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Retirement Quick Tips with Ashley

Retirement Quick Tips with Ashley

524 episodes — Page 1 of 11

How to Invest New Money (Without Second-Guessing Yourself)

May 11, 202614 min

What Happens If You Retire at the Wrong Time? Part 7 - Closing Thoughts & Key Takeaway

May 10, 20262 min

What Happens If You Retire at the Wrong Time? Part 6 - Turning Crisis Into Opportunity

May 9, 20265 min

What Happens If You Retire at the Wrong Time? Part 5 - Portfolio Construction and Social Security Timing

May 8, 20264 min

What Happens If You Retire at the Wrong Time? Part 4 - Flexibility Is Your Key Strength if you retire at the wrong time

May 7, 20264 min

What Happens If You Retire at the Wrong Time? Part 3 - Building Your Cash & Portfolio Buffer

May 6, 20263 min

What Happens If You Retire at the Wrong Time? Part 2 - Sequence of Returns Risk

May 5, 20265 min

What Happens If You Retire at the Wrong Time? Part 1 - Intro

May 4, 20265 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 7

May 3, 20262 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 6

May 2, 20262 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 5

May 1, 20262 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 4

Apr 30, 20261 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 3

Apr 29, 20262 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 2

Apr 28, 20262 min

Your Tax Return Is a Goldmine: Don't Just File It and Forget It - Part 1

Apr 27, 20263 min

The Top 10% of Retirees: How Much Is Enough?

Apr 20, 202615 min

Oil, Iran, and a Rocky Quarter: Your Q1 2026 Market Debrief

Apr 13, 202613 min

The Hidden Tax Traps in Retirement No One Talks About | Recap

Apr 12, 20263 min

Retirement Tax Traps: Social Security Taxation

Apr 11, 20264 min

Retirement Tax Traps: The Widow's Penalty

Apr 10, 20264 min

Retirement Tax Traps: Required Minimum Distributions (RMDs)

Apr 9, 20268 min

Retirement Tax Traps: Medicare Surcharges (IRMAA)

Apr 8, 20265 min

The 3 Retirement Tax Traps That Everyone Neglects

Apr 7, 20267 min

The Hidden Tax Traps in Retirement No One Talks About

Apr 6, 20263 min

Fix My Portfolio | Recap

Apr 5, 20264 min

Ep 2566Fix My Portfolio: Too Many Holdings, No Real Diversification

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Cecilia Age = 60 Time to retirement = just retired last month Allocation to stocks (54%), bonds (32%), cash (14%)

Apr 4, 20267 min

Ep 2565Fix My Portfolio: The Gambler's Portfolio

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Edward Age = 76 Time to retirement = just retired - wife is 62 and plans to continue working ~5 more years Allocation to stocks (63%), bonds (14%), cash (23%)

Apr 3, 20267 min

Ep 2564Fix My Portfolio: The One Stock Problem

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Benjamin Age = 59 Time to retirement = retired, takes income from investment portfolio, and does part time consulting work Allocation to stocks (74%), bonds (23%), cash (2%), other (1%) - small amount in metals and bitcoin Portfolio concentrations = 1 volatile, untested tech stock = 23% of the portfolio

Apr 2, 20267 min

Ep 2563Fix My Portfolio: Too Much In Stocks

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Patrick Age = 70 Time to retirement = been retired for several years Allocation to stocks (90%), bonds (9%), cash (1%) Other things to know: Very high net worth (~$15 million and very low spend rate on assets)

Apr 1, 20266 min

Ep 2562Fix My Portfolio: The "Bury it in the Backyard" Strategy

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Bridget Age = 66 Time to retirement = already retired for a few years Allocation to stocks (20%), bonds (30%), cash (50%)

Mar 31, 20266 min

Ep 2561Fix My Portfolio

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week's topic is: Fix My Portfolio

Mar 30, 20263 min

Ep 2560Iran Conflict: What It Means for Markets, Inflation, and Your Retirement

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: Iran Conflict: What It Means for Markets, Inflation, and Your Retirement

Mar 23, 202613 min

Ep 2561Smart Splurges: The Things I Love Spending Money On | Recap

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Smart Splurges: The Things I Love Spending Money On In case you missed any episodes this week, I shared examples of where I gladly spend money, including buying back time through outsourcing tasks, investing in my health to maximize my healthspan, and prioritizing meaningful time and experiences with the people I love.

