Real Talk With Gary - Real Estate Investing

Advocating For a Fair Rental Market For Small Landlords w/Kevin Costain EP 274 Kevin Costain from SOLO (Small Ownership Landlords of Ontario) joins me on today's podcast to discuss all the challenges small landlords face with rent control, LTB issues and MORE. Kevin has a background in technology, is a small landlord, a small business owner for 20 years and currently sits on the board of SOLO but will be chairman in 2025. SOLO educates and assists small landlords navigate all the unique challenges that being an investor bring, and also helps new Canadian investors with webinars, a busy Facebook presence and in person events. He dishes on his personal experience as a landlord; what is the current wait time at the LTB; are big changes coming to the LTB process; are in person hearings coming back; and a review of headlines that have affected small landlords, and MUCH more! Contact: Web: http://solo.ca Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Scaling A Portfolio Through Strategic Renovation & Refinance w/Cory Matthews EP 273 Cory Matthews joins me today in studio. He's a realtor and investor in the Niagara region, and he focuses on finding deals, fixing them up using a very conservative strategy; why he started his real estate journey; the DIY strategy vs. Subbing out the work; working with his partner, and how he divides the work up; what type of interest rate he goes with exclusively; what LTV he prefers not to go higher than; a market update; and MUCH more! Contact: Insta: corymatthewsrealtor This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

The Real Truth About The Impact Of High Interest Rates w/Leo & Jacqueline Francis EP 272 Leo & Jacqueline Francis are the owners of Francis Five Properties. Jacqueline is a certified self image coach, helping others escape limiting beliefs, and Leo has a dump truck company. They started these before becoming investors, and we chat about transitioning to their real estate journey from 9-5; the stress of holding properties as the interest rates climbed; how they leveraged private money for deals; the unique challenge of working with your spouse; how they are repositioning their businesses for the future; and details on an upcoming Kawarthas couples dream retreat, sharing information about how to work with your spouse and many other topics; and MUCH more! Contact: Insta: francisfiveproperties Insta: iecjacqueline FB: LGFrancis This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Financial Management For Real Estate Investors w/Stefanie Beharry EP 271 Stefanie Beharry, a seasoned RE investor who also has a strong background in corporate finance joins Quinton Cordick and I in studio to talk all things finance, self employment, and managing your own finances. Having kids made her want self employment for the scalability, the time freedom and never retiring from a 'job' she loved. How did she make the transition; What is a fractional CFO; How to manage your finances as a RE investor; The continuous mistakes she sees investors making in today's market; The main pain point for investors managing their own finances - Should you sell, how she can help you run the numbers to potentially increase cash flow and potentially lower expenses, and MUCH more! Contact: https://reifinance.ca This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: https://www.rentpanda.ca Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Are Tax Changes Crushing Small Business & RE Investors w/Fabio Campanella #270 Fabio Campanella from the Campanella Group, my personal accountant since Day 1 of my investment journey is back on the show to talk about tax changes made by the Liberal government, that have had a significant effect on not only for small businesses, but the middle class; we dive deep into the capital gains tax, and what exactly is being taxed - small businesses, real estate, stocks, etc; the difference between personal and corporate taxation; the difference between your primary residence and your secondary residence such as a cottage; the UHT - Underused Housing Tax; why estate planning and life insurance are more important than ever; and MORE! And I share a tip to improve your own earning power! Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/ his episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca

The Microcosm of the Mind w/Gail Sauer #269 Gail Sauer, naturopathic doctor, founder and director of Silver Spruce Naturopathic and lifelong learner joins me to probe the mind - the effects of the pandemic; what social media is doing temporarily and permanently to our minds, with infinite scrolling and comparing ourselves to others; anxiety, depression - their differences and some of the causes, and some of the solutions by changing your mindset to be able to successfully process information without comparing ourselves to others; and MORE! Contact: https://silverspruce.ca This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca

Transforming A Single Family Home Into 4 units w/Victoria Suen & Michelle Miranda #268 Victoria is the founder of Build X Design, an architect studio specializing in densification, based in Toronto, and she purchased her first investment property at age 19; and Michelle who was looking to create generational wealth along with her husband, began investing during the pandemic, picking up 2 off-market properties, one in Peterborough and one in Toronto, which has almost been turned into a 4 unit home. We chat why Michelle decided to move into the Toronto market; what was it like working with the city; some of the mistakes they made as well as the timeline to complete this reno; and some of the final numbers, costs for the renovation as well as rents they are getting for the units; and MORE! Contact: Victoria: https://www.instagram.com/buildxlab or http://buildxdesign.ca Michelle: https://www.instagram.com/mydesigndiaries/ This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: Gary's mentorship program visit https://garyhibbert.ca

