The Cash Value Solutions Podcast

Jason and Kyle discuss when you should pay off debt before starting IBC. It usually doesn’t make sense to start a policy if you have high interest debt Gaining financial discipline before starting an IBC policy is necessary Know the difference between good and bad debt You can practice IBC without the policy until you are financially ready to start For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about their foundational beliefs regarding IBC. There is nothing wrong with using third party lenders until you’ve built up enough capital It is important that YOU become YOUR own banker We believe that you must build large pools of capital to obtain financial sovereignty For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss how it is important to use your policy instead of just letting it sit. The policy alone will not make you wealthy The policy should be looked at as an opportunity fund How you fund and what you do with the policy is the most important piece For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss how long you should pay into your policy. Policies get more efficient after every year, so paying in as long as you can is extremely beneficial. If you plan to have income every year you need a place to put that. Every situation will be different based on your goals For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss how IBC polices are beneficial for times of sporadic cashflow. IBC policies are flexible to where you can pay a fraction of the total premium in tight years These polices provide peace of mind during uncertain times There is no replacement for having access to capital Getting started is the most important! For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss how to use your policy in today’s environment. Should you always use policy loans? When might it make sense to use third party lenders? This is becoming your own banker, so you make the rules For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss common v. uncommon advice. Short term v. long term financing Cut up your credit cards? Use debt towards your advantage Pay cash for everything? Lock my money up in stocks and qualified plans? Is business too risky? Blindly save money? For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss what you need to do to be successful in your IBC journey. Read Becoming Your Own Banker and Building Your Warehouse of Wealth Watch Nelson’s Seminar Watch the IBC Foundations videos Check out some of the financial noise Pay your full premium Start where you are comfortable Adapt the system to suit your needs Foundations of IBC link: https://infinitebanking.org/foundations/ Nelson Nash Seminar link: https://infinitebanking.org/product/becoming-your-own-banker-seminar-on-dvd-consumer-use/ For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss their thoughts on the stock market. The stock market is not the end all be all You need to place your capital in assets that align with your goals IBC allows you to “live now” while investing in stocks for the long haul is hoping for “one day someday” Whole life insurance is not the end all be all either For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the pros of whole life insurance. Guaranteed death benefit Guaranteed cash value Dividends Access to capital Policy Performance Tax favorable asset Flexibility For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the top cons of whole life insurance. Unavoidable upfront loss of liquidity Insurability limits Interest from policy loans goes to the insurance company Possible tax consequences Higher cost for death benefit The “black box” For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss their money mindset. Money/wealth is not evil on its own It’s hard to accumulate capital with a negative mindset towards money Rethink your thinking! For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss what exactly paying extra interest is. Extra interest is not magic Paying extra interest is not required to practice IBC Paying extra interest can be a good way to grow into a bigger policy For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss policy design specific to your goals and go over and illustration for an example. Life insurance is not a one size fits all product You need to be sure that the agent you’re working with understands your goals and has your best interests in mind You need to be in the driver’s seat and not blindly listen to whatever “advice” you are given For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss a powerful way to transition the farm or any business to the next generation. You should consider insuring business partner You can plan your business transition while also financing it at the same time Teaching this to the following generations will have a huge impact on keeping generational wealth in the family For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle review policy performance from a policy put in force in 1966. Policy rate of return Policy structure This shows how powerful whole life insurance is over your lifetime For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about the idea of using other people’s money (OPM) and how advantageous it can be. Debt is not inherently bad All debt is not the same How can it make sense to take 30+ year loans? The benefit of paying other people interest for access to their capital For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle walk through Nelson Nash’s 5 Rules for Infinite Banking Think Long Range Don’t be afraid to capitalize Don’t steal from your system Don’t do business with banks Rethink your thinking For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the big picture of Infinite Banking. You should focus on the process over the product The process allows you to take advantage of opportunities that come to you throughout life The policy itself will not make you wealthy Having access to capital is the most powerful financial tool you can have For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle continue their frequently asked questions series with part 2. How many years do I need to have a policy before taking a loan? How much