SeedTime with Bob and Linda Lotich

If you've ever found yourself super excited about a new venture only to feel completely disillusioned shortly after, this episode is for you. It's a powerful deep dive into the emotional journey many of us take when starting something new, and it's filled with practical insights, anecdotes, and advice to guide you through. So plug in, lean in, and let's navigate this valley together. Blessings! 📌 Inside this episode, we'll unpack: The universal path many face when starting something new, be it a business, parenthood, or any other venture. The critical points where decisions are made and why these might be the worst times to decide. The importance of knowing your purpose and how it can anchor you during challenging times. A practical chart explaining the ups and downs of expectations vs. reality. How the biggest challenges can lead to the biggest growth. Why speed bumps, obstacles, and failures aren't necessarily setbacks but part of the journey. ✨ Golden Nuggets: "When you have a strong enough why, you can endure almost any how." - Viktor Frankl Understanding The Valley of Disillusionment means you can navigate it better. "Every time we are doing things in line with God's will, there is a domino effect of side effects and positive benefits to that action." Quote of the Episode: "If you want to double your rate of success, you need to double your rate of failure." - Founder of IBM Links & Resources Mentioned: Passive with Purpose workshop - https://seedtime.com/pwp True Financial Freedom Course - https://seedtime.com/true/ Real Money Method Course - https://seedtime.com/realmoney/ SeedTime Community Facebook Group - https://www.facebook.com/groups/1156067904425625 Netflix's You vs Wild - https://www.netflix.com/title/80227574 Viktor Frankl's Book: Man's Search for Meaning - https://www.amazon.com/Mans-Search-Meaning-Viktor-Frankl-ebook/dp/B009U9S6FI Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/7Isf9aD9Cvo)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today's guest is Dr. Lee Warren, a neurosurgeon with decades of experience and the author of an incredible book (Hope is the first dose) that covers everything about trauma, healing, and faith. Trust me when I say you won't be able to put his book down! If you're someone who's gone through a traumatic event or you're in the middle of one right now, this episode is going to provide a lot of value. And even if you haven't, knowing how to handle these situations can be life-changing. Let's get into it! Why You Need to Listen to This Episode: Ever faced a traumatic event in your life? Ever been in a situation that felt (or feels) hopeless? Learn how to navigate through it with wisdom. Get first-hand advice from Dr. Lee Warren on dealing with everything from emotional to financial wounds. Curious about how a neurosurgeon views trauma? The medical metaphors are incredibly relatable! Struggling with your faith in the midst of a crisis? Discover what scripture won't tell you but experience will. And much more, including practical first steps on what to do when you're in the thick of it. Key Topics/Questions Covered: The role of faith and science in facing life's challenges. Real-life stories of how trauma can affect financial well-being. "First Aid for Emotional Trauma" – Dr. Lee Warren's initial steps for dealing with emotional wounds. Addressing the awkwardness: What not to say to someone going through trauma. Is church always a safe place? How to identify what feels like a safe space for you during traumatic times. Resources Mentioned: Dr. Lee Warren's book: Hope is the First Dose - https://amazon.com/Hope-First-Dose-Treatment-Recovering/dp/0593445392 Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/UV_5s-424Q8)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode we are chatting about the strategies and techniques I use for effective learning. I truly believe that the art of learning is one of the most powerful tools God has given us, and I want to share the process that has been helping me in case you find it valuable as well! If you're looking to expand your knowledge, solve specific problems, or even just become better at what you do, this episode is for you! Here's what we covered: My personal love for learning (spoiler: it's like Linda's love for milk chocolate chips! 🍫). The strategy I use when trying to grasp a new topic and how this compares to assembling a puzzle. How Tim Ferriss and his unique learning challenges inspire our perspective on gaining knowledge rapidly. The importance of recognizing where you have knowledge gaps and the humility to fill them. My recent journey into understanding soil macronutrients for better gardening (it's more fascinating than you might think)! The difference in approach between learning something entirely new vs. refining what you already know. Why the order or sequence in which you learn things is more critical than ever in today's age of information overload. 🔑 Key Takeaways: Approach learning with humility. Being open-minded allows you to absorb more and view things from different perspectives. Sequencing your learning is vital. Think of it as building a foundation and then constructing the house. Sometimes, it's about searching for that one game-changing nugget amidst the wealth of information you already know. Resources Mentioned: Tim Ferriss' unique approach to rapid learning - https://tim.blog/2014/09/30/the-tim-ferriss-show-tracy-dinunzio-on-rapid-growth-and-rapid-learning/ The parable of the talents and its application to lifelong learning - https://seedtime.com/the-parable-of-the-talents/ Our previous podcast episode on quarterly business planning - https://www.youtube.com/watch?v=M_693Ux9Akc Final Thoughts: In an age of information overload, it's not about what you learn but how you learn. Make sure you're not just collecting data but synthesizing it in a way that can truly enrich your life and help you achieve your God-given purpose. Tune into the SeedTime Money podcast and discover the techniques to elevate your learning process. And hey, if you're interested in a SeedTime pickleball tournament, let us know! Watch this episode on our SeedTime Money Podcast YouTube channel (https://studio.youtube.com/video/oFC1ntw_7_8/edit#:~:text=https%3A//youtube.com/live/oFC1ntw_7_8)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

So if you don't know our story, we have a pretty remarkable thing that God did in our lives with our mortgage. Essentially we went from being 2 years into a 30 year mortgage and then after obeying God within 9 months we had it paid off! We have been sharing about this a bit on Instagram and it kickstarted a Reel that went viral-ish and has stimulated a lot of conversations, so we figured it would be good to create a full-length podcast discussing the whole thing. So grab your coffee or your smoothie, or whatever you like to sip on, and let's dive into an episode that's all about dreaming big, acting boldly, and watching God work miracles. 