Retirement Starts Today Radio

Have you ever considered buying fraud insurance for your portfolio? How about moving abroad to save on health care costs? On this episode of Retirement Starts Today we go over articles that tackle these questions as well as why many financial firms are giving back money to their clients. Listen to this episode of Retirement […] The post Do You Need Bernie Madoff Insurance? Ep #79 appeared first on Retirement Starts Today Radio.

Have you ever heard of the term forcing mechanism? You may not have since it is a scientific term. But today you will learn how a forcing mechanism can improve your retirement. But first, we will discuss 2 headlines for you to think about. The first one will make you wonder what you should be […] The post How Can a Forcing Mechanism Improve Your Retirement?, Ep #78 appeared first on Retirement Starts Today Radio.

In this episode of Retirement Starts Today, you will learn about scams targeting seniors, what not to do to replace long-term care, and how the sharing economy may help you stay independent longer. You will also learn whether you should invest in the latest marijuana investment craze. Listen to this episode of Retirement Starts Today […] The post Are You Aware of the Top 10 Scams Targeting Seniors? Ep #77 appeared first on Retirement Starts Today Radio.

Have you heard of the grey divorce phenomenon? Many of us have the vision of walking into retirement hand in hand with our spouse. You know that vision, where you walk off into the sunset and live happily ever after. What happens instead if you face a divorce in retirement, can there be a happily […] The post How to Survive Grey Divorce and Being Single in Retirement with Sara Stanich, Ep #76 appeared first on Retirement Starts Today Radio.

When is the last time you checked up on your employer-sponsored retirement plan? Dealing with 401K’s is a daunting task, people have so much on their plates already. Learning about all the fees and costs can be a bother. But it is important to know whether your employer-sponsored retirement plan is up to snuff. On […] The post How to Get the Most Out of Your Employer-Sponsored Retirement Plan with Aaron Pottichen, Ep #75 appeared first on Retirement Starts Today Radio.

Are you familiar with the term “State of domicile?” You’ll be hearing it more and more as our world becomes more and more digitally connected and people become more mobile. Retirees should especially pay attention to the issue because it could save them thousands of dollars. If you’re interested in possibly changing your state of […] The post Change Your Tax Status by Changing Your Domicile Ep #74 appeared first on Retirement Starts Today Radio.

There are many things we can learn from the time usage and happiness of Millionaires – not just how to make money and enjoy a better lifestyle. This episode brings you a handful of insights from a Harvard Business School study that looked into how millionaires use time, particularly when it comes to the level […] The post What We Can Learn From The Time Use And Happiness of Millionaires, Ep #73 appeared first on Retirement Starts Today Radio.

There are many people who have impacted the way the world of investing works – but none in such a game-changing way as John Bogle. John founded Vanguard, a discount investment company specializing in index funds, in 1976 and was harshly criticized for it. But his approach has truly changed the way investments happen today. […] The post How John Bogle Put Money In Your Pocket, Even If You’ve Never Invested With Vanguard, Ep #72 appeared first on Retirement Starts Today Radio.

Most people have retirement questions – and this podcast is aimed at helping answer them – so I’m thankful when I get to do these “Q&A” sessions on the podcast. In this episode, you’re going to hear 4 questions from listeners like you. The first one highlights my advice to those who do NOT contribute […] The post Listener Submitted Retirement Questions (Asked & Answered #3), Ep #71 appeared first on Retirement Starts Today Radio.

What would you do if a $90,000 bill showed up in your mail a few weeks after your parents passed away? Can creditors pursue children for the medical expenses of their parents? We’ll get into it on this episode. But first, I want to address what’s going on in the markets. It looks like there […] The post Are Children Responsible For Their Parent’s Debts?, Ep #70 appeared first on Retirement Starts Today Radio.

