Talking Real Money - Investing Talk
1,923 episodes — Page 8 of 39
US Best, But...
Taken from Saturday's radio show:4:59 The Power of Diversification6:50 Understanding Cash Management9:19 The Role of ETFs10:34 Interest Rates Explained13:06 The Impact of Risk14:06 Evaluating Financial Advisors15:34 Exploring Employer Plans17:45 Options for HSA Rollovers19:24 The Future of Your Investments25:04 Navigating Advisor Relationships27:27 Dividends and ETFs32:03 Managing Health Savings AccountsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Keep It Steady
Here is the first hour of Saturday's radio show:1:43 The Importance of Portfolio Rebalancing5:15 Understanding Stock to Bond Ratios6:25 Risks of Overexposure to Stocks9:08 The Need for a Financial Plan12:02 Insights on LLC and Estate Planning14:01 The Value of Professional Financial Advice15:01 Clarifying Investment Fees16:49 Balancing Debt and Investments19:23 The Role of International Investments21:43 The Psychology of Investing28:37 Early Retirement Planning34:52 Finding Purpose in RetirementLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Markets Also Fall
In today's exciting episode:0:26 What Goes Up Can Come Down0:47 The Stock Market Surge4:57 Preparing for Market Corrections7:33 Investor Strategies During Corrections15:01 Listener Questions Begin16:39 Investment Strategies for Retirement19:16 Financing Home ImprovementsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Tom & Roxy Day
We are swamped with typed Qs:0:27 The Bank's Profit Motive7:28 Social Security Strategies11:01 Traditional vs. Roth IRA Decisions13:50 ETF Trading Restrictions14:32 Understanding Social Security Projections18:37 Canadian Investment Insights27:13 Preparing for Retirement EducationLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Take it Seriously
In this episode:1:19 The Game of Investing4:02 The Roller Coaster of ARK Innovation5:21 Thematic Funds Explained8:11 International Perspective on Financial Leadership11:32 The Importance of Financial Backgrounds19:33 Listener Call: Investing Strategies22:15 Understanding Roth IRA Conversions24:59 Starting Over with Investments34:07 The Complexity of Financial PlanningLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Short Sweeps
In today's episode: 1:10 A 401(k) RMD Correction3:42 Brokers Paying Too Little?11:47 Vanguard Must Pay back $100 Million20:14 52-Week Money Challenge25:37 Callable CDs and Bonds34:08 Navigating Financial Advisors35:56 Retirement Planning InsightsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Money Talkin' Bros
On this rare guest episode:2:18 Getting to Know Joe Saul-Sehy8:21 Transitioning to Teaching and Broadcasting12:30 Exploring Stacking Benjamins Topics18:50 Understanding Speculation vs. Investment23:57 Upcoming Talk at RetireMeetLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Day of Q (and A)
It's Friday:2:05 Pension Account Insights8:10 Transitioning Investment Accounts10:16 Holiday Scam Awareness15:35 Whole Life Policy Concerns19:09 Cryptocurrency and CrimeLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Disagree with Dave
We revisit the great retirement date debate:3:16 Critique of Dave Ramsey's Advice3:25 Importance of Social Security Decisions5:34 The Impact of Life Expectancy7:17 Understanding Social Security Payments10:12 Common Reasons for Early Withdrawal12:48 Strategies for Maximizing Benefits13:37 Transition to Listener Questions18:54 Question on Roth IRA Eligibility21:48 Medallion Signature IssuesLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Reverse 60/40?