Mar 22, 20263 min

Ep 2558What Are Your Smart Splurges?

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On So far this week, I've talked about some of the areas where I think it's smart to spend: Buying back time Optimizing health Spending quality time and creating memories with family and friends So hopefully the examples I've given of my favorite smart splurges have got you thinking about where it makes sense to spend lavishly. In order to use money in a way that increases contentment and happiness, it's important to spend in a way that is consistent with what you value most. So I want to revisit questions I asked earlier this week

Mar 21, 20265 min

Ep 2557Ruthlessly Spending Money To Improve Your Health

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On. Today, I'm talking about spending money to improve your health. When it comes to healthcare spending, I really think of it as an investment. I'm less focused on maximizing lifespan and more focused on maximizing healthspan—the number of years you're healthy, active, and able to enjoy life.

Mar 20, 20269 min

Ep 2556Spending Money on More Memories, Less Stuff

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On Today, I'm talking about splurges on memories, not stuff.

Mar 19, 20263 min

Ep 2555Spending Money To Buy Back More Time

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On. Today, I'm talking about spending money to buy back your time. The older I get, the more I realize how valuable time really is. And the older we get, the less of it we have, which makes it even more important not to waste it.

Mar 18, 20266 min

Ep 2553It's OK to Splurge!!

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On According to a recent survey by Motley Fool Money, today's retirees splurge too! The top wasteful things today's retirees spend money on are food, utilities, and lottery tickets. Baby boomers are more likely than the average consumer to waste food by throwing out leftovers or expired items, to leave appliances or utilities running unnecessarily, to buy brand-name pantry items and to buy lottery tickets.

Mar 17, 20268 min

Ep 2553Smart Splurges: The Things I Love Spending Money On

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: Smart Splurges: The Things I Love Spending Money On

Mar 16, 20263 min

Ep 2552Financially Secure, Not Flashy: The Quiet Millionaire Formula for Retirement

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Financially Secure, Not Flashy: The Quiet Millionaire Formula for Retirement In case you missed any episodes this week, here's what we covered.

Mar 15, 20264 min

Ep 2551The Hidden Benefits of Quiet Wealth

This week we've been talking about the quiet millionaire formula for retirement.

Mar 14, 20268 min

Ep 2549Lifestyle Habits of Quiet Millionaires

This week we're talking about the quiet millionaire formula for retirement. Today I want to talk about some of the lifestyle habits I often see among financially secure people.

Mar 12, 20265 min

Ep 2548The Status Trap: Why Flashy Wealth Can Be Dangerous

This week we're talking about the quiet millionaire formula for retirement.

Mar 11, 20265 min

Ep 2547What is a Quiet Millionaire?

This week we're talking about the quiet millionaire formula for retirement. So what exactly is a quiet millionaire?

Mar 10, 20263 min

Ep 2546Financially Secure, Not Flashy: The Quiet Millionaire Formula for Retirement

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week I'm talking about the benefits of practicing quiet wealth, and why it's important—especially for retirees—to be intentional about being quiet with our money.

Mar 9, 20262 min

Ep 2545Start Social Security Earlier to Smooth Lifetime Tax Liability

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the final scenario worth considering when deciding whether or not to start social security earlier rather than later - which is to smooth out your lifetime tax liability in retirement.

Mar 8, 20263 min

Ep 2544Start Social Security Earlier to Smooth Lifetime Tax Liability

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the final scenario worth considering when deciding whether or not to start social security earlier rather than later - which is to smooth out your lifetime tax liability in retirement.

Mar 7, 20269 min

Ep 2543Claim Early To Avoid Spending Down Your Assets

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about reason #4 to start social security earlier - that is to avoid spending down your assets.

Mar 6, 20264 min

Ep 2542Claim Early If You Don't Expect To Live Into Your 80s

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about claiming early when you don't expect to live long enough to benefit from a delay in waiting.

Mar 5, 20266 min

Ep 2541When Married Couples Benefit from Claiming Social Security Earlier

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Yesterday, I talked about how there could be several benefits - including more predictable income and tax scenarios in retirement from high net worth individuals claiming earlier rather than later. This flies in the face of conventional advice, and can be overly simplistic for the millions of married couples who are trying to decide how and when to claim social security. So today, I'm talking about scenarios where married couples can benefit from claiming earlier.

Mar 4, 20267 min