Real Talk With Gary - Real Estate Investing

#148: Wilson & Jessica: How To Invest In Multiple Provinces On this episode Gary chats with Wilson and Jessica Pabon, owners of White North (property) Management, who have only been real estate investors for ONE YEAR, but what they've achieved in a year is truly remarkable! They looked outside the GTA, and bought their first property in London. Their second was more difficult so they expanded their search area to - EDMONTON! They fell in love with the market and are doing very well there. This podcast will give you a different perspective to start YOUR real estate investment journey, and help you look outside your local market for deals. WHAT YOU'LL LEARN: Why debt is a 'bad thing' at first glance, but can do so much good Their journey from Colombia to Canada Why running the numbers is crucial to making the right deal Why they managed to create the perfect BRRRR Why the fundamentals of investing are so important Why you HAVE to look outside of where you live to find deals When, How, Where and Why to invest helps understand deals The role of goal setting in their lives How coaching helped them accelerate quickly Why "Savers Are Losers" How they left TWO great 9-5 jobs for the freedom of real estate investing How the pandemic changed Wilson's viewpoint of what success and purpose was And MORE! Bio We started investing in the ON market, after struggling to find high cashflow in ON. We decided to look for solutions and we encountered Edmonton as a high cash flowing market. We started by investing long distance and after facing many challenges we saw the opportunity to relocate in Edmonton to manage our investments and help long distance investors benefit from this market without any friction. Website/contact info for guest Insta: https://www.instagram.com/wilson.realei/ And https://www.instagram.com/investonista.pabon.jess/ Facebook https://www.facebook.com/david19993/ And https://www.facebook.com/jess.fernandespabon This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca Tags:

#147: Michael Hopkins: On A Path To Breaking Up With His 9-5 Job On this episode Gary chats with Michael Hopkins, the owner of ELMM Properties. He's working on his second property at the moment, and has been dealing with floods and asbestos removal, not what any investor wants deal with, but he's powering through it chasing the perfect BRRRR. Gary and co-host Quinton Cordick chat with Michael about how he got into Real Estate investing and why he chose it; his fears before he started; why he loves his day job but is transitioning into being a full time investor, even with the challenges of his second property, and why anyone can do this too! WHAT YOU'LL LEARN: HIs journey to real estate investing while holding a full time job Why he LOVES what he does, but doesn't like going into an office for 9-5 How his mindset has shifted and overcame his fears Who coaching accelerated his learning and effectiveness The perfect BRRRR How and why you should educated yourself on real estate Why he didn't know anything about credit or what a HELOC was Why he journals EVERY SINGLE DAY Why he does JVs and off market deals The CRAZY rents he is getting The power of OPM - Other People's Money Why you need to get creative with financing and why you don't need your own money How to work out EVERY SINGLE DAY And MORE! Michael's Bio Real Estate Investor. Helping others achieve wealth through strategic real estate purchases. Website/contact info for guest Insta: https://www.instagram.com/elmm_properties/ Website https://www.elmmproperties.com/ Facebook https://www.facebook.com/ELMM-Properties-109103861328993 This episode proudly sponsored by Brian Daley @ AGHI Home Inspections. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#146: Jean Paul: The Similarities Between Comedy & Real Estate Investing On this episode Gary chats with Canadian comedian Jean Paul! He's played the biggest stages, TV and Just For Laughs, and drops by Gary's studio for a no-holds-barred convo! Jean Paul shares his upbringing, how stage fright almost derailed his career, bombing and recovering, failures in life, how he moved into Real Estate investing (it was an accident), and MUCH more in this fun and engaging conversation! WHAT YOU'LL LEARN: How his childhood influenced his future How stage fright almost derailed his career How bombing onstage made him stronger and how he recovered Some of his life failures What sparked his accidental interest in Real Estate Investing The value of home equity and how he and his wife put it to use The power of community, and lifting others up His interest in crypto currency Why he feels there is a lack of financial literacy Why you should FACE your fears Don't fear failing, as you learn when you fail The importance of being yourself, and not worrying about what others think And MORE! Jean's Bio Jean Paul's comedic style is the perfect blend of laidback Caribbean vibes and vibrant Toronto energy. His international comedy appeal has allowed him to perform extensively across Canada, the U.S., the Caribbean, Israel, South Africa and the U.K. No stranger to the festival circuit, Jean Paul has performed at Montreal's Just For Laughs Festival, Toronto's JFL42, and the Halifax and Winnipeg Comedy Festivals. In addition to his award-nominated television writing credits, Jean Paul has also made his mark on TV with appearances on The Comedy Network, CBC, and Kevin Hart's LOL Network. Website/contact info for guest Insta @jeanpaulcomedy Website jeanpaulcomedy.ca Facebook https://www.facebook.com/jeanpaulcomedy This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#145: Harry James - Live Real Be Real On this episode Gary chats with Harry James, a serial entrepreneur for over 37 years! Restaurants, real estate investing both commercial and residential, financial advisor, real estate development, have led to great successes and great failures, learning along the way. These experiences lead to bouts of anxiety and Harry shares how he was able to overcome this and how it led to living an authentic life designed by intention. This ACTION-PACKED podcast is not to be missed! WHAT YOU'LL LEARN: The success from total mindset makeover Just lock up the deal - take action Take risks, lean in Get coaching You need to determine what your dreams are, what your goals are Live an authentic life Why the banking system is rigged Don't chase the money, enjoy family and friends Life is not a dress rehearsal Everybody dies, but not everybody lives You don't need to see the whole path, just the next few steps Real estate is not easy - some people try to say it is It must be a business Is now the best time to invest in real estate If you had only $500 left, invest it in yourself! And MORE! Harry's Bio I am a small entrepreneur; I have been my whole life. From shovelling driveways and starting newspaper routes, to selling pots and pans door-to-door, I have always been driven to create my own thing. I graduated from high school and started working full time at 18. I've done all my education part-time and found the lack of information to be an asset, not a liability. Today I would argue that information overload is creating a significant state of inertia in all walks of life. Frankly, if I had known what I was getting myself into half of the time I probably would have turned and ran the other way. But when failing isn't an option you reach down; you demand more of yourself, somehow making it work. Thankfully I did, and still do. Most importantly, I've been helped and given great advice over the course of the journey from too many people to mention. I've learned from their wisdom and avoided some pain because they went first, and for that I am forever grateful. The purpose of this site is to encourage you, and to let you know that things aren't always how they appear. The only thing separating you from anyone else that you may admire, is: a decision, some risk, some time, and perseverance. Know that everything you want in this lifetime is just as much in your reach. At a very early age I was told not to take it all too seriously, smell the roses, love, laugh and always put things in perspective. I encourage you to adopt the same philosophy. Go for it, and just one more thing… attitude is still everything! Website/contact info for guest Insta harryjameslivereal Website www.liverealfactory.com or https://harryjamesenterprises.com/ This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#144: Joey Ragona (From The Archives) - How To Break The Freedom Barrier On this never-heard-before show from the archives, Gary chats with one of his First mentors, Joey Ragona. On our show this month I had the opportunity to discuss an important topic with a great friend of mine, Joey Ragona. Joey has done wonders for my business and family life. How? He coached Darlene and I for over 2 years and helped us implement strategies, processes and a taught us a proven methodical way of tackling issues and how to efficiently run a fulltime real estate investment company. Tune in to hear Gary back in the day! WHAT YOU'LL LEARN: Should you make sacrifices to get to the lifestyle you want? What's the best way to change your bad habits? Should you hire a coach or mentor to hold you accountable? How long should you stay with your mentor/coach? Is Real Estate investing your true passion? How much money do you need to make to be truly happy? What are the 2 stages of learning? Why is failure such an important part of learning and success? Why using sticky notes could completely change your life. How to compress 1 year goals into 12 weeks. How to read 1 book each and every week. And MORE! Joey's Bio Joey Ragona is a full-time real estate investor, a #1 bestselling author, a recognized authority on joint ventures and the creator of the highly acclaimed Joint Venture Presentation Formula. Joey is an in-demand strategic business and personal coach and known as the "freedom coach" because of his extensive results getting people clear and on track. He has a proven track record and has helped hundreds of real estate professionals including individuals from Re/Max, Century-21, i-Pro Realty, Dominion Lending as well as organizations such as the Real Estate Investment Network (REIN) and Rock Star Brokerage. Joey has spent significant time training exclusively with some of the world's highest achievers to share their sets of tools, beliefs, system and strategies with his clients helping them build a stable and fulfilling business with true life balance and freedom. Website/contact info for guest Web: EngagedInvestor.com and StrategicBusinessAcademy.com This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#143: Adrian Ede - How To Live An Abundant Life On this week's show Gary chats with good friend, real estate investor and fellow Our Neighbourhood Realty real estate agent, Adrian Ede. They talked about how Adrian left his steady job, how he always had an interest in investing, his feelings and fear about debt, but that GOOD debt is GREAT, mindset and goal setting and MUCH more in this not-to-be-missed podcast! WHAT YOU'LL LEARN: How mindset and learning good habits from successful people can make YOU a success How Adrian is building out his business now that he wants to scale The HUGE difference between GOOD debt and BAD debt Wy taking bold steps can lead to MASSIVE success How he left his 9-5 and why he was scared sh*tless back in 2007 How to stay focused on your goals How he succeeds with the BRRRR strategy Why rent to own was part of his strategy What his fears were early on How life is like now that he's self employed And MORE! Adrian's Bio Adrian Ede is a Realtor with Our Neighbourhood Realty who focuses on Buying, Selling, Rent to Owns & Investing in Real Estate. We Educate, Inspire and Connect our users to advance them toward their real estate Goals. Website/contact info for guest Web: www.RealAbundance.ca Insta: @real_abundance Facebook: https://www.facebook.com/RealWealthAbundance Ph/Text: 905-244-2257 This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#142: Dave Dubeau - The Art of Building a Business Around Real Estate Investing On this week's show Gary chats with good friend and seasoned investor and early mentor, Dave Dubeau. They had a wide ranging discussion on raising capital, leaving your 9-5, building a great team, paying experts to do something for you rather than learn it, and MUCH more great advice. WHAT YOU'LL LEARN: How you transition from bootstrapping everything to using others How he raises capital for projects How the book Who, Not How is changing his life as an entrepreneur Why investors and solo-preneurs need a great team behind them Why it's better to pay an expert to do something, rather than do it yourself If you have time and no money, do it Why you still can work IN your business and ON your business How you leave your full time gig The 8 different profit centres of real estate How to find a guru/mentor in today's market Why Dave doesn't consider himself a 'coach' And MORE! Dave's Bio Dave Dubeau is a Real Estate Entrepreneur, Best-Selling Author, Speaker and Investor Attraction Expert based in Kamloops, B.C. Canada. He began his real estate investing career in 2003 doing 18 deals in 18 months. He later switched his focus to client-first rent to own deals, and nowadays he invests in multi-family (apartment building) properties. For the last several years Dave has been the World's #1 Investor Attraction "Imple-Mentor". Using his proprietary 5 Step Money Partner Formula™, Dave helps his real estate entrepreneur clients to grow their portfolios significantly and in record time by attracting investors (instead of chasing after them). website: www.InvestorAttractionBook.com – Get a complimentary copy of his new book Website/contact info for guest Web: www.DaveDubeau.com This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit https://www.podcastexperts.ca

