Retirement Starts Today Radio

Has the news about the ups and downs in the market lately got you a bit worried? You aren’t the only one. Many people are even thinking about pulling their money out in case there is a market correction. Does this sound like you? If so, you’ll definitely need to listen to this episode. When […] The post Frothy Markets – Beware or Prepare? Ep # 178 appeared first on Retirement Starts Today Radio.

Are you setting yourself up for a single-ply retirement? Do you find yourself trying to save money out of habit rather than necessity? Listen to the retirement headlines segment to find out why this may not be the best idea in retirement. In the listener questions segment, I actually have a listener answer. I asked […] The post Single-Ply Retirement, Ep #177 appeared first on Retirement Starts Today Radio.

I figured that you all may be a bit sick of hearing the news lately which is why this week’s episode will focus only on listener questions without the Retirement Headlines segment. I’ve got 2 listener questions that will pique your interest. Chris asks about long term care insurance. What is the difference between hybrid […] The post Life Insurance Isn’t Special, Ep #176 appeared first on Retirement Starts Today Radio.

I’m feeling optimistic this year and I want to continue to spread that optimism. That’s why I want to focus several shows on travel. Most people’s travel plans were foiled by covid in 2020, so 2021 will be the year of the vacation! We’ll be interviewing experts and discussing the mental and physical health benefits […] The post What to Do with $500,000 I Don’t Need? Ep. #175 appeared first on Retirement Starts Today Radio.

Would you want to raise your standard of living for half of what you live on now? Tim Leffel did, which is why he chose to uproot his family from their life in Nashville to move to a small city in Mexico. Tim is the author of the book A Better Life for Half the […] The post Could Living Abroad Save You Money? with Tim Leffel, Ep # 174 appeared first on Retirement Starts Today Radio.

I’m thrilled to be back sharing the latest retirement headlines with you after my short holiday break. The biggest news on the retirement radar this week is that the 2nd Coronavirus stimulus package has passed. Together, we’ll take a look at the most relevant parts. Then I’ll answer the question: do you need a Roth […] The post What You Need to Know About Coronavirus Stimulus Package 2.0, Ep # 173 appeared first on Retirement Starts Today Radio.

Welcome back to another edition of Retirement Rewind — episodes so good we played them twice! Time for travel is by far the number one thing that Retirement Starts Today Radio listeners look forward to in retirement. That’s why I interviewed David Jacoby on to this episode and why it was chosen as a Retirement […] The post Retirement Rewind: How to Retire Abroad with David Jacoby, Ep # 172 appeared first on Retirement Starts Today Radio.

Welcome to this episode of our Retirement Rewind. Retirement Rewind episodes are so informative that we decided to play them again while I take the month of December to spend a bit more time to enjoy my family. Estate planning attorney, John Ross from the Big Picture Retirement podcast, joins me to discuss how you […] The post Retirement Rewind: Estate Planning Strategies to Preserve IRAs with John Ross, Ep #171 appeared first on Retirement Starts Today Radio.

What would happen if you go over your tax bracket by $1 when doing a Roth IRA conversion? On this Retirement Rewind episode, we’ll explore the best way that you can take advantage of the current tax cuts and get the most out of your money. What will Roth conversion season mean for you? Listen […] The post Retirement Rewind: It’s Roth Conversion Season, Ep #170 appeared first on Retirement Starts Today Radio.

Welcome back to the Retirement Rewind! I take the last part of the year off from podcasting to spend more time with my family. But that doesn’t mean that you miss out on your favorite retirement podcast. Actually, I have a treat for you today. This episode is so good this is the 3rd time […] The post Retirement Rewind: My Favorite Retirement Podcasts (for the 3rd time) #169 appeared first on Retirement Starts Today Radio.

Welcome to Retirement Rewind! Each year I take the holiday season off from podcasting to spend more time with my family. The good news is that I prepare my favorite episodes from the past for you to enjoy. This episode is an interview with Fritz Gilbert over at the Retirement Manifesto blog. In this interview, […] The post Retirement Rewind: The Hidden Challenges of Retirement with Fritz Gilbert, Ep # 168 appeared first on Retirement Starts Today Radio.

Are you worried about what the election means for your retirement portfolio? Many people are tempted to make big changes to their retirement savings to reflect their election concerns. On this episode of Retirement Starts Today Radio, you’ll learn what you can do to your portfolio if you are nervous about the transition. You’ll also […] The post BIG Legislation Changes, tiny Portfolio Changes, Ep # 167 appeared first on Retirement Starts Today Radio.

