her to develop the Future File system. Josh and Carol delve into the practicalities of managing medical emergencies, aging, and end-of-life decisions, emphasizing how Future File can reduce stress and ensure smooth transitions for families. The two also talk about the importance of having family discussions about desires and personal property to prevent future conflicts. They explore the impact of persistent inflation on the economy, debate over interest rates, and discuss the significance of owning diverse assets like property, stocks, and precious metals. Additionally, they highlight the ongoing relevance of small businesses and the need for digital and financial literacy in today's world. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan! Resources: Future File: futurefile.com Carol Roth on X (Twitter): @caroljsroth You Will Own Nothing: Book available at major retailers The War on Small Business: Book available at major retailers

Ready to take control of your finances? In this episode, Josh breaks down the essentials of smart budgeting, blending classic techniques with modern strategies. Kicking things off with a deep dive into historical budgeting trends, Josh explores how budgeting practices have evolved from rigid spreadsheets to flexible, app-driven methods. He brings to life the "70-20-10 rule" and the envelope method, showcasing how these timeless strategies can still work wonders today. Josh then shifts gears to modern techniques, emphasizing the power of zero-based budgeting and the "pay yourself first" approach. He doesn’t just stop at theory—he provides actionable tips on how to incorporate these strategies into your daily routine, making budgeting less of a chore and more of a pathway to financial freedom. Then in a fun, new segment called "Ride the Wave with Dave," we chat about some fun money tales from Josh's past. From hilarious mishaps to valuable lessons learned, these stories highlight the importance of frugality and the joy of smart financial planning. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How do demographic shifts shape our economic future? In this episode, Josh sits down with renowned demographer Ken Gronbach to discuss the powerful influence of demographic trends on our economy, business landscape, and society. Ken shares his journey from a career in marketing to becoming a leading expert in generational shifts. The conversation kicks off with a deep dive into how different generations, including Baby Boomers, Generation X, Millennials, and Generation Z, are impacting market trends. Ken explains the crucial role of immigration in sustaining economic growth and addressing labor shortages, especially with the smaller Generation X population. Josh and Ken explore the significant housing demand driven by Millennials reaching prime home-buying age and the resulting effects on the real estate market. They also discuss economic opportunities in the Americas, contrasting with aging societies like Russia and China. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Are you ready for the biggest financial shift of our lifetime? In this episode, Josh explores the Great Wealth Transfer, where a seismic $68 trillion is set to move from baby boomers to millennials, and details its profound effects on personal and national finances. Josh kicks off by examining how this wealth transfer is unfolding as baby boomers retire, and explores the financial implications for retirement planning and the broader economy. He highlights potential pitfalls like mismanagement by heirs, tax losses, and the critical importance of having honest family discussions and involving financial advisors for effective legacy planning. Then in "Extra Points," Josh and the team discuss why some celebrities are choosing not to leave their fortunes to their children, sparking a debate about financial independence, legacy planning, and the best ways to help ensure your wealth is preserved for future generations. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

How do current economic policies shape our financial future? In this episode, Josh and economist Stephen Moore dive into the U.S. economy's challenges and opportunities. Moore, a former senior economic advisor to Donald Trump, shares his insights on government spending, inflation, and strategies to restore America's financial prosperity. Josh and Stephen discuss how recent government spending has driven inflation and eroded the dollar's value. The conversation covers potential policy changes, including significant government spending cuts and the Mac Penny Plan, which proposes a 1% annual reduction in government budgets to balance the budget and stimulate growth. As a strong advocate for free markets, Moore offers his views on trade policies, the Federal Reserve's role, and the global economic landscape. He emphasizes the need for a stable dollar and suggests the Federal Reserve focus solely on this goal. The episode also includes some of Moore's investment thoughts in energy sectors and data storage solutions as key growth areas. Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!