SeedTime with Bob and Linda Lotich

The Bible has some very specific principles that apply to our finances and believe it or not - some pretty specific instructions for American Christians. As usual, many of these will apply to those outside of the U.S. as well. I want to challenge you to an exercise to see how wealthy you truly are! This was an eye-opener for me and I bet it will be the same for you. Join me as I dig into the passage of 1 Timothy 6 and go over the 10 Things American Christians should be doing with their money. These are a few of the topics we cover: Wealth is a relative thing. GlobalRichList.com How wealthy you actually are compared to the rest of the world. What really is being "rich?" The 10 things American Christians should be doing with their money. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Should Christians be praying for money? It is an idea that I am pondering and I don't think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea. These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don't want to limit God in what He can do. God knows our needs and knows what is best for us. God provides, even without the money! Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

My friend has paid off over $80k by selling on eBay. In sharing his story, I hope it helps you pay off debt (or just make some extra cash!). Bryan & his wife paid off $82,000! How? Buying and selling stuff on eBay. I'm going to be asking him some questions and hopefully his answers will inspire you to pay off your debt, too! Topics and questions I asked Brian in this interview: 1️⃣► EXPLAIN WHAT YOU DID PAY OFF YOUR DEBT USING EBAY Brian bought Skip McGrath's eBook (A list of things you can buy at yard sales and sell on eBay) and found there are many things he could sell for a profit. In his first eBay sale, he bought an item for $5 and sold it for over $300! PRO TIP: If you want to know if something at a yard sale is valuable, download the eBay app! If you would like to know more about Skip McGrath, check out his site and his books: http://www.skipmcgrath.com/products/sell-used-books-ebay-amazon.php 2️⃣► HOW REALISTIC IS IT TO MAKE A FEW HUNDRED DOLLARS A MONTH ON EBAY? It's extremely doable to earn a few hundred dollars a month! When he was paying off debt by selling on eBay, he also had a full-time job. Currently, his buddy is really into selling and is making $1500/$2000 a week with eBay (this is after putting 60+ hrs a week in as a CPA!). So even if you have only minimal efforts, you should be able to make a few hundred dollars a month. PRO TIP: Don't look to sell 100 things for $5. Look to sell 3 things for $50 a piece. Start small! 3️⃣► ANY OTHER TOOLS/RESOURCES THAT YOU THINK ARE HELPFUL? ►The eBay app is everything! ►Ignore what items are selling for on eBay, pay attention to the prices items actually sold for! ►Check out Lynn Dralle's book on buying and selling on eBay: http://www.thequeenofauctions.com/ ►Auctions! Related Video about Ebay Selling: How to sell on eBay - https://youtu.be/iWw6UbQn_oU Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I want to share with you 5 Biblical Financial Principles that I've learned, that I think every Christian should know! Essentially, these are 5 Bible Verses about money that should be impacting the way we handle our money decisions each day. I hope these verses are a blessing to you, as they have for me! Link mentioned: If you would like to memorize these verses, I've created a FREE PDF download for you that can be found here: https://seedtime.com/5-bible-verses-about-money-every-christian-should-know/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jeff Rose and I discuss some of the ways the Bible has impacted (and improved) our businesses. A lot of people miss out on some really incredible ideas in the Bible. It's this book that is thousands of years old, but so much of it is still relevant to us today. A lot of tremendously successful businesses tap into some of these biblical principles, whether they realize it or not. Link mentioned: Jeff's Blog: https://GoodFinancialCents.com Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

My wife Linda and I talk about the benefits we've experienced from taking sabbaticals. We encourage you to work sabbaticals into your life and see the benefits for yourself! God has amazing things in store for you... He does BIG things through sabbaticals! These are a few of the topics we cover: Knowing when to take a sabbatical, no matter the length. How to prepare for a sabbatical. Seeing how God creates time for you to become closer to Him. Sabbaticals give rest and allow you to hit that reset button. Being intentional with your sabbatical. Start where you are. Link mentioned: The Rest of God by Mark Buchanan: https://amzn.to/2JSELjD Check out our blog posts on this topic:Why I took a year off work: https://SeedTime.com/why-sabbatical-year The process I used to take a year off work: https://SeedTime.com/sabbatical-processes/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A few years back I interviewed a millionaire to pick his brain on what things he had done to achieve his financial success. I was thrilled to find out that a few simple financial changes he made, had set him up for financial success. I found this interview to be incredibly inspiring and I hope you feel the same way! These are a few of the topics we cover: The 2 simple changes most of us can make that can make all the difference. Simple investment concepts that actually work if you stick with it and be consistent. Be the boss of your budget: The importance of directing your money where to go. How he got some of the most valuable financial resources for free. Links: Check out our interview post for more detail: https://SeedTime.com/interview-with-a-millionaire Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Linda and I talk about some of our money fights and how we have reduced them over the years, how a budget has improved our marriage, and how to stay happily married to someone who views money completely different than you. These are a few of the topics we cover: How to get your spouse to care about the finances The one thing we did that has reduced our money fights more than anything else Why a less-than-perfect budget is usually a good thing Whether or not you should have separate spending money Links Mentioned Our 'God and Money' 6-Week Bible Study - https://seedtime.com/god-and-money/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of the minimalist lifestyle. These are a few of the topics we cover: How a possession-filled American can make a major transition and begin to live a simpler life. Why minimalism doesn't have to be scary and you can own more than 15 possessions. What is the best way to approach what to keep and get rid of. What references have been found in the Bible to help stay motivated on this path. Practical first steps for someone who wants to test the waters and see if minimalism is for them. Get connected with Joshua at https://BecomingMinimalist.com Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

When we are fighting a financial battle, it isn't really ours to fight. Our job is to depend on God and to rest in His grace. But how do we balance that with working hard (another Biblical concept)? That's what Linda and I discuss in this episode. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Joseph Michael of Scrivener Coach (https://ScrivenerCoach.com) talks about what it takes to finally get started with your business idea started. Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don't have enough time! Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe's markets. In the interview we cover: The 1 simple trick you can do that will yield the most savings at the grocery store Why she doesn't really like couponing How to save money on natural and organic foods The truth about shopping at Costco/Sams and who benefits from it Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jeff Goins of Goins Writer discusses why you are unlikely to find your purpose. In this episode, we discuss: Why hating your job is actually a good thing when it comes to discovering your purpose How to find the balance between never thinking about your purpose and overthinking it A practical and simple strategy that you can use to get clues of your life's calling How tragedy can sometimes provide great clues about our purpose Why you can't necessarily be whatever you want if you just put your mind to it Why Jeff wrote The Art of Work and who would most benefit from it Links: Jeff Goins - https://goinswriter.com/ The Art of Work by Jeff Goins - https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076 Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.