She's On The Money

HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's Day is just not enough for us. This week we're switching out our regular content with not one, but THREE epic chats, with THREE epic people we know you're going to learn a lot from. These people are absolute powerhouses and have voices that need to be heard.In today's episode, we were absolutely honoured to be joined by Aunty Munya Andrews and Carla Rogers from Evolve Communities. Jess and Victoria sat down with them recently to chat and this is one of our most special episodes to date.Evolve Communities provides highly interactive Cultural Awareness, Reconciliation and Allyship training. Their big 10 year goal is to inspire 10 million Allies to create a kinder, more inclusive Australia.If you want to make a difference in the lives of Aboriginal and Torres Strait Islander Australians, but you’re not sure where to begin - perhaps you’re not confident communicating with Indigenous people or, feel held back by the fear of causing offence, you’re in luck.Here are all the links we promised you during the show:Evolve Communities Website: https://www.evolves.com.au/Aunty Munya's Book "Journey into dreamtime": https://www.evolves.com.au/dreamtime-book/How To Buy Black: https://www.evolves.com.au/how-to-buy-black-this-holiday-season/Keep Showing Up After Jan 26: https://www.evolves.com.au/7-ways-to-keep-showing-up-after-january-26/Practical Reconciliation book: https://www.evolves.com.au/practical-reconciliation-book/The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does that mean we shouldn't be asking insensitive questions like "what's happening to my share portfolio?" when others are going through far more traumatic things? Join J, V and G to discuss the ins and outs of caring for the world, while still ensuring you're safe in it.Also, we'd like to share with you guys that we will be donating 20% of the profits from our She's on the Money IWD events next week to flood relief. ​We know that coming off the back of the past few years many people are doing it tough, and we've seen from conversations in our group that there are a number of people who want to help or donate but aren't currently in the position to. So this donation isn't from Victoria, or Georgia or Jess or even just from the SOTM team. It's from the SOTM community.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be financially supporting them? Is that your responsibility, or is it theirs? Is it perhaps a joint responsibility? What if you haven't moved in together yet, what happens then?Join us for a pretty pervy convo on how to have the discussion, but also to learn about some things you should be taking into consideration.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy property right in the bin. We adored our chat with her, and just know you're going to as well!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.

Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowledge the devastating conflict taking place in Ukraine and send our strength and support to anyone with ties there. You may have noticed we paused our content on Friday - there was no pod, no presence on socials and no newsletter - as it didn't feel right to be getting up to our usual antics in the wake of such disaster. If you're feeling a little overwhelmed and you're unsure how to help, we encourage you to head to these resources which we found really useful. (link: https://www.globalcitizen.org/en/content/ways-to-help-ukraine-conflict/). Now let's get into today's show.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inheritances by 2050 - THAT'S SO MUCH MONEY. So we need to start talking now about what this means and how it works, because whether you've inherited $500, or $5 million - showing that money the respect it deserves is really important. So join us, as we discuss a number of hypotheticals, and also talk about a number of real-life inheritance stories.See omnystudio.com/listener for privacy information.

This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the light at the end of the tunnel. She's self-described her story as "average" but as we all know, there's no such thing as average when it comes to money stories. We hope you love this one as much as we did. Have the best Monday angels!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.

This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we have learnt from the TinderSwindler that's trending at the moment - and no, it's not what you think. Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an opportunity for everyone to make some extra cash!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.

WELCOME back to another Friday drinks! We've had a ripper of a week as a team, and this ep is HIGH energy because of it, we discuss the community wins (obviously!) answer a juicy listener question about managing your partners finances when they're just not as responsible as they want to be, AND we discuss the topic of the SOTM week - OwnHome and what it is.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

To refinance or not, that is the question. Is a super low-interest rate the most important thing to consider when potentially refinancing your mortgage? spoiler: it's not. Join V and G to talk all things mortgages and finance, whether you're in the market or not, this ep will have you spitting finance facts everywhere - and is valuable even if you've got a home loan.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

This week Victoria's found an EPIC money diary in her Instagram DM's - and buckle up, it's a wild one, from being overwhelmed with consumer debt, living in FIVE different countries all before the age of 28... TO NOW HAVE A MASSIVE SAVINGS ACCOUNT AND HER DREAM JOB WHAT!!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.

HIYA FRIENDS! Happy Friday! This weeks been a wild one, we had an epic money diary, a very topical discussion on Wednesday about relationship equity AND Victoria is about to dish the dirt on what's going on with inflation - what does this mean for your savings? Investments? MORTGAGES?In other (very exciting according to Victoria...?) news, we have a very new, very shiny and VERY legit disclaimer for you - and we are counting down the days till G King is able to memorise these digits and read them without looking at the script. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

This week we're talking about the highly debated topic of equity in your personal relationships and how just maybe, you shouldn't be splitting the rent 50/50 with your partner! Join G + V for this very spicy chat, and a lil bit of roll play to boot.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.

