She's On The Money

Okay - Listen up friendly friends! This is one we get a lot: How do I find a financial Adviser? How much does it cost? When should I see one?! And we answer all of those questions right here! You can also visit the Financial Adviser ratings website that Victoria mentions, or get in touch with our friends at the National Debt Helpline if you need it! Also don't forget you can always DM us on instagram with any questions.Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Hot diggity dog this is an empowering Money Diary! We love hearing stories from all walks of life in our money diaries and we love how this one shows the impact that will and determination can have on our lives, careers, and finances. Love you!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday Bambinis! Lots of fun wins from our community and a real insight into business and pay structure for the 20 highest paid CEO's in Australia! Love you xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Are you a student that doesn’t know where to start when it comes to money? We’ve got you! Today V+G talk through their top hacks for saving as a student, how to save when you’re living out of home for the first time AND the importance of financial education from a young age. If you’re a student, or if you’re just after some tips on how to be better with your money, then this is the episode for you.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Monday Angels! We hope you've had an amazing weekend! We have an incredibly empowering story to share with you today, and as a content warning, we do discuss Eating Disorders to quite an extent, so if that's not something you feel like you can hear today; please don't worry! We will see you for our Deep Dive on Wednesday.If you'd like some support or resources around the topics discussed, please visit our friends at The Butterfly Foundation.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Another week done and DUSTED and we're coming through with your community wins! We also talk about our fave Blak Owned Businesses to celebrate NAIDOC week! You can find them all tagged on our NAIDOC week post on instagram! You can also access support from Motherless Daughters Australia here if you need. Love you! xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

There is a whole lot of confusion involved when it comes to credit scores in Australia - do they matter? Can they impact your ability to receive a home loan? Do you need a credit card to help you build a credit score? Today we shed a little light on this rather befuddling topic and we promise by the end you’ll feel completely confident when it comes to credit.Keen to check your score? Have a look at Experian, Illion or Equifax!Feeling overwhelmed and want to talk to a financial counsellor? Call the National Debt Helpline on 1800 007 007 or visit their website.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This Money Diary is one very close to my heart - our Money Diarist lost her Mum at 18 and shares how that has affected her throughout her life financially. Thankyou so much for opening up to us and telling us all about your lovely Mum!If you have lost your Mum and need some support, we can always count on our friends at Motherless Daughters Australia who support girls and women whose Mothers have passed away. You can also find them on instagram @motherlessdaughtersauOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

iiiiiiiiit's Fridaaay, Fridaaaayy gotta get down on Friday! We're at the end of the week again - and we're celebrating, but only with three of us! Everyone was busy so you've got Victoria, Ryan and Toni! We also have the best would you rather question and celebrate our beautiful community!Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Are you feeling like you’re stuck in a bit of a mid-year-flat-funk when it comes to your finances? Well this friend, is the pod for you. Join Victoria and Georgia as they talk through some simple ways to amp up your money motivation as we head into a new financial year.We also mention our 'Marie Kondo Your Finances' episode which you can grab here or scoll down and find it, we posted it on August 5 2020. You will also be able to grab the sneaky sneaky budget template here! Just sign up with your email and you can grab those goodies for free!!!Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

If you spent your early twenties off in the world - this one is for you! Our Money Diarist this week discusses feeling like she's stuck catching up with her mates after travelling and not saving much superannuation. There are SO many people in this situation, and we want to stress that you're not behind, and it's NEVER too late to 'catch up' or to get back on top of your finances.Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday cool Cats and Kittens! Another week done and dusted and we hope it was amazing! We're wrapping a big week, but we're also headed into a big time of change: The End of Financial Year. Amongst all the fun of celebrating you, our community, we chatted about the changes coming to our superannuation and it's a bit of a doozy, team. There's some stats on all of that here, but we encourage you to do some googling or as always, slide into our DMs with some questions! Love ya xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

A sneaky lil bonus ep should cure those hump-day blues! V joined BFF of the show, Sarah Holloway of Seize The Yay on her podcast and I just HAD to share here! They chat everything from V's life long before finance, all the way up to her book launch! Make sure you nab yourself a copy of glorious Sarah's book right here, too!!!!Just a small Content Note for this pod, there are mentions of Eating Disorders and also Financially Abusive relationships in here, so please take care if this is something that may affect you, and don't forget you can always call 1800 RESPECT or Lifeline on 13 11 14.Love ya xSee omnystudio.com/listener for privacy information.