🙌 Resources Mentioned: Our Book, "Simple Money, Rich Life" - https://seedtime.com/smrl/ True Financial Freedom Class - https://seedtime.com/true/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/DBrEyYzURjs)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today's episode is a real treat. I had the pleasure of chatting with Chris McMurray, a pastor, author, business coach, and serial entrepreneur. Chris has a fascinating story that's been covered by national media, and he's the author of the book "Food Stamps to Franchise." Why You Should Listen: Real Stories, Real Impact: Chris shares his incredible journey from struggling with debt and food stamps to building a successful business and becoming a voice in the national conversation. Faith and Business: Learn how Chris navigates the intersection of faith and business, making decisions based on principles rather than the heat of the moment. Risk and Reward: If you've ever been paralyzed by the fear of starting something new, Chris's insights into risk-taking could be the push you need. Cultural Influence: Chris passionately believes that the body of Christ should reclaim its seat at the table in cultural conversations. Hear why and how you can be a part of it. Key Topics/Questions Covered: Chris's remarkable story involving Vice President Joe Biden, some ice cream, and how it catapulted him into the national spotlight. The importance of having a "why" in your business and life. How risk has played a significant role in Chris's journey and why it's essential for anyone looking to make an impact. The books that have influenced Chris the most in his business and spiritual life. The one message Chris wishes the entire body of Christ better understood. Resources Mentioned: Book: "Food Stamps to Franchise" by Chris McMurray - https://amazon.com/Food-Stamps-Franchise-Workbook-Brokenness/dp/B0CFZFDS6Y Book: "Creating Magic" by Lee Cockerell - https://amazon.com/Creating-Magic-Leadership-Strategies-Cockerell/dp/B00NBF0FQK/ Books by Henry Nowen: For spiritual grounding - https://amazon.com/stores/Henri-J.-M.-Nouwen/author/B000AQ4ZZ0 Wonder Works in Pigeon Forge, Tennessee: An indoor amusement park with a ropes course that taught Chris a life lesson about risk - https://www.wonderworksonline.com/pigeon-forge/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-4o_GHXZWcA)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today's episode is a special one, and I'm excited to share it with you. We're diving into a topic that's been on my mind a lot lately, and I think it's going to resonate with many of you. What We're Talking About Today: A Fascinating Book Passage: I'm reading from "Five Wealth Secrets" by Craig Hill, and it's sparking some deep thoughts about financial principles in the Bible. Jewish Wealth vs. Christian Wealth: We're exploring an intriguing question: Why do Jewish people seem to prosper more financially? We're diving into the numbers and what they might mean. Old Testament Wisdom: Are we missing out on blessings by ignoring Old Testament principles? We're talking about tithing, the Sabbath, and more. It's not about being under the law; it's about understanding the blessings attached to God's instructions. Living Out the Principles: It's one thing to know Bible verses; it's another to live them out. We're challenging ourselves to study and live out the principles, both Old Testament and New. Key Takeaways: Don't Dismiss Old Testament Principles: There may be blessings attached to living the way God has instructed, even in the Old Testament. Balance Knowledge and Action: Knowing where a Bible passage is located is great, but living out the principle is what truly matters. Seek Deeper Understanding: There's no limit to how deep we can go with God. Let's hunt down and chase after the blessings of God available to us. Join us on this journey, and let's explore what God has for us together. If you have any stories or testimonies to share, hit us up on Instagram or email us. We'd love to hear from you. If you enjoyed this episode, please consider leaving a review on iTunes or wherever you listen to podcasts. Your feedback helps others find the show. Thanks for listening! 🎧 If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey friends, we are hosting a passive income workshop starting tomorrow! But you got to get signed up to get access to it! THE 'PASSIVE WITH PURPOSE' WORKSHOP Join us LIVE on Sep. 27-29th at 5:30p PT | 7:30p CT | 8:30p ET You can sign up for the free 4-day event right here: https://seedtime.com/pwp HERE'S WHAT WE'LL COVER: Day 1 – How Passive Income is God's Idea (If You do it His Way) Day 2 – The Trap of Passive Income Without Purpose (and What to Do Instead) Day 3 – How to Find Winning Passive Income Ideas (My Winners, Losers, and Lessons Learned) Bonus Day – 2 Simple Ways to Get Started With Passive Income If you want to hear the rest of my story, plus… The 4 myths & the honest truth about passive income that no one is talking about. How to avoid the biggest mistakes I made pursuing passive income. The simple way to begin crafting your passive income blueprint (with our HI/TF Strategy tool) so you can confidently know you are heading in the right direction. How, in as little as one hour a week, you can begin creating a passive income stream. And specific examples and LIVE demos with practical steps to kickstart your passive income journey. Then I want to invite you to come hang out with us LIVE on Sep. 27th at 7:30 CDT. You can sign up for the free 4-day event right here: https://seedtime.com/pwp

Welcome back to another episode of the SeedTime Money Podcast! Today we're diving into some super cool stuff— the four biggest money secrets of millionaires that most people completely misunderstand. Seriously, you don't want to miss this, it's eye-opening! We're unpacking findings from a study by the Ramsey team that surveyed 10,000 millionaires and the results will shake up a lot of the myths you've heard about the actual habits of millionaires. Why You Should Listen: Whether you've given a lot of thought to your financial journey or you're still figuring it out, this episode will light a fire under you. If you've been overwhelmed by misconceptions about what it takes to reach financial freedom, we're busting those myths wide open. For those who are looking to be more generous, create passive income streams, or just live a life that honors God financially, these insights are invaluable. Success leaves clues! By understanding the real habits and choices of millionaires, we can apply those lessons in our own lives and change our family trees for the better. Key Topics Covered: What percentage of millionaires do you think inherited their wealth? The answer will blow your mind. Spoiler: it's not what you think, and it's super encouraging! Think you need to rake in the big bucks to hit millionaire status? Think again. We share stats that show you don't need to earn nearly as much as you think. This is great news, friends! Contrary to popular belief, millionaires aren't all about that bling-bling lifestyle. We're diving deep into how millionaire spending habits actually look like, and yep, it's got a lot to do with good ol' wisdom. How many millionaires do you think carry a credit card balance? The stats will surprise you and offer us all a lesson. Resources Mentioned: Study by the Ramsey team on 10,000 millionaires - https://www.ramseysolutions.com/retirement/the-national-study-of-millionaires-research The Millionaire Next Door by Thomas J. Stanley - https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Glorify Bible app - https://glorify-app.com/ Find me on LinkedIn - https://www.linkedin.com/in/boblotich Our Course: True Financial Freedom - https://seedtime.com/true/ Our book: Simple Money, Rich Life - https://seedtime.com/smrl/ Our 10X Investing course - https://seedtime.com/10x/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/qFZlMZQhIUQ)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Hey there, friends! In this episode of the SeedTime Money podcast, we're diving into something that's been on a lot of your minds lately: How do you approach budgeting when you have an inconsistent or variable income? Trust me, I know it's hard, but I've got some insights to share with you that might just make it a little easier. But first, let's talk snacks! From dark chocolate mint creams to spiced cider, we're sharing our favorite Trader Joe's finds and getting excited for fall. And yes, even our four-year-old has some snack opinions to share! Here's what you can expect from this episode: Our Favorite Snacks: We're kicking things off with a light-hearted chat about our favorite treats from Trader Joe's. If you're a snack lover like us, you'll want to tune in! Budgeting with Variable Income: This is the meat of the episode, where we dive into the challenges of budgeting when your income isn't consistent. We've been there, and we've got some strategies to share. Real Money Method Course: We'll talk about our Real Money Method course and how it can help you with your budgeting needs. Whether you're in the basic or plus package, there's something for you. Adapting to Circumstances: Life throws curveballs, and we'll discuss how to adapt your budget to whatever comes your way. It's not always fun, but it's necessary. Planning for Annual Expenses: Those once-a-year expenses can throw a wrench in your budget. We'll share how we handle them and how you can too. So grab your favorite snack, settle in, and let's talk money. Whether you're struggling with budgeting or just looking for some new snack ideas, this episode has something for you. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/0fx6qywOotc)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, we're sitting down with Aaron and Jennifer Smith, the dynamic duo behind Husband Revolution, Unveiled Wife, and their podcast, Marriage After God. They've also written a new devotional called "The Marriage Gift," that is a fantastic way to expand on your prayer for your marriage. Why You Should Listen to This Episode Real Talk on Marriage and Money: Aaron and Jennifer get candid about their early financial struggles and how they navigated them while keeping God at the center. The Power of Prayer in Marriage: We dive deep into why prayer is the ultimate game-changer for your marriage and how you can start implementing it today, even if it feels awkward at first. Advice to Newlyweds: What would Aaron and Jennifer tell their younger selves? The Intimacy of Prayer: We discuss why prayer is even more intimate than you might think and how it can transform your marriage. Jiu-Jitsu and Marriage?: Find out how the principles of Jiu-Jitsu can actually help you in your marriage. Highlights and Takeaways Did you know that the divorce rate among couples who pray together is less than 1%? Mind-blowing, right? Believe What God Says: Aaron emphasizes the importance of truly believing in God's word and promises, especially when it comes to overcoming struggles in marriage. Keep Trying: Jennifer's advice to her younger self and to all of us is to keep trying, especially when things get tough. So, if you're looking to enrich your marriage, especially in a way that honors God, you won't want to miss this episode. Grab your spouse, hit play, and let's dive in! Links: Marriage After God website- https://marriageaftergod.com/ The Marriage Gift devotional- https://amazon.com/Marriage-Gift-Devotional-Encourage-Transform/dp/0310367069 Marriage After God podcast- https://marriageaftergod.com/marriage-after-god-podcast/ The Unveiled Wife- https://marriageaftergod.com/unveiled-wife/ The Husband Revolution- https://husbandrevolution.com/marriage-god-podcast/ The Marriage Prayer Challenge- https://marriageaftergod.com/marriage-prayer-challenge/ Marriage After God on Instagram - @marriageaftergod- https://instagram.com/marriageaftergod/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/DUeFTt1xGtc)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, we're diving into a topic that's been a revelation in the making for years, and I'm thrilled to share it with you. We're exploring why money is the perfect idol and how all the things we look to money for are actually the things that God wants to be in our lives. Here's what you can expect from this episode: Why Money is the Perfect Idol: We'll break down how money can easily become an idol in our lives, replacing God in areas like provision, security, status, peace, joy, power, purpose, and identity. But don't worry, we'll also explore how to shift our focus back to God. Real-Life Examples and Revelations: From our ups and downs to the lessons we've learned, we're sharing personal insights that will resonate with you. Whether you're struggling with debt or seeking to grow in the Lord, there's something here for you. Practical Wisdom and Encouragement: We're not just talking about problems; we're offering solutions, encouragement, and motivation to get debt-free, save, and give. You'll hear about how God wants to be the source of everything in our lives and how we can live in that truth. Remember, God's shovel is always bigger, and He wants to be the source of everything in our lives. Let's explore how to make that a reality together. P.S. If this episode sparks something in you, please share your thoughts and revelations with me. I love hearing from you and learning how God is moving in your life. Together, we can grow and make a difference. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/USmMN25-2M4)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

One of our 10x investing students asked a question that I get asked quite often: Should we invest in companies that we disagree with morally? This is a question that many Christians wrestle with, and we're diving deep into it. We explore two different approaches: Biblically Responsible Investing: Avoiding companies that don't align with our values. Infiltration Approach: Buying stock in those companies to influence change. What else we are talking about: Prayerful Investing: We emphasize the importance of praying about our investments and recognizing that there's no one-size-fits-all answer. It's about what God has called you to do. Consumer Responsibility: We also discuss the impact of our spending habits and how being mindful of where we shop can make a difference. 10x Investing Course: If you're interested in learning more about investing and our approach, check out our 10x investing course at https://seedtime.com/10x. God's Work in the SeedTime Family: We share a wonderful review from a listener who found freedom from a scarcity mentality through our Real Money budgeting course. Join the Conversation:We love connecting with you! Tag us on Instagram with a screenshot of the episode, and let's become friends. Whether you're a seasoned investor or just starting to think about your finances, this episode is packed with insights, laughter, and real talk. See you inside! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/q0oMTyWCIb8)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we dive deep into the essential aspects of living a life that's present, intentional, and aligned with our true purpose. Today we are chatting with Mason King, the author of "A short guide to Spiritual Disciplines" about how we can steward tech in our daily lives (because it isn't going away) to have a healthier walk with God. Here's what you'll discover: Dethroning the Digital Savior: How technology can become an addiction, and why it's essential to recognize our attention as our most precious commodity. Learn how to regain control over your digital life and break free from the dopamine loops that keep you hooked. The Journey with Technology: Personal struggles with technology and how they led to a profound realization about the importance of focus, presence, and intentionality in our lives. Strategies for Presence: From using apps like Freedom to block distractions to setting specific times for email and social media, discover practical ways to be more present with your family and in your life. Praying the Hours: A unique approach to prayer that helps you stay connected with God throughout the day, processing emotions and aligning your actions with your faith. Reading the Bible with Joy: Moving beyond the "check-off-the-box" mentality to a more intimate, face-to-face time with God through Scripture. Learn about techniques like Lectio Divina and how poetry can enrich your spiritual life. Remembering Mortality: The concept of "Memento Mori" and how keeping death in mind can lead to a more intentional and fulfilling life. Balancing Work and Family: How to set limits and boundaries to ensure that work doesn't overtake