The Cashflow Project

The Hawaii Millionaires Mindset Blueprint Conference: https://www.millionairesmindsetblueprint.com/

Looking to save money on your short-term rental business? Look no further than Host GPO! In this episode, Join Steve as he sits down with CEO Jeff Iloulian to share how he founded HostGPO to help vacation rental operators save money on everything from linens to furniture. Plus, Jeff offers tips for new hosts setting up their properties. Tune in to learn more and discover the benefits of HostGPO. And remember to mark your calendar for the upcoming Hawaii Millionaire Mindset 2.0 conference happening on June 29 through July 1 at Mauna Lani resort in the Big Island! Revolutionizing the Short-Term Rental Industry with Exclusive Deals and Unique Products HostGPO is an international Group Purchasing Organization for the short-term rental industry, providing members with access to the best deals on furniture, supplies, and services from top retailers and vendors. The partnerships have been specially negotiated, resulting in better rates than standard trade discounts. HostGPO also offers unique products only available in large hotel chains. HostGPO was created by CEO Jeff Iloulian, who was motivated to solve his problem while operating a vacation rental company for seven years. The company aggregates similar companies and negotiates discounted bulk pricing from big brands. In addition, HostGPO offers pre-packaged items to make setting up new properties easier for hosts. Panic buying should be avoided to prevent hurting margins. About Jeff Iloulian: Jeff has been in the vacation rental industry for nearly a decade. He has set up, managed, and operated over 250+ vacation rental properties–from cozy cabins in the woods to luxury mansions in Beverly Hills. Additionally, Jeff has successfully grown several businesses and is passionate about interdisciplinary problem-solving in emerging industries. He firmly believes that the further you push outside your comfort zone, the more significant that area becomes. With a background in Economics and Philosophy from Columbia University and a JD from UCLA School of law, Jeff spent three years as a lawyer practicing Business Litigation, Intellectual Property, and Cybersecurity before becoming an entrepreneur. In his free time, Jeff enjoys playing music, eating tacos, and traveling. Outline of the episode: 1:08 How HostGPO is Revolutionizing the Short Term Rental Industry 4:06 Saving Money on Furnishing Your Property with High-Quality Items 7:00 The Importance of Quality in Short-Term Rental Listings 12:22 How Investing in Quality Can Make a Big Impact 15:17 Why a Small Inventory Closet is Essential for Short Term Rentals 19:54 The Convenience of Using HostGPO 24:52 Navigating Business Success with an Open Mindset 28:48 Exploring the Benefits of Meditation 34:21 Streamlining Short-Term Rental Operations with Group Purchasing Organization (GPO) Connect with Jeff Iloulian: LinkedIn: https://www.linkedin.com/in/jeff-iloulian-bb0b6829/ Facebook: https://www.facebook.com/hostgpo/ To Log In, visit: https://members.hostgpo.com/accounts/login/ Connect with The Cashflow Project! • Website • LinkedIn • Youtube • Facebook • Instagram The Hawaii Millionaires Mindset Blueprint Conference: https://www.millionairesmindsetblueprint.com/

Get ready for an insightful episode of The Cash Flow Project Podcast as Steve sits down with real estate investing expert Terrie Schauer, CEO & founder of MRG Management. With over 20 years of experience in real estate investing and property management, Schauer is a leading authority applying mindfulness principles to real estate investing. In this episode, the hosts discuss the ins and outs of real estate investing, particularly in multi-family properties, to increase cash flow. Schauer shares her journey into real estate investing and provides valuable insights on prioritizing and scaling investments, the importance of time and taking care of properties, and the need for lifestyle adjustments to achieve financial independence. Listen to Schauer's thoughts on achieving holistic wealth and balancing financial freedom with personal relationships and well-being. Take advantage of this episode of The Cash Flow Project Podcast! About Terrie Schauer: Terrie Schauer is a powerhouse in the real estate industry, with over 20 years of experience as a successful investor and property manager. As the CEO and founder of MRG Management, a property management and real estate consulting group based in Montreal, Canada, Terrie is a leading authority on applying mindfulness principles to real estate investing. She has written the #1 bestselling book on Mindful Landlord, available on Amazon. Terrie also hosts The Real Estate Investor's Club Podcast, a must-listen for fellow and aspiring investors who want to build their portfolios for profit and peace of mind. With a Ph.D. in Communications and a Master's degree from Oxford University, Terrie brings a unique perspective to real estate investing. And in addition to her impressive academic background, she is a three-time world champion in Brazilian Jiu-Jitsu. Outline of the episode: 01 A Path to Increase Your Cash Flow 1:08 Residential to Multi-Res: A Real Estate Investor's Journey to Financial Freedom 4:33 Balancing Property Management and Personal Growth 8:13 Balancing Financial Independence and Personal Life as a Landlord 12:02 Setting Lifestyle Goals in Real Estate Investing 14:56 Advice for Real Estate Investors in a Shifting Market 17:16 Finding Deals in a Challenging Market with Immigrant Growth Driving Rental Demand 20:21 Finding Opportunity in Every Market Cycle 22:33 The Importance of Time and Lifestyle Hits in Real Estate Investing 25:10 Mindful Investing and Property Management Connect with Terrie Schauer: Website: https://terrieschauer.com/ LinkedIn: https://www.linkedin.com/in/terrieschauer/?originalSubdomain=ca Facebook: https://www.facebook.com/TerrieSchauerInc/ YouTube: https://www.youtube.com/channel/UCDr1T9haN4CDWXdlwQjz1Dw Instagram: https://www.instagram.com/terrieschauer/ Connect with The Cashflow Project! • Website • LinkedIn • Youtube • Facebook • Instagram The Hawaii Millionaires Mindset Blueprint Conference: https://www.millionairesmindsetblueprint.com/

Tune in to the Cash Flow Project Podcast and get ready to take some notes! Join Vince as he chats with real estate investment expert Amy Sylvis, founder and principal of Sylvis Capital. With a $96 million portfolio of assets under management, including 750 apartment units and 55+ developments, Amy knows a thing or two about investing in real estate. In this episode, she shares her journey as a passive investor and offers tips on diversifying your portfolio to maximize returns. Find out how Amy and her team are staying active in the market, mitigating risk, and taking advantage of the on-shoring trend. Plus, she shares her superpower and offers advice for working professionals seeking financial freedom. Take advantage of this insightful conversation! From zero to $100M in AUM in 3 years with Amy Sylvis Amy Sylvis, the founder and principal of Silvis Capital, and her $96 million portfolio of commercial real estate properties in the southeast and Midwest of the United States. Amy shares her experience as a passive investor, the challenges of investing in real estate, and the importance of having a strong "why" to succeed as an entrepreneur. This episode also touches on investing in out-of-state properties and the importance of diversifying a portfolio to increase returns. Amy Capital's recent acquisitions of industrial flex space and a 55 and up community are also discussed, highlighting their strategy of diversifying their portfolio and mitigating risks. About Amy Sylvis: Amy Sylvis worked for 13 years in the pharmaceutical and biotech industries, but after reading "Rich Dad Poor Dad," she shifted her career to invest in multi-family real estate. She founded and is the principal of Silvis Capital, which provides affordable housing for working-class families and invests in apartment properties in various states. Amy aims to achieve the five freedoms through her investments, including financial and time freedom. She believes in providing safe and secure housing for residents and giving back to charities that help children in need. She lives in Los Angeles with her husband and enjoys college football, traveling, and volunteering. Outline of the episode: 1:39 The Fastest Growth in Real Estate Investing 4:37 Choosing the Right Market and Treating Tenants Well 8:49 From LP to GP: Making the Jump and Lessons Learned 12:24 Diversification and Conservative Underwriting in Real Estate Investing 16:23 A Look at a 55+ Community and a Triple Net Lease Investment 19:25 Avoiding Mistakes and Growing in Commercial Real Estate Investment 22:33 An Entrepreneur's Journey to Financial Freedom and Giving Back. 26:32 Overcoming Personal Challenges to Achieve Financial Freedom Resources: Website: http://www.sylviscapital.com/ LinkedIn: https://www.linkedin.com/in/amysylvis/ Connect with The Cashflow Project! • Website • LinkedIn • Youtube • Facebook • Instagram The Hawaii Millionaires Mindset Blueprint Conference: https://www.millionairesmindsetblueprint.com/

From Assistant to Turnkey Tycoon: Alexander's Real Estate Journey! Join Steve and Alexander Cruz as Alexander shares his experience in the fast-paced world of real estate and how he transformed from an assistant to a turnkey solution provider with over 450 properties under management. Learn about the impact of COVID-19 and interest rates on the real estate market, the importance of building relationships, and Alexander's advice for working professionals seeking financial freedom. Get insights on the Baltimore, Maryland real estate market and discover Alexander's goals for 2023. Take advantage of this opportunity to grow your real estate knowledge! About Alexander Cruz: Alexander (Xander) Cruz is a full-time real estate investor and Turnkey Director for CR of Maryland: a real estate investment company that has grown into one of the largest home renovation companies in the Northeast. With over 2,000 transactions under their belts, CR of Maryland has developed a network of resources and relationships that they use to buy homes inexpensively. They have 350 single-family properties in Baltimore owned and under management, will rehab and sell more than 140 turnkeys in 2020, have done over 400 flips and 400 wholesales in Baltimore. Xander worked from the onset with Craig Reich and Brock Reich in developing CR of Maryland into one of the premier residential Real Estate Companies in Baltimore. Today he is the Turnkey Director, working closely with other Department Managers and directly with clients. Xander and his team ensure that successful relationships are built, top-notch service and high-quality product is delivered, and excellent Property Management is the standard. Outline of the episode: 0:01Introduction to today’s episode. 1:03 From a Criminology Degree to Running a Thriving Turnkey Solution 6:13 Building Reliable Turnkey Rentals in Baltimore 9:09 How the Shift in Interest Rates and COVID Impacted Turnkey Real Estate Investing 12:55 Riding the Real Estate Market Wave 16:54 The Importance of Diversification and Building Relationships 20:58 A Recommended Book for Investors and Entrepreneurs 24:39 The Importance of Taking Action in Real Estate 28:30 Connect with Like-Minded Investors & Learn from the Pros Resources: LinkedIn: https://www.linkedin.com/in/alexander-cruz-0669a653/ Instagram: https://www.instagram.com/crofmarylandhomes/ Website: https://crofmaryland.com/ Connect with The Cashflow Project! • Website • LinkedIn • Youtube • Facebook • Instagram The Hawaii Millionaires Mindset Blueprint Conference: https://www.millionairesmindsetblueprint.com/

