Rogue Retirement Lounge with Matt Franklin: Entrepreneur, Investor, Bitcoin Enthusiast

Today I'm chatting with Kris McPeak and we're gonna cover the four types of side hustles. Kris is awesome and I'd highly recommend you check out her podcast here:https://podcasts.apple.com/us/podcast/the-got-side-hustle-show/id1440536489Here's her website:https://www.krismcpeak.com/...and her Instagram:https://www.instagram.com/krismaspeak/Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today I got an email from a guy with the initials A.J.Here's the exact text:Quick question. I am self-employed and started my own business after being in a partnership for six years. Seven months of 2021 I got to 302,000 so I decided that it is time to talk to Financial Advisor. I want to contribute to a sep IRA but he is saying that instead he recommends a individual joint account with my wife which would also be invested the same SSS in American funds active core. Both will get the same amount of return the difference is tax deferred versus not and one I can pull money out at any time versus the other not to 59 1/2 what are your recommendations do you think the sep is still the right way to go? Main goal is retirementMan, I wish my business would've pulled in $300K in seven months.Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today I'm gonna give you a basic intro to dollar cost averaging for your retirement planning/investing.Also, there's some legislation that just passed committee and might actually see the light of day after almost a year.Did you know you could be earning a living abroad and pay NO US federal income tax? It's true, and if you want to go deep into the weeds, you can check out the IRS's Tax Guide For US Citizens and Resident Aliens Abroad:https://www.irs.gov/pub/irs-pdf/p54.pdfRemember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/ 

New year, new you! Weeee!Hey, what're you gonna do in 2022 when interest rates pop THREE times? Will that decimate your retirement portfolio? How 'bout your real estate holdings?More talk about inflation... Tired of hearing about it yet? A healthy awareness of inflation is an important part of EVERYONE'S retirement plan.Today I give a brief rundown on why I LOVE Marathon Digital (MARA).And finally, I found a KICKASS tool that can help with end of year LOSSES on crypto and save you on your tax bill if any of your crypto has gone down the last couple months. Check out Taxbit! Go to https://www.rogueretirementlounge.com/tax and you'll get 10% off for being my friend. In five minutes I was able to grab a few thousand in losses. SO cool!And if you haven't purchased any Bitcoin yet, now might be the time...Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Planning to retire one day? December 31 is the deadline to do your 2021 Roth conversion. So break out some EGG NOG and figure out how much you're gonna roll into your Roth. It's the HAPPIEST TIME OF YEAR, my friends!!Elizabeth Warren, your annoying sweater-clad step-grandma, called Elon Musk a "freeloader." If 1% of American retirement assets made their way into Bitcoin, our lives are gonna change dramatically. (That is, if we already own some bitcoin...)Get FIFTY BUCKS FOR FREE, just because YOU KNOW ME!Go to www.rogueretirementlounge.com/coin and sign up for an account at OKCoin account. Then deposit $100 and you'll get $50 for free! That's a 50% RETURN ON INVESTMENT! Oh, and I'll get $50 too, so it's what the Norwegians call a "Win Win." And if you don't wanna do that, then sign up for a BLOCKFI account! It's got an easy user interface and they've got the Blockfi CREDIT CARD that gives you Bitcoin Rewards!!! GO GO GO! Do it now!Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