Even though by all counts, 2018 was a terrible year for investing, you can make 2019 your best year ever. I can say that so confidently because I believe that it doesn’t depend on what will happen in the markets or economy. It depends on you. On this first episode of 2019, I want to […] The post How Your Best Year Ever Could Happen in 2019, Ep #69 appeared first on Retirement Starts Today Radio.

The calendar is almost done for 2018 – and I’ve been thinking about podcast goals for 2019. Great things have happened with the show in the past year and the future looks very bright. I’ve enjoyed the interaction I’ve been able to have with you – the loyal listeners of the show – and look […] The post Podcast Goals For 2019 – And An Exciting Personal Update, Ep #68 appeared first on Retirement Starts Today Radio.

As you might imagine, tax strategies for retirees are not the same as those for non-retired investors. Not only do typical considerations like income brackets make a significant difference there are also changes in the tax laws that impact retirees differently than others. In this episode, I dive into specific situations and opportunities retirees need […] The post Simple Tax Strategies For Retirees In 2018 appeared first on Retirement Starts Today Radio.

One of the first books that got me thinking differently about finances and helped me believe that becoming wealthy was within reach was “The Millionaire Next Door.” The impact of the book on my life is hard to describe and is one of the many reasons I invited Sarah Fallaw to be my guest on […] The post Become Wealthy by Doing What The Wealthy Do, with Sarah Stanley Fallaw, Ep #66 appeared first on Retirement Starts Today Radio.

Preorder Chris Hogan’s new book: Everyday Millionaires: How Ordinary People Built Extraordinary Wealth―and How You Can Too I’ve been a fan of Dave Ramsey and the entire Dave Ramsey team for many years. My wife and I have coordinated several Financial Peace University classes at local churches and I was even one of Dave Ramsey’s Endorsed […] The post Chris Hogan: How Ordinary People Built Extraordinary Wealth – and How You Can Too appeared first on Retirement Starts Today Radio.

Recorded LIVE at FinCon 2018 (Financial Blogger’s Conference) in Orlando Florida. Advisors share their worst investments and the most shocking investments they’ve ever seen. Later on, the advisors discuss why investors are so drawn to speculative investments. Your hosts: Me – You know me :) Roger Whitney – Host of The Retirement Answer Man Chad […] The post Whats the Worst Investment You’ve Ever Seen? 4 Advisors Weigh in appeared first on Retirement Starts Today Radio.

Our guest today is Jamie Hopkins. Jamie and I have a unique connection, as Jamie was one of the professors for my RICP designation (Retirement Income Certified Professional). Listen in as Professor Hopkins and I discuss: Why he choose retirement planning and educating financial planners over other disciplines. What is an easy way to boost […] The post Rewire Your Retirement – An Interview with Jamie Hopkins appeared first on Retirement Starts Today Radio.

In today’s episode, we tackle part two of our two part series – Working beyond age 70. Check out part one – Health Insurance and Social Security: Retirement Headlines!! We fired up the Retirement Starts Today way-back machine to the year 2016 – when companies were tripping over each other to get out ahead of […] The post Retiring After 70 Part 2 appeared first on Retirement Starts Today Radio.

In today’s episode we share the results of our first annual listener survey, we check out breaking news in our “retirement headlines’ segment, and we tackle part one of our two part series: ‘Working beyond age 70’. — Thank you to those of you that participated in the survey – It is my hope that […] The post Retiring After 70 Part 1 appeared first on Retirement Starts Today Radio.

In our 2018 listener survey, we learned that over 50% of our listeners listed “traveling” as the #1 activity that excites them about retirement. When talking about traveling in retirement, the topic of timeshares often isn’t far off. Anecdotally, our clients are happy with their timeshare purchases, but that doesn’t mean horror stories aren’t out […] The post How to Buy a Timeshare: A Beginner’s Guide appeared first on Retirement Starts Today Radio.

Click here to take our 2018 listener survey Immediate Annuities: Friend or Foe? A few weeks ago, a reader named Richard emailed me with this exact query: “Is having a non-inflation indexed payment stream desirable? Are there other better options?” It didn’t surprise me at all that Richard wrote in with this question. If you […] The post Immediate Annuities, Friend or Foe? appeared first on Retirement Starts Today Radio.

With around 10,000 baby boomers retiring in the US every day, the investment industry is always trotting out the latest and greatest investment offerings to help retirees solve the following riddle: How do I turn my accumulated savings into consistent retirement income? Strategy Shares Nasdaq 7HANDL Index ETF (HNDL) is the latest offering attempting to […] The post The Road to Hell is Paved With Yield appeared first on Retirement Starts Today Radio.

How to Deal with Increasing Long Term Care Insurance Premiums Question from listener: “My Long Term Care insurance premiums just went up by 70%! What should I do?” Long Term Care (LTC) presents a sticky dilemma. It seems to be a responsible choice that will provide some peace of mind about your future, but it’s […] The post Dealing With Skyrocketing Long Term Care Insurance Premiums appeared first on Retirement Starts Today Radio.

Medicare is going broke!! Time to panic! Everybody pack your bags and move to Canada because the the entire country is going broke…. Or is it?…. We’re going to break it all down and help you make sense of the headlines. A Washington Post article made waves this week, stating that a crucial Medicare trust […] The post Medicare is Going Broke!! (And Other Exaggerations) appeared first on Retirement Starts Today Radio.

The Top 6 Easily Avoidable Retirement Mistakes We all work hard to plan for retirement. In any such endeavor, it’s good to learn from other people’s triumphs and mistakes, so I’d like to share six retirement mistakes I see all too frequently. The best part is, they’re easily avoidable! #6: Not getting the most out […] The post Top 6 Easily Avoidable Retirement Mistakes appeared first on Retirement Starts Today Radio.

Our guest today, Roger Whitney, is the host of the popular retirement planning podcast The Retirement Answer Man and author of the new book Rock Retirement. Roger has over 27 years experience walking life with clients into and through retirement. Listen in as Roger and I discuss: Why do we tend to draw ‘inside the lines’ […] The post Are You Ready to ROCK Retirement? appeared first on Retirement Starts Today Radio.

When looking for that perfect house to retire to, many retirees discover that getting a mortgage in retirement is different than getting a mortgage while working. Once we retire, our wages (the primary mortgage underwriting qualifier) stop and the source of our income radically changes. Many recent retirees complain that once their paychecks stop, their banker starts to look at them differently! The post Getting a Mortgage in Retirement appeared first on Retirement Starts Today Radio.

Is Selling Your Life Insurance a Good Idea? Recently, I was sitting in our office waiting anxiously for our Keurig machine to do its job when I saw a commercial that piqued my interest. The commercial was about life insurance, but it wasn’t your typical sales pitch. It was a service touting the benefits of […] The post The Pros and Cons of Selling Your Life Insurance appeared first on Retirement Starts Today Radio.

5 Easy Steps to Becoming a 401k Millionaire While becoming a 401k millionaire may seem like a crazy, out-of-reach goal, it’s not that hard to become a 401(k) millionaire if you have the self-discipline to stick with a long-term plan. Fidelity recently shared this idea in a blog post on the top habits of 401(k) […] The post 5 Easy Steps to be a 401k Millionaire appeared first on Retirement Starts Today Radio.

The post Interview with The Social Security Teacher, Joe Carbone CFP® appeared first on Retirement Starts Today Radio.

Are you ready to head down the path to an amazing retirement? We are tackling the topics on the mind of the modern retiree, on Retirement Starts Today Radio. Recent Posts Do I Need Two Financial Advisors? 5 Reasons to Work One More Year Why You Shouldn’t Hire Me As Your Financial Advisor The Fiduciary […] The post Intro to Retirement Starts Today Radio appeared first on Retirement Starts Today Radio.