Tax Implications of Pre-Construction Assignment Sales w/Fabio Campanella #267 Fabio Campanella from the Campanella Group, Gary's personal accountant since Day 1 of his investment journey is back on the show to talk about taxation on pre-construction condos. Is taxation different if you move in vs rent out your condo? What rebates are currently available; what is the anti-flipping law and why you should be aware of it; what is an assignment sale and do all condos allow this; why some investors interested in condos purchased multiple units but not planning to move in and flip a few are now stuck with below-market condos after the prices dropped, and how can you get out of that; and MORE! Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/ This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #trending, #condos, #purpose, #mindset, #assignmentsales, #success, #preconstruction

How To Become A Social Media Influencer w/Jayden Kennedy #266 Jayden Kennedy, real estate broker, former pro athlete, community volunteer and passionate financial literacy advocate joins me in studio to chat about how she got into real estate; overcoming the fear of the camera to succeed in social media; building her audience on Insta, and tips that can help you use social media more effectively; How to create a 6-figure income from social media; how she comes up with content ideas and what to share; emerging trends in social media and MORE! Contact: Insta: jaydenkennedyrealestate This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: https://www.rentpanda.ca Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #trending, #marketupdate, #purpose, #mindset, #socialmedia, #success, #financialliteracy

The Rules Are Always Changing. It's How You Play The Game w/Alfonso Cuadra #265 Alfonso Cuadra, founder of Wealth Genius, founder of Cuadra Youth Foundation, coach, mentor, trainer and a 24-year investor with a multi-million dollar portfolio drops back into the studio to talk about mindset; financial literacy for youth and adults; what is wealth genius and future plans for it; where he thinks the market is going; mistakes investors have made in recent years; HIS personal rules for investing; and MORE! Contact: Websites: www.AlfonsoCuadra.com & www.wealthgenius.ai This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #housingcrisis, #marketupdate, #purpose, #mindset, #wealthgenius, #success, #financialliteracy

Real Estate Trends & Affordability Concerns With TRREB w/Jennifer Pearce #264 Jennifer Pearce, President of the Toronto Regional Real Estate Board (TRREB) and broker/owner of Re/Max Rouge River since 2000, joins me in studio to talk about current trends in the market; prices within the GTA; what are the growing areas within the GTA; what are some of the factors contributing to the affordability crisis; what is TRREB doing to help address these issues currently and for the future; what are some of the changes that are happening now and will they address future concerns; what is the future for the MLS system; future technologies and MORE! Contact: [email protected] This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: Gary's mentorship program visit https://garyhibbert.ca

Insights From a Contractor Turned Investor: RE Strategies Working Today w/Jeff Lee #263 Jeff Lee of Complete Contracting Solutions, an investor-focused renovation company, with 20+ years in the contracting industry and personal experience as a real estate investor joins me and Christopher Hummell in studio to discuss what's working in real estate right now - student rentals, duplex conversions, ADU or garden suites, flipping etc. I also ask Jeff if he was putting his money into something right now, what would it be, and what's in store for the future. Jeff also talks about the importance of cash flow, or he doesn't do a deal; how to work with towns and cities to get things done properly; the importance of checking for open permits BEFORE you buy; how has the market shift impacted his business; the difference between the building codes and bylaws; the biggest mistakes he sees investors making, and MORE! Contact: https://completecontractingsolutions.ca This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Bankruptcies On The Rise: How To Handle Your High Debts w/Wesley Cowan #262 Wesley Cowan, Senior VP, partner Licensed Insolvency Trustee at MNP joins me to talk about what's happening out there with people overextending themselves and carrying more debt then ever before and the number of people declaring bankruptcy; mortgages becoming unaffordable; the difference between a consumer proposal and bankruptcy, and the other tools Wes uses before bankruptcy; how bankruptcy differs when you are married; how long does the bankruptcy last; can you rebuild your credit during a proposal or bankruptcy, and some ways to do this; and MORE! Contact: MNPdebt.ca This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Staging for Success: Navigating the Entrepreneurial Journey w/Farah Singh #261 Farah Singh is a former journalist and meteorologist, and is the owner of Alt Interiors. After designing her own house, her natural design sense lead her to start her own business, which has grown to 12 staff in 8 years. Together, they've staged 1000's of properties, helping sellers get anywhere from $10,000 to $200,000 extra above asking. She sees staging as an investment, not a cost or an expense. We discuss leaving her full time job; the steps taken to get there; some of the challenges; how hard was it to establish a different daily routine; what does the staging process look like, and is it different in a vacant property vs. one being lived in; what are the common misconceptions about staging; how she keeps her team motivate on her vision; how she survived the market when it slowed down; and MORE! Contact: Https://altinteriors.ca This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Other Links: Gary's mentorship program visit https://garyhibbert.ca