#141: Ishan & Side Khobare - From New Immigrants to Successful Real Estate Entrepreneurs On this week's show Gary chats with multi-discipline real estate investors, Sidd & Ishan Khobare. The brothers started with house hacking, have invested in student housing, air b&b, single family, multi-family and also dabbled in wholesaling. They are now firmly multi-family for the reasons you'll discover in this podcast. Their wealthy father encouraged them to do anything in life, and they took his advice and in the last 1.5 years are rapidly expanding their portfolio while also holding down full time jobs as software professionals, after asking the question, "Is that all there is?" WHAT YOU'LL LEARN: How they had a privileged upbringing in India, then lost it all They were sent to Canada to receive higher education Why they feel Canada is the land of opportunity, although their dad suggested the USA After graduating and getting great jobs, they asked 'Is that all there is?' How they've financed many deals while having no money of their own with private lending How proper mindset is needed to succeed How they listened to podcasts and attended seminars to learn what was needed Why 2 weeks of vacation made them realize that you work all year for it, and there must be more to life Why they chose to spend $28,000 in 'cash for keys' and how it increased the value of their property by $150,000 IMMEDIATELY Why a legal second unit brings legal income and increases your net worth and available capital How they bought a 5 unit building with ZERO DOLLARS OF THEIR OWN MONEY And MORE! Ishan & Sid's Bio Two Brothers with modest beginnings on their way to growing Real Estate Empire, the key lies in self-belief and willingness to constantly push yourself for personal development. International Students - Masters Grad Profession: Working 9-5 – Ishan (Data Architect at Microsoft) & Sid (Software Developer at Russel Metals) Passion: Real Estate Portfolio - 9 doors in 1 year: • Leverage Lines of Credit • House Hack • Student Rentals • Joint Venture • Profitable BRRRR Venture • Short Term Rental Model • Multi-Family Investing • Real Estate Coaching • Wholesaling Business In this episode we will dig deep on how Sid & Ishan were able to achieve all this in a span of 1 year with barely any money to put down at 5% in the beginning to currently buying multi-family property with 0 money down. Website/contact info for guest Instagram: @Khobare.capital @kidyounot_sid @ishan.khobare This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#140: Allan Bell - How To Print Money By Using A Barn On this week's show Gary chats with investor, mortgage agent and private lender, Allan Bell. They took a deep dive in Allan's real estate investing journey, starting with his first investment which turned bad, but was rescued by some creative thinking. Allan is currently converting a barn into a multi family residence, and he also shares some of his successes as a "B" lender. WHAT YOU'LL LEARN: What is Allan's Why What happened with his first investment, and why it didn't discourage him How his next major project is a barn conversion - converting it to a multi family home How B Lenders can help you get a property that A lenders won't help with Why low interest rates aren't always the best offer How B lenders' rates compare with credit cards BILL 108 and how it impacts investors, especially multifamily investors Why no regrets are good How to get through a really bad day and push forward through tough times. And MORE! Allan's Bio Almost 15 years in Finance industry, almost 4 years as a mortgage agent with over 700 deals funded under my belt. I have been private lending for over 3 years and started real estate investing in Feb 2021. Since Feb I have completed 1 successful flip and working on a garden suite conversion in Peterborough. Website/contact info for guest Instagram: @allanbell_REI Email: [email protected] [email protected] This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#139: Samuel Spencer - Reviewing The Perfect BRRRR On this week's show Gary chats with investor, investment coach and former mentee Samuel Spencer. Only 1 year ago, Samuel spent some time with Gary in his office, learning the fundamentals of investing. A year later, Samuel has transitioned from condo pre-construction investing and the many mistakes he made, to the BRRRR strategy. Gary and Samuel take a DEEP dive into the numbers to understand this purchase that became the perfect BRRRR, from beginning to refinancing. This podcast will help both new investors and seasoned ones who haven't considered the BRRRR strategy. WHAT YOU'LL LEARN: Why and how Samuel learned from his mistakes in condo investing Why patience is needed when doing pre-construction investing Why it's not for everyone How and what he renovated his recent purchase How long the actual renovation took How he worked with the city and got his permits How he managed the renovation during COVID, with work crews Why he's not afraid to do some renovation work on his own And MORE! Samuel's Bio Girl Dad, Techie, Investor, Realtor Website/contact info for guest Web: Myrealestaterep.com Instagram: @myrealestaterep Email: [email protected] This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#138: Alfonso Cuadra - Street Fighting His Way to The Top On this week's show Gary chats with investor and President of hustle at the Cuadra group of companies, Alfonso Cuadra. Alfonso had a difficult upbringing in a 3rd world country, and how Canada is vastly different. They chatted real estate, but mainly how Alfonso has built his companies in Canada, how business has moved to online, and how mindset plays a huge role in his life. WHAT YOU'LL LEARN: Why his past didn't define his future His childhood in El Salvador and his transition to Canada His opinion of the various safety nets Canada offers its citizens Building his business through hard work and hustle His children are his life, and how his business served his lifestyle Fulfilment in life Mindset and his daily routine Why the move to online business was inevitable Perseverance and how its served him How he hustled when a lot of people sat idle during the early days of the pandemic His fears about rents due to his company on April 1, 2020 And MORE! Alfonso's Bio Alfonso Cuadra is a dynamic leader that's passionate about sharing his story and inspiring others to create the life they want and to never give up on your dreams. He truly is in the business of changing lives and has a special gift in his ability to connect with people and move them forward. He is President/CEO of The Cuadra Group of Companies. Founder of The Cuadra Youth Foundation A Real Estate Investor with 21 plus years Experience and a Multi-Million dollar portfolio across Canada He has shared his story with thousands of audiences around the world Featured in Reader's Digest which did a 7 page profile that was published in 16 different countries in 5 different languages Author of the book "From the Ground Up-Your 3 steps away from living the life of your dreams" you can pick it up on Amazon HERE ==> https://amzn.to/34eQjFZ An Award wining Business & Real Estate Investing Educator, Trainer, coach, and mentor to thousands of students across the US and Canada Website/contact info for guest Web: www.AlfonsoCuadra.Com This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#137: Jim Kukral - Life Apocalypse: Legacy, Death, Lifestyle & Life Purpose On this week's show Gary chats with Jim Kukral, a successful entrepreneur, multi-book author, in demand keynote speaker, cancer survivor which caused him to retire from a 25 year career in marketing. This cancer scare caused him to ask himself what he REALLY wanted to do, question his legacy, life purpose, and what kind of lifestyle he wanted. He asks, if you're not living your purpose and doing what you want now, then WHEN? Not to be missed! WHAT YOU'LL LEARN: Why financial security is not always the best legacy What IS the best kind of legacy to leave How his cancer shifted his mindset on values and HIS legacy The ONE thing most people want MORE of on their deathbed Why yesterday was the best time to do something, but today is the 2ND best time How the pandemic created the biggest mindset shift in history Why the pandemic caused many to reevaluate their lifestyle Why no one, especially Gen Z DON'T want 'jobs' anymore Why YOU should be living your life purpose NOW! And MORE! Jim's Bio For 25-years Jim Kukral has been writing books (10), keynote speaking (150+), and building successful lifestyle businesses as a marketing entrepreneur. But the pandemic and a near-death diagnosis of colon cancer changed everything for Jim in 2020, so he threw away all his past success to start something completely different, a new brand called Life Apocalypse. As an almost fifty-year-old successful businessman, husband, and father of two, Jim realized that he needed to spend his remaining days on this planet helping people figure out how to live a life of significance, impact, and purpose. Jim created Life Apocalypse to help people like him who are thinking about legacy, death, lifestyle, and life purpose. Many people he has spoken to have told him that after this pandemic they want to do things differently. They want to live and think differently. They understand that the world could literally end any day now. With the Life Apocalypse brand and the free 21-day challenge, Jim is addressing mindset, impact, and purpose and helping people live a fulfilling life. Website/contact info for guest Web: http://JimKukral.com This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#136: Thia Velinor - From The Projects To A 6 Figure Income using RE Investing On this week's show Gary chats with Thia Velinor, a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she's faced some tremendous obstacles in her life, but always knew she wanted and could have more. She made more money in one month than her yearly salary, so made a decision to leave her full time job. Then she had trouble getting credit without a full time gig, but she found other ways to use other's credit and money to build her portfolio. MUST LISTEN! WHAT YOU'LL LEARN: What is wholesaling and why it's not easy How can it help people with no downpayment or credit to get into the game The importance of mindset Why 'white boarding' is so useful and powerful How Thia finds her deals How she replaced her yearly income in 1 month How she left her job after only a short while of doing wholesaling How she uses OPM (other people's money) How she uses OPC (other people's credit) And MORE! Thia's Bio Thia Velinor is a single mother who has faced tremendous obstacles and hardships. Through perseverance and being dedicated to her goals, Thia was able to quit her 9-5 in January of 2021. She has since grew her wholesaling business to a six figure business doing over 20 deals, and acquired 18 doors using OPM. Website/contact info for guest Web: http://velinorproperties.com This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#135: Jennifer Hunt - Understanding The Macro & Micro Trends of RE Investing On this week's show Gary chats with friend and investor Jennifer Hunt from Real Estate Wealth Lab. They discussed GDP, inflation, housing shortages, immigration policies, and getting down with the data to understand how real estate has trends, and how YOU can harness those trends to buy real estate, and then buy MORE! Her portfolio is worth $25 MILLION, so she knows what she's doing, so don't miss this one! WHAT YOU'LL LEARN: What is the GDP and how does it impact you The role of inflation, both on real estate prices and your portfolio The housing shortage The role of immigration and the need for more housing Why 2023-2024 will be VERY interesting Why Jennifer is a data geek and how it helps her help her clients Why the housing market from 60 years ago can predict the future What are real estate cycles Interest rate changes How can governments influence the markets And MORE! Jennifer's Bio Ms. Hunt is a veteran of the real estate investment business with over twenty (20) years of experience in investment, management, development, construction, and financing in excess of US$ 25 million in projects. During her career she has served as a director on numerous occasions and has also served as an executive of over ten (10) different companies directly and indirectly involved in real estate ownership and investment. Ms. Hunt's diverse portfolio has been spread across much of Canada and the United States, with multiple projects in the Oahu, Hawaii area. She enjoys a national reputation as an international real estate specialist and analyst and is an expert consultant emphasizing strategic repositioning of real estate. Ms. Hunt has extensive experience in various phases of the real estate business, including but not limited to acquiring, managing, repositioning and divesting real estate, including: vacation rentals, short-term rentals, single family, student housing, duplexes, triplexes, multifamily properties, industrial, and commercial properties. Her greatest expertise lies in creating and sustaining value in co-ownership of vacation homes. With a portfolio spanning the US and Canada and over 20+ years of real estate investment experience, Jennifer delivers unparalleled asset management. Website/contact info for guest Web: https://www.realestatewealthlab.com/ This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#134: Natasha Cultraro - Living Life On Your Terms In Costa Rica On this week's show Gary chats with good friend and entrepreneur Natasha Cultraro about leaving Canada and establishing new roots in Costa Rica. Natasha is the owner of Investor's Choice Property Management service in Ontario, as well as an established real estate investor. They dove into living in various parts of the country, the cost of living, buying property there, the unique financing challenges as well as continuing to run an Ontario-based business from Costa Rica. WHAT YOU'LL LEARN: The challenges and opportunities of buying property in Costa Rica Why they are building their dream house with a BnB component The interesting financing options in CR VTB (Vendor Take Backs) How a slow government poses challenges for living The cost of living in CR How to be adaptable to a new country How to run an Ontario-based business from CR The political environment Lifestyle in CR And MORE! Natasha's Bio Natasha Cultraro is a creative real estate investor and owner of Investor's Choice Property Management, Inc, based in Ontario, Canada. She and her family have recently moved to Costa Rica where she continues to buy Ontario and Costa Rican properties while living the "Pura Vida" lifestyle. Website/contact info for guest Web: www.icpmpros.com This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#133: Josh Stevenson - The Millionaire Schoolteacher, From The Classroom To RE Wealth On this week's show Gary chats with former ESL and regular teacher Josh Stevenson from InvestNorth.ca. While he began as a teacher, both overseas and in Canada, his grandparents, not his parents were entrepreneurs, owning hotels and various properties. His parents were also teachers and loved the steady income, but Josh wanted more, so after going bankrupt, decided he needed to reinvent himself, and did he ever! He now owns over 80 doors worth $18 Million+ and is not stopping! Take notes, you'll learn quite a few things in this action-packed podcast! WHAT YOU'LL LEARN: Why you should NOT be afraid of owning property at a distance How you can hack property management How he scaled his business with a partner How the cash flow from his properties allowed him quit teaching and 'retire', and allow he and his partner to live comfortably How he cashed in his pension to buy property (WHAAAAAT?!) Why he loves multi family units Why he hasn't done ANY Joint Ventures VTBs - Vendor Take Backs Why financial literacy should be taught in school And MORE! Josh's Bio Josh Stevenson is the co-owner of a property investment company called Invest North which holds 87 doors valued at over $14M in Orillia, Severn Township, Sundridge, Rutherglen, North Bay, Cobalt and New Liskeard. Josh retired from his grade 8 teaching job in November of 2020 after a 20-year career that took him to Japan, The Czech Republic, Taiwan, Australia and finally back to Ontario. He and his business partner, Brent Peterson, manage all 87 doors with the help of their wives and they have managed to build their portfolio with absolutely no joint venture partners. Josh regularly works with credit unions to buy buildings with a "no-money-down strategy". His use of creative financing techniques and vendor take-back mortgages has allowed Invest North to add over 60 doors during the past two years he and his partner plan to continue their expansion into Ontario's northern markets for the foreseeable future. Josh is married to the author Jessica Hamilton and they live with their two children in Orillia, Ontario. Website/contact info for guest Web: http://InvestNorth.ca Instagram: @investnorth.ca This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca Real Estate Investment Club visit https://www.smarthomechoice.ca Gary's mentorship program visit https://garyhibbert.ca Start your own Podcast visit- https://www.podcastexperts.ca