After a long delay, I'm BAAAAAAACK, with your favorite retirement planning podcast.Today we're talking about the insane discrepancy between CPI-reported rent increase and REAL rent increases.We're also talking about the politicization of economic indicators and how young progressives are downplaying the inflation crisis as a problem only for 'rich people.'Here's that article trying to debunk Shadowstats:https://fullstackeconomics.com/no-the-real-inflation-rate-isnt-14-percent/We also briefly touch on the gender gap in retirement savings. Spoiler: It's real.And finally, you can get $50 for FREE just by signing up for OKCoin and depositing $100. That's a FIFTY PERCENT RETURN ON INVESTMENT. Just go to www.rogueretirementlounge.com/coin and we'll both get fifty bucks. It's a WIN WIN! You'll be supporting the show and you'll get free money.Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Is crypto part of YOUR retirement plan? Seriously, I borrowed $12,750 against part of my Balance and got the money in three days, with NO credit check.It's the BLOCKFI collateralized loan program where your Bitcoin enables you to BORROW money to BUY MORE BITCOIN!!!Oh, and if you want to dig deep into the 4% rule (which is now, apparently, the 3.3% rule), check out this article in the Wall Street Journal. No subscription required: https://www.wsj.com/articles/the-4-retirement-rule-is-in-doubt-will-your-nest-egg-last-11636713035?st=s23fbwrqh4j62iw&reflink=desktopwebshare_permalinkHere's what China is laughing at today: https://www.npr.org/2021/11/07/1053330774/navy-ship-harvey-milkAnd check out the latest fun we're having in Portland with our homeless friends:https://www.kptv.com/news/this-couldve-been-avoided-homeless-camp-blocks-drainage-pump-access-at-fairview-lake/article_cbe6d42a-45ac-11ec-8d09-87d01dc8935d.html?block_id=666189Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today I cover an incredible article from The Atlantic covering the latest generation of meth and how it's fueling the homeless crisis. Here's the article:https://www.theatlantic.com/magazine/archive/2021/11/the-new-meth/620174/Also, we cover a way to get access to your crypto quicker, say, if you need it to buy XRP on your Atomic Wallet...And finally, some KICKASS crypto mining stocks you should be aware of...Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today’s guest, Brent Bowers, is an investor and coach with a focus on buying and selling vacant land. As an Army Officer with over 8 years of service, Brent was spending a great deal of time away from his family, and he knew he needed to make some changes in order to be more present with his wife and children. Brent began investing in real estate as a way to support his family while having more time to spend with them. In a short period of time, Brent was able to expand his business, hire a team, and (most importantly) spend quality time with his family while still working hard and helping others. Brent now helps other investors learn the ins and outs of buying land. Check out Brent's coaching here:https://www.thelandsharks.com/ Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Hey hey hey!Here's your weekly dose of retirement news from your second or third favorite retirement planning podcast.The SEC approves a Bitcoin ETF, it goes live, and a billion bucks POUR in. People are psyched...How can you secure guaranteed income without having to buy a crappy annuity or a volatile dividend-paying stock. Stablecoins, that's how!And you can get 8.25% interest on the DAI stablecoin over at BlockfiHere's a link to the MarketWatch article about the expats in Columbia:https://www.marketwatch.com/story/forget-colombias-violent-past-these-americans-live-a-very-comfortable-life-outside-medellin-on-4-000-a-month-11634910544Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today I'm going to give you a little Ripple 101. Why? Well, it might really be worth your while to know about Ripple and XRP. If we're talking retirement planning, we might as well cover alternative assets, and XRP is definitely an alternative asset...Here are a couple source articles:https://www.nasdaq.com/articles/the-secs-lawsuit-against-ripple-labs-is-a-pandoras-box-2021-09-17https://en.wikipedia.org/wiki/Ripple_(payment_protocol)#:~:text=3%20Reception-,History,community%20via%20a%20global%20network.And here's the SWIFT vs. Ripple Financial Times article:https://www.ft.com/content/631af8cc-47cc-11e8-8c77-ff51caedcde6And if you want to learn more about Miami's awesome mayor, here's the WSJ article:https://www.wsj.com/articles/come-to-miami-sunshine-low-taxes-normal-life-suarez-florida-11634309693?st=q34814zdvzdeomz&reflink=desktopwebshare_permalinkRemember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: https://www.rogueretirementlounge.com/Follow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Today we have a BOUNTY of retirement news just for you!I'm back from Arizona and I'm ready to rock. Our PRO-Crypto Wyoming senator bought another Bitcoin...Did you know there are cities in the US where you can retire and live comfortably for $1,500 a month? I didn't believe it myself, but check out this article to learn more:https://finance.yahoo.com/news/best-cities-retire-budget-1-220027490.htmlHave you ever considered South Dakota as a retirement destination? Well, if you're on a budget, you might consider it. Here is a rundown of the best counties in SoDak to retire:https://www.keloland.com/news/your-money-matters/best-counties-to-retire-to-in-south-dakota/Do you like to travel? If so, you NEED to subscribe to Scott's Cheap Flights. Click here to get on the Scott's Cheap Flights mailing list. Once you get that first bargain flight, you'll be GLAD you did.Here's that WSJ article on energy price inflation. Scary, but important info:https://www.wsj.com/articles/soaring-energy-prices-raise-concerns-about-u-s-inflation-economy-11633870800Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

This episode is important for ANYONE who's got a spouse, a mate, or any family to whom you want to leave your IRAs. Like it or not, this is an important part of retirement planning. Today we meet Bill Harris of WH Cornerstone Investments. He's the author of "Inheriting Your Spouse’s IRA: The Widow’s Guide to Keeping More of Her Assets" We cover properly naming beneficiaries AND contingent beneficiaries, and a lot more.“Change your clock, change your smoke alarm batteries, check your beneficiaries”A 401(k) is NOT an IRA. They’re treated differently when you die, and you need to properly name your beneficiary. And your beneficiary needs to know what to do when you die...Here's Bill's website:https://whcornerstone.com/Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

