Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips podcast, I'm talking about When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early Today, I'm talking about the findings from a 2025 Vanguard research report: "Claiming Social Security early: A spectrum of breakeven and longevity risks"

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about: When You Shouldn't Delay Social Security: 5 Smart Reasons to Claim Early

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm talking about what to do if you're laid off right before retirement. You planned to work another couple years, but you got your pink slip instead. What do you do when your timeline for retirement is completely upended? This week's theme is just a single episode, so if you're listening on Alexa, be sure to listen online or on another platform for the complete, unedited version of this week's episode. And if you're new to the podcast - welcome! I'm a financial advisor and co-owner of True North Retirement Advisors. For the last 18 years, I've helped my clients make a plan and build wealth for a confident and fulfilling retirement, and this podcast is dedicated to helping you do the same! In the last couple months, I've had 2 clients who were laid off only a couple years from their retirement. One after working at the same employer for the last 40 years. It's a scary time filled with a lot of questions - do I need to find another job? Will anyone hire me at this age? Can I afford to retire earlier than I expected? So in today's episode, I'm going to walk you through the steps to take if you find yourself unexpectedly laid off in the crucial couple of years before retirement. So let's get into it…

It's Sunday and I'm wrapping up the week by summarizing this week's theme: In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today, I'm talking about how Gen X as they embark on retirement. The oldest Gen Xers are already 60, and getting close to retirement. Some are already retired.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today, I'm talking about Gen X's saving and spending habits.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. Today I'm talking about a few key differences between Boomers and Gen X that help define how they view and relate to money - particularly as Gen X approaches retirement.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. While Boomers love to talk about the assassination of JFK and the landing on the moon and can tell you exactly where they were and what they were doing during both events, Gen X remembers the Challenger exploding, the LA riots, and the suicide of Kurt Kobain. The defining economic event that shaped Gen X's financial path was the dot com bust. Younger Gen Xs were just finishing school and launching their careers in the late 1990s and early 2000s, while older Gen Xs ers - 35 years old at this time, were now well established.

This week on the Retirement Quick Tips podcast, I'm breaking down the generational differences between Gen X & Boomers. These two generations approach money very differently, and those differences have a big impact on how they save, plan for retirement, and ultimately live in retirement. If Gen X had a one word motto it would be: whatever. It's not that they don't care, it's that they've had to roll with so many punches since childhood, that they've learned to be self-sufficient and largely cautious about institutions.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the differences between Gen X & Boomers when it comes to planning for and living in retirement. For my entire career as a financial advisor, I've been focused on working with boomers, as the great wave of retiring baby boomers had just started 18 years ago when I became an advisor. But fast forward to today, and the oldest boomers, born in 1946 turn 80 this year, and the youngest of boomers, born in 1964, are now 62 (the most common retirement age for someone in the US) and eligible for social security. The vast majority of baby boomers are retired, and the next wave of retirees - Gen Xers are in the homestretch to retirement. Born between 1965 & 1980, Gen Xers are now in the homestretch to retirement. So this week, I'll talk about how these generational differences shaped how & why retirement will look differently for them

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Retiring in 2026? Don't Miss These Critical Financial To-Dos In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about some of the key tax traps to avoid if you can, and at the very least, pay attention to and familiarize yourself with before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about the importance of simplifying your finances as you get close to retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about thinking through your ideal schedule in retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about revisiting your investment strategy before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about boosting your emergency savings.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the question: Retiring in 2026? Don't Miss These Critical Financial To-Dos - part 2 Last week I talked about my top five most important items to check off your pre-retirement checklist before you get that gold watch (if you're younger than me, you don't even understand that reference!) This week I'm talking about 5 more critical steps to take.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Retiring in 2026? Don't Miss These Critical Financial To-Dos In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about considering a move in retirement, to downsize, or should I say right size. The most important consideration here is to plan ahead so you can live somewhere where you can age in place.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about getting rid of all debt before retirement.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about making a social security filing game plan.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year. Yesterday, I talked about figuring out if you can afford to retire. Today, I want to spend more time discussing how to create a retirement spending budget.

This week on the Retirement Quick Tips podcast, I'm covering the essential list of to-dos if you're planning to retire this year, or frankly, anytime in the next couple of years. Today, I'm talking about the most critical box to check if you're planning to retire this year: make sure you can actually afford to retire

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the question: Retiring in 2026? Don't Miss These Critical Financial To-Dos

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Is 2026 the Right Time to Sell Your Home? In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026. Today, I'm talking about how problems in the housing market aren't going to disappear overnight. I think mortgage rates coming down may temporarily improve the problem but making houses a bit more affordable, but housing prices need to come WAY down for the market to normalize.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026. Today, I'm talking about the golden handcuffs of the 3% mortgage and why those are starting to come off for many people.

This week on the Retirement Quick Tips podcast, I'm talking about what to consider if you're contemplating selling your home and moving in 2026. Today, I'm talking about why mortgage rates are likely to move lower in a meaningful way this year and why that might be the catalyst to unfreeze the housing market.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, we're exploring the question: Is 2026 the Right Time to Sell Your Home?

It's Sunday and I'm wrapping up the week by summarizing this week's theme: The Worst IRA Mistakes To Avoid In case you missed any episodes this week, here's what we covered.

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid. Today, I'm talking about making the wrong decisions with your RMDs.

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid. Today, I'm talking about another common mistake I see people make - no strategy for inherited IRA distributions.

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid. Today, I'm talking about accumulating too much money in tax-deferred accounts.

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid. Today, I'm talking about: Ignoring Roth In Favor of a Tax Break Today

This week on the Retirement Quick Tips podcast, I'm talking about the worst IRA mistakes to avoid. Today, I'm talking about: Missing Opportunities To Contribute To Your IRA

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you: The Worst IRA Mistakes To Avoid

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you: a recap of 2025 and a brief guide for investors in 2026. I'll talk about what you might expect from the economy, and the stock and bond markets. Normally I do this in daily episodes, but this week I have lost my voice due to a cold, so I'll spare you the daily episodes and cram it all into one episode this week.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Get Financially Stronger in 2026 – A Step By Step Guide In case you missed any episodes this week, here's what we covered:

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026. Today, I'm talking about an expense that most people don't have the courage to really scrutinize - their housing expenses.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026. Today, I'm talking about boosting your retirement savings in 2026.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026. Today, I'm talking about getting out of the car debt hamster wheel.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026. Today, I'm talking about becoming allergic to credit card debt.

This week on the Retirement Quick Tips podcast, I'm sharing with you how to get financially stronger in 2026. A step by step guide to reaching financial independence or making the most progress in that direction in 2026. Today, I'm sharing with you the first step you must take on the road to getting financially stronger this year: getting enough money in savings for emergencies and planned expenses.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you: How to Get Financially Stronger in 2026 – A Step By Step Guide I'll talk about a step-by step guide to help you focus on the RIGHT things to improve your financial health in 2026.

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired. Here is today's best of 2025 episode…

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired. Here is today's best of 2025 episode…

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired. Here is today's best of 2025 episode…

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired. Here is today's best of 2025 episode…