HELLO ANGELS and happy Monday. Today's diarist is beyond inspirational. Having struggled with a mental illness for most of her adult life - and not having the ability to go to uni till later this diarist thought she'd never end up with a degree - ALAS she's studied Psychology, STARTED HER OWN BUSINESS, Saved enough for a house AND just landed her DREAM JOB. This ones a ride, and we are SO grateful our diarist shared so much with us.CONTENT WARNING: This episode discusses eating disorders in-depth, so if this topic is something you'd rather not have in your ears perhaps give this episode a skip and we will see you next week!If you or someone you know needs support with an eating disorder, please reach out to our friends at The Butterfly Foundation. Give them a buzz on Phone 1800 ED HOPE (1800 33 4673), chat to them online OR send them an email by visiting this link: https://butterfly.org.au/get-support/helpline/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.

HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's credit reporting in the US. How long do you think it'll take before this gets adopted in Australia?!See omnystudio.com/listener for privacy information.

If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others swear it's a waste of money - but the question is, do you need it, and what should you think about when weighing up your options? Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. See omnystudio.com/listener for privacy information.

This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a friend from across the ditch and has managed to start a business during all this hecticness. Honestly, we are in awe of her mindset, gratefulness and tenacity - everyone could learn something from this diary.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and then talk about what on earth is going on in the share market right now!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Hello friends and HAPPY WEDNESDAY! This week we're breaking down the topic of Power of Attorneys - a topic you think you'll never need to consider when it comes to your financial life, but one that might just mean a whole heap more piece of mind for you and your family.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week it's G and V on the Mics because our pal JRic is away with the spicy cough. We discuss the week that was, a few very exciting things happening in the Facebook community AND we welcome you to our newly founded (20 minutes before recording the show) Book Club. This week on Book Club, we're recapping The Richest Man in Babylon, by George S. Clason - a classic that's been around for more than 100 years.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Today we're talking about the 5 ETF's that returned the most in 2021, because 2022 is the year we are going to become fluent in the language of investment together! Now before you dive right in, it’s VERY important to note that any episode we do on investment is NOT advice, but rather an open-ended conversation. Just because we discuss a particular product and its performance or underlying assets, does not mean we recommend it - you’d need personal advice for that - the purpose is for you to be even more educated, so you can have more informed conversations and make more informed decisions more often.Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This money story is epic. This weeks diarists parents came to Australia as immigrants and started from absolute scratch, and now our diarist has hustled her way through life, finding herself in a situation where she landed her dream promotion to only be made redundant the next week - which lead her to create her own small business, which you can check out here: https://dispenseaustralia.com/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

HELLO OUR LOVES! We are back for another year of Money Diaries and we are SO excited. This week we answer a listener question about investing while living abroad, and we discuss the spicy tail of Elizabeth Holmes, once Business Glamour Girl, and now convicted criminal. IT'S A WILD ONE GUYS, STRAP IN.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy New year angels, we are SO glad to be back for another year with you AND with our friends from Shopback. We say this because can you believe this is the THIRD year they've partnered with us for the first episode of the year?! ABSOLUTELY WILD, but also is a somewhat no brainer given how much you guys adore them. Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

WELCOME TO THE FIRST EPISODE OF 2022!!!! This week on the show we speak to a money diarist who's always been able to save when she needed to but didn't have any long term savings, now life is changing and IVF is on the horizon her money story has had to change to move forward.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

IT'S THE LAST EPISODE OF 2021! The whole SOTM team are so grateful to have spent another lap around the sun with you guys, and can't wait to welcome in whatever 2022 brings - thanks for being so great friends! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week we're deep-diving (again!) on credit scores, and what they mean for you in Australia - as there are SO many things floating around the internet at the moment about "improving your credit score via credit card" and that's just not the case! TLDR; here in Australia you DO NOT need a credit card, personal loan OR any kind of debt to give yourself a good credit rating. Have a gorgeous Wednesday angels!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This Money Diary is EPIC. Our Money Diarist grew up in a low income earning single parent family and has hustled her butt off to now be a home owner ALL ON HER OWN. How's that for taking your money story by the reigns and making it exactly what you want it to be!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

