The Cash Value Solutions Podcast

Jason and Kyle discuss what minimum payments need to be paid every year to keep the policy in force. 3 parts of a policy base, term, and PUA Base premium must be paid every year Some companies allow back filling if you couldn’t fully fund your premium the previous year Designing your policy with flexibility in mind is important For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss when life insurance doesn’t pay out the death benefit. All about the two year look back period Very rare for LI companies to not pay out the death benefit For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss some red pills they have learned during their time in the life insurance and IBC business. IBC is not the end all be all IBC won’t immediately change your life Rate of return does matter Company choice does matter Borrowing from banks is not the end of the world For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss learning curves and other business-related hurdles. Nothing is free If you want something, you will pay for it one way or the other For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss when it makes sense to use survivorship policies. Context is key, most products have a place This product can work great for estate planning Also works great for income extraction With all its positives, survivorship policies don’t make sense for everyone For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss banks and how they work. Banks do not lend out their own money Banks lend out money that doesn’t exist Nelson did not like using banks because it is inflationary We still use banks but think it is important to understand how they work Link to George Gammon YT channel: https://www.youtube.com/c/GeorgeGammon For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about the importance of having death benefit. You are your greatest asset, so insure yourself Your money must reside somewhere, why not in a policy that offers death benefit? Death benefit will help you or your loved ones navigate unexpected deaths For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss about absolutes in the IBC and whole life world. Preaching absolutes is a good way to get yourself in trouble It’s important to keep an open mind and be able to adapt as your understanding grows For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss who should be insured first. Insuring business partners is important to make sure it can still go one even if there’s an unexpected death Death benefit can be used to expand the operation, pay off debt, or pay for custom hire to keep things going For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss a potential client conversation where they concluded that IBC was not for them. You can’t have a limited mindset and be successful with IBC We have seen all sorts of different people in different situations make IBC very successful For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss when you should expand your system of policies. More policies aren’t always better Policy design is important For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss who shouldn’t do IBC. You must qualify, not just anyone can get a policy If you have any doubts, do not move forward An IBC policy alone will not make you wealthy For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle finish their series on getting started with IBC with an overview of how things work. How loans are taken and repaid How you should manage your policy Expectations for your agent Implementing the process For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle continue their series on getting started with IBC. This episode focuses on how to choose an agent to work with. Find an agent you can trust Listen to content from multiple agents You can use the IBC Practitioner Finder Don’t use someone who doesn’t know the concept Make sure the agent is practicing what they preach For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss what your first steps should be when you hear about IBC. Don’t start with illustrations Read Becoming Your Own Banker by Nelson Nash Watch Nelson’s seminar Read Warehouse of Wealth by Nelson Nash Have an idea of how much you want to pay Start looking for your agent For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss modified endowment contracts and how they are created. Many different policy designs can MEC What is a MEC? MECs are avoidable For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss long-term vs. short-term thinking regarding policy design. Think long range Look at the short-term gain vs. the long-term reward of a properly designed policy Properly vet your agent For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about how long premium should be paid. Why would you want to reduce premium after a few years? The goal should be to go through underwriting as few times as possible Make sure your agent has your best interest in mind Direct vs non-direct recognition really doesn’t matter Don’t major in the minors! For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle talk about the importance of continuing to educate yourself about the IBC. IBC is such a paradigm change that we need to continue educating ourselves about it Question and research everything you hear For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/

Jason and Kyle discuss setting financial expectations. Vet everyone to the same degree Do your own research with an open mind For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: [email protected] or [email protected] Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/