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93: Is There A Positive Spread When Borrowing From A Policy?
Episode 93

93: Is There A Positive Spread When Borrowing From A Policy?

The Cash Value Solutions Podcast

March 7, 202217m 23s

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Show Notes

Jason and Kyle answer a recent listener question regarding arbitrage in whole life policies.  

  • Understanding the IBC process is more important than numbers on an illustration
  • There are currently no positive spreads, but spreads aren’t necessary for whole life and IBC to still make sense
  • Don’t let analysis paralysis delay you from getting started implementing IBC

Blog link for chart mentioned: https://cashvaluesolutions.com/blog/i-dont-like-the-idea-of-paying-interest-when-i-use-my-infinite-banking-concept-policy

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