SeedTime with Bob and Linda Lotich

What is your strategy when it comes to shopping for another vehicle? I'm trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one... Links Mentioned: Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Buying New vs Buying Used Car Payments vs No Car Payments Saving Money to Purchase a Vehicle Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The Bible is chock-full of wisdom. In this episode, Linda and I are going to share with you 3 Practical Money Tips we found in the Bible... that still hold true today! No matter where you stand financial, these tips are great biblical principles to apply to your finances. Enjoy! Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 Millionaire Next Door (book) - https://smile.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Not Spending all of Your Money Cosigning Loans Keeping up with the Joneses Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Have you ever made a money mistake? I'm sure we all have at some point, I know we definitely have. My wife Linda and I are sharing with you Our 5 Worst Money Moves. Experience is often the best teacher and we have learned a few lessons we will never forget... Enjoy this episode and learn from our mistakes! Links Mentioned: The Real Money Budgeting Course: https://seedtime.com/rmb4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Learning from past money mistakes The benefit of having a budget Things to consider when buying a house Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Have you ever wondered if you'll ever be able to pay off your mortgage? In this episode, my wife Linda and I are sharing some ways we were able to pay off our mortgage in 3 years! With God's grace, the impossibility of feeling that you'll never have a house payment becomes a possibility. Join us in learning the 5 things that we did that helped make it happen. Links Mentioned: How can I build wealth while in debt? [with the Seesaw Principle] - https://youtu.be/VKTnOH_LFtM 12 Best Side Hustle Ideas [That Pay Well] - https://youtu.be/iJ-lR2v9n9k 7 Legit At-Home Jobs (for moms, students, etc) - https://youtu.be/SNs-SgSCibo How To Make Money Selling Books Online - https://youtu.be/FafS-c4YaRY How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Paying Off Your House Believing It is Possible Have a Paid Off House How To Pay Off Your House in a Short Amount of Time The Benefits of Living Mortgage Free Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I bet you've watched Fixer upper and know exactly who Chip and Joanna Gaines are. But, they are so much more than who they are on TV. They strive for excellence in all that they do, no matter what life throws at them. And, they have cultivated an environment around them where growth and excellence are encouraged. They choose to see the BEST in people! Let's look at other lessons we've learned from Chip and Jojo! Links Mentioned: Chip Gaines' Book: Capital Gaines - https://amzn.to/2N7ahLL (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Business advice from Chip and Joanna Gaines Learning life advice through successful people Chip Gaines' Book: Capital Gaines Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide..

Each year Amazon founder, Jeff Bezos, releases an annual report to shareholders. My good friend Steve Anderson studied these reports to gain insight on how to grow a business like Amazon all while maintaining your standards. Steve has turned his findings of 14 business principles into a book, The Bezos Letters. If you are a business owner, looking to have growth like Amazon, this podcast is for you! Links Mentioned: Steve Anderson's Book: The Bezos Letters (plus bonuses) - https://thebezosletters.com/bonus (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Growing your business Amazon's founder Jeff Bezos' business strategy Studying and researching successful business models (i.e. Amazon) Steve Anderson's Book: The Bezos Letters Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What is the fear that's holding you back from achieving your goals and dreams? Being an entrepreneur, I can attest that learning to overcome your fears is a part of the journey. In life, there are always new challenges and new hurdles that we must face and overcome. Fear will permeate everything we do. I encourage you to step out of your comfort zone and try new things. There are distinct patterns (fear archetypes) in the way that fear manifests itself in our lives. Label the fear, have the courage to identify it, and give yourself the power to do something about it! Join Ruth and I as we help you overcome fears, conquer goals and reach those dreams! Links Mentioned: Ruth's New Book: Do It Scared - https://doitscared.com/book Ruth's Website: Living Well Spending Less Website - https://www.livingwellspendingless.com The Do It Scared Fear Assessment - https://doitscared.com/dis-assessment (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Facing Fears Achieving Your Goals and Dreams Do It Scared! Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

There are so many decisions to be made every day. And, everyone makes decisions differently. Each of our decisions shouldn't be made solely from a financial aspect. What about health decisions? Sometimes you need help right away, no matter the financial consequences. Even when we're focused on meeting our financial goals, there are many lenses in which we should use when making decisions. And, when we do meet those financial goals, we savers need to celebrate the victories! I urge all the savers to loosen up and think of the other factors in the decision making process, not just the financial aspects! Links Mentioned: Saving on Vacations (How We Travel for Free!) - https://youtu.be/ZoC2Njxk184 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Making Decisions The Lenses In Which We Make Decisions Savers vs Spenders Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

There's so much wisdom that comes with age! My wife Linda and I read an article by Byron Wien about life lessons he's learned in his first 80 years of living. He made some awesome points and gave very wise advice that we want to share with you. Now is always the right time to challenge yourself and show kindness to others. Join us as we gain some life wisdom thanks to Byron! Links Mentioned: Article by Byron Wien - https://www.blackstone.com/media/press-releases/article/blackstone's-byron-wien-discusses-lessons-learned-in-his-first-80-years How to Travel for Free - https://youtu.be/ZoC2Njxk184 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Life Lessons to Live By Wisdom That Comes With Age Challenging Ourselves Showing Kindness to Others Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Network marketing comes with pros and cons. In this episode, I want to discuss how to be in multi-level marketing the right way. My wife Linda and I value the relationships with our friends and family. And, we want you to know that you can be in an MLM without sacrificing your relationships for business success and financial gains... because relationships are with more than the money we make! These are a few of the topics we cover: Multi-level Marketing practices MLM and personal relationships How to be in MLM the right way Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Most people think a budget will steal their freedom and restrict their lifestyle, but it turns out that when done correctly a budget will actually provide MORE freedom as well as these other 4 benefits. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

There are so many ways to make money, new ways every day. Use your skillset to create a lucrative career for yourself with a job that is not only in-demand now, but will also be a future demanding job! In this two part series, I will give you entrepreneurial ideas you can start online and freelance right from your home. Links Mentioned: Facebook Ads Manager Training: https://sdti.me/fb-ads-training Affiliate Marketing training: https://sdti.me/affiliate-marketing-training Pinterest training: https://sdti.me/pinterest-training Kindle Author - https://sdti.me/kindleauithor (use code SEEDTIME for big discount) YouTube Training - https://sdti.me/youtube-training Creating an Online Course - https://sdti.me/create-online-courses Become a Speaker - https://sdti.me/speaking If you want to start blogging - https://sdti.me/startblogging If you want to grow your blog - https://sdti.me/ProBlogging (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Creating a Career for Yourself In-Demand Jobs Entrepreneurial Ideas Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Marriage doesn't have to be a financial constraint! Chuck Bentley and I are here to let you know that marriage is not the cause of financial problems, it's the very best solution for financial problems! There's much more to marital finances than the mechanics of money itself. The Bible says that two are better than one. God has designed us to be mutually helpful... even when it comes to our money. Unity is a game changer! Find out why being married is The Best Financial Move! Links Mentioned: • Chuck Bentley's Book: "Money Problems, Marriage Solutions: 7 Keys to Aligning Your Finances and Uniting Your Hearts" - https://shop.crown.org/p-144-money-problems-marriage-solutions.aspx • Crown Financial Ministries - https://www.crown.org • SeedTime Free Email Course: Master Your Money using Biblical Principles - https://www.seedtime.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • Marriage and Money • Financial Problems • Unity in Marriage • The Best Financial Move Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This episode discusses how you can make money in the 21st century, but not just simple side jobs that aren't going to help you build a career or business for yourself. If you want to make real money, you need to separate yourself from the crowd and being able to offer some value that others can't. How do you do that? That's what this podcast is all about... Links Mentioned: How to know what direction to go with your career: https://www.youtube.com/watch?v=PbBlxFYFvYQ How to find your calling in life: https://www.youtube.com/watch?v=tRXWx-3uBkU The Art of Lutherie guitar making tutorials: https://theartoflutherie.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Building Your Career Starting a Business Making Money Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

All that we have is from above. Are you a good steward of what God has entrusted you with? When we obey, trust and listen to God... we will see what He can do in our lives. Giving in faith and obeying God is all a part of God's path for our lives, during Seedtime and Harvest. Join us as we discuss Our 2 Biggest Financial Tests with Talaat and Tai McNeely... how financial tests can turn into financial testimonies! Links Mentioned: • Talaat & Tai McNeely's His and Her Money Podcast Show: https://www.hisandhermoney.com/podcasts/ • The Rest of God (Book) - https://www.amazon.com/Rest-God-Restoring-Your-Sabbath/dp/0849918480/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • The Power of Giving • Giving in Faith and Seeing What God Will Do • Obeying, Trusting and Listening to God • The Importance of Rest/Sabbath Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

As parents we teach our kids so many things! Money is definitely a subject we should be teaching our kids about. If you don't know where to start when it comes to what your child should learn about money, Art Rainer (author of The Money Challenge) and I are here to help! Join us as we discuss 5 Money Lessons We Should Be Teaching Our Kids! Links Mentioned: The Money Challenge by Art Rainer - https://www.amazon.com/Money-Challenge-Art-Rainer-ebook/dp/B076MLZB46/ The Secret Slide Money Club Kid Series by Art Rainer - https://www.amazon.com/Art-Rainer/e/B072MLM6RQ Art Rainer's Website: http://www.artrainer.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Teaching Kids about Money Instilling that You Have to Work to Afford things Incenting to Save Money Money is Finite Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

When career opportunities present themselves that match your skill set, prayers of job promotion may go unanswered. Do not be dismayed when being passed over for promotion, God has something bigger in mind for you. When God doesn't answer prayer, He is preparing to bless you in ways you may never have thought about before! If you have ever been passed over for a promotion unfairly, keep trusting God. Because even when you can't see what God is doing, He is at work in your life! Links Mentioned: My Website: Christian Personal Finance (now known as SeedTime) - https://SeedTime.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • Not getting the job we think we deserve • Unanswered Prayers disguised as Blessings • Aligning your gifts with God's calling for your life • Obeying & Trusting God Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

When it comes to money, it's important to set financial rules for yourself in addition to having a budget. I have 7 rules for money that my household abides by and that have proven themselves over and over again. I want to share these with you in hopes that not only do they help you, but that you could also pass these money rules on to your friends and family! Links Mentioned: Getting Out of Debt: [9 benefits we found] - https://youtu.be/vJMk3FIxJ3I Rich Dad Poor Dad Lesson - https://youtu.be/49Xqgju2xPk How to Get Textbooks for Free - https:/seedtime.com/how-to-get-textbooks-for-free/ Giving Our Age as a Percentage - https://seedtime.com/giving-our-age/ 10 Things American Christians Should Do With Their Money - https://youtu.be/7I5a7rbz9I4 (Lessons from my Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Paying Off Debt Why You Should Buy Used Giving To Others Enjoying Your Money Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What do you do when you do not like your career and want a career change? Do you ever consider your faith when it comes to your work? It is important to let God lead you to where you're supposed to be. Even when you feel that you're not in the right job, you're not outside of God's will...He is teaching you right where you are! God and career go hand in hand. God has so much more in store for us, more than we could ever dream! Join us as we discuss God's calling for your life and how to look for the intersections in your career! Links Mentioned: The SeedTime Living Podcast (Christian Money Podcast): Episode #1 How to find your calling/purpose in life with Jeff Goins - https://seedtime.com/podcast#001 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: God's Calling for your life Deciding what direction to go with your career (or business) How to look for intersections in your career Obeying & Trusting God Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Do you know how much debt you have? Knowing exactly how much you owe is the beginning of your journey to achieving a debt-free life! My hope is for everyone to enjoy the freedom and the peace of mind that debt-free living gives so that you're able to give back and help others. Join me as I discuss how to be successful in becoming debt-free with Mary Hunt from Debt-Proof Living! Links Mentioned: Debt-Proof Living with Mary Hunt - http://www.debtproofliving.com/ Mary Hunt's Everyday Cheapskate - https://www.everydaycheapskate.com/ 7 Money Rules for Life by Mary Hunt - https://amzn.to/2TMR5GO (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: • Getting your Finances in line with God's Word • Paying off Debt and sticking to your Debt Pay Off Plan • Bankruptcy and its effects • Commonalities of people who have Successfully Paid Off Debt • Mindsets of those who Fail to Pay Off Their Debt • Sustaining a Debt-Free Lifestyle Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Are you hiding money from your spouse? This episode takes an in depth look at hiding money from your spouse and how to recover from financial infidelity! Join me as I discuss financial infidelity in a Christian marriage with Talaat McNeely (from His and Her Money). Links Mentioned: Talaat & Tai McNeely's website - https://www.hisandhermoney.com/ Teach Me How To Budget Course (His & Her Money) - https://hisandhermoneyuniversity.teachable.com/p/teach-me-how-to-budget Free Debt Snowball Spreadsheet & Calculator - https://seedtime.com/free-debt-snowball-calculator/ The Getting Started Course (Save Money & Pay Off Debt With Our FREE Course!) - https://seedtime.com/getting-started/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Financial Infidelity in a Christian Marriage Hiding Money from Your Spouse Recovering from Financial Infidelity Money Management and Household Budgets Paying Off Debt Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Join me as I interview Joshua Becker, a leading voice on minimalism, as we explore if Christian minimalism is a lifestyle we should all consider! Link Mentioned: Joshua Becker's book: "The Minimalist Home" - https://seedtime.com/The-Minimalist-Home (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Living with Less, Simpler Lifestyle Jesus and Minimalism Materialism/Consumerism Issues of the heart and discontentment Biblical references for Minimalism Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Setting new goals for yourself each year is always a good thing. When it comes to setting financial goals, there are so many you could choose from... paying off credit card debt, tithing, creating an emergency fund, giving more, improving your net worth, etc. I want to help you reach whatever financial goal you've set for yourself (even if you haven't set any goals yet!). At the same time, I want to help make you aware of 5 Bad Money Habits You Should Break! Links Mentioned: 5 Bad Money Habits to Break in 2019 (YouTube Video) - https://youtu.be/A7wBCkG-Gcg 12 Side Hustles that pay well - https://www.youtube.com/watch?v=iJ-lR2v9n9k The top credit card balance transfer offers - https://seedtime.com/2/balancetransfer.php 11 Things you should stop paying money for - https://www.youtube.com/watch?v=35-yPE8rbJg Personal Capital - https://seedtime.com/2/personalcapital.php Review of Personal Capital - https://www.youtube.com/watch?v=frYbUtZ3ino Acorns - https://seedtime.com/2/acorns.php Review of Acorns App - http://www.youtube.com/watch?v=EVGJvvbdbx8 5 Ways to be More Generous - https://www.youtube.com/watch?v=Gc5ZD2w-_nk (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Breaking Bad Habits Credit Card Balances Managing Your Money Giving Cheerfully Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