In this episode, Steve is joined by Blake and Jessica Thompson, discussing the real estate journey from rentals to achieving financial freedom. Blake and Jessica shared that as soon as they got married, they knew they had to build their rental portfolio, and it helped that their family was supportive of this decision. When the first rent cheque came in, they started listening to podcasts, reading books, and attending webinars to enhance their skills in real estate investing. They then began with a goal of doubling what they have every year to be financially free eventually. There were challenges, but as they continued their journey, they ultimately met a mentor who helped them achieve more success and started flipping and scaling their real estate business. To learn more about their successful journey, tune in to this episode, and enjoy! Outline of the episode: · [00:01] Intro · [01:32] How they met and got into real estate. · [06:20] Moving from San Francisco to Idaho. · [10:18] The steps that knocked out the projects · [13:42] Bikepacking vs. Real Estate. · [16:57] Challenges for investors in the current market. · [21:19] Mindset is a huge thing · [24:29] Networking groups · [28:39] Fire round About The Thompsons Blake and Jessica Thompson met in the suburbs of San Francisco in their young twenties. With both coming from a construction background, they quickly realized their shared passion in all things real estate and began building a life together in 2018. It didn't take long before they started dreaming of starting a family. In 2020 they moved to Idaho in pursuit of their ideal family environment, where they now aim to help others in tough real estate situations. They aim to create win-win situations while at the same time improving the neighborhoods in which they live. Blake and Jessica love giving back and often look to the community for inspiration. Resources: · Hawaii Millionaires Mindset Blueprint · SPEARPOINT GROUP Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Are you looking to use real estate as an asset to diversify your investment portfolio but need more time or more funds to get started? In this episode, Steve is joined by Heather Dreves, Director of Funding and Fund Manager at Secured Investment Corp., and they discuss passive investing backed by residential real estate. Heather shares how their company gives investors the ability to passively invest and create generational wealth through real estate and live off of their earnings without touching their investments outside the traditional stock market and the usual real estate grind. She also discusses how they manage the funding through different income streams, interest on debts, origination points, profit from sales of properties, and cash flow from rents. Therefore, if one also wants to join the real estate grind, one can provide funding at a minimum interest rate. If you want to learn more about investing passively or looking for funding, tune in to this episode and enjoy! Outline of the episode: · [01:04] Heather’s investing journey · [06:55] COVID and its impact on the business · [10:09] The kind of assets she invests in · [13:28] Managing portfolio, buying and selling properties · [17:34] What is going on in the real estate market? · [19:12] Vertical integration is key · [24:04] Deals and how it works · [25:49] What’s the ceiling on the assets they are looking for? · [26:50] Fire round · [30:28] Her advice to working professionals working toward financial freedom About Heather Dreves She started with Secured Investment Corp in 2012 as an Investor Relations Manager. She immediately realized that she could bring great value and strength to the Fund Management Team and has been serving as the Director of Funding and a Fund Manager ever since. She has been in the private money space for the past 17+ years and previously held her Series 63 License. She personally raised over $300 million in her time with Secured Investment Corp. Since joining the leadership team, the company has experienced exponential growth. Heather is instrumental in developing relationships with investors and guiding them through private money lending. She holds a seat as a Fund Manager and has led key growth areas, even while the economy continues to experience challenges in specific market segments. Together with other members of the Fund Management Team, she continues to focus on growth and serving clients with the highest level of excellence. Her analytical and creative skills have also been vital to continued record growth. A mother of two sons and an avid outdoor person spending most summer weekends at their lake cabin in Northern Idaho. An avid CrossFit athlete and college soccer player, where she met her husband of 26 years. Her passion is to help clients create wealth and passive cash flow by investing in alternative asset classes. Resources: ● Hawaii Millionaires Mindset Blueprint · Secured Investment Corp Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Steve and Chef Joey Chavez as they talk about cooking, real estate, and creative vision. Even while playing football, Joey Chavez knows that he wants to be a chef. To be great at dishes, he knows he needs to be surrounded by the best and maintain it. While on the road to being a great chef, the pandemic happened, which shifted his routine of working more than eight hours daily to nothing. With nothing to do, he spent more time with his family, leading him to appreciate time freedom. As a result, he began spending his time discovering and learning how to live a lifestyle of freedom both in time and in finances. A discovery that led him to real estate investment. Combining his expertise in the cooking department and his skills in real estate investing, he set up and will be setting up unique real estate offerings that are bound to be a hot deal. If you want to learn more about what Chef Joey is cooking in the real estate arena, tune in to this episode, and enjoy! Outline of the episode: · [00:01] Intro · [00:50] How he got started as a chef · [05:11] Growing a family, real estate, and the pandemic · [10:15] Pivoting into a high-rate environment · [11:37] Building things together with your spouse · [13:50] The key difference between an assumption and a sub-2 deal. · [17:44] Off-market deals vs. market deals · [22:34] What’s your Buy box? · [24:32] New projects and diversifying strategies · [28:13] The power of partnerships · [31:14] An event place and other different facets of the real estate market · [35:45] Finding deals and networking [37:15] Fire round About Chef Joey Chavez Chavez, a Los Angeles native, attended Lamar University in Beaumont on a football scholarship. While earning his bachelor’s and culinary degrees there, he worked at a local Pappadeaux’s restaurant. That introduction to the restaurant world led to a job at Koi Sushi Bar in Beaumont, followed by La Truffe Sauvage, a French restaurant in Lake Charles. Chavez’s mentors at La Truffe Sauvage encouraged him to seek employment with an international hotel chain which led to a job at Wolfgang Puck’s Spago at the Ritz Carlton in Beaver Creek, Colo., in 2012. Chavez later staged in New York restaurants, including Le Bernardin, Per Se, 11 Madison Park, NoMad, Dovetail, and Masa. That work helped him snag a year-long training program with the Thomas Keller Restaurant Group in 2015; he worked at both The French Laundry and Bouchon. In 2016, Chavez was named chef de cuisine at the Vietnamese bistro OTD from the Slanted Door Group in San Francisco. He later worked at Caribou Club in Aspen and as executive chef at The Bygone at the Four Seasons Baltimore, where in 2019 he was voted Best New Chef from the Baltimore Sun’s Reader’s Choice Awards, and as an executive chef at Brennan’s of Houston. Resources: ● Hawaii Millionaires Mindset Blueprint · Chef Joey Chavez · Hidden Truffle Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Steve and Dirk as they provide great insight into the complexities of multifamily construction and the importance of understanding the risks and rewards that come with it. Whether you're a beginner or a seasoned real estate investor, this episode of Building Wealth through New Construction Multifamily is sure to provide valuable information. There's a lot to unpack, so tune in to learn more and get the guidance you need to succeed in your investing journey! Navigating the Real Estate Market in Times of Recession Dirk van der Velde is a real estate investor who focuses on granite construction and currently has over 110 units under construction. He started his journey in real estate investing when he had his first son and decided to start his own business. He put out the feelers to find an off-market deal, resulting in a 3.5-acre piece of land to build 84 units. He had to account for the changing market and supply chain issues but was lucky enough to save money on the lumber package due to the decrease in prices. He leveraged the upcoming recession to get high prices from his subs and is now on track to hit his budget and project timeline. In this episode, Dirk discusses the current state of the economy and the impact that it is having on real estate development and investment. He notes that recessionary fears have caused people to fear making investments, but the macroeconomic picture is actually quite good. He also mentions how they were able to lock in a long-term loan at a lower rate due to their relationship with a local bank and how they have hedged against the potential for rising interest rates by underwriting the project conservatively. Finally, he discusses how the US is becoming a nation of renters and how investments in multifamily housing are a great way to reduce risk and build wealth over the long term. About Dirk van der Velde: Dirk van der Velde, Founder of Momentasize Construction, has grown up in the Construction and Development industry. He has extensive experience in overseeing both vertical construction and residential infrastructure projects. In addition, Dirk has been involved in constructing and developing two of the most iconic master-planned communities in Oregon. He is obsessed with taking an idea, making it financially feasible, and bringing it to life through the built environment. Outline of the episode: 0:00 Introduction to today’s show. 1:34 From Struggling Employee to Successful Entrepreneur 4:22 The Real Estate Journey 9:16 Leveraging Economies of Scale to Mitigate Risk in Real Estate Development 12:43 Navigating Uncertainty 17:38 How Multifamily Provides a Need for the Market 20:17 How to Build Generational Wealth with Commercial Real Estate 22:19 What Opportunities Will Emerge from the Economic Pain? 28:17 Think and Grow Rich by Napoleon Hill 30:53 The Working Professional's Guide to Achieving Financial Freedom Resources: Website: https://www.youtube.com/@momentasizeconstruction525 LinkedIn: https://www.linkedin.com/in/dirk-van-der-velde-5a12411a6/ https://www.millionairesmindsetblueprint.com/ Connect with The Cashflow Project! • Website • LinkedIn • Youtube • Facebook • Instagram

Join Steve and Elaine Stageberg, CEO of Black Swan Real Estate, as she shares her story of morphing from opposition to taking action and gaining massive success. Elaine shares her reluctance to the idea of having her home rented out, believing that doing real estate investing is a risky decision. But that one bold yes of trying it for a year turned out to be a success as they were getting cash flow from the property when she left her job to pursue medicine. From there, they invested purposefully, saved up all the money they could, and did a cash-out refinance; fast forward to today, having a $330 million asset management. She shares that the secret to success is stellar communication, finding mentors, and a yes lifestyle. If you want to learn more about how Dr. Elaine scaled their business, tune in to this episode and enjoy! Outline of the episode: · [00:01] Intro · [01:29] How she got started in real estate · [05:16] How they’ve been able to do so much in such a short time. · [07:48] Vertical integration · [11:37] Building things together with your spouse · [16:58] The importance of having a shared goal. · [22:02] Don’t try to time the market · [25:31] The importance of having a long-term view of the future. · [30:12] How to harvest equity over and over with cash-out refinance · [35:18] Finding win-win opportunities · [39:05] Fire round About Elaine Stageberg One of entrepreneurship's premier presenter, investment leader, and real estate expert, Dr Elaine Stageberg is a psychiatrist, mother of four, and mentor to physicians from all walks of life. Elaine’s own journey to financial and lifestyle freedom has been nourished by an unwavering passion for empowering families. She believes that real estate investing can—and should—create good for not only investors, but also for the communities of people who live in these investment properties. Elaine’s gift for seeing infinite opportunities for win-win scenarios has blazed a trail for innovation in property management, private equity funds, and ethical real estate development. Today, she works with working professionals in a growth mindset to guide them through the complex knowledge domain of real estate investing and inspire them to embrace the practicality and mindset needed to take action. Elaine shows her audiences how to turn paychecks into prosperity so that they can live a full life and launch their legacy. Dr Elaine Stageberg is co-CEO with her husband Nick at Black Swan Living, actively managing more than $200M in long-term residential real estate, ranging from single family homes to large multifamily communities, and Black Swan Real Estate, which recently launched Fund I, raising over $14M in a single day. Her flagship course Single Family at Scale* shows you how to build a portfolio, and shares best practices and lessons learned in personally growing $45mil+ in ten years. 100% of the pay-what-you-can model supports charitable causes through The Stageberg Foundation. Resources: ● Hawaii Millionaires Mindset Blueprint · Elaine Stageberg Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

In this episode, Steve is joined by Calvin Roberts in a discussion about insurance and its value to real estate investing, specifically in multifamily space. Calvin shares that you need someone who you can trust and who has been doing sufficient volume within the multifamily area, where they are intimately aware of market happenings and keep their ear to the ground whenever there’s a change in the commercial property insurance marketplace. He also illustrated possible scenarios resulting in a bad claim and recommended appropriate insurance to avoid such. To know Calvin’s recommendations, tune in and enjoy! Outline of the episode: · [00:01] Intro · [01:23] Calvin’s beginnings in the world of insurance · [09:49] What is Calvin seeing in the insurance space now? · [19:17] How does insurance play a role in multifamily investments? · [24:48] How important is it for investors to have an insurance broker that understands real estate? · [30:11] Fire round · [41:08] Calvin’s advice for those interested in getting in touch with him. About Calvin Roberts He offers a special focus & custom-designed programs for Real Estate Investors of all scales, High Net Worth Individuals (Private Client Programs featuring 24/7 concierge-level service), and growing ($2M+ revenue) companies. His mission is to offer comprehensive insurance & risk management services beyond other agencies, providing risk-mitigation strategies and case-specific guidance that will help to prevent future losses & reduce premiums. Resources: ● Hawaii Millionaires Mindset Blueprint · Calvin Roberts Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