The Transformative Power of Storytelling w/Matt Lionetti #260 Matt Lionetti, a real estate agent with Real and content creator whose funny, clever and sometimes polarizing content and unconventional approach has earned him thousands of viral views. It's also landed him onstage alongside thought leaders like Gary Vee and Ryan Serhant. We dive into his early lack of success in real estate that had him thinking of leaving the career. He was told not to be funny in his videos but this comedy approach led him to massive views and massive success, with his first video leading to his first sale in SIX HOURS! Also, the art of storytelling; how he overcame his shyness in front of the camera; how he was able to scale and leverage Instagram to create more successful videos; the deals he was able to land because of the videos; how agent referrals through instagram drive his success; what agents can be doing in this market, and MORE! Contact: https://www.instagram.com/matt.lionetti This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Fighting Back Against the War on Landlords w/Weiting Bollu #259 Weiting Bollu, co-founder of Openroom.ca began her investment journey with a very costly lesson by losing $35,000 due to a bad tenant, and while this is becoming more of a common theme, things are changing. Openroom is the platform and website she and her husband created to help others avoid certain tenants, and create a transparent rental ecosystem. We discuss exactly what Openroom is; how it works; who uses it; how many visitors it gets each month; what are the common misconceptions; what are the problems she's encountering; and what she is building for the future, and MORE! Contact: Weiting Bollu, Co-Founder Web: www.openroom.ca Insta: @Openroomhq TikTok: @openroomhq Learn: RHP Training Program This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, buildingateam, #mortgages, #purpose, #mindset, #landlords, #success, #landlordtenantboard

The Blueprint for Realtor Success w/Melissa Flynn #258 Public speaker and award winning real estate agent Melissa Flynn was the top agent in ONR for 2023, for the number of transactions. I dig deep to discover how she's reached this level of success, and we talk about the mistakes that she learned from, and all the habits that help her create and elevate her success. We chat about how to build a team around you with different skill sets, and why you eventually can't do everything on your own; why referrals are her number 1 source of new clients; how she has benefited from personal coaching and mentoring, and how she's passing that on to her team; how she hires team members; the things she does weekly with her team to keep them motivated, and MORE! Contact: Web: http://MelissaFlynn.ca This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Empowering Investors to Invest with Confidence w/Elizabeth Kelly #257 Elizabeth Kelly was one of the top trainers for Rich Dad Poor Dad Canada for 8 years, helping 1000's of investors begin their real estate journey. Investing since 2005, she's open, honest and shares all the mistakes she's made over the years. We chat about her desire to help others by coaching; how to have 1 or more side hustles and when is the right time to leave your primary job FOR a side hustle; why did so many coaches disappear in the last 4 years; the market; the new renters bill of rights; what's up with immigration; is rent to own coming back; mistakes to avoid when scaling your business; what are your exit strategies if one or more of your properties is negative cash flowing…and MORE! Contact: Facebook: https://www.facebook.com/ElizabethKellyREI Instagram: https://www.instagram.com/elizabethkellyconsulting/ This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Is The Housing Market Leaving The Next Generation Behind w/Todd Slater #256 Today, I'm joined by Todd Slater, broadcasting not from a studio, but from his impressive workspace. Todd, in addition to hosting a fantastic radio show on 1010 airing Sundays, is the CEO of Simple Investor, a real estate group. With over two decades of experience, Todd founded his company to streamline real estate investment, relieving investors of the headaches of tenant management. In our conversation, we delve into pressing topics like the current housing crisis, analyzing its root causes and potential solutions. We also explore Todd's insights on fluctuating interest rates and whether families can still enter the housing market amidst these challenges. We touch on issues like struggling school systems and their impact on communities, pondering whether they're the result of systemic flaws or intentional design. Todd shares his investment strategies and the mindset necessary for building a successful business like his. Contact: Web: http://TheSimpleInvestor.com This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Find them at: https://www.rentpanda.ca Other Links: Gary's mentorship program visit https://garyhibbert.ca Tags:

ChatGPT, The Future Of Real Estate & Political Divides Pt 2 w/Sandy & Kate MacKay #255 Sandy & Kate MacKay are in the studio with me for the second part of a two-part series, where we delve into their strategies for leveraging and priming ChatGPT, navigating risks as real estate investors, assessing the potential impact of the Federal Renters' Bill of Rights, making market predictions, and much more! If you're starting small with aspirations of achieving big things, this is the podcast you won't want to miss, so be sure to tune in! Contact: Instagram Kate @itskatemackay Email [email protected] Instagram Sandy @itssandymackay Email [email protected] This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Starting Small, Building Big: The Journey w/Sandy & Kate MacKay #254 Sandy & Kate MacKay join me in studio for part 1 of a 2 part series to discuss our humble beginnings, they were only able to wholesale as they had $0, and I was trying to figure out our investment club, and we made a ton of mistakes. They have a large portfolio, plus Sandy is a realtor and operating partner at Keller Williams. They also have a property management company, and Kate heads up Found Spaces. In this episode, we chat about their beginnings in wholesaling, the importance of having a database, the companies they've built, and the failures, how to work with your spouse, plus MUCH MORE! If you starting small with dreams of building big, THIS is the podcast for you so TUNE IN! Contact: Instagram Kate @itskatemackay Email [email protected] Instagram Sandy @itssandymackay Email [email protected] This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Scaling Your Business: From Chaos To Order w/Adriana Ostapenko #253 Adriana Ostapenko is living proof that you can start with little and build your own empire. We dive in to how she's built her empire in the multi-family space; the 'purchase plus' improvement strategy; The MLI Select CMHC product that she's taken advantage of; Where's she's investing; HOW to scale successfully, plus MUCH MORE! If you are curious about U.S. Investing, and how the environment is more friendly to landlords, THIS is the podcast for you so TUNE IN! Contact: Instagram https://www.instagram.com/adriana.ostapenko/ This episode proudly sponsored by Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca

U.S. Real Estate Investing For Canadians: A Gateway To Growth w/Nate Atkins & Neil D'Souza #252 Nate Akins is a successful 20-year asset and property manager, and Neil D'Souza is a successful mortgage broker, and parter with Gary in Deep Pockets. We discuss a new partner venture with us plus Thomas Lorini about getting started in investing in real estate in the US. Why now, why the US and more specifically why Cleveland Ohio? We discuss the legal requirements for Canadians wanting to invest; why you should use ax experienced team; how do you setup your business using a GP/LP and how that works; can you use your RSPs for down payments; what are the landlord/tenant rules down south and how radically they differ from Ontario and Canada; strategies to get IN and exit strategies to get OUT if needed, plus MUCH MORE! If you are curious about U.S. Investing, and how the environment is more friendly to landlords, THIS is the podcast for you so TUNE IN! Contact: Instagram Neil https://www.instagram.com/neilmortgages/ Instagram Nate https://www.instagram.com/nate.atkin/ This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

How Can Spouses Successfully Build a Business Together w/ Lena Guirguis #250 Lena Guirguis is an investor since the age of 21, asset management specialist, mom, wife and has co-founded many successful ventures. How DOES she do it all, and how HAS she done it all? She works with husband, so we look at what it takes to make it work; how opposites attract and how that is GREAT for working with your spouse; what is Stilettos and Hammers; how she's cash flowing in Cleveland; why she's created a co-working space and has plans to syndicate it; work/life balance, plus MUCH MORE! If you are thinking about investing or maybe trying some new strategies, THIS is the podcast for you so TUNE IN! Contact: Instagram https://www.instagram.com/lenaguirguis This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Other Links: Gary's mentorship program visit https://garyhibbert.ca

Mistakes Made in a HOT Market w/ Dave Butler #249 Dave Butler who is an entrepreneur, mortgage agent and good friend joins me in studio to discuss everything mortgage - what's happening in the market; what are some of the new programs to help homebuyers and investors; 1st & 2nd mortgages and promissory notes in the news; how to protect yourself; understanding loan to value; the dangers of being over-leveraged; are interest rate cuts coming this year; and what is Dave 100, plus MUCH MORE! If you have questions about mortgages, qualifying, down payments, TUNE IN! Contact: DaveButler.ca This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Power Of Sale; Closing Disputes & Using VTBs w/Allison McMurter #248 Allison McMurter, part of the trusted legal team of McMurter & Associates joins me and Quinton Cordick in studio to get the down low on Foreclosures & power of sale how they are different; Are appraisals coming in at what's needed these days; What else is going on in the market; Different disputes on closing or after; Permit searches before closing; Financing and Vendor Take Backs (VTBs) and MUCH MORE! If you have legal questions or questions about mortgages and qualifying, TUNE IN! Contact: McMurter & Associates This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#247: Denise & Nicolee - Strategies for Self-Employed Canadians: Making the Most of Your Mortgage Denise Laframboise & Nicolee Evans are experienced mortgage agents from LaframboiseMortgage.ca, and join me in studio to talk mortgages, especially as a self employed person and why they have difficulty getting qualified; rates; why rates are not always what to focus on; starter homes; house hacking; creative financing and MUCH MORE! IIf you have questions about mortgages and qualifying, TUNE IN! Contact: http://LaframboiseMortgage.ca This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #rates, #mortgages, #purpose, #mindset, #strategy, #success, #starterhome