After you finally get Medicare all figured out and everything in place, the last thing you want to do is ever think about it again. But unfortunately, you need to review your Medicare coverage annually. Danielle Roberts is back, yet again, to help us understand what we need to do annually to review our Medicare […] The post Medicare Annual Maintenance and Timelines: What Do I Need to Do Annually? Ep #166 appeared first on Retirement Starts Today Radio.

Do you know the difference between a Medicare supplement and a Medicare advantage plan? You’ll need to understand their differences to make an educated decision about which to choose when it is time to sign up for Medicare. Danielle Roberts from Boomer Benefits joins me again to help us wade through the various Medicare supplement […] The post Medicare Supplements & Advantage – Where Does Part D Fit In? with Danielle Roberts, Ep # 165 appeared first on Retirement Starts Today Radio.

Deciding to retire before age 65 can be a tough decision to make. For most people, this decision will result in an extra $1000 or more a month in health insurance expenses. Retiring after age 65 has its pitfalls as well. On this episode of Retirement Starts Today, Danielle Roberts joins me again to discuss […] The post Retirement: What to Expect if You Retire Before or After Age 65, Ep # 164 appeared first on Retirement Starts Today Radio.

You asked and I listened. This summer I asked you all for your thoughts on the show and many people responded that they wanted to hear more deep dives into complex subjects. We tried this out with the Living Off Your Savings series and now we’re taking some extra time to discuss Medicare. This episode […] The post Medicare Basics: What to Expect as You Approach Age 65 with Danielle Roberts, Ep # 163 appeared first on Retirement Starts Today Radio.

Are you one of the many people still working from home due to the pandemic? What seemed like a phase that would last a few weeks has turned into a trend with no end in sight. While working from home creates exciting possibilities, especially for those considering retirement, it also has its downfalls. Many people […] The post How to Avoid Burnout While Working From Home, Ep # 162 appeared first on Retirement Starts Today Radio.

Are you worried about the seemingly constant news stories which claim that Social Security may run out of money? These articles highlight any problems that the Social Security program is facing which can lead the reader to fret about the future of the guaranteed income source in retirement. Not surprisingly, there are companies out there […] The post Social Security Bankruptcy Insurance, Ep # 161 appeared first on Retirement Starts Today Radio.

If you are listening to Retirement Starts Today, you probably have retirement on your mind. You have probably given thought as to how you will spend your money, where that money will come from, healthcare, and plenty of other subjects. But have you put any thought into how much notice you will give your employer? […] The post How Do You Plan to Give Your Retirement Notice? Ep # 160 appeared first on Retirement Starts Today Radio.

Have you seen the news about Tesla and Apple lately? Their stock prices are surging to new highs after the announcement of a stock split. Is this what is supposed to happen with a stock split? Learn more about stock splits and what they mean for you by listening to this episode of Retirement Starts […] The post Are Stock Splits Good for Stocks? Ep # 159 appeared first on Retirement Starts Today Radio.

Have you been wanting to know a bit more about Biden’s tax plan without all the political spin? Me too! That’s why I dug deep to find the best information that I could share with you all. I promise, no politics here; just relevant information to help you best prepare for an amazing retirement. In […] The post How the Biden Tax Plan Could Affect Your Retirement, Ep # 158 appeared first on Retirement Starts Today Radio.

Have you ever hear of a bank bail-in? You read that right, bail-in, not a bail-out. I hadn’t heard of this concept until recently and wanted to share it with you so that you understand how it works. Listen in to understand how this buzzword could be used to trick you into worrying about your […] The post Will Bank Bail-Ins Replace Bail-Outs? Ep # 157 appeared first on Retirement Starts Today Radio.

You may be wondering why I have invited Shark Tank star, Kevin Harrington on the show today. I often talk about how becoming a mentor in retirement is an amazing way to continue to get fulfillment while still enjoying the benefits of retirement. When I discovered that Kevin has a new book out called Mentor […] The post Mentored By a Shark with Kevin Harrington from TV’s Shark Tank, Ep # 156 appeared first on Retirement Starts Today Radio.

Have you thought about what you’ll do with your life insurance policy in retirement? One listener is considering what he should do with his policy. Find out 3 options you have available as well as my opinion on whether you still need to carry life insurance in retirement. On this episode, you’ll also hear a […] The post Do You Still Need Life Insurance in Retirement? Ep #155 appeared first on Retirement Starts Today Radio.

Welcome back to another exciting episode of Retirement Starts Today. I want to say thank you to everyone who has participated in the Listener Survey. There is still time until the end of August 2020 to participate in the survey and voice your opinion about what you would like to hear on the show next […] The post Lifetime Income Illustrations Are Coming to Your 401K, Ep #154 appeared first on Retirement Starts Today Radio.

Do you have a lot of stuff? If you said yes, you are not alone. 60% of older Americans think that they have too much stuff. We’ll take a look at an article that addresses this problem in the Retirement Headlines segment today. I also have 2 listener questions that I will respond to. But […] The post Nobody Wants Your Stuff, Ep # 153 appeared first on Retirement Starts Today Radio.

Welcome back to Retirement Starts Today! I have long been a proponent of saving in 401K’s, but will this article in Bloomberg make me change my mind? That’s the first article in the Retirement Headlines segment. We’ll also check out an article about the coin shortage and how hobbies can improve your financial fitness. Couple […] The post Does It Still Make Sense to Save in a 401K? Ep # 152 appeared first on Retirement Starts Today Radio.

So you think you know a thing or two about Social Security? Let’s put it to the test! I came across a Social Security Quiz from CNBC that I thought was fun, so I wanted to share it with you all. Stick around after the quiz to hear some listener questions. You’ll learn how to […] The post Put Your Social Security Knowledge to the Test, Ep # 151 appeared first on Retirement Starts Today Radio.

Tax expert, Andy Panko, joins me today to discuss taxes in retirement. Andy and I know each other from his Taxes in Retirement Facebook group. I figured he would be the perfect person to have on the show to help me answer several questions about this topic. Retirement is one time in life when you […] The post Taxes in Retirement with Andy Panko, Ep # 150 appeared first on Retirement Starts Today Radio.

Well, today you get to find out. Since I am attempting a family road trip with 6 kids under 12, I can’t personally be with you all this week. But I am excited to share with you a bit of my interview with my friend Grant Bledsoe on his podcast, Grow Money Business. Listen in […] The post Optimizing Your Retirement Planning Strategies with Grant Bledsoe, Ep # 149 appeared first on Retirement Starts Today Radio.

It’s true, money can’t buy happiness. But does how you choose to spend your money affect your happiness? Today we’ll discuss one article that challenges that old adage. We’ll also discuss a multifaceted question from a listener who just accepted an early retirement package. We’ll help her consider whether to rollover funds into an IRA […] The post Money Can’t Buy Happiness – Or Can It? Ep # 148 appeared first on Retirement Starts Today Radio.

Would you consider adding private equity funds to your 401K? We’ll weight the pros and cons of this interesting idea as we explore the retirement headlines. No listener questions today, instead, this episode is all about the headlines. We have news about RMD’s, private equity funds, tax strategy in retirement, and a shocking Fidelity study. […] The post Should Private Equity Funds Have a Place in Your 401K? Ep # 147 appeared first on Retirement Starts Today Radio.

Retirement Manifesto blogger, Fritz Gilbert joins me today. Fritz was actually my very first guest on the show and is now my first repeat guest. I’m excited to have him join me again since he has recently retired. Fritz shares insight from his research in writing his blog and book but also from his first-hand […] The post The Hidden Challenges of Retirement with Fritz Gilbert, Ep # 146 appeared first on Retirement Starts Today Radio.

I’ve got an exciting episode planned for you today. This episode will focus solely on listener questions but as an added twist I’ve asked my friend Grant Bledsoe over at Grow Money Business Podcast to join me in answering these questions. I think you’ll benefit from Grant’s expertise as a Registered Investment Advisor and enjoy […] The post Answering Listener Questions with Grant Bledsoe, Ep # 145 appeared first on Retirement Starts Today Radio.

Can you imagine this nightmare? You’re newly retired and then a global pandemic comes along and threatens financial markets all over the world leaving you bankrupt in only two weeks. Listen to this cautionary tale in the retirement headlines segment of our show today. But what is more important than hearing the frightening scenario is […] The post Bankrupt in Just Two Weeks, Ep #144 appeared first on Retirement Starts Today Radio.

Do you know what you would do if your employer offered you an early retirement package? Before you rush into an answer, I have 4 questions for you to consider. Given the present economic climate, this is an important consideration. On this episode, we’ll also talk about survivorship bias and what you can learn from […] The post 4 Questions to Ask Yourself If You Are Offered an Early Retirement Package, Ep #143 appeared first on Retirement Starts Today Radio.

Are you an eternal optimist or a prudent pessimist? It may seem like the stock market is the eternal optimist. Have you seen the headline that Uber laid off 3,000 employees? If you have, you may be wondering why their stock jumped up. Learn why this is a common occurrence by listening in. Then on […] The post Are You a Prudent Pessimist? Ep # 142 appeared first on Retirement Starts Today Radio.

Thanks for participating in the office hours that we’ve held for the past several weeks. Due to that question and answer period, we have exhausted all of our listener questions. But don’t worry we have some interesting articles to discuss on today’s episode. Listen in to learn more about the CARES Act, the lack of […] The post Economic Effects of the Coronavirus, Ep #141 appeared first on Retirement Starts Today Radio.

Have you been listening to what has been going on in the commodities markets lately? People around the world were shocked when oil prices went negative in the month of May. I didn’t even know that this could happen and I’m a financial professional! This interesting turn of events led me to seek the expertise […] The post How Did Oil Prices Drop to Negative Numbers? with Dan Eberhart, Ep # 140 appeared first on Retirement Starts Today Radio.

One of the effects of the Coronavirus has been a number of cancelled plans. Have you had to cancel plans due to the pandemic? Today we’ll explore how to get a refund. I’ll also share a CNBC article that I use as a cautionary tale. Then we’ll look at some cosmic opportunities that may arise […] The post How to Get a Refund for Your Cancelled Plans, Ep # 139 appeared first on Retirement Starts Today Radio.

With the recent market volatility, people are looking for financial advisors now more than ever. But how can you choose a financial advisor that’s right for you? I created a PDF with 8 questions to ask a financial advisor when you are looking. I’ll discuss these 8 questions as well as answer 2 listener questions […] The post 8 Questions to Ask a Financial Advisor, Ep # 138 appeared first on Retirement Starts Today Radio.

On this episode of Retirement Starts Today I want to share with you the retirement questions I received through my Friday Office Hours. Office Hours is an online space where I am available to answer any financial questions that come to mind. Over the past 2 weeks, we’ve had a great turn out with about […] The post Retirement Questions from Office Hours, Ep # 137 appeared first on Retirement Starts Today Radio.

You may have gotten your stimulus check last week, but whether or not you have received the funds you may still have stimulus check questions. On this episode, I’ll answer several common questions surrounding the stimulus checks. I’ll also highlight some positive news for most of us. Positive news is hard to find today so […] The post Your Stimulus Check Questions Answered, Ep #136 appeared first on Retirement Starts Today Radio.

We all know that scammers are out there looking for the next opportunity to prey on their targets. The Coronavirus isn’t just a worldwide pandemic, for scammers its an opportunity to try new scams. On this episode of Retirement Starts Today you’ll learn how to spot a Coronavirus scam, stimulus check scam, and a grandparent […] The post Spotting and Avoiding Coronavirus Scams, Ep # 135 appeared first on Retirement Starts Today Radio.

Everyone is talking about buying the dip, but what is the best way to do that? I’m not an investment advisor, but since the stock market has taken a serious downturn, now may be a good time to consider your overall investment strategy. That’s why I’ve invited investing expert, Lawrence Hamtil, co-founder of Fortune Financial […] The post What You Need to Know About Buying the Dip with Lawrence Hamtil, Ep # 134 appeared first on Retirement Starts Today Radio.

With the Coronavirus situation bringing so much change into our lives, I decided to bring an abrupt conclusion to the Living Off Your Savings series. Instead, today, we’ll talk about some of the changes that the Coronavirus legislation will bring. Now that President Trump signed the Coronavirus stimulus package into law I wanted to give […] The post What You Need to Know About the Coronavirus Stimulus Package, Ep # 133 appeared first on Retirement Starts Today Radio.

Before you retire you’ll need to think about how to turn your assets into retirement income. Today I’ll share with you my 2 favorite ways to turn your assets into retirement income. You’ll hear about the pros and cons of the 4% rule. I’ll also teach you about the guardrail strategy. After listening, you’ll be […] The post Living Off Your Savings: How to Turn Assets Into Retirement Income, Ep # 132 appeared first on Retirement Starts Today Radio.

I promise I did not crash the market just to give you guys an example of a bear market for this episode! But I guess this episode is releasing at the right time. As of this recording, we are not in a bear market yet, but it looks like we’re heading there. It doesn’t really […] The post Living Off Your Savings: How to Deal With a Bear Market, Ep # 131 appeared first on Retirement Starts Today Radio.

Now you know what your spending in retirement will be, but how do you know where and when to withdraw money? Welcome back to the second episode in the Living Off Your Savings series. Last week we established how much you needed to retire and you learned how to create a retirement budget. Today we’ll […] The post Living Off Your Savings: How Do I Cover My Spending in Retirement? Ep # 130 appeared first on Retirement Starts Today Radio.

Have you created a retirement budget? That’s what we’re going to cover this week on Retirement Starts Today. The month of March brings a change in format for us. We are going to try a monthly series format. The theme of this month’s series is Living Off of Your savings. For the entire 5 week […] The post Living Off of Your Savings: How to Create a Retirement Budget, Ep # 129 appeared first on Retirement Starts Today Radio.