Stay Wealthy Retirement Podcast

Today I'm discussing risk. Specifically, a type of risk known as "tail risk." As Morgan Housel puts it, it's the hardest for people to understand... ...and it's the only one that really matters. If you want to learn what tail risk is, why it's important, and how to mitigate it, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Today I'm talking about alternative investments. An "alternative" is an asset that doesn't fall into one of the three traditional investment categories (stocks, bonds, and cash). For example, private equity, venture capital, and managed futures. These complex strategies often claim to reduce risk + deliver "uncorrelated" returns. But do they live up to the hype? Do they provide compelling risk-adjusted returns? Should retirement savers include alternative investments in their portfolio? I'm answering those questions (and more) in this episode. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Today I'm addressing the January inflation report. In fact, contrary to expectations, inflation increased last month. Specifically, the Consumer Price Index (CPI) jumped 0.5% after increasing by only 0.1% in December. Why are prices increasing again? Was the report positive or negative? What does this mean for the long-term inflation trend? I'm answering these questions + we have a special guest that drops by to share his thoughts. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Today I'm talking about investing and planning for retirement during uncertain times. In fact, I was recently invited to discuss this topic with Caleb Silver, Editor-in-Chief at Investopedia. Caleb hosts the Investopedia Express Podcast and has had conversations with everyone from Ray Dalio & Liz-Ann Sonders to Eli Manning & David Rubenstein. Needless to say, it was an honor to be on his show and share: How to build a plan for your cash and why it's so important What mistakes investors should watch out for in today's choppy markets How to create a tax-efficient withdrawal strategy in retirement I also shared my "hottest" 2023 investing take, my favorite financial term, and what the future of financial planning looks like. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Today I'm wrapping up our series on Financial Advisors by answering five common questions. Questions such as: How important are professional designations like CFP or CFA? What is the process for firing a financial advisor? Will I incur fees and taxes when transferring investment accounts to another financial institution? I'm also sharing more about financial coaches + what to do if you are a victim of bad financial advice. NEED TAX & RETIREMENT PLANNING HELP? Click to Learn more about our FREE Retirement & Tax Analysis. We help people aged 50+ lower taxes, invest smarter, and (safely) create a retirement paycheck. Our Free Retirement Assessment™ will answer your BIG questions and help you properly evaluate our firm. 👉 Learn more here! *** Episode Resources: 📬 Join the Stay Wealthy E-Newsletter ✏️ Grab the Episode Show Notes 📘 Pre-Order the More Than Money Book

Today I'm tackling part four of our series on financial advisors. Specifically, I'm covering three BIG things: What is a fiduciary financial advisor (and should investors work with one) How are 'fee-only' advisors different from 'fee-based' Where can retirement savers search for a financial advisor based on their needs If you want to understand some of the most misunderstood financial terms + learn how to find a qualified advisor, today's episode is for you. NEED TAX + RETIREMENT PLANNING HELP? Click to Learn more about our FREE Retirement & Tax Analysis We specialize in helping people aged 50+ lower taxes, invest smarter, and (safely) create a retirement paycheck. Our Free Retirement Assessment™ will help you evaluate our firm and others you might be considering. 👉 Learn more here! *** Episode Resources: 📬 Join the Stay Wealthy E-Newsletter ✏️ Grab the Episode Show Notes 📘 Pre-Order the More Than Money Book

Today I'm sharing the different ways financial advisors charge for their services. In fact, there are FOUR main fee structures you might come across when interviewing advisors... ...and each one can be a disservice to someone. In this episode, I'm covering three important things: What are the four fee structures and their pros & cons Who is (and isn't) a good fit for each service model How much do financial advisors typically charge for their services I'm also sharing how retirement savers might think about measuring the value of financial advice. If you're ready for a deep dive into financial advisor fees, you're going to enjoy today's episode. *** WANT MORE RETIREMENT & TAX PLANNING CONTENT? Join thousands of other listeners and subscribe to the Stay Wealthy e-newsletter! EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📘 Pre-Order the More Than Money Book 📊 Get Your FREE Retirement & Tax Analysis

