
Radical Personal Finance
1,228 episodes — Page 8 of 25
Ep 814814-Will Your Bank Automatically Send All Your Info to the IRS?
Biden wants IRS to snoop into your bank account, know when you have $600 or more Biden Tax Plan Leans on Banks to Help Find Unreported Income The proposal would require banks to report annual account inflows and outflows to the Internal Revenue Service White House Fact Sheet: The American Families Plan Department of the Treasury: General Explanations of the Administration's Fiscal Year 2022 Revenue Proposals Elizabeth Warren's S.1788 - Restoring the IRS Act
Ep 813813-A Truth About Personal Freedom I Desperately Wish Weren't True
Ep 812812-My Biggest Financial Mistakes: Not Selling Aggressively
Ep 811811-Friday Q&A: Houses, S-Corp and Taxes, Traveling, Internationalizing, Diversification, How Much to Invest, Increasing Income
Today we discuss: 1:30 My landlord has Stage 4 cancer and wants me to buy his house. Should I do it? 15:30 Should I start an S-Corp to save on taxes? 24:39 How can I learn to be a lighter traveler? 33:33 How can I enhance my international diversification? 46:43 How much net worth should you invest into a single project? 1:04:30 How can I increase my income? Join next week's call at https://patreon.com/RadicalPersonalFinance
Ep 810810-My Biggest Financial Mistakes: Conservatism
Ep 809809-Friday Q&A: Education, Crypto Lending, Low Income Opportunities, Spending Money on Prepping, House Hacking, etc.
2:06 How should I save for my children's education? 31:00 How should I view crypto lending accounts? 38:00 My income is going to be super low this next year. What are my opportunities? 46:30 How much money should I spend on prepping? 1:03:30 I'm a new early retiree. Should I pay cash for a house or finance it? 1:22:30 I'm young and getting into house hacking. How should I start? 1:31:15 What are Joshua's real estate investment plans?
Ep 808808-How to Lower the Stress of Travel
Ep 807807-Friday Q&A: Where to Start as 21-Year-Old, Liability on Rural Property, Saving for Retirement vs. House, etc.
It's Friday! On today's Q&A call we discuss: 1:20 I'm 21 years old and just bought a house. Should I do the Alpha Strategy? 24:50 I bought a rural property. How can I control my liability? 36:35 Should I prioritize retirement savings or a house down payment?
Ep 805805-How to Buy a Quality Used Car Fast
Ep 804804-Family Travel by Car is Vastly Superior to All Other Options
Ep 803803-Friday Q&A: More Flag Theory, Debt Management, Etc.
Ep 802802-The Beauty and Excellence of a Conventional Life
Ep 801801-Practical Tools to Travel the World Cheaply
Ep 800800-Why I Defend Billionaires
Ep 799799-When You Have to Run Because…War
Ep 798798-Family Travel Tips from a Full-Time Nomad Family
Ep 797797-Analyzing Peter Thiel's $5 Billion Roth IRA
https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax
Ep 796796-This is Why You Shouldn't Leave Your Home Country and Go Elsewhere
Ep 795795-Friday Q&A: Michael Burry's Crypto Predictions, How Much Life Insurance, Florida
It's Friday! Today we discuss: 2:21 What do we do with Michael Burry's predictions of a crypto crash? 18:35 How do I figure out how much life insurance I need 35:45 Is Florida the best state in the USA? Enjoy! To join me next week, sign up here: https://patreon.com/RadicalPersonalFinance Joshua
Ep 794794-Commentary on ProPublica Article: "The Secret IRS Files: Trove of Never-Before-Seen Records Reveal How the Wealthiest Avoid Income Tax"
ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss! Joshua https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax
Ep 793793-How This Man Built a Massive Business in a Frontier Market: Interview with Steve Aronson, Founder of Cafe Britt
Ep 792792-Friday Q&A: DIY, Business in Mexico, CPA Business, Buying Houses, Liberland, AirBnB Living
On today's Friday Q&A we discuss: 1:30 Should I spend money on home projects when I'm capable of DIY? 17:20 What's involved with my opening a business in Mexico? 26:30 Is there any danger to my real estate strategy of doing owner-financing to Mexican immigrants? 35:30 How can a young CPA grow his business and career intelligently? 43:30 Should I buy a house? 1:01:00 What is the likely future of Liberland? 1:24:15 Is it crazy for us to AirBnB for 6 months while we find a new place to live? If you'd like to be on next weeks Q&A show, sign up here: https://patreon.com/RadicalPersonalFinance Enjoy! Joshua
Ep 791791-Joshua's WhatsApp Metaphor and How It Will Apply to the Changing Financial World
Ep 790790-Starting a New Country Dedicated to the Principles of Liberty: Interview with Liberland President Vít Jedlička
Ep 789789-Friday Q&A: Saving on Taxes, Learning a New Language, Getting into Camping, Inflation, etc.
On today's Friday Q&A is show we cover: 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes? 18:32 Should I pay off debt if I expect future inflation? 27:15 What tools should I use to learn a language from scratch? 41:45 How far can I go in deducting the expenses of my vacation rental and how far should I go to get tax deductions? 1:03:00 I'm getting my family into camping for the first time. Where should I start? 1:22:00 Should I invest into life settlement contracts? Enjoy! Joshua https://patreon.com/RadicalPersonalFinance
Ep 788788-Why I Got Bitcoin Wrong: An Apology
In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight. Joshua
Ep 787787-The Freedom of Full-Time Family Travel
As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how you can access it if you want to! Joshua
Ep 786786-Is it Safe to Go to Mexico? Or Anywhere?
