The EVIL Psychology of Buy Now Pay Later
As of 2025, 49% of consumers use buy now, pay later services like Klarna, the average American owes more than $10,000, and the total US credit card balance is now at a record-breaking $1.18 trillion. Yes… That’s trillion with a flipping T, ok? But this isn’t an accident. It’s psychological engineering. In this video, we’re breaking down all the evil ways that credit card companies and buy now, pay later apps use psychology to keep people spending, so you can avoid falling into their traps.
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Show Notes
The Evil Psychology of Buy-Now Pay-Later
15 Things Poor People Do: https://youtu.be/9B4ErMD95wI
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