Want to support my upcoming book and help improve financial literacy? To encourage your support, I'm running a "buy one, give one" campaign. Here's how it works: Pre-order a copy of More Than Money (Kindle or physical copy) before Dec 31. Email a screenshot of your order to [email protected]. I will personally match your order and send you a second copy to gift to someone in your life. All net proceeds from the book are being donated to non-profit organizations dedicated to improving financial literacy and access to advice. Pre-order your copy of More Than Money! *** Today I'm tackling part two of our series on Financial Advisors. Specifically, I'm breaking down the 5 different types of advisors (and who might be a good fit for each type). I'm also sharing some thoughts on paying for financial advice and measuring the value you receive. If you're ready to continue learning about the world of financial advisors + how to make sense of the different types you can work with, today's episode is for you. Want more retirement content? Join thousands of other listeners and subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📘 Pre-Order the More Than Money Book 📊 Get Your FREE Retirement & Tax Analysis

Today I'm kicking off a multi-part series on Financial Advisors. (I'm also sharing a BIG announcement with everyone! 🥳) Here in Part 1, I'm covering three things: What is a financial advisor Why the job title is meaningless What financial advisors do (and don't do) It doesn't matter if you manage your own finances, happily work with a financial advisor, or work with 15 advisors... ..if you want to gain a better understanding of this important (yet confusing!) profession, this series is for you. Want more retirement content? Join thousands of other listeners and subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📘 Pre-Order the More Than Money Book 📊 Get Your FREE Retirement & Tax Analysis

Bonds are on track for their worst year in history. In response, retirement investors are concerned (rightfully so) and questioning their bond allocation. To help address those concerns, I'm covering three things today: Why bond yields are NOT moving in lockstep with interest rates set by the Fed How long it takes for bond losses to recover Why retirement savers should maintain exposure to bonds for the long run I'm also sharing the pros & cons of laddering bank CDs as a bond fund alternative. Want more retirement content? Join thousands of other listeners and subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📊 Get Your FREE Retirement & Tax Analysis

Today I'm talking about state taxes (in retirement!). Specifically, I'm sharing three important facts that often fly under the radar. I'm also clearing up common misconceptions and sharing real-life examples. If you're ready to learn how state income taxes will impact your bottom line in retirement, this episode is for you. Want more retirement content? Subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📊 Get Your FREE Retirement & Tax Analysis

Today I'm sharing three retirement and tax planning updates for 2023. Specifically, I'm sharing a summary of important changes to: Social Security payments Social Security taxation Medicare Part B premiums I'm also sharing key highlights from the highly anticipated Secure Act 2.0 bill + when we might expect it to (finally) pass. If you're wrapping up your year-end planning and starting to think about 2023 and beyond, this episode is for you. Want more retirement content? Subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📊 Get Your FREE Retirement & Tax Analysis

Recent headlines suggest stocks could be flat (or negative!) for the next 10 years. The technical for this is "lost decade." And these headlines have created more concern for investors who are already on edge. So, what exactly does a lost decade mean for retirement savers? How likely is it that we are going to experience one? If we do, how should investors approach their asset allocation? Those are the questions I'm answering in today's episode! Want more retirement content? Subscribe to the Stay Wealthy e-newsletter! *** ✏️ Grab the Episode Show Notes 📊 Get Your FREE Retirement & Tax Analysis

Today I'm breaking down the current state of the markets and economy. Specifically, I'm sharing: Why markets are falling (and how we got here) How things could get worse before they get better Four (4) reasons for investors to be optimistic right now If you're feeling worried or concerned and want to learn more about the current downturn, this episode is for you. *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis

The current yield on a one-year U.S.Treasury bond is 4%. But the yield on a ten-year Treasury bond is only…3.5%. Why is this? What does it mean for retirement savers? And how should investors respond? That's what I'm tackling today on the show! *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis

Have you joined the Stay Wealthy newsletter? No spam. No fluff. Just one retirement/tax planning article each week...written by yours truly. 😊 Sign up for free here. *** In today's episode, I'm wrapping up our tax-loss harvesting series. Specifically, I'm answering three BIG questions: What if I don't have any capital gains to offset? How to maximize the benefits of tax loss harvesting? How do I navigate multiple tax lots properly + avoid making a costly mistake? What is direct indexing and why is tax-loss harvesting always advertised as a benefit? If you're a new listener, hit the pause button on today's episode and go listen to part 1 of this series first. *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis

Today I'm continuing with our series on tax-loss harvesting. Here in part 2, I'm sharing: Who should consider tax-loss harvesting Who should stay away from it The (top) 3 things that can boost your tax savings I'm also presenting situations where tax loss harvesting can backfire, and do more harm than good. 😬 If you're a retirement saver ready to learn how this tax strategy can be maximized, you're going to love today's episode. *** ✏️ Grab the Episode Show Notes 📬 Subscribe to the Stay Wealthy Newsletter! 📊 Get Your FREE Retirement & Tax Analysis