So today I just wanted to give you some updates on one of the cornerstones of my retirement plan: Real estate syndications. I had two excellent updates come in this week, and thought I'd share them with you.You might have heard about 31-year-old waitress Alexandria Ocasio Cortez and her "Tax the rich" message on her dress at the Met Gala. But did you hear about her dress designer's unwillingness to pay her taxes? I've got the scoop right here!And there's new legislation being proposed to help encourage retirement savings. Is it gonna be a good thing, or just more bureaucracy?And I have some free advice for you: avoid 'all-you-can-eat' sushi at all costs...Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

A couple months back I was on the Cortez Hustle Podcast and I figured, why not share it with YOU?We cover a lot of ground, including Shark Tank, real estate, syndications, fear of the stock market, and other retirement information for solopreneurs. Self-employed people and entrepreneurs, as it turns out, can always use help with retirement planning and money management.Check out the Cortez Hustle show here: https://podcasts.apple.com/us/podcast/the-cortez-hustle-show/id1509031372And here's that link to the cut-down version of our Shark Tank appearance: https://www.youtube.com/watch?v=vYwoCzv4FKw&t=74s(If I look terrified and uncomfortable, it's because I WAS...)Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Okay kids, today's a GOOD one! Sit back, grab your favorite beverage, and get SMARTER with each passing minute.Retirement News for the last week includes...Socialist imbecile offers his dumbass opinion about Bitcoin in the New York Times:https://www.nytimes.com/2021/09/14/opinion/bitcoin-el-salvador.html*The nationwide housing shortage is only getting worse. Aren't you glad you own real estate????*Have you ever been penalized for not paying your quarterlies on time? If so, write me at [email protected] Today we have a special little departure. An obituary for a very cool guy named Cornell Maier.You can read it here: https://www.wsj.com/articles/ceos-retirement-plan-included-tending-babies-in-intensive-care-11631802685?st=l430qraffiz4fhd&reflink=desktopwebshare_permalinkRemember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

Would you rather pay off your credit card and save 11% interest for the next year, or make an INSTANT 27% return?Sometimes, it just ain't smart to follow the advice of financial gurus. Sometimes, you gotta do what Uncle Matt did, and you might get your retirement plan up and running sooner than later.Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

This week on YOUR FAVORITE RETIREMENT PODCAST!PPI up 8.3% year over year.Here's the shrinkflation link I talked about: https://www.mouseprint.org/2021/08/09/here-we-downsize-again-summer-2021-part-2/Campus insanity continues. Ideologues indoctrinating your already water-headed kids.IRS has a sweet little tax credit if you've had a slow year this year. Read about it here: https://www.fool.com/investing/2021/09/08/irs-is-rewarding-retirement-savers-with-up-to-2000/ Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto. And, you'll be supporting this show, as I'm a Blockfi affiliate!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

September 7, 2021. It really is gonna be a historic day. In today's episode, I'll share some of the good AND the bad news about the new El Salvador law.Remember, go to www.rogueretirementlounge.com/crypto to sign up for your own Blockfi account. You'll get up to a $250 crypto bonus and you'll be on the best exchange out there. AND you'll be able to earn interest on your crypto.Remember to buy $30 worth of Bitcoin on Tuesday, September 7th!If you have a question you’d like me to answer on the podcast, email me at [email protected] out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/

This is the first of a series of bonus episodes I'm gonna do, where I talk about a person that I believe you should be aware of, and hopefully, start to follow. This inaugural episode is focused on Kevin Rose. You'll learn a bit about him, and you'll learn how he has helped me make some very easy money.Find Kevin's "Modern Finance" podcast here: https://podcasts.apple.com/us/podcast/modern-finance/id1338620184Find Kevin's podcast "Proof," which focuses on NFTs, here: https://podcasts.apple.com/us/podcast/proof/id1580998139Kevin's Twitter: https://twitter.com/kevinroseThe Modern Finance Twitter: https://twitter.com/modern_fiKevin's Instagram: https://www.instagram.com/kevinrose/***REMEMBER TO GET YOUR $250 CRYPTO BONUS BY SIGNING UP AT BLOCKFI: www.roguretirementlounge.com/cryptoFollow ME on Twitter: https://twitter.com/LoungeRogueFollow me on Instagram: https://www.instagram.com/lairdgrainger/Check out my retirement planning podcast website: https://rogueretirementlounge.comAnd email me with questions about ANYTHING: [email protected]

Lots of retirement news to cover today:Here's the article about the landlord who's homeless due to her deadbeat tenants: https://www.cbsnews.com/news/eviction-ban-landlord-homelessness-tenants-rent/The NY Times ham-fisted article on Bitcoin's calamitous environmental impact:  https://www.nytimes.com/interactive/2021/09/03/climate/bitcoin-carbon-footprint-electricity.htmlLyn Alden's excellent article on Bitcoin's REAL environmental impact: https://www.lynalden.com/bitcoin-energy/Get $250 in free bonus crypto at Blockfi! https://rogueretirementlounge.com/cryptoCheck out my retirement planning podcast website at https://rogueretirementlounge.com/Email your questions to [email protected] a great weekend!