No matter how much time you have to earn extra cash, I have found a variety of options that almost anyone can do. There are several side hustle ideas that pay well. Not only can you earn a decent amount of additional money, these jobs are fairly flexible and offer opportunities for different skill sets. Links mentioned: Uber - https://seedtime.com/2/uber.php Clean Lots - https://seedtime.com/2/cleanlots.php Airbnb - https://seedtime.com/2/airbnb.php Amazon Flex - https://flex.amazon.com/ User Testing (our YouTube video on this) - https://www.youtube.com/watch?v=ZtuR08XAZi0&t=0s Selling Used Books - https://www.youtube.com/watch?v=FafS-c4YaRY Liveops - http://join.liveops.com/ Starting an Ebay Business: A Step-by-Step Guide - https://seedtime.com/starting-an-ebay-business-a-step-by-step-guide/ How to Pay Off 80k of Debt using Ebay- https://www.youtube.com/watch?v=zyHoqesH544 Upwork - https://www.upwork.com/hire/virtual-assistants/ Takelessons - https://takelessons.com How to Get Started in Real Estate Investing - https://seedtime.com/how-to-get-started-investing-in-real-estate-for-beginners/ Turo ($25 bonus) - https://seedtime.com/2/turo.php (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are speaking to everyone out there who has experienced failure. In my experience as a writer/entrepreneur, failing multiple times comes with the territory. But, I want to be an encouragement to all my listeners and know that it is worth it… keep trying! Join me and Joseph Michael (Founder of Learn Scrivener Fast), as we discuss failure leading to success. These are some of the topics we discuss: No one sees all the failures that have led to a success. Doors closing will lead to what you're supposed to be doing. Opportunities in disguise. Failing the right way, learning how to pivot. Praying for wisdom. Why not me? The world's view of success vs God's view of success. Working heartily for the Lord. Links Mentioned: Joseph Michael on Twitter: @ScrivenerCoach - https://x.com/ScrivenerCoach Learn Scrivener Fast: http://learnscrivenerfast.com Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways. These are the 7 topics we cover: Giving More Actually Means Having More Not To Be Wasteful To Be Honest On Our Taxes & Everything Else Chase Debt-Free Living Obey God's Leading When It Comes To Our Money To Rest - Especially In The Midst Of Chaos Say No To The American Idea Of Retirement Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Bob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: Go to the source - Read what the Bible says about giving Spending time with people who are generous Focus on all you have to be thankful for Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You could save so much money by just not spending money on even a few of these 11 things! I'm always looking for ways to save money and I have found several things to stop spending my money on, and in turn, pocket the savings. Even if you consider yourself to be a frugal person, I want to share with you some things that you may not have considered when saving money. All links mentioned in the description here: https://youtu.be/35-yPE8rbJg Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In reviewing my finances and my financial goals, I wanted to find some easy money moves that I can make to achieve my goals. In my research I found 7 easy money moves that you can also make today! Whether you're looking to earn money, save money, or improve your overall finances there's something here for everyone! Links Mentioned: 7 Easy Money Moves You Can Make Today: http://seedtime.com/money-moves Airbnb: https://seedtimecom/2/airbnb.php Survey Junkie: https://seedtime.com/2/surveyjunkie.php Get Started Investing with Very Little Money: https://seedtime.com/investing-with-little-money Acorns: https://seedtime.com/2/acorns.php Credible: https://seedtime.com/2/credible.php Credit Karma: https://seedtime.com/2/creditkarma.php How to Travel for FREE: https://seedtime.com/free-travel/ Rewards Credit Cards: https://seedtime.com/2/sapphire.php Policy Genius: https://seedtime.com/2/policygenius.php (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: List your place on Airbnb (house, apartment, dorm room, etc.) Earn some money in your free time using Survey Junkie Start investing with $1 or less with Acorns Save ~$18,000 with a few hours of work on refinancing student loans with Credible Check your credit report for FREE with Credit Karma Get a rewards credit card, like I have with Chase Review (or get) life insurance with Policy Genius Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

The Bible has some very specific principles that apply to our finances and believe it or not - some pretty specific instructions for American Christians. As usual, many of these will apply to those outside of the U.S. as well. I want to challenge you to an exercise to see how wealthy you truly are! This was an eye-opener for me and I bet it will be the same for you. Join me as I dig into the passage of 1 Timothy 6 and go over the 10 Things American Christians should be doing with their money. These are a few of the topics we cover: Wealth is a relative thing. GlobalRichList.com How wealthy you actually are compared to the rest of the world. What really is being "rich?" The 10 things American Christians should be doing with their money. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Should Christians be praying for money? It is an idea that I am pondering and I don't think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea. These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don't want to limit God in what He can do. God knows our needs and knows what is best for us. God provides, even without the money! Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

My friend has paid off over $80k by selling on eBay. In sharing his story, I hope it helps you pay off debt (or just make some extra cash!). Bryan & his wife paid off $82,000! How? Buying and selling stuff on eBay. I'm going to be asking him some questions and hopefully his answers will inspire you to pay off your debt, too! Topics and questions I asked Brian in this interview: 1️⃣► EXPLAIN WHAT YOU DID PAY OFF YOUR DEBT USING EBAY Brian bought Skip McGrath's eBook (A list of things you can buy at yard sales and sell on eBay) and found there are many things he could sell for a profit. In his first eBay sale, he bought an item for $5 and sold it for over $300! PRO TIP: If you want to know if something at a yard sale is valuable, download the eBay app! If you would like to know more about Skip McGrath, check out his site and his books: http://www.skipmcgrath.com/products/sell-used-books-ebay-amazon.php 2️⃣► HOW REALISTIC IS IT TO MAKE A FEW HUNDRED DOLLARS A MONTH ON EBAY? It's extremely doable to earn a few hundred dollars a month! When he was paying off debt by selling on eBay, he also had a full-time job. Currently, his buddy is really into selling and is making $1500/$2000 a week with eBay (this is after putting 60+ hrs a week in as a CPA!). So even if you have only minimal efforts, you should be able to make a few hundred dollars a month. PRO TIP: Don't look to sell 100 things for $5. Look to sell 3 things for $50 a piece. Start small! 3️⃣► ANY OTHER TOOLS/RESOURCES THAT YOU THINK ARE HELPFUL? ►The eBay app is everything! ►Ignore what items are selling for on eBay, pay attention to the prices items actually sold for! ►Check out Lynn Dralle's book on buying and selling on eBay: http://www.thequeenofauctions.com/ ►Auctions! Related Video about Ebay Selling: How to sell on eBay - https://youtu.be/iWw6UbQn_oU Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I want to share with you 5 Biblical Financial Principles that I've learned, that I think every Christian should know! Essentially, these are 5 Bible Verses about money that should be impacting the way we handle our money decisions each day. I hope these verses are a blessing to you, as they have for me! Link mentioned: If you would like to memorize these verses, I've created a FREE PDF download for you that can be found here: https://seedtime.com/5-bible-verses-about-money-every-christian-should-know/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jeff Rose and I discuss some of the ways the Bible has impacted (and improved) our businesses. A lot of people miss out on some really incredible ideas in the Bible. It's this book that is thousands of years old, but so much of it is still relevant to us today. A lot of tremendously successful businesses tap into some of these biblical principles, whether they realize it or not. Link mentioned: Jeff's Blog: https://GoodFinancialCents.com Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

My wife Linda and I talk about the benefits we've experienced from taking sabbaticals. We encourage you to work sabbaticals into your life and see the benefits for yourself! God has amazing things in store for you... He does BIG things through sabbaticals! These are a few of the topics we cover: Knowing when to take a sabbatical, no matter the length. How to prepare for a sabbatical. Seeing how God creates time for you to become closer to Him. Sabbaticals give rest and allow you to hit that reset button. Being intentional with your sabbatical. Start where you are. Link mentioned: The Rest of God by Mark Buchanan: https://amzn.to/2JSELjD Check out our blog posts on this topic:Why I took a year off work: https://SeedTime.com/why-sabbatical-year The process I used to take a year off work: https://SeedTime.com/sabbatical-processes/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A few years back I interviewed a millionaire to pick his brain on what things he had done to achieve his financial success. I was thrilled to find out that a few simple financial changes he made, had set him up for financial success. I found this interview to be incredibly inspiring and I hope you feel the same way! These are a few of the topics we cover: The 2 simple changes most of us can make that can make all the difference. Simple investment concepts that actually work if you stick with it and be consistent. Be the boss of your budget: The importance of directing your money where to go. How he got some of the most valuable financial resources for free. Links: Check out our interview post for more detail: https://SeedTime.com/interview-with-a-millionaire Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Linda and I talk about some of our money fights and how we have reduced them over the years, how a budget has improved our marriage, and how to stay happily married to someone who views money completely different than you. These are a few of the topics we cover: How to get your spouse to care about the finances The one thing we did that has reduced our money fights more than anything else Why a less-than-perfect budget is usually a good thing Whether or not you should have separate spending money Links Mentioned Our 'God and Money' 6-Week Bible Study - https://seedtime.com/god-and-money/ Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of the minimalist lifestyle. These are a few of the topics we cover: How a possession-filled American can make a major transition and begin to live a simpler life. Why minimalism doesn't have to be scary and you can own more than 15 possessions. What is the best way to approach what to keep and get rid of. What references have been found in the Bible to help stay motivated on this path. Practical first steps for someone who wants to test the waters and see if minimalism is for them. Get connected with Joshua at https://BecomingMinimalist.com Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

When we are fighting a financial battle, it isn't really ours to fight. Our job is to depend on God and to rest in His grace. But how do we balance that with working hard (another Biblical concept)? That's what Linda and I discuss in this episode. Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Joseph Michael of Scrivener Coach (https://ScrivenerCoach.com) talks about what it takes to finally get started with your business idea started. Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don't have enough time! Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe's markets. In the interview we cover: The 1 simple trick you can do that will yield the most savings at the grocery store Why she doesn't really like couponing How to save money on natural and organic foods The truth about shopping at Costco/Sams and who benefits from it Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jeff Goins of Goins Writer discusses why you are unlikely to find your purpose. In this episode, we discuss: Why hating your job is actually a good thing when it comes to discovering your purpose How to find the balance between never thinking about your purpose and overthinking it A practical and simple strategy that you can use to get clues of your life's calling How tragedy can sometimes provide great clues about our purpose Why you can't necessarily be whatever you want if you just put your mind to it Why Jeff wrote The Art of Work and who would most benefit from it Links: Jeff Goins - https://goinswriter.com/ The Art of Work by Jeff Goins - https://www.amazon.com/Art-Work-Proven-Discovering-Meant/dp/0718022076 Find out more a https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.