Today I'm kicking off a multi-part series on tax-loss harvesting. In part one, I'm breaking down: What tax-loss harvesting is (and how it works) Why it has become a popular tax strategy 5 little-known things about the wash sale rule If you're a retirement saver ready to learn all about tax-loss harvesting, you're going to love this episode...and this series. *** 📬 Subscribe to the Newsletter 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes

Today I'm tackling a few retirement and investing questions from our listeners. Specifically, I'm answering the following: How do you make sense of the two conflicting July inflation reports (0% inflation vs 8.5%)? What are Buffer ETFs and are they a good investment for retirement accounts? What will the 2023 Social Security COLA be and why are news outlets quoting different numbers? If you're ready to get answers to some of the top retirement questions I've received lately, this episode is for you. *** 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes 📬 Subscribe to the Newsletter

Today I'm talking about the case for (and risk of!) deflation. Specifically, I'm covering: What deflation is How deflation impacts our economy Why it's a risk we should be considering If you're ready to learn about the often-overlooked risk of deflation, you're going to enjoy this episode. *** 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes 📬 Subscribe to the Newsletter

Today, Jeremy Schneider unveils his Ultimate Investing Checklist. In fact, you can use this 7-step checklist to measure your current investing strategy. You can also use it to: Optimize your tax bill Maximize your risk-adjusted returns Eliminate costly mistakes If you want to learn how to cut through the nonsense + optimize your investment portfolio, this episode is for you. ----- Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Today we're talking about the best way to invest for kids + grandkids. In fact, guest host Jeremy Schneider says this is one of the most frequent topics he gets asked about! So, to help our listeners, he explores three BIG things: How to decide if you should invest for your kids...at all The top four (4) investing strategies to use How to optimize for taxes and growth If you have kids (or grandkids!) and want to know the best ways to invest for their future, this episode is for you. ----- Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Today we're talking about I Bonds! Specifically, guest host Jeremy Schneider is discussing: What exactly I Bonds are How I Bonds work Where they belong in a retirement savers portfolio If you want to learn about this unique + (virtually) risk-free investment that's paying 9%+, you're going to love this episode. ----- Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Today Jeremy Schneider dives into Vanguard Target Retirement funds (and the tax problems they're causing). Specifically, he's sharing: What happened at Vanguard to trigger this giant tax issue Why this occurred in the first place What to do when it happens again He's also answering two (2) BIG questions from listeners! If you're ready to learn how to avoid future mutual fund tax surprises so you don't overpay the IRS, today's episode is for you. Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Indexed Universal Life Insurance (IUL) is all the rage right now. "10%+ growth potential. Guaranteed security against market risk. Tax-free retirement income." These policies are confusing. And they sound WAY too good to be true. So to get to the bottom of it ... I bought one! I read the fine print. Did the math. And uncovered the ugly truth. In this episode, I'm sharing the 10 lies told during the IUL sales pitch + the actual financial outcome of buying one. I'm also answering two questions from listeners, including one about using a 3-fund portfolio for retirement investing. Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Today I'm sharing a fun announcement with everyone. I'm also providing retirement savers with important information on the 2022 Medicare IRMAA brackets. This includes covering three things: What IRMAA is How IRMAA is calculated The 10 best ways to avoid IRMAA If you want to better understand how you can navigate Medicare IRMAA this year (and beyond!), you'll enjoy this episode. *** 📖 Read more about the 2022 Medicare IRMAA brackets 📬 Subscribe to the Newsletter 📊 Get Your FREE Retirement & Tax Analysis ✏️ Grab the episode show notes

Today I'm talking about Grandparent 529 Plans. In fact, a BIG change was recently that seemed to fly under the radar. In addition to discussing this change, Robert Farrington joins me to discuss three (3) important things: How to maximize the tax benefits of a 529 Why 529 plans are great estate planning tools How to invest your money inside a 529 We also talk about alternatives to 529 plans that retirement savers might consider. If you want to learn about the new 529 rules + how to maximize the tax/estate planning benefits of these accounts, you're going to love this episode. Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Today I'm sharing key takeaways from the May inflation (CPI) report. I'm also sharing: What "shadow inflation" is (and why you should ignore it) Why inflation is high What retirement investors can do in response Over age 50? Need retirement + tax planning help? 👉 Get Started With a Free Retirement Assessment To grab the links mentioned in today's episode, visit the show notes page.

Inflation has skyrocketed this year. In fact, inflation jumped to a 40-year high of 8.5% in March 2022. So why are Treasury Inflation-Protected Securities (TIPS) losing money? What are TIPS exactly? And do they belong in a retirement portfolio? If you want answers to these questions, you're going to love today's episode. On the hunt for a retirement + tax planning expert? 👉 Learn more about getting a Free Retirement Assessment™. To grab the links mentioned in today's episode, head over to the show notes page here.

Today I'm sharing three (3) big retirement planning mistakes and how to avoid them. Actually, that's not true... I was inspired to add a fourth retirement mistake at the last minute after a recent client meeting. So be sure to stick around to the very end. ;) On the hunt for a retirement + tax planning expert? Learn more about getting a Free Retirement Assessment™. To grab the links mentioned in today's episode, head over to the show notes page here.

The markets are off to the worst start since 1939! Given that, I'm answering three (3) BIG questions from listeners today: Why are stocks AND bonds down at the same time + what should investors be doing right now to protect their portfolio? How can we improve our mindset and gain optimism in the face of negative economic outlooks? What is the correct order of operations when withdrawing money in retirement? If you're asking similar questions and concerned about the current state of the markets, you're going to love this episode. Want to Lower Your Tax Bill + Improve Retirement Success? 👉 Click Here to Get Your FREE Retirement & Tax Analysis To grab the links and resources for today's episode, click here.

Today I'm sharing details about a (new) popular financial scam. To help you stay safe, I'm also sharing 3 ways to stay safe and protect yourself in retirement. (Hint: your "complex" password may not be as secure as you think. 😲) If you want to learn about this sophisticated financial scam + tips for protecting your family, this episode is for you. Need Retirement & Tax Planning help? Click here to learn more about our Free Retirement Assessment™. For the episode show notes and links, click here.

Today I'm talking about investing. Specifically, I'm joined by data scientist and author, Nick Maggiulli, and we're talking about: How to invest in high inflationary environments Why you shouldn't "buy the dip" A unique formula for investing during market drawdowns If you're ready to dive into data and get answers to some of the biggest investing questions, this episode is for you. 👉 Click here to learn more about our Free Retirement Assessment For the episode show notes and links, click here.

Inflation jumped 8.5% through March. This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond. 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.

Today I'm tackling part two of our series on Roth conversions. Specifically, I'm sharing: How to determine if a Roth conversion makes sense A Roth conversion case study Common mistakes + pitfalls to avoid If you're ready to master Roth conversions and take control of your tax bill, you're going to love today's episode. Need retirement + tax planning help? 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.

Today I'm kicking off a 2-part series on Roth conversions. Specifically, here in part one, I'm breaking down: What a Roth conversion is How a Roth conversion works Why Roth conversions are so popular If you're ready to master the basics of Roth conversions, today's episode is for you. Need tax and retirement planning help? 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.

Today I'm addressing inflation (again), war, and the risk of a recession. Specifically, I'm sharing: An update on the recent inflation report Why my previous inflation comments were wrong The probability of a recession + what retirement savers should be doing If like most investors, you're nervous about the current environment and looking for guidance, today's episode is for you. Need tax and retirement planning help? 👉 Learn more about our Free Retirement Assessment For the episode show notes and links, click here.

Today I'm talking about Roth conversions. But instead of talking about why they're so great... ...I'm sharing 5 reasons why you might NOT do them. To help, Steven Jarvis, CPA, joins me. Together, we share a handful of often-overlooked reasons that might make you pause. If you're ready to learn why you might pass on Roth conversions (today or in the future!), today's episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode

Today I'm sharing what the recent spike in inflation will do to your tax bill. Why? Because the higher inflation is, the more uneven its impact is on taxes owed by retirement savers. And nobody likes it when Uncle Sam catches them off guard! If you want to know the 6 ways inflation might impact your taxes this year, you're going to love this episode. 👉 Click Here to Access Show Notes and Links for This Episode

Today I'm talking about inflation. In 2021, consumer prices rose 7%...the largest increase in 39 years. Is this good news or bad news? What does this mean for retirement investors? How should our investment strategy change in response? I'm answering these questions and more! If you're ready to address common inflation myths + learn how to take action, today's episode is for you. 👉 Access the Show Notes for This Episode