Is 60/40 dead again:0:20 Vanguard's Changing Approach0:26 Stock and Bond Ratios Explored1:57 The Trouble with Market Timing2:38 Vanguard's Advice: A Shift in Strategy3:40 The 60-40 Portfolio Debate4:34 Caller Insights: 401k Strategies5:17 Building a Portfolio for the Future7:27 Target Date Funds vs. Index Funds14:13 Streaming Financial Education14:45 Accessing Financial Conferences15:51 The Importance of In-Person Events18:30 Evaluating Mortgage Payoff Decisions19:41 Navigating Social Security Benefits32:49 Simplifying Investment Strategies for New InvestorsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Looking Back
We look for lessons from the last 100 years:5:10 Stock Market Trends and Historical Returns9:47 Preparing for Future Market Downturns12:57 Navigating Social Security Benefits19:31 Buying a New Car: Cash vs. Financing19:46 The Confusion of Financial Information23:12 Social Security Planning and Inflation24:27 Understanding Required Minimum Distributions29:13 Strategies for Risk Management in Retirement32:09 Roth Conversions and Tax PlanningLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Easy Being Wrong
Today, let's talk about "expert" forecasts:0:32 Introduction to Predictions3:30 Wall Street's Flawed Forecasts7:13 The Problem with Market Timing11:56 Long-Term Investment Strategies14:52 Understanding Economic Indicators17:38 Market Trends and Personal Finances20:18 Universal Savings Accounts Explained23:33 Retirement and Saving Challenges23:48 Upcoming Events and Announcements27:58 Personal Anecdotes and Company InsightsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
A Whole Lot of Qs
Ah. Things are back to normal:2:52 Retirement Discrepancies Explained5:08 Understanding Collective Investment Trusts9:01 Holding Funds for Roth Contributions11:33 Top Five ETFs Revealed14:42 Options Beyond Roth IRAs17:38 Evaluating Active vs. Passive ManagementLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Greater Financial Clarity
In today's episode of TRM:1:58 Market Trends of 20243:44 Federal Reserve Decisions and Predictions6:38 Global Economic Factors8:19 The Rise of Cryptocurrency11:08 Corporate Dominance and AI13:22 Investment Strategies for 202515:23 Listener Questions and Financial AdviceLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Take a Pass on Pitches
In today's show:1:35 The Problem with Financial Pitches3:43 The Rise of ETFs5:55 The Bitcoin ETF Concern11:21 Insurance Strategies and Tips14:12 The Importance of Investment Vehicles16:22 Transitioning from Robo-Advisors25:00 Managing Cash Positions in PortfoliosLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
New Opportunities
In this episode:2:40 New Year, New Financial Resolutions5:16 Setting Concrete Financial Goals8:41 Strategies for Financial Success14:11 Listener Questions and Financial Advice15:26 Planning Retirement Income Streams17:32 Managing Fixed Income Investments28:49 Consolidating Retirement Accounts35:35 Vanguard Proxy Voting DiscussionLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Big BetCoin
In today's episode:0:34 Irrational Exuberance Redux1:52 The Rise of Bitcoin3:05 Larry Fink's Shift5:09 MicroStrategy's Bitcoin Strategy7:38 The Use Cases of Crypto9:52 Banking the Unbanked10:56 The Speculative Nature of Crypto13:06 401k Plans and Financial Advice16:45 Returning to Crypto19:08 The Dark Side of Crypto19:54 Closing Thoughts and QuestionsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Old is New
In this new year episode:0:51 New Year, New Perspectives3:09 Economic Concerns and President Trump's Inauguration6:46 Investment Strategies for Baby Boomers7:49 Listener Questions Begin19:10 Transition to Investment Accounts21:02 Time Shifting and Quantum Radio21:29 Diversifying Your Assets28:40 Real Estate Investment Trusts (REITs)29:10 Taxes and Moving Abroad37:57 Fiduciary Responsibilities and ConflictsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Paying for Retirement
In our first episode of the new year:0:33 Retirement Income Strategies2:53 Navigating Social Security Decisions5:43 Understanding Withdrawal Strategies12:13 The Importance of Flexibility14:46 Seeking Professional Guidance19:36 The Power of Lump Sum Payments22:49 Control Over Your Money25:00 Evaluating Investment Options32:13 Considering Annuities37:12 Building a Sustainable PortfolioLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Gen anXious
In the final episode of 2024:0:31 Gen X Retirement Worries2:02 Baby Boomers and Retirement Realities5:21 Starting Late but Not Too Late8:52 The Social Security Dilemma9:55 The Importance of Flexibility11:12 Taking the First Step11:59 Listener Questions Begin15:28 Understanding Advisor Fee StructuresLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Not So Safe
Welcome to today's podcast about risk and return:14:12 The Risks of CDs and Annuities19:31 Gambling vs. Investing31:16 Retirement Planning EssentialsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Skip This Party
In this episode:0:57 Holiday Cheer and Investment Fears4:02 Wall Street's Private Party Invitation5:09 The Costly Alternative Investments5:53 Confusion in Alternative Investments11:55 Social Security Changes Ahead14:21 Finding the Right Financial Advisor19:45 Understanding the ADV Form25:10 Red Flags in Financial Firms33:55 Rebalancing Your Investment PortfolioLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Ripping You Off
In this episode:0:35 Intro to Scams2:52 Recognizing the Scam6:41 Private Credit Investments8:19 Risks of Private Debt14:23 The Complexity of Collateralized Debt16:21 Investment Rules of Thumb17:10 Questions on Space Exploration ETFs21:44 Caution with Primerica25:53 Year-End OpportunitiesLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Pre-Holiday Q and A
Don takes your questions:2:59 Bond Funds vs. Individual Bonds6:02 Starting a Custodial Roth IRA7:55 Building a Taxable Bond Hedge10:57 Rebalancing in RetirementLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Why Own Bonds?
In this episode:0:33 The Quest for Income2:02 The Risks of Reaching for Yield3:35 Investing in Bond Funds6:24 Understanding High-Yield Bonds8:41 The Quality of Bond Investments11:09 Rethinking Fixed Income Strategies13:03 Active vs. Passive Management14:02 Retirement Planning Insights15:52 Choosing a 529 Plan19:12 Pursuing Financial CredentialsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Bonds. Why, Bonds?
In today's show:2:07 Understanding Interest Rates and CDs5:11 Bond Investment Strategies19:29 Myths About Bonds20:41 Misconceptions About Bond Funds24:04 Understanding Risk and Return30:09 Metals and InvestingLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Retire With Purpose
On today's podcast:0:56 Retirement Planning and Purpose5:15 Finding Meaning Beyond Work6:10 The Value of Part-Time Engagement9:54 Navigating Retirement Accounts14:09 Deciding on Roth Conversions18:30 Market Timing and Investment Strategy24:32 Understanding Fund Diversification30:46 Adjusting Portfolio Allocations34:55 Smart Roth IRA Contributions37:32 Managing Risk in Retirement Planning41:38 Choosing the Right Financial AdvisorLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Tariffs and Investments
In today's episode:2:18 The Impact of Tariffs3:56 Unpacking Smoot-Hawley5:07 Market Timing Dilemmas8:13 Evidence from Professor Horstmeyer12:19 The Cost of Timing the Market13:23 The Importance of Diversification16:38 Annuities and Retirement Plans18:11 Tax Implications of 403B Plans19:29 Overthinking FinancesLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
T&D Q&A
In today's Friday Q&A:0:27 Welcome to Q&A Day3:30 I-Bonds and Inflation Protection6:54 403B Resources and Options10:41 TSP Withdrawal Strategies13:39 Vanguard Fee Changes17:15 Mortgage Recasting DilemmaLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
The Money Talk
'Tis the Talkin' Season: 0:27 Holiday Season Reflections1:42 Discussing Money in Families3:24 Navigating Conversations with Kids4:47 The Complexity of Financial Discussions9:43 Strategies for Talking About Money11:42 Creating a Safe Space for Discussions14:51 Timing is Everything15:39 Unique Experiences and Conversations20:55 Understanding Investment Tools24:34 Audience Questions and Engagement26:43 The Cost of TechnologyLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Care vs. Cash
In this episode of "Talking Real Money," Don and Tom delve into a topic that intertwines personal finance with broader societal issues, sparked by a tragic event—the assassination of a CEO from the health insurance sector. The show starts with a call from a listener seeking advice on legacy stock holdings. Later, they discuss active versus passive ETFs.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Time to Sell?
In this episode from Saturday's show:2:59 Market Valuations: Time to Worry?5:07 Selling Winners: A Different Approach7:22 The Lost Decade: Lessons from History13:45 Global Risks: Beyond the U.S. Market22:05 Target Date Funds: Pros and Cons32:54 Advisor Shopping: Finding the Right Fit36:52 Retirement Planning: G Fund ConcernsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Holiday Hustlers
In today's episode:0:10 Scams During the Holiday Season2:39 Smart vs. Stupid Scammers6:32 Phone Scams: Who to Trust?7:54 Recent Scams and Ponzi Schemes10:07 Believing in Scams10:59 Trust No One15:16 Protecting Yourself Online19:56 Investment Questions from ListenersLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Fri-Day-o'-Qs
In today's Q&A:2:15 Separately Managed Accounts Discussion4:04 Exploring Real Estate Investments7:03 Dividend Income vs. Selling ETF Shares12:41 Total Return Strategy Explained17:33 Asset Allocation Insights19:42 Personal Investment Strategies RevealedLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Investing Backward
In today's show:0:25 Start at the End2:18 Understanding Your Spending7:24 Importance of Knowing Your Spend14:27 Begin Your Retirement Journey16:14 Questions from ListenersLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Investor Gratitude
In this episode:2:21 Ten Reasons to Be a Thankful Investor8:01 The State of the U.S. Economy9:12 Reflections on the Recent Election10:05 Financial System Stability13:35 The Art of Excess14:58 The Impact of AI16:21 Value in Asset Classes28:48 Speculation and Risk32:23 Managing IRA Investments36:01 Strategies for Successful InvestingLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
US High, Them Low?
In this first part of Saturday's radio show:4:52 International vs. U.S. Investments12:43 Planning for Retirement Taxes14:13 The Importance of Financial Advisors16:48 Wills and Family Dynamics19:24 Money Matters in Legacy Planning21:18 Historical Perspectives on Wealth23:30 Lessons from U.S. Presidents29:42 Insights from "All the President's Money"Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Bad Markets Are Unpredictable
In this edition: 0:39 Market Crashes and Personal Memories5:05 Technology and the New Market Paradigm 7:34 The Real Estate Bubble of 200710:38 Predictions and the 2008 Financial Crisis13:31 The Challenge of Predicting the Future21:25 Year-End Money Moves to Consider26:10 Evaluating Investments: Newsmax IPO Question32:17 Social Security Strategies for CouplesLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Good Advice is Rare
On today's show:1:26 Financial Advisor Red Flags6:15 The Importance of Transparency9:05 Trust Your Financial Advisor10:48 Green Flags in Financial Advising11:54 Avoiding Common Misconceptions16:38 Bad Advice in Retirement Planning19:01 Questions About Investment Strategies25:15 Listener Questions and Answers34:56 Upcoming Events and RetireMeet 2025Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Fed's Limits
In this episode:0:29 Understanding Interest Rates3:00 The Housing Market Dilemma5:58 Investing vs. Lifestyle Decisions9:07 Emergency Fund Strategies15:22 Exploring the TSP Changes22:52 Fees and Fund Considerations27:30 Balancing TSP and IRA AccountsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Tom + Roxy + Qs
In this week's Q&A:0:26 Starting with Successful Investing3:35 Transitioning to Your Questions4:45 Exploring Inflation and Purchasing Power8:56 Navigating 401k Changes13:50 Managing High-Cost Funds17:31 Understanding ETFs vs. Mutual FundsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Even Bad Ones Worked
In this episode:1:17 Just Invest in Something5:08 Portfolio Management Strategies7:07 Insurance and Car Accidents11:58 Emergency Funds in Retirement12:54 Home Equity Considerations23:46 Managing Debt and Savings26:11 Retirement Planning ThoughtsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Oracle of Omaha Timing?
In the first hour from Saturday's show:1:31 Is Buffett Sends a Message?18:20 The Perils of Timing the Market19:42 The Mystery of Warren Buffett20:04 Analyzing Investment Strategies20:13 Understanding Portfolio Diversification20:15 Managing Retirement Income20:20 The Importance of Proper Planning20:23 The Fight Against Financial Misinformation20:33 Navigating Social Security Concerns37:14 Preparing for the Future at RetireMeetLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
What's in Your Wallet?
On today's show:5:21 State of America's Wallet.9:10 Credit Card Conundrum.10:36 The Car Cost Crisis.12:50 Housing Market Woes.14:45 Future of Financial Advisors.19:19 Navigating Advisor Changes.25:28 Dividend Dilemma.28:50 Understanding High-Dividend Stocks.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Don Answers More
In today's Q&A:4:13 Non-Qualified Annuities Explained9:37 Roth Contributions and Eligibility12:01 Preparing for Retirement Gaps16:48 Diversifying Your InvestmentsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Myth, Lies, and Mistakes Part 2
In the second past or our special edition: 0:27 Introduction to Myths and Mistakes3:07 The Importance of Diversification9:35 Debunking Investment Complexity12:06 Understanding Risk in Investing15:26 The Zero Sum Game Myth17:42 Recap of Key Myths and MistakesLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Myths, Lies, and Mistakes 1-5
In part one of our two-part special:0:33 Introduction to Myths, Lies, and Mistakes4:26 Myth One: I Got a Guy5:21 Myth Two: The Future Can Be Predicted11:00 Myth Three: Starting Too Late14:47 Myth Four: Wealth Without Risk19:02 Myth Five: Believing in Individual StocksLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Real (Estate) Returns?
In today's episode: 0:32 American Dream of Home Ownership3:36 Renting vs. Owning7:40 The True Cost of Homeownership12:22 Real Estate as an Investment14:57 Inheriting Retirement Savings16:20 Questions from Listeners18:57 Building Wealth SensiblyLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Safety Specters
To start a new week:0:27 Safe Investments Unveiled1:16 Meme Stocks and Market Risks3:18 The Fragility of Commercial Real Estate5:27 The Illusion of AAA Ratings7:52 Investing Beyond the Illusion of Safety11:32 The Dangers of Chasing Yield12:41 Financial Planning vs. Target Date FundsLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
More Friday Questions
Here are this Fridays Qs and As:2:07 Converting Traditional IRA to Roth7:32 Simplifying Financial Jargon10:45 Roth 401k Allocation Advice13:53 Evaluating the Stash AppLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!