In this episode, Steve is joined by Leslie Anne Morris in a discussion about passive investment opportunities in Smoky Mountain. Leslie Anne shares that although she worked in commercial banking with big names and awesome stuff, she was not truly fulfilled on the wealth-building side. Nagging in her mind is the idea of investing in real estate. What has been thought to be a hobby or some retirement income source scaled up quickly to a seven million portfolio resulting in her resigning from her job. Today, despite the constant guest-friendly changes Airbnb is making, she takes it on, knowing they are things that the host should be doing anyway. She is also on a mission to increase the number of women in real estate investing so they can also get wealthy on their own by creating awareness about it and then coaching and mentoring. If you want to know more about the strategies Leslie Anne utilized, tune in and enjoy! Outline of the episode: [00:01] Intro [02:02] How Leslie got started in real estate and how it changed his life [06:49] How she got into the short-term rental [12:38] What are the biggest challenges for investors in today’s environment? [15:48] What are some of the challenges that are affecting the market? [19:05] Underwriting rates [25:36] What’s your goal for empowering other women investors? [29:35] What’s the biggest lesson you’ve learned? [34:44] How to get in touch with Lesley. About Leslie Anne Morris Leslie Anne Morris is an energetic investor and entrepreneur located in Tennessee. Originally from a small town in northern California, Leslie earned her Executive Master’s in Business Administration from the University of Southern California in 2021. Leslie began to build an impressive real estate portfolio in 2019 after spending 20 years in the financial services industry. After scaling her portfolio, Leslie created Josh’s Cabins which has its own real estate holdings and offers property management. Leslie loves working with investors seeking passive investment opportunities in the Smoky Mountains. So whether you need a consultant, real estate agent, or property manager – Leslie can help you! Resources: ● Hawaii Millionaires Mindset Blueprint · Leslie Anne Morris Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join your host, Dearonne, and guest, Jim Runyon, Consultant at FranChoice, a Franchise Consulting Company, as they discuss the ABCs of franchising. Jim helps people who diversify their investment through franchising identify companies that would be a good fit for them and avoid the pitfalls he experienced. Jim shares that the biggest myth and problem people run into is the thought, "if we build it, people will come." The reality is franchising is a platform, an opportunity to be successful. But the best platform given to the worst business people won't be able to do anything with it likewise. But, people who work hard, even with the best platform, can outwork the platform. Just like any business, this takes work. It needs hard work. If you want to learn more about franchising, tune in to this episode and enjoy! About FranChoice FranChoice has been in business since 2000. They were one of the first companies to create a free consulting process for prospective franchisees. Today they are considered the premier franchise consulting company in this industry. Jeff's philosophy when he created FranChoice was that the candidate's goals for business ownership are paramount. The candidate and their best interest must be the focus at all times, which remains true today. The sexiness of the product or service sold by the franchise might be the initial draw for a prospective franchisee, but who will help them determine whether owning that particular business will help them reach their goals and achieve their dreams? Their focus on doing the right thing and following a process that has the candidate's best interest in mind permeates their organization, from the home office team to the consultants who work with the candidates. Outline of the episode: [00:01] Intro [01:49] Jim's background in franchising. [05:02] The mistakes he made [07:04] What's an exemplary process for a consultation? [09:14] What is the process for finding a new franchise? [12:56] Assumptions in franchising [20:17] Should you buy an existing business or start your own business? [23:47] Make sure you know what's coming down the pipe when you buy a franchise. [28:19] What's happening in Hawaii's real estate industry? [30:33] How he got into real estate and franchising. [38:48] Book recommendation Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Steve and Huber Bongolan, Director of Capital Markets at StackSource, as they discuss loan strategies, current market trends, and continuous learning. Huber shares that his parents have talked about passive income and using real estate residential homes to accomplish it since he was young. So he joined a residential finance brokerage to teach him everything it took to buy a house so that he could start buying these properties as passive income for himself. After accomplishing this, he ventured into commercial real estate and learned about cap rates through a Master’s degree. Next, he got a role at a commercial real estate finance firm that specializes in capital markets brokerage. He then transitioned to a startup called StackSource, where they introduce technology to financing your commercial real estate deal. There is more to unpack in this episode, so make sure to get your notes ready! About StackSource StackSource is the best way to obtain a commercial real estate loan (commercial mortgage). StackSource connects borrowers and lenders seeking all commercial loan types, including bridge loans and permanent. With a growing network of hundreds of lending relationships, StackSource gives borrowers access to the full range of available loan programs and finds the best match. Learn more about StackSource Loan Programs or start your Loan Request to find the right loan. Loan size $500,000 and up. Outline of the episode: [00:01] Intro [01:08] Huber’s impressive resume [05:54] What are the significant challenges he sees now for investors? [07:48] Current Challenges for investors [10:15] Opportunities with people that have maturity dates on their loans [14:12] Capital Market Division [17:41] Moving to more value add strategies [23:08] Follow the money, follow the jobs [25:41] Why are people reluctant to invest outside their backyard? [30:33] What is next for StackSource? [32:41] Fire round Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Impact investing is an investment that produces a high social and environmental impact that lifts communities where the business is located and provides value to stakeholders. Value provision happens when an investment provides fair and formal employment in a fragmented, inherently informal market. One example of impact investing is the Green Coffee company, the number one largest coffee producer in Columbia was initially thought of as alternative cash-flowing real estate that involves acquiring land holdings that produce cash flow through agriculture and spit off cash flow to investors, Josh and the Legacy Group started to think bigger and emphasized on the magnitude of the impact of an investment. It is now the number one largest coffee producer in Colombia. Their goal is to make it the largest Arabic producer globally in the next few years. Outline of the episode: [00:01] Intro [00:51] What is an alternative investment, and why is it becoming more popular? [03:18] Green Coffee Company [05:34] What does the investor side look like? [07:38] Hockey stick return profile [10:27] Impact Investing and its importance [12:29] What is the role of the Director of Investor Relations? [13:29] His advice for attracting new investors or retaining current once [16:18] How does the investor relations teamwork? [18:42] Fire round Resources: ● Website ● LinkedIn Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Welcome to The Cashflow Project! Today, we bring you Max Fisch, Real Estate Project Solutions' founder. When Max started scaling his business, he realized that business operations involve various aspects, and each element is already a full-time job. This realization led him to develop a team and systematized things. As a result, he used his time for the things that would generate the highest return and outsourced the rest. Max shares that hiring, training, and managing can address the common employee dilemma. The human resource department plays a significant role in this solution. He also talked about the best tools to monitor remote work and ensure that virtual assistants are doing what they are supposed to be doing. So if you are still trying to do everything yourself, tune in to learn more about outsourcing! Outline of the episode: · [01:19] A leap toward real estate · [03:48] How did he scale his business · [06:31] Utilizing his time for the highest revenue-generating activities · [08:54] Overcoming the common pitfalls with virtual assistants · [13:58] How do you encourage people to use a system like Asana · [20:34] Biggest mistake he’s made in his career · [31:12] What you can do while waiting for the market to settle · [35:47] Advice to the busy working professional working towards financial freedom Resources: ● Website ● Instagram ● Facebook ● LinkedIn Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

If you think that hitting 7-figures in a short period is impossible, think again! Join your host, Vince, and guest, JD Sustar, aka Finance Cowboy, in this episode of The Cashflow Project as they discuss ways to achieve that million-dollar goal. Coming from the athletic world, JD Sustar realized that most people are satisfied with just doing what they need to do. So if you go the extra mile, put in the work, be prepared, and be disciplined, you will dominate in whatever field you choose. This formula will take you to hit seven figures in no time. Having real estate as his niche, JD shares how to build a good foundation and tips on buying and holding both short-term and long-term rentals. He believes in delaying gratification, conquering limiting beliefs, and jumping right in to build wealth and achieve financial freedom. So stay tuned! Outline of the episode: · [01:04] The Million by 30 Coach · [02:41] Financial advice or real estate · [04:01] Why real estate · [05:59] Conquering limiting beliefs · [08:36] His first real estate deal · [11:00] The obstacles he faced · [14:51] What a foundation looks like for a multifaceted portfolio · [18:45] Get in wherever you can get in · [20:19] “Pay now, play later.” · [21: 20] Fire round Resources: ● Website ● Instagram Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Success can be in any form, depending on one's perception. But everybody would agree that earning while doing what you love is a prosperous lifestyle. Join your host, Vince, and guest, Stephen Petasky, in this episode of The Cashflow Project as they discuss merging passions and lifestyle with Luxury STRs. Stephen has been an entrepreneur his whole life. Like any entrepreneur that is great at seeing the vision for solutions, he is always looking for remedies to problems that he sees - especially for the things he is attracted to. One of his passions is traveling. He loves seeing different parts of the world. In his travels, he would see problems in the vacation rental or hotel he stays at and always suggest things to improve the customer's experience. This love for travel and his desire to make holiday experiences of people memorable led to the founding of The Luxus Group, which started as a luxury real estate private equity group specializing in the acquisition, building, and management of recreational properties around the world to create extraordinary holiday experiences to travelers like him. Outline of the episode: · [00:57] How Stephen got into real estate and how he started Luxus · [05:05] His business situation during the 2008 recession · [08:02] Is he seeing the same uncertainty in 2008 with the present conditions · [11:40] The most significant challenge they have faced over the past eight to ten years · [17:56] What to do when you reach 500 units · [21:59] What does Stephen thinks about realtors? · [27:33] Community and its readiness for innovation · [32:37] Vacation rentals as a portion of his portfolio · [40:07] Stephen's why for all of these · [46:09] The most significant lesson he learned in his career Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Join Duc Ong and Adam Carroll as they dive in and talk about achieving financial, time, relationship, and service freedom through a debt-free life. Adam shares that through the Shred Method, anyone can be out of debt entirely within three to five years. He is sharing his strategy with the world to help people free themselves to be themselves. Adam has published four books, produced a documentary on student loan debt as a TED talk with over 5 million views, and helped people achieve true financial freedom in their lives. The Shred Method Adam Carroll founded the Shred Method, a financial course and software, to help people create income efficiency and blast away their debt in record time, typically within three to five years. It is a simple, smart, and secure platform that will guide you through financial freedom by following the plan outlined for each user. Outline of the episode: · [00:00] Meet Adam Carroll · [01:04] The possibility of being debt free · [02:01] The Shred Method · [03:53] How he paid off his house · [06:21] Achieving financial freedom in light of persistent inflation · [08:19] Mindset shift · [10:43] Infinite banking and strategies used · [14:03] Whole-life policies · [17:39] The strategy he used to teach his kids about money · [21:57] Giving kids autonomy and being careful about the language and logic used · [24:45] The role of the environment · [26:24] His superpower · [27:33] The biggest lesson he learned · [28:48] His advice to busy working professional Resources: ● Website ● Website ● LinkedIn Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Join Steve with his guest Becca Hint as they talk about being able to live in a tropical paradise through passive income. After spending a career working for a fortune 500 company focused on medical device and biotech sales, she realized that it wasn't necessarily the path to financial freedom. Disappointed with the Zoom classes and the things that happened in the pandemic, she and her husband decided to transition from living in the busy city with high cost of living to a tropical paradise that improved their overall wellness all while receiving passive income through multifamily investment. Outline of the episode: ● [01:39] The great resignation and their journey to the Tropics ● [02:31] The Blue Zones of the World ● [03:37] Ditching the high cost city life living and live off of that ● [05:45] House hacking her first apartment building in San Francisco ● [11:11] GP Model ● [14:43] Teaching her family and friends on the investments she personally have invested ● [16:32] Tax strategy ● [22:34] the How and the Why ● [25:21] Hotel-to-Multifamily Conversion ● [30:50] The Book that speaks volume to her life Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Saving and investing money in banks is the common way of managing resources. But will this method be enough to build your wealth? Join Vince with his guest Barry Rutten as they navigate about breaking out from conventional wisdom which will only lead to conventional result. Barry shares about how one can defend and build wealth like how banks and other money-making institutions do with the money one puts in. He also narrates the relevance of education and the kind of people you need to build and defend your wealth. Outline of the episode: ● [01:24] Barry Rutten on being a contrarian in the financial industry ● [03:05] Examples of conventional wisdom ● [08:21] Hidden dangers from getting advice from financial entertainers ● [14:24] Improving infinite banking type policies to be an avenue to wealth building ● [19:15] Financial Planner vs. transactional salesperson ● [24:33] Barry Rutten on being a conversational facilitator ● [27:16] An alternative way to financing a child’s college education ● [31:10] Avoiding financial fragmentation ● [38:37] Investing in midstream businesses ● [45:55] Barry Rutten’s advice to his twenty-five-year-old self Resources: ● Website ● LinkedIn ● Facebook Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Join Steve with his guest Fabian Baez as he talks about how his ownership piece helped him penetrate the multifamily space. Fabian recalls a story wherein he, a client, and an accident was involved. As he looks back, Fabian shares how this experience planted in him the craving for a career where he was in control of the outcome. In this episode, Fabian shares how he bounced back from a recession back in 2010, how he got into the residential real estate market, and a free eBook where he imparts his knowledge with case studies to help brand new investors get into multifamily. Outline of the episode: ● [01:06] Fabian Baez on getting downsized ● [03:45] Fabian Baez's first multifamily property in New Jersey ● [06:16] How do you make it work in an expensive market? ● [09:11] Taking the leap and building around relationships ● [13:46] In real estate, everyone steps out of their lane ● [15:01] I need to do something where I'm more in control of the outcome ● [19:00] Multifamily will work for you if you're willing to put in the work ● [21:16] The multifamily conference to watch out for this coming June ● [24:05] Fabian's biggest career lesson ● [30:00] Fabian Baez's admirable take on ownership Resources: ● Website ● LinkedIn ● Instagram ● Facebook Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Join Duc Ong (The Cashflow Project) and Ryan Webster as they chat about working with institutional capital on Multifamily. Ryan is an award-winning home builder, experienced real estate professional, and entrepreneur. Over a decade of experience owning and operating a Midwest based construction, and development company. Wide range of project experience managing new construction, and value add multifamily projects. Learn how Duc Ong started his podcast! – Listen to the episode now on The Cashflow Project! Equity Yield’s first deal using Institutional Capital Ryan Webster and his team acquired their first deal back in March of 2021. It’s 148 units – 2016 built, a multifamily community in Sarasota, Florida. This particular property – newer built: Interiors looked 20 years older than they were. A lot of people don't realize developers are building in project cost. The finishes are getting done last as you have cost overruns. Equity Yield worked with Franco Electra Capital- they are a partner of American landmark. Advantages of working with an institutional capital is they can come in and write a pretty sizable check but there's a pretty heavy due diligence process on the sponsor and the operations team, the deal and the business plan. As part of getting certainty of closing with that money - you got to have a very good business plan and be able to communicate to their equity committee and work through their approval process. As part of getting certainty of closing with that money - you got to have a very good business plan and be able to communicate to their equity committee – Ryan Webster. Catch him on this episode from The Cashflow Project! How did Ryan Webster get hooked up with Franco Electra Capital Ryan and his team has a capital markets brokers that they worked with. They are big with fundamentals; they look for markets with higher population growth and inbound net migration. They look for denser markets. They also look for diverse employment market, stable economies, growing wages and favorable income rent ratios. Equity Yield makes sure that the income or the jobs supports the cost of rent. Net absorption and new deliveries- they want to be in an area that is supply constrained. How has Covid affected the Equity Yield's operations? Ryan hasn't really seen any effect in their operations, its more been a proof of concept and investment thesis. They look for a very late model product that is very well located. Deals in low capitated market: numbers game. Persistence. Equity Yield underrates a lot of deals, a lot of offers in, buyers’ interview. It's really about getting out there and come in as second place and then waking up the next day and doing it again. A while back, we would ask people for coffee to pick their brain…. Nowadays, we could just invite them to our podcast. Catch the interview with Ryan Webster on The Cashflow Project! Outline of the Episode: [01:29] We acquired our first deal back in March 2021 it’s 148 units 2016 built multifamily-unit community in Sarasota Florida. [02:48] We worked with the Fern Call Electra Capital partner with American landmark. [03:58] We look for markets with higher population growth and inbound immigration. [09:19] We continue to look for more asset this year. It is nice with you another couple hundred million for 2022 Resources: Ryan Webster - www.equityyieldgroup.com

Join Vince Gethings, as he chats with Javier Hinojo about how he was able to turn around a bleak point in his life where he only had 32 cents in his bank account and built $75M assets from there. Javier also shares about what the Rich Dad Poor Dad seminar helped him with and how it led to him getting into the business of flipping. Javier shared how he thought he is an entrepreneur from a young age and started his own company after military service. In this episode he mostly shares about the nuances of investing and doing flipping and now, wholesaling, and the psyche he had during the transition. He also shares a lot about the plans he had for his and his company’s future. So many insights to gather in this episode so be sure to stay tuned! About Javier Hinojo: Married for 23 years, has 5 kids, been self-employed for most of his life. He lives in Raleigh NC. He is the host of “The Naked Truth about Real Estate Investing” podcast. Went to a Rich Dad Poor Dad seminar in November of 2015. Paid his 35k and got some training, started by doing fix-and-flip of single-family homes. They were in Raleigh/Durham, Austin TX, Dollars TX, El Paso TX, and Tampa FL. He and his company would fix and flip over 50 per year and wholesale 80+. Then late 2019, he decided to stop cold turkey and go to commercial real estate. He pretty much let all of his staff go and started from scratch. He started to liquidate all his single-family homes. Javier was inducted into the Rich Dad Poor Dad Hall of Fame in 2018. He believes in Podcasts/mentors/coaching. He’s a high school pushout and doesn’t have a college education. Had 32 cents in his account on New Year's day 2017. He almost gave up. Then he asked his kids for their Christmas money so he could pay their rent. By the end of 2019, he closed on his first apartment 63 units outside Charleston. Fast forward about 19 months later he is at 690 units across 7 properties. Stabilized Value 50M. Outline of the episode: [00:26] Javier’s background and how he started flipping [05:16] Javier’s first deal and his psyche in handling it [13:05] The inspiration to keep moving forward [17:51] The challenges he met in the field [22:50] Systems that Javier and his company uses [27:46] What’s next for their company [31:48] Fire round with Javier And many more! Connect with Javier Hinojo: Website LinkedIn Facebook Twitter Youtube Tiktok Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Steve Fierros, as he chats with Mark Willis, as they chat about how to bank on yourself. As a child, Mark experienced depositing cash in a bank for the first time and immediately did not like the feel of it. Thought to himself, he gave a guy in the bank his hard-earned money and never see it again, whereas he could use that money to finance other efforts. In this episode, Mark shares how to be your own financier, control your own assets, and be more in charge. Mark likens the banking system to a doorless microwave which totally makes no sense in having, and is now enjoying the accessibility of his own money. More to learn in this episode about policies and what to watch out for in self banking policies so be sure to stay tuned! Understanding your own policy: Mark warns that some policies often yield so many expenses that it becomes counter-productive instead of being a source of income for future endeavors. He shares how instead of sticking to the usual policies that he would be given by a bank, he started making a list of things that he would want his money to do for him instead. He shares some pointers as well such as wanting his money to be accessible, have a rate of return, and liquidity among other things. Mark shares how these insurances made it possible for him to pay off his student loans and even use the money to buy a car or other properties, all with the help of insurance policies. Mark shares how inspecting the insurance policy is of utmost importance as due to the number of insurance agents in the country, some of these policies are not designed as properly as it should be. Finding the right insurance policy and the right agent to work with that has the right credentials as well may be difficult but this ensures that the policy works for the interest of the client and also ensures the yield. He also shares how this allows long-term investing because if the policy is correctly built, money could be used for putting up businesses, sending kids to college, starting up different projects, and many more. About Mark Willis: Mark Willis is a man on a mission to help you think differently about your money, your economy, and your future. After graduating with six figures of student loan debt and discovering a way to turn his debt into real wealth as he watched everybody lose their retirement savings and home equity in 2008, he knew that he needed to find a more predictable way to meet his financial objectives and those of his clients. Mark is a CERTIFIED FINANCIAL PLANNER™, a THREE-TIME #1 Best Selling Author, the Owner of Lake Growth Financial Services, a financial firm in Chicago, Illinois, and co-host of the Not Your Average Financial Podcast™. Over the years, he has helped hundreds of his clients take back control of their financial future and build their businesses with proven, tax-efficient financial solutions unknown to most financial gurus. He has become known as “Not Your Average Financial Planner!” Outline of the episode: [01:36] Mark’s background and investing journey [04:38] The strategy to banking on yourself [11:58] Taking advantage of your present assets [16:28] Understanding the clauses and policies [21:02] How cryptocurrency fits in these policies [24:40] Fire round with Mark And many more! Connect with Mark Willis: Website LinkedIn Twitter Youtube Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Steve as he talks with Alex Cheng about how to invest intelligently so where your money goes has a purpose. Alex is the owner and creative director of instaMERSION studios, a digital media studio. He tells his story of how he went into the real estate industry. There’s a lot to unpack, so stay tuned and enjoy the episode! Make It Count Alex first bought a house in 2004, back when prices were still low. Despite the heavy mortgage payments amid a recent divorce, his parents encouraged him to keep paying them as it would be worth it in the long run. Alex did see the fruit of his labor because the property doubled in value in a span of time. That was how Alex got involved in real estate. From that experience, he got himself immersed in the real estate industry along with his digital media business. Investing is a strategy game, and Alex says that networking is especially important when it comes to real estate. In order to gain trust and learn from other seasoned investors, he had a lot of lunches with them. The relationships gained from these interactions will eventually become a reward in the future. Connections are the easiest way to deal with in the business of real estate. Decisions made on where to put money in will make or break investments. Thus, every action must count and have a purpose. About Alex Cheng: Alex Cheng integrates problem-solving, technology, and design with his expertise as a digital artist, designer, and storyteller. His initial passion for designing page layouts led to his breakthrough into the print industry. Incorporating imagery and typography, creating ads, brochures, posters, and flyers eventually honed his ability to create highly dynamic websites that caught the attention of Fortune 500 companies. He later solidified his skills as a digital artist by expanding his passion for video and motion graphics. Alex has worked with numerous national and local agencies as an interactive designer, digital marketer, and strategist. Now, as the owner and creative director of instaMERSION studios, he enjoys collaborating with clients and leading their projects from concept to creation. Outline of the episode: [01:53] How Alex started his journey in developing passive income with real estate [08:08] The importance of networking in real estate investing [11:31] Should you buy from a distance? [14:29] Rat race, family influence, and getting by on your own [18:52] Real estate as a life-changing investment vehicle and technological changes [24:54] Reevaluate the situation due to financial market changes [27:45] Advice for people who want to get started in their journey to financial freedom Resources: Website Connect with The Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Vince Gethings, as he chats with Adam La Barr as he shares about how he got started doing REI and how the transition went, coming from a military background. Adam has a background in coaching as well with his company APDI where he helps coach and mentor over 40,000 members, especially military members and veterans alike, and teaches them to build their passive income. It was at a point in Adam’s life that he realized he needed to straighten up the way he utilizes his money as well because he noticed how his wife has a savings account and then decided to build up his passive income along with his investments as well. So much to unpack especially with Adam’s wisdom that he earned through years of experience so be sure to stay tuned! Being involved: Adam shares that the biggest lesson he learned from his first-ever deal is to be more involved with the team effort. During the first deal, he was living in Japan which gave him an excuse to let the deal take its course on its own. He was slightly in doubt because he didn’t think that his experience dealing with contractors back in the military would come into play in the real estate field. He also shares how you shouldn’t fear to use your knowledge from a different “arena” to another one because that’ll help you transform your existing skillset into the one that you need for the new practice you’re undertaking. By the fire round, Adam shares how you should trust yourself in order to move forward as his final advice. He says that trusting yourself means surrounding yourself with your team, making sure you get past that imposter syndrome and building up the confidence to know that you can get your job done. Put yourself in the right community for your endeavor as well, in order to learn not only technical knowledge but also the behavior, the habits, the mindset, and push yourself forward with what you gain from your environment, further helping with the confidence build up and in turn be able to do more. About Adam La Barr: Adam was an Air Force brat before joining the Air Force and traveling the world. Adam is married to his wife, Raquel, who was instrumental in his decision to start investing in real estate as she saw its power through her family’s investments. Adam and Raquel have two crazy boys and they love spending time with them while building their real estate empire. His first investment property was a 62-unit apartment which he bought while living in Japan! Adam currently co-leads Active Duty Passive Income’s Military Multifamily Academy and Mastermind where he utilizes his passion for property research and underwriting to help guide and coach new investors. He loves teaching other people how to invest, and while he claims to be no expert, he will gladly teach all he knows to anyone who will listen. Outline of the episode: [00:53] Adam’s background and investing endeavors [05:10] The first deal for Adam [11:09] Adam’s advice for taking on your first deal [17:39] Adam’s goals for 2022 and transition to Florida [19:42] Tips on building a portfolio [22:27] Fire round with Adam Connect with Ryan Barone: Website LinkedIn Facebook Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Vince Gethings, as he chats with Robert Preston as they chat about Robert’s transition from being a Marine to building his wealth. Robert shares the psyche of having to be deployed as a single person and its difference to already having a family. He decided that he can do better on his own, financially speaking, and left the Marines to pursue investing in real estate. Even when he was still in the Marines though, Robert always knew he had an entrepreneurial spirit, he once delved in jet ski rentals while in service but didn’t go very well. Regardless, he knew he wanted to do business. A lot more on the psyche of Robert Preston in this episode so stay tuned for more! Robert’s point-of-view on RV parks: Robert shares how one of his investments is a hybrid RV / mobile homes park, which in his opinion is more fun as his family loves to travel in an RV. He gets to work looking for properties while his kids feel like they’re simply on vacation. RV parks though allowed for more flexibility. Robert shares how they were getting outbid with apartments even when they tried to play safe with the business. Back then, looking at the math, Robert decided that apartments. He shares more on the different advantages of an RV park such as the probability of having short rental income via Airbnb, and the lesser cost on the engineering of plumbing, electrical, and other utilities. Robert further shares the flexibility of the business with the different opportunities they can delve into. One of which was inspired by how his family actually loves camping, having an RV himself. Most of their relatives too, love camping, but they do not have an RV, so now they rent out units for short term, and a simple change in the marketing strategy allowed for bigger engagement already. Especially for properties that do not have any social media marketing already set up, Robert says that even a drone shot of the place is already a big change. About Robert Preston: Robert Preston grew up on a farm where he learned self-reliance, independence, and gratitude from a young age. These values carry through everything he does today. As a young adult, he joined the Marines to fly planes because he wanted to serve the country and do so in the coolest way possible. He was a V-22 and T-6B pilot and was also a naval flight instructor. These paths taught him the value of making deep long-term commitments, which he brings to his family, his business, and their investor partner relationships each and every day. Armed with these ideals and values that he try every day to make the world better than how he found it. He finished B.S Economics at Clemson University and became Principal and Founder of Climb Capital, a real estate private equity firm focused on improving workforce housing to enhance the lives of their residents and to provide steady returns to their investors. They are actively buying apartments, mobile home parks, and RV parks on the Gulf Coast and the Southeast. Outline of the episode: [00:26] Robert Preston, background and present endeavors [09:12] Robert’s entrepreneurial efforts [13:30] Why Robert chose RV parks and advantages [21:49] More on the flexibility of the business with an RV park [25:57] The challenges Robert faced in his investing career [32:34] Fire Round with Robert And many more! Connect with Robert Preston: Website LinkedIn Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Duc Ong, as he chats with Marius Skonieczny, as they chat about why Marius switched from real estate to stocks. Marius shares that since he finished college, he immediately came into real estate investing, even learning how to appraise before investing, and that’s while he’s also studying the stock market, reading both Poor Dad Rich Dad while digesting the works of Warren Buffet. In this episode, Marius will be sharing what he knows about microcap investing. He shares what microcap means and what makes it more personal rather than investing in big companies like Apple, Microsoft, Tesla, etc. He points out the fact that with microcap companies, the CEOs themselves will be the ones explaining the business to an investor which gives investors a better idea of what they’re getting into and have a more personal connection with the company. More on this notion in this episode so be sure to stay tuned! Understanding MicroCap: Basically, a company that has a market cap or equity of less than 100 Million, as shared by Marius. He says that the advantage of investing in a microcap company is that they are not being scrutinized by analysts, he can do his own research by contacting customers, former and current employees to get a better point-of-view on what the company can do. He shares more on this including his most successful trade which happened because no one was paying attention to how much the company was growing. Marius also shares different strategies for handling microcaps. He shares his past experiences about how microcaps suddenly grew in value because no one is paying attention to them that much and most of which are private companies as well which further takes them away from public eye. He also shares that technical analysis of a microcap company is not all that advisable since they do not have as much liquidation data as bigger comapnies. Further information as well is included about Marius’ exit strategy and how he handles inflation rates. About Marius Skonieczny: Mariusz Skonieczny is a professional investor and the founder of Classic Value Investors, MicroCap Explosions and creator of Value Investing University. Mariusz graduated from Indiana University in 2003 with a finance degree. From 2003 to 2008, he was in the residential and commercial real estate industry as an appraiser and broker. During the 2008/2009 financial crisis, he made the courageous decision to leave the industry and start Classic Value Investors. He has been investing in the stock market since 2008, starting with only $10,000, 10 years later he reached $1.1 million. By March of 2021, his accounts reached over $4 million! He is also the author of 11 books on investing. Outline of the episode: [00:56] Marius’ switch from real estate to stocks [03:39] Understandingmicrocap [09:20] Competitive advantage in microcap investing [13:29] Most successful trade Marius did and the process of selecting [17:21] How to analyze microcap companies and the exit strategy [21:36] Marius’ sale and inflation strategy for microcaps [26:54] Fire round with Marius And many more! Connect with Marius Skonieczny: Website Youtube Twitter Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Vince Gethings, as he chats with Bill Ham, the author of Creative Cash, as he chats about his endeavors since the last episode he was on the show. He shares how he doesn’t see a decline in value for the future of real estate investing, he believes that real estate is always good. Number dwindle as a whole for the country but certain cities will always have better numbers in his opinion. He also shares how he thinks there will only be a slowing down in transactions and along with that, stricter criteria from the lenders. But that’s just the initial part of the interview! Bill will share more about his psyche with writing his next book, Real Estate Raw, an unhinged book of truths about building your portfolio so stay tuned! Real side mentioned in Real Estate Raw: Bill shares about his next book, Real Estate Raw which teaches everything about building a portfolio, whereas his first book Creative Cash is how to fund it. Bill exclaims how the book talks about the hard truths of building a portfolio with every step necessary to be able to achieve your goal portfolio. He shares how he already has plans on writing Real Estate Raw while writing his first book because they are interconnected with the other book filling in the gaps of the other. The conveyor belt model: Vince brings up the model that Bill taught him which is the conveyor belt model which shows a very holistic approach to a system that shows how you can gain for your portfolio while also seeing the cash flow in a set amount of time. In this example, Bill uses a span of 5 years while explaining how the model works. This topic on the model even touches on the aspect of having legacy assets and why they wouldn’t work if you’re using somebody else’s money. About Bill Ham: Bill is the author of Creative Cash, The Complete Guide to Master Lease Options and Seller Financing for Investing in Real Estate. The book provides an in-depth approach to using creative financing techniques and shares stories of how Bill closed on these first 400 units without working with a bank or qualifying for a loan. Outside of being a published author, Bill is also the Chief Operating Officer at Broadwell Property Group, the owner/operator of Phoenix Residential Group and Phoenix Residential Management, and a Deal Expert Coach for Jake & Gino. In his over 15 years of experience working with these great companies, he has created a portfolio of over 1000 units while growing Phoenix Management to a team of 15 staff members. He has taught real estate for the past 6 years and has dozens of highly successful students. Bill uses his extensive real estate experience to teach his students the “real” side of real estate. Outline of the episode: [00:43] Amazon Best Selling author, Bill Ham [02:46] Bill’s thoughts on the first quarter of 2022 for REI [09:04] Writing the next book, Real Estate Raw, and other projects [14:27] How to gain Bill’s unique perspective [16:01] The conveyor belt model and how it builds a portfolio [21:07] What are legacy properties [25:09] Bill’s advice with winning deals in a competitive market And many more! Connect with Bill Hamel: Website LinkedIn Coaching with Bill Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Vince Gethings, as he chats with Bill Hamel who purchased his first property at 21 years old, as they chat mostly about the power of focus. Bill Hamel shares how in 2021 he was able to sell 40 buildings and utilize 1031 exchanges. Before he reached that point though, he had to go through the Great Recession where he already has a good portfolio and was so focused on protecting it that he lost all momentum. With more than 2 decades of experience in the field, Bill definitely had his share of dark times before realizing how powerful focus can be when mastered. He once wrote a manual for his previous company and in the end, left it due to being burnt out for not letting go of control. This episode is filled with different details on Bill’s mindset when it comes to business so be sure to stay tuned! Giving up control is healthier than holding onto it: Bill shares how he once worked on an operations manual. A small document that quickly turned into a system of procedures that helped guide his employees. But the challenge for Bill came knocking eventually. He had a hard time letting go of the control and was always on the lookout for his employees, even stating that he never allowed them to fail, which inevitably meant they were never allowed to properly grow. That kind of leadership that he pulled on his team burnt him out. He would immediately take over a task that is not being done the way he wanted and that certainly became toxic for himself in the end. After 8 to 9 years, when he finished the manual, he just went up and left, letting go not only of control but also of being a property manager. Mistakes don’t make the business perfect but smoother: Before the fire round with Bill, he shared two of the biggest mistakes he’s done on his entire journey in the field. One of which was that they weren’t so strict with the rules that they set when selecting tenants. They had a certain allowance for mishaps with the information that applicants hand over to them and that caused problems for them. This made Bill do another mindset shift and be properly professional with the system that they are following in order to avoid further mishaps as it not only makes business smoother and easier but also lowers a lot of risks. About Bill Hamel: Bill Hamel is an expert at deal selection, apartment rehab and value add opportunities. We have vast knowledge in deal flow, creative financing, and property management ensuring a routine process of finding, funding, and managing multi-family apartments. Hamel Real Estate is a real estate investment company focusing on acquiring large multi-family properties, providing investment opportunities to potential investors to build wealth passively with multifamily properties. Outline of the episode: [01:23] Who is Bill Hamel and how he started with real estate investing [07:44] The thought process of moving from small-scale to large-scale [13:55] Importance of being able to pause and recalibrating focus [17:41] The biggest mistakes Bill did and how he recovered [24:23] Fire round with Bill Hamel [27:32] Bill’s advice, have a great “why?” And many more! Connect with Bill Hamel: Website LinkedIn Facebook Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Steve Ferrios, as he chats with Ryan Barone, CEO, CTO, and Co-founder of the RentRedi App. Ryan talks about how he was able to easily find an apartment in New York but was not aware of how hard it is to keep one. From this point moving forward, Ryan figured that it was actually a very common issue for tenants in New York thus, RentRedi was born. It was primarily used to help him and his friends process the application for a new apartment until a landlord reached out to them, giving Ryan the initial piece of crucial expansion for the app’s services. More on the App and Ryan’s mindset on the Fire Round in this episode so be sure to stay tuned! RentRedi was a solution to a common problem: Ryan made the RentRedi app to make the application process for apartments easier for him and his friends. This was after he realized that having to look for a new place is a frequent occurrence in New York City. Not much longer, he had landlords trying to connect with him after they learned of the app he developed, and soon enough they now have operations within all the 50 states. Might be a stroke of perfect coincidence but the app he developed just to make apartment hunting easy now is a business that continuously grows, providing services for rent collection, maintenance, listings, lease signings, and many more functions. Constant feedback for constant growth: Ryan’s app from the getgo was a product of constant feedback. It was only supposed to be used by him and his friends until a landlord asked to be involved as it was helpful for them as well. From then on they have continued to improve and broaden the lists of functions and services that the app provides from both landlords and tenants. A single point of problem that was shared by a small circle of people is now being solved by something that covers the US and is already receiving demand from European landlords for possible expansion of the app. Although this wouldn’t have been possible without Ryan’s constant effort, it would have been so much harder had he not been open to feedback. About Ryan Barone: It all started when CEO Ryan Barone lost out on a great apartment in New York City. A double major, top of his class, and with an internship on Wall Street - getting documents for rental applications shouldn’t have been a problem. But it was. And it wasn’t just an issue for him. Speaking with friends, he found the application process for rentals was difficult for everyone, tenants and landlords. Gathering and storing documents and having them easily available for landlords was a problem - and RentRedi became the solution. Ryan began developing the RentRedi mobile app. However, as he met with more landlords, the difficulties of the renting process became more obvious. It was clear many of the hurdles landlords encountered while managing their rentals could be streamlined with the use of technology for landlords. What started as a mobile application app for tenants had developed into a sleek, comprehensive dashboard built for landlords by landlords. Now, RentRedi is an all-inclusive landlord-tenant app that helps landlords go mobile and manage rentals from wherever, whenever. Outline of the episode: ● [01:30] Ryan’s journey into entrepreneurship through his app ● [05:09] Finding the biggest problems and biggest solutions from both sides ● [11:33] Other projects or efforts that Ryan is currently working on ● [15:10] Advice for budding entrepreneurs ● [17:51] Fire round with Ryan ● [19:15] Ryan’s advice to people working towards financial freedom Connect with Ryan Barone: Website LinkedIn Facebook Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Duc Ong, as he chats with Arn Cenedella, and his motivation with creating a passive income system that also allows him to utilize his passion in helping people by simplifying brokerage and investments for his clients. In this episode, Arn shares so much about his knowledge in a highly competitive market which is Carolina. He shares about the deals he’s already closed and how he handled it with the numbers that are currently the state of real estate investing the Carolina and what future he sees with it. This episode is highly technical with all the information Arn shares, especially regarding figures and time settings so be sure to stay tuned! Authenticity is the key: Arn shares that working with integrity helps attract similar-minded people and in turn creates a very healthy and strong relationship that’ll help make the playing field competitive but not unattractive. Success, as Arn believes, comes along for those who work with a real desire to be able to be of help to clients. Trust allows for better communication and ease in working together which has always been Arn’s specialty, in creating relationships that last by building confidence with his team. Synergy to put the details in the big picture: Arn shares that his superpower is the ability to put together people to work towards a certain goal. He shares that he’s typically the person who sees the product, the big picture, and has since learned to put together teams that allow for him to achieve the goal of the company. Of course, motivating the team comes along naturally with bringing them together in order to achieve their goals. About Arn Cenedella: Arn Cenedella, the founder of Spark Investment Group, is a real estate expert with more than four decades of experience, including 35 years as a Realtor, navigating the unique real estate landscape in Silicon Valley, CA. During that time, Arn invested in real estate ranging from single-family homes and fix-and-flips to land subdivisions and condominium conversions to commercial multi-family properties. Through these experiences, he developed a passion for helping others achieve their own financial freedom through investing in multi-family real estate syndications. Through Spark Investment Group, Arn is putting his decades of real estate expertise to work for his clients, helping them reach their goals and attain the lives they’ve always wanted to live. At Spark Investment Group, they have the knowledge and experience needed to help you achieve financial freedom and turn your dreams into reality. With Spark, you’ll learn about — and invest passively in — real estate syndications (also known as group investments) to create ongoing cash flow, equity, appreciation, and tax advantages. If you’ve invested in real estate before, we’ll help you simplify, diversify, and grow your portfolio so you can achieve your goals faster. Outline of the episode: ● [01:04] Arn’s motivation to build passive income and the markets he’s involved in ● [05:31] How his brokerage experience helps with investments ● [06:55] Arn’s advice for agents looking to invest in real estate ● [10:39] His latest investment in Carolina ● [15:43] Arn’s forecast on multi-family investments ● [17:03] Exit strategy and terminal cap rate projections ● [21:32] Fire round with Arn Cenedella Connect with Arn Cenedella: Website LinkedIn Facebook Connect with Cashflow Project! Website LinkedIn Youtube Facebook Instagram

Join Vince Gethings, as he chats with Nick Earls and Eric DiNicola, good friends for almost 20 years that has always shared the same goal of buying a rental property for passive income but has learned how to scale up their goals and the product is the idea of condo development in Boston. Venturing into the condo development business, Nick and Earl’s projects are ground-up construction of condos instead of conversions. This growth and change in mindset allowed them to be open to the business and in turn make more money with the projects that they undertake. Other than condo developments, the pair will also share the details of other facets of the business that they do in this episode so be sure to stay tuned! About Nick Earls and Eric DiNicola: Nick is the co-founder and managing principal of Winterspring Capital and has over a decade of experience in all phases of commercial real estate, including asset management, sales, new construction development, and property management. While building his own portfolio, he has also guided many investors down the path of multifamily investment, management, or development. He is an expert on underwriting and asset management in the multifamily space and also the author of the top-rated book “Making Millions through Multi-Family Development.” Eric DiNicola, co-founder and managing principal, has a strong financial background spanning over a decade. Eric understands the importance of investment diversification. He began working in public equity in 2010 and moved into the private equity markets where he worked on valuations and capital raising. Joining forces with Nick in 2015, he leveraged his investment experience and expertise to accelerate the growth of their real estate business. Heading up their acquisitions team, Eric leans on his extensive broker network to keep their deal pipeline full. Winterspring Capital is a real estate investment firm that focuses on multifamily and mixed-use development within the greater Boston area. They form real estate syndications for every new investment, which allows accredited individuals to invest with us completely passively. Their team sources new opportunities, underwrite deals, negotiates purchases, and implements the business plan for each property we purchase. Their investors get to share in all of the benefits of owning real estate without having to do any of the work themselves. We also offer the opportunity for qualified individuals to invest through their self-directed IRA. Outline of the episode: ● [01:01] About Nick and Eric’s shared goal and how they reached it ● [04:50] The structure they follow in making deals and details on seeing it through ● [13:13] Moving forward from one project to another, baptism by fire ● [19:29] Office conversion side of the business ● [25:06] How they utilize tax credits ● [29:34] Nick and Eric’s take on a diverse portfolio ● [36:18] Book recommendations for the viewers ● [40:43] Nick and Eric’s remarkable traits and talents ● [48:11] Advice to professionals working towards financial freedom Connect with Nick Earls and Eric DiNicola: WebsiteEric’s LinkedInNick’s LinkedIn Connect with Cashflow Project! WebsiteLinkedInYoutubeFacebookInstagram

Join Vince as he talks with Anthony Scandariato about carving your own path. Anthony is the co-founder and managing principal of Red Knight Properties, a boutique multifamily and mixed-use real estate investment and property management company. Before building his firm, he had a full-time job under another real estate firm which made him knowledgeable about the industry. Today, Anthony shares how he took the calculated risk of making the jump to building his firm. There’s a lot to unpack, so stay tuned and enjoy the episode! Take Risk, Make the Jump Many people have full-time and good-paying jobs, and they have the capacity to make the jump and invest their way to financial freedom, yet they do not. The idea petrifies people into inaction, and they are playing it safely under the security blanket of a W-2 job. For Anthony, that is actually fine because it cannot be forced. But asked how he did it, Anthony credits it to his full-time job prior to his company. Working in a real estate company for six years gave Anthony the knowledge and foundation to leap and stand on his feet. Going solo comes with risks, but Anthony’s was a calculated one. Because he had experience in the real estate industry, he was not clueless about how things should be done. Yet, Anthony still made mistakes along the way, which served as lessons the next time he encounters the same problems. Anthony also had his fair share of sacrifices before taking the trajectory of what he planted. It takes creativity to minimize expenses and live for free, but in the end, it was all worth the risk. About Anthony Scandariato: Prior to forming Red Knight Properties, Anthony Scandariato, who graduated from Cornell University with a Bachelor’s Degree in Applied Economics and Management, was a co-founder of Ridgeview Partners. He specialized in the retail space with a vertical model that provided flexibility to serve multiple customer segments with similar product lines through retail, wholesale, and production contracting channels. He acquired and developed the growth of 110+ retailers within first-year operations. He later moved on to acquisitions and asset manager vice president for Vision Properties, where he was directly involved and responsible for sourcing, negotiation, and managing the acquisition of $594M of Class A office assets. Outline of the episode: ● [01:01] What different asset classes Anthony invests in and his strategy ● [04:32] Anthony’s first full-time job and how he took the risk and made the jump ● [08:53] Mistakes made despite a background in real estate ● [10:51] Systematize to grow ● [13:48] Anthony’s advice for those trying to get into real estate ● [21:06] Book recommendation and Anthony’s superpower ● [22:40] The biggest lesson Anthony learned over his career ● [24:03] Tips for working professionals to reach financial freedom Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Vince as he talks with Adam Doran about taking control of finances to avoid getting caught in the tax trap. Adam is a former police officer who eventually became a wealth advisor and real estate investor. Building tax-free assets and alternative financial strategies with real estate investors are what he specializes in. Today, Adam gives out his mindset towards helping real estate investors and building primary wealth through real estate. There’s a lot to unpack, so stay tuned and enjoy the episode! Tax Trap “The industry is broken,” Adam said. The claim is traced back to the financial advising sector because, generally, control goes into the adviser and not the client. First, it takes away liquidity and access to capital, then it goes into accounts untouchable until 59, unwittingly setting a tax trap. Yes, the account grows bigger as time goes by, but no taxes were paid for that. Eventually, taxes will take a fraction of that hard-earned money that took years to grow. Moreover, it is estimated that in 10 to 20 years, tax rates are more likely to be higher than they are to be lower. So, with people unaware of what happens with tax-deferred accounts, what could be the future with higher tax rates? Good thing Adam has a long-term strategy. He explains that asset accumulation is important, yet the most common mistake people make is solely focusing on accumulation. It ties back to the tax trap problem – it does not matter what is accumulated when there is no plan for distribution. There is a better chance of growing the money if it is distributed in different accounts rather than putting it all in one account. Adam shares a financial convention around a four percent safe withdrawal rate. In retirement, the idea behind that is when assets are started to be drawn, four percent of the total balance can be safely taken annually without running out of money. That is just the accumulation part. If that money is distributed to other tax-free assets such as life insurance, the safe withdrawal rate can be boosted to six to eight percent. Doing this not only avoids the tax trap but also grows the money more efficiently. About Adam Doran: Adam Doran is a former police officer-turned wealth advisor who has been investing in real estate since 2011. He specializes in a creative capital strategy for real estate investors to build tax-free wealth alongside their growing portfolios. As a real estate investor, Adam started with wholesaling and accumulating single-family rentals using the BRRRR method in his home market of Kansas City. He transitioned in 2019 to multifamily and now owns 52-units with his partners. Outline of the episode: ● [02:05] The process to be a wealth advisor ● [07:22] What kind of wealth advisor Adam is ● [14:50] Accumulation and distribution strategy for efficient money growth ● [28:34] Obstacles faced and mistakes made throughout Adam’s journey ● [35:45] Be selective of the people to work with Resources: ● Website Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Vince as he talks with Tony Castronovo about choosing entrepreneurship as his path to financial freedom. Tony is the founder and managing partner of Novo Multifamily Group, a multifamily real estate investment and asset management firm. He has been in the real estate space for over seven years, with financial freedom as his prime motivator. Today, he tells how he found out he was going down the right path that eventually gave him control of his life. There’s a lot to unpack, so stay tuned and enjoy the episode! Take a Path to Traverse In a world run by money, everyone has a common goal: financial freedom. That is primarily why Tony walked down the road to real estate. Living life on one’s own terms is the dream, and Tony saw real estate as the way to achieve such. In addition, real estate was something that would give him more control of his time, control of where he spends his energy, and see the fruits of his labor. Tony has been influenced by his father, who had run a business and always worked for himself throughout his career. In addition, his mother was there to support his father through the pros and cons, which is why Tony believes entrepreneurship has been embedded in him. Being able to drive his day and time on his own terms is what he wants, bringing him happiness. Tony traces back to 2001 how he got the bug to do real estate. He had been doing construction in the 80s and 90s, and he was told by a coworker 20 years older than him that he had to find a better way to make money because they both earn the same amount. Because of that, he got started in real estate in 2001. Tony hustled in that business but had to stop when he found a new job. Fortunately, the spark got him back in 2014, and he has been in the industry since then. Tony knew what he wanted right from the start, which pushed him to take that path. Taking matters into his own hands eventually brought him the life he envisioned for himself and his family. About Tony Castronovo: Tony Castronovo, founder and managing partner of Novo Multifamily Group, is a multifamily real estate entrepreneur with over seven years of experience in acquisition, underwriting, contract negotiation, due diligence, syndication, capital raising, construction and renovations, operations, asset management, and overall asset strategy implementation. Tony is currently invested in over 650 units, including a combination of general partner, limited partner, co-GP, and independent ownership. Tony is also a seasoned business management consultant, utilizing 25 years of experience advising clients on project portfolio investment management. He holds higher education degrees in Engineering and Construction Management. Outline of the episode: [01:26] How Tony got down the path of real estate[08:55] Tony’s first real estate deal using the BRRR strategy[16:23] Skip the conventional route[17:33] Lessons learned and progression out of single-family real estate[23:07] Tony’s jump from single-family to multifamily[31:43] The experience working with lenders and going through refinancing[36:11] Why exterior overhaul and curb appeal matter in a property[41:18] What the future holds for Tony[44:51] Tony’s advice to his 20-year-old self and his book recommendations[48:04] What superpower Tony has and the greatest lesson in his career[50:33] Advice for people working their way to financial freedom Resources: Website Connect with The Cashflow Project! WebsiteLinkedInYoutubeFacebookInstagram

Join Vince as he chats with Chad Tucker about the mindset on having an end goal. Chad is a real estate investor in Central Florida. Being a full-time firefighter was not enough for Chad, so it pulled him towards becoming a multifamily investor. Today, he explains how the mindset he calls “time freedom” will improve life. There’s a lot to unpack, so stay tuned and enjoy the episode! Time Freedom People in general work to earn money. The more money a person makes meant they live a stable life. Yet, the common scenario is that they lose time because they spend it more working. That is not what Chad wanted. He desires to take control of his time while at the same time earning. He wants to be in charge of his life. It took some mindset shift for Chad to add value to what he already does. While he already makes enough for a living, he realizes it is acceptable to want more. His end goal is to have the freedom to wake up every day and decide whether to go to work or take the day off to hang out with friends, visit his parents, or even take a vacation. Because of that end goal in mind, Chad got into multifamily real estate. Back then, Chad was doing wholesaling. It was great, he admits, but it does not feel right for him. He tried fix-and-flips and single-family deals, but it felt like it took forever to achieve his end goal. Chad then looked at syndications and joint ventures in multifamily. He fits perfectly well. Chad wanted to bring value to people, and he is good at handling people under pressure. Right there and then, Chad found the long-term equity growth he wanted to achieve his end goal of time freedom. About Chad Tucker: Chad Tucker has been a multifamily real estate investor in Central Florida for the last year and a half. Currently, he is partnered on 16 units that recently closed. Besides investing in real estate, Chad is a full-time firefighter in the Orlando area, married, and has four kids. Chad uses his love of helping others and ability to work in high-pressure situations to make deals happen in two of the nation’s hottest housing markets (Tampa and Orlando). Outline of the episode: ● [00:45] Chad’s background and how he started in real estate ● [05:14] Why begin something with an end goal in mind ● [09:43] How Chad found his 16 units ● [14:12] Decisions and mind shifts to see one’s worth ● [18:05] What kind of deal is a value add ● [24:53] The power of networking and building relationships ● [28:19] What is the seven-year term and what is its IRR target ● [31:43] Some obstacles Chad faced on building his company ● [33:27] Chad’s next move ● [35:03] What Chad would advice his 20-year-old self ● [38:49] Chad’s book recommendations, superpower and biggest lesson learned ● [40:42] Tips for financial freedom from a busy working professional’s perspective Resources: ● Website ● Email Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Vince as he chats with Tim Vitale as they share about finding your skillset and making sure to take advantage of them. Tim talks about how he deals with team setups, how he deals with differing goals between colleagues, and what he does to rectify differences in core values. Tim also shares about how he wishes he had someone to guide him better during his beginnings in real estate investing, acknowledging the importance of a mentor in the field which he now counters. Using his Facebook group he starts coaching sessions with a relatively small amount of people, wanting to connect on a personal level because he knows that what’s truly important in the industry is trust and strength of the relationships formed. The difference in skills, similarities in values One of the key topics for this episode is making sure that your energy syncs with that of your team. This will not only avoid conflicts in interest but also make sure that no one is pulling too much weight or is being lax in the hustle. Tim values the way his team always is in sync which is why he doesn’t experience having to rectify conflicts within the team. One other thing he focuses on is making sure that every person has a specific role in order to maximize the people he works with which helps with the productivity of the group altogether. Mentors, environments, mindsets, effects Having a mentor is what Tim wished, unfortunately after he’s now reaping success from his hard work. Nonetheless, he still acknowledges the fact that building relationships in the industry are crucial. Mentors will have their own connection that a person could have been involved in and allow the habits and mindsets to be ingrained into the new person that’s trying to venture out into real estate investments. More of which will be tackled in this episode! About Tim Vitale: the Founder and Owner of Upside Capital based out of Charlotte, NC. He is the AVP of Finance for an F500 Insurance Company and specializes in underwriting, analysis, and budgeting. Tim was born into a commercial real estate family and has owned rental property in the Charlotte area. He is also an active investor and syndicator in the Southeast USA. Tim Vitale runs his own Facebook group Makin’ Moves in Multifamily in which he provides value to other investors and syndicators through educational and inspirational Facebook events and posts. He is also an Admin and Moderator for the My First Million in Multifamily Facebook group. Outline of the episode: [04:01] How to make a partnership work [08:21] Why build passive income [12:18] Importance of a mentor [16:41] More on cash-out refinance and equity checks [19:22] Importance of diversity in skill but unity in values in a team [27:38] Where or how to start deals [29:29] How the go-giver mentality opens opportunities [34:11] Fire round, book recommendations, and other questions Resources: ● Website ● Facebook Group ● Instagram ● LinkedIn Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Vince as he chats with Ethan Neumann and Harris Trail as they share how they found wholesaling right before the pandemic started and went from there to multifamily instead. Partners for a couple of years now, leading The Visioneer Group, They both look back into what their motivations were before that led them to opt-out of college and pursue real estate full time. In this episode, Ethan and Harris will tackle the subjects of finding the right environment, including people, finding the right sources of information, following the right systems, keeping track of your progress, and making adjustments to ensure attainment in every set amount of time. This episode is surely packed with many tips and tricks to keep you on track in your entrepreneurial journey! Put energy where it counts One of the key topics for this episode is making sure that your energy is invested properly at the right point that is crucial to reaching your goal. Part of this is to remove the “middleman” in the processes or systems that you will be following, even when you don’t know you do. This also includes being smart about choosing where to invest, weighing the difference between making a lot of smaller investments or making a lesser amount but of big investments, only in this episode, the case would be about multi-family units or duplexes. Systems are not limited to software Starting habits with little details like getting up early sounds mundane but is actually not only difficult but also highly crucial to ensure that set goals will be achieved. Setting bigger-than-life goals is easy but to be able to achieve these goals. Systems of behavior and mindset are just as important as following systems in making deals and negotiations. Of course, software programs being used to help with the speed of which and organizational level of data that are being utilized are also helpful to sorting out data for business, only, finding the correct source of data can not only save time but also money. About Ethan and Harris: Ethan Neumann is an entrepreneur, podcast host, syndicator, realtor, and lifetime learner. He got started in real estate at the age of eighteen when he founded a single-family investment company that did 300k in revenue its first year. He currently serves as the co-founder and Director of Investor Relations for Visioneer Capital where he coaches his network and fellow realtors interested in commercial real estate investing. Harris Trail is a full-time entrepreneur, investor, and licensed real estate agent. Harris has been a part of the success of multiple startup companies since starting his entrepreneurial journey at age 16. He leverages this experience to develop efficient systems that scale, value-based marketing strategies, and acts as the backbone for Visioneer Capital's exceptional user experience. Outline of the episode: [01:56] How Ethan and Harris began with entrepreneurship [03:49] How they shifted from wholesaling to multi-family [06:55] What goals to set on how much amount time [12:52] Importance of partnerships with aligned visions [16:18] Importance of following a system [19:57] The right place to get the right information [25:34] How systems translate to deals [39:00] How to make adjustments to reach goals [41:38] Advice for young entrepreneurs [46:42] Fire Round, book recommendations, and other questions Resources: ● Website ● Facebook ● Instagram Connect with The Cashflow Project! http://tricityequity.com/ https://www.facebook.com/tricityequity/?ref=br_rs https://www.instagram.com/tricityequity/ https://www.youtube.com/channel/UCmHtQmPpl5MtUG1LCpzIqGQ https://www.linkedin.com/in/tricity-equity-group-21877a1a7/

Join Vince with his guest Bernard Pierson as he shares how discovering his competitive advantage shortened his way to a successful real estate footing. Bernard knows what role the Latin American demographic plays in the real estate industry. Understanding their behavior in the real estate space here in the US—like it's the back of his hand—has been Bernard's weapon when it comes to forming perfect deals. In this episode, Bernard expounds on the American Dream, the boons and banes with entrepreneurship and real estate, his experience of jumping from LP to GP, and the potential of the Latin American market in the American real estate field. There's a lot to unpack, so stay tuned and enjoy the episode! Outline of the episode: ● [02:05] Developing in Nicaragua and Costa Rica ● [03:32] Is the American dream still valuable today? ● [05:03] Entrepreneurship vs. Real Estate ● [08:16] The challenges and obstacles to entering the multifamily space ● [12:40] Taking the jump from an LP to GP ● [18:12] On getting involved with asset management ● [22:42] There is great potential in introducing Latin America to the multifamily space here in the US ● [26:12] Every time condo prices rise… ● [31:31] The book Best in Class, by Kyle Mitchell and Gary Lipsky ● [35:43] Take real estate one step at a time ● [38:46] Finding your competitive advantage shortens your way to success Resources: ● Website ● Best in Class, Book by Kyle Mitchell, Gary Lipsky ● Syndicating is a Bitch, Book by Bruce Petersen Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram ● Hawaii Millionaires Mindset Blueprint: July 21 - 24, 2022 Four Seasons Ko'olina

Join Duc and Steve as they chat with Jeff Holst about living the best life by making the most of our investments. Jeff is an attorney, a real estate investor, and a business coach. He co-hosts and founded the Last Life Ever Podcast, covering many motivational materials and stories. As the original “Last Lifer,” Jeff has a passion for helping people live the best possible version of their lives, whatever that may look like to them. After all, at Last Life, they believe that we owe it to the world, our loved ones, and, most importantly, ourselves to live our best life so that others can do the same. And today, Jeff shares his journey, from rising from his health crisis, creating the side-eight investment structure, and finding success in multifamily real estate. As always, there’s a lot to take away from this episode, so tune in and enjoy! About Jeff Holst: Jeff Holst is a recovering attorney who spends his time as a podcast host and real estate investor. Jeff graduated early and with honors from Michigan State College of Law and now holds an M.B.A. At 30 years old, he checked the last item off his bucket list by climbing Machu Picchu. And after traveling the world, he felt like he was on top of the world. Jeff even had a beautiful house in the suburbs and a thriving law practice. Outline of the episode: ● [00:00] How Jeff Holst got started in his real estate journey. ● [01:57] Jeff’s “why” behind building passive income. ● [02:50] What his portfolio consists of and the markets he is in. ● [03:24] How Jeff structures his partnered syndications. ● [05:04] The advantages of using the side-eight structure. ● [07:51] Where Jeff thinks the future of real estate is heading. ● [09:21] The dynamics of our economy with money printing. ● [12:04] How he ended up in Chattanooga, Tennessee. ● [14:06] Getting ready to move to Puerto Rico. ● [16:54] How his health crisis impacted his journey to now. ● [21:46] What is Jeff Holst’s favorite bourbon. ● [22:34] The best book he can recommend and his superpower. ● [23:08] The biggest lesson Jeff has learned over his career. ● [23:40] His advice for working professionals to achieve financial freedom. Resources: ● Website ● Facebook ● Instagram ● Total Recall by Arnold Schwarzenegger Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram The Hawaii Millionaire Mindset Conference: “The Blueprint” will be happening here in beautiful Hawaii next year, July 21st-24th, 2022. Join top industry leaders for motivation, training, and of course, lots of networking. Early bird specials are happening now, so if you want the absolute best pricing, go to https://www.millionairesmindsetblueprint.com/ to find out more.

Join Vince with his guest Camilla Jeffs of Steady Streams Investments as she talks about her humble start to enabling steady income streams in her life. Camilla recalls that one of the biggest mistakes she made as an investor was to believe that 'all debts are bad.' As a result, they got rid of their single-family properties. If Camilla had not listened, those properties would be worth millions of dollars today. In this episode, Vince and Camilla talk about how consumer debt differs from debts you can leverage, the initial challenges to investing in bigger multifamily properties, why five million non-recourse loans are easier than car loans, and Camilla's fresh and unique take on living outside the comfort zone. There's a lot to unpack, so stay tuned and enjoy the episode! Outline of the episode: ● [01:28] What woke up Camilla's appetite for real estate? ● [04:08] A classic live-and-flippers dream for apartment complexes ● [08:37] How to make your brain figure out ways to turn "I want's" to "I have's." ● [12:57] Camilla's Two Big Whys in Life ● [17:39] The hurdles in getting into the bigger multifamily deals ● [21:42] General partners and passive investors leverage on each other ● [25:39] 'All debt is bad,' is a severely flawed belief! ● [30:10] Loans for large multifamily properties are easier than car loans ● [33:12] If you passively invest early, you retire early. ● [36:12] Camilla Jeff – on the book The Charge Resources: ● Website ● Instagram ● Linktr.ee ● The Charge: Activating the 10 Human Drives That Make You Feel Alive, Book by Brendon Burchard Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram Make sure you don't miss the Hawaii Millionaires Mindset Blueprint Conference this July 2022. Buy your tickets right here!

Join Steve as he chats with Daniel Kong about getting started flipping houses to achieve financial freedom. Daniel is an active real estate investor who quickly scaled his portfolio using creative strategies along with the BRRRR method. In addition, he has a passion for coffee, learning, and talking about anything real estate. However, his primary focus is building a passive income rental portfolio through fix-and-flips utilizing BRRRR. Today, Daniel shares how he came up with his now solid investment strategy and other ongoing projects. As always, there’s a lot to unpack in this episode, so stay tuned and enjoy the show! About Daniel Kong: Before coming across Rich Dad Poor Dad, Daniel Kong knew nothing about real estate or investing. And while he was financially responsible, Daniel never understood how investing worked or what it could do for him. But after reading the magical purple book, he soon started deep-diving into the world of real estate, from reading three books a week to listening to podcasts. Daniel then made it his goal to build passive income streams and eventually quit his W2, including rental properties, stocks, and the list goes on. He spent his first year learning as much as possible before starting any projects. But of course, getting started is never easy. Still, after going through the process of doing minor rehabs, Daniel gained the confidence he needed to go full-throttle, building his portfolio and achieving financial freedom. Outline of the episode: ● [01:12] How Daniel Kong got started on his cash flow journey. ● [02:13] What drove Daniel to pursue real estate investing. ● [04:33] How he decided what investing strategies to use. ● [06:59] His advice for people wanting to invest long-distance. ● [10:28] Solutions to working with people on long-distance projects. ● [14:03] His transition from investing out-of-state to his home market. ● [18:28] Other cool projects Daniel is currently working on. ● [24:43] The impact of the pandemic on the real estate industry. ● [29:57] How COVID has affected his business, managing properties. ● [33:14] What is next for Daniel Kong in his real estate journey. ● [37:30] The best book that Daniel can recommend. ● [38:23] His superpower of building systems for anything. ● [39:03] The biggest lesson he has learned over his career. ● [40:09] Daniel Kong’s advice when working towards financial freedom. Resources: ● Instagram ● Long-Distance Real Estate Investing by David Greene ● Buy, Rehab, Rent, Refinance, Repeat by David Greene Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram The Hawaii Millionaire Mindset Conference: “The Blueprint” will be happening here in beautiful Hawaii next year, July 21st-24th, 2022. Join top industry leaders for motivation, training, and of course, lots of networking. Early bird specials are happening now, so if you want the absolute best pricing, go to https://www.millionairesmindsetblueprint.com/ to find out more.

Join Steve as he chats with John An about utilizing and combining different tools to manage short-term rentals efficiently. John is the president of Ohana Stay LLC, specializing in asset management around the Hawaii area. Ohana Stay LLC provides investors with opportunities to generate immediate net positive cash flow and build long-term equity and value. The company was founded on the core principle that guests deserve a clean and comfortable home away from home during their visit to the beautiful state of Hawaii. Ohana Stay prides itself on providing its guests with a seamless experience, the feeling of settling into one of our fully furnished and fully stocked properties while enjoying the “Aloha” of the “Āina.” As always, there’s a lot to take away from today’s episode, so tune in and enjoy! About John An: John An is a short-term rental industry expert with particular expertise in optimizing and customizing the technology stack, driving up revenue, and continually streamlining operations. Experienced in building and operating a short-term rental brand from the ground up, John has generated multi-million dollar annual revenue laser-focused on profit-first. He even leverages his own short-term rental company as a fertile testing ground to experiment with new systems and approaches, developing creative solutions to solve operators’ pain points. Outline of the episode: ● [02:54] How John An got started on his real estate journey. ● [05:44] The benefit of building systems for property management. ● [07:53] What motivates John to invest and establish cash flow. ● [11:41] The tools that helped John operate his business more effectively. ● [16:07] How technology has changed the game for real estate investing. ● [19:42] The influence of technological innovations on the short-term rental market. ● [22:14] Focusing on revenue management to drive returns through the roof. ● [25:05] Employing revenue management versus using management software. ● [27:04] How the pandemic has impacted their operations in Ohana Stay LLC. ● [30:38] Being nimble and applying your skills to adapt to any new normal. ● [34:34] What John An sees on the horizon for his investing journey. ● [37:31] The best book John can recommend to the audience. ● [38:16] His superpower of making connections with industry professionals. ● [38:50] The biggest lesson John has learned over his career. ● [39:25] His advice to attain financial freedom for the busy working professional. Resources: ● Website ● LinkedIn ● The Lean Startup by Eric Ries Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram The Hawaii Millionaire Mindset Conference: “The Blueprint” will be happening here in beautiful Hawaii next year, July 21st-24th, 2022. Join top industry leaders for motivation, training, and of course, lots of networking. Early bird specials are happening now, so if you want the absolute best pricing, go to https://www.millionairesmindsetblueprint.com/ to find out more.

Join Vince with his guest Jill Rodriguez, the Vice President of Private Banking and Commercial Services at Frankenmuth Credit Union, as she talks about everything you need to know as a real estate investor when lending. For Jill, if there's one thing that borrowers need to understand, that is it's critical to treat your lender as your future business partner. They're not the only ones who should get to know you; you should also be prepared on how you can get to know them better. In this episode, Jill simplifies the concept behind credit unions and commercial banks. She also talks about how risk factors form from union to union, the purpose of credit scores, the layout of the whole lending process, what lenders consider red flags, and so much more. There's a lot to unpack, so stay tuned and enjoy the episode! Outline of the episode: ● [01:47] What is private banking? ● [05:21] How different are credit unions from commercial banks? ● [10:40] Everyone has their own risk factors unique to them ● [15:21] Vince Gethings – on turning to lenders and community banks ● [20:18] Who pays attention to your credit scores? ● [26:26] This is why you should have a network of partners and mentors ● [30:08] Commercial building rentals before and after 2020 ● [33:45] The red flags that lenders watch out for ● [39:16] Jill Rodriguez – on the overview of the lending process ● [44:20] Jill's biggest piece of advice to anyone applying for a loan Resources: ● Website ● LinkedIn ● Read The Essays of Warren Buffett: Lessons for Corporate America, Book by Warren Buffett Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram

Join Vince with his guest Eric Martel as he speaks about the most tested and proven way to stop trading your time for money. The majority of us today overwork hours on end to receive compensation that always seems to be "just right" for the lives we live. If we keep it at that, when does one stop working? In this episode, Eric shares what defined benefit retirement plans are and why they're phased out, the general perception of millennials on retirement, what you need to understand before chasing passive income, the lessons from the dot-com crash, and everything about his book "Stop Trading Your Time for Money." There's a lot to unpack, so stay tuned and enjoy the episode! Outline of the episode: ● [02:02] What is an actuary? ● [06:12] The difference of a 401(k) from defined benefit pension plans ● [11:51] Why you sometimes can’t retire early ● [18:31] What kind of investment do you need to have? ● [23:44] Assess the resources that are available to you ● [29:45] When is the right time for you to jump onto other investments? ● [35:56] Single-family rentals are very different from single-family homes ● [41:08] Eric Martel – the lessons from the dot-com crash ● [49:27] Why Vince cut cords with Wall Street ● [54:02] Stick to what works and makes you money Resources: ● Website ● Instagram ● Facebook ● Get your copy of Stop Trading Your Time for Money, Book by Eric Martel Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram The Hawaii Millionaire Mindset Conference: “The Blueprint” will be happening here in beautiful Hawaii, next year, July 21st-24th 2022. Come join top industry leaders for motivation, training, and of course, lots of networking. Early bird specials are happening now so if you want the absolute best pricing, go to https://www.millionairesmindsetblueprint.com/ to find out more.

Join Vince with his guest Chris Miles as they talk about why you should go against what financial advisors teach, from an experienced former financial advisor himself. In a time where retirement seems dangerous to many people today, Chris shares the story of how quitting his career as a financial advisor allowed him to attain financial independence twice. Today, Chris talks more knowledge about why banking on appreciation is a big gamble, the flywheel concept from the book Good to Great, what doesn't make you a conservative investor, how you can make your investment pay you twice, and the loopholes of financial advising that made him choose to exit. There's a lot to unpack, so stay tuned and enjoy the episode! Outline of the episode: ● [01:45] Chris Miles – on going against everything he learned as a financial advisor ● [04:15] From teaching people how to get out of the rat race to teaching resourcefulness ● [09:08] The Financial Advisor's Mindset ● [14:26] But that's not value add… ● [18:02] The most expensive rip-off insurance policy I could've ever bought ● [23:03] They'll tell you that you're paying yourself ● [28:04] What is the Flywheel Concept? ● [33:46] Appreciation is the gravy on top! ● [38:11] Turn your mind away from what everybody's saying ● [42:23] I'm a teacher! Resources: ● Money Ripples | Create Freedom & Prosperity Today ● The Chris Miles Money Show ● Good to Great: Why Some Companies Make the Leap, and Others Don't ● Who Took My Money?: Why Slow Investors Lose and Fast Money Wins! Connect with The Cashflow Project! ● Website ● LinkedIn ● Youtube ● Facebook ● Instagram