#132: Trevor McGregor - The 5 Reasons People Fail to Scale in Real Estate On this week's show Gary chats with seasoned investor and real estate coach Trevor McGregor in a JAM PACKED episode! Trevor was a master coach with Tony Robbins' company, is a passive and active investor in real estate in single family homes up to multi unit apartment buildings; he also owns self storage units and a hemp farm! This is a podcast where you will NEED to take notes for all the fantastic ideas, or listen to it multiple times, it's a home run out of the park! WHAT YOU'LL LEARN: The five reasons people fail to scale their real estate business The importance of having a coach The four S's of real estate The five freedoms of a real estate business How the five freedoms have changed his life Why failure teaches more than success Why you should not be afraid of failure! And MORE! Trevor's Bio – 2021 Trevor is a High Performance - Master Coach with over 25,000 hours of coaching experience under his belt. He has worked with clients from around the world, including Fortune 500 executives, high level real estate investors, entrepreneurs, world-class athletes and business professionals and they all come to him for one reason: Life-Changing Transformation. In addition to running his own private coaching practice, Trevor was a Master Platinum Coach with the Tony Robbins Group, offering elite coaching unlike any other program in the world. Prior to that, he spent over 20 years in Corporate working as the Executive Director of Operations for a very successful Company. Trevor is also an active and passive Real Estate Investor holding assets in his portfolio that range from owning single family homes, to Multi-family apartment buildings all over the US, Self-Storage units in Key West Florida, and even an Agricultural Hemp Farm in Colorado. He has also been an impact investor in many exciting projects around the world including Costa Rica and as far away as Australia. His mission is to assist others in realizing their true power and hidden potential to achieve more success, wealth, freedom and contribution than they ever thought possible. Trevor lives with his wife Leesa and their 3 amazing boys in beautiful Vancouver, British Columbia, Canada. Website/contact info for guest Web: www.TrevorMcGregor.com This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#131: Adelaide & Renate Carriere - Never Too Young, Never Too Late On this week's show Gary chats with Adelaide Carriere and her grandmother Renate, who bought their first investment property together. This episode is for new investors, or those considering getting into it. If you're 18 or 60, this show talks about the basics and fundamentals of investing, searching for a property, screening, property management and more! Adelaide started as the admin at Smart Home Choice, and became interested in becoming a real estate investor by asking a lot of questions, and deciding to invest at age 18! WHAT YOU'LL LEARN: How did Adelaide start out and become interested in real estate The books she read at age 12, and books her grandmother read as well Why they chose to invest together How they researched for a property Where they chose to invest The issues with the property and maintenance How they divide duties for joint ownership The tenant screening process Some of their favourite quotes And MORE! Adelaide's Bio Adelaide Carriere is a 20-year-old entrepreneur, real estate agent & real estate investor on a mission to lead with intent, inspire people, and innovate. As a young girl, Adelaide loved to read books and would take any opportunity to learn from the people around her. At age 12, Adelaide picked up 2 books that would change how she saw the world & reshape her mindset. The Secret by Rhonda Byrne and Rich Dad, Poor Dad by Robert Kiyosaki taught her the importance of financial literacy and a positive mindset. After reading both books several times, Adelaide knew her purpose was something greater than she'd imagined but didn't know where to start. Adelaide was accepted into university but decided to pursue real estate instead and completed the Humber Real Estate Salesperson program in 2021. Her initial interest in real estate began in March 2019 while employed at Smart Home Choice. One day Adelaide asked at what age she could begin investing and Gary revealed that she could start now if she wanted to. The conversation propelled her on a journey of determination to see if it was true that she could own property despite being young, financially unstable, and unable to qualify for a mortgage. October 2019 while at an event featuring the world's best motivational speaker, Les Brown, Adelaide was introduced to Mathew Frederick, a real estate investor with over 30 years of experience and many mentees. After a little persistence, Mathew agreed to mentor Adelaide as well. With the support and encouragement of her mentors, Adelaide convinced her grandparents to take a chance and invest with her. Now, she and her grandmother Renate, are on a mission together to create generational wealth and encourage others to do the same. Their goals are to show people under 30 that they don't necessarily need to follow what society says and should feel comfortable taking a chance, while showing people over 30 the importance of building generational wealth for their families. In March 2020 during the Covid-19 pandemic, Adelaide & Renate partnered to purchase their first investment property in Pembroke, Ontario. Renate Carriere was born in the Czech Republic and was 13 years old when her family immigrated to what they called "the land of opportunities," bringing only a suitcase and being unable to speak the English language. As her family attempted to establish a new life in Canada, Renate watched how her parents purchased land near water to build a cottage, purchased their primary home, and then several rental properties. Renate saw it, but never knew HOW it was done. Growing into a young and curious adult, she became an entrepreneur and this spirit followed Renate throughout her life. She's had businesses from cleaning, pizza takeout, to owning a working farm. Aside from her parents, Renate's first experience investing in real estate began when she and her husband purchased land and built a home in Pickering, Ontario. The home consisted of one 2-level main unit, and 2 lower basement units one under the other (as the home was on a hill.) After considering the benefits of her own previous real estate investment, she decided to take a chance (now 37 years later) and invest with Adelaide as she trusted that Adelaide had the knowledge and tools that could contribute to a successful partnership. Renate plans to grow their portfolio and educate the rest of her grandchildren on the benefits of real estate investing. Website/contact info for guest Instagram: callmeadey Web: https://www.workwithadelaide.com Resources: The Secret Rich Dad Poor Dad This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credi