#246: Jeff Ortiz - From Colombia to Building a Multi-Family Legacy Jeff Ortiz from Ortiz Equity Group joins me in studio to talk about building and leaving a multi-family legacy! Jeff and his brother John started off with wholesaling, but now typically invests in multi family homes in South and North Carolina, and also Georgia. He walks us through the process of finding B and C class homes, homes that have some room for improvement. They are usually priced right and in areas that have great services and businesses, and just need some TLC to add some value and attract great tenants. We talked about coaching and mentorship and how his business took off with coaching; the economy; his wholesaling experience; his multifamily deals; mindset, and MUCH MORE! If you are curious about multifamily and if you haven't tried it, TUNE IN! https://linktr.ee/Ortizequity This episode proudly sponsored by Better Mortgages Select Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#245: Michael Lombardi - House Hacking for Real Estate Wealth: A Path To Success Michael Lombardi was a house hacker before he'd ever heard the term! He realized that by buying a property with rental income, it would cost him less to carry the property than if he'd bought a cheaper property and was the only resident. His journey began in 2016 in Toronto, purchasing a house and adding 3 units to it. He currently owns 7 properties, and he and I discuss how house hacking works, what strategies to use, what to look for in a property, his mindset and daily activities to stay focused, the current state of the market and multiple offers, and whether interest rates will GO UP, yes go UP, and MUCH MORE! If you are stuck or looking for a new strategy and if you haven't tried house hacking, TUNE IN! Instagram: @certaincapital This episode proudly sponsored by Rent Panda. Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily. Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#244: Joel Friedland - Raising Money, Going Debt-Free & How to Survive A Mental Crash I hopped on Zoom with investor Joel Friedland, with a 42 year track record of over 2000 industrial leases and over $2 Billion in brokerage volume! He also does syndicated deals with 0 debt which is unheard of approach. We dive in to how he does that, WHY he does that, and how he raises capital for these deals; the 2008 crash and how it lead to a deep depression, and how he was able to get out of that; the Four Agreements; the importance of mental health, and MUCH MORE! If you are stuck or looking for a new strategy, TUNE IN! Contact: Instagram: @investingwithjoel This episode proudly sponsored by 1Bitcoin.ca Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it's important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca Other Links: Gary's mentorship program visit https://garyhibbert.ca

#243: Jacob Asparian - Could Bitcoin Replace Traditional Currencies in the Future? I sit down with Jacob Asparian, real estate investor, broker and also founder and CEO of 1Bitcoin.ca, a platform created to help Canadians access Bitcoin in a safe and convenient manner. He joins Christopher Hummell and myself to discuss what is known about Bitcoin and what is myth, how it differs from cryptocurrency; is Bitcoin an currency or an asset class; do you own it and how is it stored; how volatile is it; are there environment concerns exist; the difference between centralization and de-centralization; how are banks fit in to Bitcoin; and MUCH MORE! If you are interested in Bitcoin or have no knowledge of this technology that will likely never disappear, TUNE IN! Contact: http://1Bitcoin.ca This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#242: Kory MacKinnon - Is Your Vision Stronger Than The Economy? Kory MacKinnon joins me in studio to discuss his predictions for the coming year; Is now a good time to purchase a property; How to start your day; How to handle a bad day; what's harder - Becoming or staying successful; Repositioning his business in this fast changing market; and MUCH MORE! If you are still on the fence in regards to real estate investing, Kory shares many ideas. TUNE IN! Contact: https://korymackinnon.com Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" email: [email protected] Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#241: Luc Boiron - The Wholesale Blueprint: Strategies For Success Luc Boiron joins Gary to talk about his journey and how he landed on Wholesaling. He began his investing career at 18 with duplex conversions, then migrated to flipping and finally settled on wholesaling. He's transacted over $500 million and he's flipped over 750 properties! They discuss minor variances and why not to be afraid of them; wholesaling and how it works; why would someone use a wholesaler; what are the most important clauses; how do you get the seller under contract, and SO much more! If you are looking for a new strategy, perhaps wholesaling is it. TUNE IN! Contact: https://www.instagram.com/lucselfwealth/ This episode proudly sponsored by 1Bitcoin.ca Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it's important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca Other Links: Gary's mentorship program visit https://garyhibbert.ca