We need to talk about your money personality. I know, I personally am a funny, confident and BEAUTIFUL little kitten - but Victoria is about to knock that on its head and tell me that my amazing personality has nothing to do with my spending habits. Rude.We're chatting all about the psychology of spending and what type of spender or saver you are! Plussss of course V and Jess get sidetracked and chat about what MBTI you have. And we'd love for you to take the quiz right here and tell us what your results are! Love you xOur fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Prepare to feel empowered. This week we chat with a 27 year old woman who has been through some hard lessons in business! She's right at the beginning of her money journey but knows better things are coming and hasn't let ANYTHING stop her so far. This is the PERFECT start to your week - I promise. Love you!Our fearless leader and money queen B has written a book! You can order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Sunday friendly friends! This ep is a littttllleeee different, introducing Brooke Roberts: Woman, Mum, and CEO (or, THREE-EO, as she calls it) of Sharesies. Now, we know you would have seen us working with Sharesies recently, but this is in no way sponsored. V and I met Brooke and just wanted to introduce her to you guys, our community, to show you how absolutely incredible she is and what it's like for a coupla high rollin' ladies in finance. Hope you love it! Toni xYou can find Sharesies and alllll the amazing things they do right here!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday friends! We've had a huge week here at She's On The Money HQ with the very special release of Victoria's book! (Which you can order online here if you so desire! We also have an amazing update from someone in our community, and we chat about our favourite money wins from you guys that you shared in our facebook group (which you can become part of here!) Have an amazing weekend friends xoxoThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

It's that time again - and we've done our best to give you a coupla weeks to get your affairs in order (doesn't that just sound SO fancy - I've always wanted to say that!) for all things tax!V and Jess talked about a few resources in today's ep, and info on the tax free threshold is here, info on what you can claim is here, the tax brackets info is here, aaannnnddd a cute little blog from the ATO about Cryptocurrency and Capital Gains Tax is right here. (Wow I deserve to jump into a higher tax bracket over all of that admin!!! I really hope V reads these!) As always, DM us with any queries! Toni xOur fearless leader and money queen B has written a book! You can pre-order Victoria Devine's book right here!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Monday lovely friends! This weeks' money diary is a true tale of tenacity and a rollercoaster of life lived at only 27 years old. A tiny trigger warning for you so that all of our friends feel safe whilst listening: We do discuss financially abusive relationships and chronic illnesses in this ep, so if that might bring anything up for you, we would advise maybe thinking about that before hitting play on this one.If you or someone you know needs any kind of support you can always call our friends at 1800 RESPECT, or the National Debt Helpline at 1800 007 007, or as always, slide into our instagram DM's and we can point you in the right direction. We are always here for you.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

We have a very sasssssyyyyy Friday Drinks ep for you guys - live from lockdown and ready to party! If you have missed our Money Diary and Deep Dive this week, make sure you go back and listen!Also, if you're in the market for a smooooooooooth cocktail, check out The Everleigh Bottling Co.Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Thinking about changing your career? We’ve got you! In today’s episode we unpack how to know if it’s time for a change, how to get started on making that change and of course, how to do it without jepordizing your finances.Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week's Money Diarist shares her story of following her gut, falling in love, and listening to what the world tells you. We loved getting an insight into a profession that we haven't really explored through our Money Diaries series before, so we hope you absolutely love it! xoxoOur very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday cupcakes! Here at the She's On The Money team, we're all in Victoria so we're in lockdown!!! We also need your help with a new idea we're going to get off the ground - if you have ideas of a 'no spend month' or even BETTER than that, slide into our DM's! Love you, and to the other Melbournians, stay safe xoxoOur very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