#130: Austin Yeh - How To Retire From Your 9-5 in Under 3 Years On this week's show Gary chats Austin Yeh, a young investor who has made great progress in under 3 years as an investor! He went from 1 property to 17 to 40 units in a short time, and has tried wholesaling, BRRRR, flips and many other strategies in his short career. He left is 9-5 and is now a 'retired' investor at age 26, instead of his 50's as he originally planned! LOTS of fantastic advice and lessons learned in this do-not-miss episode! WHAT YOU'LL LEARN: How did Austin start out? How much money had he saved to start investing What important lessons did he learn along the way Where and why he chose to buy his first property A laundry list of mistakes he made - "I made every mistake in the book!" Why YOU shouldn't panic if you make a mistake He acts instead of suffering 'analysis paralysis' His philosophy on "Cash for Keys" How his RISE network helps its 6000 members He now has a wholesaling business His original plan for retiring And MORE! Austin's Bio Austin Yeh is a 26 year old real estate investor and entrepreneur. Since closing on his first property in October 2018, Austin has since grown his portfolio to over 40 units, founded one of the largest online real estate communities in Ontario (RISE Network) with over 5.5k members, and also retired from his full-time corporate job. He primarily focuses on the BRRRR strategy, joint ventureships, and raising private money to scale his portfolio. More recently, Austin is focused into growing a 7-figure wholesaling business, called Ontario Property Deals, with his business partner. Currently they're on track to surpass their goal in their first year of operation. Website/contact info for guest Instagram: https://www.instagram.com/austinyeh6/?hl=en Facebook: https://www.facebook.com/groups/340680876607406 Resources: Brandon Turn the book on investing in rental properties Fix & Flip Renos To Riches Rich Dad Poor Dad This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#129: Brian Daley - Protecting Your Real Estate Investment For The Long Term On this week's show Gary chats with good friend and trusted home inspector for SmartHomeChoice, Brian Daley. Gary has personally been using Brian's/AGHI services for over 10 years. AGHI helps investors make sure they are buying the best property for them, but also protecting their assets for the long term. Brian has personally built several homes and renovated others, so he has a detailed knowledge of the inner workings of properties. During this informative and fun conversation, Brian shares some information that even Gary was unaware of about home inspections! WHAT YOU'LL LEARN: Why the outside of a property is critical for investors A review of vents, soffits, cracks, etc and their importance What types of insulation might be in a home, and are any of them harmful A discussion of mold and should you be afraid Plumbing fixtures and piping and which ones are BANNED What red flags you should be worried about The home structure and its importance What's behind the wall? And MORE! Brian's Bio Brian Daley is the President of AGHI Inc. He brings over 35 years of practical experience in marketing, client relations, education, and communication skills to the Home Inspection business. AGHI has provided residential home inspection services to owners of new homes and re-sale home buyers throughout Ontario since 2002. He works with top producing real estate brokerages providing trusted service to their agents and clients. Brian has developed and taught programs to Home Inspectors providing field training and practical communication skills training. In 2021 he launched an on-line course through his publisher Orderline designed to educate consumers, trades and designers about how to inspect a house. The credit course offers participants the perfect launch for starting a career in Home Inspection. Brian has written the book "Guide to Home Inspectors" through his publisher Orderline and he has published numerous articles in local and national print media that provide sound advice to consumers on home related items and the home inspection process. Brian has appeared as host and guest expert on numerous home related television programs on both HGTV and Investigation Discovery and is recognized as an industry leader and innovator in the field of home inspections in Canada. He is a Registered Home Inspector (RHI) member of the Provincial (OAHI) and National (CAPHI) Home Inspection associations. Website/contact info for guest Web: http://www.bookahomeinspection.com Phone: (416) 526-7482 This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#128: Tax Strategies, Market Trends & The Life Of An Entrepreneur w/Daniel Dimanno On this week's show Gary chats with good friend and trusted accountant for SmartHomeChoice Daniel Dimanno. Daniel has experience in both the public and private accounting sectors, and has been assisting clients for many years. He counsels clients on business structure, tax strategies and good business practices that WON'T get you into trouble with tax authorities. WHAT YOU'LL LEARN: Whether you need to or should incorporate as a real estate investor If you incorporate, is the corporation's money YOUR money? How to borrow money from your corporation? How to and why you would sell your personal properties to your corporation What about dividends and profits? Why an accountant and bookkeeper are essential How to put family members on payroll Should you pay off your investment properties The difference between renovations and repairs What you CAN and CANNOT write-off Inflation right now CRA tax situations Setting up your own business And MORE! Daniel's Bio Daniel DiManno holds a wealth of experience and knowledge developed through years of working in the business and financial market place. His experience includes positions held with one of Canada's largest public accounting firms, where he worked with both large publicly traded companies and small to medium sized privately held businesses. He has experience both as a public and private accountant, working as an auditor and business advisor as well as holding accounting roles within the private sector. Daniel also has experience as an investment advisor, focusing on wealth management under the guidance and mentorship of senior investment advisors from one of Canada's top ranked investment banks. Specialties: Business Consulting, Tax Compliance, Financial Statement Preparation, Review and Audit engagement services for Manufacturing, Distribution, Real estate, property management, retail, logistics and financial services businesses. Website/contact info for guest Daniel DiManno, CPA, CA | Capstone LLP Phone: 416-551-0760 email: [email protected] Website: capstonellp.ca This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#127: (From The Archives) The Different Stages of Real Estate Investing w/Mathew Frederick On this week's show Gary chats with friend and longtime investor Mathew Frederick. Mathew has thrived in real estate in many ways, including new builds. He got his first property at age 19 (NINETEEN!) and continues to look out for deals. He's a JV master, and in this podcast he shares many of his unique strategies for creating deals! WHAT YOU'LL LEARN: How Mathew bought his first investment property at the age of 19! Why he believes commercial investors should residential, and residential should understand commercial The different stages of investing and how you transition between them How to create deals by understanding someone else's pain point The 'art' of the joint venture conversation What he's learned from single family, multi family and self storage investing He's bought land and become a developer Mathew has also invested in many parts of the world including Belize This podcast is for NEW and experienced investors looking to add some new tools and strategies to their skill set And MORE! Mathew's Bio At 19 years of age Mathew purchased his first investment property, and to this day still continues to look for deals. "I speak to businesses, networking groups and associations on the how to create wealth through land development investing. As a Real Estate Investment facilitator, I have spoken to over 100,000 Canadians over the past 8 years about Lease Options, Tax Sales, Buy/Fix Sales, Foreclosures. I help bring industry-leading expertise and judgment to each step in the real estate land development investing process." Specialties: Land Development Investing Real Estate Investing Author and TV Personality Professional Speaker Mentoring Website/contact info for guest Web: watermarkintl.ca LinkedIn: linkedin.com/in/mathewfrederick Twitter: mathewfrederick This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#126: Build Back Better - Real Estate Investing Forecast 2021 On this week's show Gary chats with friend and longtime investor Frank Taylor. Frank purchases his first property during the 1987-1988 boom (just like 20/21), then the market crashed in 1990, leading to a recession. He's being going strong since then, with no signs of slowing down! He believes in buy and hold, and putting equity into his properties so that they are part of his retirement, and will be lasting assets for his children. Check below for all the great details of what you can learn! WHAT YOU'LL LEARN: How buying in a boom, like now, can still get you valuable assets How he navigated the recession of 1990, during the first Gulf War Why his first mortgage interest rates were 10 or 12% Why the banks got more cautious during the recession and locked LOCs! Why Frank believes that putting money into his assets is the way to go Why Frank develops great relationships with owners on all sides of his investment properties "Treat your tenants like gold, because they are your clients!" Why you should under promise and over deliver Why 50% of his clients that left real estate investing, called him back after leaving to get back in the game Why Frank ALWAYS buys for cash flow -'cash flow will always be the fundamental part of investing' Why the current stress tests are designed to mimic a crash Why Frank considers himself an historical restoration expert Why his buildings lease quickly, and the tenant class is above average Why he believes 'the world is dying, and a green economy is required to save it' And MORE! Frank's Bio At 18 years of age I started my first company, CanClean, which specialized in commercial steam cleaning and restoration services throughout Toronto, Peel and Halton region. The company provided services to some of the largest commercial office space providers and several multi-residential rental asset firms as well as service calls for Leon's Furniture, based from their Burlington location. At 20, I began to invest in real estate for the future of my children's post secondary education and for retirement, purchasing older homes in Hamilton and converting them into duplexes and triplexes. I taught myself the ins and outs of total restoration as I engaged in rebuilding those properties. In 1992, having discovered that my true passion lay in the real estate, I divested from CanClean and became a licensed realtor who specialized in multi- residential and mixed-use commercial holdings. My business ranged widely, from single family flips to rebuilding older / historical multi-unit residential buildings of scale. Clients were able to take advantage of my background in reconstruction, as I offered project management services that included multiple million dollar restorations of many properties of distinction in Hamilton and Burlington. Over the span of 36 years as a multi-res / mixed use specialist, I was involved in the sale, acquisition, property management and full restorations of commercial and residential real estate worth hundreds of millions of dollars. I retired from organized real estate to open Frank Taylor Consulting Ltd in August 2020. Of course, my most rewarding job has been as a full-time father to three amazing adult children - Ryan, Sierra, and Mathison. I reside in downtown Toronto. Website/contact info for guest Web: https://www.franktaylorconsulting.ca Facebook: https://www.facebook.com/franktaylorconsulting Instagram: https://www.instagram.com/frank.taylor.consulting This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#125: How It All Started - Christopher Hummel Interviews Gary On this week's show the tables are turned - Gary is interviewed by Chris Hummell! They dig deep into the past, how SHC started, and where it's headed in the future! They talked about how Gary and Darlene started the business many years ago, and how Chris and Quinton joined the growing business. WHAT YOU'LL LEARN: * How SHC become one of the leading investor clubs * Why Gary left a safe and secure 9-5 for the wilds of entrepreneurship * The types of investing Gary tried * Why he initially screened ALL his tenants * Where SHC sees itself in the future * Inflation and the future * Market predictions * What gets Gary out of bed * Gary's Morning routine * What drives Gary and motivates him * And MORE! Chris & Gary's Bio Chris's Bio Chris has been investing in rental properties for near a decade. He is a full time investor and a full time real estate agent. Over this period Chris has contributed to various projects and has worked with some of the best in the industry. Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events. Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with. Gary's Bio Gary Hibbert is a full-time Real Estate Investor, licensed and award-winning Real Estate Agent, Author, and Educator. In 2008, he made a decision that would be life-changing by purchasing his first investment property. Through hard work and dedication, Gary left the corporate world to become a full-time entrepreneur in 2014. Today, not only does he have a remarkable Real Estate Investing Portfolio and successful businesses, Gary continually inspires the same change that transformed his life, into others. In the beginning, Gary lived pay cheque to pay cheque as many others do. He had been accustomed to the reality that at the end of the month, there was more month than money. Realizing that there must be another way to make ends meet, he became determined to educate himself and make a change. However, at that point, he hadn't yet realized that by changing his own life, it would enable him to help 100's of future investors to their path to finding financial freedom. In 2010, Gary launched Smart Home Choice, a company dedicated to educating new and experienced investors through a focus on SMART goals in order to allow them to make informed decisions in their investing strategies. Currently, Smart Home Choice is one of Durham Region's largest groups of Real Estate Investors and although the company is continually growing, it offers networking, mentoring, and self-improvement opportunities to its members. In addition to Smart Home Choice, Gary is the owner of a private investment company called Deep Pockets and most recently has joined in a partnership of ownership of a real estate brokerage; Our Neighbourhood Realty. Gary attributes his success to his focus on improving his mindset, rather than improving his skillset and most importantly discovering his "why". He is also dedicated to helping others realize their "why", because that is the realization that led Gary to where he is today. "Being able to design a lifestyle of your choice is not an easy feat, however it's attainable as long as you have passion and know what your 'why' is". - Gary Hibbert Website/contact info for guest Web: http://SmartHomeChoice.ca Instagram: https://www.instagram.com/smarthomechoiceinc/ This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#124: The Last 8%: Why Avoiding The Difficult Is Keeping You Stuck w/Dr. JP Pawliw-Fry On this week's show Gary chats with New York Times bestselling author Dr. JP Pawliw-Fry. He's consulted with large corporations such as IBM, Sony, Goldman Sachs, has coached Olympic, NBA and NFL athletes! JP also hosts his own podcast called The Last 8%, and Gary highly recommends it. He explains his BIG strategy, his book club and the value of mindfulness! WHAT YOU'LL LEARN: The power of meditation and how to properly do it How self awareness translates into success Are your thoughts REALLY yours? How JP has helped world class athletes banish self- doubting voices in your head The role of isolation in the past year and how to cope with the fallout How to live a more courageous life How emotions keep us up at night The more we practice mindfulness the more we see there's us and our thoughts The more space between you and your thoughts leads you to "I don't need to believe every thought!" His morning routine to avoid burnout and setting your day up for success! And MORE! JP's Bio New York Times bestselling author Dr. JP Pawliw-Fry taught at a world class business school (Kellogg), has been an award-winning entrepreneur (Profit Magazine's Fastest growing companies), and works with Olympic and NFL and NBA teams and many of the world's top organizations such as Rolls Royce, Goldman Sachs, IBM, Johnson Controls, Airbus, BMW, Intel to perform and lead under pressure. His organization surveys over 40,000 people a year offers practical tools to help be better in your most difficult moments, what are known as Last 8% situations. Website/contact info for guest Web: https://last8percent.com/pages/academy Facebook: https://www.facebook.com/last8project Instagram: https://www.instagram.com/last8percent/ Resources: Performing Under Pressure - Dr. JP Pawliw-Fry This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#123: Pitfalls & Mistakes Lawyers Can Save You From w/Brian McMurter On this week's show Gary chats with good friend and Gary's personal real estate lawyer for many years, Brian McMurter. He's been in the business for 40 years, and June 2021 was his busiest month, EVER! He says everyone he's ever known AND their children seem to be buying or selling right now! He's built a solid team of professionals to help assist home buyers and sellers protect their interests and assets, for likely one of the biggest financial transactions of their lives. They had a wide-ranging discussion about current situations, and plain advice that never grows old. WHAT YOU'LL LEARN: Do you even NEED a lawyer to close a property in Ontario Should you close a property in your own name, a corporation or a 3-tiered corp? Who does the lawyer represent - you, the bank or both? What types of delays happen upon closing, and how they affect many other properties down the line Types of clauses and buyer protection YOU should be adding into real estate contracts Types of clauses Brian thinks should be added Challenges and rewards of private lending How the pandemic has changed how McMurter does business How personal marijuana growth at home is affected Brian's opinions on future market conditions And MORE! Brian's Bio Brian C. McMurter is a Whitby-based lawyer, specializing in Real Estate and Wills & Estates and also providing Notary services, having come to law following an extremely successful career in the banking industry. With firm roots in the Durham Region in Ontario, Brian's client base extends from Scarborough through to Clarington, and all the cities in between (Pickering/Ajax, Whitby, Oshawa, Bowmanville, Newcastle). Brian's policy of "No Surprises" has made him a popular choice among residents and real estate professionals alike. He actively supports his community as a member of the Chamber of Commerce, participates in the Durham Networking Association, and is a frequent speaker in the community on topics relating to real estate and wills. Website/contact info for guest Web: https://www.mcmurter.com Facebook: https://www.facebook.com/Brian-C-McMurter-208879189123996 This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#122 (Archives): Self Made Confessions w/Stefan Aarnio In this archive episode, Gary spoke in 2017 with the late Stefan Aarnio, who was a real estate investor with many years of experience. Stefan had flipped thousands of properties, but also had experience with currency investing, is a historical and current currency expert, and award winning entrepreneur & a published author. Stefan always spoke with no filter, and whatever he was thinking usually came out. Stefan's main motto was 'Respect The Grind'. What you'll learn How Gary worked through a traumatic life event Bubble in 2017 Market in 2018 Best strategy for beginning investors Bitcoin Avoid analysis paralysis Why Stefan mentors people to choose a flip for their first few investments rather than buy & hold And MORE! Bio Stefan Aarnio is an Award-Winning real estate Investor, Entrepreneur, Author and winner of the 2014 Rich Dad International Hall of Fame award. Starting with only $1200, Stefan has built a Multi-Million Dollar portfolio for himself and his partners and has been recognized on The Self-Made List. Stefan runs a Podcast called "Respect The Grind" which is a series of interviews with elite people in various industries. The interviews are all about how it takes 10 years and 10 000 hours to achieve mastery in any practice and industry, and you must respect the grind! Website/contact info for guest Amazon: https://www.amazon.ca/s?k=stefan+aarnio&i=stripbooks&ref=nb_sb_noss Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#121: Daniel Patton - Mortgages, The Middle Class & the Life of an Entrepreneur On this week's show Gary chats with good friend Daniel Patton, cofounder of BM Select mortgage broker. He and his lifelong friend Dave Butler started in the mortgage business before Daniel knew what a mortgage was! Their award winning business has helped thousands of people buy investment properties, while growing the business at a record breaking pace. What has Daniel learned over the years that benefits his clients? WHAT YOU'LL LEARN: How Daniel and Dave Butler started in the mortgage business, which is BM select Why he got into mortgages, even though he didn't know what a mortgage was Some of the mistakes they made along the way The hardest part of the RE transaction Interest rates and where they are going Inflation Market predictions Joint ventures and what the banks don't like to see What the middle class don't see coming Private lending The pivotal point that brought Daniel to where he is today The role of leadership, and how he transitioned into one Mortgage structures, debt ratios and tax implications Refinancing Why being debt free and mortgage free is good, but what is your money doing for you? What 'smart' money is doing these days And MORE! Daniel's Bio After graduating college with high honors, Daniel Patton teamed up with his childhood friend Dave Butler and in 2004 they began their careers together in the mortgage business. After winning the "National Rookie of The Year award" in their first year as Mortgage Agents they quickly translated that success into growing a Top 5 ranked team at Mortgage Intelligence where they started. In 2011 they formed Butler Mortgage. Daniel specializes in Mortgages for real estate investors and clients looking for long-term strategic planning. He routinely ranks amongst the top 20 mortgage agents in Canada (as per CMP magazine), and his team was responsible for funding over $400,000,000.00 in mortgage volume in 2019 and $503,000,000.00 in 2020. Website/contact info for guest Web: https://bmselect.ca Instagram: @BMSelect Facebook: https://www.facebook.com/BMSelect This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#120: Health & Wellness Under Any Circumstances w/ Dr. Du La, ND On this week's show Gary chats with Dr. Du La, a Toronto-based Naturopathic Doctor registered in Traditional Chinese medicine, where naturopathic care treats the entire person, not just the symptom they are complaining about. Dr. La's parents instilled in her a hard work ethic, and since she grew up in a family with not much money, her parents got creative in putting healthy food on their table. WHAT YOU'LL LEARN: Why it doesn't take a lot of money to eat well Why Naturopathic doctors believe the body has an innate ability to heal itself When it can't, they use natural therapies to supplement the immune system Why NDs don't apply 'band aid' solutions, but targeted therapies to get to the root cause Then root cause of many health issues today How meditation can help get rid of 'monkey brain' How mindfulness can help keep distracting thoughts away The role of mindset and why it's 90% important What are Dr. La's 'non-negotiables' How self talk should be conscientious, not perfect How her practice changed during the pandemic, including acupuncture What are the 5 pillars - sleep, movement, nutrition, mindset, community and how they work Traditional Chinese energy meridians What is the 'blue zone' and why some people live longer than others And MORE! Dr. La's Bio Du (Yo) La is a Toronto-based naturopathic doctor, registered traditional Chinese Medicine doctor and acupuncturist and an experienced birth doula. She is a co-founder and co-owner of Toronto Centre for Naturopathic Medicine established in 2004, a multi- disciplinary wellness clinic located in her home, in Riverdale, Toronto. She is a mom to two young girls (aged 9 and 12), an avid runner, nature enthusiast, conservationist and enjoys travel and cooking. Website/contact info for guest Web: www.torontonaturopathicmedicine.ca Instagram: www.instagram.com/dula.nd/ Facebook: //www.facebook.com/DrDuLa.ND This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#119: Are You Richer Than You Think w/ Jordan Bress On this week's show Gary chats with Jordan Bress from Scotiabank, Senior Managers of Sales for Durham Region. Many SmartHomeChoice investors have had their properties mortgaged by Scotia, and with their rental program, they will allow up to 10 properties to be mortgaged, including your primary residence! They talked about corporations and mortgages, 'drive til you qualify', his view on the market, and MUCH more! WHAT YOU'LL LEARN: Why you may have to 'drive til you qualify' Corporations and mortgages Jordan and Scotiabank's roadmap view of the market in the next 6, 12 and 18 months What Jordan thinks about mortgage rates The stress test and the impact Interest rates How appraisals are working in COVID The programs Scotia offers for first time buyers and why they are unique Jordan's morning routine And MORE! Jordan's Bio Jordan has held several senior roles including Senior Manager Business and Personal for Royal bank managing 250 relationships during his tenure in the role. In 2010 Jordan accepted the role as Senior Relationship Manager for Ontario North and East for Public Sector with RBC. He was responsible for managing clients such as Municipalities, Hospitals, Universities, and Colleges etc. He also managed Request for Proposals ( RFP ) responses during this time. Managing a book of 500 Million in assets and lending requirements. In 2015 Jordan joined Scotiabank as the Senior Manager of sales for Durham Region, managing a team of Mortgage specialists. In 2016 Jordan assumed the Ontario Central East region to align with his Durham territory. In 2017 he was awarded the Achiever trip Nationally for Senior Manager of Sales. Jordan resides in Lindsay Ontario with his wife Morgan and his two daughters Olivia, Avery and Hudson Website/contact info for guest Web: http://scotiabank.com Email: [email protected] Phone: 289-928-9146 This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#118: Covering All Your Bases With Property Insurance w/ Todd O'Donnell On this week's show Gary chats with Todd O'Donnell from Desjardins Insurance. Gary has most of his insurance needs covered by Todd and his team - car, home, investment properties and yet this was the first time they had met face to face! They touched on replacement cost vs. Resale prices; whether you *need* home insurance in Canada, and many more things! WHAT YOU'LL LEARN: Replacement costs vs. Resale prices, why the difference? What to do when tenants leave with your insurance to make sure you're covered Do you need to let your insurer know if you go from single family to multi unit? What to do if you are in the middle or about to start a renovation Do your rates go up with making claims? Umbrella insurance, what it is and how you use it Flood protection and premiums Content insurance for tenants, can you demand it or force them to have it Cottage insurance and coverages Do you *need* home insurance in Canada, and the answer may surprise you! Why you should drive by your property every month, and enter the property every 3 months Mindset of being an entrepreneur And MORE! Todd's Bio With two offices in Ontario, Todd and his team of 12 have over 60 years of combined experience in the insurance industry. His offices offer home, auto, investment property, business and life and health insurance products. Todd lives in Kitchener and is supported by his amazing wife Tara and two teenage boys, Ryan & Cole. Website/contact info for guest Facebook: https://www.facebook.com/InsuranceTodd Instagram: https://www.instagram.com/insurance_todd/ Web: www.insurancetodd.com Resources: This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#117: Free & Clear: How To Make $100K yearly w/ Russell Westcott On this week's show Gary chats with real estate investor Russell Westcott, an early mentor of Gary's, partially due to his energy, excitement and confidence when speaking in front of large crowds at RE events! They touched on Russell's story that he's never told; the importance of looking after yourself; Russell's battle with depression; market cycles and MORE, in this not-to-be-missed fun and informative UNSCRIPTED chat! WHAT YOU'LL LEARN: Russell's story that he's NEVER shared before Russell's battle with depression and how he got himself out The importance of looking after yourself Market cycles and what YOU need to be careful of "Free & Clear" - make $90,000 - $100,000 a year How to find a good mentor "Sometimes you have to chisel your gifts out of you" How watching Robert Kyosaki on Oprah at age 30 started him down the path when he was lost The TWO pivotal moments in high school that changed his outlook "If you've had a blessed life, you need to be a blessing to others." And MORE! Russell's Bio Helping Real Estate Investors start, grow & scale the Real Estate portfolio of their dreams. Russell's presentations have been called passionate, entertaining, educational, and inspirational. At his core, he is a teacher, a master communicator, and has moved more than 250,000 people with his books, audio programs, YouTube videos, online & offline presentations, interviews, and podcasts. He has built his first million-dollar real estate portfolio within his first year of leaping real estate investing and continues to expand and manage his real estate portfolio. Russell has co-authored two best-selling Canadian real estate books; 97 Tips for Canadian Real Estate Investors and Joint Ventures: The Canadian Investors Guide to Raising Money and Getting Deals Done. Website/contact info for guest Facebook: httpwww.facebook.com/RussellAllenWestcott/ Instagram: https://www.instagram.com/russellwestcott/Web: www.russellwestcott.comYouTube: https://www.youtube.com/russellwestcott Podcast: https://russellwestcott.podbean.com/ Resources: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! Real Estate Joint Ventures: The Canadian Investor's Guide to Raising Money and Getting Deals Done - Russell Westcott The 5 Second Rule - Mel Robbins This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#116: Take Bold Steps, Follow Big Money w/ Todor Yordanov On this week's show Gary chats with Todor Yordanov, someone Gary looked up to when he first got into investing, and met at the Real Estate Investor Forum. Todor already had his own investor club, but took great interest in what Gary and Darlene were doing. They've had many conversations over the years, and his insights into many things make for an educational listen. WHAT YOU'LL LEARN: Why you can "NEVER outsave the real estate market!" What are Todor's insights into inflation His thoughts on the printing of money Where Todor thinks the market is going What's happening in the condo market, both for rentals and sales, especially in downtown Toronto They touch on conspiracy theories and the great reset The role of AI (artificial intelligence) and what role it will play in RE investing Bitcoin Canada as a whole, and how we compare to the world according to Todor People who are always successful adapt the fastest, because change is inevitable Real Estate is always a good investment as it's one of the basic needs Real estate investing gives Todor the lifestyle he wants, when we he travel again Has he bought any properties in any location he travels to Why you can be more aggressive with investing when younger, and transition into asset protection And MORE! Todor's Bio Todor started investing in real Estate few years after coming to Canada. His first purchase was a 2 units in-row townhouse in Toronto at Parliament and Richmond in 1995. What follows is a journey of hard work, many trials and errors through setting up property management company, renovations company, multiple properties purchases in different areas in GTA and eventually focusing on new construction condos and home in downtown and around GTA. An avid student of business and trends, Todor keeps close relationships with the big builders as an insight to where BIG Money is invested and where the trends are moving to and delivers intel and profitable opportunities to his clients. Website/contact info for guest Facebook: https://www.facebook.com/todor.yordanov.real.estate Instagram: https://www.instagram.com/insider_condo_access/ Web: InsiderCondoAccess.com Resources: The Snowball: Warren Buffett and the Business of Life Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! This episode proudly sponsored by BM Select - https://bmselect.ca Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada! BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #real estate, #property, #suites, #garden suites, #secondary unit, #permit, #build, #design, #investing, #refinance,

#115: How The Middle Class Could Lose Everything w/ Marcin Drozdz On this week's show Gary chats with Marcin Drozdz, an investor Gary first met while still working at TD. Marcin was talking about raising millions of dollars even back then, which piqued Gary's curiosity. In this podcast, they chatted about raising money as Marcin is an expert at that; the market and where big money is moving; the 'easy' method, is inflation here or is it coming soon and more! WHAT YOU'LL LEARN: What is stagflation, and can it happen in Canada? What is the 'easy' method that Marcin uses? His methods for raising MILLIONS of dollars for investment Where is the 'big money' moving to What you should be doing RIGHT NOW as an investor What is the tax on the middle class that they cannot see Why governments don't want inflation The advantage government has for paying off debt Why hard assets can help you survive crashes Why hard assets are better than cash - FIAT currencies And MORE! Marcin's Bio Marcin is an active real estate investor and a partner on a several hundred unit portfolio in the US. He got his start in real estate through Private Equity and has sourced over $250,000,000 for several business ventures. Marcin is the creator of The Infinite Cash Flow System based on his 15 years of experience in creating wealth through cash flow real estate. When he's not working with investors or mentoring students he enjoys inspiring entrepreneurs, business owners, and those just starting to explore living life on their own terms. Outside of real estate, Marcin is the host of the Podcast "The Game". A platform where he interviews some of the top minds in business, sports, and life. Website/contact info for guest Facebook: https://www.facebook.com/realmarcindrozdz Instagram: https://www.instagram.com/realmarcindrozdz/ Web: www.marcindrozdz.com This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#114: Garden Suites: The Future of RE Investing w/ Ronald De Coteau On this week's show Gary chats with Ronald De Coteau, founder and President of Property Pathways Inc. They dug deep into Garden Suites, a new-ish way of having tenants or family live close, but independently. It is the future real estate. With the pandemic, many people are looking at maximizing their real estate investments, and getting the best use. WHAT YOU'LL LEARN: What is a garden suite (SDU - Secondary Dwelling Unit) and is it permanent? The legal ramifications of a garden suite Do different municipalities have different laws and rules? The costs of creating one Do the numbers work? Bill 108 and garden suites How are separate utilities (hydro, gas, etc) handled Why the provincial government started pushing municipal governments to explore unconventional rental housing How big of a lot do you need to do this? How much of my lot can I use for this? How many units can be created Are there different configurations of garden suites? Apartment buildings take YEARS from planning to completion, garden suites can be build much faster And MORE! Ronald's Bio Ronald is the founder and president of Property Pathways and delivers on his promise to pioneer an enriched design and construction experience for real estate investors. He started investing in real estate in 2016 and was surprisingly challenged to find a design or contractor that could explain the legal process of secondary suite renovations. He set out to become the subject matter expert and a valuable resource to real estate investors throughout Ontario. By leveraging his education and experience gained in the commercial construction sector, he created a hybrid service specific to real estate investors, who focus on the creation of long term wealth by buying and holding or BRRR real estate. He works with real estate investors and their realtors to identify Suite-Able properties and has the battle scars and relationships in municipalities throughout Ontario, to prove it. Navigating the bylaw and building code requirements for a legal secondary suite bridges the gap and creates a pathway between the problems associated with converting properties and the profit that awaits the investors. Our service is predicated on the belief that the building permitting process for real estate investors should be uniquely tailored and we achieve this through our four-phase design process that produces the detailed and easy to interpret permit drawings for a worry free construction process. Website/contact info for guest Facebook: https://www.facebook.com/propertypathways Instagram: https://www.instagram.com/propertypathways Web: www.propertypathways.ca Email: [email protected] This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#113: Millionaire Mindset w/ Shawn Rea On this week's show Gary chats with Shawn Rea, real estate investor, realtor and father of 3. Shawn shares his journey towards real estate investing; travelling to Belize during COVID, and building many new homes; how he got into house hacking, and finally how relatives and friends questioned his decision to sell his primary residence to finance a duplex! WHAT YOU'LL LEARN: What Shawn wrote on a piece of paper a few years ago that changed his life The book that also changed his life How friends and family questioned his decision to buy a duplex and live with strangers How to find Joint Ventures What is the *right* joint venture Buying and building properties in Belize What was involved with travelling to Belize during the pandemic What are the 'golden handcuffs' and how it relates to freedom He was working overtime and working more, but taking home less What it was like to buy and live with someone else in a Duplex Why he was broke and needed to get 2 secondary jobs Shawn's opinion of mindset How he hacked his house Why he's had a 'mini retirement' from his 9-5 and why he'll likely go back to his 9-5! And MORE! Shawn's Bio Father of 3 Real Estate Investor Realtor Website/contact info for guest Instagram: https://www.facebook.com/shawn.rea Facebook: https://www.instagram.com/shawnrea Web: https://reaig.com/ Resources: Rich Dad Poor Dad - Robert Kiyosaki This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#112: Redefining Success During Covid On this week's show Gary chats with investor, philanthropist, author and Dragon's Den alumnus. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries, and he shares his insights on how covid has impacted life for investors. They also touch on Brett's health issues, especially his cancer battle numerous times, and what he learned from it. He shares his number 1 golden rule in life, and how we get back to some sort of normalcy. WHAT YOU'LL LEARN: The SIX priorities are important to him in life Why marketing is completely overlooked as a skill or discipline His views on masks, lockdowns and vaccinations What is 'essential'? Why all his businesses are COVID compliance What he learned from his 3 dances with cancer What is work/life balance for Brett - the more he worked, the more he made, the more he worked His family relationships suffered Why his book should have been subtitled - Redefining Success - In A Wealth Obsessed World Why his daughter asked 'Why can't we define success by the size of the smile?' Brett's opinion on 'How much is enough' - Musk, Bezos, etc Why education is important - 'you have to better yourself' "If wealth is all you care about, don't worry about your health, don't worry about your family, just chase wealth" (sarcasm) Why the study of entrepreneurship is so valuable Why charity is a huge part of his 'business' 'A good business that is marketed well uses community as its point of engagement' And MORE! Brett's Bio Father, Entrepreneur & Philanthropist W. Brett Wilson is best known as a "Dragon Emeritus" from 3 seasons on CBC's hit reality TV show Dragons' Den. He has built extensive holdings in the power generation, hydrocarbon production, real estate development, cannabis, agriculture, sports and entertainment industries. His business and philanthropic leadership have brought him considerable recognition including the Order of Canada (2011) and the Saskatchewan Order of Merit (2012). Brett continues to simplify and organize his life to focus on what is most important - his family, friends and health. His semi-autobiography "Redefining Success: Still Making Mistakes" is an all-time best selling business book in Canada. Website/contact info for guest Instagram: http://instagram/wbrettwilson Facebook: https://www.facebook.com/WBrettWilsonFan Resources: Redefining Success: Still Making Mistakes - W. Brett Wilson This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're look to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#111: Drugs, Crime & Real Estate Investing On this week's show Gary chats Edward Fajardo, an investor on the path to greatness, it was an inspiring and sometimes dark conversation. Growing up in Parkdale, Edward was exposed to crime, drugs and a seemingly hopeless future, but got himself out, after using and selling drugs, robbing others, etc. He eventually turned to RE investing, but made a ton of rookie mistakes. This is a story that shows you can start no matter where you came from, or where you are in your life, it's a matter of CHOICE. Edward still has his 9-5 job, and wanted to share his story about his beginnings in real estate. WHAT YOU'LL LEARN: How your CHOICES can radically change your life, no matter how old you are His early lifestyle was not about ego, but simply survival Some have said 90% mindset and 10% skills Cory McKinnon said 70% mindset, 20% environment, 10% skill set How Edward's two lives were colliding - personal and work He describes himself as a 'functioning' addict How he realized if he didn't stop drugs he'd lose everything He began a path of self discovery - how where he came from influenced him, but it was NOT his future, and it began with the Joe Rogan podcast He then began listening to health and wellness podcasts, then RE podcasts He went broke from RE investing initially and then got into debt again Why he got a SECOND job to pay debt off, to WORK MORE TO PAY OFF THE BILLS Working weekends, nights, not seeing his family When a coworker mentioned investing for passive income with none of her own money, Edward was interested! His first property was buy/hold with tenants in place Why reserves are important on new buys Tenants didn't pay rent Why he hired a property manager after 3 months Why he moved to the BRRRR strategy And MORE! Edward's Bio Edward has goals and aspirations of changing the trajectory of his family's legacy. As a second-generation Filipino-Canadian born in Parkdale, Toronto Ontario he struggles with self-limiting beliefs of identity and worthiness. Faced with environmental conditions that are more suitable for a life of drugs and crime, Edward battled addiction and perceived feelings of inadequacies. It wasn't until his environment changed did he understand that his learnt behaviour was not permanent. This led him on a path of personal-development and a self-directed learning approach. Fast forward to present, with his new understanding of good debt vs bad debt, assets vs liabilities, Edward has carved a niche for himself as a self-proclaimed 'late bloomer'. He is utilizing the powerful tools of real estate investing alongside his new skillset of trading Stock Options to engineer his lifestyle. Scaling his real estate portfolio through personal and joint ventures partnerships, Edward uses a combination of BRRRR and buy and hold strategies to help others create generational wealth and improve ROT (return on time). Website/contact info for guest Instagram: http://instagram.com/edwardjfajardo Email: [email protected] Resources: Rich Dad Poor Dad - Robert Kiyosaki Think & Grow Rich - Napoleon Hill 7 Habits of Highly Effective People - Steven R. Covey This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

#110: Straight From The Streets On this week's show Gary chats with his partners Quinton Cordick and Christopher Hummell about their journeys as real estate agents and investors. They've had a lot of fun building up SmartHomeChoice to be able to serve thousands of investors build their portfolios, while making the process as stress-free as possible. They talked about the market and what's happening on the streets, as the headlines in the media don't always tell the complete story. Who's driving the market - experienced investors, new investors? They also discussed where to invest - Peterborough, outside of Peterborough… WHAT YOU'LL LEARN: Why comparable listings from months back are basically useless these days because the market is moving so quickly Why some houses are receiving multiple offers and some aren't Is every house these days appraising at its value Why you shouldn't worry these days if houses are on the market for 2 weeks Will the 10% month over month growth continue Why it's harder to predict what a property will close at Why Quinton and Chris are calling agents to check what owners want for a property, before showing it and preparing offers, to not waste their clients' time Some properties are being listed at a price, but the owner wants double Why an agent that works in the area is way more effective than of market agents It doesn't matter if we are at the peak of the market, if the numbers make sense Why they respect the client's comfort level What type of properties are being purchased now Anything in the news is 'news', it's not what's happening now Where are the opportunities now - Peterborough, further afield? Why there will ALWAYS be renters And MORE! Quinton's Bio Quinton is an established Real Estate agent with 10+ years of solid experience. He recognizes every real estate transaction is a major financial event in his client's lives. He prides himself on careful attention to each client's unique set of needs by delivering the services required to fully represent his clients with honesty and integrity. After graduating from York University with a Bachelor's degree in Mass Communications, Quinton went on to work in the field of Communications. It is there where he honed his interpersonal and communication skills which he has carried forward into the world of real estate and investments. Quinton enjoys staying active through playing baseball and basketball. He is also a dedicated husband and father to his two children. Christopher's Bio Chris has been investing in rental properties for near a decade. He is a full time investor and a full time real estate agent. Over this period Chris has contributed to various projects and has worked with some of the best in the industry. Having won several real estate awards himself and being profiled in several RE Investment magazines and articles, he continues to contribute his knowledge and experience with web articles, videos, seminars and events. Chris has a background in sales, public speaking and marketing. He prides himself on his people skills and aspires to teaching others how to achieve their financial goals through real estate investing and taking action. One of his personal goals is to mentor disadvantaged youth to show them that anybody can be successful and achieve their dreams. He has a family with two beautiful young children whom he adores and loves to spend time with. Website/contact info for guests Web: https://smarthomechoice.ca/ourteam/ Facebook: https://www.facebook.com/smarthomechoice Instagram: http://www.instagram.com/smarthomechoiceinc This episode proudly sponsored by AGHI Home Inspections and Brian Daley. Whether buying or selling a property, AGHI recognizes that the process can be stressful. It is critical that any decision you make be one that is based on knowing all of the facts. Purchasers, vendors, insurance companies and lending institutions have come to recognize the professionally trained residential home inspector as a credible source of key information vital to making these decisions, and AGHI has been doing it for over 15 years! Contact http://www.bookahomeinspection.com or call (416) 526-7482 Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #peterborough, #investing, #real estate, #success, #entrepreneur, #joint ventures, #market, #intention, #gratitude, #mindset, #garden suites, #Ontario,

#109: The Intimacy of Real Estate Investing On this week's show Gary chats with Krista Hope from JK Coaching. Krista and her husband Jared have gone on to purchase over 100 properties. She's learned the importance of intention, self love and openness to embrace investing and the lifestyle that comes with it. Krista and Jared coach people to take control of their lives; how to not get caught up in the hamster wheel; and why you don't need to be passionate about RE investing to have success! WHAT YOU'LL LEARN: What are the benefits of investing coaching and mentoring and why it never ends How men and women view RE investing differently Why trust and intimacy are important parts of both relationships and investment partnerships How to handle pain Why Krista lead the way into investing, but Jared has 10x it How Krista always had entrepreneurial Why her parents taught her to take control When you have a boss you're not in control Working for yourself allows more creativity How they avoided bankruptcy Why they made a lot of poor choices, but learned along the way Why you can get caught up in growth of your business What we Krista's 'Aha' moment when she got off the hamster wheel Why it's not the goal, it's enjoying life along the way Why coaching helped Krista and Jared realized that they were choosing the the life they were currently living, but it could be a much better life Why coaching is biggest gift for growth Why Krista and Jared's coaching delve into personal as well as investing issues "Knowing who you ARE, not who you SHOULD be" And MORE! Krista's Bio Krista combines empathy and empowerment with a holistic investment plan for all of her clients. She is an expert at helping her clients realize their path and getting them to love the process of their journey. With deep dives into habits, goals, mindsets and self exploration, she guides clients through understanding that they have all the necessary tools and potential to achieve their dreams within themselves already. From her experience of starting a family, realizing her own dreams and working with Jared while owning over 100 properties – Krista has learned the intention, self-love and openness required to enjoy real wealth in a fulfilling partnership. Learn to love the journey and get in the mindset of gaining (and keeping) true prosperity with Krista's help. Website/contact info for guest Web: https://jkcoaching.ca/ Facebook: https://www.facebook.com/jaredandkrista Instagram: https://www.instagram.com/1bitcoin.ca/ This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises., including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #intimacy, #investing, #realestate, #success, #entrepreneur, #powercouple, #coaching, #mentoring, #intention, #selflove, #gratitude, #mindset, #detox

#108: Health & Nutrition - What's the BIG Deal?! On this week's show Gary chats with Certified Health & Nutrition coach Maxine Choy! This show is about wealth, health and everything in between! People are willing to spend thousands on upkeep and maintenance for their cars or homes, but for their most precious possession, their bodies, it's either DIY or nothing at all. Some wait until they have health challenges to even consider wellness caching. Nutritional coaching can save time and money, and help you plan to feed your body with superior nutrition, giving you a higher quality of life. WHAT YOU'LL LEARN: What are the benefits of nutritional coaching? What's a juice cleanse and what can it do for your body Detoxing The role of essential oils Fasting and intermittent fasting, and do they help The difference between being a vegetarian and a vegan Why diets DON'T work The 10-10-10 routine Why Maxine focussed on longevity at a young age Why prevention is better then intervention Why she's fearless and left a 9-5 for entrepreneurship It's not that people CAN'T or don't want to change, they are victims of conditioning Why do most people fail at wellness changes The role of MINDSET The challenges: reward, punishment, emotional attachment to food, boredom, depression… How you can monitor/journal what you eat and how you feel Why nutrition has to be highly personalized Why planning meals leads to success Why it's a process and not an overnight change And MORE! Maxine's Bio Maxine is a Certified Health & Nutrition Coach working with women to assist them in achieving attainable health and fitness goals by practicing mindfulness, consistency and accountability. She is also a Yoga and Pilates teacher, providing online classes, either in groups or one-on-one. She believes that maintaining a balanced life is more important for your personal health and well-being, especially in the fast-paced, modern world we are living in. She works directly with her clients to guide them through simple technique to help them sustain a balanced diet, alongside personal fitness, with a goal to improve and stabilize their overall health and well-being. Being in the Health and Wellness industry since 2014, she has witnessed the need for women to get out of their own way and start setting real intentions, making serious commitments and putting direct action in place in order for them to see any results. She is a proud mother to her teenage daughter, an avid writer and loves photography. She is also a published Author who recently launched her 12 Week Gratitude Journal and is part of the series of 365 Empowering Stories Book, released in September 2019 and is available on Amazon. She has hosted Wellness Retreats for women, participated in workshops, forums and entrepreneur empowerment meet-ups sharing her passion about wellness and the importance of self-care. She believes that when you live a balanced life, you can easily offset any negative events or emotions with positive ones. She believes we all have the power to make better choices, it's what our minds tell us that stops us. Website/contact info for guest Web: www.livewellwithmaxine.com Facebook @livewellwithmaxine Email: [email protected] Instagram: @livewellwithmaxine Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #health, #wellness, #weight, #noscale, #wellness, #nutrition, #wellbeing, #fitness, #healthyeating, #diet, #gratitude, #mindset, #detox

#107: H.U.G. Hand Me Up Generational Wealth On this week's show Gary chats with friend and personal mentor Mathew Frederick. Mathew has over 30 years experience in real estate investing, residential, multi-family, new family and now mentorship for new investors. He's built 250 homes, 3 x 50 unit condo buildings, restaurants, wellness clinics, building a triplex in Belize, and more! He created a brand strategy called the H.U.G. strategy, that he wanted to share. They also chatted with Joint Ventures, how to find them and how to structure them, EVEN if you don't have any money. WHAT YOU'LL LEARN: * What is the H.U.G. strategy and how it can help * Why his brother handing a leather jacket down to Mathew inspired this strategy * What he's learned in his 30 years of investing * Why he invests in the US, Alberta and the East Coast to ride out market specific downturns * The effect of racism on his belief system and how long it took to reprogram his beliefs * Why the sandwich generation has the income and money to invest in properties, but not the time to manage the property * How multigenerational investors can pool their resources to purchase and manage properties * How Gen X can JV with millennials or younger to manage the property * How the splits can be 50/50 or 60/40, and the cash flow can be directed to education, depending on the JV agreement * How to use investing to pay for post secondary education or private school * How older generations can qualify for mortgages, and younger might provide a downpayment or vice versa * Many people want to be investors, but can't qualify * His unique formula that allows Doctors to invest and take days off * Why a coach or mentor can take you through the process * Why some people don't use a mentor or coach * What is his hottest/favourite market * Why he's adding a 3rd unit to rental properties * The BIGGEST mistake investors make according to Mathew * What timeframe should a new investor take action in * And MORE! Mathew's Bio Mathew has 30 years of experience in real estate investing in residential, multi-family, new development & mentorship. While building 240 houses, and 3 50-unit condo buildings he founded a number of restaurants, wellness clinics, and a light manufacturing company. Currently Mathew is building a 3 story triplex in Belize and coaching investors toward scaling-up their portfolio & considering multi-family. Resources: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki Website/contact info for guest Web: RCCSOL.COM Facebook: https://www.facebook.com/groups/3244429258965874/ Email: [email protected] Instagram: https://www.instagram.com/rccsol.investor/ Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #property management, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #coaching,

Before this week's show, Gary answers a question he's getting a lot - is NOW the time to flip my property? Gary chats this week with Kayla Andrade from OLW, Ontario Landlord Watch. A big topic discussed was COVID and can you evict tenants during these times; can the landlord move in; the owner sells the propter and the new owner wants to move in; the different forms used for eviction; Bill 184 and what was in it; cash for keys; and the landlord credit bureau! If you're a new or potential investor this is a MUST listen! WHAT YOU'LL LEARN: The correct procedure for evicting a tenant for owner occupation during covid times Why you must give tenants leaving one month credit How hearing dates for evictions are taking place Why Zoom landlord/tenant hearings are here to stay How OLW came to me after a municipality decided to make landlords responsible for delinquent tenant utility payments Why their biggest priority is the backlog in landlord/tenant board Why they want the Residential Tenancy Act needs to be overhauled Why tenant screening is incredibly important If you screen in good tenants, the LTB is of less concern Why non-payment of rent is the biggest issue why new investors avoid the market The landlord credit bureau helps landlords report tenant rent payments, and helps build tenant credit You can also report damage to rental units You can check with other landlords on the bureau about tenants as part of screening Why landlords must attempt payment arrangements with tenants before eviction You don't need permission to record delinquent rent, but do need permission to report on time payments Making sure you do a routine maintenance check / inspection on your properties Why you have to use the standard lease for new rentals Why January 2022 will be rent increase day in Ontario! What is the N4 form and why you should use it What is the N11 and what is 'cash for keys'? Mistakes landlords make Kayla's biggest mistake! And MORE! Kayla's Bio Kayla Andrade is a wife, a mother, a landlord and now, an advocate. She prefers actions with tangible results rather than sitting back and ignoring the issues. Ms. Andrade has a long record of successfully guiding local and provincial landlords through the many issues and policies and where many have taken notice of her motivation and skills in advocacy. This strong commitment and dedication is how Ontario Landlords Watch was born, finally providing an avenue where Landlords could share their experiences and struggles. Over the years, this grassroots advocacy organization has built a solid foundation of supporters through their supportive services involving the rental housing market, the Residential Tenancies Act and the Landlord and Tenant Board legislation. This strong team has evolved to fight not only for the rights of Landlords but also for the plight of good Tenants and the heavily burdened Taxpayer. They seize every opportunity to meet with elected Officials, Taxpayers, Landlords and tenants to discuss solutions to the Housing Crisis. Kayla began her endeavours at the young age of 18 where she purchased her first rental property. Since that time, she has become a seasoned landlord and expanded her rentals to include a 5 plex, 6 plex, 2 triplexes and a single family home - 18 doors in total. Her dream is to empower a team of Private Sector Housing Advocates in each city, to work together, to provide fair and balanced rules and regulations that benefit all members of society. Website/contact info for guest Web: http://ontariolandlordswatch.com/ Facebook Group: https://www.facebook.com/groups/818378618219840 Facebook Public Page: https://www.facebook.com/OntarioLandlordsWatch Email: [email protected] Instagram: https://www.instagram.com/ontlandlordswatch Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca

Gary chats this week with Mel and Dave Dupuis, who have become famous for buying 12 properties in 12 months, using other people's money and creative financing! They think outside the box with marketing videos, and have embraced Tik Tok and Instagram and created some amazingly creative videos. The car crash they were involved in, in 2018 completely changed their lives. They knew about real estate investing and had a coupe of rental properties separately, but Dave was a full time firefighter and Mel was working at a college part time. Even thought they picked up odd jobs to get more money to invest, they realized they were trading time for money, and at best would be able to buy 1 property per year. WHAT YOU'LL LEARN: How Rich Dad Poor Dad changed their lives and lead to them buying 12 properties in 12 months! This purchase was for 56 apartments They have NEVER done a JV (Joint Venture) They've mentored hundreds of people to get into real estate investing "The Rich don't work for money" & "Debt makes you rich" Why 2020 was their best year, purchasing 119 apartments The more you do it, the easier it gets! Their use of creative financing - seller financing, RRSPs, promissory notes Why they studied people that had large portfolios and lost it all, and the lessons they learned Why Dave was confident, and why Mel was scared Their last deal was an 8 plex, 3 commercial units and 5 residential tenants on the second floor in North Bay What was their worst mistake in investing, and Mel owns up to it! The secrets they've learned to a successful marriage/work partnership Why they've 'picked a lane' for responsibilities within the partnership How success changed personal relationships including friends Why they still hustle, even on weekends Why work/life balance is important Why "The Secret" really impacted Mel's life as a single mom How their horrific accident was life changing, they wrote a book and started mentoring others Why the best advice comes from those that have been an investor And MORE! Mel and Dave's Bio Melanie and Dave Dupuis, also known as Investor Mel & Dave, are innovative real estate investors who have SOLELY acquired over 200 apartments in just a few short years. Using creative and successful strategies, they have been able to increase their portfolio significantly without using any of their own money. They impressively have 100% ownership of these properties, which means they keep 100% of the equity, appreciation, and cashflow. Investor Mel & Dave are proof that as long as you don't let anything stop you, success can be yours. Following a horrific life-changing highway crash in 2018, they wrote a Real Estate Investing book "Real Estate Investing Secrets - A NO-B.S. Guide to Creating Wealth & Freedom" that achieved Amazon #1 Best Seller status very early into their launch. Mel is also co-author of "The Only Woman in the Room - Knowledge and Inspiration from 20 Women Real Estate Investors that was recently launched and also achieved Best Seller status. With over 20 years of combined experience in real estate investing, property ownership and management, this self-made couple understands the ins and outs of building a business and of acquiring wealth through real estate. In 2019, they won the "Small Business of the Year" Award, in North Bay, have won the 2020 Canadian Business Award as Leading Experts in Real Estate Investing and have also won the 2021 Canadian Business Award as Top Real Estate Mentors. They are dedicated to helping others create their own time, location and financial freedoms. They are both speakers and mentors throughout North America and have mentored hundreds of people on how to use creative financing and other people's money (OPM) to change their lives. Their online presence is impressive, with over 175,000 followers. You can find them on Instagram, Facebook, TikTok and YouTube under their user name Investor Mel & Dave and on their website at www.investormeldave.com. Free Creative Financing Masterclass: (How We Bought 12 Properties in Less Than 12 Months using OPM) www.bought12in12.com Resources: Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki The Secret - Rhonda Byrne Website/contact info for guest Web: https://www.bought12in12.com/ or www.investormeldave.com Facebook: https://www.facebook.com/InvestorMelDave or www.facebook.com/DupuisPropertiesWelcomeHome Email: [email protected] Instagram: https://www.instagram.com/singlemommillionaireofficial/ YouTube: https://bit.ly/SubscribeToMelDave This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's br

Gary chats this week with Sadhana Sabharwal, THE Single Mom MILLIONAIRE! She came to Canada at age 14, faced her fears of moving to a new country; got married at 19; had 3 kids before her 26th birthday; and then found herself a single mom and being divorced at 34. How could she provide for her kids and herself on ONE income? She eventually found real estate investing when she worked in a law office, and a client's mortgage payment was LESS than her car payment! Sadhana challenged the myth that single people, or large families cannot find the money to invest in real estate! If you get creative with VTBs, or hard money lenders, YOU TOO can find a way to get into the lucrative investment market. Sadhana also tells Gary about some very important strategies that she used that will be useful for listeners. She doesn't invest in one geographic market, she says as long as the numbers work, you can invest anywhere! WHAT YOU'LL LEARN: How a client's lower mortgage payment than Sadhana's car payment made the light bulb go off for investing Her first real estate club experience Her first property was a JV with her client on a cottage How she bought a 2 bedroom bungalow in a tax sale, for $5000! Her next one was a tax sale for $11,000 Her next one was $32,000 How she ended up owning 18 properties at one time, most bought with no/low money down She bought a 10-plex where the SELLER LOANED HER MONEY for the down payment and closing costs! How's she's borrowed money from many sources She was doing BRRRR and hard lenders before they were called that! Why when the numbers work in her favour, she'll invest almost anywhere Why she puts away 5% for vacancy and 5% for repairs Why she started the "No Money Down Academy" during COVID Why Sadhana says, 'If a female immigrant with no prior knowledge or post-secondary education can do it, anyone can' Why her superpower is number crunching Why she's worried about hard times ahead, and rising house prices And MORE! Sadhana's Bio I am a single mother with three sons, a full-time law clerk, and an enthusiastic real estate investor. Over the past decade of investing in real estate, I have bought and sold over 35 different properties, including single family homes, duplexes, four-plex, a five-plex, a six-plex, and eight-unit buildings. I enjoy positive cash flow from my properties and l look forward to investing in more. My specialty is buying undervalued properties that need work, fixing them up, and then refinancing them in order to get the newly-gained equity out of the property; I then continue as owner in order to rent them out to tenants, who provide me with an ongoing positive return on my investment. I have also been called the "No Money Down Queen", as I have built up my portfolio of properties with none or little of my own money. I love to invest through "recycled" money and also by creative financing strategies, including: traditional bank financing, lines of credit, financing from private lenders, borrowing from family, credit cards, as well as joint venture partners who provide initial funds for down payments. I am a native of India who came to Canada with my family at the age of fourteen. My name Sadhana means "meditation". I am a spiritual person who believes in nurturing relationships and helping others attain their goals. This is why I have created my "No Money Down Academy" online course on investing with creative resources, showing other how everything you need to know to go from beginner to professional real estate investor. I am more than happy to assist anyone who wishes to invest in real estate or would be interested in one-on-one coaching or joint ventures with me! Resources: Website/contact info for guest Web: www.thenomoneydownacademy.com or http://www.singlemommillionaire.com/Facebook: https://www.facebook.com/singlemommillionaireofficial Instagram: https://www.instagram.com/singlemommillionaireofficial/ This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #single parent, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #noexcuses

