So Money with Farnoosh Torabi

I've got a fantastic female entrepreneur on the show today, Holly Johnson. She's a blogger extraordinaire, co-founder of 2 websites: a personal finance blog, Club Thrifty, and a frugal travel blog, Travel Blue book. Which, both have become so successful, guess what? Her husband just joined her and quit his 9 to 5 to join her and build this online empire - Gregg is her husband - and build her online empire. Holly is also a staff writer at Get Rich Slowly, The Frugal Dollar, The Frugal Travel Guy, and U.S News and World Report. Her work has been featured everywhere: the Wall Street Journal, Fox, Forbes, Lifehacker, Yahoo, on, and on, and on.Now Holly's journey started after realizing that even though together as couple, Holly and Greg her husband, even though that together they were making good money, they weren't really saving enough to have the lifestyle they really, really wanted. And I think that's something that a lot of us can relate to. You make money, you spend it, you have the things that you want but there's still more that you wish you had - not more in a sense of stuff, but you have a future to build and you wanna be able to feel confident that you're gonna be able to retire well, send your kids to school, buy that home that you want, and so how do you get there?So Holly and Greg started tracking their spending, and as a result Club Thrifty, that first blog, was born. To not only encourage themselves, but others as they say, "Stop spending, and start living". It was this little side hustle that eventually turned into an incredibly profitable source of income for them and as I said, it's allowed Greg to quit his job and focus on the business as well.3 Takeaways from our interview with Holly: Why she thinks that couples should have one again, just one, shared account - and I happen to disagree. One key and simple detail to have on your personal blog for all you bloggers out there, that can help you make money. And Her top advice for landing online, writing opportunities. If you're interested in getting some side income from freelance writing, you'll wanna hear what she has to say. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on investing in the stock market, inviting a new guest on the show, flip flops at work and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on rental insurance with your credit card, maxing out on your 401K investments, sharing a great article and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Capping off our week of So Money replays is NYT Bestselling author of The Happiness Project, Gretchen Rubin, who is here to share her best advice for mastering habits to improve your financial life. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

One of my interview from the early days of So Money, Danielle LaPorte discusses how gratitude is part of her bottom line. She speaks candidly about how she almost got fired from her own company and living off many credit cards for a while. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Back by popular demand, Seth Godin. The bestselling author and marketing genius graces the podcast with his singular intellect, insights and stories. Learn what rich means to Seth and how he managed to escape his own period of financial fragility. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Tim Ferriss is back (a rerun, but still!) Learn how he mastered his career from an early age, how he invests his money and the lesson Billy Joel taught him at a young age. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

So Money is in reruns this week! It's summatime, so we thought we should take a breather and reflect on all the great guests we've had to date. Today, an oldie but a goodie - Tony Robbins. Listen as he talks about how he got the motivation to become the #1 life and business strategist he is today. How does he manage his money? ANd what is Tony's guilty pleasure? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Lots of interesting questions this Sunday! From whether to help a child pay for graduate school to making the most of your money after you've paid off your mortgage, tune in to hear Ask Farnoosh! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I tackle your questions about retirement planning, refinancing student loans and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is a futurist. Did you even know that was a profession? He's not a fortune teller, he's actually a professional futurist and is very much on the cutting edge of thought leadership surrounding sustainability, and his name is Eric Lowitt. He's doing incredible work as a self-described volatility advocate and expert. He, like I said, he's a futurist, he's a thought leader and the CEO of Nexus Global Advisors. It's an advisory firm that works with CEO's, senior public officials, and leading executives on strategy, collaboration, sustainability, volatility, and business models of tomorrow. And if you're running a business today, what are the forces at play that you may not even see that would likely impact your work and your goals. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today I'm really excited to welcome a guest who is dedicating his financial advice and his financial mission to help, particularly, families that are in the military and especially those that are approaching retirement. Because as he has found, and as a member of the military, Doug Nordman, my guest, he has found that many military families and individuals are unprepared when it comes to retirement. So he is dedicating his work to teaching them how to do it. And he is someone who actually managed to retire at 41, which I don't care whether you're in the military, or you have a business, or you're a teacher, that in and of itself is exceptional. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is just 26 years old. She graduated from college in 2011 with a degree in journalism and a burning desire to become debt free as soon as possible. And even though her $28,000 loan was not particularly high by today’s standards (some students graduate with hundreds of thousands of debt), to pay it off on the starting salary of a journalist of only $28,000 a year (about half an average starting salary) would challenge anyone. But she was determined… and as a result, managed to do erase her debt in 3 years! Her story went viral… and she was featured in Time Magazine and other major news outlets, which inspired her to dedicate her spare time – when she’s not busy with her “day job” doing PR and marketing for a non-profit – to speak and write about her experience so other young adults can do the same. Her name is Zina Kumok. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is going to help with some time tackling solutions. Her name is Laura Vanderkam. She is the author of the brand new book I Know How She Does It: How Successful Women Build Lives That Work. It comes out TODAY. The book is based on a time diary study of 10001 days in the lives of professional women and their families. It takes a practical approach to the question of how people combine work and family while enjoying their own sweet time, too. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I'm tremendously excited about today's guest. He is hands down one of my favourite TV personalities. His name is Ross Mathews. You've probably heard of him if you watch any television or you listen to podcasts because he also has a podcast. Ross first got his TV debut as a correspondent for the Tonight Show with Jay Leno. And from there he navigated the world of entertainment. And what's interesting is that how he got his start on the Tonight Show. He was just an intern, okay? Yeah things can happen when you're just an intern. It's not just about getting coffee and making photocopies. Big things can happen to your life and today Ross can be found as a top contributor on E! News and E! Network's live red carpet awards show all year round. Now, in addition to also serving as a judge on the hit logo series Rupaul's Drag Race, Ross keeps himself very busy with a weekly top-rated podcast one show called "Straight Talk with Ross Mathews". He's also the author of the great book, "Man Up: Tales of My Delusional Self-Confidence". <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on credit card debt consolidation, odd jobs for couples, how to make the most of your LinkedIN profile and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on recouping spent savings or investments, how many credit cards are just too much, a best-of So Money guest list and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guest today is working vigilantly to educate and combat what she calls "The Pink Tax" and gender price discrimination. Andrea Woroch is a nationally recognized consumer and money saving expert who regularly contributes to leading national and regional news stories. She's appeared on NBC, CNN, Fox and Friends, and ABC News with Dianne Sawyer, among others. She's been in the New York Times, Wall Street Journal, Money Magazine, and Kiplinger. When Andrea isn't sharing money saving strategies in front of the camera, she's busy behind the scenes writing about it. And now she's on the podcast. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is my friend Nagina Sethi Abdullah. She is a management consultant, weight-loss and food coach, and founder of Masala Body. It's an online resource for healthy recipes and weight-loss tips for the busy working woman. I have been to one of her cooking events and I have to say, for someone who more or less just knows how to boil water, make cereal and scrambled eggs, I learned several great recipes from Nagina. Really, really easy ones, I was so inspired when I left that evening, and I got to meet some amazing women as well. She is really developing an amazing community around nutrition and food and healthy living. I'm so, so excited for her and all there is to come. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

If you're looking to start your own online business, but the thought of selling and financial uncertainty makes your forget about your dream once and for all. Well, don't despair just yet. Today's guest is a millennial business coach and a best-selling author. Her book is called "Make Money Your Honey". She's been featured in Forbes, the Huffington Post, and Business Insider. She helps entrepreneurs overcome these exact challenges because she's been there and done that. And she helps entrepreneurs become more comfortable with selling and changing their money mindset all to create and run a successful online business. Her name is Amanda Abella. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is Deacon Hayes, he is a great case in point. After being overwhelmed by $52,000 of debt, outside of their mortgage, he and his wife made a decision to quickly change the way they handled money. And they weren't kidding. 18 months later, it was gone. All of it. All $52,000 and because they were actually able to pay it off so quickly, they were featured on sites like US News and World Report. That led them to a live interview on Fox News. Deacon tells me that he enjoyed the process so much, he decided to turn it into a career. He quit his job as a financial planner, and actually founded the popular website Wellkeptwallet.com. And he also has a weekly podcast with that name. And there he helps people, that are in the same situation that they were in just a few years ago, become debt free. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Hey, if your guilty pleasure on a Tuesday night is watching Real Housewives of New York City, well you're in luck with today's guest and I have a smile on my face cause I've been a fan of the Real Housewives franchise for a while. I dunno if "fan" is the right word, and I just, I'm kind of addicted to some of their series, like Beverly Hills, New York, New Jersey. Aside from being a favourite cast member on Bravo's popular reality series, Heather Thomson is a philanthropist, entrepreneur, and fashion designer best known for launching the shape wear fashion brand "Yummy by Heather Thompson". Now as a working mom of 2, Heather's fashion brand was grown after her personal battle to shed the baby weight and find confidence-boosting, comfortable undergarments. I can relate to that. In marketplace that was anything but that, Heather took to her sewing machine and created just what she was looking for. And over the last 6 years she has evolved her brand with plans to expand in the future. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on negotiating a new salary for work, whether it's wise to create a diversified portfolio of investments and my listeners love my article on Business insider. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on how much savings is enough to retire, I talk about socially responsible or environmentally responsible investments and how to find the right book keeper for you. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest knows this very well. His name is Josh Levs. He is the perfect guest to help us celebrate fatherhood. He is the author of the brand new book, "All In: How Our Work Culture Fails Dad's, Families, and Businesses and How We Can Fix It Together." Did you know that half of all working dads would rather stay at home if their spouses made enough money to live on? And just like moms, dads struggle with work life balance and doing it all. Now, in addition to being an author, Josh is an award-winning broadcast journalist who often writes and speaks about modern fatherhood, and spent almost a decade reporting for CNN - on air and online - and serving as the network's "truth-seeker in chief". Prior to CNN he worked as a reporter for NPR. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest was one of those people, and that was just a few short years ago. His reality - he dreaded his uninspiring 9 to 5 existence, he didn't know how to quit and start something he cared about. He eventually did figure it out and he managed to leave his corporate career - a very nice one by the way - of 15 years, and create a lifestyle that he actually craved. And his name is Jeff Steinmann, and he's gonna be telling us all about that journey and how we too can live a life that we want and work a job that we actually enjoy. Jeff is the founder of Bravo Experts, he's also the author of "How to Quit Working", which is actually a new podcast as well. Jeff also writes for several media outlets including the Huffington Post, Lifehack, and Elite Daily. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today we're speaking with an avid So Money listener, a real fan. He and I connected because of this podcast and just proof that if you like this show enough and you connect with me, you might be a guest on the show! He's a highly accomplished tech entrepreneur as well, not just a listener, but he is very, very successful. His name is Bill Dwight. He is the founder and CEO of Famzoo.com, it's an online and mobile banking service that's designed to help busy parents teach kids good money habits. It's been featured in the Wall Street Journal, the New York Times, Time, NPR, and it also will be featured in Money Magazine this July as I wrote about it a little bit in my July column for Money Magazine about how to teach your kids good allowance lessons. FamZoo's also featured in Ron Leaver's best seller of "The Opposite of Spoiled". Remember, Ron was on the podcast - that was So Money Episode 47. FamZoo was also voted Best of Show twice in 2011 and in 2013 at Finovate, which is the premier showcase conference for emerging financial technologies. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We've got an amazing guest, Margaret Cho, and award winning comedian and incredibly creative performer who's often called "The Queen of All Media". She's conquered the worlds of film, television, books, music, and theatre. Her comedy tours always sell out, and this fall she'll be embarking on a new tour with her latest concert special "Psycho" which is all about Margaret's take on today's news and events. She'll also be appearing in the new movie "Tooken" which arrives on digital HD and video on demand later this month. It's a parody of the Taken Movie Series with Liam Neeson. Equally as important as your art is the causes she is passionate about. Margaret is widely recognized for her charitable work with gay rights, anti-bullying campaigns, and the homeless community which grew out of a tribute to her dear friend, Robin Williams. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We're gonna kick off the week with a very, very cool guest, Ryan Holiday. He's a thought provoking media strategist and bestselling author of three books, most recently, "The Obstacle is The Way: The timeless art of turning trials into triumphs." He has been responsible for a number of manipulative stunts and media controversies, and he's been accused of actually being a media manipulator which he writes about in his first book, "Trust Me, I'm lying." And he's only in his late 20's. After dropping out from the University of California at 19 to apprentice under Robert Greene, author of "The 48 Laws of Power", he went on to advise many bestselling authors and multiplatinum musicians, including 50 Cent and Tim Ferris. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on what my biggest financial failures were, what you should look for in a financial advisor, where should you start saving outside of your company's 401K and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions on women being the breadwinners in the household, whether you should buy an apartment before grad school or not, where to put away your money if you have a few thousand available and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is the co-owner of moneycrashers.com. It's a personal finance and lifestyle website that caters to young adults. It attracts about a million readers a month and gives my guest an income that rivals his former hedge fund salary. Yes. His name is Andrew Schrage. The site is dedicated to giving practical financial education, actionable tips and strategies that can be easily implemented into your daily life as a way to improve your lifestyle and decrease stress. I'm all for that. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I talk about this amazing woman from time to time on the show… and figured I HAVE to once and for all shine a light on her and have her share her insights and advice with my audience. I’m honored to introduce our guest today, my financial planner, Stacy Francis, founder of Francis Financial, a holistic fee-only financial planning and wealth management boutique here in New York City. She is a nationally recognized financial expert and a Certified Financial Planner™ (CFP®). Stacy comes with over 18 years of experience in the financial industry and is also a Certified Divorce Financial Analyst™ (CDFA™). She appeared on NBC, PBS, CNN, and many other TV outlets… and contributed to over 100 major publications such as Investment News, The New York Times, The Wall Street Journal and USA Today. In addition, Stacy received numerous awards, including The Heart of Financial Planning Award from the Financial Planning Association (FPA) and was listed as a national Money Hero by CNN Money Magazine.Three takeaways from our interview:-- The most popular objection Stacy hears from prospective clients.-- How to know if you would be well off working with a robo advisor.-- The biggest mistake she made with her money – and yes, financial advisors make mistakes! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is Elle Martinez. She's a personal finance blogger and online entrepreneur. She is the founder of Couplemoney.com, and a weekly podcast called Couple Money Podcast. And on the podcast she teaches couples and families how to live on one income and have fun with the second. She also shares information about what matters most to couples, looking at spending more time on what they love, and less time on the financial manocha. Also, in addition to Couple Money, Elle has been a contributing and guest writer at sites like TurboTax, GO Banking Rates, LendingTree, and Yakezie. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is Jon Acuff, the New York Times Bestselling author of five books including his most recent, Do Over: Rescue Monday, Reinvent Your Work and Never Get Stuck. He's a well-known public speaker, social media expert and amazing writer whose blogs have been read by millions of fans. For years Jon worked as a staff writer for well-known companies like Home Depot, Bose, Staples, and AutoTrader.com and helped tell their stories. Then he landed his dream job on the Dave Ramsey team as a full-time speaker and author and had "the three greatest years” of his professional life! What made him walk away from that job? We’re going to find out…Also from our interview:-- The two greatest lessons for anyone who’s trying to make the most of their career.-- How he landed the opportunity to work alongside Dave Ramsey. He said that relationship literally fast forwarded his career by 10 years.-- The surprising life story that Jon and I have in common…This really put a smile on my face. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is Matt Giovanisci. He’s a website wizard, podcast producer, coffee connoisseur and all-around creative powerhouse. He makes a living by writing, building websites, producing funny rap videos (you have to check them out – they are hilarious!) and being creative online. He has successfully turned a few of his passions into impressive revenue streams and teaches others how to make money while doing what they love.Matt is the creator of Swim University and a co-founder of Listen, Money Matters, a personal finance podcast that gets over 10,000 downloads a day! He also recently started Roasty Coffee, a resource on how to find, brew and drink coffee. And if you are a coffee lover like me, you’ll definitely appreciate it.Three takeaways from our interview:-- How he broke through an 800 credit score just recently.-- His recipe for creating multiple streams of income-- His tried and true approach to starting and monetizing an online business <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions about student loan consolidation, where to put money that you saved after college, it's never to late to start putting away money and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions about how to support your parents financially, whether it's possible to take part in P2P lending whilst on a visa, how to conquer relational issues when it comes to parents gives siblings more than you received. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest has been looking for something a lot deeper and more meaningful than a typical definition of success throughout her life. For years she actually suffered from a long list of physical, emotional, and financial issues. After giving away all of her possessions and taking an extended spiritual journey, she stumbled upon everything she needed to find health, well-being, and financial security. And she's here today to share all of that with us and that journey. Her name is Joan Sotkin. She's an award winning holistic business and money coach. She's the host of the Prosperity Show Podcast, and the author of 'Build Your Money Muscles'. She teaches business owners and independent practitioners how to improve their relationship with money and themselves so that they can build a stronger, more profitable business. Increased income, greater peace of mind, feeling more connected, and finding a new sense of purpose are just a few of the results that her clients have cited as a result of working with Joan. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is Lauren Bowling. She's the founder of the personal finance website lbandthemoneytree.com. It's an award winning blog which she began as a young professional, highlighting the ups and downs of her personal finance journey. Her site is featured on Huffington Post, Forbes, Mint.com, CNN Money, Kiplinger, and many, many, many other sites. She's also the founder of a content marketing consultancy called 'Beehive Content' and, this is really cool, she hosts a web series and popular Internet talk show called 'Awkward Money Chat' which won the Plutus Award in October 2014. Lauren's personal finance story started in college when she got her first credit card, yup, and racked up $10,000 in debt just like a lot of us in just a short span of time. After graduating with a degree in theatre, she moved to New York of course to pursue her big dream of acting. She had only $300 in her pocket, and she talks about what happens after that. She ended up working on Wall Street of all places, but it all led to her path today. And we're very happy that she has arrived at lbandthemoneytree.com. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Very excited to introduce our guest today. His name is Todd Tresidder. He is our second guest on So Money to retire in just his 30's. The first one was Mr. Money Moustache, a wildly popular episode. Check it out, episode 38. Todd is a former investment hedge fund manager, turned financial blogger and money couch. He went from debt to financial freedom in 12 years, and then supported his family just from assets without any significant earned income for years. He raised his net worth from less than zero in his 20's, to millions a decade later using the same personal finance and investment strategies that he shares on his website, financialmentor.com. Todd is still an active investor today. He earns a consistent investment return in both up and down markets. He is a true lifestyle entrepreneur, and as he says, the classic millionaire next door. He doesn't drive flashy cars or wear expensive clothing, but he does take great, great vacations. We're gonna talk about that. Also, we're gonna talk about why he recommends not hiring a financial advisor, his philosophy that we should make decisions emotionally but support them rationally, and (this is great) his step-by-step advice for first time investors. A lot of you writing in wanting to know how to get started with the stock market, how to invest wisely, and Todd has some really important takeaways for us. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today we're going to talk to a woman who will help us learn how to make some serious money on the side. She is the queen of side hustles, her name is Crystal Hammond. She's a former day trader. Today she's a real estate pro, she is a landlord of multiple properties, and she's also, by the way, an engineer with the US Patent and Trademark Office. So she's very busy during her 9 to 5, but she still finds time to make room for all these side incomes. And she's gonna talk about what they are, how she finds time for them, how you can also do the same. And she blogs about all of this at sophisticatedspender.com. She's also a big advocate of spending smart. She talks about the good, the bad, and the ugly as it pertains to her. She really is out there exposing herself, and that's why we love her. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Do you remember watching The Apprentice when it first aired? I'm not talking Celebrity Apprentice, but you know, the very first Apprentice that kicked off. I think it was 10, 11 years ago. It was an epic debut. Do you remember that first season? It was the one with Omarosa. Yeah! It was the number one new show of 2004, according to Wikipedia, and I'm excited to say that we have the winner of that first season joining us on So Money today. Bill Rancic, a former cigar business owner turned Donald Trump apprentice, turned mega entrepreneur, is here to share some of his personal financial insights and ideas with us. And Bill is busier than ever. He is one of the most sought-after motivational speakers on the subject of entrepreneurship and business. He shares his entertaining lessons that vary from a pancake business he started with his grandmother at age 10, all the way to his multi-million dollar real estate enterprise in Chicago. He's also a restaurateur. He is also highly engaged in charitable activities, and Bill is about to complete his second trip to Haiti building homes for victims of the earthquake. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions about whether or not you should borrow from your 401K, How much is too much for an apartment right out of college and when to negotiate your salary with your employer. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh I answer questions about identifying your target market, overcoming anxiety whilst investing in yourself and where to shop for life insurance. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I’m excited to welcome today’s guest. She’s relatable, down-to-earth and practical. For years, she felt frustrated and stuck in her day job, working endless hours to just pay all her bills…with little left over. And when she did do something fun, she felt extremely guilty. Sound familiar?! Well, you can turn it around… just like she did. Her name is Jen Hemphill. Today Jen is a money coach, personal finance mentor and online entrepreneur. She's passionate about helping women simplify their finances, improve their relationship with money and master financial skills so they can focus on the things they truly enjoy… whatever that might be. She teaches, speaks and writes about leading a fulfilling life without letting money get in the way on her website jenhemphill.com. When she's not talking about money, she enjoys photography, coffee, chocolate, and spending time with her husband and two sons. Three takeaways from our interview: · How to know when you are ready to work with a money coach · Why so many of us feel guilt when we spend and how to turn it around · Managing money in a military family <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guest today explains it all as his profession, Dr. Brad Klontz is an award-winning Financial Psychologist and a Certified Financial Planner. He works as an associate professor of Personal Financial Planning at Kansas State University, and a partner of Occidental Asset Management, LLC. It's a fee-only investment advisory firm in Northern California. And I have known Brad for several years as I've been working in this field of money, and personal finance, and psychology of money, and when I was writing "When She Makes More", I called Brad and I said, "I'd love to interview you extensively for this book, because I think you're just a wealth of knowledge". And he said, "Hey, why don't we do a survey together?" And the survey was born, you know, months later and it was just an honor to work with him because this is his expertise. You know, really finding out what motivates people when it comes to their money? Why we do the things that we do? And it's all psychological. I mean, it's never about the money right? And so he has a lot of interesting insights and stories. And his story, his own story, is very, very interesting as well. We're gonna get to all of this during the show. Just a little bit more about Brad. He is also the co-founder of Your Mental Wealth and the Financial Psychology Institute. He's co-authored five books on the psychology of money, and he received the Innovative Practice Presidential Award from the American Psychological Association. His work has also been featured in the Wall Street Journal, New York Times, Washington Post, among many other places. Several takeaways from our time with Brad: One, why we dislike rich people. You're gonna wanna hear that. Advice for couples that fail to see eye-to-eye over money, selling everything to invest in text stocks - something he did early on in his life, and of course he regrets it now. And the one investment, that he says, saved his marriage.. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is the founder and CEO of LendingMemo Media. His name is Simon Cunningham, and he runs the Seattle-based company that promotes peer to peer lending education. If you're not familiar with P2P lending, it is exactly what it sounds like. It's the practice of lending money to unrelated individuals, or peers, without going through a traditional financial institution or a bank. In other words, people are able to sidestep the banks to lend and borrow directly to one another. And P2P lending typically offers more attractive terms if you are a borrower than a traditional unsecured loan or credit card. And can be a godsend if you've got multiple high-interest debts and need to consolidate. Peer to peer lending is a full-fledged fast growing business and part of a whopping $3 trillion consumer debt market. And Simon is really at the crossroads of all of this, offering consumers a website to really engage, understand, to learn more about this so that they can make educated choices if they choose to enter this market. A few takeaways from our interview with Simon: How he made a 10% annual rate of return on his P2P investments, key benefits and risks to this sort of investment for both borrowers and lenders, and the downsides to the frugality movement according to Simon. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

I'm excited for today's guest. She's a nationally recognized credit card expert, consumer advocate, and former Certified Public Accountant. She's also the author of the new book, "The Dead Escape Plan" and three other highly acclaimed books. She has extensive media experience and is frequently invited to speak at major events and conferences. Her name is Beverly Harzog. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's guest is Catherine Alford, or Cat for short. She's the founder of budgetblonde.com and a personal finance writer who's been featured in some of the top media outlets including the Huffington Post, US News World and Report and many others. She's got a formal background in American history. And she worked for years as a historian before she began to focus more on her love of blogging, public speaking, and building online businesses. She now coaches other bloggers on how to market themselves online and build legitimate income streams. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>