#240: Gavin McHale - Unlocking Your True Potential for 2024 Gavin McHale is a former elite goaltender who was perhaps destined for the NHL. But he self sabotaged his potential career, then blamed everything else for his failure. He realized his mind wasn't up to the task with his limiting beliefs, and made MANY mistakes until he found the power of coaching, mentoring and MINDSET! As he says now, he would make fun back then of the person he's become now, but he's in a completely different place, with an incredible work/life balance and work satisfaction as a success coach. If you are not living up to your true potential, TUNE IN! Gavin mentions an app called Opal that allows you to act as a gatekeeper to set which hours you'd like access to any app or website. After those hours are up, you are 'locked' out of the apps and websites you choose, so you aren't tied to your phone during family time or critical office time. Opal - Find Your Focus This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: eal Estate Investment Club visit https://www.smarthomechoice.ca

#239: Simona Zaslavsky - Strategies For Handling Landlord & Tenant Board Issues Simona Zaslavsky from Mayfair Law Group has 15 years as a paralegal, and has been helping landlords and tenants navigate the tricky legal system to ensure their rights are protected. Quinton Cordick joins me for a deep dive into all aspects of the LTB, where we discuss the good, bad and ugly of being a landlord; what are a landlord's rights; how do you protect yourself; what forms do you need to know about and when to issue them; how much notice do you need to give tenants for the various forms; how long are evictions taking now; how much can rent increase; why you need to treat investing like a business, and MORE! If you are concerned about your rights as a landlord, TUNE IN! Contact: Mayfair Law Group This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#238: Mayu Thava - How To Thrive In The Current Real Estate Market Investor and mortgage agent Mayu Thava joins Christopher Hummell and myself to discuss practical strategies and real world solutions to surviving the current market. Extending amortizations, bringing on money partners, selling properties, debt consolidations, vendor take backs (VTBs), private money, these and more are discussed to help you plan to survive and thrive. Mayu has been investing since he lived with his parents, but got serious in 2019, now with a portfolio of over 50 units. He's been helping his clients decide what to do with their portfolios now that the market has cooled off and interest rates skyrocketed. and MORE! If you want to live a truly authentic, take-no-prisoners life, TUNE IN! Contact: https://www.instagram.com/mayu.thava/ This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca

#237: Harry James - How To Live Real & Be Real Previous guest and one of my mentors, Harry James drops by the studio to chat about living a real life, and focussing on the things that truly matter. He also touches on why some people take investing too seriously; why POSITIVE mindset is CRUCIAL to a great life and how it leads to a significant return on time; why he doesn't get caught up in the daily news cycle and his thoughts on those that do; finding your passion; what's his death bed mentality; why going to the gym allows him to make a deposit for his future physical bank account, and MORE! If you want to live a truly authentic, take-no-prisoners life, TUNE IN! Contact: https://harryjamesenterprises.com https://www.instagram.com/harryjameslivereal This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#236: Sarah Larbi - Navigating Economic Hardships: Strategies For Survival Previous guest Sarah Larbi hopped on a Zoom call with Gary last minute to talk about how her business, and her life has been impacted by the recent market conditions. Some of her 'older' properties still are doing well with the rate increases, but ones purchased more recently have struggled, leading her to sell off a few to 'balance things out'. Gary also shares the unpredictability of the market, how having multiple streams of income helps anyone survive market changes, and what skills he prefers to have someone else do, allowing him to focus on what he's good at; and MORE! They also touch on possible Universal Basic Income; immigrations; where the market might go, and how to be on the right side of the upcoming wealth transfer! If you are looking for answers on the current market and where things *might* go in the near future, TUNE IN! And Gary shares a few tips in the intro on how to survive AND thrive! Contact: http://sarahlarbi.com [email protected] This episode proudly sponsored by Better Mortgage Select. Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" Other Links: Private Investing, visit https://deep-pockets.ca

#235: Frank Taylor - How To Win In The Current Real Estate Market Frank Taylor from Frank Taylor Consulting joins Gary for an unscripted chat about the current market - what precipitated this market, where we are and where we might be going. Frank predicted this market in his previous appearance last year, so Gary invited him back to help YOU not just survive, but WIN in this current market. They talk exit strategies; how to repurpose your portfolio; what's up for the future of AirBnB; the history of rates and why we're not so bad off as you may think; mindset; daily routines; real estate prices and MORE! If you are looking for answers on the current market and where things *might* go in the near future, and why Frank is STILL optimistic about this market for opportunities, TUNE IN! Contact: http://franktaylorconsulting.ca [email protected] https://www.franktaylorconsulting.ca/ftcmastersessionslogin @franktaylorconsulting This episode proudly sponsored by 1Bitcoin.ca Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, its important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