your personal life, allowing you to be fully present with your loved ones. And much more... If you're feeling overwhelmed by the digital world, struggling to find balance in your life, or seeking a deeper connection with God, this episode is for you. Join us as we explore practical strategies, spiritual insights, and personal experiences that will inspire you to live a life of purpose and presence. Whether you're looking for ways to enhance your prayer life or seeking practical tips to reclaim your attention from the digital world, this episode has something for you. Links and Resources Mentioned: A short guide to Spiritual Disciplines by Mason King- https://amzn.to/3KPma5w Freedom App- https://freedom.to George Herbert's Poetry- https://amazon.com/Complete-Works-George-Herbert/dp/1975943090/ "The Common Rule" by Justin Early- https://thecommonrule.org "The Paraphrase of the Soul" (Poetry Anthology)- https://amazon.com/Soul-Paraphrase-Treasury-Classic-Devotional/dp/1433558610# Note: This episode is perfect for those who want to honor God with their attention, be more generous with their time, and find authentic and real ways to connect with their faith and loved ones. If you're looking to make huge improvements in these areas without feeling talked down to this episode is for you. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/YAvL0g2zMhE)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside! Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to [email protected] and request your free PDF copy! Links: Our book: Simple Money, Rich Life - https://seedtime.com/smrl/ True Financial Freedom Class - https://seedtime.com/true/ Real Money Method - https://seedtime.com/realmoney/ 10x Investing Course - https://seedtime.com/10x/ How to find your REAL hourly wage in 10 minutes - https://directory.libsyn.com/episode/index/id/25268184 Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/cqRrs9_GFf4)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside! Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to [email protected] and request your free PDF copy! Links: Our book: Simple Money, Rich Life- https://seedtime.com/smrl/ True Financial Freedom Class- https://seedtime.com/true/ Real Money Method- https://seedtime.com/realmoney/ 10x Investing Course- https://seedtime.com/10x/ How to find your REAL hourly wage in 10 minuteshttps://directory.libsyn.com/episode/index/id/25268184 Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/cqRrs9_GFf4)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We recently took a road trip and recorded this episode from our phone at a rest-stop. But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are! Enjoy! Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Inside, I'm going to show you the 4-step process that can stop negative, reactive spending habits in their tracks and get you on the path to saving, giving, and enjoying more of your money: **Identifying** the biggest (and messiest) money opportunities with the 'RFC' matrix. **Managing** your biggest opportunity with the 80/20 Budget. **Redirecting** the surplus where you want it to go (practicing JOMO instead of FOMO). **Enjoying** the margin you create from decluttering (how to spend more on what brings you joy). Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/b__yWggOU5s)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't. A little of what we are covering: Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success. The two tests I believe God throws our way to measure our real success. Hear personal stories from my life's highs and lows, revealing how gratitude and pride can change shades in different circumstances. Two practical actions and daily practices to infuse gratitude in your life and keep financial pride at bay. This episode is not just about handling your financial blessings. It's about transforming how you perceive these blessings and what you do with them. Prepare to change your perspective on financial success, learn how to guard your heart against pride, and embrace gratitude with practical actions. If you've ever felt challenged by the delicate dance of success and humility, this episode will provide a new rhythm to your journey. It's time to redefine your relationship with money, balance your heart's pride and gratitude, and be a more mindful steward of the resources you have. Remember, building wealth isn't just about numbers—it's about nurturing your character and grace too. See you on the inside. God bless! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/VTeHaiqN15s)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it. 🔑 Key Topics Covered: Awareness of human trafficking Impact of "The Sound of Freedom" movie The spiritual aspect of money management Motivation to "earn all I can" for giving What you do matters on the earth Taking action with A21 and Our Rescue Links: The Sound of Freedom Movie- https://angel.com/pay-it-forward/sound-of-freedom John's Real Money Method story- https://vimeo.com/787744583 Our Book: Simple Money, Rich Life - https://seedtime.com/smrl Our Courses at SeedTime- https://seedtime.com/courses Tim Ballard and Our Rescue- https://ourrescue.org A21 organization and ending slavery - https://seedtime.com/a21 Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/yKyZbIGeNoo)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life. Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself. What To Expect: The Art of Presence: Ever wondered what being more present could do to your relationships and spirituality? Redefining Social Interactions: Are you afraid that losing touch with social media means losing connections? I was terrified! Join me as I share the unexpected turn my personal connections took during my social media fast. A Pathway to Contentment: Discover how stepping away from social media led me to an unforeseen wellspring of contentment. I talk about how breaking free from the unending stream of comparisons and achievements on social media paved the way to more contentment. The Continuum of Life: What happens when you go off the grid? I share a humble yet eye-opening realization. Whether or not you decide to take a social media fast, this episode is an invitation to reflect on where your time and focus are channeled. Together, let's weigh the eternal impact and the higher calling beyond the quickly fading thrills of likes and shares. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/0qDAED8KoOY)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

On our 10x Live investing workshop (https://seedtime.com/replays) we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money. And a bunch of you kept asking for the list, so here we are. Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving with money. Some are written by Christians and some are not. I don't agree with everything anyone says or writes regardless of whether or not they are a Christian, so I chew the meat and spit out the bones and encourage you to do the same thing! #1 https://amzn.to/3Py7JWn #2 https://amzn.to/46n9Q5v #3 https://amzn.to/3JA15Lt #4 https://amzn.to/3Psn3ny #5 https://amzn.to/42XHJa1 #6 https://amzn.to/3CNeoV1 #7 https://amzn.to/3JWbilV #8 https://amzn.to/42XHJa1 #9 https://amzn.to/46jI6yN #10 https://amzn.to/3XzVgDF #11 https://amzn.to/3qZTqzH Additionally, there are some other fantastic money books out there that are NOT on this list. But these just happen to be the ones that spoke to me most at the time I read them. And as a little shameless plug to possibly save you a little time, part of why I wrote Simple Money, Rich Life was to be able to distill everything I learned in these 100 books into 1. So if you want the best nuggets from most of these books you will find it all rolled up in our book Simple Money, Rich Life which you can get with free shipping here: https://seedtime.com/smrl It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/fh2VLluLHQE)!

