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[Budget breakdown] our advice to a reader facing bankruptcy with 3 little kids
SeedTime with Bob and Linda Lotich · Bob Lotich, Certified Educator in Personal Finance
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Show Notes
In this episode,we share a personal conversation with a reader who's grappling with this tough situation, and I offer some practical, heartfelt advice based on their specific circumstances.
📢Here's what you'll discover:
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The Reader's Dilemma: An in-depth look at a family facing bankruptcy, struggling with debt, and trying to make ends meet.
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Budget Breakdown: Tips on reducing expenses in various categories like groceries, transportation, and childcare.
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Income Generation Ideas: Creative solutions for increasing income through gig work, leveraging assets, and cutting back on non-essentials.
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Managing Debt and Bankruptcy: Insights into navigating Chapter 13 bankruptcy and planning for a financially stable future.
🎯Resources Mentioned:
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Get Upside app: Get cash back on everyday necessities - https://upside.com
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GasBuddy app: for saving on fuel- https://gasbuddy.com
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Consumer Reports: for buying reliable used cars- https://consumerreports.org
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"The Knowledge of the Holy" by A.W. Tozer - https://amazon.com/Knowledge-Holy-W-Tozer/dp/1626309906/
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Our book: Simple Money, Rich Life - https://seedtime.com/smrl
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Our class: True Financial Freedom class - https://seedtime.com/tff
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/7o5VQhAsGjA)!
If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.