HEY HEY HEY!Today's good. We find out rents are going way up, so be happy you bought that investment real estate!!Crypto and Bitcoin news and YOUR retirement!! Mark Cuban lashes out, which is awesome, and I miss out on some serious NFT profit, which sucks.Speaking of NFTs, check out my new on on Instagram: https://www.instagram.com/lairdgrainger/And while you're there, follow me! I'm a social media dummy, so I need all the friends I can get.Be sure to check out my retirement podcast website at www.rogueretirementlounge.com

So you say you want to buy real estate as part of your retirement, but maybe you don't have enough cash for the down payment? Well, real estate investment trusts might be the answer.In today's episode of the Rogue Retirement Lounge, I do a deep dive into REITs. What they are, how they work, advantages, disadvantages, and on and on and on.And remember, Dave Ramsey PROHIBITS investing with REITs, so if you follow his investing advice, please avoid this episode. Oh, and don't have PRE-MARITAL SEX!!!!!Most important note for you today: Sign up for a Blockfi account, so you can buy cryptocurrencies with MINIMAL fees, and earn interest on those cryptos. CLICK HERE and they'll give you some bonus crypto when you fund your account. This is the FUTURE, my friend. Retirement planning is all about diversification and I would say that crypto should be part of anyone's portfolio...Be sure to check out my retirement planning podcast website.And don't forget to email me with questions: [email protected]

Today's episode is JAM-PACKED with retirement news just for YOU!40% of Americans fear retirement worse than death. Read the whole article here:https://finance.yahoo.com/news/40-americans-fear-retirement-more-210049829.htmlOregon high school students no longer have to be able to read, write or do math to graduate. Seriously.Read the Wall Street Journal article hereWanna use Bitcoin to buy your house? Well, the second-largest mortgage lender is about to make that possible.Sign up for your Blockfi crypto account and support this show! I'll love you forever and you'll be trading crypto in no time. Just click here and make it happen!We've got some viewer mail for you, and we end today's show with a little wrap-up on how your dollars' value has faired since Nixon took us off the gold standard.As always, check out my retirement planning podcast website at www.rogueretirementlounge.comHey, have you followed me on Twitter yet? You should! Here's the link: https://twitter.com/LoungeRogue

Here's a link to the Andrew Stotz video. IT'S GOOD: https://www.youtube.com/watch?v=zJaVC7xxzQkIf your retirement plan includes stocks, you'll want to watch that video.Did you hear about Gene Simmons buying a boatload of Bitcoin? Listen and learn!!And Orthodox Jews' exodus from NY to Florida. Here's the article: https://www.wsj.com/articles/orthodox-jews-leaving-brooklyn-florida-taxes-lockdowns-school-choice-11628265034?st=fsaqrpsk9bgigfb&reflink=desktopwebshare_permalinkCheck out my retirement planning podcast website at https://rogueretirementlounge.comGot retirement planning questions? Email me at [email protected]

In retirement news today we cover a lot of ground...I finished Atlas Shrugged and I hope you'll read it if you haven't yet.Infrastructure bill passes and things ain't looking pretty when the budget bill passes.Dig this chart of the P/E ratio for the S&P 500 going back to 1950: https://www.currentmarketvaluation.com/models/price-earnings.phpCrypto retirement news...Here's a link to the online event with the author of the new Thomas Sowell biography: https://oregoncatalyst.com/5   4732-cascade-policy-institute-online-event-discovering-life-thomas-sowell-authorunsigned.htmlBe sure to check out my retirement planning podcast website at www.rogueretirementlounge.comAnd as always, be sure to email me at [email protected] with questions about YOUR retirement

Before you listen to today's episode, check out this article in the Washington Post about a widow who lost her house because her dead husband didn't have life insurance. It's sad. Today's special guest to help us unravel the mysteries of life insurance as it relates to our retirement planning is Daphne Jones, from sunny Houston, Texas. She's a wealth coach and co-host of the Smart Women, Smart Money podcast. This is a basic intro to life insurance and we get into the whole "term vs. whole life" debate. Remember, Dave Ramsey forbids you from buying a whole life policy. But what if you become uninsurable in your later years, but you still want life insurance? Well, you'll be out of luck.There's a lot of food for thought in here, so sit back, crack open a beer and get yourself a quick education on what can be a confusing topic.To get on Daphne's calendar for a complimentary wealth checkup and review, go here: https://calendly.com/daphne-tsmc/comp-sessionBe sure to visit my retirement planning podcast website at www.rogueretirementlounge.comAnd if you have any questions you'd like me to answer on the show, email me at [email protected]

Today we're talking about the eviction moratorium and some potential unintended consequences.How are retirees affected when this kind of thing happens?Do you have real estate as part of your retirement plan? Do things like this scare you?Also, we talk about my new Bitcoin node. Is Bitcoin part of your retirement plan? I think it might be sooner than you think.Check out the Rogue Retirement Lounge retirement podcast website at https://rogueretirementlounge.comAnd if the mean things I said in today's episode upset you, please send your hate mail to [email protected]

Let's face it: The more woke we become as a society, the more we're going to need to feel good about the environmental, social and governance policies of the companies we invest in for our retirement.Okay, maybe not all of us. But either way, ESG is becoming a buzzword in the investing world and a lot of us are very concerned about how companies treat the environment, their employees, their customers, etc.So today I'm giving a little rundown on what exactly ESG investing is and how you can be a more socially responsible investor while you plan for your retirement.Also, I have an update on my progress relating to the CRAZY Damien Hirst NFT circus.Want to learn more about this batch of 10,000 NFTs? Here are a couple links:https://currency.nft.heni.com/marketplace?https://opensea.io/collection/thecurrencyDo you have a question I can answer on air? Or would you like to just chat about retirement planning? Email me at [email protected] be sure to check out my retirement planning podcast website at https://rogueretirementlounge.com

Is gold about to jump? As our currency keeps getting debased by Fed liquidity, gold is the original safe haven asset. So how much are you buying?If you want to follow gold and precious metals, you need to subscribe to the Gold Newsletter. Full stop.And if you want to read that Barron's article about the upcoming gold rally, click here.Damien Hirst's "Currency" NFT project can be found here. Check out my retirement planning podcast website at https://www.rogueretirementlounge.comAnd please email me if you have any questions! [email protected]

If you heard last week's retirement news episode, you might have heard that Dave Ramsey prohibits his followers from investing in ETFs. But yet they're perfectly welcome to buy mutual funds. In today's episode I'm breaking down the similarities and differences between the two vehicles to reveal why Dave's advice is asinine. Also, some people will tell you it's better to rent than to own in retirement. While this is a personal decision everyone has to make, I share some numbers that might challenge conventional wisdom.And I talk about a dumb article Trulia produced five years ago, which contends that if you're not worried about leaving your home to your kids when you kick the bucket, it's better to rent.Here's a link to the article: https://www.trulia.com/research/rentvsbuy_retirees_spring16/If you see a dumb article or if you hear some bad retirement advice, email me at [email protected] so I can share it on the show.Be sure to check out my retirement planning podcast website at https://www.rogueretirementlounge.com

Oh my! We cover a lot today, so light up, take a walk, grab a beer or do whatever you do. Let's learn some shite!Check out https://www.instagram.com/portlandlookslikeshit/ and watch how my city is swirling the bowl...Dig this article on Coinbase versus Blockfi.Get on the waiting list for the Blockfi credit card! Amp up your retirement with crypto, yo!How about joining my mailing list? Just go to my retirement podcast website to join up at https://www.rogueretirementlounge.comQuestions? Email me at [email protected]

Today I have the honor of interviewing Susan Latremoille. She helps people plan the non-financial aspects of retirement: Physical, mental, social and emotional.This is important stuff and anyone planning their retirement should be thinking about these factors well before they quit their job or exit their business.Susan is a Family Enterprise Advisor, FEA, (Family Enterprise Exchange), and holds an Executive MBA. Susan is a former board member of Richardson Financial Group and holds her ICD.D designation (Institute of Corporate Directors). Susan is a certified Retirement Coach (CRC). She is the author of The RichLife – Managing Wealth and Purpose, It’s Not Just about the Money – The Whole Life Approach to Wealth Management, co-author of On the Shoulders of Atlas- a Story about Transitioning a Family Owned Business and co-author – Thriving Throughout Your Retirement Transition.Take Susan's SuccessFinder assessment at www.successdna.caLearn more about Next Chapter Lifestyle Advisors at : www.nextchapterlifestyleadvisors.comAlso, be sure to check out the Rogue Retirement Lounge Podcast website at https://www.rogueretirementlounge.comAnd if you have questions about any topic, from pop culture to world geography, email me at [email protected]