Are You Doing Something Wrong if You Aren't Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we're about to unfold. Here's a little of what we are discussing today: Redefining Blessed: We tackle the big question - what does being "blessed" really mean? Is it just about the dollars in your bank account, or is there more? This episode might just change how you look at the world. Social Media Mirage: We're spilling the beans on social media's "highlight reels" and how they mess with our minds. You might think everybody's killing it except you. But, is that really true? Count Your Blessings: No, seriously, count them. We chat about gratitude, the importance of cherishing the little things, and keeping your focus on what truly matters. Sometimes, it's about re-centering your heart. Seed Time & Harvest: We explore the powerful concept of sowing and reaping. Sometimes you're planting seeds and it doesn't seem like much is happening. But stay patient, my friends. There's a time to reap what you sow. Asking the Right Questions: Are you asking, "What am I getting out of this?" Instead, let's pivot to "What can I give or put into this experience?" We're flipping the script! Is It You, or Is It Timing?: We talk about those seasons when you feel like you're in a rut. Is it because you're doing something wrong, or is it just not the right time? Hang tight, breakthroughs are real! Wise Counsel vs. The Noise: It's important to surround yourself with people who can provide honest feedback and encouragement. Learn how to discern between genuine counsel and the noise. Embracing the Ups and Downs: Life is full of cycles. We discuss embracing the seasons of life, both the challenges and the triumphs. There's wisdom and growth in every season. Whether you're looking to build wealth, find contentment, or understand the season you're in, this is an episode you don't want to miss. Let's embark on this journey together and remember - we're all in this crazy thing called life together. Hit play and let's get this party started! 🚀 Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/uvsXXLhX6bk)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future. Here's what you can expect: 1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is the first step towards financial freedom. You'll learn about available resources and how knowledge acquisition sets the stage for better decision-making in your financial life. 2️⃣ Discipline over Motivation: We'll reveal why discipline is your most valuable asset and how having a budget - and sticking to it - is the secret sauce for achieving your financial goals. 3️⃣ Demystifying Debt: We'll cover the dual nature of debt, both as a potential tool for achieving financial goals and as a burdensome pitfall when misused. 4️⃣ The Long Game of Investing: Discover why the stock market, despite its volatility, can be a profitable long-term game. We'll discuss the benefits of starting your investment journey early and riding the ups and downs to accumulate wealth. 5️⃣ Living Below Your Means: We'll provide practical tips on how to save money by cutting back on expenses and living a lifestyle that costs less than your earnings. 6️⃣ The Power of Seeking Help: We'll talk about how no one is an island in the journey of financial management. The best time to start planning for your financial future is now. So, tune in to get inspired, informed, and put these lessons into action for a better financial future. Not only does this episode arm you with valuable insights into money management, but it also fosters a mindset that encourages you to start planning for your financial future immediately. Whether you are in your twenties or beyond, this episode is a game-changer. If you're ready to transform your relationship with money, grab your headphones and let's dive in! 🎧🚀 Links: @IanBuildsWealth on Instagram - instagram.com/p/ClQ5xxQOWsl/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/4uvB3eQn1gg)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!) It's been a crazy ride these past 16 years, hasn't it? I mean, by God's remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels. Can you believe that!? And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes. But even though I am admittedly a numbers nerd, the numbers aren't even close to the best part... From day one I have been collecting stories from people like you who have shared with me the things God has done in their financial lives. And over 16 years I now have thousands of those stories that I treasure. Every story, every success, is another reminder of the great things God can do. Looking back, it's pretty amazing seeing what God has done the last 16 years. But, it never should have happened… The unlikely story of SeedTime On June 1st, 2007, SeedTime (or originally ChristianPF.com) was born. It was just a little blog where I shared the personal finance lessons I was learning along with what I was finding in the Bible about money. At the time I was stuck in a dead-end job and felt hopeless about my career and my ability to make any sort of impact in the world. And I had this pipe-dream that one day we could earn enough from the blog to eat and live indoors. But the odds were terrible. At the time earning money from a blog was incredibly difficult. In fact, in 2007 I literally was only aware of 2 bloggers in the entire world that were earning anything close to a full-time income from blogging. And my millionaire mentor, who had taught me so much about money, told me going full-time as a blogger was a terrible idea. And He was right. But here's the thing. The Bible is full of "terrible ideas" that just happened to be exactly what God wanted. Here's one: "Hey, I have a military strategy for you. Just march around the city 7 times and then yell real loud. Oh and if it doesn't work, you'll probably die." God seems to love to use "terrible ideas" because no one can take credit for it when it works out. Today Linda and I are going into the full story of how SeedTime began. How we went from being the financial messes that we were to following God into the unknown How we overcame our fears and insecurities and nay-sayers How we handled "stepping out of the boat" after I got laid off and became a "full-time blogger". One critical mistake I made that should have sunk us And the most important thing we did to keep SeedTime alive and well 16 years later. And a lot more of the ins and outs of how God took 2 broke kids from Missouri and did something only He could do Links: Enter the $2k giveaway: https://seedtime.com/2k-giveaway Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/op3YbkB69j0)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject. Links: Get 4.6% on your savings with CIT's Savings Connect account here: https://seedtime.com/cit The $2k giveaway - https://seedtime.com/2k-giveaway (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Key Questions & Topics we cover: 3 places you definitely should not be putting your money. Learn about the dangers of putting all your eggs in one basket, especially when it comes to financial institutions and their surprising limits. Discover the alarming truth about the misleading returns on investment that most people don't realize until it's too late. Thinking of investing your savings in the stock market or crypto? We're sharing why this could be a gamble you don't want to take. Find out why we are adamant about not putting our money into individual stocks or index funds for short-term goals. We'll break down why CDs could be your golden ticket when saving for a large purchase in the near future. Stumped about where to put your savings? We're revealing the high-interest savings accounts we're personally using and why. Discover why choosing the right bank matters and how it could make the difference between earning peanuts and striking gold with your savings. The shocking tactics big banks are using to profit off us If you're saving up for a big purchase, or even if you're just curious about how to make your money work harder for you in a safe and secure way, then this episode is for you. We'll debunk some common misconceptions and equip you with the knowledge you need to make smart, informed decisions about your money. We even dig a little bit into the banking world and explore how traditional big banks like Bank of America and Wells Fargo compare with newer, online banking options like CIT Bank when it comes to savings accounts. So if you're interested in making your savings work for you, growing your money in safe places, or just getting a better understanding of the banking world, then this is an episode you don't want to miss! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/JC2WxkiK6JI)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich's results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles. What we are covering today: Discover the "Biblical Formula" for paying off debt miraculously fast Uncover the secret behind leveraging what's already in your house to make a dent in your debt Learn how a simple question from the Bible can transform your financial situation – what do you have that God can bless and multiply? Explore the power of surrounding yourself with the right people in your debt-free journey and why shutting the door to naysayers is crucial Get inspired by real-life examples of ordinary people turning their seemingly insignificant skills into extraordinary opportunities How to unlock the potential of your faith and open the door to supernatural miracles in your finances Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/BfQFEQ5SPPA)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives. Uncover the crucial differences between the middle-class and wealthy mindsets Unlock the power of long-term thinking for exponential financial growth Learn the secret to creating a sustainable and ever-growing cycle of wealth Find out how shifting your mindset can lead to true financial freedom and a lot more! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/lXP0YYf8-gs)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you. Here's what we cover in this episode: ✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good ✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress ✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine ✅ The one thing you absolutely need to include in your budget for it to be successful ✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went ✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes ✅ The importance of having realistic numbers in your budget and how it can make or break your financial success ✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do Links: Our Real Money Method Budgeting Course - https://seedtime.com/realmoney/ Ian Builds Wealth - https://www.instagram.com/ianbuildswealth Empower (spending tracker) - https://seedtime.com/smrl-cashflow/ Instacart (grocery delivery) - https://www.instacart.com/ Rover (pet sitting) - https://www.rover.com/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/zMsHlxghysc)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode. Here are the ideas/links mentioned: (01:18) Pray about who you can be a blessing to today (01:40) Our True Financial Freedom Class- https://seedtime.com/tff (02:34) Send money on Venmo- https://venmo.com (03:56) Spoonful of Comfort- https://spoonfulofcomfort.com (06:11) Alabaster Co- https://alabasterco.com (07:11) But God (book)- https://butgodbook.co (08:03) Buy from an artist or small business (13:39) Buy a spa treatment (15:34) Buy a book for someone (16:07) A Gift from the Sea (book)- https://amazon.com/Gift-50th-Anniversary-Anne-Morrow-Lindbergh/dp/0679732411/ (16:14) I'm so Glad You Were Born (book)- https://amazon.com/Glad-You-Were-Born-Celebrating/dp/031077702X/ (18:31) Pay for a couple to go on a date and/or a babysitter for their kids DM us on Instagram @seedtime - https://instagram.com/seedtime Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/h8O-mdC0w7M)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore: 🔸 The power of reframing an unfair situation 🔸 The importance of tracking your giving 🔸 How generosity can impact your financial success 🔸 Trusting God in your financial journey 🔸 A surprising mindset shift to embrace in your giving process 🔸 The art of turning unexpected expenses into acts of generosity 🔸 Learning to trust God as our provider in all circumstances Join us in this uplifting conversation and discover how you can unlock the joy of giving, even in the most challenging situations. This episode will give you the tools to not only change your financial mindset but also strengthen your faith in the process. And share with a friend who needs to hear it! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/mli0NtAxHK4)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate… 🔑 Key Topics Covered: We've tested out several budgeting methods Previous budgeting methods just didn't work for us and it would lead to confusion and overspending Linda found a "crack" in our budget that would allow uncontrolled spending We created a budgeting system that works for us, Our Real Money Method! We now maintain financial accountability with ease Links: Our Real Money Method Budgeting Course- https://seedtime.com/rmm Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/k3Pb95Gyjc4)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined. In this episode you'll: Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams Learn how trusting God's guidance led me to a radical life transformation and lasting freedom Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life Hear the best advice I've learned for facing fear and uncertainty when pursuing your passions Be motivated to take your own leap of faith and follow wherever God leads Links mentioned: Our True Financial Freedom 6-week financial class: https://seedtime.com/tff and email [email protected] to find out about group discounts. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Bf00rJ2QEbE)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode of the SeedTime Money podcast, we discuss seven crucial money lessons that can help you achieve lasting financial success. These lessons are inspired by a recent post on Twitter, and we share our thoughts on each point and how they've impacted our financial journey. 🔑 Key Topics Covered: The secret to going beyond a W2 income for true wealth How to safeguard your money from a hidden financial enemy Mastering the art of intentional spending for maximum impact A groundbreaking financial concept that changes everything The crucial money move to make with every paycheck Unlocking the magic of exponential growth in your finances An unexpected financial habit that can revolutionize your wealth journey Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/-ZhVM95VvSw)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

So excited about our conversation with Mark Batterson today. His new book: 'Please, Sorry, Thanks' is out now and so we are exploring the depths of gratitude and thankfulness and the unbelievable impact they can make in our lives if we let them. Here is a little of what we cover in this episode: Discover how Mark would advise his younger self during a time when gratitude was lacking and what he has learned since then. Learn how Mark has handled his success as an author and pastor, and the role gratitude has played in keeping him grounded. Find out how everyday miracles are all around us, and how adopting a perspective of gratitude can change your life. Discover the profound impact near-death experiences can have on one's outlook, and why we shouldn't need such events to truly appreciate our lives. And a lot more. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/g6tvI_SrK64)! If you haven't checked out our best-selling book Simple Money, Rich Life we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today I want to give you a little bit of a PSA. Well, it's more like don't make the same mistakes we made. And, I'm sure there's some of you listening who can save a whole lot of money with what we're gonna be talking about today. But long story short, I was paying the bills the other day and I noticed our water bill was almost $300! Has this happened to you? We hope that our lesson learned will benefit you! Links: Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/8c958T7mEHk) If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This is from truly impactful section from a workshop we did a couple months ago. We helped our attendees create a 30-day financial plan, enabling them to kickstart their budget and save money for the best 2023 ever! During the workshop, we covered 5 common limiting beliefs that many people experience when it comes to building a budget or a spending plan. The insights we shared resonated with so many participants that I knew I had to share it with you. My hope is that by addressing and breaking down these limiting beliefs, you can overcome any hurdles holding you back from taking control of your financial life. Throughout the episode, you'll hear us discuss the following limiting beliefs: "I don't make enough money to budget." "It's too hard and time-consuming." "I'm not good with numbers." "I don't want to face my financial reality." "I don't want to stop spending on things I love." We want to inspire you to tackle these beliefs head-on and discover what God might be trying to tell you in this area of your life. Our goal is to make budgeting and managing your finances easy and accessible, no matter your current situation. So, if you're ready to take control of your finances and