Ep 785785-How to Move to Mexico (and Why You Should Establish Residency Now, Not Later)
I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country. In today's podcast I've invited attorney Enrique Ramírez Corona on the show to discuss how Mexico's immigration program works. Enjoy! Joshua Enrique's website: http://www.sanmiguel-legal.com/ Enrique's email: [email protected]
Ep 784784-I Make Dreams Come True
Ep 783783-Friday Q&A: Downsides to Second Citizenship, Crypto Wages, Cash Out Pension, Etc.
It's Friday! Today we do Q&A! 1:30 Is there a downside to a second citizenship? 20:04 Should I invest for early retirement or buy a house? 47:37 How are my crypto wages taxed as I earn them and they grow? 1:06:00 Should I cash out my teacher's pension or keep it? 1:16:48 I make 3x money as I did 6 months ago. Am I spending too much? 1:24:27 I have $1,000,000 in the stock market. Should I sell? 1:38:20 How can I plant some flags as a farmer? 1:52:31 How can I pay my parents to work for my business? 2:01:00 What's wrong with Universal Life Insurance? To join next week's show, go to https://patreon.com/RadicalPersonalFinance
Ep 782782-What to Do When Nothing Is Working and You Feel Like the Darkness is Closing In
Ep 781781-Disaster is NOT a Strategy
Disaster is NOT a strategy. But you can build a strategy for virtually any disaster. Joshua
Ep 780780-How Should You Prioritize Tax Costs in Your Decisions?
Ep 779779-Friday Q&A: Made a Bunch of Money; Now What? How Does Joshua Create a Podcast?
It's Friday! Today we do live Q&A and cover: I made a bunch of money on a real estate deal. What do I do with the money now? 29:35 How does Joshua go about making a podcast? Joshua p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance
Ep 778778-How to Live Income Tax-Free in the USA (2 of 2) ...and Make Money!
Text me your comments and questions: 561-468-3158 Joshua
Announcement: Big, Big Travel Plans This Year!
In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year! Joshua p.s., Brand new! Text me a question or comment at 561-468-3158!
Ep 777777-How to Live Income Tax-Free in the USA (1 of 2)
It's exceedingly difficult to live income tax-free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how! Joshua
776-Should You Cheat on Your Taxes to Save Money?
Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store
775-Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.
Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry? 9:30 Can I open an HSA account if I'm on my parents' policy? 13:00 How long should I keep my personal banking records? 17:10 Should I convert my group life insurance to a personal policy? 26:30 Should I sell my rental property to invest in something else? 35:10 Should I take my money out of my 401(k) using the Coronavirus penalty relief? 40:45 Should I trust the government's tax promises about my 401(k)? Joshua
774-The Shocking Truth of How Just a Tiny Bit of Tax Destroys the Compounding of Your Wealth (RE-DO TO CORRECT A SERIOUS MATH ERROR)
The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results! Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store
773-How an Early Retirement Extreme Lifestyle Protects You From Catastrophic - Interview with Jacob Lund Fisker
I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk. https://radicalpersonalfinance.com/store Save 50% with CHANGINGPLATFORMS until March 31
772-Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance
It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale: Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too! On to today's topics: 2:40 What can I learn from my recent investment wins? 11:06 I've decided not to FIRE as soon as I though; should I buy a vacation property? 25:41 Can going offshore lower my personal liability exposure? 40:52 My wife and I are retiring young. Now what? 54:36 Understanding the options on disability insurance. Enjoy! Joshua p.s., remember to save 50% at https://radicalpersonalfinance.com/store with coupon code CHANGINGPLATFORMS and to book an consulting call with me at https://radicalpersonalfinance.com/consult before they disappear!
771-What Will They Say About Your Life When You Die?
Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

Ep 770770-Friday Q&A: HELOC for Stock Investing, Dental Tourism, CFP Career Prospects, Equity as Comp
It's Friday! Today we cover: 2:08 - Should I take out a HELOC on my house to invest in stocks? 20:48 - Can I save money on my taxes by starting a dental tourism company? 25:15 - Is the career of a CFP a good career? 39:20 - Should I sell my $600,000 crypto portfolio? 59:28 - How can I find new and interesting ideas for my life? 1:09:28 - How can I build a framework for my children's education? 1:17:08 - Should I take a job that promises me equity as compensation? Enjoy! Joshua Join me on Patreon: https://patreon.com/RadicalPersonalFinance
Ep 769769-The Power of Beta
Ep 768768-The Psychological Freedom of Ratios
Ep 767767-Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, Etc.
In today's show we do live Q&A: 3:00 Should I take a government job with good benefits or a private sector job with other benefits? 16:42 How do I get myself back into tax compliance for a US citizen? 25:52 How should I protect my cash savings from inflation 35:30 Should I stay in hotels or buy a camper for my cross-country road trip? 56:30 Should I merge my HSA with my wife's? 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave? 1:10:18 How can I quickly build my credit?
Ep 766766-Count the Costs and Your Goals May be Far More Achievable
RPF Meetup Invitation: Thursday, February 11 in Bogotá, Colombia
Hey Radicals! I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia. If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com. Joshua