Hey there!This week we've got a quick look at the Northwestern Mutual Planning & Progress Study.Check out the full document from Northwestern Mutual hereI also give you a quick update on my progress in the Anthony Pompliano Crypto Academy. Good times!!Also, how has COVID shown YOUR readiness for retirement? I'd give myself about a C- grade on my reaction to the pandemic...And is your Roth gonna get taxed? Check out this Forbes article about how Peter Thiel's $5 Billion Roth is attracting the attention of haters...Check out my retirement planning podcast website at https://www.rogueretirementlounge.comGot retirement questions you'd like me to answer on my podcast? Write me at [email protected]

Today I'm having a quick chat about this new global corporate tax plan the G20 is working on.Here's the NY Times article: https://www.nytimes.com/2021/07/10/us/politics/global-tax-overhaul-g20.htmlAnd here's the Early Retirement website I like to lurk in: https://www.early-retirement.org/Here's the Pompliano Crypto Course: https://www.pompscryptocourse.com/ (I'm not an affiliate - I don't get a kick back from Anthony if you join the class)And remember, if you want to earn up to 100,000 Marriott Bonvoy points while helping me earn a few bonus points in the process, just click here and sign up for the Marriott Chase Visa!

Comin' atcha straight from DETROIT ROCK CITY! Short episode today, as I gotta go see more of this interesting town.Here's the Detroit News article on the life expectancies by neighborhood:https://www.detroitnews.com/story/news/local/michigan/2018/12/18/life-expectancy-michigan-neighborhoods/2305048002/Here's the Bankrate Best and Worst States for Retirement: https://www.bankrate.com/retirement/best-and-worst-states-for-retirement/Here's the CNBC Social Security Quiz:https://www.cnbc.com/2021/07/04/claiming-social-security-take-this-quiz-to-see-how-much-you-know.htmlAnd here's the page where you can click and sign up for the Marriott Bonvoy Rewards Visa:https://www.rogueretirementlounge.com/blog/points/Remember, if you click the link on that page, I'll get bonus points when you join. You'll get up to 100,000 points and I'll get a bonus. How awesome is that???? Or you can just click here and go strait to the sign-up page.Be sure to check out the retirement planning podcast website at https://www.rogueretirementlounge.comAnd if you have questions, feel free to email me at [email protected]

If you don't have an HSA yet, please give this episode a listen. If you do have an HSA, you still might learn a thing or two. For instance, did you know you can roll over money from your IRA into your HSA?Here's the RBC Wealth Management "Taking Control of Health Care in Retirement" report.Here's a list of 7 HSA custodians that offer investment options.Here's the Investopedia article about IRA-to-HSA transfers.Here's a link to the Marriott Bonvoy Rewards card that'll give you excellent travel rewards, (and up to 3 free nights just for joining) while giving me, your loving host, some bonus points.Email me at [email protected] if you have any questions.And check out my retirement planning podcast website at rogueretirementlounge.com.

Happy Independence Day weekend (to my friends here in the States).Today we're gonna briefly talk about financial and retirement-related education for women, and a terrible article I read in Kiplinger's. I mention the Bigger Pockets Money Podcast, which you can find here: https://podcasts.apple.com/us/podcast/biggerpockets-money-podcast/id1330225136Here's a link to the blockchain demo I discuss. You're gonna LOVE this: https://www.youtube.com/watch?v=_160oMzblY8Modern Finance, a podcast we all should be listening to: https://podcasts.apple.com/us/podcast/modern-finance/id1338620184The pandemic retirement savings survey: https://www.magnifymoney.com/blog/news/pandemic-impact-on-retirement-survey/And last but not least, if you want to support this podcast, it's as simple as signing up for a Marriott Bonvoy Rewards credit card through the links on the Rogue Retirement Blog. If you sign up for the card using one of the links on that page, we'll both get great bonuses!For more retirement planning podcast episodes, check out the Rogue Retirement Lounge website.And as always, feel free to email me at [email protected] if you have any questions.

Today I'm going through some of the highlights of the 2021 version of the Guide to Retirement, from JP Morgan Asset Management. According to the nice folks at JP Morgan,"Updated annually, the Guide to Retirement provides an effective framework for supporting advisor retirement planning conversations with clients. It includes charts and graphs to help explain complex topics in a clear and concise manner."According to Katherine Roy, Chief Retirement Strategist, J.P. Morgan Asset Management, “Our 2021 Guide to Retirement considers a number of timely themes impacting those planning for retirement, such as managing lower expected returns for those closer to retirement, the importance of diversified investing, and tax management strategies.”It's a 50+ slide PowerPoint deck and if you're not a complete retirement nerd, it's a big pile of eye-crossing charts and graphs. But there is some good information. And today I go through some of the highlights and how some of the data might affect you and your retirement plan. So join me, won't you?And if you want to download a copy for yourself, here's a link:https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/Do you have retirement planning questions? Stop by the Rogue Retirement Lounge website.Or send me an email at [email protected] support this podcast? Sign up for the Marriott Bonvoy Rewards Visa card! You'll earn kickass hotel points for your next vacation, and I, your host, will receive a fat stack of bonus Marriott points. Talk about a WIN-WIN!! Click here to make my whole week!

Today's episode is a deep-dive into the solo 401(k), which is a 'secret weapon' for solopreneurs. Did you know you can buy cryptocurrencies, gold, real estate, or even a race horse with a solo 401(k)??? Log onto E*Trade and try to buy investment real estate within your IRA. You can't do it. And that's why you need a solo 401(k). Not to mention, the SUPER-HIGH contribution limits.Jordan Sheppherd has helped hundreds of people set up solo 401(k) plans. He's an expert in this stuff and he's a really cool dude.Self-direction is an amazing opportunity that I believe all self-employed people should take advantage of. But don't take my word for it; check out this episode and find out for yourself.Learn more about Jordan's services at www.checkbookira.com. Disclosure: I hired Jordan to set up my solo 401(k) a few years back, and it was the single most important decision I've made in my retirement planning process.Hey, do you have a question about retirement planning you'd like me to answer on a future episode? Email me at [email protected] or visit my retirement planning podcast website and click the red "Send Matt a Voicemail" button on the side and ask a question there.Also, if you can leave me a review for this podcast on whatever platform you use, I'll be your best friend!

Just a little retirement news for the week ending Friday June 18, 2021.More inflation as a direct result of labor shortages, which are a direct result of federal unemployment bonus programs.Will the 1031 exchange go away?Investing in cryptocurrency within a 401(k)? WTF?Mortgages for retirees. Here's the Forbes article: https://www.forbes.com/advisor/mortgages/get-a-mortgage-after-retirement/New retirement study shows the pandemic has altered some folks' retirement plans.Check out the website for this retirement planning podcast at https://www.rogueretirementlounge.comAnd email me your questions: [email protected]

What do you do if you want to get involved in real estate as part of your retirement plan, but you don't want to be a landlord? That's easy: Invest in real estate syndications.A syndication is basically a partnership between a group of investors to purchase some kind of asset. There’s one person or a team of people who act as the sponsor or syndicator, and then there are the investors, who put in money, which is usually used for the down payment, and sometimes partially for improvements to the property, once it’s acquired. Investors in these syndications often receive quarterly distributions, followed by a large payoff once the property eventually sells.In today's episode, I'm going to run you through my first syndication investment, which I got into in the summer of 2018. My goal is to show you that it's not complicated, and if you get to know the right people, these can be very safe, very lucrative investments.I believe that real estate can really accelerate the growth of your retirement nest egg, while at the same helping you avoid the volatility of the equities markets. Check out today's episode and see how easy it is to get real estate into your retirement plan.For more information and episodes, be sure to visit my retirement planning podcast website at http://www.rogueretirementlounge.com And if you have any questions you'd like me to answer on the show, feel free to email me at [email protected]

So just for the hell of it, I thought I'd record a quick episode covering some of the week's retirement-related news. It's a short episode, but have a listen.Retirement planning is seriously like a part-time job, so I want this podcast to be a one-stop resource for you. Doing a weekly news episode might be part of the plan, so let me know if you get any value out of this.Meanwhile, this retirement planning podcast does have a website, so pop by and sign up for my mailing list.And if you have any questions you'd like me to answer on the podcast, email me at [email protected]

What if you can't afford to retire? What if half of your nest egg gets wiped out in the coming economic collapse? Or what if you could retire five years earlier by finding an alternative place to live for less than half the price of the US?Today I'm very proud to have Tim Leffel on the show. He's an award-winning travel writer and author of The World’s Cheapest Destinations, Travel Writing 2.0, and the living abroad book A Better Life for Half the Price.He is also editor of the narrative web publication Perceptive Travel, named “best online travel magazine” by NATJA and “best travel blog” by SATW.This guy is a true expert on living abroad. Currently he's in Guanajuato, Mexico, living well for less than what his mortgage payment was when he lived in Florida.Check it out and be sure to visit the website for this retirement planning podcast.Any questions about retirement planning for the self-employed? Email me at [email protected]

One of the best, most simple explanations I've ever heard for economics is from the book “The Armchair Economist,” by Steven Landsburg. He wrote that most of economics can be summarized in four words: “People respond to incentives.”People respond to incentives.Here in Portland, we've incentivized homelessness and lawlessness with our attitudes and legislation essentially encouraging our homeless friends to do drugs and commit whatever crime necessary to support their habit. All while letting people camp pretty much anywhere within the city limits.I talk about this because much of the problem could have been prevented, but it makes us feel good to make it as easy as possible for people to engage in self-destructive behavior. And it makes us feel bad to incarcerate the less fortunate for committing crimes.Also, I briefly talk about the concept of a "Geographic Plan B." This is basically the idea that if you can't afford to retire where you are, there are many options out there where you can live for MUCH less. It's worth having a Plan B in place, just in case your retirement plans change down the line.And on the next episode I'm talking with a true expert in living abroad and all the things that go with it. He's Tim Leffel and I guarantee you're going to get a lot out of it.Thanks for joining me today and it would mean the world to me if you'd subscribe to this podcast and maybe give me a positive review. To join my mailing list, pop over to https://www.rogueretirementlounge.comAnd if you have any questions you'd like me to answer on the show, email me at [email protected]

Do you know Jon Dwoskin? If not, you should. He's a successful business coach and host of the THINK Business Podcast.Here's Jon's bio: https://jondwoskin.com/wp-content/uploads/2020/08/About-Jon.pdfHere's where you can find videos of Jon, his books, his blog and more: https://jondwoskin.com/resources/We don't talk too much about retirement planning in this episode, but if you're self-employed, you'll get a ton of value from Jon.If you have any questions about this interview, entrepreneurship or retirement planning, email me at [email protected] for more retirement planning info or to get on my mailing list, check out www.rogueretirementlounge.com

Inflation and your retirement planIn today's episode of the Rogue Retirement Lounge Podcast, I'm briefly going to cover yet another reason why you shouldn't pay off your home mortgage early and then we're gonna have some real talk about inflation.Inflation and taxes are the two biggest destroyers of your retirement wealth, so it's worth talking about them. I know, nobody wants to talk about inflation, but it needs to be done. Inflation is insidious, so you need to have it as part of your retirement planning calculus. The Rogue Retirement Lounge Podcast is your source of retirement planning info, specifically for self-employed people and entrepreneurs.If you have any questions you'd like me to answer on a future episode, send me an email at [email protected].

In this episode I will show you how paying an extra $100 a month to pay down your home mortgage could cost you around $85,000. With real numbers and everything!One of the best and easiest ways to build wealth is simply by owning your house. But in today's low-interest environment, paying off your mortgage early could be an expensive mistake. So why do Dave Ramsey, David Bach and Suze Orman insist that you should pay off your home as soon as possible? Well, it makes for good sound bites and nobody will actually challenge them on it.If you could have an extra $85,000 in your retirement nest egg, would it help you?Check out today's episode and remember to get on my mailing list at www.rogueretirementlounge.com.

Today's episode is an intro to the self-directed IRA. Did you know you can buy cryptocurrencies within an IRA and get tax-free gains on the growth? Or other alternative investments, like cattle, race horses or precious metals. Log onto E*Trade and try to buy investment real estate within your IRA. You can't do it. And that's why you need to self-direct.Jordan Sheppherd has helped hundreds of people set up self-directed IRAs and solo 401(k) plans. He's an expert in this stuff and he's a really cool dude.Self-direction is an amazing opportunity that I believe all self-employed people should take advantage of. But don't take my word for it; check out this episode and find out for yourself.Learn more about Jordan's services at www.checkbookira.com. Disclosure: I hired Jordan to set up my solo 401(k) a few years back, and it was the single most important decision I've made in my retirement planning process.Hey, do you have a question about retirement planning you'd like me to answer on a future episode? Email me at [email protected] or visit my website and click the red "Send Matt a Voicemail" button on the side and ask a question there.Also, if you can leave me a review for this podcast on whatever platform you use, I'll be your best friend!

James Altucher is an outspoken opponent of buying a home. He wrote a very popular blog post about why here.In today's episode, I cover a couple reasons why this advice is extremely irresponsible. If you follow it, you could be missing out on the easiest money you've ever made. According to the Federal Reserve Bulletin that came out in late 2020, the median homeowner has about 40 times the household wealth of a renter.Have a listen and send me an email at [email protected] if you agree or disagree with me.As always, for the latest in retirement planning for entrepreneurs, come see me at www.rogueretirementlounge.com