#234: Chris, Gary & Quinton - Is An Interest Rate Cut Finally Coming? & Market Update Christopher Hummell and Quinton Cordick join Gary for an unscripted chat about what they are seeing in their interactions with clients, and what's happening AWAY from the headlines. They give a market update for Toronto, Durham region and Peterborough; what might happen in the next 24 months; what's going on with private mortgages; is Universal Basic Income coming; will rates be cut soon; an immigration update, and what's going on in the condo market, and MORE! If you are looking for answers on the current market and where things *might* go in the near future, and is this still a good time to buy OR sell, TUNE IN! Get a FREE home evaluation here ==> https://reports.getkeys.ca/SHCrealtygroup Contact: https://www.smarthomechoice.ca This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: Gary's mentorship program visit https://garyhibbert.ca

#233: Michael Zanzini & Lorenzo Podda - $900 Billion In Mortgages Set To Renew Real Estate investors and mortgage agents Michael Zanzini and Lorenza Podda from Better Mortgage Select join Gary to talk about what ifs and strategies to survive this current market - what IF you increase your amortization, what happens when you renew? What IF you are with Scotia versus the other big banks? What do they see in their crystal ball for when and IF rates will come down? And what's going to happen when $900 billion in mortgages come up for renewal soon? They touch on a new 40 year amortization, market crashing, market crashing up, universal basic income, and MORE? If you are looking for answers on the current market and where things *might* go in the near future, TUNE IN! Contact: https://bettermortgageselect.ca This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

#232: Ilona Koziol - The Journey Of Real Estate & Self Development Ilona Koziol is now an accomplished real estate professional. In the past few years she's transitioned from the corporate sales world, and undergone a divorce. She believes in accomplishing small things, proving to yourself you can do them, then moving on to larger projects! She's just founded a mortgage company called Kingsdale, raised 7 million dollars in under 24 months, and co-founded a real estate development firm. What is the most powerful word she's ever heard that changed her life, the power of a vision board and where to place it, and MUCH more! If you are wanting to reinvent yourself through real estate, TUNE IN! Contact: Instagram: @ilonakoziol.rei [email protected] This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Private Investing, visit https://deep-pockets.ca

#231: Raul Morales - Finding Geographical Freedom In Mexico Raul Morales of MyCasa is originally from the heart of Texas, but is now helping many other investors in the Riviera Maya region of Mexico with luxury real estate. There is no MLS in Mexico, no central place to find what something sold for, so he created MyCasa in 2012 to fill the void of information, but also help you navigate local contracts, how to use a local lawyer, etc. Raul assisted Darlene and I, and we had many questions such as what is the crime rate like, what amenities exist, property management down there, can I Air BnB my property down there, and MUCH more! If you are curious about geographical freedom and owning both a vacation property for your family as well as an income generating property, TUNE IN! Contact: Instagram: @mycasarealestate [email protected] This episode proudly sponsored by Better Mortgage Select. Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#230: Meghan Hubner - How To Build A Solid Business Foundation Being a real estate investor or small business owner has many benefits and challenges, many internal and some external. How you 'run' your business can determine your current and future success. Meghan Hubner is an Independent business strategist that can examine your business with a critical eye to ensure you are prepared for growth. Are you a DIY business owner or are you someone who realizes the incredible benefits of outsourcing? When you decide to outsource, hire an employee or use a virtual assistant, do you have a clear idea of what they will do, or how you will benchmark their progress towards goals? Meghan and Gary discuss the 'big 4' areas that EVERY business should be paying attention to and prioritizing, as she's helped many companies avoid failure and position themselves for growth and success. They also discuss notifications and how to balance your time; how to start your day, and MUCH MORE! If you are not treating real estate investing and not treating it like a business, DO NOT MISS this episode! Also Gary shares one of his BIGGEST mistakes when starting out… Contact: Web: https://www.meghanhubner.com/ This episode proudly sponsored by 1Bitcoin.ca Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, its important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca Other Links: Private Investing, visit https://deep-pockets.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #coaching, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #ontariorealestate, #explicit, #strategy, #reinvention, #leadership, #financing, #growth, #business, #mindset