break free from the limiting beliefs that might be holding you back, tune into this episode. We'll be your hype team, cheering you on every step of the way. And remember, you can access the full workshop in our Real Money Method Plus package for even more invaluable insights. Links: Our Real Money Method Plus Package - https://SeedTime.com/rmm Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/LwgiwId9Bvs) If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we're talking about the second most important financial metric to track, which we call Assets Under Management (AUM). Everything that you do, whether good or bad, affects your AUM. And it's a great number to track because it's a way to measure your financial progress, and if you're moving forward financially. Links: Get your FREE AUM spreadsheet - ​​https://seedtime.com/smrl-aum/ Our Book: Simple Money, Rich Life - ​​https://seedtime.com/smrl/ Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/oinQjX87kL4) These are a few of the topics we cover: Everyone should know their AUM (no matter their financial class) Why we don't like the term "Net Worth" Why AUM reframes your thinking into true stewardship Why you should track your AUM How to determine your assets How much debt do you have? How to calculate your AUM How often should you check your AUM? Good managers know what they are managing See improvement with your AUM by just making a few tweaks God is waiting for you to take that first step in faith and trust Him Find more in Chapter 2 of our book: Simple Money, Rich Life If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A few days ago President Biden initiated a new federal rule could raise the monthly mortgage payments of buyers with good credit scores (680+) by over $60 a month… And when I first saw this I thought for a minute it was a Babylon Bee headline. Turns out it isn't, but is from Newsweek. I then shared it with our Instagram family(https://www.instagram.com/seedtime/) and the response was insane. I probably had 50 DMs in less than 24 hours about it - some outraged, some confused, some with questions. And so today we are going to be doing our weekly LIVE podcast and discussing this and answering as many questions as we can about it. Here are a few of the questions we will be answering: How this new fee affects homebuyers with a credit score of 680 and above 2 What credit score ranges will be getting a discount from current rates How 2/3 of the population is negatively affected by the new mortgage calculation adjustments What you might expect to pay if your credit score is around 680 under the new rules If you already have a mortgage, will these new adjustments apply to you And more… Links for further reading: LLPA Matrix: https://singlefamily.fanniemae.com/media/9391/display LLPA changes: https://www.mortgagenewsdaily.com/news/01192023-big-llpa-changes If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

When I was 13 years old, I spent every dollar I earned on golf. I would play two or three times a week and became a pretty good golfer for my age. While I liked golf, it was never really my favorite sport. But my identity had become wrapped up in it, so I kept playing. It was what I and others had come to expect. As I got older, it dawned on me that spending all my money on a hobby just because I had an aptitude for it or because it was what I was known for didn't make much sense. So, even though it wasn't easy, I laid down that part of my identity. Additionally, over the years, I began better aligning my hobbies with my goals by asking these questions: What if I chose hobbies that weren't inherently expensive? What if I chose hobbies that could make me healthier? What if I chose hobbies that would generate income? When I started asking these questions, I began to see hobbies in a different light. Instead of paying $50 a round to play golf, I could play tennis for free, spend less on equipment, and get better exercise. So our discussion today isn't to try to get you to lay down hobbies you love, but instead to evaluate them from time to time to make sure they are still serving you well. Links: Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/a2FbtalbLnU) If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

A lot of people want to know how they compare, how they stack up to other people. And in this episode we're talking about 5 signs that you're doing better financially than the average American. Now this isn't to feel good at someone else's expense, but to get a healthy perspective about where you stand financially. So regardless of where you stand, let's let this be an encouragement - deal? Links: MSN Article mentioned: https://www.msn.com/en-us/money/personalfinance/5-signs-you-re-doing-better-financially-than-the-average-american/ss-AA15DnvL#image=1 (AUM) The 2nd most important financial metric to track - https://youtu.be/oinQjX87kL4 Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/wFLuUAeXoOw These are a few of the topics we cover: Getting a healthy dose of where you actually stand financially Finding direction in where you want to be with your finances Falling into the parenting trap of comparing your kids to other kids How much do you have in savings currently? Do you need to increase your savings? How does your surroundings affect your finances (season of life, where you live, etc.) Getting creative when you're in a financial emergency The housing market and rise of home values Student loans and the rise of interest rates If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We often get asked "how did you know it was God?" after we share some of our giving stories that God has led us through. While we don't have all the answers and we don't believe there is only one way to hear from God, in this episode we are sharing what we have learned about hearing from God with our giving (and really any other areas of our lives). In this episode we share: The exact process we follow when we are trying to identify if we are hearing from God or not. A specific miracle money story and example that just happened a couple days ago. How hearing from God is something we ALL can do and isn't reserved for the "super-Christians" LOL And a lot more... Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/eW4-80Fka9I)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are talking about the single highest earning investment you can make now (and that you should ASAP). And no it isn't Crypto, Forex, or any other stock pick. It is actually something far easier and more accessible for all of us. Oh and this is our first ever LIVE podcast episode. As in, we live-streamed it on our SeedTime Money podcast channel here: https://www.youtube.com/channel/UCREfMgyUzMp5UAI0ALjCnSw For the remainder of April we are going to be live-streaming episodes each Thursday at 1p CST / 2p EST if you'd like to join us! Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/-ZhVM95VvSw)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In studying countless wealthy people I have discovered there is one thing that they NEVER do. They never depend on their willpower to succeed. They find a way to create a system that will automatically lead them to the success they are after. In today's episode, we are looking at how you and I can steal their secret and apply it to our lives. Links: Automatic Millionaire book by David Bach - https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085 Our Book: Simple Money, Rich Life - https://seedtime.com/smrl Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/kZAYXJWlWck These are a few of the topics we cover: Why you should not rely upon willpower You can become a millionaire by automating a few things The secret of financially successful people How we pay income taxes has changed over the years How to not think about things you don't want to think about How to become a more consistent giver Have you been saving for your retirement? What are the areas in your life that you can automate? If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today I am going to break down the Fundrise innovation fund - I'll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it. And then I'll give you my verdict on if I am going to be investing in it. I keep getting people asking me about this so I decided it was time to talk about it… so without any further delay, here are my thoughts on the Fundrise Innovation Fund. Links: Get the Fundrise $10 signup bonus: https://seedtime.com/2/fundrise.php Fundrise Innovation Fund: https://fundrise.com/offerings/26/view Our 10X Investing Course: https://seedtime.com/10X Send me a DM on Instagram (@seedtime) - https://instagram.com/seedtime Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/WsxDU2IhwNI (Please note: links mentioned may be affiliate links which add to our giveaway fund - for you! Thanks for your support!) These are a few of the topics we cover: What I like about Fundrise Innovation Fund The five interesting sectors that are included in this new investment opportunity What you should know about IPOs when investing My 2 biggest investing concerns that you should also be concerned about Why good management matters Who should definitely NOT invest in this investment What is your risk tolerance? How risky of an investment is the Fundrise Innovation Fund? How you can learn more about investing in our 10X investing course My verdict on if I am going to be investing the Innovation Fund If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today on the podcast, we're talking about paying attention and how it can improve our performance. The idea is based on Pearson's Law, which states that "when performance is measured, performance improves." This applies to everything from driving on the highway when we see a cop with a radar gun, to weight loss, and to our finances. When we measure our performance, it improves. So if you're looking to make better decisions with your money, try using one of the methods we discuss to track your spending (aka measure your performance). Instructions on how to use Personal Capital to track spending - https://SeedTime.com/cashflow Links: Our Book: Simple Money, Rich Life - ​​https://SeedTime.com/smrl Our True Financial Freedom class- https://SeedTime.com/tff Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/fQ0KFEtS3xM These are a few of the topics we cover: What do you do when driving down the road and you see a cop car? How important is it to pay attention? An effective way to improve weight loss How to benefit from implementing Pearson's Law If someone were to pay you to track your spending, would you? The tool you can use to see where you've been spending your money How often you should evaluate your spending What 98% of our listeners will likely NOT do If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide

Well, it's time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful! For more on the method we use check out https://seedtime.com/realmoney You can watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/ebX3yJmDM1M These are a few of the topics we cover: If you think how you spend your money is weird, it's ok… we're all weird! Our budgeting categories reflect what is important to us and your categories should reflect what is important to you Our budget case study - how we specifically break down our budget How you can avoid money fights in your marriage through a budget The benefit of budgeting and having the ability to pay off your house and not carry loans An overview on how our Real Money Method budget system works If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode I am sharing exactly how I went about opening a crypto Roth IRA so that I can get some of my crypto investments inside of the wonderful Roth IRA. This one will probably be better to watch on Youtube than listen and you can do that here... https://youtu.be/Y8RX_VWXb00 Links: Our 10X Investing course (and crypto essentials mini course) - https://seedtime.com/10x Alto CryptoIRA ($50 bonus) - https://seedtime.com/2/altoira.php Directed IRA - https://directedira.com/ Bitcoin IRA - https://bitcoinira.com/ Rocket Dollar Self-directed IRA - https://rocketdollar.com/accounts/self-directed-ira ITrust Capital IRA - https://itrustcapital.com/how-it-works These are a few of the topics we cover: The thinking I have when it comes to crypto investing How to get crypto into a Roth IRA What you should know about Alto's Crypto IRA What I didn't like about other Crypto IRA options My choice for investing a Roth IRA with crypto The risks you should consider with investing with crypto for IRAs The outlook of investing with crypto for IRAs The process in setting up a crypto Roth IRA A look into my crypto Roth IRA profile The easiest trading aspect when it comes to Roth IRA investing If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

So many people think the key to financial success is just in depriving yourself of everything you enjoy in life. We are NOT those people. We believe that you can actually spend MORE on what you love all while improving your financial life. In this episode we talk about exactly how to do that. And for more, check out Chapter 8 of our book Simple Money, Rich Life: https://seedtime.com/smrl How to cancel unused subscriptions: Apple: https://support.apple.com/en-us/HT202039 Amazon: https://www.amazon.com/yourmembershipsandsubscriptions Google store: https://support.google.com/googleplay/answer/7018481?hl=en&co=GENIE.Platform%3DAndroid Links: Our Real Money Method Course - https://seedtime.com/rmm Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/IbhrxPm0WHM These are a few of the topics we cover: Do you feel guilty when spending money? A better way to be intentional with your money Are you spending money on things you don't need, or that's not important to you? Are you spending money on things that you don't know you're spending money on? Do you have the boldness to defy what everyone else is doing and what all the experts are saying to "do you" and instead, be who God made you to be? Have you ever thought about how God is working through you when you're spending money? You need to look for the opportunities that God has given you, as He works through you! If you're married, don't forget that you are in a partnership and that you need to consider what is important to your spouse as well The key we found to be the most helpful when it comes to marriage and finances How to stop fighting about money with your partner When you get your financial life in order, it doesn't have to be one or the other…you can do it all! The blessings that come from not only obeying God, but partnering with Him If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this lesson we are talking about the Roth IRA: a LEGAL tax loophole that is "too-good-to-last" according to a millionaire mentor of mine. If you have heard about the Roth IRA and are curious, this will help give you some inspiration to take advantage of this awesome tool the US Government has given us. Links: Our 10x Investing course will show you (down to what buttons to press) how to open one AND teach you how to make wise investments inside of your Roth IRA - https://SeedTime.com/10x Our True Financial Freedom class will teach you how to master all aspects of the money in a God-honoring way - https://SeedTime.com/tff Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/u98na2GI3uQ Here is just a little bit of what we cover in this episode: Why I think almost everyone should have a ROTH IRA How it could save you hundreds of thousands in taxes How much can I contribute to a Roth IRA? Who is eligible to open a Roth IRA? What types of investments can I hold in a Roth IRA? When can I withdraw money from a Roth IRA? Can I withdraw contributions from a Roth IRA tax-free? Are there any penalties for early withdrawals from a Roth IRA? What is the difference between a Roth IRA and a traditional IRA? Are there any other fees associated with a Roth IRA? How do I open a Roth IRA? If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

As parents, we all want our kids to grow up and be successful adults right?. And, in this episode we're talking about an article I read that is full of wisdom for all parents on this topic. The article consists of some phrases that were never said by 70 parents of highly successful adults. Links: Article mentioned: https://www.cnbc.com/amp/2022/08/20/i-talked-to-70-parents-of-highly-successful-adults-here-are-phrases-they-never-said-when-their-kids-were-young.html Send us a DM on Instagram @seedtime - https://instagram.com/seedtime Watch this episode on our SeedTime Money Podcast YouTube channel - https://youtu.be/e_ogtP6FpRY These are a few of the topics we cover: It's not only okay to get things wrong, but it's good! The success that you see comes with many failures that are not seen Teaching your children how to walk with God through difficulties There is real value in having to work for what you want Why character is built by going through the hard stuff Why you should never let school get in the way of an education Why it's ok if your child has a subject in school that they are not good at Putting your energy into finding what you're good at Laying down your plans and aspirations for your kids How to move your children forward in their gifts Do your kids earn an allowance? Money is not just something you buy stuff with, it's a tool Do you want money, or do you want what you think money is going to give you? How to have your kids grow up with a sense of purpose and wanting to make a difference in the world. If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.