How great is love?! How great is money?! Today we talk about combining the two, in a way that won’t sabotage your savings OR your relationship - yeahhh we got you.If you or someone you know is experiencing financial abuse, you can contact 1800RESPECT on 1800 737 732 or they have a chat function on their website too.Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Monday cupcakes! We want to start your week off RIGHT with an incredible story of tenacity and true grit. We love Money Diaries every Monday, and this one is absolutely no exception. Thankyou for sharing your story with our community xOur very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday friends! We're so excited to be with you for another fun Friday ep - and there's lots of goodness squeezed into this badboy! We hear some funny stories from the Money World, and read out fave 'toot your own horns' from our facebook community. (Also, it's Toni here, please don't come for me for using a trumpet emoji as a horn, the horn doesn't look anything like what I wanted and TECHNICALLY a trumpet is a horn instrument) ANYWAY! Hope you love it - have a great weekend angels xoxoOur very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Surprise! It's us!! We're jumping on to give you every single tiny scrap of info regarding our very exciting Investment Platform partnership launch with our friends at Six Park. Any extra pervy details you're interested in - you can find them here! Love you!Just a note: This Bonus Ep about launching our investment platform with Six Park has been edited to clarify exactly how Victoria Devine will be paid from this partnership, and it is that in the event this partnership makes money, then Six Park will share part of the revenue stream with Victoria, and includes no Referral Fees whatsoever! Thanks friends!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

In Aus, on April 1st every year health insurance premiums go up and this year, they went up by an average of 2.74%. But what does that even mean, do we really need health insurance and why do high income earners need to pay extra tax if they don’t have cover? Today we answer it all! Oh and here is the little linky link we spoke about lots today - it's very helpful and has all the health insurance answers! Much love!Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Our Money Diarist this week is truly resilient, and has gone through something that everyone thinks: 'That will never happen to me'. We are so grateful for you sharing your story with us this week. Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday Angels! An exciting and fun Friday Drinks where we hear our fave She's On The Money community money wins of the week, and we run you through the highly anticipated AirWrap saga story. Love ya!Our very own money wizard and fearless leader Victoria Devine has written a book! Click here to order!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Have you ever not gone for a job because you don’t think you’re qualified enough even though you have stacks of experience? Do you ever feel like a fraud in your job and that eventually you’ll get found out? Well sweets, there’s a v good chance you have a little case of imposter syndrome and we want to fix that. Join V+G as they talk through why imposter syndrome is plaguing millennials’ finances and what we can do to combat those naughty feelings of self doubt. BRACE YOURSELF FOR AN INSPO EPISODE FRIENDS!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

We alllll wish the time spent curating our insta feeds and making our lives look glowy and shiny and fun 24/7 would pay for the bills, and for this Money Diarist, it accidentally does! Happy Monday delicious friends!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

In case you hadn't noticed - here at She's On The Money, we LOVE a win. This week, we're all sharing our Facebook Marketplace wins we've had over the past week, and Ryan picks his favourite wins from our community. Happy Friday lil' babies!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Okay. So words like 'Federal' and 'Budget' are huge. But if unlike us, you didn't get your closest gal pals around to watch the budget with - we've got your back! In this bonus ep, Victoria will chat you through the highlights of the budget that most relate to you - our beloved community. Once you've devoured this, pop on over to our facebook community and let us know what you reckon.As mentioned in todays episode, there are some great services for reaching out if you're in a vulnerable position including lifeline and Safe Steps.PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Budgeting is hard at the best of times, but things get a whole lot harder when our income varies week on week. Today, we unpack the FIVE steps to nailing your budget when you have a variable income, and we answer questions from YOU, our sweet angels! Enjoy frannnnds!PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Monday, friends! The start of a BEAUTIFUL week - and the best way to kick it off is with this legendary money diary. I promise you: this episode will give you the inspo and butt-kicking abilities we ALL need on a Monday morning.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Our first lady Victoria Devine has sat down once again with the self proclaimed 'Dad of Finance' Glen James to chat frankly about the reality of credit services who shall not be named.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Fri-yay friends! We've had some great wins in our community this week, including one from someone that might be a disguise for one of our very own SOTM team... We also talk about a great organisation called Motherless Daughters Australia, who have a campaign on currently to provide support to those that do it tough around Mother's Day. If you'd like to check it out, you can find them here.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This Deep Dive covers all things buying property with friends and guarantors! Victoria Devine will explain the pitfalls and possible positives of Guarantor relationships and making big purchases with people who aren't your partner.If you need a bit more advice, contact the National Debt Helpline on 1800 007 007 or use their live chat function at https://ndh.org.au/Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Our Money Diarist this week is an amazing example of how far you can come with hard work and smart budgeting! Such an inspiration, and more bank accounts than you can poke a stick at. This weeks' Money Diarist chats with Victoria Devine and Toni Lodge.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Heellllooo HAAPY FRIDAY! We've gotten through another week, and it's time for a beveragino with your fave money team! We love hearing the wins from our gorgeous community, and this week we hear an amazing Money Win over a fancy oven and refurbishing a Commercial Kitchen! Love ya!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

In Australia last year $176 million was lost to scams, which was up 23.1% from 2019. Tech is becoming increasingly sophisticated and unfortunately, so too are the scammers who are ripping Aussies off. Today, we get to the bottom of how you can safeguard your finances (and yourself) from scammers, and we discuss why no one is too smart to be scammed.If you're in Australia and you need any help or want to report a scam, visit https://www.scamwatch.gov.au/Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week's Money Diarist shares something super common that isn't often spoken about that can affect all facets of people's lives - including work. Thanks for sharing your amazing story of resilience and strength!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday – it’s the weekend Friends! This Friday Drinks we are in party mode more than EVER to celebrate our fabulous and fearless leader on a huge achievement!We also hear your best money wins of the week, including the benefits of reading the small print and getting a decent carwash. Plus an open chat on the cost of Oat Milk and grocery shopping wins! Love ya!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Last year the government allowed eligible Aussies to pull money out of their Super; for some it was a lifeline, for others it was a free $20k. No matter the reasoning, the consequences of this choice will impact our future selves, which is exactly what we dissect today. PLUS, if you did pull some money out, we chat through how you can pump your Super back up so future you is set to go.PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This weeks money diarist found herself in a situation so many women across the world do, filing for divorce without a clue on how to run any of her personal finances. Since then, she's changed her life and her approach to finances.On this Money Diaries episode is speaks with Victoria Devine and Ryan Jon.PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

It’s Friday, Friday, getting down on Friday etc.. AS PER, today on Friday Dranks things got a little silly. We heard money wins from the community (think doggy pillowcases and 6 litres of oat milk for the price of one), PLUS we chat snapped keys, what kind of dollar note you’d pull over on Punt Road for AND how many bank accounts is too many bank accounts. Many laughs and memories were made. HAPPY WEEKEND TO YA!PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands on approach to your money? Look no further. Our budgeting & cashflow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cashflow with all of the smarts and none of the intimidating jargon.Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter https://www.shesonthemoney.com.au/newsletter the written recap of the pod's key takeaways, including some bonus bits you won't want to miss.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Is ethical investing all it’s cracked up to be? Well long story short, it is sometimes, but not always. So how do we avoid falling victim to ‘greenwashing’ and is there actually money to be made in this space? In today’s episode, we unveil it all.Love the pod but looking for a more hands on approach to your money? Look no further. Our budgeting & cashflow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cashflow with all of the smarts and none of the intimidating jargon.PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter https://www.shesonthemoney.com.au/newsletter the written recap of the pod's key takeaways, including some bonus bits you won't want to miss.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Today's money diarist has always felt a little different when it comes to setting and achieving financial goals, yearning for travel and adventure over buying a home and getting married. This weeks diary is definitely one to tune into.Have you been thinking of joining Victoria's budget and cash flow masterclass but just needed a little nudge to do so? Well here it is - a sweet sweet $50 off the course just for you. Use the code POD50 to get a cheeky $50 off. Head to this link to learn more: https://www.shesonthemoney.courses/masterclassDo you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter https://www.shesonthemoney.com.au/newsletter the written recap of the pod's key takeaways, including some bonus bits you won't want to miss.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week in the world of She's on the Money we discussed dog rain coats, Ryan Jon's 10 favourite money wins from the community and we were joined by Royalty, or pal Dom Pym the co-founder of UP joined us and share the bants, give away FIVE THOUSAND DOLLARS TO OUR COMMUNITY and to share his money win of the week. Speaking of money wins.... this episode of Friday drinks was brought to you by our friends from UP, and they're giving you all a CHEEEEKY $10 in your account when you join UP. - check em out here http://up.com.au/shesonthemoney or just download the app from your app store and use the code 'SOTM'. Happy Friday friends. x*We shouldn't have to say it, but we're gonna anyway, everyone OBVIOUSLY does not get $50. Just those 100 lucky ducks who made Vicky D snorty laugh with their UP Money Request Memes.Do you love the podcast SICK and want more SOTM? Course ya do. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and DEFINITELY subscribe to our newsletter https://www.shesonthemoney.com.au/newsletter the written recap of the pod's key takeaways, including some bonus bits you won't want to miss.Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at [email protected] and you may just end up on the podcast!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.