Today I'm discussing the current stock market volatility. As of a couple days ago, U.S. stocks were off to their worst start since 2016. Bonds are also in negative territory. And inflation is at its highest level in 39 years. Many retirement investors are [understandably] worried about the current state of the financial markets. If you want to learn why + how to respond as a smart investor, you'll love today's episode. 👉 Click Here to Access Show Notes for This Episode

Today I'm tackling part 2 of our life insurance in retirement series. To help, friend and fellow financial planner, Stephanie McCullough stops by. Together, we cover three main things: An academic use case for permanent life insurance to create retirement income A step-by-step process for evaluating an existing policy Tips and resources for getting conflict-free help We also break down 1035 exchanges + how you can help family members with old insurance policies. If you're ready to get into the technical weeds today and tie a bow on permanent insurance in retirement, this episode is for you! 👉 Click Here to Access Show Notes and Links for This Episode

Today I'm kicking off our two-part series on life insurance. Specifically, I'll be tailoring these episodes to those who are in retirement or close to it. Here are a handful of the things I'll be covering: What are the different types of life insurance (+ pros and cons) How to determine the need for life insurance What are the costs and tax considerations How to analyze an old insurance policy Where to buy life insurance without getting ripped off If you're FINALLY ready to understand life insurance in retirement (in plain English!), you're going to love this series. 👉 Click Here to Access Show Notes and Links for This Episode

A near-record number of tech stocks have fallen by 50% or more from their one-year highs. Is this the beginning of tech bubble 2.0? If so, how will other asset classes behave? How should retirement savers prepare? One of our listeners, John H., recently reached out with these (great) questions. If, like John, some of the recent headlines around tech & growth stocks have you concerned, you'll enjoy this listener mailbag episode.

Today I'm talking about market forecasts and predictions. Why? Unlike the core principles that create a successful investment outcome, the financial + economic environment is always changing. And the current environment drives a lot of our assumptions and decisions about the future. While I think investors should ignore most pundits, I do believe thoughtful forecasts are valuable. If you want to learn more about how to approach stock market forecasts (which there is no shortage of right now!), this episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode

Two weeks ago, my wife and I came home to a major water leak. We've been bouncing around between Airbnb's with three kids and a dog since then. Fortunately, the $50,0000 (and counting!) in damages are being covered by insurance. But I learned that's not always the case. I learned that some VERY large insurance companies have recently stopped covering this type of loss. If you want to learn more about my current situation + how you can ensure your home is properly protected, this episode is for you. And if you want to throw your name in the hat for a custom, high-quality Stay Wealthy hoodie, click here. (I'll be drawing names on January 3rd and shipping them off!) 👉 Click Here to Access Show Notes and Links for This Episode

The Social Security program currently pays more in benefits than it collects in revenue. If no changes are made, Social Security will become insolvent by the year 2034... ...and all beneficiaries (regardless of age or income) will face a sudden 22% benefit cut. Even more, some proposals to fix Social Security include stripping 100% of benefits from high-income retirees. This has led a lot of retirement savers to ask: "Should I include Social Security in my retirement planning projections?" If you have the same question, you're going to love today's episode. 👉 Click Here to Access Show Notes and Links for This Episode

Today I'm sharing key findings from a 22-year study on investing in real estate. In general, there are three primary ways you can invest in real estate: Direct ownership Listed real estate Unlisted real estate Most investors agree that allocating to real estate is prudent. But they don't always agree on the best investment vehicle to use. If you continue to wrestle with how to invest in real estate, you'll enjoy the recent results I'm sharing from a 22-year study on this popular asset class. 👉 Click Here to Access Show Notes and Links for This Episode *** NOTE: The show notes page I reference in the audio of this episode is incorrect. The correct episode number is 135 and the show notes can be found by going to www.youstaywealthy.com/135 ***

Today I'm sharing 11 surprising facts about tax planning, investing, and retirement. For example, if you: Retired in the year 2000 with $1 million, invested all of it in the U.S. stock market, and withdrew $50,000 (adjusted for inflation) per year... ...you would have been out of money by 2018! If you want to learn how that could be + have some educational fun with retirement/investing statistics, today's episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode

Today I'm clearing up some confusion from a prior episode. I'm also tackling part 2 of our equity compensation series. Specifically, I'm sharing: How ESPP Lookback Periods Work Qualifying vs Disqualifying Dispositions Tips for Offsetting an RSU Tax Bill If you want to better understand the tax implications of equity compensation, you're going to love today's episode. 👉 Click Here to Access Show Notes and Links for This Episode