We can't believe it's literally CHRISTMAS EVE, and at a time like this we are reminded of just how grateful we are for you. Thanks for supporting us, being part of the community and being all round legends - we genuinely can't articulate just how much it means to us. Join us for this xmas eve ep, where we chat money, life and all the epic things SOTM has done this year.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Right after Christmas Day comes Boxing day, and if you're in teh mood for some shopping, this is one of the days you might find yourself with more bargains to be had than usual - HOWEVER that doesn't mean that everything that's on sale is indeed a good purchase, so from the team here at She's on the Money here are our top tips for making the most of the Boxing Day sales and not getting sucked in by a good looking discount. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week on the show we're talking to a 26 year old who's just purchased her first investment property after saving SEVENTY percent of her income, WHAT!Thanks to our friends at Superhero for sponsoring today’s video! They’ve launched a partnership with Qantas Frequent Flyer to allow you to earn Qantas Points on eligible trades and up to 15,000 Bonus Points if you’re new to Superhero. Money win! https://bit.ly/SuperheroxSOTMThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week we discuss all happened during the week, but also we discuss whether splitting tips is the expectation, or if you should keep them all yourself?The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

The festive season isn't about how much you spend, it's a about who you spend it with. In this ep G + V chat about the many fun, festive and inexpensive ways you can celebrate on a budget.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week on Money Diaries, Jess and V chat to a money diarist who had her identity stolen! She's back on track now (thankfully!) but does have a few tips and tricks to share with us!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This week G King and Jric decided to take Friday Drinks on solo without V! Kinda makes sense since last week Jric was answering questions like a pro, so V is not needed anyway!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

When you think Christmas you probably think of presents, feasts and time spent with loved ones, but what happens when we take down the decorations and clean up after the big day? Turns out Christmas is one of the most unsustainable times of year, so today we’re talking about how we can do our bit to reduce the impact on the planet (and also our wallets in the process!) The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Welcome back to another gorgeous Monday, and today we have an absolute banger - starting with a long-distance relationship, no job, no savings but the confidence to build a life together here in Australia - two immigrants are now applying for PR together, together have a six-digit investment portfolio and are planning on purchasing a home together HOW LUCKY WE ARE THEY WANT TO CALL AUSTRALIA HOME.. now let's learn from their story!!Thanks to our friends at Superhero for sponsoring today’s video! They’ve launched a partnership with Qantas Frequent Flyer to allow you to earn Qantas Points on eligible trades and up to 15,000 Bonus Points if you’re new to Superhero. Money win! https://bit.ly/SuperheroxSOTMThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

It's Friday again my loves, and this episode was a goodie! We discuss what's going on in the share market at the moment and bring to the table a whole heap of Chrissy Present ideas if you haven't had time to think of what to get your loved ones this festive season!Have a listener question you'd like answered on Friday drinks? Shoot through a voice memo (or even just an email if you're shy!) to [email protected] and you might hear it mentioned on the show!!! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

GUYS, CHRISTMAS IS COMING! And Jessica Ricci has decided to shower you all with as much Christmas content as she can persuade us to create for you, because now it's officially December all bets are off. So join us, as we go through our top twelve savings tips for getting through the festive season.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This weeks money diarist has had over THIRTY part-time and casual jobs to keep herself afloat but never had savings in her account, has lived through bankruptcy and has just found control when it comes to money!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

It's Friday, Friday, gotta get down on Friiiiidayyyy. It's George's first week bringing to community wins to the table, we discuss Black Friday and there's no listener question this week because Jess thought G was doing it, and G thought Jess was on the money - alas, neither were. SO if you've got a listener question you'd like us to answer please shoot us an email to [email protected] with your voice memo and you might find yourself on the show!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

A debt agreement is a formal way of settling a debt you can't service without going bankrupt, but when should we consider one? This episode discusses what to do when you can't pay back what you owe and the consequences you will face if you choose to go down that path. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

This weeks diarist is a goodie as always, she grew up privileged with no budget, and now has less than $1000 in the bank - hear our diarists real and relatable story about how she's creating financial freedom for her and her family.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

It's Friday again friends, and we can't believe this week whipped around so quickly! We're chatting dining out, and how our pal V is FINALLY ENGAGED.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Property is the Great Australian Dream, and a topic we ALL love talking about - even if we don't want to own property ourselves. This week on the show G and V share the pros and the con's of rent to own property strategies, and why you might want to potentially avoid them.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Monday and WELCOME TO OUR 200TH EPISODE OF SOTM!! This week's money diarist hasn't had one but TWO open-heart surgeries, has spent thousands in medical bills and is smashing it at uni. We are so grateful we got to share this diarists story, and we know you'll love it.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Friday friends! This week V has been pretty riled up about Afterpay's new collaboration with Westpac, and we discuss Life Insurance Exclusions that shouldn't be happening.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151See omnystudio.com/listener for privacy information.

Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have a bit of a rant about Afterpays decision to extend their offering to hospitality). G+V share with you their top tips and a few things that have worked for them! Are you a bit impulsive when it comes to spending money? We've got you. Today we're dishing out our top tips on stopping impulse spending (and we have a bit of a rant about Afterpays decision to extend their offering to hospitality). G+V share with you their top tips and a few things that have worked for them!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.