Retirement Quick Tips with Ashley

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Benjamin Age = 59 Time to retirement = retired, takes income from investment portfolio, and does part time consulting work Allocation to stocks (74%), bonds (23%), cash (2%), other (1%) - small amount in metals and bitcoin Portfolio concentrations = 1 volatile, untested tech stock = 23% of the portfolio

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Patrick Age = 70 Time to retirement = been retired for several years Allocation to stocks (90%), bonds (9%), cash (1%) Other things to know: Very high net worth (~$15 million and very low spend rate on assets)

This week's theme on the Retirement Quick Tips podcast is fix my portfolio. I'm rating your real-life investment portfolios and sharing with you my perspective and suggestions. Today's portfolio comes from Bridget Age = 66 Time to retirement = already retired for a few years Allocation to stocks (20%), bonds (30%), cash (50%)

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week's topic is: Fix My Portfolio

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: Iran Conflict: What It Means for Markets, Inflation, and Your Retirement

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Smart Splurges: The Things I Love Spending Money On In case you missed any episodes this week, I shared examples of where I gladly spend money, including buying back time through outsourcing tasks, investing in my health to maximize my healthspan, and prioritizing meaningful time and experiences with the people I love.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On So far this week, I've talked about some of the areas where I think it's smart to spend: Buying back time Optimizing health Spending quality time and creating memories with family and friends So hopefully the examples I've given of my favorite smart splurges have got you thinking about where it makes sense to spend lavishly. In order to use money in a way that increases contentment and happiness, it's important to spend in a way that is consistent with what you value most. So I want to revisit questions I asked earlier this week

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On. Today, I'm talking about spending money to improve your health. When it comes to healthcare spending, I really think of it as an investment. I'm less focused on maximizing lifespan and more focused on maximizing healthspan—the number of years you're healthy, active, and able to enjoy life.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On Today, I'm talking about splurges on memories, not stuff.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On. Today, I'm talking about spending money to buy back your time. The older I get, the more I realize how valuable time really is. And the older we get, the less of it we have, which makes it even more important not to waste it.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On According to a recent survey by Motley Fool Money, today's retirees splurge too! The top wasteful things today's retirees spend money on are food, utilities, and lottery tickets. Baby boomers are more likely than the average consumer to waste food by throwing out leftovers or expired items, to leave appliances or utilities running unnecessarily, to buy brand-name pantry items and to buy lottery tickets.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: Smart Splurges: The Things I Love Spending Money On

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Financially Secure, Not Flashy: The Quiet Millionaire Formula for Retirement In case you missed any episodes this week, here's what we covered.

This week we've been talking about the quiet millionaire formula for retirement.

This week we're talking about the quiet millionaire formula for retirement. Today I want to talk about some of the lifestyle habits I often see among financially secure people.

This week we're talking about the quiet millionaire formula for retirement.

This week we're talking about the quiet millionaire formula for retirement. So what exactly is a quiet millionaire?

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week I'm talking about the benefits of practicing quiet wealth, and why it's important—especially for retirees—to be intentional about being quiet with our money.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the final scenario worth considering when deciding whether or not to start social security earlier rather than later - which is to smooth out your lifetime tax liability in retirement.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the final scenario worth considering when deciding whether or not to start social security earlier rather than later - which is to smooth out your lifetime tax liability in retirement.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about reason #4 to start social security earlier - that is to avoid spending down your assets.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about claiming early when you don't expect to live long enough to benefit from a delay in waiting.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Yesterday, I talked about how there could be several benefits - including more predictable income and tax scenarios in retirement from high net worth individuals claiming earlier rather than later. This flies in the face of conventional advice, and can be overly simplistic for the millions of married couples who are trying to decide how and when to claim social security. So today, I'm talking about scenarios where married couples can benefit from claiming earlier.

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the findings from a 2025 Vanguard research report: "Claiming Social Security early: A spectrum of breakeven and longevity risks"

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about what to do if you're laid off right before retirement. You planned to work another couple years, but you got your pink slip instead. What do you do when your timeline for retirement is completely upended? This week's theme is just a single episode, so if you're listening on Alexa, be sure to listen online or on another platform for the complete, unedited version of this week's episode. And if you're new to the podcast - welcome! I'm a financial advisor and co-owner of True North Retirement Advisors. For the last 18 years, I've helped my clients make a plan and build wealth for a confident and fulfilling retirement, and this podcast is dedicated to helping you do the same! In the last couple months, I've had 2 clients who were laid off only a couple years from their retirement. One after working at the same employer for the last 40 years. It's a scary time filled with a lot of questions - do I need to find another job? Will anyone hire me at this age? Can I afford to retire earlier than I expected? So in today's episode, I'm going to walk you through the steps to take if you find yourself unexpectedly laid off in the crucial couple of years before retirement. So let's get into it…

It's Sunday and I'm wrapping up the week by summarizing this week's theme: In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today, I'm talking about how Gen X as they embark on retirement. The oldest Gen Xers are already 60, and getting close to retirement. Some are already retired.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today, I'm talking about Gen X's saving and spending habits.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today I'm talking about a few key differences between Boomers and Gen X that help define how they view and relate to money - particularly as Gen X approaches retirement.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. While Boomers love to talk about the assassination of JFK and the landing on the moon and can tell you exactly where they were and what they were doing during both events, Gen X remembers the Challenger exploding, the LA riots, and the suicide of Kurt Kobain. The defining economic event that shaped Gen X's financial path was the dot com bust. Younger Gen Xs were just finishing school and launching their careers in the late 1990s and early 2000s, while older Gen Xs ers - 35 years old at this time, were now well established.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. If Gen X had a one word motto it would be: whatever. It's not that they don't care, it's that they've had to roll with so many punches since childhood, that they've learned to be self-sufficient and largely cautious about institutions.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the differences between Gen X & Boomers when it comes to planning for and living in retirement. For my entire career as a financial advisor, I've been focused on working with boomers, as the great wave of retiring baby boomers had just started 18 years ago when I became an advisor. But fast forward to today, and the oldest boomers, born in 1946 turn 80 this year, and the youngest of boomers, born in 1964, are now 62 (the most common retirement age for someone in the US) and eligible for social security. The vast majority of baby boomers are retired, and the next wave of retirees - Gen Xers are in the homestretch to retirement. Born between 1965 & 1980, Gen Xers are now in the homestretch to retirement. So this week, I'll talk about how these generational differences shaped how & why retirement will look differently for them

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Retiring in 2026? Don't Miss These Critical Financial To-Dos In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about some of the key tax traps to avoid if you can, and at the very least, pay attention to and familiarize yourself with before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about the importance of simplifying your finances as you get close to retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about thinking through your ideal schedule in retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about revisiting your investment strategy before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about boosting your emergency savings.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the question: Retiring in 2026? Don't Miss These Critical Financial To-Dos - part 2 Last week I talked about my top five most important items to check off your pre-retirement checklist before you get that gold watch (if you're younger than me, you don't even understand that reference!) This week I'm talking about 5 more critical steps to take.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Retiring in 2026? Don't Miss These Critical Financial To-Dos In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about considering a move in retirement, to downsize, or should I say right size. The most important consideration here is to plan ahead so you can live somewhere where you can age in place.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about getting rid of all debt before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about making a social security filing game plan.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year. Yesterday, I talked about figuring out if you can afford to retire. Today, I want to spend more time discussing how to create a retirement spending budget.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about the most critical box to check if you're planning to retire this year: make sure you can actually afford to retire

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the question: Retiring in 2026? Don't Miss These Critical Financial To-Dos

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Is 2026 the Right Time to Sell Your Home? In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026.