of initial premium do I have access to right away? Does cash value only go up or can it go down? Do you have to take policy loans to earn interest? What is the dividend? For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle breakdown the difference between non-direct and direct recognition. Is one choice better than the other? Direct recognition policies credit dividends differently on the amount of dollars that are loaned out on policy loans. Non-direct policies do not recognize policy loans and credit dividends to the total amount of cash value. There are both fixed and variable loans rates for policy loans. The reason why you must pay interest to the insurance company when using policy loans. Blog Link: https://cashvaluesolutions.com/blog/direct-and-non-direct-loan-recognition For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss what the major problem is and how you can solve it. Your need for finance is huge. The banking function is being practiced, you might as well be the one controlling it. You want to practice the banking function in the most efficient vehicle possible. Do your actions align with your goals? For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle breakdown why we do not use Universal Life Insurance to practice the Infinite Banking Concept. Universal Life Insurance guarantees UL is neither good nor bad, just a tool Brief history of UL Why we only use dividend paying whole life insurance to practice IBC For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle share some of the frequently asked question they've been getting. Top points discussed: What does it cost to work with you? What if I can’t pay the total premium? Am I too old to start a policy? Am I paying myself interest? Direct recognition vs. non-direct recognition Does your policy grow more with one large policy vs. numerous smaller policies? For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle breakdown why laddering polices is usually not a good idea and should be avoided. Top points discussed: Laddering policies is a scheme used by some agents to sell more policies Constantly starting polices forces you to operate in the most expensive period of the policies When to start new policies The longer you fund the policies, the better off you are For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle wrap up their Becoming Your Own Banker book review by going over some of the best topics discussed. Top points discussed: There are only two types of income, people at work or money at work The two biggest eroders of wealth Owning equity in business gives you tax advantages Start directing you cash flow to a system you own and control Teaching the next generation about banking is crucial Self-education is key Do not give up control of your cash! Wealth must reside somewhere For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Do you have to choose between the stock market and IBC? Jason and Kyle explain how IBC policies are AND assets not either/or assets. You can do both! Top points discussed: Life insurance policies allow you to have money working in two places if you choose Premiums should be seen as deposits instead of expenses IBC is all about financing things, not about competing with the market for rate of return Rate of return is important in the IBC policy is important, but not the most important part of IBC IBC allows you to decide what you want to do without penalties You finance EVERYTHING you do For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the last section in Becoming Your Own Banker and what you can do if you are uninsurable: We can possibly insure other people if you are not insurable Why whole life insurance can be a better option for business partners than term insurance What determines insurable interest For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle answer the commonly asked question of, “How much premium should I pay?”. Top points discussed: How do the insurance companies determine the maximum amount of death benefit you can have. You must realize that you have to capitalize the policy up front. Start where you are comfortable starting. You can always start more policies as income rises. There is usually a way to get started. For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle break down the “A Different Look at the Monetary Value of a College Degree” section in Becoming Your Own Banker. Top points discussed: What if you started your banking system before going to college? The problems with the college today. What you can do to make the best of the situation. For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the value that having cash on hand brings to you and your business: When you have access to capital, opportunities seek you Storing cash in efficient places is critical to not lose value due to inflation Access to capital allows you take more calculated risk to grow Investing in yourself is your biggest rate of return For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle break down the “An Even Distribution of Age Classes” section in Becoming Your Own Banker. Top points discussed: It takes time to build your banking system An efficient strategy to use whole life insurance to build generational wealth Top benefits of having the first generation buy policies on the third generation The importance of passing on your financial knowledge to the next generations Money is not evil! For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss the idea some have of paying too much in insurance premiums. Topics discussed: Not all insurance premiums are created equal Viewing insurance premiums for your IBC policies as deposits The importance of educating yourself on IBC For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss two sections in Becoming Your Own Banker, The Cost of Acquisition and "But, I Can Get a Higher Rate of Return". Topics covered: What is the cost of acquisition of finance? Why is rate of return not the most important aspect of Infinite Banking? How is this process similar to trusts? It takes 10-12 years for the life insurance company to break even on your policy For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

You buy insurance on your house, car, etc. but do you fully insure yourself? Many overlook insuring themselves completely and this week Jason and Kyle discuss why you need to consider fully insuring yourself. Points discussed: Benefits of fully insuring yourself Why you should insure yourself even if you have no family How fast should you fully insure yourself Building cash reserves while also having death protection Using and living by “absolutes” can be dangerous For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss Nelson’s take on retirement and retirement planning. Topics discussed: Government sponsored retirement plans The problem with retirement Does anyone care about your money more than you? Overall financial awareness For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle break down Dave Ramsey’s recent video attacking the Infinite Banking Concept. Tune in to find out what Dave got wrong and right about IBC. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle give a practical overview of the last section (Capitalizing Your System and Implementation) in Becoming Your Own Banker. They discuss: Having desire to get started Recognizing that controlling the financing aspect of your life is the most important thing you can do Being patient The costs of delaying implementation For more information: Visit our website: www.cashvaluesolutions.com Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

This week Jason and Kyle dive deep into the anatomy of an IBC policy. In this episode you will learn: What is a MEC and what causes a MEC? The three main components of an IBC policy (Base, PUAs, Term) What are dividends? How is flexibility in the policy created? What does reduced paid up mean? Why you should only work with IBC certified practitioners to set up your polices. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle are back in the Becoming Your Own Banker book review this week. They cover the often misunderstood and number heavy Equipment Financing section. This podcast is meant to clear up confusion that commonly arises. They walk through the first two illustrations in the section, tell you how they are funded, and what Nelson was trying to accomplish with the examples. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle focus on the topic of overpaying on debt. Top four things you will learn: How it’s possible to overpay on debt. Who is actually winning when you pay more than the required amount? When should you pay off debt as soon as possible? Cashflow consequences of overpaying on debt. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Kyle and Jason talk about why it is important to be honest in your business as well as be an honest banker. You should pay market price for products or services that you personally sell (don’t steal the peas!). Using your own money isn’t free. Pay yourself pack at least at the market interest rate. If the policy outperforms the investment you are financing, look at terminating that investment. Having financial certainty is POWERFUL! For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle cover a Ranch Management Consultants blog they recently read that talks about putting profits from your business into other assets. They discuss where placing profits and building equity makes the most sense. Link to our blog "Average and Actual Returns. What's the Difference?": https://cashvaluesolutions.com/blog/average-and-actual-returns-whats-the-difference Link to RMC blog “Going Long”: https://ranchmanagement.com/going-long/ For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle are back in the book review this week. They cover the highly debated “Expanding the System to Accommodate All Income” section in Becoming Your Own Banker. Your first goal when starting IBC should not be to get all of your income in a policy as fast as possible. They explain why long term thinking and planning will be more beneficial to your system. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Does it make sense to buy equipment that you do not need to avoid paying taxes? Is it better to pay taxes and put your excess cash in a tax advantaged asset like an Infinite Banking policy? Jason and Kyle discuss paying taxes, buying assets, and where to get started with Infinite Banking. Link to blog referenced in the show - https://cashvaluesolutions.com/blog/why-would-you-start-an-ibc-policy For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about their process for teaching the Infinite Banking Concept. Find out how you can take action and work with them. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Kyle and Jason continue their BYOB book review this week, covering the How to Start Building Your Own Banking System section. They talk about the different strategies out there that you can bank with and why the Infinite Banking Concept is always the most efficient way to become your own banker. There are different "characters in the play" that are involved with each strategy. Kyle and Jason go over these characters and explain why it is important to understand who is benefiting off of your cashflow. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss how not all permanent insurance is the same and why whole life insurance should be the only type of insurance for practicing IBC. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

This week's show continues the Becoming Your Own Banker book review. Jason and Kyle cover the Creating the Entity section and discuss some life insurance basics. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

In this week’s show, Jason and Kyle discuss why practicing the Infinite Banking concept is not investing. They talk about why it is about funding investments and creating a financing tool that you own and control. For more information: Visit our website: www.cashvaluesolutions.com Like our Facebook Page: Cash Value Solutions Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/