Gary chats this week with Jared Hope of JK Coaching, an investor with over 16 years in the trenches, and he's developed a no-BS approach to real estate investing! Jared has owns over 150 properties and has performed over 500+ transactions all across Canada. Jared and his wife Krista are a power team, and have learned the right and wrong way to invest, making many mistakes! Jared is also a coach and podcast host, and this chat with Gary details his struggles AND successes as an investor, and will appeal to both new and seasoned investors! WHAT YOU'LL LEARN: What made his wife Krista suggest they get into real estate investing What Jared's and Krista's parents approach to life and work impacted them What Jared thought of his first real estate investing seminar with Don Campbell of REIN Why he skipped the last day but his wife stuck around, and how that changed everything Why an investment club CRUSHED their investment goals Why his 'judgement' of others at these clubs CHANGED everything Rich Dad, Poor Dad is the key His first house was a disaster, SO many mistakes He bought 3 houses his first year, 11 in the second year, and 64 in the third year! Why it's important to vet your mentors - many are coaches or mentors and have NO properties of their own Why his dad turned him down for a Joint Venture, and why Jared did it anyway! Why trust is everything, and why he failed as a salesperson initially until he started BUILDING relationships, NOT selling Why coaches and mentors help to REDUCE fear in new investors Why his first coaching client was sold on his services and offered $750,000 for investment cash for 10 or 11 JV properties Why this JV experienced issues, and how Jared and Krista bought out the investors Why the recession of 2008-2009 caused him to lose $18,000 a month! You MUST be clear on WHY you're getting into investing ROI vs. ROT = Return on Investment morphed into Return on Time, build a quality life Why Jared challenged his 'Upper Limit Thinking' What lead Jared to be driving a $110,000 Porsche 911 but have a $140 grocery bill declined on THREE cards! How Jared and Krista AVOIDED bankruptcy, tore down and rebuilt their portfolio for properties they wanted, not what were told to buy What is Jared's BIGGEST FEAR! And MORE! Jared's Bio With over sixteen years of in-the-trenches experience, Jared has developed a no bullsh*t approach to real estate investing that makes it simple for anyone to own money-making income properties. His serious wealth of expertise comes from extensive ownership of over 100 properties and 400+ real estate transactions across Canada. Together with Krista, he has learned all about the right and wrong properties to invest in by making every mistake in the book. For his clients, Jared gives practical, relevant and action-focused advice that they actually understand and can use when making investment decisions. Jared throws the cookie-cutter textbook approach out the window by personally digging into each client's portfolio and investment hang ups. Resources: The Big Leap: Conquer Your Hidden Fear and Take Your Life to the Next Life - Gay Hendricks Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!- Robert T. Kiyosaki Website/contact info for guest Web: https://jkcoaching.ca/ Facebook: https://www.facebook.com/jaredandkrista Instagram: https://www.instagram.com/1bitcoin.ca/ This episode proudly sponsored by Property Pathways - https://www.propertypathways.ca/ Property Pathways is an investor-focused architectural design service provider that specializes in secondary suite conversions throughout Ontario. We'll assist in developing a strategic design and renovation plan that will get the most out of your investment property. Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #bitcoin, #mentoring, #investmentclub, #mentor, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #richdadpoordad, #bankruptcy

Gary chats this week with Jacob Asparian, real estate broker and investor, as well as President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public. He's been a Bitcoin investor for many years, and enjoys helping others get started with investing in Bitcoin, and his passion for the technology is evident. Listen and learn why Bitcoin can be a valuable hard asset for your investing portfolio! WHAT YOU'LL LEARN: What is Bitcoin and digital currencies An overview of how Bitcoin was created, and how it's traded or spent Why digital currencies are here to stay, and will be the future How long has it been in existence Has Bitcoin ever been hacked Is it easy to transfer Bitcoin to someone else Where can you use Bitcoin The misconceptions of how Bitcoin is used The role of inflation on Bitcoin As of the podcast release day, 1 Bitcoin is worth CDN $64,555 Why and how you can buy small amounts The process of buying Bitcoin Is it too late to invest in Bitcoin It's been suggested that Bitcoin may go as high as $400,000 Where Jacob sees the market going And MORE! Jacob's Bio Jacob is a real estate broker, investor and business owner or President of Bitcoin Capital Ventures, a Bitcoin company that offers consulting services as well as directly investing in companies that bring Bitcoin services directly to the public. Website/contact info for guest Web: https://www.1bitcoin.ca/Facebook: https://www.facebook.com/1Bitcoin.ca Instagram: https://www.instagram.com/1bitcoin.ca/ Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #bitcoin, #cryptocurrency, #digitalcurrency, #consulting, #DIY, #investorlife, #learning, #lifestyle, #passiveincome, #digitalwallet,

Gary chats this week with Darcy Marler, a real estate investor having success since 2001, and author of 4 books. Darcy has owned 92 properties and 240 doors worth 44m over the years, he's done flips, land development, new builds, long term rentals, BRRRR before it was called BRRRR, condos, land parcelling, and has now transitioned into mentoring! It made him successful, but also depressed…tune in to find out HOW! This conversation is great for both new investors, and seasoned investors that want to take their portfolio to the next level. WHAT YOU'LL LEARN: How Darcy was able to scale his business from 1 property to 92! How to understand your Joint Venture (JV) partner How to raise money The circumstances that brought on his depression Darcy shares some of the biggest mistakes investors are making in the beginning His journey with depression after building a real estate empire How investors get caught up trying to get as many doors as possible How the first real estate book from his dad at age 15 changed his life How he created his own spreadsheet program to crunch investment numbers Why he was a millionaire, but couldn't afford to buy GROCERIES! Why cash flow is KING! Why he says he gets bored easily, but suggests most investors stick with a strategy Darcy says 'knowledge is key' to success, and avoid failure Why JV's are 'selling yourself', not selling the property His 1st book looks at investment strategies, and helping you figure out which is for you Understand your "Why" that you are investing, then choose your strategy If you're not happy with one strategy try another Why it's OK to fail as long as you learn from it Why Darcy, like Gary, doesn't really enjoy being a landlord Why Darcy initially did everything himself, now hires others 3 critical steps to self growth according to Darcy And MORE! Darcy's Bio Full time R/E investor since 2001; have owned 92 properties / 240 doors, worth $44m; have done flips / land development / new construction / long term rentals / BRRRR / commercial / condo conversions / land parceling Website/contact info for guest Web: https://www.hrrealestatementors.com/books Facebook: https://www.facebook.com/sabanabooks15 Instagram: https://www.instagram.com/sabanabooks15/ Email: [email protected] Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #rebuild, #coaching, #personalgrowth, #DIY, #investorlife, #depression, #failure, #learning, #lifestyle

Gary chats this week with Mark Smith, the host of the 7-2 Mindset Investor Podcast. Mark had the kind of life some people dream of, but it did NOT lead to happiness for him. From $6000 suits to a jail cell, his life took a dramatic turn. After a conversation with his son, it started him on the path to rebuilding, redemption and personal development, which you will hear in this not-to-be-missed podcast, Real Talk With Gary! WHAT YOU'LL LEARN: How Mark came up with the name "7-2 Mindset Investor" Why he's thriving even during the pandemic and the role of mindset How $6000 suits, box seats to sporting events and expensive bottles of wine did NOT make him happy Why his health suffered as well How jail changed him The steps to rebuilding - personal development, reading, mentorship groups, mentors, personal coaches, real estate coaches, and good health Why he feels coaching is a marathon, not a sprint How the former 'people pleaser' now focuses on internal happiness Why Mark says the real asset is YOU, not the real estate, so invest in yo u What real estate strategies he uses How he's now created the lifestyle of his dreams Why his mindset is 'what can I give' vs. 'what can I receive' The benefits of a mastermind group Some of his favourite and life-changing books including the NUMBER ONE book they should read Why working for someone else creates a false sense of security Mark answers when is the best time to invest "The days become turbulent because we didn't have a smooth takeoff or landing" And MORE! Mark's Bio Mark is a real estate investor known as the The 7-2 Mindset Investor. He's also a motivational speaker and a strategic mindset architect. His investment strategy is as an off market apartment specialist. He has pledged to himself that he will spend $1 Million dollars on personal development, and is a big believer in Mind, Body, Spirit! Website/contact info for guest Web: https://youtube.com/c/The72MindsetInvestorFacebook: https://www.facebook.com/72mindsetinvestor Instagram: @72mindsetinvestor or @the72apartmentguy Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca Tags: #investing, #mindset, #rebuild, #coaching, #personalgrowth, #DIY, #investorlife

Gary chats this week with Angelo DeTorres, one of the owners of Steps Dance Studio, and a real estate investor. Why are we talking dance on this show? Health, wealth and everything in between. Dance was introduced into Angelo's life at a young age, but didn't turn back to it for 15 years, after an ACL injury cancelled his NBA dreams. His passion for dance was reignited at a chance encounter in Cuba. Angelo had moved from the Philippines to Toronto, and got involved with Steps Dance Studio as a customer as a way to express himself, then ended up co-owning the business! Angelo relays experiences of seeing seniors dancers prolong their lives with movement! And, how his dance partner became his life partner, with two kids! WHAT YOU'LL LEARN: Who recommended that Angelo read "Rich Dad, Poor Dad" He was working at Bell, Steps and real estate investing How his growing family played into his lifestyle choices Why in 2016 he decided to leave 9-5 and what it was like His first house was $286,000 and he still owns it What the steps were to transition from 9-5 to full time entrepreneur From 500 members to 50 due to the pandemic What the lockdown has done to his business, how he stayed resilient and kept moving forward How they've moved business at Steps to go fully virtual, and were the first studio to do so They have daily courses online They got some members back before the 2nd lockdown How they will create online courses to allow people to learn 24/7 How he's repurposed his dance space during the pandemic His feelings on Big Box stores vs small retailers and service providers Why he initially ignored dance and what he would tell his younger self And MORE! Angelo's Bio As a co-owner of Steps Dance Studio, Angelo is a full time instructor, choreographer and performer. He is currently managing all of the Steps performance teams, and is choreographing for couples as well as competitors. Angelo is a professional competitor having won the Canada Salsa and Bachata Congress as well as the Chim Pum Callao Salsa Congress in the professional Bachata division. He also coaches and competes in Pro-Am showcase and heated divisions at local and international Congresses. Angelo has trained with multiple world-renowned artists such as Tito Ortos, Tamara Livolsi, Anya Katsevman, Billy Fajardo, Katie Marlow, Nelson Flores, Adriano Ieropoli, Samantha Scali, Grupo Alafia and Raul Santiago. He has completed the Salsa Certification course with Tito Ortos in both 2017 and 2018. Angelo has taught and performed with the Steps Professional team in various Salsa Congresses and events including Mambo Nights in Bermuda, the New York Salsa Congress, Hustle & Salsa Festival in Puerto Rico, the Montreal Salsa Convention, the Canada Salsa & Bachata Congress, the International Hustle & Salsa Competition in Miami and the Ottawa Salsa Congress. His love for Latin dance is reflected in his teaching technique. He is truly passionate about sharing his knowledge and in return seeing growth and advancement in his students. Website/contact info for guest Web: https://www.stepsdancestudio.com/ Facebook: https://www.facebook.com/StepsDanceStudioToronto Instagram: https://www.instagram.com/stepsdancestudiotoronto/ Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! Interested in learning more about Real Estate Investing? Visit https://www.smarthomechoice.ca To learn more about Gary's mentorship program, visit https://garyhibbert.ca