#229: Brandon Jimenez & Carolina Nieto - Conquering Obstacles & Playing Full Out Brandon Jimenez & Carolina Nieto from Medalo Properties are husband and wife and a dynamic investment duo, with 2 kids. They previously were involved in high ticket sales, got their start in RE investing in 2015 but accelerated things in 2018, when they did their first BRRRR in Hamilton, which seemed to be the perfect BRRRR. They now have $500,000 in yearly rental income, which does not include their Flipping business or Air BnB. How were they able to create success both as a couple and in business together; was the BRRRR perfect or did they get lucky; they committed to educating themselves about investing; How to have convos with JV partners; how are their properties impacted right now, and SO MUCH MORE! If you are still on the sidelines of real estate investing, DO NOT MISS this episode! Contact: Web: medaloproperties.com IG @medaloproperties This episode proudly sponsored by Mayfair Law Group. Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law. Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#228: Eric Coulombe - From Childhood Struggles To Career Freedom at 25 Eric Coulombe has career and time freedom at age 25, and he's only been involved in real estate in the Sudbury market for a few years. Losing his dad at age 10 was a big loss and shock, and this affected him for many years. His job involved industrial work but looked around at his older fellow coworkers who were always complaining about the job, and how much it took away from their lives. Eric didn't want that for himself, so dove into real estate investing through podcasts. He wanted time freedom, and after a successful first investment property, he's scaled his portfolio using creative financing and he's now flipping, wholesaling, BRRRR-ing and has added property management services, as cash flow is not always the long term answer. If you are looking at ways to diversify your real estate journey, DO NOT MISS this episode! Contact: IG @ericcoulombe This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: Gary's mentorship program visit https://garyhibbert.ca

#227: Serena Holmes - Real Estate Strategies To Take Your Time Back Serena Holmes owned an event management company, and tried to sell it just before the pandemic. As we all know, event companies took a beating during the pandemic. She had already begun investing in real estate and this crystallized her real estate investing journey and entry into private lending, and she built a strong network to do this. She now hosts a podcast, is moving into the multifamily space, and has multiple backup plans for cash flow to secure her future. Serena and I chat about mindset, her book The Accidental Entrepreneur, giving back to your community and fans, and building a strong network. Time is our most precious resource, and Serenas has built a business that allows her much more freedom than a 9-5, or her crazy hours were with her event company. If you are looking at ways to diversify your real estate journey, DO NOT MISS this episode! Contact: https://linktr.ee/serenaholmes This episode proudly sponsored by McMurter & Associates. They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect. Find them at: https://www.mcmurter.com Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#226: Jacob Sofer, Metrosuite - Modular Homes Could Save The Housing Crisis Jacob Sofer from Metrosuite, a builder of modular prefabricated homes joins me to discuss how modular housing can quickly impact the housing shortage, and do it at a fraction of a new build. We also touch on Bill 23, and how the various municipalities differ in their permit process for accessory dwelling units. And, Metrosuite will, at no charge, investigate to see if YOU can add a modular home on your existing property, within 48 hours! Their pricing is on their website, and the cost is ALL IN! If you are curious about a garden suite or accessory dwelling unit, DO NOT MISS IT! Contact: https://metrosuite.ca This episode proudly sponsored by Better Mortgage Select. Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you. Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada. They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!" Other Links: Private Investing, visit https://deep-pockets.ca

#225: Neil D'Souza - Decoding The War Against The Middle Class Previous guest Neil D'Souza, mortgage agent and business partner in Deep Pockets is back for a completely unscripted chat about the current market; why people are losing homes if they are not able to sell them; what should people invest in during these turbulent times; what is BRICS; what is fractional reserve banking; the 2 types of inflation; where interest rates are going, and are we headed for more pain. DO NOT MISS IT! Contact: Www.LeadershiptoWealth.com This episode proudly sponsored by 1Bitcoin.ca Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it's important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca Tags: #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #coaching, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #ontariorealestate, #explicit, #cashflow, #interestrates, #leadership, #financing, #brics, #success, #mentorship

#224: Kathleen Black - How To Transform Uncertainty Into Empowered Leadership Previous guest Kathleen Black joins me in this essential-listening podcast, about how to kill doubt, step into your confidence and get stuff done! Globally recognized as a leadership and high performance expert and best selling author, I've been in her coaching program for over 3 years. We learn what raft builders are; why it's important to both reinvent yourself and fire yourself; and is a balanced lifestyle possible or attainable! DO NOT MISS IT! Contact: https://kathleenspeaks.com This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list. It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals. As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses. To find out more, visit the website or email [email protected] Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert