Stay Wealthy Retirement Podcast

There are roughly 69 million Social Security beneficiaries in the U.S. And these beneficiaries will be witnessing a few changes to their Social Security benefits in 2020. But some working professionals who aren't even close to claiming Social Security benefits will also be experiencing a change. In today's episode, I'm sharing three important changes to Social Security in 2020, including a change that will trigger a tax increase for many younger people still working. I'm also sharing some free tools and calculators you can use to gain more clarity around your financial situation as you approach retirement. Show Notes & Links: www.youstaywealthy.com/55 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Without question, you have heard of Exchange Traded Funds, also commonly referred to as ETFs. It's a complex topic so I brought in the best person I know to help us break it down, in plain English. Ryan Kirlin is the Head of Capital Markets for Alpha Architect. He's also a national-caliber rowing athlete and his claim to fame is having been tested at a resting heart rate of 38 while on the U.S. team for rowing. It was the second-lowest resting heart rate recorded by the US team doctors in 40 years! Today, with Ryan's help, we'll dig into: What exactly an ETF is How ETFs are different from a mutual fund The tax benefits of an ETF versus a mutual fund Why their popularity won't be slowing down any time soon Show Notes & Links: www.youstaywealthy.com/54 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

If you are investing for retirement, you've probably come across target-date mutual funds. You may even be investing in one in your 401K and not realize it. So, you're likely wondering what they are and why they are so popular. The thing is, target-date mutual funds are just like other mutual funds - some are conservative and others are risky. The trick is making sure they are balanced well when you're most vulnerable. So, who has the right mix for you? And are they the right strategy for your plans? Today, we'll discuss four things to help you decide if target-date mutual funds are the right investment for your retirement dollars and how to know if you've got one that matches your goals. What a target-date fund is (and why they are so popular) The different types of target-date funds and how to tell the difference Why some are more expensive than others and what that means What you should look for to determine if they are right for your retirement goals http://www.youstaywealthy.com/53 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

The founder of the Kinder Institute of Life Planning, George Kinder, joins us on the show today to talk about his passion – helping you find your life's purpose and aligning your financial goals to it. In today's episode, you will learn: Why life planning puts the financial planning process in the client's hands (and why it should be this way) How life planning creates a trusted and authentic relationship between the client and the financial advisor Why advisors should know your life's meaning to invest your money properly Download George Kinder's Three Questions using the link below to help find meaning in your financial goals. Then join us as we explore how it works and why it should be part of everyone's financial planning. Show Notes & Links: www.youstaywealthy.com/52 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

The economy has some of you worried right now, and for good reason. The interest rate environment is different from years' past, the Dow Jones lost 800 points recently, and the yield curve inverted last week. So, what does all of this mean for you and your investments? And should you be concerned about a recession? Today, we'll tackle questions from our listeners to determine if your financial plan has the components to keep you on the right track during difficult times. Join us today as we discuss: Recent market volatility The yield curve inversion Right time of year to take required minimum distributions If buying extra insurance through your employer makes sense Show Notes & Links: www.youstaywealthy.com/51 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Due to recent tax reform, only 10% of Americans itemized their deductions in 2018 compared to 30% in 2017. This has significantly impacted the tax benefits of charitable giving. Or has it? In today's episode, I'm discussing: Exactly what a Donor-Advised Fund is in its simplest form Who is the right fit for using a Donor-Advised Fund If you are a potential candidate, what the absolute best strategy is for funding one Where to open a Donor-Advised Fund + a handful of really important things to look out for Show Notes & Links: https://youstaywealthy.com/50 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services. Speak to your tax professional and financial advisor before taking any action.

If retirement is around the corner, it's likely you've considered downsizing your home. Whether it's for a move to a smaller space or to finally clean out all that stuff you've accumulated over the years, downsizing can be a stressful prospect. There is so much to do. And what if you and your spouse don't agree on what to purge and what to keep? It's enough to make anyone's head spin. Today we'll talk with professional organizer Jen Robin, owner of Life in Jeneral. For Jen, downsizing is more than purging stuff. It's creating a system for your life so you are surrounded by the things you need, want, and love. If you've always imagined a simpler, more joyful space for your retirement years, then today's episode is for you. We'll learn: The value of downsizing to create a more meaningful space How to organize your home and downsize your life in preparation for retirement Steps to take if one spouse isn't into the process Specific solutions for hanging onto keepsakes How downsizing can fit into your financial plan Don't spend your retirement organizing and purging. Start now so you spend your "second life" doing what you love. Show Notes & Links: www.youstaywealthy.com/49 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Advanced care planning is not a fun topic to bring up at the dinner table, but what happens if you get seriously ill or injured and can't speak for yourself? Do you have someone you trust to speak on your behalf who can easily represent your wishes? Or would your hospital room be fraught with conflict and arguments? Today, Paul Malley, President of Aging with Dignity, joins us to talk about Five Wishes, a personal guide that encourages people to discuss difficult topics with loved ones and write end of life wishes in your own words. And while it addresses medical care and treatment, its true gift is that it includes your personal, emotional, and spiritual wishes. It's also a legal document in almost every state. Join us as Paul and I talk about: What Five Wishes is and how it goes beyond a living will or advanced medical directive How Five Wishes can work with other estate planning documents you might already have How it fits into your financial plan Leaving your legacy for your loved ones is the natural next step in your financial planning process and can give you peace of mind during life's worst situations. Don't miss this one. Show Notes & Links: https://youstaywealthy.com/48 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Retirement planning expert, Ashby Daniels, CFP® joins us on the show today to talk about how to properly plan and invest for a 30+ year retirement. In today's episode you are going to learn three things: Why living longer shouldn't necessarily be considered a risk to your retirement How inflation impacts your retirement nest egg and how to factor it into your retirement plan so you don't run out of money A specific investment strategy that can be used to address some of the common challenges that many retirees are facing today For all the links and resources mentioned in this episode, visit www.youstaywealthy.com/47

Homeowners insurance is more than just another bill the mortgage company makes us pay every year. It's the price we pay for peace of mind if our property is damaged in a fire or destroyed by a natural disaster. Unfortunately, homeowners insurance isn't cheap. And if you don't take steps to mitigate the cost of this coverage, you could wind up paying A LOT more than you need to. Auto insurance isn't any different. It's costly but wildly important. The good news is you have more control over your policy than you might think. A few tweaks can save you hundreds of dollars per year and, more importantly, provide you and your family with more protection. In today's episode, I'm going to share three things: How to optimize your policies by improving your coverage and reducing your costs Common pitfalls and how to avoid them Where to shop for insurance to make sure you are getting the best deal without putting yourself at risk Listen to today's podcast episode to learn more! Show Notes & Links: www.youstaywealthy.com/46 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Uber and Lyft are two big companies that made a huge splash with their IPOs recently, but it remains to be seen whether either will become profitable. Both have posted billions in losses so far and it doesn't seem like that will change any time soon. With that in mind, it makes you wonder why so many investors pay tons of money to invest in IPOs as soon as they can. I mean, what's the big deal? In today's show, I'm going to dive into this topic and provide some academic data that sheds light on IPOs. Once you know more about them and how they've performed historically, you may come to see IPOs for what they are — an exciting event that will more than likely cost you money if you get involved. Show Notes & Links: www.youstaywealthy.com/45 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

It's easy to believe you'll always be in great health, but the truth is, none of us knows what the future brings. You may be in great shape today but find yourself gravely ill or disabled within a few weeks. This change of events would inevitably muck up your retirement plans, and a loss in income could even leave you scrambling to keep up with regular bills. That's where disability insurance kicks in. This type of coverage can replace part of your income when you become sick or disabled and unable to work. Disability insurance isn't typically "cheap" per se, but it can be well worth it for the peace of mind alone - and even more valuable if you ever need to file a claim. Today we're going to talk about how this insurance works, what to look for in a policy, and why getting a free policy from your employer doesn't mean you're truly protected. We'll also talk about why you could need disability coverage in the last few years of your career. Listen to today's podcast episode to find out if you have enough protection. Show Notes & Links: www.youstaywealthy.com/44 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

When it comes to investing, historical returns show us that, for the most part, a buy-and-hold strategy will always outperform an active one. This means that, once you have a concrete investing plan in place, you should stick with it through thick and thin — and no matter what the market does on any given day. But that doesn't mean you can randomly buy stocks and bonds and expect things to go your way. Well, you can, I guess...but you will likely regret it for years to come if you do. In today's podcast, I interviewed Peter Lazaroff, financial expert and author of Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever to find out the biggest mistakes even the most well-intentioned investors make with their portfolios over time. His answers may surprise you, so you don't want to miss out. Show Notes & Links: www.youstaywealthy.com/43 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Buying a home comes with huge financial implications, and many of them come into play well before you make an offer and close on your mortgage. You could spend months, years, or even decades saving up the down payment for your home — and that's especially true if you plan to save 20% or more or if you live in an expensive area. To make the most of your situation, you'll need to focus on two main imperatives — figuring out where to save your down payment funds, and deciding on a mortgage that fits in with your budget and your goals. Many people assume picking a mortgage is a piece of cake, but that couldn't be further from the truth. While it's easy to think you'll just get a 30-year, fixed-rate mortgage because that's what all your friends and colleagues have done, a home purchase provides the perfect opportunity to think differently about what you really want. In this podcast, we'll go over my thoughts on where you should save your down payment during any timeline of less than ten years. But we'll also talk about the mortgages available today — and how the obvious mortgage choice isn't always the best. Ready to start saving for your dream home? Listen to today's podcast episode to learn how. Show Notes & Links: www.youstaywealthy.com/42 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

The most common question about Social Security is "when should I take it?" It's a simple question but there are a number of factors that need to be considered before you can accurately answer. If you're already taking Social Security, don't panic. There may be a solution for you if you want to change the timing of your benefits after listening to this episode. To summarize, today on the show I'm talking about: The optimal time for most people to take Social Security Why your investment strategy might impact when you decide to take your benefits How to fix a common Social Security mistake Show Notes & Links www.youstaywealthy.com/41 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Think you don't have anything of value online? Think again. The reality is, almost everyone who uses the internet in any capacity has digital assets to protect. Digital assets can include any account or information you preserve on the web — things like email accounts and your social media accounts. A digital asset could also be anything you own online, such as a personal blog or a website for your business. If your goal is protecting yourself and your heirs from modern pitfalls like having your bank account hacked, having fraudulent purchases charged to old credit cards, or identity theft, it's crucial to have a plan in place to protect your digital assets while you're alive and once you're gone. And that's what today's podcast is about. To help you hatch a plan to care for the digital assets we often forget about, I interviewed estate planning expert Jamie Hopkins. In today's show, our expert explains the importance of digital assets in our modern lives as well as steps we can take to prevent unnecessary stress on the people we love the most. Ready to protect your online information? Listen to today's podcast episode to learn how. Show Notes & Links www.youstaywealthy.com/40 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Are you a working professional? If so, now is the perfect time to make smart moves to lower taxes in retirement. Nearing retirement or already retired? Don't worry, it's not too late to win the game against the I.R.S. Remember, it's very possible to have a higher tax bill in retirement than as a working professional. Where do these taxes come from? Required Minimum Distributions (RMDs) Social Security Pensions Real Estate Income Roth Conversions Interest and Dividends Capital Gains Without the proper planning, you could be in for a rude awakening. Check out this week's podcast episode to learn how you can reduce your tax bill in retirement. I'm breaking it down for you in plain English. Show Notes & Links: www.youstaywealthy.com/38 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Did you know anyone can call themselves a financial advisor? Or a financial planner, a wealth manager, an investment manager… the list goes on and on. Believe it or not, these titles have no legal or regulatory meaning. They're not evidence of experience or education. They're just marketing tools. In fact, you could call yourself a wealth manager right now if you wanted! That's just one reason why finding a trained, experienced, and legitimate financial advisor who works in your best interest at all times and won't sell you and products is tough. But, I'm here to help! Today, I'm talking about the 10 biggest mistakes to avoid (plus, the questions you need to ask!) before hiring a financial advisor to help with retirement. Show Notes: www.youstaywealthy.com/38 Questions & Feedback: [email protected] DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Decades of hard work and savings can be wiped away with one bad investment decision. Don't believe me? Just ask this guy: "I took out a $75,000 mortgage, put it all in bitcoin (at $19,442) and right now I have $48,639 left!!! WTF!!! DO I SELL OR KEEP HOLDING!?!?!" (Twitter, December 21, 2017) If you have any amount of money invested in stocks and bonds (or a home you are tempted to leverage), you need something to protect you from making catastrophic mistakes. That's where an Investment Policy Statement (IPS) comes in. An IPS: Dictates how your money is going to be invested Prevents your financial advisor from going rogue with your money Protects you from yourself if you manage your own investments Learn more about Investment Policy Statements, what they are, how to create one, and what information should be included in this weeks podcast episode. Thanks for Listening Be sure to subscribe on iTunes, Stitcher, Spotify, Android, or wherever you get your podcasts. And feel free to drop us a line at [email protected] DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

In this episode, I share: Three super-easy financial planning tips you should tackle before 2018 wraps up. Don't worry, it's not your typical "contribute the maximum to your retirement accounts." A Tweet from Jim O'Shaughnessy that approaches the recent market volatility in a thoughtful and unique way. A BIG THANK you from us and where we are headed next. If you have any more questions, please contact us at [email protected] Thanks for Listening Be sure to subscribe on iTunes, Stitcher, Spotify, Android, or wherever you get your podcasts. And feel free to drop us a line at [email protected] DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Did you know? The average cost per year for a 401(k) participant is 2.2% of their account balance, according to SmartAsset. This number is rapidly declining, but even if you cut it in half, it would still be concerning. When you leave a company, you have three options for dealing with your 401(k): Leave it at your previous employer Transfer it to your new employer Roll it over to an IRA at a trusted custodian And, given how much you might be paying in fees, I don't recommend neglecting this part of your financial plan. In today's podcast episode, we talk about each of these options and help you decide which is best. --- If you have any more questions, please contact us at [email protected] Thanks for Listening Be sure to subscribe on iTunes, Stitcher, Spotify, Android, or wherever you get your podcasts. And feel free to drop us a line at [email protected] Find show notes and more information at http://www.staywealthysandiego.com/35 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Human beings are inherently bad with money. We buy high. Sell low. Spend too much. Save too little. We are greedy when we should be fearful. We are fearful when we should be greedy. On paper, it seems so simple. We know what we are supposed to do, but year after year, generation after generation, we keep making the same mistakes. Why we make simple mistakes with our money is more complicated than you might think. Fortunately, we have Dr. Daniel Crosby on the show today to break down for us, in plain English. Daniel is a New York Times best-selling author, psychologist, and behavioral finance expert. He has a new book out called The Behavioral Investor and today on the podcast we talk about: How society, the body, and the brain interfere with our financial decisions The four primary types of behavioral biases Exactly what we can do about all of this information and research to become better investors If you have any more questions, please contact us at [email protected] Find show notes and more information at www.youstaywealthy.com/34 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

"Better start planning for college!" – Every financial planner when you tell them you're having a baby Speaking of having a baby, my second son was born the day this podcast episode was recorded. Please welcome Sutton Cole! He weighed 7 pounds 7 ounces, he's sleeping like a champ, and he doesn't have a 529 college saving account. While planning for college is important, there are three things more important than opening a 529 college savings account when you have a child. Listen to today's show to learn the critical financial planning moves new parents (or parents that haven't started planning) need to make. If you have any more questions, please contact us at [email protected] Thanks for Listening Be sure to subscribe on iTunes, Stitcher, Spotify, Android, or wherever you get your podcasts. And feel free to drop us a line at [email protected] Find show notes and more information at http://www.staywealthysandiego.com/33 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Cybersecurity. We know how important it is but don't want to take action. We don't think anything will happen to us. If it does happen to us, we assume there must be a way an easy way out. That's not always the case. So, today, I'm going to give you three easy ways you can improve your cybersecurity and stay safe online. If you follow a few basic steps you can avoid exposing your own information or becoming victim to financial fraud. Links, show notes, and resources: www.youstaywealthy.com/32 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

The original interview aired on Stacking Benjamins 12-26-2017 As some know, the last several years have been a roller coaster for my family. We poured our life savings into our first home and things didn't quite go as planned. The good news? It was just money. And it was just a house. It could have been much worse and we reminded ourselves of that every day. That chapter of our life is now behind us and I had the opportunity to laugh and vent about it on one of the top business/finance podcasts last year. Thanks for Listening Be sure to subscribe on iTunes, Stitcher, Spotify, Android, or wherever you get your podcasts. And feel free to drop us a line at [email protected] DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Right now is the perfect time to start thinking about your 2018 tax bill. Not year-end. Not the first week of April just before you meet with your CPA. Right. Now. With some proper planning, you can make some strategic moves that will help you save money on taxes today and in the future. Today, we're sharing three tax strategies that are often overlooked or unknown to the general public. They include: Donor-Advised Funds Mega Backdoor Roth Asset Location We'll explain what each of these are, why they can work for virtually anyone, and how to get started. We also tackle a listener question about when it's time to start working with a financial advisor. Links, show notes, and resources for this episode: www.youstaywealthy.com/30 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Life insurance is wildly misunderstood and often oversold. In today's episode, we take a deep dive into the world of life insurance to show you how to buy it the right way, saving you money, time, and future headaches. We discuss: Why we buy life insurance to begin with How to know when you need it What types of life insurance you should consider Where to buy it to make sure you're getting a good deal. Plus, why you might not want to buy life insurance through your employer. As a bonus, we also share some resources for finding insurance money out there that you are entitled to. We also tackle a listener question about 529 college savings plans and the proper way to get one set up for kids and grandkids. Links, show notes, and resources for this episode: www.youstaywealthy.com/29 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

In today's episode, we review the major reasons you should consider including international stocks in your investment portfolio. (Hint: it's not for a higher rate of return.) In addition, we discuss: How to invest in international stocks What asset classes belong in a portfolio and what asset classes should be removed The proper percentage to allocate to each asset class How to implement this portfolio on your own A look at our portfolios and how we construct them Links, show notes, and resources for this episode: www.youstaywealthy.com/28 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Today, we are taking questions from you, the listener. We asked you what keeps you up at night and what's been on your mind and you responded with some fantastic questions. Some of the topics we explore in today's episode include: Saving for retirement after you have maxed out your company plan (i.e. 401k, 457, 403b) Whole life insurance and why it's probably not a good savings tool The power of the HSA (Health Savings Account) Bitcoin and cowboy accounts Buying versus renting a home Show notes: www.youstaywealthy.com/26

Search "dividend stocks" and Google will return over fifty million results in less than half of a second. Dividend stocks have long been referred to as a solid investment strategy. Not because of their historical performance or tax efficiency but because they tell a good story. Unfortunately, when you really dig down into the numbers and compare dividend investing to the alternatives, the story falls apart. In today's episode, we're going to take a deep dive into the world of dividend-paying stocks and what you should be thinking about by exploring: What a dividend is Why people gravitate towards dividend paying stocks 5 reasons most people should avoid dividend paying stocks Alternative ways to create more value and income in your portfolio through Total Return Investing If you want to better understand dividends and learn about the right way to generate income with your portfolio, you're going to want to listen to all of today's episode. Show notes: www.youstaywealthy.com/25 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Just about everyone saving for retirement is faced with the option: Traditional or Roth. It doesn't matter if you are saving for retirement through an Individual Retirement Account (IRA) or a company-sponsored plan like a 401(k) or 403(b). You typically have the ability to choose between these two options. Unfortunately, most people default to choosing the wrong option and they could be missing out on tens of thousands of extra dollars in their retirement accounts. In today's episode, you will learn: Why we put money in retirement accounts to begin with The rules of thumb for choosing a retirement account and why you might not want to follow them Which type of retirement account - Traditional or Roth - is the best option (for most people) The flipside of the argument so you make an informed decision about what is best for you A common misconception about retirement accounts and how to address this One super simple trick for choosing the best investment options in your retirement account If you want to save more money, reduce your future tax bill, and invest smarter, you don't want to miss today's episode. Show notes: www.youstaywealthy.com/24 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Should You Sell Stocks Now? After 9 years of stock market gains, many of you are wondering if now is a good time to sell your stocks. We know this because the blog post we wrote on the topic received a ton of attention. So, today, we are tackling that question. A few things to think about before deciding if now is the time to sell your stocks. How does this fit into your time horizon and long-term financial goals? If you're investing for a time period of fewer than 10 years, are you taking too much risk by investing in stocks? Will you be able to get the long-term investment returns you need by selling stocks now? This and more in today's episode. Find show notes and more information at: www.youstaywealthy.com/23 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.

Jump into a conversation between Shannah Game and Taylor Schulte as they chat about the top five investing taboos that always raise questions, doubt, and insecurities. Shannah interviews Taylor to get his best advice on hot topics such as cryptocurrency investing and market corrections. He shares some simple advice and actionable tips that will help you ease into the investing world and navigate these tricky areas with more ease. Find show notes and more information: www.youstaywealthy.com/22 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in the rendering legal, financial, or other professional services.

In case you missed it, market volatility is back. On January 26th, we saw the stock market go from hitting a record high to being down 10% (a.k.a the definition of a market correction) in nine days. Here's the thing: stock market corrections are normal. They happen about once every year. What's not normal is how quickly this one happened. Find show notes and more information at www.staywealthysandiego.com/19 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in the rendering legal, financial, or other professional services.

As some know, the last four years have been a roller coaster for my family. We poured our life savings into our first home and things didn't quite go as planned. The good news? It was just money. And it was just a house. It could have been much worse and we reminded ourselves of that every day. That chapter of our life is now behind us and I had the opportunity to laugh and vent about it on one of the top business/finance podcasts on iTunes this week, Stacking Benjamins with Joe Saul-Sehy. Find show notes and more information at www.youstaywealthy.com/14 DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in the rendering legal, financial, or other professional services.